Which type of bankruptcy allows a judge to adjust debts through elimination and reduction based on a person's income? (I took the test and ill put the answer in parenthesis, freebie points i suppose)

Chapter 7
Chapter 9
Chapter 11
(Chapter 13)

Answers

Answer 1
Which book is this and tell name plz
Answer 2

Reorganization bankruptcy under Chapter 13 is intended for borrowers with a steady income who have enough left over each month to at least partially pay off their debts.

What is bankruptcy?

Through the legal process of bankruptcy, individuals or other entities who are unable to pay their creditors back can seek partial or complete relief from their obligations. Bankruptcy is often enforced by a court order that is frequently requested by the debtor. By selling assets to pay debts or by coming up with a repayment plan, bankruptcy enables those who are unable to pay their bills to start again. Businesses in financial distress are also protected by bankruptcy rules.

The legislation and bankruptcy procedure are explained in this section. You might be able to seek debt relief through bankruptcy, but you should be aware that this will have a negative, long-term impact on your credit. Your ability to acquire credit lines will be hampered for 7–10 years after bankruptcy.

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Related Questions

difference between Planned and unplanned urbanization​

Answers

Answer:

Planned urbanization helps create value, sustainable growth, productivity, and contributes to economies of scale to create prosperity for all urban dwellers. With around 3 billion more people expected to live in urban areas by 2050, it is more critical than ever that we plan and manage our cities well

Explanation:

Unplanned urbanization means to develop town or area without planning infrastructure which is unhygienic and unhealthy for the settlement.

Jessica is currently a freshman in college who wants to work for the Health, Safety, and Environmental Management
career pathway. Which best describes the path she should take to give her the typical education for her goal?

Answers

Answer:

The answer is A.

Explanation:

I did it on the unit test on Egde 2020.

Answer:

Jessica should get her bachelor's degree and try to intern with a brownfield redevelopment specialist.

Explanation:

or C for short.

A
Question Blank
type your answer...
student loan is where the Department of Educations diverts/ pays the interest while you are in school at least part-time.

Answers

Answer:

Direct subsidized loans

Explanation:

Direct subsidized loans are offered by the government to undergraduate students with financial need. The loan is available as long as the students can demonstrate they should be considered. The amount is determined by what the schools charge. A direct subsided loan can not exceed a student's financial need.

The U.S. Department of Education meets the interest on a direct subsidized loan

The student is at school for at least half-time,For the grace period of the first six months after leaving schoolWhen the student postpones loan re-payments.

Which education and qualifications would a high-level National Security Officer most likely need? Check all that apply.

design skills
customer-service skills
leadership skills
bachelor’s degree
discipline
high school degree

Answers

The education and qualifications that a high-level National Security Officer would most likely need are :

leadership skillsbachelor’s degreediscipline

Becoming a National Security Officer

Through a competitive, national, merit-based annual competition, successful applicants distinguish themselves as highly motivated in their academic and career goals and in their strong commitment to public service. In return for support, award recipients agree to work in qualifying national security positions for at least one year.

Thus, the education and qualifications that a high-level National Security Officer would most likely need are :

leadership skillsbachelor’s degreediscipline

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Answer:here's the answer for this question

Explanation:edge2023

if i were own a liquor store. how would supply and demand effect the way i run the store.

Answers

Answer:

Wait, why did my answer get deleted? I put a fair amount of detail into it, didnt I?

If people want beer and you only have a supply of wine they aren’t going to you’ll see less customers because you aren’t supplying what they want

Insurance rates are lower for those with poor credit true or false

Answers

Answer:

The answer to this question is true.

Answer:

it is trueee

Explanation:

Type the correct answer in the box. Which Financial Assets can be traded on the stock market?

_____ are tradable financial assets that are sold and bought on the stock market.​

Answers

Your answer is Treasury Bill!

Hopefully, this helps! :D

Please give branliest!

what are the positive impacts of Title VII of the Civil Rights Act of 1964 on US companies. How did this historic change in US law benefit companies?

Answers

Answer:

The Civil Rights Act of 1964 hastened the end of legal Jim Crow. It secured African Americans equal access to restaurants, transportation, and other public facilities. It enabled blacks, women, and other minorities to break down barriers in the workplace.

Explanation:

Kaylin works in the Manufacturing career cluster. The daily tasks of her career involve looking at ways that her company is at risk for causing problems to the health of its workers. She also analyzes those problems and comes up with solutions to implement.



What job does Kaylin most likely have?

Occupational Health and Safety Specialist
Environmental Science and Protection Technician
Quality Control Analyst
Product Safety Engineer

Answers

Answer:

A-Occupational Health and Safety Specialist

Explanation:

Occupational Health and Safety Specialist. Hence, option A is appropriate.

What is the meaning of Health?

A state of complete physical, mental, and social well-being is referred to as health. A balanced diet and consistent exercise are necessary for a healthy life cycle. Additionally, one needs to maintain appropriate hygienic practices, live in a decent shelter, and get adequate sleep.

Your lifestyle should include a commitment to good health. A healthy lifestyle can aid in the prevention of chronic diseases and debilitating conditions. Your self-esteem as well as self-image depend on how you feel about yourself and how well you take care of your physical and mental well-being. Living a healthy lifestyle means taking care of your body.

Personal health is divided into five categories: physical, emotional, social, spiritual, and intellectual.

The WHO Constitution defines "health" as "a condition of complete physical, mental, and social well-being and not only the absence of disease or disability." Balanced health is based on five pillars: activity, diet, sleep, stress reduction, and social interaction. While we can borrow from or swap out part of the balance in one area for another, when we take too much of too many of these fundamentals, our general health begins to deteriorate.

Hence, option A is correct.

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An unsecured loan...
typically has lower interest rates than a secured loan
is less difficult to qualify for than a secured loan
is connected to collateral, which can be taken by the lender if the loan is not paid
is not connected to collateral and, therefore, a higher risk for lenders

Answers

Answer:

is not connected to collateral and, therefore, a higher risk for lenders

Explanation:

Unsecured loans are the loans issued without any securities attached to them. The lender relies on the borrower's creditworthiness as the basis for granting the loan. Unsecured loans are mostly available to salaried workers whose pay is processed by the lending institutions.

Unsecured loans pose a higher risk to the lender because they are not backed by any collateral. For this reason, they attract a higher interest rate than secured loans.

Answer:

D

Explanation:

took the test

If a door to door salesman refuses to leave your front doorstep unless you buy a vacuum, this is a contract that can be invalidated because it was created under accusation. True or false

Answers

Answer: False

Explanation:

The above statement is false because it was not created under accusation. According to the question, the buyer wasn't accused of anything.

Rather, the contract can be invalidated because the contact was created under duress. The buyer was forced to buy it and was under duress as the seller refused to leave his house. Therefore, the contact can be invalidated.

What does a good credit history do for consumers?
A. It helps them reduce their housing costs.
B. It allows them to get debit cards,
C. It makes it easier for them to get loans.
D. It keeps prices low.
SUBMIT

Answers

Answer:

C. It makes it easier for them to get loans.

Explanation:

Credit history shows how reliable a borrower is in repaying loans. A good credit history indicates that a person pays their debts on time.  A customer with a good credit history manages their income and debts properly and is considered a low-risk borrower.

Lenders are always willing to offer credit facilities to customers with a good credit history. They view them as less likely to default on their debts.

Hannah is acting as a (Choose between: manager, leader) when she establishes her department’s work schedule for the next month.2) As a manager seeks to develop her leadership skills, she should be aware that:A) Leadership is primarily about personal efficiencyB) Leadership is first and foremost about establishing a personal bond with employeesC) Many different styles of leadership can be effectiveD) There is one best leadership style to which all managers should aspire3) In a Harvard Business Review article, consultant Ben Dattner emphasizes the importance of giving credit to others for their good ideas and successes, both in private and in public. A leader with (humility, egotism, will, discipline) would generally behave in this way.

Answers

Answer:

leader

Explanation:

She has leadership or whatever it says abt leader ship. She doesn't sound like she would want to be a manager

Hannah is acting as a  leader when she establishes her department’s work schedule for the next month.

As a manager seeks to develop her leadership skills, she should be aware that Many different styles of leadership can be effective. Thus the correct option is C.

In a Harvard Business Review article, consultant Ben Dattner emphasizes the importance of giving credit to others for their good ideas and successes, both in private and in public. A leader with will would generally behave in this way.

What is a leader?

A leader refers to an individual who carries as the art of directing and influencing pople or groups of people in an organization with pleasing efforts to gain their support and help them to grow by providing better direction.

A manager is a person who oversees a project and is accountable for allocating resources, monitoring the project's development, and ensuring that it is completed on schedule in order to fulfill the organization's mission and goals.

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The _____ person standard is the test used to determine if a person owes a duty of care to another person.

ordinary
kind
responsible
reasonable

Answers

I believe it would be reasonable or responsible. Leaning towards reasonable

Answer:

I think reasonable because the person knows that they owe a duty, or “job”, of caring for another person. Which would only mean that they are being reasonable and rationalizing in owing something to the person.

A(n) _____ does not give an exclusive right of possession, but a right of permanent, intermittent use

A. remainder
B. license
C. easement
D. reversion

Answers

What does not give an exclusive right of possession but gives the right of permanent and intermittent use is License.

Basically, a license does authorize the use or performance of a task, activity etc.

License are issued to a qualified person to perform certain task, work or activities which are deemed legal.

For instance, when a medical license is issued to a medical practitioner, it does not give exclusive right but its allows the him/her to perform medical duties legally for some period of time.

In conclusion, the Option B is correct because License does not give an exclusive right of possession but gives the right of permanent and intermittent use is License.

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Question 9 (1 point)
Owning a nursery is a good example of a career in the agriculture, food, and natural
resources career cluster
True
False

Answers

Answer:

True

Explanation:

Nursery refers to a section of a farm where plants are grown up to the desired age before transplanting to bigger fields. They provide a convenient way of taking care of seedlings.  Nurseries offer favorable growth conditions for germinating and growing food and non-food plant seedlings.

The agriculture, food, and natural resources cluster comprise all careers related to the creation of agricultural products. Someone who owns a nursery that grows food plants is under this cluster.

Answer:

True

Explanation:

You have data showing demand for plumbing services rising for each of the last five years. This would best be displayed on a:


a) Line graph
b) Scatter plot
c) Pie chart

Answers

Answer:

Line gray

Explanation:

Each of the last five years has shown an increase in demand for plumbing services, according to the data. A line graph would be the best way to show this.

Option A is the best option that displays the best about the rising plumbing demands.

Why do line graphs display the best?

Line graphs are used to track changes across time, both short and long.

When there are fewer changes, line graphs are preferable over bar graphs.

Line graphs can also be used to compare changes for multiple groups over the same time period.
Line graphs are valuable because they clearly display data variables and patterns, and they can aid in making predictions about the outcomes of data that has not yet been recorded.

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how do you do you do a budget​

Answers

Note your net income

The first step in creating a budget is to identify the amount of money you have coming in. Remember to subtract your deductions, such as for Social Security, taxes, 401 and flexible spending account allocations, when creating a budget worksheet. Your final take-home pay is called net income, and that is the number you should use when creating a budget.

Track your spending

It’s helpful to keep track of and categorize your spending so you know where you can make adjustments. Doing so will help you identify what you are spending the most money on and where it might be easiest to cut back. Begin by listing all your fixed expenses. These are regular monthly bills such as rent or mortgage, utilities or car payments.

It’s unlikely you’ll be able to cut back on these, but knowing how much of your monthly income they take up can be helpful.

Set your goals

Long-term goals, such as saving for retirement or your child’s education, may take years to reach. Remember, your goals don’t have to be set in stone, but identifying your priorities before you start planning a budget will help.

Make a plan

With your fixed expenses, you can predict fairly accurately how much you’ll have to budget for. Use your past spending habits as a guide when trying to predict your variable expenses. You might choose to break down your expenses even further, between things you need to have and things you want to have.

Adjust your habits if necessary

Once you’ve done all this, you have what you need to complete your budget. Having documented your income and spending, you can start to see where you have money left over or where you can cut back so that you have money to put toward your goals. Want-to-have expenses are the first area to look for spending cuts. Try adjusting the numbers you’ve tracked to see how much money that frees up.

Lastly, if the numbers still aren’t adding up, you can look at adjusting your fixed expenses. You might be surprised at how much extra money you accumulate by making one minor adjustment at a time.

Keep checking in

Whatever the reason, keep checking in with your budget following the steps above.

Answer:

i do not know

Explanation:

Suppose 10-year t-bonds have a yield of 5.30% and 10-year corporate bonds yield 6.75%. Also corporate bonds have a 0.25% liquidity premium versus 0 liquidity premium for T-bonds and the maturity risk premium on both treasury and corporate 10-year bonds is 1.15%. What is the default risk premium on corporate bonds?

Answers

Answer:

1.20%

Explanation:

Calculation for What is the default risk premium on corporate bonds

Using this formula

Default risk premium=Corporate yield-T-bond yield-LP, corporate bond only

Let plug in the formula

Default risk premium=6.75%-5.30%-0.25%

Default risk premium=1.20%

Therefore the default risk premium on corporate bonds is 1.20%

There are two types of revenue streams, what are they?
Transaction revenues
Operational revenues
Recurring Revenues
Expense Revenues

Answers

Answer:

There are essentially two types of revenue: one-time revenue and recurring revenue streams.

Answer:

There are essentially two types of revenue: one-time revenue and recurring revenue streams.

Explanation:

Approximately how many new small businesses does the Small Business Administration estimate close during their first year of operation?

Select one:
a. slightly more than three-fourths
b. slightly less than one-fourth
c. slightly more than one-half
d. slightly less than one-third

Answers

Answer:

answer B

Explanation:

the US Bureau of Labor Statistic estimates that roughly 20% of all small businesses will fail/close during thir first year, meaning B is the only correct option

hope this helps!!

Answer:

c

Explanation:

slightly more than one half

how many legs does a fish have? and how many wings on a cow?

Answers

Answer:

0 and 0

Explanation:

What statement best describes good interview preparation?
1) An applicant should arrive at least an hour before the interview starts.
2) An applicant should discuss personal hobbies as much as possible in an interview.
3) An applicant should be well-dressed for an interview.
4) An applicant should make personal job demands known in an interview.

Answers

Answer:

I think it is the 3rd one.

Explanation:

Sorry if this wrong. I'm only in 5th grade

Answer: the answer is c

Explanation:

PLEASE ANSWER

Paul wants to take his girlfriend out to dinner for their anniversary, but he has no cash available. He gets paid on March 28th, but the anniversary dinner will be on March 20th. He needs to be able to access the money from his paycheck several days in advance. Even though it can be risky, what type of business could best meet Paul’s needs?

Answers

Answer:

A lot of different businesses could meet his needs. Many are illegal but one is to do delivery work for various restaurants.

Explanation:

Answer:

Payday loan business

Explanation:

Which is NOT an effective way to build relationships with your co-workers?

Answers

'Find one or two co-workers you can complain to' is not an effective way to build relationships with your co-workers. The right answer is b.

Workplace relationships are personal bonds formed between coworkers. It is advantageous for the organisation as a whole and for the morale and wellbeing of the staff to have employees that get along well with one another. When working on a project together, coworkers who get along well with each other are more likely to produce quality work.

Respected coworkers can inspire you to work at the top of your game, and open lines of communication can make all of your tasks run more smoothly. Employees' total productivity is frequently correlated with their psychological well-being. The ability to think creatively can be sparked by having positive interactions with your coworkers.

The correct answer is option b.

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The question seems incomplete. The complete question is:

Which is NOT an effective way to build relationships with your co-workers?

Ask your co-workers about their role, skills, and goals.

Find one or two co-workers that you can complain to.

Find reasons to praise or compliment your co-workers for good work.

Be curious about your co-workers' lives and passions.

Use the drop-down menu to select the education or qualification best demonstrated in each example.

Annabelle is a Biomedical Engineer who thinks of an idea for a new product.

Nathan is a Clinical Research Coordinator with a four-year college degree.

Drew is a Clinical Data Manager who analyzes and interprets the data from experiments.

Qiana is a Medical Scientist who works alone for long periods of time and stays focused on laboratory work.

Answers

Answer:

Creativity, bachelors degree, Critical thinking skills, independence

Explanation:

Just did it and got it right

The education or qualification demonstrated are as follows A- Engineering and Creativity, B- Bachelors Degree, C- Critical Thinking Skills, D- Independent Researcher.

Education and Qualification

The following question is asking us to select the education or qualification demonstrated in these examples, since the question does not give us much options, hence we will go by conventional wisdom.

Annabelle is a Biomedical Engineer who thinks of an idea for a new product - This is related to interest in engineering with creativity and persistence.

Nathan is a Clinical Research Coordinator with a four-year college degree - Since they mentioned 4-year college hence it is related to Bachelors.

Drew is a Clinical Data Manager who analyzes and interprets the data from experiments - Since it is related to analyzing data it needs the qualification of Critical Thinking skills.

Qiana is a Medical Scientist who works alone for long periods of time and stays focused on laboratory work - This is related to Independent Research.

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Jack wanted a new pair of Nike sneakers that were in sale for 45% off of the original price of $65.
What was the new sale price of the shoes after the discount? ​

Answers

45 percent of 65 is—— 35.75 dollars
the answer should be $35.75

Get them before they all sell out!!!!

Answers

Answer: ooo hehe boi thx for the points

Explanation: the answer is my happyness

Lets you identify any early adopters of your product, test it, tailor it for other users, and helps in design thinking.

a) What are the three things a good demo must have?

b) What are the Pros and Cons of Top-Down

c) What are the 4 benefits of empathy mapping?

d) Why is it important to understand your customer segments?

Answers

Answer:

what are the 4 benefits of empathy mapping

Named company after founder , not very common today

a) Why size up your market?

b) What are Founder Brands?

c) What is Customer segmentation and what purpose does it serve?

d) What are Invented Brand?

Answers

Answer: im guessing B bc it has founders in it

Explanation:

sorry if it wrong

I believe the answer is b
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