Which of these is a sign that you're dealing with someone engaged in unfair lending
practices?
O They charge inappropriately high interest rates, fees, and closing costs
O They contact you first
O They discourage you from reading loan documents
O They push you to apply for more than you can afford
O All of the above

Answers

Answer 1

Answer:

O All of the above

Explanation:

Honest and legitimate lenders require a borrower to be their client for a set period before they can advance credit to them. By the time the customer requests a loan, the lender will have some financial data to help them decide on the credit request.

Differentiating between a genuine and unfair lender is not that difficult. Unfair lenders are not interested in the borrower's ability to repay. They push a customer to sigh-up fast and for a high loan amount. The unfair lender aims at profiting from the collateral they receive as a guarantee for the loan. Genuine lenders are concerned about the risk involved in lending to a customer. They need some assurance that the client can repay.


Related Questions

In the janitorial service industry do cleaning products have nonprice competition?

Answers

Answer:

Yes

Explanation:

Non-price competition involves marketing a company's products and services using other strategies except lowering of price. These other strategies may include free gifts, discount coupons,  unique selling points, product enhancement, customer service, packaging, and many others.

The janitorial service industry involves cleaning of internal and exteriors of buildings. There various companies supplying cleaning products such as detergents and disinfectants. The industry has stiff competition based on non-price parameters such as quality, packaging, flavors, and after-sale service.

How did Joe Biden get president?
⇔∈∉∧⊇←²³√∛·×÷±≈≠≥≤≡≅⇒,㏒

Answers

Answer:

Dont know im canadian

Explanation:

how do i spell chicken strips?

Answers

Answer:

chicken strips

Explanation:

yes

Florence wants to become a Middle School Teacher. She attends a university for four years and earns a degree with
a major in Education. The four-year degree she has earned is called what?
master's degree
doctoral degree
associate degree
bachelor's degree

Answers

Answer:

bachelors

Explanation:

4 year degree

Answer:

bachelor's degree

Explanation:

WHAT DO YOU MEAN BY MARKET DEVELOPMENT ? EXPLAIN.​

Answers

Answer:

market development is a strategic step taken by a company to develop the existing market rather than looking for new market .The company looks for a new buyers to pitch the product to a different segment of consumers in an effort to increase sales.

Which of the following is a difference between managing and leading?
A. Leading is what managers do in stressful situations, and
managing is what they do in calm situations.
B. Leading is the responsibility only of a company's executives, not
lower-level managers.
O C. Leading influences people, while managing is concerned only with
financial results.
a
D. Leading is just one of the functions managers are expected to
perform

Answers

Answer:

D

Explanation:

I just took the quiz

A difference between managing and leading is, Leading is just one of the functions managers are expected to perform. Thus the correct answer is D.

What is Leadership?

Leadership refers to skills to influence individuals and groups of people and provide them directly to achieve the shared objective of business by learning and development.

Management is considered as a technique that helps to get the work done by others by planning, organizing, and executing tasks in an aligned manner to achieve the goal of the busines.

Leading is a quality carried by the manager to get the work done from the employees wheras leaders just take care whether the task is completed accurately and encourage the potential of the employees.

Therefore, option D  Leading is just one of the functions managers are expected to perform is appropriate.

Learn more about Leadership, here:

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2. Explain the role of required & excess reserves in the banks approach to the making of loans to the consumer & business.

Answers

Answer:

Every time a dollar is deposited into a bank account, a bank's total reserves increases. The bank will keep some of it on hand as required reserves, but it will loan the excess reserves out. When that loan is made, it increases the money supply. This is how banks “create” money and increase the money supply.

Explanation:

This table shows the CTSOs that four high school students are involved in: A 2-column table with 4 rows. Column 1 is labeled Student with entries Elyse, Abin, Kendra, Angelica. Column 2 is labeled Current C T S O with entries T S A, F E A, D E C A, H O S A. Assuming the students continue down the same career path, which table shows the professional organization that each student would most likely be a part of in the future? A 3-column table with 4 rows. Column 1 is labeled Student with entires Elyse, Abin, Kendra, Angelica. Column 2 is labeled Current C T S O with entries T S A, F E A, D E C A, H O S A. Column 3 is labeled Future P O with entries A F P, A A S A, A S M E, A M A. A 3-column table with 4 rows. Column 1 is labeled Student with entires Elyse, Abin, Kendra, Angelica. Column 2 is labeled Current C T S O with entries T S A, F E A, D E C A, H O S A. Column 3 is labeled Future P O with entries A S M E, A A S A, S A G, A C S. A 3-column table with 4 rows. Column 1 is labeled Student with entires Elyse, Abin, Kendra, Angelica. Column 2 is labeled Current C T S O with entries T S A, F E A, D E C A, H O S A. Column 3 is labeled Future P O with entries S A G, A C S, A F P, A M A. A 3-column table with 4 rows. Column 1 is labeled Student with entries Elyse, Abin, Kendra, Angelica. Column 2 is labeled Current C T S O with entries T S A, F E A, D E C A, H O S A. Column 3 is labeled Future P O with entries A S M E, A A S A, A F P, A M A.

Answers

Answer:

The answer is A

Explanation:

This is for a discussion question

What will you need in the future?

Answers

Answer: food

Explanation:

So you can stay alive

Which of the following skills are required to be an effective project manager? (choose all that apply)

A. communication
B. teamwork
C.friendship
D. time management
E. bossy-leadership style
F. budgeting

Answers

the answer is all of the above

Answer:

A. communication, B. teamwork, D. time management, F. budgeting

Explanation:

got it right on edge

The slogan on the first version of Candy Land was “A sweet little game for sweet little folks.” Why do you think the game makers chose that slogan?

Answers

To attract people to buy and want to play the game

pls do this worksheet for me and i will make you brainliest

Answers

Nooooooooooooooooooo

Have a good thanks giving everyone.

-Please can we all give thanks and love for Lil Peep, XXX Tentacion, Juice Wrld. Thanksssss. Goodays <3
Enjoy the points. :) <3

Answers

Thanks for the points

Answer:

R.I.p to the g.o.a.t’s

Explanation:

I really need to feed my dog guys please PLEASE!
anyone has cashapp? even 1 dollar would help.
cashapp- $dripxmarle2 PLEASE GUYS

Answers

Answer:

sorry I don't have any money but if your dog is hungry you shouldn't be asking for money on a homework app..

how should the organization keep track of the number of candy bars ordered and the number sold​

Answers

This is your genuine answer

Need help fast please!!
8. Jill Jantzen's gross weekly pay is $298.00. Her earnings to date for the year total $14,900.00. What amount is
deducted from her pay each week for Social Security, which is taxed at 6.2%?
$30.88
$14.52
$18.48
$21.33

Answers

I think it’s C if I’m wrong I’m so sorry

Which best describes why countries establish limits on trade? Check all that apply.

to force domestic industries to compete
to restrict foreign influence in a sector
to restrict importation of a foreign good
to raise the price of foreign goods
to punish other countries

Answers

Answer:

To restrict important of a foreign good

Answer:

It's B C E

Explanation:

One benefit of repeating the self improvement process is that you can ______. a. Pay lower fees to plan and maintain the new goal b. See everything with fresh eyes c. Use skills and information from previous goals d. Reduce the time spent improving at work Please select the best answer from the choices provided A B C D Mark this and return

Answers

Answer:

c. Use skills and information from previous goals

Explanation:

Self-improvement should be a continuous process. By undergoing a self-improvement process, one recognizes their strengths and shortcomings. They can work to improve on their weakness and better themselves.

Repeating the self-improvement process enhances the skills that one had previously acquired. They can use those skills to achieve their current goals. The individual becomes more aware of themselves, which helps in improving their abilities.

The demand in the market for smartphones has increased causing prices to write what effect will this likely have in The demand in the market for smartphones has increased causing prices to right what effect will this likely have in the supply of smart phones

Answers

Answer:

The supply point will increase by moving along the existing supply curve

Explanation:

If a person sells an asset for less than he or she paid for it the result is a

Answers

Answer: Capital loss

Explanation:

A capital loss is refered to as the loss that is incurred by an economic entity such as an individual, a firm or a government when a capital asset decreases in value and is then sold at a price that's lower than the price that it was purchased.

For example, if an individual buys shares for $100 and then sold the shares for $90. This is a capital loss as the selling price is lower than the cost price.

Which of these is a nonstore retailer?
A. Vending machine
O B. Department store
C. Warehouse club
O D. Supermarket

Answers

A. Vending Machine is a nonstore retailer

A Vending machine is a non-store retailer. Thus option (A) is correct. A retailer is a person or business that you purchase goods from.

Who is a retailer?

A retailer is an individual or an entity that deals directly with consumers. It can be a business that sells and goods and service to consumers through brick and mortar store or an online platform.

A Retailer can be a small store or a large enterprise that deals in an assortment of products. Walmart and Amazon are some of the well-known retailers.

The fact that retailers deal with end consumers is one of the reasons why most of them deal in a wide array of products ranging from clothing to jewelry books as well as electronics.

Most modern retailers typically make a variety of strategic level decisions including the type of store, the market to be served, the optimal product assortment, customer service, supporting services, and the store's overall market positioning.

Learn more about a retailer here:

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How can Opportunity Costs affect your business environment?

Answers

Answer: Weighing opportunity costs allows the business to make the best possible decision. If, for instance, the company determines an alternative choice's opportunity cost is greater than what the company gains from its initial decision, the company can change its mind and pursue the alternative choice

I hope this was the answer you were looking for :3

Answer:

Considering the opportunity costs allow the business to make the best possible decision.

Explanation:

If, for example, the company determines an alternative choice's opportunity cost is greater than what the company gains from its initial decision, the company can change its mind and the alternative option.

what is a land as a factor of production

Answers

Answer:

see below

Explanation:

Land as a factor of production will comprise the natural resources found beneath, on, and above the earth's surface. Land will therefore include the fertile land/soils used for agricultural productions, minerals, oil and gas, forests, water, and the space used to put up factories and businesses.

Land consists mostly of natural resources occurring on earth. The other factors of production consist of capital, labor, and entrepreneurship.

Target profit is $100,000; fixed overhead costs are $120,000 and fixed selling and administrative costs are $50,000. If total variable cost is $675,000, the markup percentage to the variable cost using the variable cost method is:_______________

Answers

Answer: the markup percentage= 40 %

Explanation:

Markup, usually expressed as a percentage  is the  price one gets after selling a product from the difference of the purchase cost and selling price. The greater the markup, the more profit after sale of products.

 To compute the markup percentage to variable cost using the variable cost method, we use the formulae

Markup=Target profit + fixed overhead cost + fixed selling and administrative costs) / total variable cost

$100,000 + $120,000 +$50,000 /$675,000

=0.4 x 100 = 40%

Markup percentage =40

Student loan forgiveness is available to students who perform public
service after graduating from college.
True or false?

Answers

False
The Public Service Loan Forgiveness (PSLF) Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.

The customer relationship is best built when

a.store owners and customers become best friends.

b.customers know they can count on quality products and services.

c.customers receive promotional material on a weekly basis.

d.business owners depend on inside sales exclusively.

Answers

It is option b a customer always should be taken care of

Answer:

The correct answer is B.

Explanation:

Choose an advertisement that you found to be especially memorable. Describe the
advertisement and explain how effective it is. Discuss the techniques you would have
used to make it more effective.

Answers

Answer:

use the droritos commuecials those were good

Explanation:

what is a standard is a

Answers

Answer:

is the pattern that follows any of the variables that determine the benefit of an economic activity

a standard is the reference level of some factor of production

An increase in the value of an investment is called...

A inflation
B. net asset value (NAV)
C appreciation
D. yield
E market mover

Answers

Answer:

C appreciation

Explanation:

Appreciation is the term that describes the increase in value by an asset over time. Several factors may cause an increase in value. They include

In demand for the assetsCustomers perceptionsReduced supply for the assetIncrease in inflation or interest rates

Crystal has tired and aching feet. Which personal care professional should she visit to relieve the pain and tiredness?
Ο Α. .
nail artist
OB.
skin specialist
OC. makeup artist
OD
massage specialist

Answers

She should visit a massage specialist!
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