An example of solving moral hazard by making hidden actions observable : additional hiring screenings ensure that hard-working persons are hired.
The correct option is c.
A situation where an economic actor is driven to increase risk exposure because it does not completely face the costs of that risk is known as a moral hazard. For instance, when a business is insured, it may accept greater risk since it knows that its insurance would cover the expenses.
Incentives, laws that forbid immoral activity, and additional hiring screenings are just a few strategies for lowering moral hazard. Asymmetric or imbalanced information is the main cause of moral hazard.
The moral hazard problem arises when one party feels more at ease taking financial or bodily risks in a negotiation or transaction because they are aware that they will not be held accountable for any unfavourable outcomes, but rather the party not taking risks.
The complete question is:
Which of the following is an example of solving moral hazard by making hidden actions observable?
a. laws against theft and fraud reduce those problems in workplaces.
b. worker pay is based on productivity.
c. additional hiring screenings ensure that hard-working persons are hired.
d. video surveillance monitors worker actions.
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which of the following are elements of the merit system of judicial selection?
A. A blue-ribbon commission nominates judicial candidates for appointment.
B. Judges are subject to retention elections to keep their offices.
C. The governor appoints recommended candidates to office.
'A blue-ribbon commission nominates judicial candidates for appointment' and 'The governor appoints recommended candidates to office' are elements of the merit system of judicial selection.
The correct answers are option A and B.
The merit plan's essential features include the nomination of a set of eligible applicants by a nonpartisan board composed of lawyers and nonlawyers, the appointment of an elected official from the pool of choices, and the election of the judge, after a short probation.
Merit selection is distinguished by its two-stage appointment procedure, in which a committee of appointed individuals narrows down a list of applicants before sending it to the governor for appointment.
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Which document says that people have the rights of life, liberty, and the pursuit of happiness?.
We firmly believe that all people are created equal and that these rights, including the right to life, liberty, and the pursuit of happiness, are given document to them by their Creator.
The right to life is the belief that a being has the right to live and, in particular, that they should not be killed by another entity. These words, which were immortalized in the US Declaration of Independence on July 4, 1776, are: "We hold these truths to be self- The idea of a right to life comes up in discussions on problems document like euthanasia, abortion, and capital punishment.
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a married couple moves to the community where the husband's father lives, because they want their children to grow up there. as the oldest son, the husband expects to inherit his father's estate eventually. this is an example of
As the oldest son, the husband expects to inherit his father's estate eventually. This is an example of patrilocality.
When a newlywed couple chooses to live with or close to the husband's family, this practise is known as patrilocality. In many cultures, married males are expected to stay in close contact with their male relatives. Patrilocality is typically observed in communities where male ancestors are the only ones through whom descent can be traced to the descendants.
Because patrilocality allows the husband to stay in his childhood environment while the wife is removed from hers, the husband's family is given more power. When men play a significant part in providing for the family, patrilocality is frequently advantageous. This is especially true if men are property owners who can eventually gain more.
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Honoring the instrument played by charlie parker and bill clinton, november 6th is what unofficial holiday?.
In honor of Charlie Parker and Bill Clinton's instrument, November 6th is celebrated as Saxophone Day.
An instrument with a single reed and a cylindrical body, usually made of brass, is the saxophone. A reed in a mouthpiece vibrates to create acoustic waves in the body of the instrument, as do all single-reed instruments.
Adolphe Sax's birthday is celebrated on November 6th with the unofficial celebration celebrated as Saxophone Day. Sax, an instrument maker and musician born in Belgium in 1814, created and popularized the saxophone around 1840.
The only brass instrument within the flute family is this most unusual instrument. The saxophone has a long history of musical contributions from artists such as jazz musician Charlie Parker, former President Bill Clinton and academic musician Marcel Mule, just to highlight a few.
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what role did states have in implementing the affordable care act?
The creation of state-run health insurance exchanges was intended to give the states one of the most significant roles in implementing the Affordable Care Act.
What is the Affordable Care Act in simple terms?The Affordable Care Act (ACA), adopted in 2010, is a comprehensive reform bill that expands health insurance coverage for the uninsured and implements market changes. This has numerous clauses that are in line with AMA policy and has the ability to improve the healthcare system. Make more people eligible for affordable health insurance.For households with incomes between 100% and 400% of the federal poverty threshold, the law offers customers subsidies (referred to as "premium tax credits") that reduce prices (FPL). Increase Medicaid coverage to include all adults with incomes below 138% of the federal poverty level.
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Donald trump has called china a ""currency manipulator. "" what does he mean by this?.
Donald Trump has called China a ""currency manipulator."" By this he means that, this manipulation designation is a response to China's decision to reduce the value of its currency.
The currency manipulation refers to a policy by which the countries tend to weaken their currencies in order to gain trade surpluses. The Covid – 19 Pandemic led to a flow of capital from developing countries to advanced economies, thus rebelling against currency manipulation.
Donald Trump is said to have officially named China a currency manipulator in August when the tensions were high between the Beijing and Washington.
Hence, most economists agree that China has manipulated its currency in early years.
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a frequently used method of rti used to track progress in reading, writing, spelling, and math for students with disabilities is:
Curriculum-based measurement is a popular RTI technique used to monitor students with disabilities' progress in reading, writing, spelling, and math.
What does special education's curriculum-based measurement entail?Teachers utilize the Curriculum-Based Measurement (CBM) approach to assess students' progress in fundamental academic subjects like arithmetic, reading, writing, and spelling. CBM can be useful to parents since it gives them up-to-date, weekly information on the development of their kids.
One student and a teacher will sit down, and the student will read aloud for one minute each two or three chosen paragraphs. Any mistakes made when reading the texts will be noted by the teacher.
Why is it vital to use curriculum-based assessment?Regardless of the type of learning environment in which their instruction takes place, the use of CBA principles helps to ensure that specific pupils, both inside and outside of a classroom setting, meet teachers' instructional objectives.
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Standardization of a psychological test is important because the process ________.
Standardization of a psychological test is important because the process . establishes scores on the test that can be compared to the scores of future test takers.
Standardization or standardisation is the process of implementing and growing technical standards primarily based at the consensus of various events that include corporations, users, interest businesses, standards corporations and governments.
Standardization is the procedure of growing, selling and likely mandating requirements-primarily based and like minded technology and procedures inside a given industry. standards for technology can mandate the nice and consistency of technology and make certain their compatibility, interoperability and protection.
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How has Thanksgiving changed over the years?
Thanksgiving has changed over the years as the first thanksgiving meal was prepared 100% by women only four of them, to be exact. Today, the duties are split a little more evenly with 84% of men helping with the meal in some way, and 42% of men cooking the actual turkey.
Thanksgiving is a national holiday celebrated in the United States, Canada, Grenada, Saint Lucia, and Liberia on different dates. It was born as a day of thanksgiving for the blessings of the previous crop and year. Most religions have thanksgiving prayers and elaborate rituals of gratitude after the harvest and on other occasions.
The origins of Thanksgiving in North America can be traced back to an English tradition dating back to the Protestant Reformation. It also incorporates elements of harvest celebrations, despite the fact that the New England harvest takes place before the end of November, the date on which Thanksgiving is currently celebrated.
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the cult of domesticity: group of answer choices led to a decline in birthrates. was based on the idea that women should be less dependent upon men. represented a significant break with the idea of republican motherhood. received very little support, which is why people referred to it as a cult, or a small fringe group.
the cult of domesticity led to a decline in birthrates.
The term "Culture of Domesticity" or "Cult of True Womanhood" is used by historians to refer to what they believe to have been the dominant value system among the upper and middle classes in the United States throughout the 19th century. This value system placed a strong emphasis on new conceptions of femininity, the woman's place in the house, and the interplay between work and family. Piety, purity, domesticity, and submissiveness were the four cardinal virtues that "true women" were supposed to exhibit. The idea was based on the woman being the focal point of the household and being referred to as "the light of the home."
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for richard taylor, what is about the 'soul' that enables a creature that is physiologically complex to become a person?
As Taylor memorably concludes, "The which means of life is from within us, it is no longer bestowed from without, and it a long way exceeds in each its splendor and permanence any heaven of which guys have ever dreamed or yearned for.”
Which of the following believes that the bodily world is the creation of the mind?The thesis of physicalism is that the thought is phase of the fabric (or physical) world. Such a role faces the trouble that the thought has sure homes that no other material aspect appears to possess.
Who is the truth seeker stated that human person as having a body and mind?One of the deepest and most lasting legacies of Descartes' philosophy is his thesis that idea and physique are actually distinct—a thesis now referred to as “mind-body dualism.” He reaches this conclusion by means of arguing that the nature of the thinking (that is, a thinking, non-extended thing) is absolutely one of a kind from that of the body
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https://brainly.com/question/24793479#SPJ4sociologists must consider the potential physical and emotional risks that participants may be exposed to during a research study. which issue does this consideration address?
The issue that Sociologists must consider the potential physical and emotional risks that participants may be exposed to during a research study is Ethical Standards.
What are Ethical Standards ?In order to explain the organization's core moral beliefs, its founders devised a set of standards known as its ethical standards. The framework provided by this code can be utilized as a guide for making decisions.
What is the purpose of Ethical Standard?The culture of a company is significantly influenced by these Principles. Insofar as their connection with the company is concerned, they set the standards of conduct that owners and senior executives anticipate from both employees and suppliers. These ideals shall be promoted and upheld vigorously through a Corporate governance structure. The main method for doing this is behavior modeling, which requires senior executives to behave as mentors for lower-level staff.
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chris is studying fingerprint patterns as part of an investigation. he is able to determine that the pattern has two type lines and two deltas. what type of pattern is chris studying?
Chris is studying fingerprint patterns as part of an investigation. he is able to determine that the pattern has two type lines and two deltas. The type of pattern is Chris studying is Whorl.
Everybody has a whorl in their hair on the crown of the top and for the maximum element, they generally grow clockwise or counterclockwise. Maximum patients check with hair whorls as “bald spots,” however technically, they are now not the same. Bald spots are usually resulting from genetic male sample hair loss.
The gynoecium is the innermost whorl of a flower; it includes (one or more) pistils and is commonly surrounded by the pollen-producing reproductive organs, the stamens, collectively called the androecium.
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freud posited three levels of consciousness in which of his concepts?
Freud posited three levels of consciousness in his topographic model.
According to Freud's Topographical Model, most of what we go through in life has unconscious underpinnings in the form of emotions, beliefs, sentiments, and impulses. He thought that our unconscious holds the majority of our motivations. The unconscious's function is merely one aspect of the model.
Freud held the view that our conscious contains all of the information we are aware of. The area of ourselves that is not actively conscious but that we can access if directed is our subconscious. Even though it is close to the surface, it will remain somewhat hidden unless we look for it.
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what is not an element of a contract agreement considereation based on the assent of the parties
The main components necessary for the agreement to be a legally enforceable contract are: mutual assent, expressed by a legitimate offer and acceptance; adequate consideration; capacity; and legality. In some states, a valid alternative can satisfy the requirements of consideration.
What are the five fundamental components of contracts?a proposal.
Acceptance,\consideration.
mutual obligation
capability and competence.
What is a component of a legal contract that is not?While an invitation to treat is not a necessary component of a contract, a legal contract requires that an offer be accepted. While an offer can be accepted, an invitation to treat is just a request for negotiations made by one side to the other.
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Directions: The most important philosophy to come out of the Renaissance was Humanism. This philosophy and literary movement broke from medieval religious traditions in favor of more secular subjects. Copy and paste pictures or symbols to
represent each aspect of Humanism, then write down appropriate information in each box.
Important Works?
Beliefs?
Writers and philosophers?
The three main strands of Renaissance philosophy exactly matched these three areas:humanism, political philosophy, and nature philosophy.
What was humanism's philosophy during the Renaissance?
Renaissance humanists believed that classical literature education and the promotion of civic virtue—realizing one's full potential for one's own benefit and the benefit of the society in which one lives—were crucial.
What is humanism's philosophy?
Without theism or other supernatural beliefs, humanism is a progressive philosophy of life that affirms our capacity and responsibility to lead ethical lives of personal fulfillment that aspire to the greater good. American Humanist Affiliation.
What has earned the Renaissance the most fame?
Following the Middle Ages, Europe experienced a fervent "rebirth" in terms of culture, art, politics, and business during the Renaissance.The Renaissance, which is typically referred to as taking place between the 14th and 17th centuries, promoted the re-discovery of classical philosophy, literature, and art.
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Which state did the united states annex in 1845?
Explanation:
With the support of President-elect Polk, Tyler managed to get the joint resolution passed on March 1, 1845, and Texas was admitted into the United States on December 29.
Learn at brainlyAnswer:
Texas
On December 29, 1845, Texas became the 28th state in the United States. Formerly part of Mexico, Texas had been an independent country since 1836. Since its independence, Texas had sought annexation by the U.S. However, the process took nearly 10 years due to political divisions over slavery.
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What is the name of the invasive fish species featured in thursday’s episode that are destroying local habitats in florida?.
Lionfish is the name of the invasive fish species featured in thursday’s episode that are destroying local habitats in florida.
Predator fish known as lionfish are frequently kept in home aquariums.However, these fish are frequently released into the ocean when their owners are unable to care for them any longer.A non-native species is brought into an area where it shouldn't be there by this.Due to their lack of native predators, introduced lionfish may eat fish at the top of the food chain because they are introduced to the ocean.If that were to occur, these organisms would multiply at an excessive rate, resulting in an imbalanced ecosystem.
Lionfishes are a treat for the ocean, but if they aren't controlled, they can destroy reefs and native fish stocks.Swelling, tenderness, warm skin immediately surrounding the sting site, redness, sweating, muscle weakness, and a tingling sensation are some of the symptoms that can occur after a lionfish sting and last anywhere from a few minutes to several hours.
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katherine, a socially inhibited teenager, has always been withdrawn. however, one day she voluntarily initiates and maintains a conversation with another teenager. how would a behavioral approach explain this behavior?
She has been told that if she makes touch with someone else, she will receive a prize.
What type of psychological study manipulates variables in an effort to uncover cause and effect connections?By altering the independent variable, experimental research, a type of research methodology, seeks to demonstrate cause-and-effect relationships.
Which of the following claims regarding Quillet's social psychology approach is accurate?It makes the case that understanding someone's behavior necessitates understanding the ethnic environment in which that behavior takes place.
What is the word for the phenomena where a person separates themselves from the ethnic group they were previously or are currently identified with?ethnic disassociation
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Use the excerpt below to answer the following question
Ana Nunez, a 62 year old municipal worker, says her meals often consist of just a few flour
pancakes known as arepas. Even when she does have money to buy food in the capital city's
bustling flea market, she said that "there isn't any food! instead of quality food they sell
garbage. They sell animal hides and rotten cheese"
Ana Nunez most likely lives in a county with what kind of economy:
A. Command
B. Market
C. Traditional
D. Local
Despite that Nunez have money to buy food in the capital city's bustling flea market, he could not buy his preferred goods because market sell animal hides and rotten cheese as well as low quality goods, this type of market exist in a traditional economy. The Option C is correct.
What is a traditional economy system?Basically, a traditional economic system refers to an economic system that is based on customs, history and time-honored beliefs. It is an economic system in which the traditions, customs, and beliefs help shape the goods and services the economy produces as well as the rule and manner of their distribution.
The regions that use the type of economic system are often rural and farm-based. It is also known as a subsistence economy, in which little surplus are produced and if any excess goods are made, they are typically given to a ruling authority or landowner.
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After which American holiday does Black Friday come?
After the thanksgiving american holiday does Black Friday came.
Black Friday is a colloquial term for the Friday after Thanksgiving within the usa. It traditionally marks the begin of the Christmas purchasing season within the united states. Many shops provide distinctly promoted income at discounted expenses and often open early, from time to time as early as middle of the night or maybe on Thanksgiving.
It is believed by many that the time period Black Friday derives from the idea that corporations function at a monetary loss, or are “inside the red,” until the day after Thanksgiving, when large sales eventually permit them to turn a profit, or put them “in the black.
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Are the tatement about the effect of railroad in the late 1800 true or fale?
The expanion of railway lowered the cot of hipping good. Railroad mileage increaed in the Wet, reducing the effect of ettlement on Indigenou people. The building of the railroad changed the environment of the Wet. The Trancontinental Railroad wa completed before the Civil War ended
1. The expan-sion of railways lower-ed the cost of ship-ping goods. - TRUE As a result of long-distance rail-ways covered from the East coa-st to the West coast of the United Sta-tes and its low cost of main-tenance and acci-dent
It was extens-ively used for trans-porting goods long-distance there-by lowering the cost of ship-ping goods.
2. Rail-road mileage incre-ased in the West, reducing the effe-cts of settle-ment on American Indians. - TRUE. The is true because many Ameri-cans move in and set-tle in the west which affected the settle-ment of many Ameri-can Indians.
3. The build-ing of the rail-roads changed the environ-ment of the West. - TRUE. This is true beca-use as many Americans move to the west, the west beca-me populated.
4. The Trans-continental Rail-road was completed before the Civil W-ar end-ed. - FALSE. This is false beca-use the Trans-continental Railroad was comp-leted in 1869, while the Civil w-ar en-ded in 1865.
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What is proportional representation? Explain.
Proportional Representation is a type of electoral system. In this type of system, the seats are distributed based on the proportionality of the votes that have been cast for the particular party with respect to the total votes cast for that state.
To state an example, a state, having parties A and B will have their seats divided based on the percentage of votes each party has collected. So, if party A receives 30% of the entire votes cast they will gain 30% of the seats allocated to the said state.
The proportional representation system is favored over the majoritarian (or pularity-based) approach as it allows for minorities and other divisions based on caste, creed, class, or religion that might influence a person's voting choice. Many countries apply this system in various types like New Zealand, Israel, Germany, Brazil (up until 1993), etc.
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Proportional representation is a voting system which we generally use in elections.
In proportional representation, parties will be allocated seats in proportion to the number of votes cast. In brief, we can define proportional representation as the distribution of seats in proportion to the number of votes cast.
The Main advantage of proportional representation is that the party can win the majority of the seats. If a party gets 20% by casting votes, they should get 20% seats allotted. As there can be pros and cons for everything, proportional representation has disadvantages too. One of the disadvantage is that proportional representation can reduce accountability to the voters who cast their vote.
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According to the lpc theory, a situation that has low position power, high task structure, and good leader–member relations is.
According to the LPC theory, a situation that has low position power, high task structure, and good leader-member relations is Organizational structure.
A real leader makes an effort to assist expand their team's abilities which will reach their complete capability. They lead with the aid of instance and set up sturdy, trusting relationships to make sure success inside the team and for the business enterprise as a whole.
Robust leadership is when you can inspire, encourage, encourage and venture your group to produce satisfactory work. Strong leadership connects a team collectively through a not-unusual motive and builds relationships within the place of work that permits effective communication, extra creativity, and higher trouble-solving competencies.
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which of the following is not a type of growth and development every person experiences throughout his or her life?
Spirituality is not a type of growth and development every person experiences throughout his or her life.
Life is the quality that distinguishes matter with biological processes, such as signaling and self-sustaining processes, from matter that does not and is determined by its ability to evolve and respond to likes, metabolism, energy metabolism and reproduction.
Many different life forms exist, such as plants, animals, fungi, protozoa, archaea, and bacteria. Biology is the science that studies life. Gene is the unit of heredity, while cell is the structural and functional unit of life.
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classify each scenario as a direct effect, density-mediated indirect effect, or trait-mediated indirect effect
The trait-mediated indirect effect is the correct answer.
Mediated means to facilitate the settlement of a dispute or produce an agreement once there's a conflict between 2 or a lot of individuals or teams by acting as AN intercessor or go-between for those parties. an individual who acts as an intermediary or go-between in this manner may be referred to as a mediator.
Modes of social mediate communication include telephone conversations, letters, electronic mail, and audio/video cassettes. the utilization of those technologies has altered relationships and created face-to-face contact avoidable. behavior that improves either the speed or the likelihood of reinforcement of a target behavior that reinforcement is arranged. Compare connected behavior; collateral behavior; interim behavior.
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Who would be best for leading department of labor
Fictional included
The person that would be the best fit for leading the department of labor would be a man that is able to understand the labor rights in the nation, one is well educated and has good people management and also a person that is disciplined.
This is a person that should be able to fight for and ensure the rights of the workers in a nation
What is the department for labor?A federal organization established in 1913, the U.S. Department of Labor (DOL) is in charge of upholding federal labor laws and ensuring workplace safety.
The DOL's objectives are to increase employment possibilities, safeguard healthcare and retirement benefits, aid companies in hiring, promote collective bargaining, and keep watch of developments.
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researchers find that when people behave in ways that are at odds with their attitudes, they report feeling negative emotion and even show activity in facial muscles connected to negative arousal. these results seem to support which theory about attitudes and behavior?
When people behave in ways that are at odds with their attitudes, they report feeling negative emotions. That seems to support the cognitive dissonance theory.
Cognitive dissonance theory is a theory in the field of psychology. According to it, when two ideas or actions are not psychologically consistent with each other (conflicting), people do everything to change them until both of them become consistent. It may occur when people seek to justify or at least explain their beliefs.
One example of cognitive dissonance is smoking. Smokers tend to use justification beliefs in order to reduce their cognitive dissonance about the negative consequences of smoking tobacco.
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identify the journal entry to record and isolate the direct materials price variance at the time the direct materials were purchased, assuming the direct materials price variance is unfavorable
The journal entry are Direct Materials Control, Direct Materials Price Variance, Accounts Payable Control.
In order to document a business transaction in a company's accounting records, a journal entry is used. A journal entry is typically recorded in the general ledger; however, it may also be recorded in a subsidiary ledger before being summarized and rolled forward into the general ledger.
The journal entry can be made up of multiple recordings, each of which is either a debit or a credit. Journal entries can be classified as either compound, adjusting, or reversing.
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why did the house of representatives vote to impeach president johnson and why wasn't he convicted
The Tenure of Office Act was the main accusation leveled against Johnson. Specifically, he had taken action to remove Edwin Stanton from his position as secretary of war and to temporarily replace him with Brevet Major General Lorenzo Thomas.
What is the house of representatives?Generally, Within Nigeria's two-chamber National Assembly, the House of Representatives is the more junior of the two houses. The Senate is the body that sits in the upper chamber.
The plurality voting method is used to choose each representative for the House of Representatives 360 seats, all of which are single-member districts. The tenure of members is for four years.
The most serious allegation that may be made against Johnson is that he violated the Tenure of Office Act.
In particular, he had taken action to oust Edwin Stanton from his position as secretary of war and install Brevet Major General Lorenzo Thomas in that role as a temporary replacement for Stanton.
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