while you are waiting on the top management team to present your recommendations to the board of directors, you take a look at updating tri-state's current code of ethics. in summary, it states that customers and employees should be treated with respect, that all business should be carried out in accordance with all applicable laws, and that any violation of tri-state's ethical guidelines is cause for disciplinary action. what is the best criticism of this code of ethics? select an option from the choices below and click submit.

Answers

Answer 1

The best critique of the code of ethics you have selected is that it only addresses legal compliance and employee support; it makes no mention of additional moral commitments. The wisest decision was this. Public accountability should be covered by an ethical code.

You choose to identify Tri States' fundamental beliefs and establish goals based on those values in order to evaluate Tri States' ethical obligations. This was the best option since a code of ethics needs to be founded on fundamental principles.

launch an organic product range. This may improve the health of Tri-goods State and have a significant environmental effect. What a worker anticipates from their employer is outlined in a code of ethics.

A code of ethics needs to be comprehensive enough to address every circumstance. A code of ethics offers principles to assist staff in achieving company goals.

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Related Questions

The table below reports the actual inflation rate from 2016 to 2020. Complete the table, assuming people form expectations adaptively. Give all answers to two decimals.
Look back at the table. Assuming people form expectations adaptively, which of the following statements are correct?

Answers

People overestimate inflation when it rises year after year. When inflation is declining year over year, people underestimate it. Monetary policy can only alleviate unemployment if it is anticipated and implemented.

What is adaptive expectations?

According to a theoretical process proposed in economics, people construct their expectations about what will happen in the future based on what has already occurred. As an illustration, if someone wants to predict the rate of inflation in the future, they can look at past inflation rates to deduce some trends, and the more years they take into account, the more accurate their prediction will be.

To solve the question :

Year     Actual Inflation rate    Expected Inflation rate      Error

2016        3%                                       3%                                 0%

2017        5.00%                                 3%                                2.00%

2018        6.50%                                 5.00%                         1.50%

2019        4.50%                                 6.50%                         2.00%

2020       3.50%                                 5.50%                           2.00%

According to adaptive expectation, consumers will anticipate higher rates of inflation in the following year if inflation increased in the previous year.

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The complete question is mentioned below :

The table below reports the actual inflation rate from 2016 to 2020. Complete the table, assuming people form expectations adaptively. Give all answers to two decimals.

Look back at the table. Assuming people form expectations adaptively, which of the following statements are correct?

On January 1, Year 1, Weller Company issued bonds with a $220,000 face value, a stated rate of interest of 9.50%, and a 10-year term to maturity. Weller uses the effective interest method to amortize bond discounts and premiums. The market rate of interest on the date of issuance was 7.50%. Interest is paid annually on December 31. Assuming Weller issued the bonds for $236,340, what is the carrying value of the bonds on the December 31, Year 3? (Round your intermediate calculations and final answer to the nearest whole dollar amount.) $240,900 $226,084 $229,753 $233,166

Answers

Thus, in Year 3, the Weller Company will recognize a carrying value of $3,669.

How Does Carrying Value Work?

Carrying value is a type of value measure in accounting where the worth of a firm or asset is determined by the numbers on the balance sheet of the relevant company. Carrying cost is computed as follows for tangible assets like equipment or computer hardware: (original cost - accumulated depreciation). The methodology for determining carrying value is used if a corporation buys a patent or another piece of intellectual property (original cost - amortization expense).

Determining the bond's terms is necessary for the first stage in calculating the carrying value. The following three bond characteristics, for instance, must be separated using the effective interest rate method:

Par value of BondRate of interest on the bondThe date of the bond's maturity

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1. What is the difference between profit maximization and wealth maximization? Under what conditions might profit maximization lead to wealth maximization?

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The difference between profit maximization and wealth maximization. The essential difference between the maximization of profits and the maximization of wealth is that the profits focus is on short-term earnings, while the wealth focus is on increasing the overall value of the business entity over time.

What is Profit maximization?

The profit maximization refers to finding the most profitable way to produce goods or provide any services. It simply means to maximize the profits of the company.

Profit maximization, in economics, is one of the most common objectives of every company. Generally, profit in accounting and business terms means that part of the amount which arrived after revenue exceeds the cost of production involved.

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Assume, for Vietnam, that the domestic price of textiles without international trade is lower than the world price of textiles. This suggests that in the production of textiles, a. Vietnam has a comparative advantage over other countries and Vietnam will import textiles. b. Vietnam has a comparative advantage over other countries and Vietnam will export textiles. c. other countries have a comparative advantage over Vietnam and Vietnam will import textiles d. other countries have a comparative advantage over Vietnam and Vietnam will export textiles. 8. Which of the following would affect the GDP for the U.S.? a. The purchase of tutoring services from a tutor who holds a foreign citizenship but resides within the U.S. b. The purchase of a new edition of a foreign textbook that was produced in a different country. c. The purchase of ink and paper supplies by a textbook company for the production of new textbooks not produced yet. d. The purchase of a used textbook from a friend who took the same class last year. Figure 1 The above figure describes the Chinese Market for pencil sharpeners. 9. Refer to Figure 1. With no international trade a. the equilibrium price is $12 and the equilibrium quantity is 300. b. the equilibrium price is $16 and the equilibrium quantity is 200 c. the equilibrium price is $16 and the equilibrium quantity is 300 d. the equilibrium price is $16 and the equilibrium quantity is 450.

Answers

Since Vietnam does not have a textile manufacturing industry, it will import textiles from other nations. Option (c)

Consequently, we may conclude from this that students who hire tutors may have an impact on U.S. GDP growth.

300 is the value of the equilibrium quantity, and $12 is the value of the equilibrium price.

if the domestic price of textiles in Vietnam is greater than the other countries price then when the opening up for trade in Vietnam the price of textile in Vietnam will decline because Vietnam will export textile from other world as it is cheaper in other country and it is not specialized in manufacturing textile production.

so, Vietnam is not specialized in manufacturing textiles so it will import textiles from other countries.

therefore by this we can say that

Option (c) is right answer.

8)

The purchase of tutor services from a tutor who holds a foreign citizenship but resides within the U.S. because students studying in us without going to colleges or educational institutions may think that purchasing a tutor would be less expenditure for him/her than going to college.

so, by this we can say that students purchasing tutors may affect the GDP growth in U.S.

Option (A) is right answer

9)  

the value of equilibrium price is $12 and the value of equilibrium quantity is 300.

as the data given in the question we can say that Option (a) is right answer

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Outsourcing suppliers can often provide economies of scale, especially for hardware and software, that may not be available to the client alone. Which of the following benefits does this offer an organization?
Reduction in fixed and recurrent costs

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Reduction in fixed and recurrent costs benefits Outsourcing suppliers can often provide economies of scale, especially for hardware and software, that may not be available to the client alone.

Outsourcing Supplier is a company to which the corporation subcontracts a task carried out by eligible employees in cases where the organization and the network of partners have agreed in the agreed amount that the company would provide jobs to current qualified candidates bearing out that undertaking for the company. Employing a 3rd logistics (3PL) firm to monitor, upgrade, and streamline the supply chain is referred to as outsourcing supply chain management. A fixed cost is a recurring expense with a stable value. The level of output or revenue has no impact on fixed costs. Rent as well as insurance are fixed costs. Even fixed expenses change over time, as do all expenditures

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Loraine purchases raw, unpasteurized milk for her children. Loraine's mother is concerned about the potential health hazards of drinking raw milk. Loraine insists that pasteurization degrades the nutritional quality of milk and raw milk is nutritionally superior to pasteurized milk. Which of the following statements concerning pasteurization is true? Multiple Choice The pasteurization process releases bound calcium and increases absorbable dietary calcium in cow's milk The pasteurization process heats foods to kill pathogenic microorganisms O o oo The pasteurization process is not effective for killing pathogens in beverages such as milk and juice, The pasteurization process evenly distributes fat particles throughout the milk, so the cream does not rise to the top of the milk

Answers

Loraine insists that pasteurization degrades the nutritional quality of milk and raw milk is nutritionally superior to pasteurized milk. The statements concerning pasteurization is true the pasteurization process heats foods to kill pathogenic microorganisms.

The pasteurization is a process of heat-treatment process which destroys pathogens micro-organisms in certain foods and beverages.

Loraine's mother is concerned about the potential health hazards of drinking raw milk. Loraine insists that pasteurization degrades the nutritional quality of milk and raw milk is nutritionally superior to pasteurized milk. The pasteurization process is safe and it heats foods to kill pathogenic microorganisms.

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You are analyzing two possible stock market investment strategies. For each of the following, identify whether or not it would be classified as a fair bet. Would a risk-averse person make either of these investments? Why or why not? a. One strategy is to invest in a blue chip stock like Microsoft that has a proven track record. There is a 25% chance that the company continues its steady growth and your wealth increases by $30,000. There is a 75% chance that the company becomes unprofitable and your wealth decreases by $10,000. b. Another strategy is to invest in a start-up. There is a 10% chance that the company is a success and your wealth increases by $100,000. However, there is a 90% chance that the company fails and your wealth decreases by $20,000. a

Answers

I would prefer not to invest in any of the stated strategies.

Following are the reasons for not investing in any of the conditions.

a. This is not a fair bet. A risk-averse person would not make this investment because the 75% chance of losing $10,000 outweighs the 25% chance of gaining $30,000.

b. This is also not a fair bet. A risk-averse person would not make this investment because the 90% chance of losing $20,000 outweighs the 10% chance of gaining $100,000.

A purchase made with the intention of creating income or capital growth is known as an investment. An asset's value increasing over time is referred to as appreciation. When a person invests in a good, they do not intend to utilise it as a source of immediate consumption, but rather as a tool for future wealth creation.

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while you are waiting on the top management team to present your recommendations to the board of directors, you take a look at updating tri-state's current code of ethics. in summary, it states that customers and employees should be treated with respect, that all business should be carried out in accordance with all applicable laws, and that any violation of tri-state's ethical guidelines is cause for disciplinary action. what is the best criticism of this code of ethics? select an option from the choices below and click submit.

Answers

The customers and employees should be treated with respect, that all business should be carried out in accordance with all applicable laws, and that any violation of tri-state's ethical guidelines is cause for disciplinary action. The best criticism of this code of ethics is profession.

The code of ethics is the sets an organizations ethical guidelines and practices to follow for honestly, integrity and professionalism in the workplace.

The code of ethics provides a common collection of rules and guidelines about the profession to adhere to. I t provides the legal standard for the profession.

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A company purchased office equipment for $40,000 and estimated a salvage value of $8,000 at the end of its 5-year useful life. The constant percentage to be applied against book value each year if the double-declining-balance method is used is Select one: a. 40%. b. 20% c. 25% d. 5%.

Answers

Using the double-declining-balance approach, Choose one: 40 %

What is the purpose of the twofold decreasing balancing method?

The twofold falling balance depreciation method is particularly beneficial for autos and other quickly degrading assets since it enables firms to depreciate assets more quickly for tax advantages. The double declining balance (DDB) method of depreciation enables you to depreciate assets more quickly in the first few years following purchase.

The straight-line method of depreciation is expedited by the twofold depreciation approach.

In his example, the straight-line rate is equal to the double depreciation rate.

Depreciation rate is equal to (1/useful x 100) x 2 = (1/5 x 100) x 2 = 20% x 2 = 40%.

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n an effort to balance the budget, the government increases taxes paid by businesses. as a result, the loanable funds will

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Taxes paid by enterprises are raised by the government in an effort to balance the budget. There will be less demand for loanable cash.

The government's budget is balanced in what way?

To finance deficits, the federal government borrows money through selling Treasury bonds, bills, and other securities. What is referred to as the national debt is the sum of this borrowing along with the interest owed to the investors who purchased these securities.

When the government raises taxes, what kind of policy is being put into place?

There is constant debate over which strategy is more effective in the long and short terms. Fiscal policy is the method through which our government employs its capacity to spend money and collect taxes to have an impact on the economy.

When the government spends more than it takes in, there is a budget deficit. When the government spends less than it collects, there is a budget surplus. Fiscal year (FY) 2022 saw the government run a deficit due to spending $6.27 trillion more than it collected (revenue).

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which one of the following results from the latest decision round are least important in providing guidance to company managers in making their strategic moves and decisions to improve their company's competitiveness and overall performance on the five investor-expected performance targets in the upcoming decision round?a. the demand forecast data, the potential footwear supply data, and the facility space and production equipment data for each company that are part of the footwear industryb. the income statement and balance sheet data for each company on p. 5 of the FIRc. the information in the comparative competitive efforts section of the competitiv intelligence report for each geographic regiond. the industry scoreboard and each company's performance on EPS, ROE, stock price, credit rating, and image rating displayed on the first 3 pages of the FIRe. the performance benchmarks on pp. 6-7 of the FIR

Answers

The latest decision round that are least important in providing guidance to company managers in making their strategic moves and decisions to improve their company's competitiveness and rank among the top-performing company's in the upcoming decision round is E. The dividend data, the credit rating data, the income statement data, and the balance sheet data for each company

What is the income statement?

An equation can be used to determine a company's net profit or loss for a given time period by plugging the expense, income, gains, and losses from the income statement into the equation. This information aids in the timely decision-making necessary to maintain the financial stability of your company.

An income statement displays the revenues, costs, and profitability of a business over time. It is also sometimes referred to as an earnings statement or a profit-and-loss (P&L) statement. It displays your sales revenue for goods and services. expenses for generating income and running your business.

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the accounting rate of return is calculated as: multiple choice initial investment divided by annual net income. initial investment divided by required rate of return. annual net income divided by initial investment. annual net income divided by required rate of return.

Answers

The accounting rate of return is calculated as annual net income divided by initial investment. The Option C is correct.

What Is an Accounting Rate of Return?

In accounting, an accounting rate of return refers to a formula that reflects the % rate of return expected on an investment or asset when compared to the initial investment's cost.

It is derived by dividing an asset's average revenue by the company's initial investment to derive the ratio or return that one may expect over the lifetime of an asset or project. Its does not consider the time value of money which can be an integral part of maintaining a business.

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the brenneman company's direct materials budget shows total cost of direct materials purchases for january $125,000, february $150,000, and march $175,000. cash payments are made 60% in the month of purchase and 40% in the following month. the budgeted cash payments for march are $150,000 $160,000 $130,000 $165,000

Answers

The Brenneman company's budgeted cash payments for March are $165,000.

So, the correct answer is Option D.

The calculation of budgeted cash payments for March would be:-

Budgeted cash payments = 60% in the month of purchase + 40% in the following month

Budgeted cash payments = ($175,000 * 0.6) + ($150,000 * 0.4)

Budgeted cash payments = $105,000 + $60,000

Budgeted cash payments = $165,000

Hence, The Brenneman company's budgeted cash payments for March are $165,000.

A cash budget is an estimate of the income and expenses for a specific time period, which often includes cash sales, debtor collections, other income and expenses, and payments to suppliers, wages, and other expenses.

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kassim company purchased an asset by paying $35,000 cash and giving the seller its 3-year note for $240,000. which of the following statements is true?

Answers

The following claims are accurate regarding Kassim's asset, which has a $275,000 ($ 240,000 + $35,000) book basis and tax basis.

What does the tax basis of an asset mean?

Basis frequently refers to the amount of your capital investment in real estate for tax purposes. Use your basis to determine the depreciation, amortization, depletion, casualty losses, and any gains or losses on sales, exchanges, or other dispositions of the property. Frequently, an asset's base is how much it costs you.

Are words like cost basis and tax basis equivalent?

An asset's tax basis at the time of sale is its cost basis. The cost basis of an asset is based on its initial acquisition cost. Throughout the asset's existence, its value may increase or decrease. Such updated value is referred to as the "adjusted cost basis."

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Use the following project status information to calculate each of the requested EVM numbers below (a-i). The project status is reported at the end of week 13.
Task
Budget Cost
Budget Duration
Status as of Week 13
A
$5,000
2 weeks
100 percent complete, $5,000
B
$8,500
3 weeks
100 percent complete, $9,000
C
$15,000
4 weeks
75 percent complete, $14,000
D
$10,000
4 weeks
50 percent complete, $9,000
E
$12,000
4 weeks
Not started
F
$15,000
5 weeks
Not started
a. Planned value
b. Actual cost
c. Cost variance
d. Schedule variance
e. Cost performance index
f. Schedule performance index
g. Budget at completion
h. Estimate to complete
i. Estimate at completion

Answers

The Calculated answer for each of the requested EVM numbers is given below :

a. Planned value:

Task A: $5,000

Task B: $8,500

Task C: $15,000

Task D: $10,000

Task E: $12,000

Task F: $15,000

Total planned value: $65,500

b. Actual cost:

Task A: $5,000

Task B: $9,000

Task C: $14,000

Task D: $9,000

Task E: $0

Task F: $0

Total actual cost: $37,000

c. Cost variance:

Task A: $0

Task B: $1,000

Task C: $1,000

Task D: $1,000

Task E: $0

Task F: $0

Total cost variance: $3,000

d. Schedule variance:

Task A: 0

Task B: 0

Task C: -25%

Task D: -25%

Task E: 0

Task F: 0

Total schedule variance: -25%

e. Cost performance index:

($37,000 / $65,500) = 0.56

f. Schedule performance index:

(13 weeks / 15 weeks) = 0.87

g. Budget at completion:

$65,500

h. Estimate to complete:

Task E: $12,000

Task F: $15,000

Total estimate to complete: $27,000

i. Estimate at completion:

($37,000 + $27,000) = $64,000

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Assume that the Federal Reserve decreases the money supply. This action will cause ________ to increase.
A. demand for bank loans
B. the unemployment rate
C. inflation
D.social wealth

Answers

The correct answer is  demand for bank loans the Federal Reserve decreases the money supply.

Thus, the first consequence of a decline in the money supply is an increase in interest rates. Businesses are less inclined to borrow money for investment purposes when interest rates climb. Additionally, customers are less eager to take out loans to acquire things like houses, vehicles, and other items. Spending falls as a result. The Fed will purchase government assets from a number of banks in order to lower the federal funds rate. These banks ultimately keep fewer securities and larger cash reserves, which they lend to other banks in the federal funds market. It will increase borrowing rates, resulting in less investment and a lower GDP.

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sonic inc. manufactures two models of speakers, rumble and thunder. based on the following production and sales data for june, prepare (a) a sales budget and (b) a production budget: rumble thunder estimated inventory (units), june 1 284 91 desired inventory (units), june 30 326 79 expected sales volume (units): midwest region 3,650 4,100 south region 5,650 6,400 unit sales price $145 $205

Answers

Sonic inc. manufactures two models of speakers, rumble, and thunder. based on the following production and sales data for June, prepare a sales budget.

The sales budget may be a coming up with tool that enables corporations to manage resources and profits supported by expected sales. It takes into consideration previous sales patterns and budgets for similar time periods in order that every department will have a big-picture plan of wherever they stand financially. This helps companies be a lot of economical in reaching their goals and increasing their profit.

The sales budget is additionally priceless once it involves setting realistic targets. For instance, a sales team could have a sales goal of skyrocketing client subscriptions by fifty percent, however, the sales budget can keep expectations leveled by reflecting an annual increase of twenty %. This doesn’t mean fifty percent isn’t achievable; it merely implies that once budgeting supported revenue, the 50 percent ought to be a bonus, not an associated expectation.

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Determine which statements below are correct regarding merchandise available for sale during a period.(Check all that apply.)

Answers

The statements below are correct regarding merchandise available for sale during a period. Beginning inventory + net purchase = merchandise for sale; ending inventory + cost of goods sold = merchandise for sale.

Stock alludes to a load of products held by a business. It is a vital piece of maintaining a business, as it can influence both your primary concern and your consumer loyalty. The right stock administration situation can set aside the organization's time and cash and guarantee that you have every one of the provisions and materials.

A viable stock administration framework is fundamental for organizations to keep up with proficient deals. There are various elements to consider while planning a stock administration framework, for example, the sort of merchandise being put away.

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This question is incomplete here , I am attaching the complete question:

determine which statements below are correct regarding merchandise available for sale during a period. (check all that apply.)multiple select question .beginning inventory ending inventory

Consider an option on a non-dividend-paying stock when the stock price is $30, the exercise price is $29, the risk-free interest rate is 5% per annum, the volatility is 25% per annum, and the time to maturity is four months.
What is the price of the option if it is a European call?
What is the price of the option if it is an American call?
What is the price of the option if it is a European put?
Verify that put-call parity holds.

Answers

a) The price of European call is $2.52

b) The price of American call is  $ 2.53

c) the price of European put is  $ 1.05

d) [tex]p+s=c+[/tex][tex]Ke^{-rt}[/tex]

as given in the question,

the case stock price is [tex]S_0[/tex]= $30

the exercise price is  K=$29

the rate of interest r = 0.05

the volatility is [tex]\sigma[/tex] = 0.25

the maturity period is T = 4/12

now ,

[tex]d_1=\frac{ln\frac{30}{29}+(0.05+\frac{0.25^2}{2} \times \frac{4}{12} }{0.25\sqrt{03333} }[/tex]

=> 0.4225

[tex]d_2=\frac{ln\frac{30}{29}+(0.05-\frac{0.25^2}{2} \times \frac{4}{12} }{0.25\sqrt{03333} }[/tex]

=> 0.2782

N(0.4225) =0.6637

N(0.2782)=0.6096

N(-0.4225)=0.3363

N(-0.2782)=03904

for calculating the European call price,

=> [tex]30\times 0.6637-29e^{(-0.05)\times\frac{4}{12} }\times 0.6096[/tex]

=> 2.52

thus European call price is $2.52

American call price will be same as the European call price i.e $2.52

The European put price is calculated as follows

=>[tex]30\times 0.6637-29e^{(-0.05)\times\frac{4}{12} }\times -0.3904-30\times 0.3363[/tex]

=>$1.05

put-call parity states that

[tex]p+s=c+Ke^{-rT}[/tex]

in this case c=2.52, [tex]S_0[/tex]=30,K=29,p=1.05 and [tex]e^{-rT}[/tex] =0.9835

so , therefore

it is easy to say that the relationship is satisfied

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Eilysh, a student, is used to paying $1.50 for a 12-ounce bottle of Aquafina water from various vending machines on campus, so she expects the new vending machine just installed outside her chemistry classroom to charge her the same amount for her favorite beverage. For Eilysh, the $1.50 price is a:
bair price
bundle price
reference price
gross price
leader priceReference price

Answers

For Eilysh, the $1.50 price for 12-ounce bottle of Aquafina water is reference price.

What is a reference price?

The amount a buyer declares it is willing to pay for an item or service is known as the reference price (RP). High-volume buyers utilize it to communicate with suppliers. RP mandates that consumers have access to information on quality and price, which is uncommon in many businesses. Additionally, it is useless for customers who have urgent needs, cognitive problems, or other problems. Reference pricing necessitates adequate competition. Otherwise, customers have no choice in providers, which relieves pricing pressure on those companies. Low quality might be encouraged by reference pricing. In this context, reference prices are related to the "transaction utility" research done by Nobel Prize winner Richard Thaler for his theory of mental accounting.

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money, inc., a calendar year s corporation in denton, texas, has two unrelated shareholders, each owning 50% of the stock. both shareholders record a $400,000 stock basis as of january 1. at the beginning of the tax year, money reports balances in aaa of $300,000 and aep of $600,000. during the year, money generates operating income of $100,000. at the end of the year, money distributes securities worth $1,000,000, with an adjusted basis of $800,000.

Answers

When the securities are distributed there will be a recognized a gain of $200,000 to Money Inc. This $200,000 = $1 million - $800,000. This will increase AAA by $200,000. This recognized gain will flow through to the two shareholders of Money Inc. As both shareholders own 50% of the stock amount for each shareholder will be $200,000/2 = $100,000.

Thus the stock basis of each shareholder will increase by $100,000. AAA before distribution of securities will be = 00,000+100,000+200,000 = $600,000. The $1 million distribution will be treated as coming first from AAA to the extent of $600,000. The balance amount is $1 million - $600,000 = $400,000. This will be treated as coming from AEP. AAA = 600,000 – 600,000 = 0. AEP = 600,000 – 400,000 = 200,000. Basis for each shareholder before distribution = 400,000+100,000+50,000 = 550,000. The non taxable portion of the above distribution = 300,000 from AAA. Thus basis = 550,000 – 300,000 =250,000 Each shareholder has $200,000 of dividend income resulting from the distribution.

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Mortgage Meltdown
Assignment Directions
1. For this assignment you will research a single entity that falled in the mortgage collapse of 2007-2008. This will require you to
research information on the SEC, FDIC, and Federal Reserve sites. Each of these organizations will have information on consumer
settlements due to investment bank and other bank failures. All of these entities were mentioned in the text and vocabulary. In
Submission Requirements
You will write a report which must include the following elements: a timeline, brief narrative explanation of the events, financial
report on the firm you analyzed, actions taken by regulators, and the penalties which were assessed. Pay specific attention to the
individual investors and mortgage holders who were harmed and note them in your report; devote at least a paragraph to these
losses. Extra points will be awarded if you make a quantitative estimate of these losses. If you do use a math example, cite your
source or show your calculations.
The report should be no less than three pages, double-spaced, with one-Inch margins. Graphs and charts to illustrate points are
appreciated and rewarded.

PLS RESPOND ASAP!!! WILL GIVE BRAINLIEST!!!

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With accessible credit and loose lending guidelines that drove a housing bubble, the financial crisis of 2008 had its start. When the subprime mortgage bubble broke, the banks were left with trillions of dollars in worthless investments.

What happened to the mortgage industry in 2008?

Predatory lending practices in private mortgages and uncontrolled markets were the real drivers of the housing and financial crises. With the expansion of subprime mortgage credit in the early 2000s, which was largely used for products that were overly risky and predatory, the mortgage industry underwent major upheaval. The U.S. was experiencing a recession by the end of 2008. As the longest recession since World War II, the Great Recession lasted from December 2007 through June 2009. Millions of Americans lost their homes due to mortgage foreclosures, and by the summer of 2010, the unemployment rate had increased to almost ten percent, but nothing on the same scale as what occurred in the wake of the 2008 financial crisis.

So the US economy's issues prompted the global economy to slow down, which made it harder for the United States to recover. In order to strengthen the liquidity of financial institutions and promote improved circumstances in financial markets, the Federal Reserve aggressively responded to the financial crisis that erupted in the summer of 2007. Due to both increased loss reserves for anticipated bank failures as well as losses from actual bank failures, the DIF balance decreased from $52.8 billion on March 31, 2008, to $45.2 billion on June 30. The SEC can and should focus more on financial stability, an area where it fell short during the 2007 crisis.

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Scenario C. Gabriel, chief executive officer of Chesapeake Financial Inc., sends a memo to his vice presidents regarding new procedures for annual performance reviews. The vice presidents meet informally to discuss the new procedures. When the new procedures are announced to the other employees, they form feedback teams, and these teams draft memos providing feedback to the vice presidents and Gabriel regarding the advantages, disadvantages, and potential problems with the new procedures. The feedback memos sent by the teams of employees to the vice presidents and Gabriel are examples of ______ communication. Select one: a. nonverbal b. upward c. horizontal d. grapevine e. informal

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Correct option is B. The feedback memos dispatched via the teams of personnel to the vice presidents and Gabriel are examples of upward communication.

What is upward conversation example?

Company conferences are an instance of upward verbal exchange due to the fact they encourage top administration and lower-level personnel to engage with one some other in person.

Why upward verbal exchange is the best?

Upward communication is the method in which employees supply remarks to their managers and corporation leadership. Hearing from personnel can help managers avoid dropping key brain and attain better outcomes by means of restructuring processes. It can also help businesses domesticate a extra inclusive workplace.

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introduction: provide a short overview of your company and the purpose of this report. business overview: name your company and describe its business and your vision for its future. purpose of the report: explain the purpose of the report and describe why the information is important. methods and approach: explain the management accounting methods you used for generating the information that you are about to share in terms of your adherence to industry standards and the american institute of certified public accountants (aicpa) code of ethics.

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The short overview of my company and the purpose of this report is given below

What is the Business overview?

Name your company : Mildas Footwear

The description of the business: It is a small company that is eorking tirelessly to make footwear for Children.

My vision for its future - Is to create an a footwear that the poor people can afford and also to be able to enter into the international market.

The purpose of the report: For documentation and reference. The information is important as it guide me in my decision making.

The  management accounting methods I used for generating the information are: Capital budgeting and Inventory valuation and product costing

The procedure a company uses to assess potential big projects or investments is called capital budgeting. Before a project is accepted or denied, capital budgeting is necessary. Examples of such projects include the construction of a new plant or a significant investment in a third party enterprise.

Therefore, the  way a firm values its inventory has a direct impact on its gross profit, cost of goods sold (COGS), and the amount of inventory still in money at the conclusion of each month. As a result, inventory valuation has an impact on a company's profitability and potential value as shown in its financial statements.

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There are many reasons why firms need to grow. Which of the following reasons is strongly influenced by economies of scale?lowering costs

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Lowering costs is strongly influenced by economies of scale, cost reduction is the procedure of lowering a business's expenditures in order to increase profits.

What are economies of scale?

It entails locating and eliminating expenses that don't benefit consumers in any way, as well as streamlining operations to increase productivity.

The cost benefits that businesses gain as a result of their size of operation are known as economies of scale in microeconomics.

Therefore, the scale may be increased when the cost per unit of production decreases.

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Long-Term Solvency Ratios Summary data from year-end financial statements of Palm Springs Company for the current year follow Summary Income Statement Data Sales $10,500,600 Cost of goods sold 6,050,000 Selling expenses 685,000 Administrative expenses 945,000 Interest expense 783,500 Income tax expense 427,791 8,891,291 Net income $1,609,309 Summary Balance Sheet Data Cash $84,700 Total liabilities $749,700 Noncash assets 885,500 Stockholders' equity 220,500 Total assets $970,200 Total liabilities and equity $970,200 Round answers to one decimal place. a. Compute the ratio of times interest-earned, b. Compute the debt-to-equity ratio. 0 times 0

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In the above balance sheet Times-interest-earned and Debt-to-equity ratio are 2.6 and 3.4 respectively as per the given financial statement.

Given that :

Data Sales $10,500,600

Cost of goods sold 6,050,000

Selling expenses 685,000 Administrative expenses 945,000 Interest expense 783,500

Income tax expense 427,791 8,891,291

Net income $1,609,309

Summary Balance Sheet

Data Cash $84,700

Total liabilities $749,700

Non Cash assets 885,500 Stockholders' equity 220,500

Total assets $970,200

Total liabilities and

Equity $970,200

a. To calculate the ratio of times-interest-earned.

Times-interest-earned = EBIT / interest expense

EBIT = Data Sales - Cost of good sales - operating expenses

Thus, EBIT = $2,820,600

Interest expense = $783,500

Times-interest-earned = $2,820,600/ $783,500 = 3.6

b. To calculate the debt-to-equity ratio.

Debt-to-equity ratio = total liabilities / total stockholders' equity

Total liabilities = $749,700

Total stockholders' equity = $220,500

So, debt-to-equity ratio = $749,700 / $220,500 = 3.4

Times-interest-earned and Debt-to-equity ratio are 2.6 and 3.4 respectively as per the given data of financial statement.

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Which of the following is not a measure of the reliability of the supply chain? Multiple Choice O on-time delivery O lead time variability O supply chain response time O Improving e-fulfillment statisticsO fill rate

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 Supply chain response time is not a measure of the reliability of the supply chain.

The period of time between placing an order and receiving the product is referred to as the supply chain reaction time. Consequently, it is not a gauge of the supply chain's dependability. Other possibilities include fill rate, lead time variability, on-time delivery, and e-fulfillment statistics, which assess the dependability of a supply chain system.

Response time is the period of time between placing an order and receiving the ordered item. The response time in MTO supply chains comprises of the lead times for assembly and delivery since a customer order initiates the assembly of a finished good from components.

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identify the nerves that transmit taste sensations.multiple select question.glossopharyngeal nerve (ix)facial nerve (vii)trigeminal nerve (v)vagus nerve (x)

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The Nerves that transmit taste sensations include the Facial nerve( VII), Glossopharyngeal nerve( IX), and Vagus nerve( X).

Nerves control the various functions of the human body. jitters are one of the foundational corridors of your nervous system. The facial nerve is the 7th cranial nerve and carries nerve filaments that control facial movement and expression.

The glossopharyngeal nerve( CN IX) inventories organs, muscles, and other structures in your mouth and throat. It helps you taste food.

The vagus nerve is responsible for the regulation of internal organ functions, similar as digestion, heart rate, and respiratory rate, as well as vasomotor exertion, and certain reflex conduct, similar as coughing, sneezing, swallowing, and puking.

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you are considering whether to enter a holiday lights display contest that pays $1,000 to the winner. state whether each of the following constitutes private costs, private benefits, external costs, or external benefits. You may select more than one answer. Click the box with a check mark for correct answers and click to empty the box for the wrong answers Private costs Private benefits External costs External benefits Increased traffic congestion. Increased traffic congestion. Increased traffic congestion. Increased traffic congestion. Increased Increased Increased Increased electric bill from the holiday lights electric bill from the holiday lights electric bill from the holiday lights. electric bill from the holiday lights. Winning the Winning the Winning the Winning the holiday lights display contest. holiday lights display contest. holiday lights display contest. holiday lights display contest. Neighbors have Neighbors have Neighbors have Neighbors have difficulty parking on difficulty parking on difficulty parking on your street. difficulty parking on your street. your street. your street.

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To enter the holiday lights display contest:

Private costs: increased electric bill from the holiday lightsPrivate benefits: Winning the holiday lights display contestExternal costs: Increased traffic congestion and Neighbors have difficulty parking on your streetExternal benefits: - (None)

Private cost is the cost borne by an individual or a firm caused by the production of product or activity. In the case, the example of private cost is the increased electric bill from the holiday lights because the electric bill is harbored only by the house owner/participant of the holiday lights display contest.

Private benefit refers to the benefit derived by an individua directly involved in a transaction or activity. In the case, the only person who will enjoy the winning of the holiday lights display contest is only the winning contestant. Hence the benefit is only enjoyed privately.

External costs or spillovers are costs harbored by the unrelated parties or environment as a result of a transaction or activity which they are not directly involved in. In this case, both traffic congestion and parking difficulty are included in this category. The neighbors have nothing to do with the holiday lights display contest, yet they experience some difficulties caused by the contest.

External benefits refer to the benefit gained by the unrelated parties or environment as a result of a transaction or activity which they are not directly involved in. However in this case, none of the example can be categorized in this group.

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the classical production function model of growth shows that if a country continues to invest in capital year after year, it will continue to grow year after year.

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The Solow growth model focuses on long-run economic growth. A key component of economic growth is saving and investment. An increase in saving and investment raises the capital stock and thus raises the full-employment national income and product.

Economics specializes in the behaviour and interactions of economic agents and how economies work. Microeconomics analyzes what is considered as basic elements inside the economic system, which include character retailers and markets, their interactions, and the consequences of interactions. person sellers can also include, as an instance, households, firms, consumers, and dealers. Macroeconomics analyzes the economy as a system wherein production, intake, saving, and investment engage, and factors affecting it: employment of the sources of labour, capital, and land, foreign money inflation, financial increase, and public guidelines which have effect on those elements.

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