The buyer who loses the most consumer surplus when the price of the commodity rises from $20 to $22 is the one who experiences the same loss of consumer surplus as the other two customers.
A consumer surplus occurs when customers pay less for a good or service than they would be willing to. It is a way to quantify the extra value that consumers get from paying less than what they would have been willing to pay for a product.
The gap between what a customer is willing to pay and the price they actually pay for a product is referred to as the customer surplus. The price differential between the market price and the lowest price a producer is willing to take in order to create a good is known as the producer surplus.
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The complete question has been attached in text form:
Who experiences the largest loss of consumer surplus when the price of the good increases from $20 to $22?
Carlos $15
Quilana $25
Wilbur $35
Ming-la $45
the coupon rate is less than the yield to maturity when a bond sells at a premium. select one: true false
The statement is True. Bond investment may be a long investment; therefore, the market choices embrace government and company bonds. The establishment of the bond raises funds from willing investors to pay the nominal value at maturity and coupon payments at outlined regular intervals.
Company bonds area unit thought-about to own a better risk of default compared to government bonds. A bond's coupon rate is up to its yield to maturity if its price is up to its nominal value. A bond can trade at a premium once it offers a coupon (interest) rate above the prevailing interest rates for brand-new bonds. This can result from investors' area units willing to pay a lot for the bond's higher yield.
If the yield to maturity for a bond is a smaller amount than the bond's coupon rate, then the (clean) market price of the bond is bigger than the nominal value (and vice versa). If a bond's coupon rate is lower than its YTM, then it is commerce at a reduction.
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f a person spends $12 a week on coffee (assume $600 a year), what would be the future value of that amount over 15 years if the funds were deposited in an account earning 2 percent?
If a person spends $12 a week on coffee (assuming $600 annually), the money would be worth $10,376.04 in 15 years if it were deposited into an account generating 2%.
Define the total number of periods you'll contribute, the period-to-period return rate (r), and the monthly payment (P) you'll make (n). Subract one from (1+r)ⁿ then divide the result by r. To find the future value of an annuity, multiply the result by P.
so,
Annual deposit amount = $ 600
Number of years = 15
Interest Rate = 2%
Using the Future Value Annuity Table, the future value of the retirement account will be determined.
FVAV(2%,15 years) = 17.2934
Future Value =600x17.2934
Future Value =10,376.04
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who are the primary users of erp systems? customers, resellers, partners, suppliers, and distributors accounting, finance, logistics, and production sales, marketing, customer service all of these
The main industries utilizing ERP systems are accounting, finance, logistics, and production.
ERP systems is a type of software that helps companies manage and automate vital business processes for peak performance.
With the use of ERP programs like Epicor, Netsuite, and SYSPRO, users can automate time-consuming daily tasks.
In order to simplify processes and data throughout the entire firm, ERP software combines these various capabilities into a single, comprehensive framework. A major component of every ERP architecture is a common database that supports multiple functions used by diverse business units.
Spending less time on routine chores like running reports across several platforms can free up more time for your team and your most pressing business needs.
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mary toy borrowed $4,000 from her parents and repaid them $4,160 after 9 months. what simple interest rate (as a percent) did she pay? (round your answer to two decimal places).
Simple interest on a principal of $4,000.00 over a period of 0.75 years (9 months) requires an interest rate of 0.4444% each month to yield a total amount, principal plus interest, of $4,160.00.
Give a brief account on simple interest.Simple interest can be regarded as the interest that is only added to the principal, or the initial amount borrowed or deposited. No matter how often interest is charged, only the initial sum will be affected. You should be certain before signing anything because many lenders base their estimates on simple interest.
Simple interest is a quick and easy way to figure out how much a loan will cost in interest. The principle is multiplied by the daily interest rate and the number of days between payments to determine simple interest. Although some mortgages use this methodology for calculation, this kind of interest usually refers to auto loans or short-term loans.
To solve the question :
Answer:
R = 0.4444% / month = 5.33% / year
Formula :
r = (1/t)(A/P - 1)
r = (1/9)((4160/4000) - 1) = 0.00444444
r = 0.00444444
Converting r decimal to R a percentage
R = 0.00444444 * 100 = 0.4444% / month
Calculating the annual rate
0.4444% / month × 12 months / year = 5.3328% / year.
Rate is = 5.3328% / year or 0.4444% / month
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an office building owned by giles was destroyed by hurricane belle on october 20, year 2. giles received settlement of his insurance claim for the destruction of his building on january 5, year 3. in order to qualify for nonrecognition of gain on this involuntary conversion, what is the last date for giles to acquire qualified replacement property?
In order to qualify for nonrecognition of gain on this involuntary conversion, the last date for Giles to acquire qualified replacement property is December 31, Year 5.
In order to avoid being taxed which is on a gain resulting from an involuntary conversion, then here the property subject to the said conversion must be replaced within a specified time. Thus, this is said to be measured from the end of the calendar year in which the proceeds are received.
However, generally the period here is 2 years, but it is also 3 years when the involuntary conversion tend to result from any government condemnation or eminent domain and which is then extended to 4 years.
Hence, through this they qualify for the nonrecognition of gain.
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aliya is active on online auctions but wants to avoid auction fraud. what are the four categories of auction fraud?
The four categories of auction fraud are Failure to send, failure to disclose, sending something of lesser value, and failure to deliver
The Internet Crime Complaint Center defines auction fraud as "fraud attributed to the misrepresentation of a product displayed for sale through an Internet auction site or the non-delivery of merchandise acquired through an Internet auction site."
As online auction sites gained popularity, scammers began to use them as a means of making quick cash in a variety of ways. It's interesting to note that this kind of fraud, which first appeared on eBay in the early 2000s, is one of the oldest ones to exist in the online world.
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what factors help determine if a website author is credible
Answer:
1. Professional credentials: If a website author has professional credentials or a degree in the field they are writing about, that suggests they are credible.
2. Expertise or experience: If the author has expertise or experience in the subject matter, that also suggests they are credible.
3. Objectivity: If the author is objective and has no clear bias or agenda, that is a good sign of credibility.
4. Sources: If the author cites sources for the information they present and the sources are reliable, that suggests the author is credible.
5. Reputation: If the author has a good reputation among peers and colleagues, that suggests they are credible.
Explanation:
what is the assessment of how well a money manager achieves a balance between high returns and acceptable risks? multiple choice question.
Performance evaluation is the assessment which could apply of how well a money manager achieves a balance between high returns and acceptable risks.
Definition of Performance EvaluationJob evaluation is a form of periodic assessment and review of employees at work.
Generally, this assessment is carried out annually or at certain periods on a regular basis.
One of the benefits of performance appraisal for companies is to measure employee success at work.
The information obtained from this job evaluation can later assist in making decisions regarding salary increases, promotions, and termination of employment.
Some companies have their own job evaluation system for their employees. Periodic and regular job evaluations can help remind employees of the company's expectations and demands on them.
In general, it is the manager who conducts the job evaluation assessment. Later managers will assess employee performance, employee behavior, loyalty, honesty, leadership, teamwork, dedication and also employee participation in the company.
Your question is incomplete but most probably your full question was:
Multiple choice question: what is the assessment of how well a money manager achieves a balance between high returns and acceptable risks?
a. Return evaluation
b. Target evaluation
c. Assessment of Management
d. Performance evaluation
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as the sales rep for whirlpool appliances plans her activities for the next week, she is establishing a certain day and time to visit each customer's place of business. she is engaged in the process of:
With Whirlpool ® Extended Service Plans, both routine maintenance and unexpected repairs are covered. It's a terrific approach to guarantee the effectiveness and longevity of your equipment.
A wonderful method to cover both routine maintenance and repairs is with appliance protection and service contracts. Your new kitchen or laundry appliances may be covered by a Whirlpool ® Extended Service Plan, providing you peace of mind. With Whirlpool ® Extended Service Plans, both routine maintenance and unexpected repairs are covered. A wonderful method to cover both routine maintenance and repairs is with appliance protection and service contracts. Your new kitchen or laundry appliances may be covered by a Whirlpool® Extended Service Plan, providing you peace of mind.
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a local pet supplies boutique had a good year with rising revenues and reduced operating costs resulting in personal income for the owner of nearly $100,000. one-third of that went to local, state, and federal income taxes and another third went to pay for a home mortgage, car payments, food, clothing, and other necessities. what is the remaining third called?
A local pet supplies boutique had a good year with rising revenues and reduced operating costs. So, the remaining third is called discretionary income.
The operating costs are the ongoing expenses which tend to incur from the normal day-to-day of running a business. So, the operating costs tend to include both the costs of goods sold (COGS) and also the other operating expenses.
Discretionary income is said to be the amount of an individual's income which is thus left for spending, saving, or investing after paying taxes and paying for personal necessities.
Hence, the discretionary income is the amount of income which is left for an individual.
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suppose you transfer $5,000 from your savings account to your checking account. how does this action affect the m1 and m2 money supplies?
A portion of the M2 money supply is M1. Savings accounts are not included in the M1 money supply, which necessitates a transfer from.
A measure of the money supply that solely includes cash and bank accounts is known as the M1 money supply. The money supply is calculated using the M2, which comprises
The earliest a money transfer between banks will likely go through is the following working day. The money can take up to a few days to appear in your account. You might be able to use an ATM to withdraw cash from your savings account if you need money right away. M2 won't be impacted, but M1 will go up. M1 is a specific definition that emphasizes more on
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what are examples of a positive approach? (what are appropriate ways to to self-manage? (choose every correct answer.)
Hearing the critiques of your work from your supervisor An example of a positive approach is to present your new concept to your supervisor.
Utilizing the scientific method is necessary for the positivist approach. An observation is made about a social behavior or circumstance, a hypothesis is formed regarding the cause or result of the observation, the hypothesis is tested, and the results are then analyzed.
According to positivists, this strategy eliminates researcher bias and offers a credible causal explanation for the research study. The use of experimental designs is crucial in positivist research because they establish controls for removing further bias from the findings. Results analysis typically takes the form of data analysis, in which scientists use statistics to quickly determine if a relationship is causal or coincidental.
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over the last thirty years, media ownership has . a. become more diverse b. broken up across dozens of corporations c. become more consolidated d. become less partisan e. been split between comcast and time warner
Over the last thirty years, media ownership has become more consolidated. So option c. is correct.
Ownership is an important factor for media corporations. The issue of property ownership is of vital importance, especially in terms of media independence and broadcasting policies. In media ownership, which is commonly observed in the world, the control of individuals and organizations is dominated by large multinational conglomerates. For this reason, there is a cross-integration of media ownership. The consolidation of media power extends beyond just mergers and monopolies. The implications of the extreme consolidation of media power are extensive.
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which of the following is a product cost? a.salary of a sales manager b.salary of the company receptionist c.drill bits for a drill press used in the plant assembly area d.advertising for a particular product
Product cost involves drill bits for a drill press used in the plant assembly area.
Hence, Option D is correct.
The expenses incurred to produce a product are referred to as its cost. Direct labor, direct materials, consumable production supplies, and factory overhead are all included in these prices. The cost of the labor necessary to provide a service to a customer can also be considered when calculating product cost.Direct materials, direct labor, and overhead are the three main types of expenditures that are accounted for during the manufacturing process. There are a few exceptions, as some automated manufacturing firms do not have direct labor expenses, while other service sectors do not have direct material costs.To know more about cost here
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there are three things that can distort the fair premium for a population in health insurance policies. what are they?
Three things that can distort the fair premium for a population in health insurance policies are:
Non-price determinants of demandNon-price determinants of supplyViolations of the free marketHealth insurance policy is a "list" of decisions, goals, and actions that determine the way care is administered and accessed. It usually covers the cost to visit primary physicians and other medical providers.
There are three things that can distort the fair premium for a population in the policy, however. The things are as follows:
Non-price determinants of demand: the factors (that are not the current price) that can affect the demand for a service or product.Non-price determinants of supply: the changes in the cost of productions.Violations of the free market, such as manipulation, misinformation, and foster wealth inequality.Learn more about health insurance at https://brainly.com/question/1941778
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a babysitter he hires breaks her leg when she trips over the family pet. what part of his homeowner's insurance would cover this loss?
We also experience numerous homicides resulting from accidental deaths in the home and workplace.When a human being causes the death of another human being.
Benefits will pay up to the limit shown for covered losses.1.Effective and Termination Dates. It is important that we both know when your coverage is due.Rental property owners want to run a profitable business and protect their investment.Tenants want to live in peace in a rental house.As a pet sitter, you are financially responsible for accidents,damage,or even theft that can occur when you are in charge of other people's pets.Then their car broke down on the road and they missed their flight.One day he was able to walk with just a can and his legs recovered.
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FILL IN THE BLANK. a(n) _____ indicator helps economists predict the duration of an economic upturn or downturn.
A leading indicator helps economists to predict the changes in the upturn or downturn in an economy.
A leading indicator is measurable data that help the economist to predict the downturn or upturn in the economy. The leading indicators can be used to forecast or predict the changes in any economy before it begins to shift in an upturn or downturn direction. These indicators have the potential and useful for the investors, observers, policymakers and also for the government to take the right steps if a downturn is expected.
Basically, the leading indicator is a set of data based on heuristic economic data that helps in the prediction of future change in the economy. The major examples of economic leading indicators are purchasing managers index, average hour worked, consumer confidence and initial jobless claims etc.
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to be sure your investment earnings benefit from compounding, what should you do first?
If given enough time, compounding of investment gains can cause even small investments to grow into enormous ones.
Is compounding a wise financial decision?Because interest is calculated on both the original principal and the accrued interest over time, compound interest causes your money to grow more quickly. As the original investment and the income received from those assets rise simultaneously, compounding can produce a snowball effect.
How do I begin investing using compounding?You must invest your comes back into you account for compounding to take effect. Consider an investment of $1,000 that yields a 6% return. If you reinvest your return, you will make $60 in the first year, increasing your huge spend to $1,060.
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in which of the following situations is unintended dual agency likely to occur? a) accepting a listing from a divorcing couple b) working with a former client as a customer
In the instances below, accidental dual agency is likely to take place when a former client acts as a consumer.
How do you address a former customer?Remember to express your appreciation to your previous client for their patience and tolerance. Inform them that moving forward, you'll contact them more frequently. I sincerely appreciate you taking the time to talk to me today; it was great to catch up. Occasionally, I'll get in touch.
How crucial is maintaining relationships with previous clients?There are many benefits to keeping in touch with past customers. When you assist customers through the real estate transaction process, meaningful friendships frequently emerge that you want to maintain, which can help you capture repeat business and referrals.
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a fund that exists when the government is the sponsor of a multi-government investment pool and accounts for the external portion of the trust assets is a(n):
A fund that exists when the government is the sponsor of a multi-government investment pool and accounts for the external portion of the trust assets is a private proposed trust fund.
A trust fund is a legal institution that maintains property or assets for an individual or organization as part of estate planning. Various assets, including cash, real estate, stocks, bonds, a business, or a mix of many various kinds of properties or assets, can be held by trust funds.
A trust fund must be created by three parties: the donor, the beneficiary, and the trustee. The trustee, who must operate in the grantor and beneficiary's best interests, is responsible for managing trust money.
Trust funds can be established under a variety of conditions and in a variety of formats. They provide people involved with financial security and support in addition to a few tax advantages.
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which of the following reasons for monitoring email, voice mail, and computer files is considered legal? a. all of the above b. protect security of proprietary information and data c. prevent personal use of employer facilities if prohibited by company policy d. investigate complaints of harassment
Monitoring email, voice mail, and computer files is considered legal to protect security of proprietary information and data, prevent personal use of employer facilities if prohibited by company policy and investigate complaints of harassment.
The legislation does permit employers to keep an eye on their staff members' business emails, internet usage, and phone calls. However, you must exercise caution to adhere to the law.
You might want to keep an eye on how your employees use the internet, email, and phone to:
Determine whether they are misusing work procedures and identify any criminal conduct.Make sure that staff members are adhering to the proper processes and working standards.Whether an employee complains that they are being harassed, look into the claim and check if there has been any improper handling of personal information.Option A is appropriate since it offers a worker a safer atmosphere and all of the options are correct.
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when a company offers a job to someone who has completed the personnel selection process, what information should be included in the offer? (select all that apply) multiple select question.
It is the process that a hiring team goes through with a candidate for a position to provide them with all the information they need to make a decision about they to hire.
The selection process refers to the steps involved in choosing people who have the right qualifications to fill a current or future job position.The selection process refers to the steps involved in choosing people who have the right qualifications to fill a current or future job position.Employee selection is the process of choosing people who have the relevant qualifications to fill positions in an organization.The recruitment process can be defined as the process of selecting and shortlisting the right candidates with the necessary qualifications and skill set to fill the vacancies in an organization.
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if the demand for a product is mostly inelastic (think cigarettes or alcohol), the impact of an excise tax will be
if the demand for a product is mostly inelastic (think cigarettes or alcohol), the impact of an excise tax will be mostly on the buyer.
The notion of elasticity is highly valued in neoclassical economic theory since it helps to understand a variety of economic concepts, such as indirect taxation incidence, marginal concepts connected to company theory, wealth distribution, and many sorts of commodities related to consumer choice theory.
Understanding elasticity is also essential when assessing welfare distribution, in particular consumer surplus, producer surplus, or government surplus.
Elasticity is a concept that can be found in many economic theories and several crucial indicators. These comprise the price elasticity of demand, supply, income elasticity, factor substitution elasticity, cross-price elasticity of demand, and inter-temporal substitution elasticity.
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which of the following entitles a creditor to a partner's profits? select one: a. a charging order b. a reimbursement order c. an accounting order d. a garnishment order
Using a charge order, an organization can put a lien on debts owing by members of a limited partnership (LP) or limited liability corporation and take possession of the money that is owed to them (LLC).
They may place a lien on any funds distributed to the debtor by the firm under the terms of the charging order. The charging order shields the LLC from accountability for a member's personal obligations as well as that of other members. States that offer protection against charging orders also preserve the management structure of the LLC. This prevents one of the members from being replaced in the LLC by a creditor who has a claim against them. the process of placing a charge on the beneficial interest in real estate, stocks, or certain other assets in order to secure a money judgment debt gained via litigation.
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forwards trade on organized exchanges whereas futures contracts take place between individuals and banks with other banks via telecom linkages. a. true b. false group of answer choices a b
False as futures contracts trade on organized exchanges whereas forwards take place between individuals and banks with other banks via telecom linkages.
Forward and futures contracts are derivatives systems that involve two parties who agree to buy or sell an asset at a set price from a future date. Buyers and sellers can reduce the risk associated with price movement on the street by locking in the buy/sell price in advance.
A forward contract is an arrangement that is made over-the-counter (OTC) and settled once at the end of the contract. Both parties involved in the contract discuss the exact terms of the contract. It is a private transaction and comes with a risk factor because the third party is responsible for repayment.
Futures contracts, on the other hand, are standard contracts that trade on stock exchanges. Therefore, they made decisions every day. These plans come with fixed maturity dates and inconsistent terms. There is very little risk with futures, as they guarantee payment on the agreed date.
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which of the following items are included when calculating the expected return on a portfolio? i. percentage of the portfolio invested in each individual security ii. projected states of the economy iii. the performance of each security given various economic states iv. probability of occurrence for each state of the economy
The expected return on a portfolio is calculated by taking into account the percentage of the portfolio invested in each individual security, the projected states of the economy, and the performance of each security given various economic states.
Probability of occurrence for each state of the economy is also taken into consideration to account for risk and also uncertainty of the investments. We can calculate the expected return on a portfolio by taking into consideration the weighted average of the expected return of each security, weighted according to the percentage of the portfolio invested in each security. This helps the investor to understand the potential return of the portfolio and make informed investment decisions.
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a patent gives the inventor the sole right to make, use, or sell the item for a. 7 years. b. the life of the patent holder, plus 70 years after the patent holder's death. c. 20 years. d. 50 years.
A patent gives the inventor the sole right to make, use, or sell the item for 20 years.
A patent is a legal document that grants an inventor the only authority to market, produce, or otherwise make use of their creation for a predetermined period of time. The contract outlines the conditions under which the government has granted the inventor complete ownership of the invention for a period of 14 years, or 20 years from the date of application, depending on whether it is a design patent that may be renewed.
Therefore, the correct option is c. 20 years
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which behavior can help increase savings? a. spending windfall income when it’s received b. paying for purchases with a credit card c. avoiding convenience store purchases d. increasing discretionary expenses e. eating out frequently
The answer is option C. avoiding convenience store purchases.
Frequenting convenience store exposes one to variety of wants that not necessarily important and needed. For one to improve one's saving, convenience store purchase should be avoided.
What are savings?Savings refers to the money that a person has left over after they subtract out their consumer spending from their disposable income over a given time period. Savings, therefore, represents a net surplus of funds for an individual or household after all expenses and obligations have been paid.
There are other behaviours that can help increase savings and they are as follow:
Keep track of your spending. Separate wants from needs. Avoid using credit to pay your bills.Check your insurance policies.Save regularly. Cut or downgrade your servicesTry lowering your energy bill.Cut down on take-out ordering.Learn more about savings here
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cd-roms are often used to archive data and to record music downloaded from the internet. t or f
False. The required answer for the given question is False about CD-ROM.
What is CD-ROM?A CD-ROM is a kind of read-only memory made up of a data-filled optical compact disc that has been pre-pressed. Computers can read CD-ROMs but not write to or delete them. A CD-ROM, or compact disc noticed memory, is an optic disc that holds music or software data and has read-only memory.
A CD-ROM, which is used to store applications and data files, has a storage capacity of 650MB or 700MB and uses a distinct recording format from the audio CD (CD-DA), that it descended. The CD-ROM quickly took the role of the memory stick for the dissemination of software in the 1990s.
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what effects will an increase in yield volatility have on the values of a putable and a callable bond
Effects will an increase in yield volatility have on the values of a putable and a callable bond : One bond's value will rise, while the other bond's value will fall
A company can issue fresh debt at a lower interest rate than the initial callable bond if market interest rates drop after the bond is floated. By exercising the call feature on the earlier callable bond, the corporation utilizes the revenues from the second, lower-rate issue to settle the debt. As a result, the business refinanced its debt by substituting newly-issued debt with a lower interest rate for the callable bonds that had a higher yield.
By exercising callable bonds, a corporation can reduce interest costs and avoid long-term financial issues in the event that economic or financial conditions deteriorate.
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