Subprime mortgages was one of the most influential financial derivatives in causing the crisis of september 2008.
What function did derivatives have in the financial crisis of 2008?A financial contract known as a derivative is one whose value is based on an underlying asset. Options and futures contracts are common derivatives. Both hedging price risk and profit-seeking speculation can be done with derivatives. Derivatives in the mortgage industry were primarily responsible for the financial crisis of 2008.
Early in 2006, home values started to decline. Subprime lenders started filing for bankruptcy at the beginning of 2007. Due to their exposure to subprime loans, two sizable hedge funds collapsed in June 2007. Losses from investments in subprime loans in August 2007 sparked a panic that shut down the world's lending market.
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a(n) is an organization that links buyers and sellers in different countries but is not involved in manufacturing.
A trading company is an organization that facilitates the buying and selling of goods and services between buyers and sellers in different countries without being involved in the manufacturing process. Correct answer: letter A.
Since, Commercial companies usually act as agents that organize the trade of goods and services between buyers and sellers, in addition to helping both parties to negotiate the terms and conditions of trade.
What are the disadvantages of a commercial company?High Cost of Doing Business: Companies typically need to invest large amounts of money to get up and running and to maintain their operations.Risk of Failure: Starting and running a business is risky. Companies may encounter unexpected financial losses, legal problems, or market competition that could put them out of business.Regulatory and Compliance Requirements: Companies must comply with various laws and regulations, such as employment laws, tax laws, and environmental regulations.Limited Resources: Companies often have limited resources, such as time, money, and personnel. This can make it difficult to start and maintain operations.Difficulties Attracting Financing: Companies may have difficulty raising capital and attracting investors to help finance their operations.A ____ is an organization that links buyers and sellers in different countries but is not involved in manufacturing?
A) Trading company
B) Exporter
C) Importer
D) Intermediary
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the currency of singapore is pegged to the currency of the us. assume that the dollar currency depreciates against the currency of the uk. it is likely that singapore will export to the us and import from the uk.
The Singapore dollar was initially tied to the British pound and subsequently, for a brief while, to the US dollar. However, by the middle of the 1970s, the Singapore dollar was now tied to a trade-weighted basket of currencies.
What is the Singapore dollar?The Republic of Singapore uses the Singapore dollar as its official currency. 100 cents make up the total. In order to distinguish it from other dollar-denominated currencies, it is typically abbreviated with the dollar sign $ or S$. The Singapore dollar is printed on banknotes and coins by the Monetary Authority of Singapore (MAS). The Singapore dollar is now the world's thirteenth-most traded currency in terms of value. The Currency Operability Agreement between the Monetary Authority of Singapore and the Autoriti Monetari Brunei Darussalam states that in addition to being used in Singapore, the Singapore dollar is also accepted as legal currency in Brunei (Monetary Authority of Brunei Darussalam). Similarly, Singapore often accepts the Brunei dollar.
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Allen tutors in his spare time for extra income. Buyers of his service are $40 per hour for as many hours Allen is willing to tutor. On a particular day, he is willing to tutor the first hour for $10, the second hour for $18, the third hour for $28, and the fourth hour for $10. Assume Allen is rational in deciding how many hours to tutor. His producer surplus is (a) $40 Initial (6) $64 (c) $12 (d) $56 Suppose the government increases the size of a tax by 20 percent. The deadweight loss from that tax (a) increases by 20 percent (6) increases by more than 20 percent (c) increases but by less than 20 percent (d) decreases by 20 percent
The deadweight loss from that tax (a) increases by 20 percent.
Deadweight tonnage or lots deadweight is a degree of ways a whole lot weight a deliver can bring. it is the sum of the weights of cargo, gas, sparkling water, ballast water, provisions, passengers, and group. Deadweight is described as weight of shipment plus fuel and consumable stores, and light-weight as the weight of the hull, which includes equipment and device. Deadweight is the real quantity of weight in tonnes that a vessel can convey whilst loaded to the maximum permissible draught (includes gas, sparkling water, gear substances, capture and group).
A deadweight loss results from a marketplace inefficiency due to supply and call for being out of equilibrium. insufficient allocation of assets is normally chargeable for deadweight losses. This inadequate allocation comes from various interventions like taxes, monopolies, rate ceilings, and charge floors.
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The major text portion of a print advertisement that should arouse a desire for the product and move the consumer to action is contained in theSelect one:a. body copy.b. photo credits. Incorrectc. headline.d. subheads.e. brand elements
The (a) body copy, of a print advertisement, contains the bulk of the content that should pique the consumer's interest in the product and prompt them to take action.
The principal idea is supported by the body copy, which is what finally convinces a person to purchase a good or service. This text describes the product in-depth and justifies how and why customers will profit from it.
Other essential components of the advertisement, such as the corporate emblem that helps identify who is marketing the product, are typically present in addition to the body copy.
Most advertisements also include a headline that aims to draw customers' attention in addition to the logo.
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FILL IN THE BLANK. a study published in the harvard business review in january 2000 found that intellectual property represents approximately___of an average firm's value.
A study published in the Harvard Business Review in January 2000 investigated that intellectual property represents approximately 70% of an average firm's value.
Harvard Business Review publishes flagship books, magazine, and digital content and tool on HBR.org. The aim of Harvard Business Review is to deliever professionals around the world with best practices and rigorous insights to help lead themselves and their firms more effectively and to make a positive impact. In January 2000, the Harvard Business Review published a study in which it found that intellectual property shows approximately 70% of an average firm's value, and the number has nearly doubled during a decade.
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the product development group at landon corporation has been working on a new computer software product that has the potential to capture a large market share. through outside sources, landon's management learned that a competitor is working to introduce a similar product. as a result, landon's top management increased its pressure on the product development group. the group's leader turned to pert/cpm as an aid to scheduling the activities remaining before the new product can be brought to the market. the project network is as follows.
Expected time = (Optimistic time + 4* Most Probable time + Pessimistic time) / 6 Variance = (S.D.)2
Standard deviation = (Optimistic time - Optimistic time) / 6 The critical path is B-E-H-J, with an expected duration of 26 weeks (4+10+7+5) and a variance of 4.11 or a standard deviation of 2.03 The project time (say X) has a normal distribution Z=.49261),
so the probability that the project will be finished in 25 weeks is.311, and Prob. (30) = Prob. Z = 1.97), so the project's 30-week completion rate is.975 percent.
Critical Activity Expected Time Variance A 4 0.11 No B 4 0.44 Yes C 5 0.11 No D 3 0.11 No E 10 1.78 Yes F 9 0.69 No G 6 0.25 No H 7 1.78 Yes, I 3 0.44 No J 5 0.11 No.
In PERT, how is optimistic and pessimistic time calculated?As its inputs, PERT employs estimates of Pessimistic, Optimistic, and Most Likely. (Pessimistic + 4x Most Likely + Optimistic) / 6 is the traditional (beta) PERT formula. C. Sprightly's normal worth estimation, utilizing the customary Beta conveyance, is as per the following: [ optimistic, pessimistic, and (four times most likely)]/6.
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Full Question = the product development group at landon corporation has been working on a new computer software product that has the potential to capture a large market share. through outside sources, landon's management learned that a competitor is working to introduce a similar product. as a result, landon's top management increased its pressure on the product development group. the group's leader turned to pert/cpm as an aid to scheduling the activities remaining before the new product can be brought to the market. the project network is as follows.
The activity time estimates (in weeks) are as follows:
Activity Optimistic Most Probable Pessimistic
A 3 4 5
B 3 3.5 7
C 4 5 6
D 2 3 4
E 6 10 14
F 7.5 8.5 12.5
G 4.5 6 7.5
H 5 6 13
I 2 2.5 6
J 4 5 6
ruby corporation purchased 1,000 diamond corporation bonds in 2020 for $800 per bond and classified the investment as securities available-for-sale. the value of these holdings was $300 per bond on december 31, 2020. during 2021, ruby sold all of its diamond bonds at $350 per bond. in its 2021 income statement, ruby would report:
In its 2021 income statement, Ruby would report an amount of $800,000.
What is an income statement?An income statement, often known as a profit and loss account, is one of a company's financial accounts that shows the revenues and expenses of the business for a given time frame. The income statement can be used by managers and investors to ascertain if a company made a profit (profit) or a loss (loss) during the reporting period. An income statement serves as a representation of a time period. Comparatively, the balance sheet just documents one point in time. Charities that must make their financial records public do not produce an income statement. This declaration is commonly referred to as a statement of actions. The income from operations is increased by the difference between additional receipts and additional outlays. Combining this with revenue from operations yields income before taxes.
Amount= $800* 1000= $800,000
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consider two central banks: one with a history of maintaining price stability and low inflation, and the other with a history of high inflation and poor inflation management. all else equal, if the same level of government budget deficit is monetized in both countries, how is inflation likely to behave in each country? mishkin, frederic s. economics of money, banking and financial markets, the (what's new in economics) (p. 477). pearson education. kindle edition.
In a country where price stability and low inflation takes place, the monetization of the budget deficit will increase the money supply and it will boost consumption and investment spending.
It will increase the price level, but it will be under control and it will work in favor of economic growth. Hence, AD will increase, new jobs will be created and inflation will increase, but it will be within the target inflation rate in the economy.
In a country where the high inflation is already there, then the further monetization budget deficit, will cause further increase in price level and it will be causing a decrease in purchasing power of the people. It will make them go for higher wages and cost push inflation takes place. It will make SRAS to move to the left. Then, economy will suffer with high inflation, higher unemployment and lower demand.
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With the help of a diagram, explain how the monopsonistic demand for labour from powerful employers is likely to affect wages and employment in a labour market where there are no trade unions. (9 marks)
Companies with monopsony power determine compensation practices while keeping in mind that they must raise wages if they wish to hire more employees. As a result, unemployment rises and people earn less than they generate.
What is monopsonistic demand for labor?When there is just one dominant employer in a labor market, it is called a monopsony. This indicates that the company must purchase influence over potential employees. The monopsonist firm in a market with monopsony decides the optimal number of employees to hire by equating its marginal revenue product of labor with its marginal cost of labor, just like any other firm that seeks to maximize profits.
The dominant employer now have the ability to arbitrarily fix wages in the industrial labor market. The labor supply and demand curves intersect when there is monopsony, at both a lower wage and at a lower employment level than would be achieved under equilibrium. The diagram attached will explain this the monopsonistic demand for labor affecting wages and employment.
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Which of the following statements, if either, concerning differences between U.S. GAAP and IFRS in accounting for hedges is/are correct?
I. IFRS permits hedging a forecasted business combination that is subject to foreign exchange risk; U.S. GAAP does not permit hedging in that case.
II. IFRS permits hedging part of the life of a hedged item; U.S. GAAP does not permit hedging of part of the life of a hedged item.
A. I only.
B. II only.
C. Both I and II.
D. Neither I nor II.
C. I and II together. Statements I and II are true, respectively. A predicted business combination that is exposed to foreign exchange risk and a portion of the life of an item that is hedged are both permitted under IFRS. Hedging is not permitted under U.S. GAAP in any scenario.
The reporting of specific kinds of transactions and events in financial statements is governed by a set of accounting rules called International Financial Reporting Standards (IFRS). The International Accounting Standards Board created and maintains them (IASB). Generally Accepted Accounting Principles, or GAAP, is a U.S.-based standard. International Financial Reporting Standards (IFRS) are a collection of accounting guidelines that specify how specific kinds of transactions and other events should be recorded in financial statements. With the help of IFRS, organizations will be able to create financial statements that are uniform, trustworthy, and comparable across all industries and nations.
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an automobile company is focused on creating convertible and crossover vehicles. recently, the company announced it will begin selling suvs and mini vans to its current customers. what strategy is it following? an automobile company is focused on creating convertible and crossover vehicles. recently, the company announced it will begin selling suvs and mini vans to its current customers. what strategy is it following? market penetration diversification product development market development
An automobile company is focused on creating convertible and crossover vehicles. recently, the company announced it will begin selling SUVs and mini vans to its current customers. The strategy is product development.
The product improvement is the improvement of latest product or changed/update the prevailing merchandise to increase sales and imparting those merchandise into current or new marketplace-locations.
The product improvement is done through step-by-step which encompass concept generation, product definition, prototyping, preliminary layout, validation and testing and last commercialization.
The enterprise is centered on developing convertible and crossover automobiles and it's going to start promoting SUVs and mini vehicles to its modern clients with the aid of adopting product improvement approach.
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According to the expectations theory of the term structure,
A) the interest rate on long-term bonds will exceed the average of expected future short-term rates.
B) interest rates on bonds of different maturities move together over time.
C) buyers of bonds prefer short-term to long-term bonds.All of the above
All are correct. The interest rate on long-term bonds will be higher than the average of anticipated future short-term rates, according to the expectations theory of the term structure.
What is the expectations theory?The long-term interest rate is a weighted average of the present and predicted short-term interest rates in the future, in accordance with the expectations theory of the term structure.If predictions for future short rates are accurate, the long rate will be equal to the short rate (plus a constant risk premium).Why is expectation theory important?Expectations theory tries to assist investors in making decisions by predicting the rate for short-term bonds using long-term rates, often from government bonds.According to the expectancies theory, the average of the current and anticipated short-term rates makes up the long-term interest rate. The average of the present and anticipated short-term rates for the next five years, for instance, is the yield to maturity on a bond with a maturity of five years.All are correct. The interest rate on long-term bonds will be higher than the average of anticipated future short-term rates, according to the expectations theory of the term structure.
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A large corporation entered into a very significant long-term debt agreement during the current year. Which of the following would the auditors most likely be concerned with: a. Approval by the corporation's Controller b. Approval by the corporation's Board of Directors
c. Approval by the corporation's CEO d. Approval by the corporation's CFO
Large corporations signed very significant long-term debt agreements this year. The auditor will most likely seek approval from the company's board of directors.
What is task of the board of directors?The Board of Directors (B of D) is the company's governing body, elected by the public company's shareholders, to set strategy and oversee the conduct of business. Board meetings are generally held on a regular basis. The board of directors is responsible for protecting the interests of shareholders, setting management policy, overseeing the company or organization, and making decisions on important matters facing the company or organization.
Who chooses a company's board of directors?Once the company is operational, directors are typically elected by shareholders at an annual general meeting. The board of directors, as the name suggests, “directs” the affairs and business rule of the company.
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Mart retains large amounts of customer data. To understand customer purchase behavior, the company uses a process that automatically discovers correlations in the collected data. Through this process, the company learns that people who buy brend, typically also buy a packet of butter. As a result, the manager of the supermarket places butter near the shelf that stocks bread. In this scenario, KST Mart has most likely used to process information a. bar coding b. data integration radio frequency tagging d. data mining C QUESTION 6 Unlike holding cost, stockout cost: a is incurred when a company runs out of a product Ob, includes inventory taxes and the cost of obsolescence. Oc does not include the transaction costs of overtime work and shipping. d. is also known as carrying cost.
In the given case, Mart is using data mining to make operational decisions.
What is data mining?
There is a long history of sifting through data to find hidden relationships and forecast upcoming trends. The phrase "data mining," sometimes referred to as "knowledge discovery in databases," wasn't first used until the 1990s. But its core is made up of three interconnected scientific disciplines: machine learning, artificial intelligence, and statistics, which examine the numerical correlations between data (algorithms that can learn from data to make predictions). As data mining technology continues to advance to keep up with the endless possibilities of big data and accessible computing power, what was once old is now new.
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the first fidelity building and loan association, organized in state a and authorized to do business in state b, has an offering of common stock being
In order for an individual selling the offering to be excluded from the definition of an agent in State B, the individual could not sell without being registered as an agent in State B
Although securities issued by a building and loan association are included in the Uniform Securities Act's list of exempt securities, they are not included in the group of exempt securities where employees selling on behalf of the issuer are excluded from the definition of an agent.
The Securities and Exchange Commission (SEC) needs assistance with enforcement and regulation, thus the Uniform Securities Act was created to address securities fraud at the state level.
The SEC considers certain securities and transactions to be exempt from registration requirements. Government securities, bank securities, high-quality debt instruments, non-profit securities, and insurance contracts are typical examples of exempt securities.
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in a pro versus con analysis comparing functional and divisional structures, a key pro for the functional structure is:
An important positive for the divisional structure in a pro vs. con analysis contrasting functional and divisional structures is the simplicity of comparison.
Making decisions that are objective and well-thought-out may be done quickly and easily by weighing the pros and drawbacks. You can weigh your options more thoroughly by quantifying them. List all potential advantages of the course of action in the "Pros" column, and all potential drawbacks in the "Cons" column.
A technique for examining an option or decision to ascertain the risk/reward of the choice is pros and cons analysis. When evaluating numerous possibilities, pros and cons might be used. An important positive for the divisional structure in a pro vs. con analysis contrasting functional and divisional structures is the simplicity of comparison.
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Rosario is a chef and caterer who hires out on a per-project basis to companies with on-location work sites, as well as to hosts of banquets, corporate meetings, concerts, weddings, and other events. In this capacity, Rosario is
a. an agent.
b. an employee.
c. an independent contractor.
d. a principal.
In this capacity, Rosario is an independent contractor. (Option C)
What does the term "independent contractor" mean?According to the general rule, a person is considered to be an independent contractor if the party paying for their services has the authority to direct or control only the final product of their job, rather than the process of doing it. You are considered self-employed if you work as an independent contractor.
What distinguishes an independent contractor from an employee?In exchange for abiding by the company's rules and showing loyalty, an employee is placed on the payroll and receives compensation and perks. An independent worker with autonomy and flexibility who does not receive benefits like health insurance and paid time off is referred to as a contractor.
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A firm is in the business of assisting in mergers and acquisitions of companies. although the firm does not structure the transactions and does not receive a set fee, the firm does receive monetary compensation in the form of a percentage of the overall deal. under these facts, the firm is:
Defined as broker-dealer because the overall deal percentage satisfies the compensation component. A company in the functioning business of assisting in corporate mergers and acquisitions.
A broker is a person who performs transactions on behalf of other people. In other words, a broker is a person or brokerage firm, and usually charges a commission (fee) to investors who want to buy and sell assets.
A broker's job is to build and maintain relationships with customers, make sales and purchases, and complete other management tasks such as preparing documents. Brokers also have a responsibility to maintain the satisfaction of their customers.
The broker's function is to solve customer problems or act as an intermediary. The second function of the broker is to provide information related to market capital.
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FILL IN THE BLANK. If you hold a personal value of thriftiness, then you probably will have a favorable __________ toward automobiles with good fuel economy. A. belief B. value C. attitude D. motivation E. perception
If you place a high importance on being attitude, you'll likely be sympathetic toward vehicles that get decent gas mileage.
A person's attitude toward something, or their approach to it, or their own opinion of it, is described as a psychological concept in psychology known as attitude. Their thinking, outlook, and emotions are all part of their attitude. Attitudes are complicated and a product of life experience. The term "attitude" refers to a person's predisposition state of mind regarding a value. It is triggered by a person's response to themselves, another person, a location, a thing, or an event (the attitude object), which in turn affects the person's thought and action. If you place a high importance on being attitude, you'll likely be sympathetic toward vehicles that get decent gas mileage.
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FILL IN THE BLANK. Press releases about company growth prospects, recent innovations, and industry-related news are available at the website of Kinetics Inc., a manufacturer of automobile components for trucks. Anyone conducting research on the company has access to this information. In this scenario, Kinetics uses the Internet as a(n) _____ tool.
The correct answer is Internet. Kinetics uses the Internet as a marketing tool, which is a type of promotional strategy that relies on the use of digital channels such as websites, search engines, social media, and email to reach potential customers and increase sales.
Having even a simple website that provides contact information, a location, products and services, prices or rates, etc. is beneficial to many businesses. But not every business actually needs a website. Consider your goals carefully. Common justifications for having a website include:
increasing brand recognitionlowering expensesoffering your goods and services for saleenhancing customer service and displaying workTo know more about internet here
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In the context of aggregate planning options, which of the following costs are an implication of allowing stockouts?
Question 10 options:
Inventory-carrying costs
Lost sales and customer loyalty costs
High labor costs and premiums
Separation costs
Lost sales and customer loyalty costs is an implication of allowing stock outs.
Customer loyalty describes an ongoing emotional courting between you and your purchaser, manifesting itself via how willing a consumer is to have interaction with and time and again purchase from you as opposed to your competition. Loyalty is the byproduct of a patron's advantageous revel in with you and works to create agree with.
The loyalty business model is a commercial enterprise model used in strategic management wherein organization assets are employed so that you can growth the loyalty of clients and other stakeholders inside the expectation that company targets can be met or surpassed.
Customer loyalty is the act of choosing one agency's products and services constantly over its competition. when a customer is loyal to one enterprise, they aren't without difficulty swayed by means of charge or availability. They might rather pay greater and ensure the identical excellent service and product they understand and love.
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Which of the basic organizational functions records all financial activity from billing customers to paying employees?accounting
Accounting is the basic organizational functions records all financial activity from billing customers to paying employees.
Accounting is the manner of recording financial transactions pertaining to a enterprise. The accounting system consists of summarizing, reading, and reporting these transactions to oversight businesses, regulators, and tax collection entities.
Accounting, also known as accountancy, is the size, processing, and communique of economic and non monetary records about monetary entities together with corporations and corporations.
Basic accounting concepts used within the commercial enterprise international cover sales, costs, belongings, and liabilities. those elements are tracked and recorded in documents inclusive of balance sheets, earnings statements, and cash drift statements.
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in using the product cost method of applying the cost-plus approach to product pricing, selling expenses, administrative expenses, and profit are covered in the markup
in using the product cost method of applying the cost-plus approach to product pricing, selling expenses, administrative expenses, and profit are covered in the markup total selling and administrative expenses plus desired profit.
profitProfit is defined as the financial advantage obtained when the income generated by a commercial activity exceeds the expenses, costs, and taxes associated with the activity in question.
Profits are returned to business owners, who can choose to pocket the money, distribute it to shareholders as dividends, or reinvest it back into the company.
Entire revenue less total costs equals profit.
Companies report gross profit, operational profit, and net profit for accounting purposes (the "bottom line"). Profit is the money a company makes after deducting all expenditures. Whether it's a lemonade stand or a publicly listed multinational corporation, the basic purpose of every business is to make money, hence business performance is dependent on profitability in all of its manifestations.
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companiesshould not make tax adjustments when calculating the (after-tax) cost of preferred stock because preferred dividendsare not tax deductible, so the company bears their full cost.
True, companies should not make tax adjustments when calculating the (after-tax) cost of preferred stock because preferred dividends are not tax deductible, so the company bears their full cost.
The price a firm must pay for the revenue it will receive from issuing and selling preferred stock is effectively the cost of preferred stock. In other words, it's the sum that the business distributes each year divided by the one-time payment from issuing the stock.
This statistic is frequently used by management to choose the most cost- and effectiveness-effective method of capital raising. In order to raise money for investments in new projects or to maintain current ones, corporations may issue debt, common shares, preferred shares, and a variety of other instruments.
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1. A bond's call feature may be exercised if
1. the yield to maturity exceeds the current yield
2. the yield to maturity is less than the current yield
3. interest rates have risen
4. interest rates have fallen
Select one:
a. 1 and 3
b. 1 and 4
c. 2 and 3
d. 2 and 4
Option (a) is correct. A bond's call feature may be exercised if the yield to maturity exceeds the current yield and interest rates have risen.
Bonds are a financial instrument issued by companies to raise capital and fund their business operations. The company is called the issuer, and the buyer is called the investor or bondholder. The company promises the lender a regular predetermined interest on the principal amount.
In bond terms, this interest rate is called a coupon. For example, if you purchase a 20-year bond of Rs 10,000 with a coupon rate of 10%, the bond will pay you interest of Rs 1,000 every year. A bond's call feature may be exercised if the yield to maturity exceeds the current yield and interest rates have risen.
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When differentiation through innovation is high and environmental change is high, the best strategy is a matrix structure with very high integration.
a. True b. False
The given statement is true.
An organizational structure wherein managers attempt to achieve tight coordination between functions, particularly Research and development, production, and marketing. Used primarily by tech companies.
Matrix management is a form of organizational structure wherein employees report to multiple bosses rather than one. It does away with the one-boss, vertical system that most firms use and brings about a system where employees have multiple superiors along the two functions and project lines.
With a matrix management system, employees in various functional divisions are distributed into product/project teams where they get to work with colleagues from other functional divisions. For instance, in a particular project/product team, we can have employees from designing, sales, customer success, cooperating to convey the product or project.
In a matrix structure, individuals work across teams and projects as well as inside their own department or function. For example, a project or task team established to foster another product could include engineers and design specialists as well as those with marketing, financial management, personnel and production skills.
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may 24 sold merchandise on account to old town cafe $36,730. the cost of goods sold was $25,310. sept. 30 received $11,950 from old town cafe and wrote off the remainder owed on the sale of may 24 as uncollectible. dec. 7 reinstated the account of old town cafe that had been written off on september 30 and received $24,780 cash in full payment. journalize the above transactions in the accounts of zippy interiors company, a restaurant supply company that uses the allowance method of accounting for uncollectible receivables.
Accounting is mostly about being able to know the transactions that one is to record, recording it in the appropriate place and the ability to communicate the records using reports.
Date Particulars Debit ($) Credit ($)
May 24 Accounts receivable-Old Town Café 19,800
Sales 19,800
May 24 Cost of goods sold 14,300
Inventory 14,300
Sep. 30 Cash 5,100
Allowance for doubtful accounts 14,700
Accounts receivable-Old town cafe 19,800
Dec. 7 Accounts receivable-Old Town Cafe 14,700
Allowance for doubtful accounts 14,700
Dec. 7 Cash 14,700
Accounts receivable-Old Town Cafe 14,700
This is the process that is mostly used in finance to communicate and record information especially in income and financial statements.
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accept deposits from and lend to "members" - usually a group of people who work for the same company
Credit unions lend to and accept deposits from "members," who are typically a group of people who work for the same business.
Members are what depositors are known as at credit unions. Each member of the credit union is a shareholder. Customers of banks are those who make deposits. Financial institutions are owned by investors; customers have no ownership interest in them.
A commercial bank is a kind of financial organization that accepts deposits, provides checking account services, makes business, personal, and mortgage loans, and gives customers access to fundamental financial products including certificates of deposit (CDs) and savings accounts. A credit union is a non-profit financial organization that is owned by the clients it serves. The same services and products that are provided by a typical bank, such as credit cards, checking and savings accounts, and loans, are also available to credit union members.
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which of the following is true of the findings of the 2006 Texas comptroller report on the financial effect of undocumented immigrants in Texas? 4 Multiple Choice 03:48:27 It found that state revenue from undocumented immigrants outweighed costs, not including education costs for the children of immigrants 0 0 State government services spent on undocumented immigrants outweighs the revenue generated from that population through sales taxes and other fees 0 C ) The state costs of providing services for undocumented immigrants for outweighs the burden on local governments 0 it found that state revenue from undocumented immigrants outweighed costs, including education costs for the children of immigrants
It located that kingdom revenue from undocumented immigrants outweighed costs, now not inclusive of education costs for the youth of immigrants.
What does the Texas Comptroller do ?The comptroller is the chief tax collector and chief audit accounting officer in the Texas Government. He manages state deposits and investments and can pay warrant on the states accounts. His most important obligation is to certify the state's approximate biennial revenue.
What is the main reason that deportations in Texas are on the rise? President Trump signed an government order increasing the Immigration and Customs Enforcement (ICE) Agency focus to any immigrant in the United States, no longer simply these convicted of serious crimes.
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https://brainly.com/question/18964461#SPJ4nder nasaa rules for state-registered advisers, transactions must be recorded in customer account records no later than: a 10 business days following the end of the month in which the transaction was effected b 20 business days following the end of the month in which the transaction was effected c 10 business days following the end of the quarter in which the transaction was effected d 20 business days following the end of the quarter in which the transaction was effected
Correct reply is C. 10 business days following the end of the quarter in which the transaction used to be effected.
A customer account document -- additionally acknowledged as a purchaser record -- holds essential records about a customer, consisting of the trendy data, such as name, order data, billing information, interplay statistics and credit information.
How can a customer's debts report will assist in your business?Knowing who is buying from you, how often, and having contact details permitting you to be in a position to maintain in contact with them will be precious in sales, marketing, customer service, even economic forecasting, and will keep your business customer-focused.
What is the significance of recording accounts?You need accurate data to put together correct economic statements. These encompass income (profit and loss) statements and balance sheets. These statements can assist you in dealing with your financial institution or creditors and assist you manipulate your business.
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