which statements about personal selling are true? (choose every correct answer.)multiple select question.people use personal selling techniques in everyday life.personal selling is out of date in the modern technological world.personal selling is an important part of imc.a knowledge of personal selling will help in many fields.

The present value of the debt can be calculated by finding the present value of each of the seven annual payments and the one-time payment using the PV of $1 table.

The present value of the seven annual payments is $34,367 (rounded to nearest whole dollar) and the present value of the one-time payment is $68,173 (rounded to nearest whole dollar). Adding these two amounts together, the present value of the debt is $102,540 (rounded to nearest whole dollar).

2-a. To determine the single sum amount that must be deposited on January 1 of this year, we need to find the present value of $491,200 using the PV of $1 table at 7% for 8 years, which is $274,166 (rounded to nearest whole dollar).

2-b. The total amount of interest revenue that will be earned can be calculated by subtracting the amount deposited on January 1 of this year from the amount available at the end of Year 8, which is $491,200 - $274,166 = $217,034 (rounded to nearest whole dollar).

The present value of the severance package obligation can be calculated by finding the present value of each of the three payments using the PV of $1 table. The present value of the first payment is $70,981 (rounded to nearest whole dollar), the present value of the second payment is $99,698 (rounded to nearest whole dollar), and the present value of the third payment is $124,007 (rounded to nearest whole dollar). Adding these three amounts together, the present value of the severance package obligation is $294,686 (rounded to nearest whole dollar).

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It is true that the market value of a firm’s equity can be estimated by subtracting the book value of the firm’s current debt from the present value of the firm’s enterprise cash flow.

The market value of a firm's equity represents the current value of the company's shares in the stock market. To estimate this value, we can subtract the book value of the firm's current debt from the present value of the firm's enterprise cash flow. Enterprise cash flow is the cash generated by the firm's operations and investments, and it is a measure of the company's overall financial performance. By subtracting the book value of the debt from the present value of the enterprise cash flow, we can arrive at an estimate of the market value of the firm's equity. This calculation takes into account the company's debt obligations and provides a more accurate representation of the company's true value.

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True. The market value of a firm's equity is the difference between the firm's total assets and total liabilities. The book value of the firm's debt represents the amount of debt that the firm currently owes, while the present value of the firm's enterprise cash flow represents the expected future cash flow of the firm. By subtracting the book value of the firm's current debt from the present value of the firm's enterprise cash flow, we get an estimate of the market value of the firm's equity. This is because the firm's equity represents the residual value of the firm's assets after all debts have been paid off. Therefore, the market value of a firm's equity is closely related to the firm's debt and cash flow.

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When a firm is expressed in terms of a put option, it means that the stockholders have the right to sell their shares back to the firm at a predetermined price. This option is often granted as a way to provide stockholders with some protection against the downside risk of investing in the firm.

If the cash flow to the firm exceeds the amount due to the bondholders, this means that there is more cash available than needed to cover the required debt payments. In this scenario, the stockholders would have a greater claim on the remaining cash flow.

As a result, it is more likely that the stockholders would choose to exercise their put option and sell their shares back to the firm.

Therefore, the correct answers to the question would be C. Stockholders exercise the put option, and D. Stockholders retain ownership of the firm. The stockholders would exercise their put option, which would result in them selling their shares back to the firm.

However, since the cash flow to the firm exceeds the amount due to the bondholders, the firm would have sufficient cash to buy back the shares and retain ownership.

In summary, when the cash flow to the firm exceeds the amount due to the bondholders, it is more likely that the stockholders will exercise their put option and sell their shares back to the firm. However, if the firm has sufficient cash flow to cover the buyback, the stockholders will retain ownership of the firm.

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The reason why a service department's budgeted costs, rather than its actual costs, should be charged to operating departments is to promote cost control, predictability, and equitable allocation.

When charging budgeted costs:

1. Cost control: By using budgeted costs, service departments are encouraged to operate within their allocated budget, promoting efficiency and cost control. Charging actual costs could lead to inefficiencies as departments may not be as cautious with their spending.

2. Predictability: Operating departments can better plan and predict their expenses when they are charged the budgeted costs from service departments. This allows them to make more informed decisions and allocate resources effectively.

3. Equitable allocation: Budgeted costs are determined based on the expected usage of the service department's resources by the operating departments. Charging based on budgeted costs ensures a fair allocation of costs to each operating department according to their planned usage of the service department's resources, rather than being impacted by fluctuations in actual costs.

In summary, charging a service department's budgeted costs to operating departments promotes cost control, predictability, and equitable allocation, ultimately benefiting the overall financial health of the organization.

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Out of the 50 people in the contingency table, the number of males is 20+7+3 = 30 and the number of full-time employees is 20. However, we cannot simply add these numbers together to get the number of people who are either male or full-time employees because there are some people who are both male and full-time employees, and we don't want to count them twice.

To correct for this, we need to subtract the number of people who are both male and full-time employees (which is 20) from the total number of people who are male or full-time employees (which is 30+20 = 50). Therefore, the number of people who are either male or full-time employees (or both) is 50-20 = 30.

The probability that the person is either male or a full-time employee is therefore:

P(male or full-time employee) = number of people who are either male or full-time employees / total number of people

P(male or full-time employee) = 30/50

P(male or full-time employee) = 0.6

Therefore, the probability that the person is either male or a full-time employee is 0.6, or 60%.

The answer is A. Internal rate of return.

What is Internal rate of return?

When evaluating the profitability of potential investments, financial analysts often use a statistical measure known as the internal rate of return (IRR). This measure is calculated by determining the discount rate that results in a net present value (NPV) of zero for all cash flows in a discounted cash flow analysis. Essentially, the IRR represents the rate of return that an investment is expected to generate, and is a useful tool for comparing the relative profitability of different investment opportunities.

The same formula is used to calculate both NPV and IRR. It's important to keep in mind that the IRR does not accurately reflect the project's genuine financial value. The annual return causes the NPV to decrease.

Investments are often more advantageous the higher the internal rate of return. IRR is relevant to all types of investments, therefore it may be used to fairly and equally evaluate a variety of possible investments or projects.

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The assassination of Martin Luther King, Jr. in 1968 was not a factor that contributed to the NYC fiscal crisis of the 1970s.

The other three options were major contributors to the crisis. White flight to suburban areas led to a decrease in tax revenue, deindustrialization caused job loss and decreased economic activity, and the movement of many poor Blacks and Puerto Ricans to NYC after World War II put a strain on the city's resources and infrastructure.
This event, while significant in American history, did not directly contribute to the financial issues faced by New York City during that time. Factors such as white flight to suburban areas (a), deindustrialization (b), and the movement of many poor Blacks and Puerto Ricans to NYC after World War II (d) did contribute to the fiscal crisis.

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If you are starting a new business as a sole proprietor with an EIN, you should use the same EIN if you are operating the new business under the same name and structure as the previous one.

However, if the new business has a different name or structure, you will need to obtain a new EIN for the new business. It is important to note that even if you are using the same EIN, you will need to update your business information with the IRS to reflect the changes in your business structure or ownership.

When starting a new business as a sole proprietor, you should obtain a new EIN (Employer Identification Number) for the new business. This is because each EIN is unique to a specific business entity and helps with tax administration and identification purposes. Using a separate EIN for each business ensures proper record-keeping and compliance with tax regulations.

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The term computed by dividing next year's annual dividend by the current stock price is Dividend Yield. Therefore, the correct option is C.

Dividend yield is computed by dividing next year's annual dividend by the current stock price. This calculation gives an investor an idea of how much income they can expect to receive from their investment in the form of dividends. Yield to maturity is a measure of the total return anticipated on a bond if it is held until it matures, while total yield takes into account both dividend yield and capital gains yield.

Dividend Yield is calculated as follows:

Dividend Yield = (Next Year's Annual Dividend / Current Stock Price) x 100%

This metric shows the percentage of annual dividends an investor receives relative to the stock price. It provides an idea of the income generated by holding a stock in addition to any potential capital gains. Dividend yield is an important factor for investors who prefer dividend income over capital gains from stock price appreciation. Hence, the correct answer is option C.

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False. Many firms are now recognizing the benefits of using social media sites as a way to network with job seekers. Social media platforms offer a way for firms to connect with a larger pool of potential candidates and engage with them in a more personalized and direct manner.

Additionally, social media can also help firms to build their brand and establish themselves as thought leaders within their industry. However, it is important for firms to use social media strategically and thoughtfully to avoid any potential risks or negative impacts on their reputation

True, most firms are still hesitant to use social media sites as a way to network with job seekers.

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The event that could have increased total assets and net income without affecting cash flow is most likely a non-cash transaction.

A non-cash transaction is a business activity that does not involve the transfer of cash. Examples of non-cash transactions include depreciation, amortization, and write-offs of bad debts. When a company records a non-cash transaction, it increases or decreases an asset or liability account without affecting its cash balance. As a result, the company's total assets and net income are impacted, but its cash flow remains unchanged. Therefore, the event that increased total assets and net income, but had no affect on cash flow, could have been a result of a non-cash transaction.

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Joseph received a pat-on-the-back message from his supervisor for a job well done and wants to acknowledge the receipt of the message.

To do this, he can follow these steps:

1. Read the message thoroughly and understand the praise received.
2. Compose a response, expressing gratitude for the acknowledgment and mentioning the specific achievement.
3. Address the supervisor professionally, using their title or name.

4. Keep the response concise and friendly.
5. Proofread the message for any errors and ensure it is respectful.
6. Send the response to the supervisor in a timely manner, either by email or other preferred communication methods.

By following these steps, Joseph will have properly acknowledged the receipt of the pat-on-the-back message from his supervisor.

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In the related actions section of a help case, multiple fields can be included to provide relevant information and assistance to the user. These fields may consist of Benefits, Training, Human Resources, and Payroll.

Benefits field deals with the various perks and advantages an employee receives apart from their salary, such as health insurance, retirement plans, and paid time off. Training field focuses on the development and enhancement of employee skills through various educational programs and workshops to improve job performance.

Human Resources field encompasses various aspects of employee management, such as hiring, performance evaluation, conflict resolution, and employee retention. It plays a crucial role in maintaining a healthy work environment and addressing employees' needs and concerns.

Lastly, the Payroll field is responsible for managing employees' salaries, tax deductions, bonuses, and other compensation-related matters. It ensures timely and accurate payment to employees, while also complying with legal requirements and company policies.

By including these fields in the related actions section of a help case, users can access relevant information and assistance in different areas of their employment, contributing to a better understanding and management of their professional lives.

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The given statement " All things being equal, if a company borrows money, it prefers to pay simple interest." is true. When a company borrows money, it generally prefers to pay simple interest rather than compound interest.

The reason for this preference is that simple interest is calculated only on the principal amount borrowed, whereas compound interest is calculated on the principal amount as well as any accumulated interest from previous periods.
To explain further, let's assume a company borrows $10,000 at an interest rate of 5% per year. In the case of simple interest, the company would pay $500 interest per year ($10,000 x 5%), regardless of the number of years the loan is outstanding.

However, in the case of compound interest, the interest payment would increase every year as the interest is calculated on the accumulated interest from previous periods as well. The preference for simple interest over compound interest allows the company to minimize its interest expense over the loan period, which in turn helps to maintain cash flow and reduce the overall cost of borrowing.

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The project manager's job is usually more challenging when assigned personnel are controlled by functional managers. The correct option is 4.

Functional managers are responsible for overseeing a specific department or function within an organization, such as human resources or accounting. They have a narrow focus on their particular area of expertise and often prioritize the needs of their department over the overall goals of the project.

When personnel are controlled by functional managers, the project manager may face challenges in terms of communication, coordination, and decision-making. These managers may have conflicting priorities and agendas, leading to delays or disagreements in the project. Additionally, functional managers may be less inclined to collaborate with other departments or share resources, which can create bottlenecks in the project timeline.

In contrast, project managers may find it easier to work with personnel controlled by budget, business, or technical managers. Budget managers prioritize financial goals, business managers focus on the overall strategy and objectives of the organization, and technical managers oversee the technical aspects of the project. These managers typically have a broader perspective and are more willing to work collaboratively to achieve project goals.

Overall, the success of a project depends on effective collaboration and communication between all stakeholders, including functional managers. Project managers must be skilled at managing relationships and negotiating priorities to ensure that all personnel are working together towards a common goal.

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Analytical procedures are used during an audit to evaluate financial information and assess the risks of material misstatements, with their primary purpose varying during each phase of the audit.

How to determine the purpose of analytical procedures during an audit and in each phase of the audit process?

Analytical procedures are required during an audit in order to evaluate financial information and assess the risks of material misstatements. The primary purpose of analytical procedures varies during each phase of the audit.

During the planning phase, the purpose of analytical procedures is to identify areas of potential risk and to obtain an understanding of the client's business operations. This helps the auditor to determine the scope of the audit and to design the appropriate audit procedures.

During the substantive testing phase, the purpose of analytical procedures is to test the reasonableness of financial information and to identify any unusual transactions or relationships that may require further investigation. This helps the auditor to obtain sufficient and appropriate audit evidence to support their audit opinion.

During the final review phase, the purpose of analytical procedures is to provide a final review of the financial statements and to identify any potential material misstatements or inconsistencies. This helps the auditor to ensure that the financial statements are fairly presented and in accordance with the applicable financial reporting framework.

Overall, analytical procedures play an important role in each phase of the audit and are a key tool for auditors to evaluate financial information and assess the risks of material misstatements.

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However, the cartel have to minimize output to increase price. This reduction in output motives the cartel now not to produce or promote units that are valued by buyers in extra of their marginal fee of production. The end result is a reduction in welfare, referred to as a “deadweight loss.”

Description: Deadweight loss can be mentioned as the loss of total welfare or the social surplus due to reasons like taxes or subsidies, fee ceilings or floors, externalities and monopoly pricing.

Cartels harm buyers and have an effect on economic efficiency. The success of a cartel relies upon upon its capacity to raise expenditures above the competitive degree whilst decreasing output. Consumers may pick out to pay the greater than the market rate or forego the precise or service as market forces are not in play

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The average time you will wait 15 minutes at the bus stop to get on a bus.

To determine the average waiting time to get on a bus at the bus stop, we need to calculate the average time between bus arrivals.

Let's start by assuming that bus 1 arrives at time 0. Then, bus B will arrive 20 minutes later, at time 20. Bus A will arrive 10 minutes after bus B, at time 30.

So, the time between bus 1 and bus B is 20 minutes, and the time between bus B and bus A is 10 minutes.

To find the average time between bus arrivals, we add these two times and divide by 2 (since there are two intervals):

(20 + 10) / 2 = 15 minutes

Therefore, on average, you will wait 15 minutes at the bus stop to get on a bus.

Note: The question is incomplete. The complete question probably is: At a bus stop you can take bus A or bus B. Bus A passes 10 minutes after bus B has passed, whereas bus B passes 20 minutes after bus 1 has passed. How long will you wait on average to get on a bus at the bus stop?

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Answer:

For this human resource staff member who was asked to create a job description, the step that should be included in the process is: •••(Interview customers served by the employee in the job.)•••

What is Human resources management?

Human resources management (HRM) can be defined as an art that involves effectively and efficiently managing, controlling and improving the functions, number of employees or workers, activities that are being used by an organization.

The answer to the question is Joe should choose the apple first as it offers more utility per dollar spent, maximizing his utility within his budget constraints. To determine which item Joe should choose first, we need to consider the concept of marginal utility per dollar.

Marginal utility refers to the additional utility gained from consuming an additional unit of a good, while marginal utility per dollar measures the additional utility gained per dollar spent.

In this case, apple provides 10 units of utility for $1, giving a marginal utility per dollar of 10. The candy bar provides 16 units of utility for $2, giving a marginal utility per dollar of 8. Therefore, the apple provides more utility per dollar than the candy bar.

If Joe is a utility-maximizing consumer who is constrained by his budget, he should choose Apple first as it provides more utility per dollar. However, this decision ultimately depends on Joe's overall preferences and budget constraints. If Joe has a strong preference for candy bars, he may be willing to sacrifice some marginal utility per dollar to satisfy his preference.

Overall, the decision to choose between two goods involves comparing the marginal utility per dollar of each good and considering one's own preferences and budget constraints. Thus, Joe should choose Apple first.

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Durability is the most important characteristic for the outdoor enthusiast segment.

Enthusiast segment is a term used to describe a group of people who are especially passionate about a certain topic or hobby. This group of people is often comprised of experts and knowledgeable individuals who take great pride in their chosen field of interest. They are usually keen to share their knowledge and experiences with others. They are more likely to be active members in online forums and communities, and they are often willing to invest their time and money into the topic they are passionate about. Enthusiast segment members often go the extra mile to ensure their knowledge and skills are up to date and they are often willing to provide helpful advice and guidance to others. This segment of people also often purchase the latest products related to their hobby, making them a valuable customer base for businesses.

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Complete question:

We need to achieve 85% FEATURE DESIRABILITY. FEATURE DESIRABILITY is a measure of how well your backpack design aligns with your segment's PREFERENCES. Which of the following is the most important CHARACTERISTIC for the OUTDOOR ENTHUSIAST segment?

a. Capacity Comfort

b. Durability

c. Eco-Friendly

d. Cost-Effective

Federal law makes it illegal for an individual convicted of a crime involving dishonesty or breach of trust to work in the business of insurance affecting interstate commerce under specific conditions. The correct answer is option b) without receiving written consent from an insurance regulatory authority.

According to federal laws, specifically the 18 U.S.C.  1033, an individual convicted of a crime involving dishonesty or breach of trust is prohibited from working in the business of insurance affecting interstate commerce unless they receive written consent from an insurance regulatory authority.

18 U.S.C. 1033 is a section of the United States Code which deals with crimes by or affecting persons engaged in the business of insurance whose activities affect interstate commerce. It prohibits making fraudulent statements or reports, or overvaluing land, property, or security, with the intent to deceive the customer.

Thus, option B- "without receiving written consent from an insurance regulatory authority" is the correct answer.

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d. $870.

To calculate the ending equity for Alpha Co, we will consider the net income, dividends, and new stock sold during the year.

Here's a step-by-step explanation:
1. Start with the beginning equity: $700.
2. Add the net income for the year: $700 + $150 = $850.
3. Subtract the dividends paid: $850 - $20 = $830.
4. Add the proceeds from the new stock sold: $830 + $40 = $870.

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The central limit theorem states that as the sample size increases, the distribution of the sample means approaches a normal distribution, regardless of the underlying distribution of the population.

The Central Limit Theorem states that when a large number of independent and identically distributed random variables are added together, their sum approaches a normal distribution, regardless of the original variables' distributions.

The Central Limit Theorem demonstrates how, as sample size increases, the mean of distribution approaches the normal distribution.

Regardless of the distribution of the population, the central limit theorem (CLT) states that the distribution of sample means approaches a normal distribution as the sample size increases. Typically, sample sizes of 30 or more are seen to be adequate for the CLT to hold.

The central limit theorem implies that even if a population isn't normally distributed if you take sufficiently big samples from it, the samples' means will be normally distributed.

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a. To calculate the market conversion value of the bond, you need to multiply the number of shares the bond is convertible into by the current stock price.

Market conversion value = Number of shares × Current stock price
Market conversion value = 50 shares × $14.40 per share
Market conversion value = $720

So, the market conversion value of the bond is $720.00.

b. To find the conversion premium, you need to subtract the market conversion value from the bond's purchase price.

Conversion premium = Purchase price - Market conversion value
Conversion premium = $1,054.40 - $720.00
Conversion premium = $334.40

The conversion premium for the bond is $334.40.

c. To decide whether to convert the bond now, you should consider the conversion premium. If the premium is high, it may not be advantageous to convert the bond right now, as you would effectively be paying more for the shares than their current market value.

In this case, the conversion premium is $334.40, which is significantly higher than the market conversion value of $720.00. Therefore, it is not recommended to convert the bond at this time.

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It is likely of greatest concern to the operations manager, as improving its performance could have the greatest impact on overall efficiency and productivity. The correct answer is D) Work Center X.

Work Center X is the one with the longest queue and highest utilization rate, which indicates that it may be experiencing bottlenecks or capacity constraints.

As there is no information provided regarding the specific context and factors that affect the operations manager's concern, it is not possible to determine which work center is of greatest concern to the operations manager. The level of concern for each work center would depend on various factors such as the criticality of their tasks, their efficiency and productivity, their impact on the overall production process, their capacity utilization, and the level of resources required to maintain their performance, among others.

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Complete Question

Which work center is of greatest concern to the operations

manager?

a. Work center W

b. Work center Z.

c. Work center Y

d. Work center X

Collaboration can involve a range of different types of contractual relationships. Some collaborations are based on explicit contracts that outline the roles, responsibilities, and expectations of all parties involved.

Other collaborations may be more informal, relying on implicit agreements and understandings between the participants. Additionally, collaborations can be both vertical and horizontal in nature, with some involving hierarchical relationships between organizations or individuals, while others are more casual and equal in terms of power dynamics. Ultimately, the type of contractual relationship that is most appropriate for a given collaboration will depend on the specific needs, goals, and resources of the parties involved.collaboration involves contractual relationships that are d. explicit.
Explicit contractual relationships are those that are clearly stated and agreed upon by all parties involved. This means that the terms and conditions of the collaboration are well-defined and documented, allowing for a smooth and effective collaboration process.

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When an acquirer buys a target in the same or a closely related business, synergies tend to be Greater.

When an acquirer tries to buys a target in the same business or a closely related business, there is usually a potential for synergies to be realized. This is because the two companies have similar operations and can combine resources, eliminate redundancies, and improve efficiencies to create greater value together. These synergies can come in the form of cost savings, increased revenue, or other benefits that the combined company is better positioned to capture than each individual business on its own.

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The primary reason why pension funds are interested in investing in venture capital is because of option (c): over the past ten years, pension fund returns have exceeded the minimum amount of returns they need to pay their pension obligations.

Venture capital has historically provided high returns to investors, and pension funds are no exception. By investing in venture capital, pension funds are able to diversify their portfolios and potentially earn higher returns, allowing them to better meet their pension obligations in the long run. While creating jobs and increasing intellectual property may be additional benefits of venture capital investment, they are not the primary driving factor for pension funds.

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You explain to them that the major pitfalls associated with pursuing strategic alliances with foreign partners are deciding whether or not to pursue a multidomestic strategy instead of a global strategy.

By strategic partnerships, you can pick up additional powers and the essential skills from your strategic partners. A strategic alliance may increase your capacity for production, offer a distribution network, or lengthen your supply chain. Strategic Partners could offer products or services that enhance your own.

Strategic partnerships are created in order to expand a company's market share, compete with rival businesses, pool resources for expensive capital projects, create economies of scale, or get access to complementary resources.

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