Which of the following is the greatest risk to information systems and causes the greatest dollar losses?
A) Dishonest employees
B) Human errors and omissions
C) Computer crime
D) Physical threats such as natural disasters

Answer:

the amount she owes is correct

that a credit is about to be used up, or maxed out

because it indicates late payments

has had trouble paying debts

Explanation:

1 US dollar is equal to 0.5 British pounds at the beginning of the transaction. $1 now equals 0.75 pounds, which is a change in exchange rates. The currency rates provided show that the US dollar now has a 0.25 rise in purchasing power.

What important is how the exchange rate between that currency and other currencies changes over time. One US dollar has been depreciating against the British pound for more than 20 years.

The dollar-to-pound exchange rate in September 2022 is 1.1000. Dollar to pound conversion rate.

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False. Sales and operations planning (S&OP) is a process that helps companies to effectively manage their resources.

It involves the alignment of sales, production, and inventory objectives to support the overall business objectives. It is a process that looks at current and future business conditions and helps to coordinate activities across the entire organization.

Companies can use S&OP to aggregate both products and members of their workforce. The aggregate data can then be used to make decisions regarding production, inventory, and resource allocation. This helps to ensure that the company’s resources are being used to their fullest capability.

With S&OP, companies can make sure that they are meeting customer demand and that their workforce resources are being properly utilized.

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Asset-backed securities are debt security whose payments originate from other loans, such as credit card debt, auto loans, and home equity loans.

A financial investment known as asset-backed security (ABS) is one that is secured by a pool of underlying assets, typically those that produce a cash flow from debt such as loans, leases, credit card balances, or receivables. It takes the shape of a bond or note and provides income at a fixed rate till maturity over a predetermined period of time. Asset-backed securities can provide an alternative to traditional debt products, such as corporate bonds or bond funds, for income-focused investors.

Asset-backed securities give their issuers the ability to raise money for lending or other types of investments. An ABS's underlying assets are frequently illiquid and cannot be sold separately.

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There will be a $34,000 drop in overall net income. The $124,000 contribution margin will be forfeited by the business. Only $90,000 of a fixed costs (salary, advertising, and administrative expenses) are avoidable, resulting in a $34,000 decrease in net income.

The total amount of revenue left over after overhead expenses to pay for fixed costs and turn a profit for the business is shown by the contribution margin, according to Knight. This could be viewed as the component of sales which helps to cover fixed expenses.

While contribution margin is indeed the amount of revenue left over after deducting variable costs from revenue, gross margin is the profit that remains after the cost of goods marketed from revenue.

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Having a sound restaurant strategy plan considerably improves your capacity for original thought and thinking outside the box. The standard of the cuisine, the setting, the service, and the presence on social media are just a few of the numerous factors that must be taken into account when creating a company plan.

An organization or entrepreneurial entity engaging in commercial, industrial, or professional activity is referred to as a business. A business's goal is to coordinate some form of economic output (of goods or services). Businesses can be for-profit corporations or nonprofit organizations working to further a social cause. Businesses vary in size and scope from small, local enterprises to enormous, global conglomerates.

Business planning is frequently necessary before activities can start. A business plan is a formal document that specifies the strategies and plans the firm will use to accomplish its goals and objectives. When you want to borrow money to start your business, you must have a strategy.

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On May 1, note the sale of $131,000 in receivables by the Balus Company. A factoring fee of 3.00% is assessed to Balus as a debit to cash, a debit to factor fee expense, and a credit to accounts receivable.

The amount of cash on hand increases after debiting a cash account. However, if you debit an accounts payable account, the amount of the accounts payable liability decreases.

The factoring fee, which is also referred to as the discount rate, varies from 1% to 5%, depending on the size of the invoice, the volume of sales, the creditworthiness of the client, and whether the factor is "recourse" or "nonrecourse."

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When a minor posting at a business allows minors to be on the premises until 9:00 pm, at 9:00 pm minor employees and minor service permittees who are on duty must call their manager at 9:00 pm for a ride home

A work schedule refers to the daily and weekly working hours that are specified in an employee's employment contract. The hours an employee works have an impact on their wages, obligations, benefits, and legal obligations. To accommodate your extended hours, you may either construct a general timetable for your staff members or assign them to shifts.

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By considering the options available to each actor in a certain social situation, game theory is used when studying strategic decision making.

The study of mathematical models of strategic interactions between rational beings is known as game theory. It has uses in computer science, logic, systems science, and all branches of social science.

A framework for understanding decision-making among competing players is provided by game theory. When faced with independent and rival actors in a strategic environment, game theory can guide participants to the best course of action. One of the most well-known applications of game theory is The Prisoner's Dilemma.

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Least likely represents a characteristic of the time-weighted rate of return c. defined as the internal rate of return on an investment portfolio, taking into account all inflows and outflows.

The predicted yearly rate of growth from an investment is known as the internal rate of return (IRR). Similar to how net present value (NPV) is determined, IRR does so by setting NPV to zero.

The internal rate of return (IRR) measures how much money a project will make over time to make up for its initial expenditure. It is accomplished when the project's Net Present Value (NPV) is equal to zero. A profitable investment opportunity is indicated by an IRR greater than the discount rate.

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The principle that describes how a change in a property affects the overall property value is know as principle of contribution.

This is what some of  texts could refer to as the marginal contribution principle. The value of an improvement is determined by what it adds (or contributes) to the market value of the total property, not by how much it cost to install the improvement, according to the concept of contribution. When considering whether to make improvements to ones already made, this is a crucial consideration.

The common misconception among real estate buyers is that if they spend money making improvements to their home, the market worth of the home will increase by the amount of the improvement. For instance, a lot of people have remodeled their homes or added swimming pools because they think that these additions will greatly increase the market value of their homes. This isn't always the situation.

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Flu shots provide a positive externality. Suppose that the market for vaccinations is perfectly competitive. Without government intervention in the vaccination market, All of the above are correct.

A vaccination is a sort of medication that prepares the immune system of the body to combat a disease it has never encountered before. Instead of treating a disease once it has been contracted, vaccines are intended to prevent it. The administration of a vaccine aids in the immune system's development of disease immunity. A microbe or virus in a weakened, living, or deceased state, as well as proteins or toxins from the organism, are all components of vaccines. They aid in preventing illness from an infectious disease by boosting the body's adaptive immunity. Herd immunity occurs when a sufficient proportion of a population has received a vaccination.

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Expected return on COLA exists 2.1% in the next year and expected return on GAS exists 0.8% then the expected return on the portfolio exists 1.45%.    

Expected return is the overall sum of money they anticipate to benefit or lose on a selected funding or portfolio. Investors typically use the expected return to assist them makes key choices on whether or not to spend money on new automobiles or hold to maintain directly to their present investments.

The expected return is usually primarily based totally on historic returns. As such, it would not suggest the capability for destiny overall performance and should not be used because the handiest decision-making tool. This metric can, however, provide traders an inexpensive expectation of what they'll anticipate within side the short- and long-run.

Here, we have, Asset 1 = COLA with weight = 50%

                                       Expected Return = 2.1%

                       Asset 2 = GAS with weight = 50%

                                       Expected Return = 0.8%

Let the equation be,

Expected Portfolio Return = (Asset 1 Weight × Expected Return) + (Asset 2 Weight × Expected Return)

Putting the values in the formula, we get

= (50% × 2.1%) + (50% × 0.8%)

= 1.45%

Therefore, the expected return on the portfolio is 1.45%

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A multinational enterprise, abbreviated as MNE and every now and then additionally referred to as multinational organization (MNC), just multinational or worldwide corporation, is an organization producing items or turning in offerings in extra than one country

MNEs are believed to promote increase and employment via growing new jobs, comprehend new investments, bring in new technologies, and permit host economies to integrate and upgrade in global value chains (GVCs).

Examples of multinational companies consist of Apple, Amazon, Microsoft, McDonald's, and Volkswagen. These agencies are headquartered in one country but operate divisions in many different international locations in order to expand their enterprise and attain more customers.

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we distinguish between nominal income and real income because receiving a salary increase Is better not getting one, but the additional dollars may not allow you to buy as many goods and services as last year, due to inflation.

What is difference between nominal income and real income?

Real income and nominal income are distinct from one another because real income accounts for the effects of inflation, whereas nominal income does not.

The term "nominal income" refers to an individual's actual earnings during a specific time period, such as a month or week, which are not affected by inflation and are fixed in all circumstances. For example, if commodity prices rise, this will not affect the holder of a nominal income because their earnings are fixed, but in the case of real income, the amount of inflation will affect their real income because it is variable. hence Nominal income minus inflation equals real income.

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A contingency plan for structures vital to a huge enterprise could be larger than that for a small enterprise.

The required details about contingency plan is mentioned in below paragraph.

Contingency  plans is described as a route of movement designed to assist an enterprise reply to an occasion which could or might not happen. Contingency plans also can be cited as 'Plan B' due to the fact it is able to paintings as an opportunity movement if matters do not cross as plannedA contingency plan is a route of movement designed to assist an enterprise reply successfully to a enormous futureincident, occasion or state of affairs which could or might not happen.

A contingency plan is occasionally cited as "Plan B" or a backup plan due to the fact it is able to additionally be used as an opportunity movement if predicted consequences fail to materialize. Contingency  plans is a part of enterprise continuity (BC), catastrophe restoration (DR) and hazard management. Contingency plans and generation DR plan improvement are intently associated concepts. The National Institute of Standards and Technology (NIST) preferred for IT catastrophe restoration making plans includes contingency in its title.

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The company are predicting the sales to range between 3,000 and 8,000 with the associated probabilities is 8000 when probability is 0.85.

Cu is equal to 140 minus 70, which equals 70.

Co = Salvage Value - Purchase Price = 70 - 50 = 20

Level of Service = Cu/(Cu + Co)

Level of Service = 70/90

77.78% of the service level is 0.7778.

The demand information and corresponding cumulative likelihood are shown below.

Compound Probability

Demand Probability Cumulative Probability

4,000 0.1 0.1

5,000 0.15 0.25

6,000 0.25 0.5

7,000 0.2 0.7

8,000 0.15 0.85

9,000 0.15 1

We must find the demand level that corresponds to the cumulative probability that is just little higher than the service level 77.78%. Nest higher to 77.78% is 85% from above (or 0.85).

Demand equals 8000 when probability is 0.85.

Consequently, the ideal order size is 8000.

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Scenario 1 A specific department within an organization has a high turnover rate; employees of this department have a shorter average tenure than those of other departments in the company.

Organizations innovate and perform better when employees share original ideas and raise issues or difficulties. Employee feedback can significantly aid managerial decision-making because they frequently are the first to notice problems on the front lines.

However, supervisors do not always support employees' suggestions. They may even purposefully ignore employee complaints and behave in a manner that deters employees from raising any issues in the first place.

According to a large body of recent study on the subject, managers are typically mired in their own ways of doing things and identify so deeply with the status quo that they are afraid to listen to feedback that is contradictory from below. They frequently work in settings where they lack the independence to make changes.

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The right answer is Option A. Mike is most demonstrating as a community stakeholder because he is running his business more business-minded and does not give back to the community. Therefore, he has a stake (Loan) in the community over his head.

According to the definition of the term "stakeholder" in a 1963 internal Stanford Research Institute paper, a stakeholder in a corporation is a member of "groups without whose support the organization would cease to exist."

A community is a social unit (a collection of living beings) that shares factors like geography, traditions, beliefs, values, or identity. Communities situated in a certain location may have a sense of place.

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ABC Manufacturers conducts commercial transactions across national boundaries. ABC Manufacturers would be classified as an international business.

The trade of commodities, services, technology, capital, and/or information across national borders and on a global or transnational scale is referred to as an international business. Cross-border exchanges of products and services between two or more nations are involved. The practice of law in the international business world is known as international business law. It focuses on a variety of subjects, such as licensing, tariffs, taxes, international business operations, and law and economics. There are regional differences in international business law.

The International Businesses Standards Organization (IBSO) is a globally autonomous non-profit organization that develops, advances, and upholds ethical standards for participants in the global economy as a whole.

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This is the most common third-party intervention, and negotiators surrender control over the process while maintaining control over outcomes. is the meaning of Meditation.

When two parties work together to discuss and try to resolve a legal issue, it is referred to as mediation. A mediator is a third party who is impartial in the situation. The goal of voluntary mediation is to come to a consensus.

An unbiased third person helps opposing parties resolve dispute via the use of specialized communication and negotiation strategies in mediation, which is a structured, interactive process.

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Arbitrage is the riskless purchase of a product in one market for immediate resale in a second market in order to profit from a price discrepancy.

In order to profit from minute discrepancies in the item's quoted price, arbitrage is the simultaneous acquisition and sale of the same or a comparable asset in separate markets. It makes use of transient price changes for equal or comparable financial products traded on several exchanges or in various formats. In economics and finance, arbitrage is the technique of profiting from a difference in pricing in two or more markets by negotiating a series of deals that are similar in order to take advantage of the difference. The profit is the difference between the market prices at which the unit is traded. While arbitrage is not in and of itself unlawful, there are hazards involved. These include inefficient capital allocation. Contracts could be signed inadvertently.

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The following might cause the interest rate in the market to decrease to r1. There is a recession that decreases real GDP. Option 1.

Banks, money managers, and retail investors can typically make secure, liquid, short-term investments through money markets, and borrowers including banks, broker-dealers, hedge funds, and non-financial firms can get low-cost capital through them.

The prime money fund, government money fund, treasury fund, and tax-free fund are among the several money market fund varieties. Because they are completely backed by the government's credit, treasury assets typically carry the lowest level of risk.

Large financial organizations can borrow and lend money on the money market, a short-term money market, at interbank rates. In the call money market, loans are typically only available for a week or less.

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The crowding-out effect refers to the possibility that deficit financing will increase the interest rate and reduce investment.

What is crowding-out effect?

Crowding out is a phenomena in economics that happens when growing government participation in a market economy sector significantly impacts the rest of the market, either on the supply or demand side of the market.

When expansive fiscal policy results in less private sector investment spending, this is one form that is commonly debated. Government expenditure "crowds out" investment since it requires more loanable money, raising interest rates in the process and lowering investment spending. This fundamental examination has been expanded to include a number of channels, which might result in a little or even negative impact in the overall output.

Other economists use the term "crowding out" to describe the government supplying an item or service that would otherwise be available to private enterprise and be subject exclusively to the market dynamics found in voluntary trade.

The term "crowding out" is often used by behavioral economists and other social scientists to characterize a drawback of solutions based on private trade: the displacement of intrinsic motivation and prosocial norms as a result of the financial incentives of voluntary market exchange.

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the crowding-out effect refers to the possibility that multiple choice the asset demand for money varies inversely with the interest rate. deficit financing will increase the interest rate and reduce investment. when used simultaneously, expansionary fiscal and monetary policies are counterproductive. an increase in the supply of money will result in a decline in velocity.

The following is not a possible solution is :

The electric utility could be owned and run by the government.

Any monetary loss caused by harm is referred to as a "economic loss," which includes missed income or other employment-related benefits, medical bill losses, losses from replacing services, losses from fatalities, etc., burial costs, and lost business or employment opportunities), to the extent that compensation for such losses is possible.

The difference between a product's sales earnings and the costs of all inputs used, as well as any opportunity costs, is what is known as an economic profit or loss. Realized revenues are deducted from opportunity costs and explicit costs to determine economic profit.

The cost of market inefficiency, which happens when supply and demand are out of balance, is known as a deadweight loss.

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It is true that effective oligopolistic collusion is more likely to occur when customer orders are small, frequent, and received regularly as compared to large orders received infrequently at irregular intervals

It is about any agreement that restricts the competitive fight between companies. The maximum form of collusion, the one that maximizes the benefits of the oligopolists is the cartel, an agreement between all the producers of the industry that can take two forms, Competition without prices.

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Suppose the company desires to make a profit of shs. 195,000, what should be the output in units is given as 27444.44 units

The calculation of the break even point

66 - (44 + 4)

= 18

The break even sales unit

200000 + 90000 / 18

= $16611

Break even sale in amount = 16611 x 66

= 1096326 dollars

299000 + 195000 / 18

= 27444.44

The sales output in units is 27444.44

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Answer:

Substantive,expertise,hacking skills and math & statistics knowledge

Typically, an increase in the PPI indicates that inflation is imminent. At some point, producers will attempt to pass on price increases to consumers. The Consumer Price Index can shift in response to a shift in the PPI.

In 2020, what will be the formula for the Consumer Price Index?

An illustration of the CPI formula is the amount of $8.50 for 2020 products. At the point when you partition the ongoing item cost complete by the past cost absolute, your condition is 8.50/6.75 = 1.26. After that, you would divide this total by 100, which would give you 125.9: 1.44 x 100.

What occurs when the consumer price index rises?

When the Consumer Price Index (CPI) moves up, it indicates that prices have changed more frequently on average over time. This eventually results in adjustments to income and the cost of living (presumably to meet a higher cost of living). This interaction is alluded to as indexation.

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Normal spoilage is inherent to a production process. In other words, it arises even when the production is carried out in the most efficient way. Typically these normal spoilage costs are included in the cost of goods sold.

Normal spoiling is the term used to describe how items naturally degrade while going through the production or inventory stages of the sales cycle. This is the product line degradation that is typically seen as inevitable and expected.

Even when the process is run efficiently, abnormal spoiling can still happen, but normal spoilage is avoided when the process is run efficiently. Normal spoiling is exactly that—normal—and is expected during routine commercial or industrial activities, particularly for businesses that produce or handle perishable goods.

Abnormal spoiling is defined as spoilage that goes beyond what is customary or anticipated historically.

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