Pension plan required to pay out a certain sum .............. :
- Defined benefits.
How do defined benefit plans work?An agreed-upon monthly benefit is guaranteed under a defined benefit plan. A specific financial figure, such as $100 per month at retirement, may be specified in the plan as the guaranteed benefit. Or, more frequently, a benefit is determined by a plan formula that takes characteristics like pay and service into account. For instance, 1 percent of the average income for the previous five years of work is taken into account for each year of employment with a company. Within specific parameters, government insurance offered by the Pension Benefit Guaranty Corporation protects the benefits in the majority of traditionally defined benefit plans (PBGC).
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nathan is looking to open an individual retirement account (ira). what would be an interpersonal influence that would affect his decision?
The capacity to understand oneself is usually referred to as intrapersonal intelligence.
What is Individual retirement account?
It is also the ability to accurately represent one's inner self and to use that model to live a successful life. It is also the capacity to recognize one's feelings and adjust appropriately as the circumstance requires.
It enables people to reason and behave calmly in any situation. People who exercise high self-control appear to be stable as a result.
They are able to diffuse tension and handle challenging situations like disagreement or stress without expressing their emotions.
Therefore, The capacity to understand oneself is usually referred to as intrapersonal intelligence.
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TRUE/FALSE. a ""change in quantity demanded"" is a shift of the entire demand curve to the right or to the left.
The change in quantity demanded shifts the demand curve to the right or left. And it depends on the factors that change the demand. So, the given statement in the question regarding shifting of the entire demand curve either to right or left is True.
A change in demand describes the consumer behavior toward consuming or purchasing a particular goods or service. The change in quantity demanded depends on many factors such as consumer taste or preferences, changing the price, supply shortage, income level etc.
The change in quantity demanded shifts the demand curve either right or to left and it depends on the changing factor in demands by the consumer.
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if the actual cost for a wbs item is $1,500 and its earned value is $2,000, what is its cost variance, and is it under or over budget? group of answer choices the cost variance is -$500, which is over budget the cost variance is -$500, which is under budget the cost variance is $500, which is over budget the cost variance is $500, which is under budget
If the actual cost for a WBS item is $1,500 and its earned value is $2,000, then its cost variance is $500, which is under budget.
Cost variance is also known as the budget variance, so it is the difference between the actual cost and the budgeted cost, or what one had expected to spend versus what was actually spent. The actual cost is used in order to calculate the cost variance.
However, the Work breakdown structure (WBS) is considered to be as a method of organizing and also completing work in a project. Thus, it is a project management tool which tend to take a step-by-step approach to complete large projects.
Hence, as the cost variance is $500, then this will be considered to be under budget.
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infeasible problems can occur when the demand requirement is higher than the available capacity.
True or false from a statement "Infeasible problems can occur when the demand requirement is higher than the available capacity." This statement is true.
What is infeasible problems?An infeasible problem is one that has no solution, and an unbounded problem is one where the constraints do not constrain the objective function and the objective becomes infinite. Both situations are often caused by errors or imperfections in the formulation or data that define the problem. A viable solution is one that satisfies all defined constraints and requirements. A solution is infeasible if there is no combination of decision variable values that satisfies the complete set of requirements and constraints.
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why does the government give patents to pharmaceutical firms that develop new drugs? how do the economic theories predict the price of new drugs as the patent period ends?
Patents are a technique to stop market failure and enable higher research expenditure. Drugs covered by patents, however, are exempt from price controls and rivals for around 20 years.
However, patents must finance the research necessary to continuously develop new and better treatments, and regrettably, the necessary sum of money is not modest. A new prescription drug's development and licencing are anticipated to cost roughly $2.6 billion and take ten years, according to a 2014 estimate by the Tufts Center for the Study of Drug Development. Without patents, some pharmaceutical corporations wouldn't invest in their own research but instead would wait for someone else to find the drug and licence it. These businesses might then set the drug's pricing lower than that of their rivals. In terms of a positive externality, this would cause a market failure because other businesses would gain access to one group's research without having to pay for it.
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"which governmental fund includes resources that are legally restricted so that the governmental entity must maintain the principal and can use only the earnings from the fund's resources to benefit the government's programs for all of its citizens?"
Permanent Funds (in the governmental fund category). Permanent funds are needed to be accustomed report resources that are wrongfully restricted to the extent that solely earnings (and not principal, so creating the fund a nonexpendable trust) could also be used for functions that support the reportage government's programs.
Property taxes are being thought about partially B. Property taxes are typically a share of the house's worth. Also, the house price will probably be directly associated with the financial gain of the homeowner as a result of someone who cannot afford a home at that price and isn't about to purchase it.
We're about to see this ability to pay during this case. A property tax is levied on customers of plane tickets, and also the tax goes towards landing field enhancements. Therefore someone purchases an airplane ticket and that they pay the tax thereon. The profit individuals get from getting that airplane ticket goes to be similar across the board; that is why this can constitute the profit principle.
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The carrying value of bonds issued at a discount or at a premium will be different from their face amount at maturity.
a. Trueb. False
The statement 'the carrying value of bonds issued at a discount or at a premium will be different from their face amount at maturity' is false.
It is due to the debt that occurs over time that is imposed on products that the carrying value of bonds at a discount and at the face value of maturity will be similar and not different. Hence, the statement above is false.
When a discount or premium occurs, the carrying value of the bond might be more profiting. However, the factor of debt also occurs in the discount and premium services due to which the carrying value for bonds of a product is the same as that of the price of the product as the time of face amount of maturity.
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john used to work for a large, well-known retailer. he left that company to work for a much smaller company, and in doing so, he discovered that the channel functions were handled very differently in the smaller firm. looking back at his experience, he noticed that larger firms?
In retrospect, John noticed that larger firms perform many channel functions themselves.
Larger companies frequently discover that by performing channel functions in-house, they can gain more control, be more efficient, and save money.
In marketing, a channel is a method of making a product available for distribution to end users. A marketing channel can help by delivering the right products to the right consumer at the right time. This channel terminology falls under the P of physical distribution in marketing.
When compared to a single channel, multi-channel retailing allows you to collect significantly more data on customer purchases. This allows you to determine which sales channels your customers seem to prefer and which ones they don't, allowing you to focus on specific aspects of your business and how to promote it.
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How does a decrease in the price level affect the quantity of real GDP supplied in the long run? Changes in the price level do not affect the level of GDP in the long run. In the long run, a decrease in the price level increases inflation, which will decrease real GDP. In the long run, a decrease in the price level will increase real GDP. In the long run, a decrease in the price level decreases inflation, which will decrease real GDP.
in the long run, a decrease in the price level will increase real GDP. The correct answer is C.
A decrease in price level has the opposite effect and lessens the real GDP supply. It rises as well. If anticipated GDP growth materializes, long-term aggregate supply will rise and move to the right.
What does potential GDP mean?Potential gross domestic product (GDP) is the amount of output that a nation's economy is capable of producing with an inflation rate that is constant, according to the OECD's Economic Outlook report.
Even though an economy occasionally produces more than its maximum, doing so results in increased inflation.
What are potential GDP and real GDP?The value of output over a time period—which could be a quarter or an entire year—is measured by real GDP.
Potential GDP is the amount of output that a nation's economy is capable of producing at a level of inflation that is constant, as opposed to actual GDP, which is the GDP that is actually created.
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a hedge fund offers to provide a minimum level of trades to a broker-dealer in return for receiving below-market office space from the broker-dealer. which statement is true
If this isn't reported on the Form ADV submission of hedge fund to the Administrator, it's an unethical behavior.
Which of the following is accurate regarding broker-dealers' use of Internet advertising?Which of the following is TRUE regarding broker-dealers' retention of Internet advertising? All previously created web pages may be requested for filing by the Administrator, thus they must be saved and archived! This claim is accurate and not deceptive because all three of the firm's partners are certified financial planners.
Which form S does the customer need to sign in order to start a margin account?Margin adherence Customers opening margin accounts are required to complete and sign the margin agreement, which has three subsections: the loan consent form, the credit agreement, and the hypothecation agreement.
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for a regulated natural monopoly, an average cost pricing rule sets price equal to group of answer choices average variable cost. average external cost. average fixed cost. average total cost.
An average cost pricing rule sets the price at the average total cost for a regulated natural monopoly.
A business with a natural monopoly may be the exclusive supplier of a good or service in a given sector or region. Natural monopolies are permitted when one firm can provide a good or service for less money than any potential rival, but they are frequently very tightly controlled to safeguard consumers. A good way to regulate public utilities (especially those that are natural monopolies) is to utilize average-cost pricing, which sets a firm's price at its average total cost of production. A natural monopoly will produce at the level where marginal revenue (MR) equals marginal costs to maximize profits.
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two technicians are discussing balance sheets. technician a states the difference between total assets and total liabilities is known as equity. technician b states that liabilities include anything others owe to you related to the operation of the business. who is correct?
Technical analysis takes a gander at the value development of security and utilizations this information to endeavor to foresee future cost developments. Essential investigation rather checks out monetary and monetary variables that impact a business.
Technical analysis is an exchanging discipline utilized to assess ventures and recognize exchanging open doors value patterns and examples seen on diagrams. Specialized examiners accept past exchanging actions and security value changes can be significant marks of the security's future cost developments.
Venture examination is the method involved with making a decision about speculation for money, hazard, and resale esteem. It is vital to anybody thinking about speculation, paying little heed to type. Venture investigation techniques by and large assess 3 variables: risk, income, and resale esteem.
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defined by miles as ""a requirement of the activities of one subunit that is affected by the activities of other subunits"" is a _________.
a. strategy
b. goal
c. system
d. independence
Defined by miles as "a requirement of the activities of one subunit that is affected by the activities of other subunits" is a goal. Thus, option (b) is correct.
What is the goal?The term goal refers to the aim or the objective in the based on the future. The company and the individual are the set to the goal are the full fill in the based on the motivation. A goal was the direct of the person or company.
According to the case, was the describe as the contingency as the based on the future perspective. The goal are the decided to the affected by the activities of other reasons are the another goal was the ready.
As a result, the objective, defined by miles as "a demand of one subunit's actions that is modified by the activities of other subunits," is a requirement. Therefore, option (b) is correct.
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A certain mutual fund has net assets of $1,359,600. one share of this fund has a net asset value of $11.33. how many shares make up the fund?
a. 833
b. 120,000
c. 1,359,600
d. 15,404,268
please select the best answer from the choices provided a b c d
Option b. 120,000 is the correct answer. There are 120,000 shares making up the mutual fund with net assets of $1,359,600
A mutual fund is a financial entity that combines funds from shareholders to invest in securities including stocks, bonds, money market instruments, and other assets. Professional money managers run mutual funds, allocating the assets and attempting to generate capital gains or income for the fund's investors. The portfolio of a mutual fund is set up and kept up to date in accordance with the specified investment goals in the prospectus.
Computing the number of shares making up the fund
$1,359,600 divided by $11.33 = 120,000.
There are 120,000 shares making up the fund
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margaret works for a company that has clear rules and administers rewards and punishments consistently, regardless of the employee or status. the virtue being supported in her workplace is
Margaret works for a company that has clear rules and consistently administers rewards and punishments regardless of employee or status. Virtue rests on her workplace.
Margaret works for a company that has clear rules and consistently administers rewards and punishments regardless of employee or status. She refers to people's expectations that their goals can be achieved in the future.The tendency to present a positive self-image to others,with the aim of increasing our social status,is known as self-presentation,and it is a basic and natural part of daily life.Different self-presentation strategies can be used to create different emotions in other people.Employment,having better prospects in the future,being treated as a human being in the workplace.They sell their work for a reasonable salary/wage.
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reasury stock is a corporation's own stock that has been issued and subsequently repurchased by the corporation.group startstrue or false
Treasury stock is a corporation's own stock that has been issued and subsequently repurchased by the corporation. This statement is true.
What is Treasury Stock?The reason that the statement in the question is true is that treasury stock is stock that is issued by a company and repurchased by the company. There are several reasons that encourage a company to buy back shares that have been issued, but the main reason is to maintain or increase the share price of the company. With the company buying back shares, there will be an increase in demand which will make the share price increase or at least the price can be stable.
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Consider a bond with maturity 2 year, 100 face value, coupon 4. 60%, and yield 7. 0%. Compute a dollar duration numerically using a dy =0. 1%. Report you result with two digits decimal accuracy and the correct sign. Example: -185. 95
The dollar duration for a bond with maturity 2 year, 100 face value, coupon 4.60%, and yield at 7% is - 0.00174785.
What is dollar duration?It measures the dollar change in bond's value to a change in the market interest rate. The dollar duration is used by professional bond fund managers as a way of approximating the portfolio's interest rate risk.
Now, let's calculate the dollar duration of this bond.
Bond price at yield 7% = (coupon rate / 1 + yield rate) + (coupon rate + 100) / (1 + yield rate) ^2
= 4.6 / 1.07 + 4.6 + 100 / 1.07^2
= 4.29906542 + 91.36169098
= 95.6607564
note : with dy = 0.001%, new yield = 7.001%
New bond price with new yield 7.001%
= (coupon rate / 1 + new yield rate) + (coupon rate + 100) / (1 + new yield rate) ^2
= 4.6 / 1.07001 + (4.6 + 100) / 1.07001^2
= 4.29902524 + 91.35998331
= 95.65900855
Therefore, the dollar duration for this bond is = 95.65900855 - 95.6607564
= - 0.00174785
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in a properly designed accounts payable system, a voucher is prepared after the invoice, purchase order, requisition, and receiving report are verified. the next step in the system is:
A voucher is created in a well-designed accounts payable system once the receipt report, purchase order, invoice, and purchase order have all been confirmed.
Correct substantive analytical techniques A voucher is created in a well-designed accounts payable system once the receipt report, purchase order, invoice, and purchase order have all been confirmed.
A. The check amount is entered in the check register as the system's next step.
B. acceptance of the payment voucher.
Normally, a confirmation of the balance in a vendor's accounts payable account is not intended to: Check that payments were authorised properly. To effectively determine whether the accounts payable cutoff is accurate.
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henderson company has fixed costs of $36,000 and a contribution margin ratio of 24%. if expected sales are $200,000, what is the margin of safety as a percent of sales?
The margin of safety as a percent of sales will be 25% at fixed costs of $36,000 and contribution margin ratio of 24%.
In accordance with the investing theory known as the "margin of safety," a stock is only bought by a buyer when its market price is much less than its intrinsic worth. To put it another way, the margin of safety is the amount that is there when the market price of an asset is considerably lower than your estimate of its underlying value. Buying assets while this discrepancy is present allows an investment to be made with little chance of loss since investors can select their own margin of safety according to their own risk preferences.
As an alternative, the margin of safety, often known as the safety margin, in accounting refers to the gap between actual and break-even sales. The margin of safety can be used by managers to determine how much sales can drop before a business or project loses money.
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on april 1, 2021, the electronic superstore borrows $21 million of which $3 million is due in 2022. show how the company would report the $21 million debt on its december 31, 2021 balance sheet
Long term liabilities is $23,000,000
Electronic Superstore
Balance Sheet (Not Full) at December 31, 2021
Details Amount ($)
Current liabilities NA
Long-term liabilities 23,000,000
Total liabilities 23,000,000
Note that the $7 million will due in 2022 not in 2021. Therefore, this does not effect on the 2021 balance sheet entries.
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according to the above laffer curve, what conclusions, if any, may be drawn about the relationship between marginal tax rates and total tax revenues collected by the government?
An inverse relationship between tax rates and tax revenues and a positive relationship between tax rates and tax revenues is relationship between marginal tax rates and total tax revenues collected by the government.
What is the concept of the excerpt?The Laffer curve illustrates the link between tax revenue and tax rates and demonstrates how changes in tax rates affect tax collection. According to the curve, which was popularized by economist Arthur Laffer, increasing the tax rate does not always result in an increase in revenue because the tax base shrinks.
Since there is no tax applied when the tax rate is 0, there will be no tax revenue. whereas, on the other hand, if the
Thus, An inverse relationship between tax rates.
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why-should-we-all-not-be-jealous-of-25-year-olds-making-250k -at-private-equity-firms-like-blackstone-and-kkr
$250K a year is not necessary to live the American Dream. Claiming that it does would cause many American families to become unsatisfied, envious, and resentful.
What is blackstone firm?American alternative investment management firm Blackstone Inc. has its headquarters in New York City. Blackstone's real estate division has been actively acquiring commercial real estate, while its private equity business has been one of the biggest investors in leveraged buyouts over the past three decades. Blackstone is also involved in infrastructure, growth equity, hedge funds, insurance, secondaries, and credit. With about US$951 billion in assets under management as of 2022, the company will be the largest alternative investing organization globally. In 1985, Peter G. Peterson and Stephen A. Schwarzman, who had previously worked together at Lehman Brothers, established Blackstone as a mergers and acquisitions firm. With $400,000 in seed money, Peter G. Peterson and Stephen A. Schwarzman created Blackstone in 1985.
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boeing corporation and airbus industries are the only two producers of long-range commercial aircraft. this market is not perfectly competitive because:
This market is not perfectly competitive because each company can significantly affect the prices.
What is perfect competition?A perfect market, also known as just an atomistic market, is defined by a number of idealizing conditions, which are together referred to as perfect competition, or atomistic competition, in the field of economics, notably general equilibrium theory. Imperfect competition is a theory that attempts to explain the less ideal but more actual form of market interaction that exists between perfect competition and monopoly. The practice of setting different pricing for commodities in the face of imperfect competition suggests that the seller would do so in order to boost sales. Regardless of whether they agreed or disagreed over who came up with the concept, both contributed significantly to helping businesses understand how to better tailor their offerings to the needs of customers in order to generate the most income.
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in the united states, technological advances help explain persistently rising employment in the face of rising wages. a. true b. false
In the United States, technological advances help explain persistently rising employment in the face of rising wages. [TRUE]
About Technological advancesTechnological progress is something that we cannot avoid in this life, because technological progress will go hand in hand with scientific progress. Every innovation is created to provide positive benefits for human life. Provides a lot of convenience, as well as a new way of doing human activities. Particularly in the field of technology, society has enjoyed many benefits brought about by the innovations that have been produced in the last decade.
However, even though it was originally created to produce positive benefits, on the other hand it is also possible to use it for negative things. Anglin defines technology as the systematic application of the behavioral and natural sciences and other knowledge to solve problems.
Human life cannot be separated from technology. That is, that technology is a whole way that rationally leads to the characteristics of efficiency in every human activity. Technological developments occur when a person uses tools and reason to solve every problem he faces.
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online data is collected for a number of activities, but not for online purchases. group of answer choices true false
Answer:
Online data is collected for a number of activities, but not for online purchases.
Explanation:
to the nearest dollar, what is the current price of a 9%, $1,000 annual coupon bond that has eighteen years to maturity and a yield to maturity of
The current price of a 9%, $1,000 annual coupon bond that has eighteen years to maturity and a yield to maturity of 7.01% will be $1200.
The annual income an investor might anticipate while owning a specific bond is known as the coupon rate.
The calculation is done by dividing the total of the yearly coupon payments by the par value, and it is established at the time the bond is issued.
A bond's yield to maturity and coupon rate are equal at the moment of purchase.
Coupon rate = 9%
Face value of bond = $1000
Yield = 7.01%
NPER = 18 years
Based on periodic payments of fixed amounts and a fixed interest rate, the NPER function determines the number of payment periods for an investment.
So, the current price of the bond will be $1200.
The calculation of the current price of the bond using the NPER function is attached below.
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The complete question may be:
To the nearest dollar, what is the current price of a 9%, $1,000 annual coupon bond that has eighteen years to maturity and a yield to maturity of 7.01%?
what type of planning personae continuously seeks to identify opportunities quickly after they arise while also being willing and able to create deliver value or solutions that exploit the opportunity before anyone else?
Opportunistic planners are the type of planning personae continuously seeking to identify opportunities after they arise while also being willing and able to create deliver value or solutions to exploit opportunity.
Opportunistic planning begins generally in unforeseen circumstances. It helps in implementing and executing operational planning in such a way that it brings more fortune and profits for a comparatively lesser investment. Emergency meetings which are conducted in the presence of managers and the board of directors assist in identifying the goals and setting up plans for future. It has formal structure to identify, define and set priorities which complies with the goal satisfaction and plan diversification.
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a collective bargaining situation that occurs when the parties are not able to move further toward a settlement, usually because one party is demanding more than the other will offer, is known as .
A collective bargaining situation that occurs when the parties are not able to move further toward a settlement, usually because one party is demanding more than the other will offer, is known as an impasse.
In the social sciences, bargaining or haggling is a type of negotiation in which buyers and sellers of goods or services debate the price or nature of the transaction. If the negotiation leads to an agreement on the terms, the transaction will take place. Although the most obvious aspect of market bargaining is as an alternative pricing strategy to fixed pricing, it can also include making credit or bulk purchases and also serve as an important method of acquiring clients. [
Bargaining has largely disappeared in parts of the world where fixed-price retail stores are the most common place to buy goods. However, for expensive goods such as houses, antiques, collectibles, jewelry, and cars, bargaining can remain a matter of course.
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upon annuitization, a customer's insurer calculated the assumed interest rate (air) of his annuity as 5 percent. the account earned 6 percent after the first year. the customer's next payout amount will:
A customer's insurer calculated the assumed interest rate (air) of his annuity as 5 percent. the account earned 6 percent after the first year. the customer's next payout amount will: increase.
The Assumed Interest Rate (AIR) is the minimum interest rate that must be earned on an investment in a policyholder's cash value account to cover the insurer's costs and expected profit margins.
The pension rate is the rate at which your pension increases each year. Premium rates are set by insurance companies. Annuity returns vary depending on the amount invested, the interest rate and the term of the contract. Best pension rate today. 4.30%
Annuities assume that if you put money into your account regularly (monthly, yearly, quarterly, etc.) and leave it there, it will accrue interest. Compound interest means that once you put money in your account and keep it there, you will earn interest.
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suppose the economy is in long-run equilibrium. in a short span of time, there is a large influx of skilled immigrants, a major new discovery of oil, and a major new technological advance in electricity production. in the short run, we would expect:_________
A significant influx of highly trained immigrants, a significant new oil discovery, and a significant new technology development all occur within a short period of time.
What makes technology so important?Life without technology would be totally unthinkable due to how dependent we are all on it. Many areas of our lives include the usage of technology. You could be able to understand technology if you use a laptop, drive a car, watch TV, or use your phone. For the purpose of surviving, working, and communicating, technology is necessary.
What varieties of technology exist?Traditional technology is divided into six primary categories: communications, electrical, economic, industrial, medicinal, and transportation. However, a particular technology usually reaches into other classifications.
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