Of course, the challenges facing nonprofits are frequently serious. Budget cuts, limited sources and political instability can threaten your organization. The suitable information is that there are steps you can take to ensure that your business enterprise flourishes and adapts no depend what the world throws at you.
What are some threats for nonprofits?Threats are external situations that ought to negatively impact your organization. Changes to laws or guidelines in your region, economic recessions, rising taxes, and even modifications to social media systems may want to be threats.
Strategic problems in an enterprise refer to the indispensable challenges which include crucial policies which should be scrutinized and carried out thus for an business enterprise to meet its full objectives (Dutton, & Duncan, 2006).
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https://brainly.com/question/3843195#SPJ4your total restaurant bill for food and drinks is $38.28. what is a good estimated cost for just the food and drinks?
A good estimated cost for just the food and drinks will be $34.00. Typically, people offer what is most convenient.
You'll spend the same amount as if you were to take your chosen guests out to a nice meal. That is the amount. One way to look at it is that you are practically setting up your own pop-up restaurant for ONE NIGHT by booking the time of a full service staff. When operating costs are taken into account (we'll discuss that later), purchasing food in bulk doesn't always equate to a lower cost than dining out. Let's start by dividing this up by person.
Well, there is no set minimum. Typically, people offer what is most convenient. I cheerfully accept anything the consumer gives me when I'm working the counter. It might be. 50 cents, 20 dollars, but just one or two dollars.
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mr. bowinkle dies without a will and his son jon is appointed by the courts to handle the affairs of the estate. jon is an example of
mr. bowinkle dies without a will and his son jon is appointed by the courts to handle the affairs of the estate. jon is an example of Administrator.
The Pope is the chief ruler and steward of all ecclesiastical temporalities because of his position as head of state. The pope's authority in this regard is strictly administrative, as it is improper to describe him as the owner of property belonging to the Church or to specific parishes. The Congregations of the Roman Curia and other comparable entities serve as the primary conduits for the Papal administrative authority.
The management of the diocese's, a religious institution's, or any legal entities under his jurisdiction must be closely monitored by the ordinary.
Property management in each diocese is essentially the responsibility of the bishop, who is subject to the Holy See's supreme authority. This authority has been a component of the bishop office from the early days of the Church (can. 37, Can. Apost., Lib. II, cap. xxv, xxvii, xxxv. Const. Apost.). Unless they have obtained a legal exemption, as in the case of religious orders, all lesser administrators are reliant upon him.
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had a 26000000 note payable outstanding, due july 31 borrowed the money to finance construction of a new plant. plannedto refinance the note by issuing long-term bonds. temporarily had excess cash, it prepaid 610,000 of the note on january 23 in february completed a 4100000 bond offering what amount of the note payable should include in the current liabilities section of its december 31 balance sheet g
As per the given transaction, the current liabilities section of its December 31, 2016, balance sheet is $690,000
The term balance sheet in accounting refers the financial statement of a company which includes assets, liabilities, equity capital, total debt, etc. at a point in time
Here we have given that on December 31, 2016, L Inc. had a $3,400,000 note payable outstanding, due July 31, 2017.
And we need to find the current liabilities section of its December 31, 2016, balance sheet.
While we looking into the given question, we have identified that the following,
Here the person called L borrowed the money to finance construction of a new plant.
And then L planned to refinance the note by issuing long-term bonds.
Here we also know that L temporarily had excess cash, it prepaid $690,000 of the note on January 23, 2017.
Ad at the time of February 2017, the person called L has been completed a $4,900,000 bond offering.
Now, here the person called L would use the bond offering proceeds to repay the note payable at its maturity and to pay construction costs during 2017.
And finally, at the time of March 13, 2017, the person called as L issued its 2016 financial statements.
Therefore, the balance sheet is contains the amount of
=> 690,000
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Naomi, the product line manager for a small family business believes that it is time for the company to begin exporting its product to foreign markets. Her father, the owner, is skeptical. To convince her father, Naomi points out that：
exporting is easier because international markets are less complex than domestic markets.
firms that do not export are at a greater risk for economies of scale.
exporting will allow the company to avoid taxation requirements in the domestic market.
firms that do not export often lose out on significant opportunities for cost reduction
Naomi should explain to her father how exports help in reducing the costs of production through lower labor costs and increased economies of scale.
The correct answer is option D.
Reaching new markets through exporting can boost revenue and profitability, and it might even give businesses the chance to gain sizable worldwide market share. Businesses that simply concentrate on exporting frequently miss out on considerable chances for cost- and revenue-saving growth. Your company will need to raise output in order to increase sales abroad. Increasing output may lead to lower costs per unit of product, depending on how effectively your company operates. This enables your business to take advantage of economies of scale, lowering overall expenses and raising net income.
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which of the following shifts the supply curve? a. a change in consumer preferences. b. a change in demographics. c. a change in consumer income. d. none of the above.
The shift in supply curve occurs when change in consumer preferences
What shifts the supply curve?
In economics, the supply curve can shift based on several factors including changes in production costs, technological progress, the level of competition and number of sellers/producers, and the regulatory & tax environment.
Here we need to find in which of the following shifts the supply curve.
Here we know that When the consumer preferences changes, this affects the amount a firm can produce using the same quantity of factors of production.
Here we based on the conditions of the supply curve, we have identified the the correct option is (A).
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if a bank doubles the amount of its capital and roa stays constant, what will happen to roe?
If a bank increases its capital payments while maintaining its ROA, its ROE will be cut in half.
Furthermore, equity holders value ROE more than ROA since ROE informs shareholders about the earnings on their equity investment. ROA, on the other hand, will solely give information regarding the management of the banks' assets.
The advantage is that the bank now has a greater buffer of bank capital and is less likely to fail if it suffers losses on its loans or other assets. The cost is that it will have a lower ROE, or return on equity, for the same ROA.
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A(n) ________ is a complicated set of possibly nonlinear equations.
A) data warehouse
B) neural network
C) expert system
D) online analytical processing (OLAP) cube
A neural network is a complicated set of possibly nonlinear equations.
What is a neural network?Artificial neural networks, more commonly referred to as neural networks or neural nets, are computer architectures that draw inspiration from the biological neural networks found in animal brains.
Artificial neurons, which are a set of interconnected units or nodes that loosely resemble the neurons in a biological brain, are the foundation of an ANN.
Furthermore, an artificial intelligence technique called a neural network instructs computers to process data in a manner modeled after the human brain. Deep learning is a type of machine learning that employs interconnected neurons or nodes in a layered structure to mimic the human brain.
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in year 4, an individual taxpayer purchased qualifying depreciable property for $2,800,000 and is making an election under section 179. assume the statutory maximum section 179 expense is $1,050,000 with a $2,620,000 phase-out threshold. what amount, if any, is the taxpayer's section 179 expense for year 4?
in year 4, an individual taxpayer purchased qualifying depreciable property for $2,800,000 and is making an election under section 179. $870,000 is the taxpayer's section 179 expense for year 4.
The statutory maximum section 179 expense of $1,050,000 and the phase-out level of $2,620,000 must be taken into account when calculating the taxpayer's section 179 expense for year 4.
The whole statutory maximum section 179 expense may be claimed by the taxpayer if the value of their qualified depreciable property is below the phase-out limit. The amount of the section 179 expense is lowered dollar for dollar for each dollar the property is worth higher than the phase-out threshold.
The taxpayer's qualifying depreciable property in this instance is valued at $2,800,000, which is higher than the phase-out limit of $2,620,000. As a result, the amount of the taxpayer's section 179 expenses that exceed the threshold is decreased by a dollar for dollar amount.
The taxpayer's section 179 charge for year 4 is $1,050,000 - $180,000 = $870,000 since there is a $180,000 gap between the property value and the threshold.
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suppose that the consumer price index at year-end 2008 was 140 and by year-end 2009 had risen to 150. what was the inflation rate during 2009?
Correct answer is 7.1%. In November 2022, costs had increased through 7.1 percentage in contrast to November 2021 according to the 12-month percentage of exchange in the purchaser rate index - the month-to-month inflation rate for items and services in the United States. The statistics represents U.S. city averages.
Who gain from inflation?1. Collectors. Historically, collectibles like high-quality art, wine, or baseball cards can advantage from inflationary intervals as the greenback loses buying power. During excessive inflation, buyers often flip to hard belongings that are extra in all likelihood to continue their cost thru market volatility.
How a whole lot is $100 well worth in inflation?$100 in 2020 has the equal "purchasing power" or "buying power" as $115.03 in 2022.
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https://brainly.com/question/8149429#SPJ4two common areas of accounting that respectively provide information to internal and external users are
Two common areas of accounting that respectively provide information to internal and external users are managerial accounting and financial accounting.
Financial accounting is the process of recording, examining, and summarising each transaction made by a company or organisation in order to evaluate its stability and financial health. The Financial Accounting Standards Board (FASB), a US organisation, has established a set of rules that must be adhered to. These have also been referred to as Generally Accepted Accounting Principles (GAAP), and they were developed to make accounting procedures simpler, more reliable, and uniform across all businesses.
A registered company's principal duty is to assess its financial year's performance, progress, and areas that require improvement. This enables the business to evaluate the state of the economy as a whole, identify problems, and quickly fix them.
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a retail building used in the business of a sole proprietor is sold on march 10, 2021, for $342,000. the building was acquired in 2011 for $400,000 and straight-line depreciation of $104,000 had been taken on it. what is the maximum unrecaptured
If the company sold the building for $3,42,000, the unrecaptured section 1250 gain from this transaction is $46,000.
What is unrecaptured section 1250 gain?
An income tax provision known as section 1250 gains is made to compensate the portion of profits connected to previously spent depreciation allowances. It only applies to the sale of real estate with depreciable value. The unrecaptured section 1250 gain are typically taxed at a rate of no more than 25%.
The 25% unrecaptured Section 1250 gain tax rate may apply to the gain related to depreciation. Additionally, a 3.8% Net Investment Income Tax may be applied to the sale's taxable gain.
In the given situation the Written down value of building (real estate) is equal to $2,96,000 and the sale value is $3,42,000, net value of proceeds under unrecaptured section 1250 gain is $46,000 ($3,42,000-$296,000).
Thus the gain taxable under income tax provision is $46,000.
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anium corporation manufactures motorcycle helmets. what is the standard quantity of material used to manufacture each helmet if the material required
The standard quantity of material used to manufacture each helmet is 1.91 pounds. Therefore, option (A) is the correct answer.
Standard quantity is the amount of resources that would have been required to finish the period's output multiplied by the actual number of units produced by the standard quantity per unit. It is the quantity of materials that ought to have been utilised to produce units of output over a certain time. For instance, a business actually produced 2000 items in March. Five pounds of material were typically needed to create one unit of output. 2000 units x 5 pounds = 10,000 pounds, which is the standard amount permitted for actual production.
Standard Quantity is the amount of the material that is typically ordered from the vendor; it serves as the foundation for calculating the effective price in the evaluation of the vendor and for setting prices when pricing scales are applied.
In the given question,
Standard quantity = Material required + Waste + Rejected
= 1.6 pounds + 0.1 pounds + 0.21 pounds
= 1.91 Pounds
Therefore, 1.91 pounds is the required answer.
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Complete question:
Anium corporation manufactures motorcycle helmets. What is the standard quantity of material used to manufacture each helmet if the material required is 1.6 pounds, and the company allows for 0.1 pounds of waste and 0.21 pounds of rejected material?
A. 1.91 pounds
B. 1.6 pounds
C. 1.7 pounds
D. 1.81 pounds
Because cash transactions occur more frequently than other transactions, the chances for making recording errors affecting cash are less. State True or False your answer:
- True
- False
when a monopoly is producing profit-maximizing quantity, what is the relationship between marginal cost and price?
The marginal revenue curve is always below the demand curve. To sell one more unit, the firm must lower the price for all goods. Thus, the marginal revenue < price. he monopoly will set the profit-maximizing quantity where marginal revenue equals marginal cost.
Profit maximization in economics refers to the short- or long-term process by which a firm chooses the prices, input levels, and output levels that will result in the largest feasible total profit (or just profit in short).
Neoclassical economics, the current dominant approach to microeconomics, makes the assumption that the firm is a "rational agent" that seeks to maximize its total profit, which is the difference between its total revenue and its total cost (whether it is operating in a perfectly competitive market or not).
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federal laws designed to eliminate discrimination based on age in the workplace have also promoted the hiring of older adult workers. group of answer choices true
Yes, its true. Federal laws designed to eliminate discrimination based on age in the workplace have also promoted the hiring of older adult workers.
A workplace is a place where someone performs work—either for their employer or for themselves. Such a location could be anything from a home office to a sizable office complex or factory. The workplace is one of the most significant social settings outside of the home in industrialized nations, serving as "a core notion for several entities, including the worker and their family, the employing organization, the organization's clients, and the society as a whole." Remote work and the virtual workplace have emerged as a result of the development of new communication technology. A factory, manufacturing plant or a production plant is an industrial facility, often a complex consisting of several buildings filled with machinery, where workers manufacture items or operate machines which process each item into another. They are a critical part of modern economic production, with the majority of the world's goods being created or processed within factories.
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Trendy Wear for Teens is choosing to set up its new production facility in Indonesia in order to take odvantage of low labor costs. Additionally, the Indonesian government will offer the company tox incentives if it locates its facility in indonesia. By pursuing such a strategy, Trendy Wear for Teens hopes to realize a. diminishing returnsb. universal needs. c. location economies. d. demographic advantages.
Trendy Wear hopes to realise diminishing returns if it establishes a new production site with low labour costs and tax benefits. As manufacturers invest more money, declining returns start to occur.
The correct answer is option a. Diminishing returns.
The law of diminishing returns is a theory of economics that states that as investment in a certain sector increases, the rate of profit from that investment can no longer increase because the other elements remain constant after a certain level. A factory that boosted output while also increasing CO2 emissions for the same increase in input would serve as an example. The law of decreasing returns is a central premise in both micro and macroeconomics and a crucial idea in production theory.
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tinuous planning, forecasting and replenishment (cpfr) generates the most accurate forecast possible and develops effective replenishment plans by:
Continuous Planning, Forecasting and Replenishment (CPFR) generates the most accurate forecast possible and develops effective replenishment plans by enabling multiple trading partners to collaborate.
Continuous Planning, Forecasting and Replenishment(CPFR) is a term used to describe a series of procedures wherein trade partners coordinate crucial supply chain functions to effectively satisfy customer demand at the lowest feasible cost. Business planning, sales forecasting, and the restocking of raw materials and finished items are typical components of this partnership.
In order to break down organizational silos, Continuous Planning, Forecasting and Replenishment simplifies various S&OP procedures and supply chain planning tasks, lowers the cost of inventory and logistics, improves end-to-end supply chain efficiency, and optimizes inventory movement. To assist trading partners in the supply chain in achieving their joint objectives, CPFR sets standard procedures and measurements. The successful execution of this plan depends on improved teamwork, communication, and information sharing.
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when time, inc. publishes a kid's version of its sports illustrated publication, it is attempting to influence today's children to purchase sports illustrated when they become adults. this process is an example of
By releasing a children's edition of their sports illustrated magazine, time, Inc. hopes to persuade today's kids to buy si when they're adults. An illustration of consumer socialization is this procedure.
What does "consumer socialization" mean?
This is the phrase used to describe all the means by which young people would be able to acquire all the abilities relating to the means by which they might acquire the proper knowledge and attitudes towards the consumption of products.
It is crucial since it contributes to the development of all the insights on how customers will evolve through time.
We can therefore infer that when Time Inc. releases a children's edition of Sports Illustrated, it is seeking to persuade today's kids to buy SI when they are adults. An illustration of consumer socialization is this procedure.
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In 2018, Erin (38) contributed $2,000 to a traditional IRA. She is single, and her modified adjusted gross income (MAGI) is $31,000, all from wages. Erin has never taken a distribution from any retirement account. She is potentially eligible for a retirement savings contributions credit (Saver's Credit) of up to ____________.$0$200$400$500
Correct. Erin is potentially eligible for a $200 Saver's Credit. Her income is less than the $31,500 threshold for her filing status, and she made a qualifying retirement plan contribution during the tax year.
Planning for one's retirement entails figuring out what one wants to earn in retirement and how to get there. Managing assets and risk are all part of retirement planning, as are determining expenses, setting up a savings plan, and locating sources of income. Estimates of future cash flows are used to determine whether the retirement income objective is achievable.
Although you can begin at any time, it is best to incorporate it into your financial planning as soon as possible. That's the best way to make sure your retirement is fun, secure, and safe. It makes sense to pay attention to the serious, possibly dull part because of the fun part: preparing your route there. Lifestyle choices like how to spend time in retirement, where to live, and when to stop working are examples of non-financial factors. All of these aspects are taken into account in a holistic approach to retirement planning.
At different points in one's life, the importance of retirement planning shifts.
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a coffee company lowers the price of its one-pound bags of coffee from $10 to $9 and as a result, quantity demanded increases from 4 million to 5 million units.what is the elasticity at that point of the demand curve? [recall, one formula for calculating percentage changes is (new-old)/old.]
Price has dropped by 10% while the quantity has grown by 25%.
25%/10% = 2.5 is the elasticity.
Price elasticity gauges how sensitive supply and demand are to price changes for a given commodity. It is computed by dividing the percentage change in the quantity required or supplied by the percentage change in price.
There are two types of elasticity: elastic (or extremely responsive), unit elastic, and inelastic (or not very responsive).
Elastic demand or supply curves show a greater-than-proportional response in the quantity demanded or supplied in response to price variations.
Unitary elasticity states that for every change in price, the quantity demanded or supplied varies by the same percentage.
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one person earns $48,000 per year. another earns $3750 per month. how much more does the first person earn in a year than the second?
A single person makes $48,000 annually. When compared to someone who makes $3750 a month, the first individual makes $3000 more.
Through the use of earned value analysis (EVA), a project manager is able to gauge the actual amount of work completed on a project in addition to simply reviewing cost and schedule information. EVA offers a mechanism that enables the project to be evaluated by the amount of progress made.
The budgeted amount for the current reporting period is known as the planned value (PV). Actual Cost (AC) is the sum of all current costs. Earned Value (EV) is calculated by multiplying the project budget by the percentage of completion. Eearned Value is calculated as Task Budget x Actual Percent Complete.
The first year's earnings for the first person are equal to $48000.
The second individual's monthly income is equal to $3750.
Therefore, the second person's annual income is =3750*12 = $45000.
= 48000-45000
= 3000
As a result, the first person makes $3,000 more per year than the second.
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lucia is a manager who regularly communicates company news with her employees via e-mail. this is an example o
Lucia is a manager who regularly communicates company news with her employees via e-mail. this is an example of Formal communication.
Formal communication is changing professional statistics among two or greater humans within the identical employer, by way of following predefined rules and the use of authentic channels of communication. by and large, it's far performed in written shape.
Formal communication is also known as legitimate communication and casual communication is likewise known as grapevine communique.
The primary motive of formal verbal exchange is to give orders, convey instructions and satisfy the dreams of the corporation.
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target entered fiscal 2019 with a total capitalization of $21,520 million. in 2019, debt investors received interest income of $477 million. net income to shareholders was $3,281 million. (assume a tax rate of 21%.) calculate the economic value added assuming its cost of capital is 10%.
The economic value added assuming the cost of capital of Target entering fiscal 2019 will be $1505.83 million.
Economic value added is referred to as the overall value that a organization adds to its overall revenue when it enters the new year as compared to the previous year. The formula for calculating the economic value added is expressed as
EVA = after-tax interest + net income - (cost of capital × total capitalization)
After tax interest = (1 - tax rate)×interest income
After tax interest = (1 - 0.21)×$477 million = $376.83 million
Now the expected value added is calculated as
EVA = $376.83 million + $3281 million - ($21520×0.10)
EVA = $3657.83 million - ($2152 million)
EVA = $1505.83 million
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Which of the following is an example of opportunity cost ? a. renting an apartment near school
b. saving money instead of taking a vacation
c. setting aside money for paying income tax
d. purchasing automobile insurance
e. using a personal computer for financial planning
true or false?many developed nations have been able to achieve universal access through a single payer system
So, the statement is False , As evidenced by Canada, Denmark, Norway, Australia, Taiwan, and Sweden (1), single-payer national health insurance systems are publicly run, yet the majority of doctors work in private practices.
If it were available to everyone in the United States, U.S. Medicare would be a single payer insurance system.
People have more control over their healthcare under a single-payer system because they may select their providers based on approach or reputation. Cons:
Because doctors and medical institutions may negotiate their contracts, a single-payer system may be more expensive.
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Who is mr. wolfshiem? question 4 options: he is the owner of gatsby's favorite restaurant in new york. he secretly arranged to have a member of the mob murdered outside the restaurant. he is jordan baker's coach and manager. he thinks jordan is spending too much time with nick and not enough on her golf. he is a racketeer and a business associate of gatsby's. he fixed the 1919 world series. he is the president of the company where nick is working. he wants to bring gatsby in on a new real estate deal.
Mr. Wolfshiem is secretly arranged to have a member of the mob murdered outside the restaurant. Therefore, option B is correct.
Who is Mr. Wolfshiem ?Wolfsheim is a dubious individual, having connections to the underworld of commerce. He gives Nick the sense that Gatsby's money may have an unsavory origin, and that Gatsby may even be connected to the same type of organized crime that Wolfsheim is.
Wolfsheim informs Nick that Gatsby is a "Oggsford" man and a "Oggsford gentleman" who is "extremely careful with women" while Gatsby is absent from the table. Gatsby is the "sort of man you'd like to take home and introduce to your mother and sister," according to Wolfsheim.
Thus, option B is correct.
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2. identify and discuss three (3) externalities, which can either be positive or negative. a. conclude why an externality might exist in the situation that you described and determine the solutions to mitigate these particular externalities. b. analyze the different stakeholders (i.e., government, three (3) affected parties) that are involved in the externality, and identify what their roles are with regard to the externality.
2. Describe three externalities—which may be good or negative—in detail.
The 3 types of externalities are: Positive production , positive consumption externalities and Negative consumption externalities.
When an item or service's private pricing equilibrium is unable to accurately reflect the costs or its benefits for society as a whole, then it results in externalities.
A good or service's creation or usage may have both positive and negative externalities.
a. draw a conclusion as to why an externality could exist in the scenario you described and decide how to reduce any such externalities.
When an item or service's private pricing equilibrium is unable to accurately reflect the costs or benefits of that good or service for society as a whole. It may results in externalities. As a result, the externality competitive equilibrium does not satisfy the requirements for Pareto optimality.
b. Analyze the many parties involved in the externality, such as the government and the three (3) impacted parties, and determine how each one contributed to it.
A stakeholder effect analysis is the expression of opinions, needs, wants, ideas, etc. from those recognised as stakeholders for a certain impact area.
Target beneficiaries of an intervention tend to be individual or society at large. However, a stakeholder is generally any person or organisation that may be impacted, either favourably or unfavourably, by the actions of a corporation.
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which of the following is not a core module of accounting?
a. accounts receivable
b. accounts payable
c. debt collection
d. purchase orders
Debt collection is not a core accounting module.
Standard accounting software is made up of a number of modules; different sections that deal with various aspects of accounting.
Almost all accounting software has the following core modules:
Accounts receivable—the account into which the company enters money receivedAccounts payable—the department in which the company enters bills and pays money owed to others.General ledger—the "books" of the companyBilling—the process by which the company sends invoices to clients/customers.Stock/Inventory—this is where the company keeps track of its inventory.Purchase Order—the method by which the company orders inventory.Sales Order—where the company records customer orders for inventory supply.Cash Book—the company's record of collection and payment.To learn more about core accounting module, please refer:
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1. opponents of protectionism who argue that free trade is needed to spur economic growth base their arguments on:
Trade liberalization is the process of removing or lowering limitations or obstacles to the free flow of products between states.
Tariff barriers like levies and surcharges as well as nontariff barriers like quotas and licensing requirements are some of these obstacles. A common viewpoint among economists is that reducing or eliminating these barriers would advance free trade.
Through trade liberalization, trade restrictions like tariffs and quotas are eliminated or reduced.
The price of items sold in importing nations is decreased with less trade restrictions.
Trade liberalization can help stronger economies while hurting weaker ones more.
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the monthly premium for kevin’s renters insurance is $15, and his deductible is $500. during the month of april, someone breaks into his apartment and steals or destroys $2200 worth of his possessions. how much will kevin pay and how much will the insurance pay to replace his items?
Kevin pays $500 and insurance company will pay $1700 to replace his items.
The term renter's insurance refers to property insurance that protects tenants who live in rental properties. Insurance is provided by insurance companies in exchange for premiums paid by residents of apartments, single-family homes, and condominiums. The policy provides coverage for the insured's personal property as well as non-proprietary liability. These policies also cover living expenses that must be paid when someone files an insurance policy after their home is damaged. Although renter's insurance is not mandatory, some landlords prefer their tenants to have some coverage.
As Kelvin pays the monthly premium for Kevin’s renters insurance is $15, and his deductible is $500. Therefore, Kevin pays $500 and insurance company will pay $1700 to replace his items.
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