When is a lower annual interest rate better than a low annual fee?

Answers

Answer 1

Explanation:

Lower annual interest in real terms is a relief to customers because it can go across a monthly payment like in a product purchase with a credit card. A low annual fee is just one payment that can be a certain membership of which happens only on an annual basis.


Related Questions

How do objectives make it more likely that you will reach your goals?
A. Objectives are based on others' experiences.
B. Objectives help guide your career choices.
C. Objectives provide a step-by-step path to success.
D. Objectives are the best way to assess your interests.

Answers

Answer:

C seems the most reasonable

Objectives provide a step-by-step path to success: make it more likely that you will reach your goals. Thus, option C is the correct option.

How to achieve your objectives?

You may achieve your goals by setting realistic goals for yourself to strive toward. The way objectives do this is by outlining specific actions you can take immediately to move closer to your long-term goals. An aim is a specific activity that must be taken in order to accomplish a goal, whereas a goal is a more general, longer-term, achievable conclusion.

Despite being distinct, the two terms are frequently used together when working on a project. This is due to the fact that both are necessary for project planning and execution. It enables you to put your grant's ideas into practice. Setting SMART goals ensures that the project advances, facilitates accountability and scheduling, and informs you of accomplishing what you set out to accomplish.

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Which of the following could be considered collateral for a loan? (Select all that apply.)
A. buildings
B. inventory
C. machinery
D. wages

Answers

Option B: inventory

Collateral is simply an asset, such as a car or home, that a borrower offers up as a way to qualify for a particular loan. collateral can make a lender more comfortable extending the loan since it protects their financial stake if the borrower ultimately fails to repay the loan in full.

The biggest risk of a pawn loan is that you can lose your assets if you don't repay the loan. it's especially dangerous if you back your loan with a very valuable asset like your home. It requires you to have valuable assets.

many banks and credit unions offer savings accounts, certificates of deposit (CD) funds, or secured personal loans, which are personal loans secured by your car. for this reason, these loans are sometimes referred to as mortgages. often there is no limit to these types of credits.

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Daniel wants to buy a laptop computer, and he has $300 in savings. He can purchase a new computer for $279 or a refurbished [repaired or renovated] computer for $100. What should Daniel do next?

Evaluate his decision to buy a computer.

Revise his budget to allow for a new computer.

Obtain a credit card to pay for a refurbished computer.

Review the pros and cons of the different available computers.

Answers

Answer:

Daniel debería revisar los pros y los contras de las diferentes computadoras disponibles. De esa manera, si los contras pesan más que los pros, no desperdiciaría su dinero.

Explanation:

If Daniel is ready to spend more money and value having a new computer, he might buy it for $279, leaving him with $21 in savings. Daniel could buy the used computer for $100, leaving him with $200 in savings if he wants to save money and does not need the newest features. The correct option is D.

What is a computer and its uses?

A computer is an electronic tool for handling data or information. It is capable of storing, retrieving, and processing data. You may already be aware of the fact that a computer may be used to type documents, send emails, play games, and surf the Internet.

It would be a good idea for Daniel to weigh the advantages and disadvantages of both choices, keeping in mind his needs and financial constraints as well as aspects like the warranty, dependability, performance, and features of each computer. After making a choice, he can assess his spending plan to see whether it needs to be modified.

Thus, the ideal selection is option D.

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help me please please​

Answers

Answer:

#2 is false.

Explanation:

Every person has their own taste in clothes or have their own style,Not everyone of the same race has a certain style they ALL have to dress

Which of the following is NOT an example of a revolving account?
a Auto loan
b Visa credit card
c Dillard's store card
d Gasoline company card

Answers

I guess it is c.......
I think its C im not 100% sure sorry

Describing Work Contexts for Electrical Engineers Click this link to view O*NET's Work Contexts section for Electrical Engineers. It describes the physical and social elements common to this work. Note that common contexts are listed toward the top, and less common contexts are listed toward the bottom. According to O*NET, what are some common work contexts for Electrical Engineers? Leheck all that apply. O face-to-face discussions electronic mail and telephone spend time keeping or regaining balance in an open vehicle or equipment work with work group or team O indoors, environmentally controlled Done Intro ​

Answers

Answer:

The person above is wrong A, B, D is right for edge

Explanation:

Answer: A, B, E, F

Explanation:

The average life expectancy of which type of economy is generally very high?
A.
economies with a high HDI and GDP
B.
economies with a low HDI and GDP
C.
economies with a high GDP
D.
economies with a low GDP
E.
economies with a high PPP only

Answers

Answer:

c

Explanation:

im not 100% sure but i think c is the one

what is one major disadvantage of corporations compared to other types of business organizations? A. Corporations have more legal liability for owners than other businesses B. Corporations are less likely to have specialized workers than other businesses C. corporations are more complex to start than other businesses D. corporations have a less stable life span than other businesses

Answers

Answer:

C. Corporations are more complex to start than other businesses

Explanation:

APE X got this right

One major disadvantage of corporations compared to other types of business organizations, corporations are more complex to start than other businesses. The correct option is C.

What is a corporation?

A corporation is a legal body that exists independently of its owners. Corporations have many of the same legal rights and obligations as individuals. They have the ability to enter into contracts, lend and borrow money, sue and be sued, hire personnel, own assets, and pay taxes.

Corporations are subject to double taxation and must go through several formalities in order to be formed. A corporation is required to submit a corporate tax return and pay taxes on its profits at the corporate tax rate. Dividends to shareholders are taxed at the shareholder's individual tax rate.

Therefore, corporations are more complex to start than other businesses.

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A smartphone manufacturer introduced a new device into the marketplace with pricing set according to the skimming approach. The CEO of the company reviews financial reports from the device and notes that the pricing approach used is not cost-effective for the company. How should the CEO adjust the pricing strategy for this device? ​ Group of answer choices Drop the price Increase the price Offer an everyday low price option Remarket the device under a private label Match the price to the competitions' price

Answers

Answer:

Drop the price

Explanation:

Since in the given question it is mentioned that the new product is launched as per the skimming approach but the CEO of the company recognize that the pricing approach is not cost effective so here the CEO would adjust the pricing strategy by dropping the price so that the sales of the company could be rise due to which they are able to achieve the high profits.

point) Andrea is a preschool teacher. She works with three- and four-year olds every day from 9am to 3pm. She does not work over the holidays. This is an example of a
traditional career
entrepreneurship
remote worker
non-traditional career​

Answers

Answer:

traditional career

Explanation:

Since in the given situation Andrea who is a preschool teacher and wants to work with 3-4 years old everyday having a shift of 9 am to 3 pm. Moreover, she does not work in the holidays, so this is an example of a traditional career as she is a preschool teacher so it defines the traditional career

Hence, the other options would be incorrect

what will be its effect on trade if business gets expands​

Answers

Answer:

Countries that are open to international trade tend to grow faster, innovate, improve productivity and provide higher income and more opportunities to their people.

Explanation:

Trade is central to ending global poverty.  Open trade also benefits lower-income households by offering consumers more affordable goods and services.

Hope this helped!!!

Uh is edge supposed to have blank sections? Proof is below!

Answers

Answer:

nope as long as I remember

Marci has been offered two jobs. One is for an entry-level public relations
specialist in a big city, the other is for an entry-level public relations specialist
in a smaller town. Based on just this information, what factor might help
Marci decide which job offer to accept?

Answers

Answer: The pay offered and if she’ll be able to afford the lifestyle she wants at that location.

Explanation: yes

There are two occupations that Marci could accept. One is for a young public relations professional in a large city, the income provided, and whether she will be able to afford the lifestyle she wants there.

What do you meant by public relations?

Public relations (PR) is the activity of organizing and distributing information to the general public from an individual or an organization (such as a company, a governmental body, or a nonprofit organization) in an effort to change that person's perception. Publicity is different from public relations in that publicity is not under internal control and is generated by third parties.

Public relations can be used by a business or individual to reach out to their audiences with news stories and issues of general interest without asking for money up front.

Much of the publicity comes from the media. This distinguishes it as a type of marketing communications from advertising. Instead of spending money on marketing or advertising, public relations seeks to generate or receive publicity for clients in the form of earned media.

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Bart, Inc., a newly organized corporation, uses the equity method of accounting for its 30% investment in Rex Co.'s common stock. During 20X5, Rex paid dividends of $300,000 and reported earnings of $900,000. In addition: The dividends received from Rex are eligible for the 80% dividends-received deduction. All the undistributed earnings of Rex will be distributed in future years. There are no other temporary differences. Bart's 20X5 income tax rate is 30%. The enacted income tax rate after 20X5 is 25%. In Bart's December 31, 20X5 balance sheet, the deferred income tax liability should be

Answers

Answer:

The right answer is "$9,000". A further explanation is given below.

Explanation:

The given values are:

Rex paid dividends,

= $300,000

Reported earnings,

= $900,000

Investment,

= 30%

Taxable rate applicable,

= 25%

Now,

Throughout the future years, the amount of dividends taxable will be:

= [tex](900,000 - 300,000)\times 30 \ percent[/tex]

= [tex]180,000[/tex] ($)

Dividends received deduction will be:

= [tex]180,000\times 80 \ percent[/tex]

= [tex]144,000[/tex] ($)

then,

Net taxable dividend will be:

= [tex]180,000-144,000[/tex]

= [tex]36,000[/tex]

hence,

Deferred tax liability will be:

= [tex]36,000\times 25 \ percent[/tex]

= [tex]9,000[/tex] ($)

Although only certain leases are currently accounted for as a sale or purchase, considering all leases to be sales or purchases can be justified theoretically. The principal reason that supports this idea is that______________.
A. all leases are generally for the economic life of the property, and the residual value of the property
B. at the end of the lease is minimal at the end of the lease, the property usually can be purchased by the lessee
C. a lease reflects the purchase or sale of a quantifiable right to the use of property
D. during the life of the lease, the lessee can effectively treat the property as if it were owned

Answers

Answer:

A lease reflects the purchase or sale of a quantifiable right to the use of property

Explanation:

Sale

This is commonly known as the transfer of title, deeds from seller to buyer for a price

Purchase

This is simply defined as the buying of title, deeds from seller for a fixed price.

Lease

This is the transfer of right to possession and use in return for some consideration.

It is als refered to as contractual agreement. This agreement is between a lessor and a Lessee. The lessor gives or conveys the right to use real or personal property or asset while the lessee is the one agrees to pay periodic rents over a time period.

The means of Lease payments include fixed payment, variable payments based on an index, bargain purchase option and guaranteed residual value.

If the stock turnover rate for your industry is 3, how many months' worth of inventory should you keep in stock at all times? (a) 2. (b) 3, (c) 4,
(d) 9.

Answers

Answer:

2

Explanation:

An income statement shows the
production of capital. Which of the
following questions would an
income statement answer?
A. What are our expenses?
B. What are we spending our money on?
C. Where are we getting our money?
D. When will the money arrive?

Answers

Answer:b

Explanation:

The financial aid packages for three students are shown. Which student will have to repay the least amount?​

Answers

Answer:

Tyler will have to repay the least amount

Explanation:

Tyler (loan = $1400) has the least loan amount  as compared to both Kierra (loan = $2500) and Jaden (loan = $3700). Tyler extract his fees from the financial aid package components.

The smaller the loan, the smaller is the repayment amount. Hence, Tyler will have to repay the least amount

Answer:

Tyler

Explanation:

The reason why is because Kierra has to pay back $ 2,500 if you look at her loan section.  You do not repay Scholarships, grants, and work study.  Next Tyler only has $1,400 in his loan section that is why his is the least.  Lastly Jaden has $3,700 in his loan section so he has to pay back $3,700

You are contemplating adding direct selling activities to your existing bricks-and-mortar retail business to increase sales. You are concerned, however, that the negative aspects of direct selling outweigh the positive. Which of the following is a negative aspect of direct selling that you must mitigate in some way to be successful? a. Customers get personal attention. b. Products are presented at convenient locations for customers. c. Products are presented at convenient times for customers. d. Direct selling is a less expensive form of retailing.

Answers

Answer: It may be more expensive and time-consuming than using an intermediary

Explanation:

Direct sales activities could be described as a firm using individuals to sell their product at the location of the customer's. The sales person would take the product to both prospective and already existing customers and tilt a way to sell the product. One of the things to consider in business is how to cut cost of doing business and still being able to deliver. Using direct sales method would actually work but would be expensive engaging those who would carry out the job whom you will place on salaries.

Which level of the legal environment oversees intellectual property laws?Which level of the legal environment oversees intellectual property laws?

Answers

Answer:

Intellectual property means the rights to dispose of works, inventions and other results of the process of human creativity, research and thought. These are the various results of more or less original ideas, instructions and solutions. Due to its intangible nature, only what is considered appropriate by the company for protection by law can be considered intellectual property, so it should generally be the results of creation, research or other activities that are sufficiently unique or original. The value of intellectual property rights is usually less difficult to determine than for physical property, it depends mainly on the degree of their subsequent use and benefit for individuals or society and the ability to support further creations.

HELP!!! When consumers are in the _[blank]_stage of the buying process, they are trying to decide between a few different options.
Which best completes the sentence?

need recognition

information search

evaluation of alternatives

Answers

Answer:

I believe it's the second one:

Information search

Theo, Diana, and Teddy, who work for different organizations, are comparing the diversity makeup of their respective companies. Theo states that in his workplace there are few minority employees and most of them have low-status jobs. In contrast, Diana states that her company values diversity and seeks to fully integrate gender, racial, and minority group members, both formally and informally. Finally, Teddy states that his organization also has a diverse workforce and that it uses affirmative action to manage it, however, he says that most minority employees are placed in similar job positions.
4When Teddy says that the company he works for has a diverse workforce and uses affirmative action to manage it, but that most minority employees are placed in similar job positions, he is describing a organization | I
A) bureaucratic
B) pluralistic
C) multinational
D) multicultural
E) monolithic
Diversity training programs attempt to identify and reduce
A) communication problems.
B) racist employees in the workplace.
C) hate speech
D) hidden biases
E) diversity issues

Answers

Answer:

1 - D) multicultural organization

2 - E) diversity issues

Explanation:

Diversity and equality is a major issue in most of the organizations. The Human resource department needs to maintain equality among all staff so that none of the staff member is demotivated or feels discriminated. In the given scenario the company has multi culture setup in which formal and informal discussions take place.

In the market for widgets, the supply curve is the typical upward-sloping straight line, and the demand curve is the typical downward-sloping straight line. The equilibrium quantity in the market for widgets is 200 per month when there is no tax. Then a tax of $5 per widget is imposed. The price paid by buyers increases by $2 and the after-tax price received by sellers falls by $3. The government is able to raise $750 per month in revenue from the tax. The deadweight loss from the tax is ____________

Answers

Answer:

the deadweight loss from the tax is $125

Explanation:

The computation of the deadweight loss from the tax is shown below:

After tax quantity is

= $750 ÷ $5

= 150 widgets

And, the deadweight loss from tax is

= 0.5 × [$5 × (200 - 150)]

= $125

Hence, the deadweight loss from the tax is $125

The same would be considered and relevant too

Kent works in the public relations department of his company. He sends a news release about a new product offering to several newspapers and television stations. Kent knows from past experience that even when the media use his news releases, they often release the information at inopportune times. They will also sometimes cut out what Kevin believes are the most important points to make the news fit. However, Kent accepts these disadvantages because free publicity offers the advantage of

Answers

Answer:

The answer is "credibility".

Explanation:

In this scenario, free advertising offers a reputation benefit. When this journal advertises openly, it's also considered reliable by the targeted customers like, it is in news form while charging something. Therefore, Kent finds that improper transmission of time information to be a drawback since it recognizes that its product and company would still be credible.

People are known to have different qualities. Kent accepts these disadvantages because free publicity offers the advantage of Credibility.

Credibility is known to be a characteristic of an individual who is said to be noted by others to be a trusted advisor, believable, and confident as they tend  to show a high level of expertise in a specific field.

A lot of traits are said to be of influential behaviors are known to be linked with with high credibility. Kent acceptance shows that free publicity gives some measure  of Credibility.

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The pre-approved amount of money that a bank is willing to lend a credit card holder is the credit __________. A. Balance B. Rating C. History D. Limit

Answers

Answer:

Limit

Explanation:

Answer:

D. Limit

Explanation:

Discovering a treatment for lung cancer would most satisfy which of these personal benefits of work?

Answers

Answer:

4 ling cancer u have to have the right medicine

$7,700 net monthly income - What amount would you use for needs for the month? *

Answers

1672. 84839 jsusklzudlekfikgld

Matching terms [10 min]

Consider the following terms:

a. Flexible Budget

b. Flexible Budget Variance

c. Sales Volume Variance

d. Static Budget

e. Variance

Consider the following definitions:

——— 1. A summarized budget for several levels of volume that separates variable costs from fixed costs.

——— 2. The budget prepared for only one level of sales volume.

——— 3. The difference between an actual amount and the budget.

——— 4. The difference arising because the company actually earned more or less revenue, or incurred more or less cost, than expected for the actual level of output.

——— 5. The difference arising only because the number of units actually sold differs from the static budget units.

Requirement

1. Match each term to the correct definition.

Answers

Answer: See explanation

Explanation:

1. Flexible budget

A flexible budget is referred to as a budget that adjusts with the changes in volume.

2. Static budget

This is the budget that's prepared for just one sales volume level.

3. Variance

The difference between an actual amount and the budget is referred to as the variance.

4. Flexible budget variance

Flexible budget variance is the difference between the actual results that are gotten and the results that are gotten through the flexible budget model.

5. Sales volume variance

This is the difference between the actual units that are sold and the expected number of units that are sold, which is then multiplied by budgeted price per unit.

To force the value of the British pound to depreciate against the dollar, the Federal Reserve should: Group of answer choices sell dollars for pounds in the foreign exchange market and the Bank of England should sell dollars for pounds in the foreign exchange market. sell pounds for dollars in the foreign exchange market and the Bank of England should sell pounds for dollars in the foreign exchange market. sell dollars for pounds in the foreign exchange market and the Bank of England should sell pounds for dollars in the foreign exchange market. sell pounds for dollars in the foreign exchange market and the Bank of England should sell dollars for pounds in the foreign exchange market.

Answers

Answer:

sell pounds for dollars in the foreign exchange market and the Bank of England should sell pounds for dollars in the foreign exchange market.

Explanation:

The Federal Reserve System ( popularly referred to as the 'Fed') was created by the Federal Reserve Act, passed by the U.S Congress on the 23rd of December, 1913. The Fed began operations in 1914 and just like all central banks, the Federal Reserve is a United States government agency.

Generally, it comprises of twelve (12) Federal Reserve Bank regionally across the United States of America.

Depreciation can be defined as the reduction of cost of a fixed asset systematically until the value of the asset becomes zero.

A foreign exchange market can be defined as type of market in which the currency of one country is converted into that of another country.

For example, the conversion of dollars of the United States of America can be converted into Pounds (British) at the foreign exchange market.

Hence, to force the value of the British pound to depreciate against the dollar, the Federal Reserve should sell pounds for dollars in the foreign exchange market and the Bank of England should sell pounds for dollars in the foreign exchange market.

Which of these steps uses a third party as part of the conflict-resolution effort?


compromising

defining the problem

mediation

arbitration

Answers

Answer:

Mediation

Explanation:

Because there is misunderstanding,mediation is done because it is the act of resolving problem( also known as arbitration)

Answer:

mediation and arbitration

Explanation:

got a 100 on my quiz

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Help plsss to hard and I hate studyisland If a state makes a law that is contrary to the Constitution, who declares that it is unconstitutional? A. President B. Congress C. Supreme Court Pls help me asap thx alot I know the answer already but can someone explain it please 2187= 3^xAnswer is x=7 The pre-approved amount of money that a bank is willing to lend a credit card holder is the credit __________. A. Balance B. Rating C. History D. Limit In 1860 Lincoln was elected President .South Carolina believed he would end slaveryso they decided todo nothingdeclare war on the Northgive up their slavesSecede or leave the Union What are the reasons for which people deposit money in a bank? Put the following in order from least to greatest. -34.5,-34.75,-34 1/4,-34 In devil's arithmetic why do the girls make their numbers mean things? What purpose does it serve for them? (Answer in 2-3 complete sentences.) How much did the U.S. spend on health care in 2013 Two less than five times a number is equal to 10 more than seven times the number. What is the number? Alexa is giving her 2-year-old child cough medicine. The directions on the label say: adults and children 12 years and over - 2 teaspoons every 4 hours; children under 12 years - do not use. How should she use this medication? Are the triangles shown below similar to one another? Please help! I will give brainliest! What is the value of x and y? 5 Find the area of the polygon.$ cm9 cm2 emA 45 cmB. 90 cmC. 94.5 cmD. 72 cmHELP PLEASE The equation -x^2+4x-4=0 has no solutionsa. trueb. false Place these events in the correct order of occurrence in the muscle contraction: End plate potential triggers an action potential Transverse tubules convey action potentials into the interior of the muscle fiber Acetylcholine binds to receptors on the motor end plate Calcium is released from the sarcoplasmic reticulum Ligand-gated channels open leading to depolarization Calcium ions bind to troponin, which then moves tropomyosin PLS ANSWER FAST WILL GIVE BRANLIEST Anyone know wat 792 divided by 5 is?