which of the following requires that pension rights be vested and protected by the pension benefits guarantee corporation?

Answers

Answer 1

The Pension Benefits Guarantee Corporation must vest and preserve pension rights in accordance with the Employee Retirement Income Security Act.

The ERISA protects employees in what ways?

The interests of participants in employee benefit plans and their beneficiaries are protected by ERISA. Participants must be informed of the plan's specifics by plan sponsors, according to this requirement. It outlines the standards of conduct for fiduciaries, including plan administrators.

The Employee Retirement Income Security Act of 1974 (ERISA), a federal legislation, establishes minimal standards for the majority of voluntarily established retirement and health plans in the private sector in order to safeguard the participants in these plans.

The PBGC, an agency of the government, is required to preserve and vest pension rights under ERISA, which President Ford signed into law in 1974. Employers are required to comply with certain regulations and maintain formal pension plan documents.

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Related Questions

Scarcity is a principle of influence whereby people think there is limited availability of something they want or need, so they must act quickly.
True
False

Answers

The statement given is true. Scarcity is a principle of influence whereby people think there is limited availability of something they want or need, so they must act quickly.

Cialdini outlines six influence concepts that can help you persuade others. The six guiding principles are reciprocity, consistency, social proof, like, authority, and scarcity. The seventh component of unity is added by Cialdini in his book "Influence."

His sixth principle, "scarcity," refers to a situation when something helpful to you is in limited supply. Now you desire the scarce product even more! And you take immediate and quick action to obtain that.

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on april 2 a corporation purchased for cash 5,000 shares of its own $10 par common stock at $16 a share. it sold 3,000 of the treasury shares at $19 a share on june 10. the remaining 2,000 shares were sold on november 10 for $12 a share.

Answers

So, On Nov. 10 24,000 cash and  32,000 Treasury Stock would sld according to the given data.

The given data is,

purchased for cash 5,000 shares

share=$16

Apr. 2,

Treasury Stock = 16*5000=80,000

Cash= 80,000

June 10

Cash=3,000*19= 57,000

Paid-In Capital from Sale of Treasury Stock=3000*3=9,000

Treasury Stock =57,000-9,000

=48,000

Nov. 10

Cash =2000*12=24,000

Paid-In Capital from Sale of Treasury Stock=2000*4= 8,000

Treasury Stock =24,000+8,000

=32,000.

Here in question, On Apr. 2 Treasury Stock 80,000 and Cash 80,000 were sold.

(on June 10, Cash 57,000 sand Treasury Stock 48,000 were sold.

So, On Nov. 10 Cash 24,000 and Treasury Stock 32,000 would be sold according to above statements.

What Is Treasury Stock?

The number of shares outstanding on the open market declines as a result of issuing new shares, or reacquired stock.

Treasury stock denotes previously outstanding stock that the issuing business has acquired from stockholders.

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review of family financial decision making: suggestions for future research and implications for financial education

Answers

Accept a Hard Wake Up call The remedy, albeit hard to hear, is to reduce spending and/or boost my monthly income while you're in too little cash.

What are an example and income?

Income is the cash which an individual or company obtains in return for working, creating a good or service, or using capital. People normally make money through wages or salaries, whereas corporations make money by selling products or services for more than it costs to produce them.

What does income mean?

The sum of money, land, and other transfers of calculated value over a predetermined time frame in return for services or goods are often referred to as "income."

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Suppose a perfectly competitive firm in the short run sells its product for a price that is less than the
minimum point on its ATC curve. Which of the following statements is true?
a. The firm will shut down in the short run since it is not covering all of its costs.
b. Some firms in this industry will exit the industry in the long run, and the exiting will continue until the
market price increases and is equal to the break-even point on the ATC curve.
c. The firm will shut down in the short run only if the price is greater than the shutdown price but less than the
break-even price.
d. Some firms in this industry will exit the industry in the long run, and the exiting will continue until the
market price increases and is equal to the shut-down price on the ATC curve.

Answers

A perfectly competitive firm in the short run sells its product for a price that is less than the minimum point on its ATC curve then, b) some firms in this industry will exit the industry in the long run, and the exiting will continue until the market price increases and is equal to the break-even point on the ATC curve.

In this perfectly competitive industry, firms experience short-term economic losses if the price is below the average total cost. Over time, these low economic profits will cause some businesses to leave the market, until the businesses that remain generate no economic profits. This indicates that the price will be equal to the break-even point or the minimum point of the ATC curve.

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The firm's problem Consider a competitive firm that produces bots. Labor (L) and capital (K) are the only two inputs of production; each unit of labor is paid the market wage (w), and each unit of capital is rented at the rental price of capital (r). Output (Y) is therefore a function of labor and capital, or Y = f (K, L), and is sold at the market price (P). The goal of this firm is to maximize profit given the price of bots, the wage rate, the rental rate of capital, and production technology by choosing its labor and capital inputs. Fill in the following equations with the firm's profit maximization problem: Profit Revenue - Labor Cost - Capital Cost Labor Cost + Capital Cost - Revenue Profit-maxi Revenue - Labor Cost iring an additional unit of labor will affect profit. To do this, the firm can compare the change in revenue from hiring the cost of that extra worker. The additional output produced by an extra unit of labor is equal to the Revenue - Labor Cost - Capital Cost marginal p h bot sells for the market price (P), the change in revenue from hiring an additional worker is Revenue - Capital Cost w Fill in the following equations with the firm's profit maximization problem: Profit = Revenue - Labor Cost - Capital Cost Pf (K, L) – WL – rK Pf (K, L) – WL – rK Profit-maxi rmine how hiring an additional unit of labor will affect profit. To do this, the firm can compare the change in revenue from hiring wL+ rK – Pf (K, L) bor against the cost of that extra worker. The additional output produced by an extra unit of labor is equal to the marginal p Because each bot sells for the market price (P), the change in revenue from hiring an additional worker is Pf(K, L) – WL in cost is Pf(K, L) – rK W Firms will continue to hire workers until the change in profit is Given this condition, which of the following equations correctly Profit-maximizing firms must determine how hiring an additional unit of labor will affect profit. To do this, the firm can compare the change in revenue from hiring an additional unit of labor against the cost of that extra worker. The additional output produced by an extra unit of labor is equal to the marginal product of labor (MPL). Because each bot sells for the market price (P), the change in revenue from hiring an additional worker is and the change in cost is W P MPL F ntinue to hire workers until the change in profit is Given this condition, which of the following equations correctly Y P profit-maximizing labor choice of the firm? PXY MPL PL = ? W W PX MPL PL = MPL MPL Р III Profit-maximizing firms must determine how hiring an additional unit of labor will affect profit. To do this, the firm can compare the change in revenue from hiring an additional unit of labor against the cost of that extra worker. The additional output produced by an extra unit of labor is equal to the marginal product of labor (MPL). Because each bot sells for the market price (P), the change in revenue from hiring an additional worker is and the change in cost is W I W Firms will continue to hire workers until the rofit is Given this condition, which of the following equations correctly describes the profit-maximizing labor choice W X Y MPL = P W MPL = W Р W X MPL W= MPL Р Given this condition, which of the following equations correctly Firms will continue to hire workers until the change in profit is describes the profit-maximizing labor choice of the firm? positive MPL: Р W negative OMPL= W Р equal to zero W = MPL P MPL = w XP Demonstrate your understanding of the previous concepts in the following example. Suppose the price of a bot is equal to $2, and the market wage rate is $12. Moreover, suppose the marginal product of labor for this firm is equal to the following: MPL = 14-L On the graph, use the blue line (circle symbol) to show the firm's demand for labor. Then, place the black point (plus symbol) on the graph to indicate the real wage and the profit-maximizing quantity of labor. Note: Dashed drop lines will automatically extend to both axes. ? 20 O 18 Labor 16 14 12 Real w, labor UNITS OF OUTPUT (Bots) PER UNIT OF LABOR 10 8 0 0 2 4 6 14 16 18 20 10 12 UNITS OF LABORPrevious question

Answers

1) Revenue minus labour and capital costs equals profit.

2) 45 bots can be made with a maximum of 5 units of capital.

1) It is important to remember that businesses aim to maximise the difference between total revenue and total cost when maximising their profits. Therefore, the area where TR - TC = Maximum or where Marginal Cost = Marginal Revenue of producing an additional unit occurs is where the maximum profit is made. (Bot in this instance)

Consequently, the response is:

Profit = Revenue - Labour Cost - Capital cost

2) Consider an output Y and a price P now.

Revenue R = Y * P

ΔR = ΔY * P (Given that P is constant.)

Since ΔY is now just MPK (as will be discussed below), the equation is now:

ΔR = MPK * P

It is obvious that businesses will increase labour and/or capital expenditures to increase profits until their marginal revenue exceeds their marginal cost. In this case, a company that seeks to maximise profits will keep producing until the value of additional output equals the cost of additional capital. Detailed Below

MPK extra units of output are produced by an Extra Unit of Capital.

This value = P * MPK

Cost of an additional unit of capital = r (rental rate)

P*MPK = r    OR    MPK = r/P

Equation Solution:

MPK = 14-K

r/P = 14-K

18 / 2 = 14-K     (R and P's values are provided in the question)

K = 14-9 = 5

As P*MPK = r over here, this indicates that at 5 units of capital, we have the most efficient use of capital. The company won't use more than 5 units of capital because at that point, MC will start to outweigh MR.

Now, keep in mind the following as well:

Output = Value Added = Income (Payments to the production's inputs)

Nominal value of output = P x Y = W N + R K = Wages + Total Profits

or: Y = (W/P) N + (R/P) K = w N+ r K (Where real wage and real rental rate are w and r, respectively.)

Here r = R/P = 18/2 = 9 (which, in essence, is MPK)

So we can take Y here. = (R/P) * K

which is equivalent to Y. = MPK * K

therefore Y = 9 * 5 = 45

Therefore, at a maximum quantity of 5 units of capital, 45 bots will be produced.


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central features of _____ blank include: (1) the task; (2) the person responsible for completing that task; (3) the date to finish the task; and (4) what is to be delivered.
Multiple Choice a. SWOT analysis b. Gantt chart c. marketing action memo

Answers

Gantt chart blanks should include the following information: the task, the person responsible for completing it, the deadline, and the deliverables.

What is a Gantt diagram?

A Gantt chart, which is commonly used in project management, is one of the most popular and efficient ways to show activities (tasks or events) presented against time. The chart's left side contains a list of the activities, and its top features a proper time scale. Each activity is represented by a bar, whose location and length correspond to the activity's start, middle, and end dates. This enables you to decide quickly:

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The safety convenience of...has made checkable deposits a large component of the M1 money supply.

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The safety convenience of checks has made checkable deposits a large component of the M1 money supply.

M1 is the term used to describe the money supply, which is made up of cash, demand deposits, and other liquid deposits, such as savings accounts.

Because it encompasses assets and currencies that are either already cash or can be changed into it rapidly, M1 includes the parts of the money supply that are the most liquid.

Although they fall under M2 and M3, "near money" and "near, near money" cannot be changed to currency as rapidly.

Federal Reserve bills or paper money, as well as coins that are in use outside of the vaults of depository institutions and the Federal Reserve Banks, make up the M1 money supply. The most important element of a country's money supply is paper money.

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suppose that two countries share identical level of total factor productivity, identical population growth rate, and identical investment rate. according to the solow growth modelgroup of answer choicesthe country with the smaller initial level of output per worker will grow more rapidly than the country with the larger initial level of output per worker.

Answers

In comparison to the nation with the higher initial level of output per worker, the nation with the lower initial level of output per worker will see faster growth.

How does the Solow model handle the expanding population?

The Solow model states that while a higher population growth rate accelerates total production growth, it has no long-term effects on per-person output growth. As the pace of population growth increases, the steady-state level of per capita output declines.

What factors influence the growth and development of the country's economy?

The size of the country's population, the state of the world, international cooperation, the priorities the country has set for its economy, etc. are just a few of the many variables that affect economic development.

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a speculator determines that a movement of fx rates was not related to prior exchange rate values, this implies that a is not valuable for speculating on expected exchange rate movements.

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A speculator tend to determine that a movement of FX rates was not related to prior exchange rate values.

If many speculators sell the currency in the forward market, this will then signal that the currency is considered to be overvalued, and people will begin selling the currency in the spot market. Thus, the speculators are people who tend to engage in speculative investments.

However, the speculation tends to involve trading a financial instrument which is involving high risk, in expectation of significant returns. Thus, the exchange rate fluctuations will affect the value of international investment.

Hence, the speculation is a risky investment strategy.

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consider a restaurant that wants to avoid kitchen fires. the restaurant could make many investments both to avoid the fires in the first place and to quickly and safely put them out if they do occur. suppose that the marginal cost (mc) and marginal benefit (mb) of these investments in fire control technologies is illustrated in the following figure.

Answers

(A) The insurance company paid 50% of any damages, so Q50% would provide the amount of investment that was purchased.

(B) The MC curve shifts downward and the equilibrium is at Q(discount) with 50% insurance and discounts.

A) The MB to the restaurant of investments in fire control technology would reduce by half, or the MB would be half as high at all levels of investment, if the insurance company paid 50% of any damages. Consequently, Q50% would provide the amount of investment that was purchased.

B) We can imagine that the MC to the company would be reduced if the insurance provider provided discounts to businesses that implemented fire suppression technologies. As a result, the MC curve shifts downward and the equilibrium is at Q(discount) with 50% insurance and discounts.

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The right question is given below:

in pasturetown, only jacques and kyoko can raise free-range chickens on their farms. assume that jacques and kyoko can collect and sell a large quantity of eggs at no cost and that free-range eggs sold outside pasturetown cannot be transported into the town for sale.

Answers

If there were a fixed cost of production equal to $10, then Kyoko would earn profit of $(5) from entering the market at Point 2. Given that she would be deterred from entering if Jacque produces at Point 2, Jacque maximizes his own profits by producing at Stackelberg equilibrium point.

Stackelberg model is a market model where the dominant firm in the market would set its price first and followed by the follower firms to optimize their production and cost.

Based on the Stackelber equation, we need to rewrite the demand equation for eggs into:

Q = 16 - P

P = a - bQ

where:

P = 16 - Q

Hence:

a = 16

b = 1

Since the market ony as Jacque and Kyoko as the suppliers, hence the total output in the market would be the total amount of both of their output. Then:

Q = q1 + q2

where:

q1 = Jacque output level

q2 = Kyoko output level

From the graph below, we know that there are 2 points indicating the total output of both Jacque and Kyoko in each scenario:

Stackelberg point (SP): (8,4)

Point 2 (P2): (10,5)

Scenario 1: Stackelberg Point

For this scenario, we assume that both Jacque and Kyoko can produce egss with no cost. Hence:

q1 = 8

q2 = 4

Q = q1 + q2

Q = 8 + 4 = 12

Using the Stackelberg equation, we could find that both suppliers should sell their products at the price of:

P = 16 - Q

P = 16 - 12

P = $4 per gross

The revenue for Jacque is:

R(J) = P.Q

R(J) = $4 x 8

R(J) = $32

The revenue for Kayoko is:

R(K) = P.Q

R(K) = $4 (4)

R(K) = $16

Scenario 2: Point 2 (Entry)

In this scenario, we assume that there is a fixed cost for production of $10. Jacque and Kyoko will produce eggs at output level and price of:

q1 = 10

q2 = 5

Q = q1 + q2

Q = 10 + 5

Q = 15

P = 16 - Q

P = 16 - 15

P = $1 per gross

The revenues for each supplier is:

R(J) = P.Q

R(J) = $1 (10)

R(J) = $10

R(K) = P.Q

R(K) = $1 (5)

R(K) = $5

In this scenario, Jacque and Kyoko will earn profit of:

π(J) = R(J) - C

π(J) = $10 - $10

π(J) = $0 --> break even, no profit nor loss

π(K) = R(K) - C

π(K) = $5 - $10

π(K) = $(5) --> below fixed cost, loss

Kyoko would have to deter the market since her fixed cost is higher than her revenue, resulting on her loss.

Scenario 3: Point 2 (No entry)

After Kyoko decides to exit the market since Jacque decided to produce at the output level of 10, Jacque could maximize his profit by producing at the output level of:

π(J) = R(J) - C

π(J) = P.Q - C

π(J) = (16 - Q) Q - C

π(J) = 16Q -  Q² - 10

To earn a maximum profit, the derivative of Jacque's profit equation should be equal to zero (0). Hence Jacque will earn the maximum profit if he produces:

π(J) = 16Q - Q² - 10

π'(J) = 16 - 2Q = 0

16 = 2Q

Q = 8 --> Stackelberg point for Jacque

As the sole supplier, Jacque then could sell his eggs at the price of:

Q = q1 = 8

P = 16 - Q

P = 16 - 8

P = $8 per gross

Jacque's revenue woul be:

R(J) = P.Q

R(J) = $8 (8)

R(J) = $64

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Complete Question:

In Pasturetown, only Jacque and Kyoko can raise free-range chickens on their farms. Assume tht Jacques and Kyoko can collect and sell a large quantity of eggs at no cost and that free-range egss sold outside Pasturetown cannot be transported into the town for sale.

Suppose that, in this market, Jacque decides how many eggs per day he is going to sell, and then Kyoko makes her decision after observing Jacque's quantity choice. The market demand for eggs is given by Q = 16 - P. Based on this demand, Jacque's and Kyoko's best-response functions are given on the following graph.

(Please refer to the graph attached below)

Complete the first row of the following table by indicating the total production, market price, and profits for Jacque and Kyoko when Jacque chooses the Stackelberg equilibrium quantity. Now suppose Jacque wants to deter Kyoko from entering the markeet by forcing her to sell in an output level that would not be profitable. Complete the second row of the table with the values that would result if Jacque were to sell 10 gross of egss (Point 2) and Kyoko still enters the market, and the third row of the table with the values that would result if Kyoko does not enter the market.

(Please refer to the table attached below)

If there were a fixed cost of production equal to $10, then Kyoko would earn profit of ___ from entering the market at Point 2. Given that she ___ be deterred from entering if Jacque produces at Point 2, Jacque maximizes his own profits by producing at _________.

Stock A has a beta of 0.5, and investors expect it to return 5%. Stock B has a beta of 1.5, and investors expect it to return 9%. Use the CAPM to calculate the market risk premium and the expected rate of return on the market. (Enter your answers as a whole percent.)
a.Market Risk Premium =
b.Expected Rate of Return =

Answers

Market risk premium = 4%

Expected market return = 7%

Stock A

Expected return of A=Risk free rate+ Beta(Expected market return-Risk free rate)

In the given question:

Expected return of A=5%

Beta=0.5

5%=Risk free rate+0.50((Expected market return-Risk free rate)

Let say

Risk free rate=C

Expected market return=D

5%=C+0.50(D-A)

A=5%-0.50(D-A)

A=5%-0.50D+0.50C

0.50C+0.50D=5%--------(1)

Stock B

Expected return of B=Risk free rate+ Beta(Expected market return-Risk free rate)

In the given question:

Expected return of B=9%

Beta=1.5

9%=Risk free rate+1.50((Expected market return-Risk free rate)

Let say

Risk free rate=C

Expected market return=D

9%=C+1.50(D-C)

C=9%-1.50(D-C)

C=9%-1.50D+1.50C

1.50D-1.50C+C=9%

1.50D-0.50C=9%-----------(2)

Adding equation I AND 2

0.50C+0.50D+(1.50D-0.50C)=9%+5%

0.50C+0.50D+1.50D-0.50C=14%

2D=14%

D=14/2=7%

D=7%=Expected market return

Putting the value of D in equation 2 to find value of C

0.50C+0.50D=5%

0.50C+0.50*7%=5%

0.50C=1.5%

C=3%=Risk free rate

Market risk premium=Expected market return-Risk free rate

                                =7%-3%

                                =4%

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due to , the financial markets should adjust the relationship between the interest rate differential of two currencies and the forward premium (or discount) on the forward exchange rate between the two currencies.

Answers

Due to covered interest arbitrage the financial markets should adjust the relationship between the interest rate differential of two currencies and the forward premium (or discount) on the forward exchange rate between the two currencies.

In a covered interest arbitrage trade, an investor uses a forward contract to cover exchange rate risk in order to profit from the difference in interest rates between two countries.

Covered interest arbitrage is one such trading method that is most frequently applied when trading currencies. Utilizing this interest arbitrage approach, you may profit from market fluctuations while also reducing the risk associated with the exchange rate between two currencies.

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the pricing of origins makeup, which is priced considerably higher than brands such as cover girl, revlon, and maybelline, is used to communicate , which is the company's primary pricing objective.

Answers

fame quo in pricing seeks to preserve present prices or to meet the competition's prices.

What is Status Quo Pricing Strategy?

Status quo pricing is a method the place corporations mimic the costs of their competitors or preserve modern fee points of similar merchandise or offerings on the market.

reactive advertising and marketing strategy characterised by means of a want to avoid war of words with competitors; the organization seeks to preserve matters in the enterprise the way they were, and hence avoid the highly-priced task on taking on a competitor directly.What enterprise makes use of repute quo pricing?

An often-cited instance of fame quo pricing is the soft drink industry. The fee of a bottle of soda tends to be fairly consistent, be it a Coca-Cola product or a Pepsi product. Other competitors, with much less company loyalty, may try discounted pricing, but Coca-Cola and Pepsi have a tendency to represent a reputation quo in pricing.

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Which of the following line items would be found on a statement of stockholders equity that would not be on the statement of retained earnings?
Common stock
Additional Paid-In Capital
treasury stock

Answers

Common stock, Additional Paid-In Capital, and treasury stock line items would be found on a statement of stockholders' equity that would not be on the statement of retained earnings.

Commonplace stock is a security that represents ownership in an agency. Holders of not-unusual inventory select the board of directors and vote on company regulations. This shape of equity possession generally yields higher fees for going back a long time. common inventory is more uncovered to the dangers of the business than bonds or favored inventory, it gives an extra capacity for capital appreciation. Over the long term, common shares have a tendency to outperform greater comfortable investments, despite their short-time period volatility.

The proprietors of common inventory no longer own any unique belongings of the corporation, which belong to all the shareholders is not unusual. An employer may issue both regular and choice stocks, wherein case the preference shareholders have precedence to get hold of dividends. in the occasion of liquidation, ordinary shareholders get hold of any ultimate funds after bondholders, lenders (along with employees), and preference shareholders are paid. while the liquidation occurs through financial disaster, the regular shareholders generally receive nothing.

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on october 1, 20a1, borah, inc., a calendar year-end firm, invested in a derivative designed to hedge the risk of changes in fair value of certain assets, currently valued at $1.5 million. the derivative is structured to result in an effective hedge. however, some ineffectiveness may result. on december 31, 20a1, the fair value of the hedged assets has decreased by $350,000; the fair value of the derivative has increased by $325,000. borah should recognize a net effect on 20a1 earnings of:

Answers

Borah should recognize a net effect on 20a1 earnings of $5,000. The accounting risk of a company is addressed by balance sheet hedging because management want to remove accounting.

FX gains and losses from their financial statements. gains or losses on the remeasurement of financial assets and liabilities in foreign currencies. A net effect  called inventory turnover is used to gauge how effectively a company is controlling its stock levels. It is derived by dividing the accounting inventory for the period by the cost of goods sold for that period, and it shows how frequently the inventory changed hands during that time.

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the company sold 25,000 units in the east region and 10,000 units in the west region. it determined that $250,000 of its fixed selling and administrative expense is traceable to the west region, $150,000 is traceable to the east region, and the remaining $96,000 is a common fixed expense. the company will continue to incur the total amount of its fixed manufacturing overhead costs as long as it continues to produce any amount of its only product. prepare a contribution format segmented income statement that includes a total column and columns for the east and west regions.

Answers

The total net income is $85000 as per the given information.

Contribution Format Segmented Income Statement

East Region | West Region | Total

Revenue           $625,000    |  $250,000    |  $875,000

Less: Variable Costs  $400,000    |  $160,000    |  $560,000

Contribution Margin  $225,000    |  $ 90,000    |  $315,000

Less: Fixed Costs    $150,000    |  $250,000    |  $400,000

Net Operating Income  $ 75,000   |  ($160,000)  |  ($ 85,000)

An income statement shows a company's revenues, expenses and profitability over a period of time. It is also sometimes called a profit-and-loss (P&L) statement or an earnings statement. It shows your: revenue from selling products or services.

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suppose the federal reserve sets the reserve requirement at 12 percent, banks hold no excess reserves, and no additional currency is held.

Answers

The federal reserve sets the reserve requirement at 12 percent, banks hold 500 million reserves, and 60 million currency is held.

The Federal Reserve gadget is the critical banking gadget of the us of the usa. It became created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of monetary panics led to the desire for valuable manage of the monetary machine a good way to alleviate economic crises.

The Federal Reserve Act of 1913 gave the Federal Reserve obligation for putting financial coverage. The Federal Reserve controls the 3 tools of economic policy--open market operations, the bargain fee, and reserve requirements.economic policy in the united states of america accommodates the Federal Reserve's moves and communications to promote maximum employment, strong fees, and moderate lengthy-time period interest fees.

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Which of the following factors contributed to the high number of mortgage defaults?
1. Home buyers didn't borrow enough money to cover the home prices
2. Banks loosened strict standard for loans
3. Banks thought they were protected from defaults with mortgage-backed securities
4. Home buyers borrowed more money than they could afford
5. Federal government encouraged banks to increase home loans and home ownership

Answers

Option 2, 3, 4 and 5 is correct about mortgage default.

What is the Subprime Mortgage Crisis?

By 2007, there was an oversupply of homes for sale in real estate markets, many of which were being bought by persons who posed significant financial concerns. While the real estate market was experiencing a boom that seemed to continue forever, lenders issued exorbitant mortgages. As real estate values declined, many of these mortgages exceeded the overall worth of the residences. Due to falling property values, many homeowners were unable to refinance or sell their properties and were unable to make their mortgage payments on time. There was no way for the millions of Americans who were in arrears on their mortgages to avoid it. Due to this terrifying confluence, borrowers defaulted on their mortgages in record numbers, and between 2008 and 2014, approximately five million houses were foreclosed upon. Family homelessness affected millions of people.

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The Probate Process When people die, they usually own property, owe debts, and may be owed money by other people. The probate process is often required to settle an estate. If the decedent has a valid will, he or she may have appointed a personal representative known as an to supervise the probate process and settle the estate. However, if the decedent does not ha administrator probate process is usually supervised by a court-appointed executor The individual supervising the probate process becomes the decedent's legal representative, taking care of such matters as collecting bank accounts and money owed to the decedent, paying off debts, creating clear title to make real estate marketable, and distributing the remainder to those who are entitled to it by the decedent's will or by the state's intestate laws.

Answers

In a deceased person's will, an Executor is named. The answers are executor followed by administrator because in the absence of a will, a court appoints an Administrator to oversee or administer a decedent's estate.

An administrator is a person whose duty it is to organize and manage the operations of an institution or organization. An administrator is essential to the efficient operation of a firm and offers office assistance to either an individual or a team. They could be in charge of answering phones, welcoming and guiding guests, word processing, making spreadsheets and presentations, and filing. Over a million individuals are currently engaged in public administration positions, indicating the demand for administration specialists on a global scale. Administrators are required by businesses in both the public and private sectors to plan and handle customer files, payroll data, CPD events, personnel details, meetings, and appointments.

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which of the following is one of the qualitative forecasting technique? (refer to chapter 12) group of answer choices moving average weighted moving average exponential smoothing executive judgment

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Qualitative forecasting techniques are based on the judgment and opinion of experts and consumers and are only appropriate in the absence of historical data.

Market research, Delphi method, and informed opinion and judgment are a few examples of qualitative forecasting techniques. The qualitative forecasting methods that are most frequently employed are Delphi, market research, panel consensus, and visionary forecast. Sales teams utilize quantitative forecasting, a data-based statistical method, to analyze performance and project future sales based on past trends and data. Businesses may make educated judgments about strategies and procedures to ensure ongoing success by forecasting results.

Some of the most popular qualitative techniques are as follows: Observations: writing down in-depth field notes what you have observed, heard, or come across.

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A cell phone company offers a promotion in which it gives away a free phone to people who purchase the highest-level data usage plan. This is an example of which of the following?
a. balance subsidies
b. promotional subsidies
c. direct cross-subsidies
d. risk reduction subsidies

Answers

A cell phone firm runs a campaign in which it gives away a free phone to customers who buy the most expensive data use plan. This is an instance of direct cross-subsidization. Thus, the correct answer is (c) direct cross-subsidies.

What is direct cross-subsidies?

Cross subsidization is the practice of supporting one product with the earnings from another. This suggests that one set of consumers is subsidizing the consumption of another group of customers. This situation occurs when public transit rates in highly inhabited places are slightly raised to compensate for artificially low transit fares in less-populated areas where the government is attempting to stimulate the usage of public transportation. Higher rates, lower staff compensation, fewer frequencies, and older vehicles on popular services lessen the attractiveness of services and extend financial risks of unprofitable services to lucrative services, which might result in cuts to profitable services to offset expected and unforeseen losses.

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Gains or losses caused by translation adjustments when using the current rate method are reported separately on the: A) consolidated statement of cash flow. B) consolidated income statement. C) consolidated balance sheet D) none of the above

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Gains or losses caused by translation adjustments when using the current rate method are reported separately on the consolidated balance sheet. Hence, option (c) can be considered as relevant.

What are Consolidated Financial Statements?

Financial statements of a company that has several subsidiaries or divisions are called consolidated financial statements. In financial statement reporting, companies frequently use the term "consolidated" in a general sense to refer to the aggregated reporting of their whole firm. The Financial Accounting Standards Board, on the other hand, defines consolidated financial statement reporting as the reporting of an entity that is organized with a parent company and subsidiaries.

There are generally few standards for financial statement reporting for private organizations, but for public corporations, the Generally Accepted Accounting Principles (GAAP) must be followed. A corporation that reports financial information globally must also follow the International Financial Reporting Standards established by the International Accounting Standards Board (IFRS).

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derek invested money in a company's stock which then skyrocketed in value overnight. the value of derek's investment this morning is 7 times as large as the value of his investment yesterday morning.

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The value of Derek's investment this morning is 7 times as large as the value of his investment yesterday morning. If investment was A today value is 6 times =6A

Let it is k%

so, 6A=(ki) (A)

      6=k%

   = k/100 = 6

Percentage charge = 6A-A*100/A

                               = 5A/A*100

                              = 500%

An funding is an asset or object received with the intention of producing profits or appreciation. Appreciation refers to an boom withinside the price of an asset over time. When an character purchases an amazing as an funding, the motive isn't to devour the coolest however alternatively to apply it withinside the destiny to create wealth.

If you need to make cash each day, you have to indulge in intraday trading. In intraday trading, you purchase and promote shares inside a day. Stocks are bought now no longer as a shape of funding, however as a manner of creating earnings with the aid of using harnessing the fluctuations of the inventory prices.

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in the united states, the industry with the highest number of work-related injuries per year is (u.s. bureau of labor statistics 2014, 2015)

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Contractors working in the construction and extraction industries accounted for more than half (54 percent) of all fatal occupational injuries. Construction and extraction workers made for 17% of all fatal occupational injuries among all workers, contractors included.

•Compared to 4 percent of all fatal occupational injuries, 15% of contractor fatal workplace injuries included construction workers.

•In 2011, contractors accounted for more than half of all structural iron and steel workers and electricians (56 percent and 52 percent, respectively).

Falls to a lower level were a factor in nearly a third (31%) of fatal workplace accidents involving contractors.

•Of the 72 pedestrian vehicular events, 28 involved being struck by a vehicle that was backing up and 44 happened in a work zone.

•Of the 69 "hit by item" cases, nine contractors died after being tragically struck by trees in 2011.

•Of the 58 cases of electricity exposure, 41 of the deceased were exposed to more than 220 volts of electricity, and 31 of the decedents had direct touch with the electrified object.

•Forklifts were used in four of the 32 non-roadway occurrences.

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inventory is controlled in a kanban system because production occurs at an upstream resource only when it has an _____container.

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Inventory is controlled in a Kanban system because production occurs at an upstream resource only when it has an empty container.

The Kanban system is a process management tool that visualizes the status of each job on a company's radar and controls the flow of production from clients' requests back to the warehouse. The Kanban system offers a visual representation to manage and keep track of work as it goes ahead through a process. The word 'kanban' is Japanese translated to mean 'card you can see.'

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in the best buy case, analysis of the consumer electronics retail industry suggests that buyers have low bargaining power.

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It is false because buyers normally tend to have higher Bargaining power.

Bargaining power is the relative capability of parties in an argumentative situation to ply influence over each other. However, also they will have equal logrolling power, similar to an impeccably competitive request If both parties are on an equal footing in a debate.

If buyers are more concentrated than merchandisers – if there are many buyers and numerous merchandisers – also buyer power is high. It is the pressure that consumers put on businesses.

Whereas, if switching costs – the cost of switching from one dealer's product to another dealer's product – are low, the logrolling power of buyers is high.

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you have just installed a second monitor for a salesperson's workstation. the user wants to clone the display so that both monitors show the exact same image. this will allow them to see one of the displays while their customer sees the other from across their desk. when you connect the second monitor and clone the display, the second monitor displays text twice as large as the other monitor. which of the following settings should you configure? group of answer choices

Answers

The correct is resolution. The number of distinct pixels that can be displayed in each dimension is known as the display/screen resolution.

What is screen resolution?

It can be a confusing term, especially since projection displays that use fixed picture-element arrays, flat-panel displays, including liquid-crystal displays, and cathode ray tube displays, all regulate resolution differently.

It is typically stated as width height, using pixels for the units.

One definition of display resolution is the actual number of columns and rows of pixels used to create the display.

This definition applies to fixed-pixel-array displays like plasma display panels (PDP), liquid crystal displays (LCD), projectors using digital light processing (DLP), OLED displays, and related technologies.

As a result of having a fixed-grid display, all displays require a "scaling engine" to adapt the incoming picture format to the display when using multi-format video inputs.

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Tantrix, Inc., purchased its inventory from an Indian manufacturer at a cost of Rs.5,325,000. The dollar cost of this payable is $125,634.07 at todays spot rate. What is the spot rate today?

Answers

The spot rate today, given the inventory cost from the Indian Manufacturer, and the dollar cost, is Rs. 42. 3850.

What is the spot rate ?

The price quoted for immediate settlement on an interest rate, commodity, security, or currency is known as the spot rate. The current market value of an asset that is available for immediate delivery at the time of the quote is known as the spot rate, commonly referred to as the "spot price."

This value is then determined by the price that buyers are willing to pay and the price that sellers are willing to accept. These two values are typically determined by a combination of factors, such as the present market value and the anticipated future market value.

The quantity of buyers and sellers of the relevant item typically has an impact on the spot price.

The spot rate here can be found to be :

= Inventory Cost in Rupees / Dollar Value of Purchase

=  5, 325, 000 / 125, 634.07

= Rs. 42. 3850

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Ataxia Fitness Center is considering an investment in some additional weight training equipment. The equipment has an estimated useful life of 4 years with no salvage value at the end of the 4 years. Ataxia's internal rate of return on this equipment is 7%. Ataxia's discount rate is also 7%. The payback period on this equipment is closest to (Ignore income taxes.):
Click here to view Exhibit 13B-1 and Exhibit 13B-2, to determine the appropriate discount factor(s) using the tables provided.
4 years
3.39 years
2.00 years
4.49 years

Answers

Option B is correct. The payback period on this equipment is closest to 3.39 years

The payback period is basically the amount of time an investor needs to recover his/her initial investment.

lets assume initial investment = $1,000

when you calculate IRR, the present value of the cash flows = initial investment

the present value of an annuity for 4 years and 7% is 3

$1,000 = yearly cash flow x 3

yearly cash flow = $1,000 / 3 = $282

payback period = $1,000 / 282 = 3.388 years ≈ 3.39 years

Payback period in capital planning alludes to the time expected to recover the assets exhausted in a speculation, or to arrive at the make back the initial investment point. For instance, a $1000 venture made toward the beginning of year 1 which returned $500 toward the finish of year 1 and year 2 individually would have a two-year recompense period

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