When consumers swipe a card, either debit or credit, to make a transaction with a merchant, the merchant pays an interchange fee to the card-issuing bank. Generally, the interchange fee for a debit card is 1% of the purchase amount, while for a credit card it is 1.6% of the purchase amount. In 2009, the average interchange fee was 44 cents. In December 2010, the Federal Reserve proposed capping that interchange fee to 12 cents per transaction. Who are the three primary stakeholders in this proposal, and what do you predict their positions will be relative to this proposal?

Answers

Answer 1

Answer:

The three primary stakeholders are the banks, the merchants, and the consumers.

Banks = Against, since this would mean that they will be receiving less

Merchants = For, since they would be paying less

Consumers = Generally unaffected. But I believe they would be more against the proposal because if interchange fees are capped, then the banks will find other ways to retrieve the lost revenues by other means, such as increasing the interest or etc.


Related Questions

What is the purpose of the separation of powers?
A. to keep ordinary citizens involved in politics
B. to prevent any branch from dominating the government
C. to distribute work between state and federal levels of government
D. to ensure that every president is supported by the majority of people and the majority of states

Answers

Answer:

B. to prevent any branch from dominating the government

Answer:

What is the purpose of the separation of powers?

A. to keep ordinary citizens involved in politics

B. to prevent any branch from dominating the government

C. to distribute work between state and federal levels of government

D. to ensure that every president is supported by the majority of people and the majority of states

Which quote from the Declaration of Independence shows that the colonists were influenced by John Locke's idea of natural rights?
"A decent respect...requires that they should declare the causes which impel them to the separation."

"Governments long established should not be changed for light and transient causes."

"They are endowed by their creator with certain unalienable rights."

"To prove this, let facts be submitted to a candid world."

Answers

(C) "They are endowed by their creator with certain unalienable rights."

Answer:

They are endowed by their creator with certain unalienable rights

Explanation:

John Locke believed that people should have natural rights that cannot be taken away.

What is a Sentence for millitarism?

Answers

Many people will vote for the new prime minister because he believes in Militarism.

Hope this helps  

The militarism of our neighbor annoyed my peace-loving family.

Hopes this helps :)

Why did Neolithic people need to live near water?

Answers

Answer:

The Neolithic Revolution

As more and more people began living in a localized space, the need for more plant resources grew, which produced a need for more consistent water than was provided by rain.

Explanation:

NEED IT ASAP!!!!Through the idea of Mercantilism, which best explains the flow of goods?




a

Mother country produces raw goods to make colonies wealthy

b

Finished goods from the colonies are sold to the Mother Country

c

Raw goods go to the mother country, finished goods go to colonies

d

Increase trade to other countries

Answers

Answer:

D.

Explanation:

because it should Increase trade to other countries and that's mercantilism is

Which of the following statements best describes the standard living of Europe?

Answers

Answer:

nnnn

Explanation:

What is the smallest body of water we labeled on the map? *
Sea of Marmara
Ionian Sea
Mediterranean Sea
Aegean Sea

Answers

Answer: Sea of Marmara

Explanation:

What is one major difference between the government of China and Russia over due plz help

Answers

China is much more democrat than Russia. Thats all i know srry

How was Uruk economy different from the economy of catalhoyuk

Answers

Answer:

Catalhoyuk's economy was based mainly on farming. Uruk's, in contrast, was much more complex and based on both farming and trade. Workshops produced all sorts of goods, which were sold in shops on the streets. Also, Uruk merchants traveled far and wide, selling their products.

Explanation:

the northwest ordinance of 1787 addressed the issue of statehood in the nothwest territory by

a.forcing existing state to give claims to land in the torritory .
b.outlining the process for forming new states in the territory.
c. determining that the territory would be considered one large states.
d. dividing the territory into a grid and awarding it to different states.

Answers

Answer:

c

Explanation:

1. A government where the people rule through elected representative
Dictatorship
O Republic
O Theocracy

Answers

Answer:

Theocracy

Explanation:

Republic is when a handful of people are representative while Theocracy is based on a representative dictator

Correct me if I am wrong

Hope this helps

Why do you think these publications were more successful than writing to Congress about change?​

Answers

Answer:

As more than one woman angrily said, "They just don't get it. ... "I was appalled at how little they cared about how she [Anita Hill] felt," said Schroeder (Democrat, Colorado).

Explanation:

... In Congress, however, 90 percent of the lawmakers are male, 89 percent in the ... These changes would give challengers a better chance of winning.

Hope this helps!

what is the nick name for U.S

Answers

Answer: On September 7, 1813, the United States gets its nickname, Uncle Sam.

Explanation:

The nickname of the U.S. :

U.S. = Uncle Sam

Nicknames of the states in the U.S :

Alabama = Cotton State, Yellowhammer State

Alaska = The Last Frontier

Arizona = Grand Canyon State

Arkansas = Natural State

California = Golden State

Colorado = Centennial State

Connecticut = Nutmeg State, Constitution State

Delaware = First State, Diamond State

Florida = Sunshine State

Georgia = Peach State, Empire State of the South

Hawaii = Aloha State

Idaho = Gem State

Illinois = Prairie State, Land of Lincoln

Indiana = Hoosier State

Iowa = Hawkeye State, Corn State

Kansas = Sunflower State, Jayhawker State

Kentucky = Bluegrass State

Louisiana = Pelican State, Creole State, Sugar State

Maine = Pine Tree State

Maryland = Free State, Old Line State

Massachusetts = Bay State, Old Colony State

Michigan  = Wolverine State, Great Lake State

Minnesota = North Star State, Gopher State, Land of 10,000 Lakes, Land of Sky-Blue Waters

Mississippi = Magnolia State

Missouri = Show Me State

Montana =  Treasure State, Big Sky Country

Nebraska = Cornhusker State, Beef State

Nevada = Silver State, Sagebrush State, Battle Born State

New Hampshire = Granite State

New Jersey = Garden State

New Mexico = Land of Enchantment, Sunshine State

New York = Empire State

North Carolina = Tar Heel State, Old North State

North Dakota = Flickertail State, Sioux State, Peace Garden State

Ohio = Buckeye State

Oklahoma = Sooner State

Oregon = Beaver State

Pennsylvania = Keystone State

Rhode Island = Ocean State, Little Rhody

South Carolina = Palmetto State

South Dakota = The Mount Rushmore State

Tennessee = Volunteer State

Texas = Lone Star State

Utah = Beehive State

Vermont = Green Mountain State

Virginia = The Old Dominion, Mother of Presidents

Washington = Evergreen State, Chinook State

West Virginia = Mountain State

Wisconsin = Badger State, America’s Dairyland

Wyoming = Equality State

I hope this helps you out !!! UwU

HELP!!! Many scientists believe that the earliest humans originated in __________.
A. Asia
B. Africa
C. Europe
D. North America

Answers

Answer:

I think the answer would be Africa

Explanation:

This is the answer because:

1) The earliest humans were found in and human life began in Africa about 4.5 million years ago

2) As well as that, Homo sapiens were the first few humans to live on earth. They lived in Africa.

Hope this helps! :D

Answer:

its b Africa

Explanation:

;-;

What city-states fought each other during the Peloponnesian War?

Answers

Answer: Athens and Sparta

Explanation:

Hey there! I will give the following steps, if you have any questions feel free to ask me in the comments below.

Fought by the Delian League was led by Athens. The Peloponnesian League was led by Sparta. Athens attacked Sparta with a powerful Navy, while Sparta attacked with a superior army.

~I hope I helped you! :)~

Answer:

Athens and Sparta

Hope this helps

Do you believe the "rich" in America pay their
"fair share" of taxes (yes or no)?

Answers

Answer:

no they don't its a lie they just pay them off the not have to worry about it

Explanation:

What does government regulation of business achieve in a capitalist system? It increases profits for businesses. It determines supply and demand. It protects workers and consumers. It determines the means of production.

Answers

Answer: C. It protects workers and consumers. Hope this helps (:

Explanation: Right edge 2020

Answer:

Answer: C. It protects workers and consumers. Hope this helps (:

Explanation: Right edge 2020

Explanation:

A decrease in quantity demanded:
a. is illustrated by a movement upward and to the left along a demand curve.
b. increases the slope of the demand curve.
c. shifts the demand curve to the right.
d. is illustrated by a movement downward and to the right along a demand curve.
e. shifts the demand curve to the left.

Answers

Answer:

B. i think

Explanation:

Out of the choices provided above, it can be concluded that a decrease in quantity demanded is illustrated by a movement downward and to the right along a demand curve as per the law of demand. Therefore, the option C holds true.

What is the significance of law of demand?

The law of demand can be referred to or considered as the law which states that a change in price of the product leads to a change in the quantity demanded of such product in the market at any given point of time.

The law of demand is also the basis for demand curve of a product, wherein the decreasing demand is represented by a downward movement of the curve, and to the right of the graphical representation.

Therefore, the option C holds true and states regarding the significance of law of demand.

Learn more about the law of demand here:

https://brainly.com/question/14891744

#SPJ2

2. Which lists the stages of a thunderstorm in
order?

Answers

The answer would be option B: cumulus, mature, and dissipation. Hope this helps

how what Brainliest anyone how answer this get Brainliest

Answers

Answer:

answers are (top to bottom): B, C, and E

Explanation:

Answer:

I believe the answers are:

Humans migrated from North America to South America

Migration took place over 200,000 years

Humans first began migrating from Africa

Explanation:

In sexual reproduction, an offspring is produced with genes from both parents. When the offspring has a new genetic variation that it did not inherit from either parent, it is called

Answers

In sexual reproduction, an offspring is produced with genes from both parents. When the offspring has a new genetic variation that it got from neither of its parents, it is called A. a phenotype.

Why did Muslims and Christians fight wars over the area known as the Holy Land?
It was a key trade passage for goods.
It was an area with many valuable resources.
It was the area where both religions were founded.
It was where people came to study science and history.

Answers

Answer:

it was an area were both religions were found

The two religion fought over the Holy Land because it was the area where they were founded.

Let understand that "Crusades" are used to refer to battle which are fought by Muslims and Christians over the Holy Land.

The Holy Land is situated in Jerusalem in Modern Israel.

The Crusades involves series of military conflicts conducted by Christian knights to defend Christians and its empire against the Muslim forces.

In conclusion, the conflict between the both religion was to secure control of holy sites which were considered sacred by both group.

Read more about this here

brainly.com/question/1385925

The 3 idiots character and their philosophy

Answers

Answer:

Rancho = Aamir Khan

Chatur 'Silencer' Ramalingam = Omi Vaidya.

Farhan Qureshi = R.Madavan.

Explanation:

3 Idiots is a 2009 Indian Hindi-language coming-of-age comedy-drama film directed by Rajkumar Hirani, and also co-written by him with Abhijat Joshi. The film stars Aamir Khan, R. Madhavan, Sharman Joshi, Kareena Kapoor, Boman Irani and Omi Vaidya. The film follows the friendship of three students at an Indian engineering college and is a satire about the social pressures under an Indian education system. The film is narrated through parallel dramas, one in the present and the other ten years in the past.

Produced by Vidhu Vinod Chopra under the banner Vinod Chopra Films, and based on Chetan Bhagat's novel Five Point Someone: What not to do at IIT! for which author was not suitably credited, the film incorporated real Indian inventions created by Remya Jose, Mohammad Idris, Jahangir Painter and Sonam Wangchuk. It received widespread critical and commercial success upon its release on 25 December 2009. It was also the highest-grossing film in its opening weekend in India, had the highest opening day collections for an Indian film up until that point and also held the record for the highest net collections in the first week for a Bollywood film. It also became one of the few Indian films at the time to become successful in East Asian markets such as China and Japan, eventually bringing its worldwide gross to ₹3.92 billion ($90 million) — it was the highest-grossing Indian film ever at the time. The film also had a social impact on attitudes to education in India,as well as education in other Asian countries such as China.

from what story tho?

euclid,a greek man from alexandria,was most known for his work in which of the following fields

Answers

geometry
Author of Science Awakening and others. Euclid, Greek Eukleides, (flourished c. 300 bce, Alexandria, Egypt), the most prominent mathematician of Greco-Roman antiquity, best known for his treatise on geometry, the Elements.Aug 2, 2019

Which ancient civilization lived in the far North?

Answers

Answer:

The Inuit & Aleut

Explanation:

The Inuit & Aleut  are the Civilizations of the Far North.

Which mixture is a homogenous?

Answers

Answer:

The answer would be the Ice cream

Explanation

Ted made sure to slam the door as he left. He frowned as he stomped down the hallway. He didn’t deserve this! He was the one who had come clean. If he hadn’t told the principal about their plan to cheat on the math final, then they wouldn’t have been able to prove anything. Why was he the only one getting into trouble? He shouldn’t have confessed it at all! Ted was absolutely fuming.

Based on the passage above, how was Ted feeling?
A.
bored
B.
furious
C.
eager
D.
confident

Answers

Answer:

B

Explanation:

slam the door

He frowned as he stomped down the hallway. He didn’t deserve this!

Ted was absolutely fuming.

Answer:

the answer is b...

Explanation:

Which place sub or rural

Answers

Answer:

suburban

Explanation:

rural is more countryside

suburban is more city

A warm sleeping garment for infants and young children a.blanket b.chemise c.pajama d.nightgown​

Answers

Answer!

D.NightGown


Explanation:
A cotton nightgown for your child seems like a pretty simple thing to track down.

Having a lot of slaves gave the image of ___ to the outside world. talent kindness great wealth poverty

Answers

Answer:

i belive it is "great wealth". AKA C.

Explanation:

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