Answer: superior military technology
Explanation:
Superior military technology was a major factor in the conquest of the Americans. The Spaniard's horses and cannons got their soldiers afraid while the armor and the metal helmets the Spanish had protected them from arrows and spears.
The discontent and the division in the other party also helped the Spanish. The Spanish also seemed immune to certain diseases, which gave them the impression that their gods was more powerful.
Which of the following has primary responsibility for financing economic developement on behalf of the international community?a. The International Monetary Fundb. The world trade organizationc. The World Bankd. The international Fund Organization
Answer:
c. The World Bank
Explanation:
The World Bank has the primary responsibility of ensuring economic development of its member countries on behalf of the international community.
It is made up of five institutions:
The International Bank for Reconstruction and Development
The International Development Association
The International Finance Corporation
The Multilateral Investment Guarantee Agency
The International Centre for Settlement of Investment Disputes
These institutions support economic development by providing interest free loans to poor countries, promotion of foreign direct investment in developing countries, and lending to credit worthy low income countries.
Student-specific scholarships are awarded to students who
have impressive athletic accomplishments.
have impressive academic achievements.
demonstrates a specific skill
are members of a certain group.
Answer:
d
Explanation:
Answer: D
Explanation:
On Edge
The Mugger sells three types of mugs, flowers, dogs, and sports. The following information is available:________.
Total Sales Volume Selling Price Variable cost per unit Total fixed costs Flowers 25,000 $20 10 Dogs 100,000 $25 20 Sports 50,000 $10 6 $500,000
REQUIRED (show all supporting calculations):________.
1. What is the breakeven point for The Mugger?
2. Would you recommend promoting the change in product mix to 4 to 2 to 1 of flower mugs, dog mugs, and sports mugs? Why?
3. An executive summary is required.
Answer:
Flowers Dogs Sports Total
sales volume 25,000 100,000 50,000
selling price $20 $25 $10
variable cost $10 $20 $6
total fixed costs $500,000
contribution margin $10 $5 $4
weighted contribution margin = [(25,000 x $10) + (100,000 x $5) + (50,000 x $4)] / 175,000 = ($250,000 + $500,000 + $200,000) / 175,000 = $5.428571
break even point in units = $500,000 / $5.428571 = 92,105.26 ≈ 92,106 units
flowers: (25/175) x 92,106 = 13,158 units
dogs: (100/175) x 92,106 = 52,632 units
sports: (50/175) x 92,106 = 26,316 units
total = 92,106 units
break even point in $
flowers: 13,158 units x $20 = $263,160
dogs: 52,632 units x $25 = $1,315,800
sports: 26,316 units x $10 = $263,160
total = $1,842,120
currently total contribution margin is:
flowers: 25,000 units x $10 = $250,000
dogs: 100,000 units x $5 = $500,000
sports: 50,000 units x $4 = $200,000
total = $950,000
operating profit = $950,000 - $500,000 = $450,000
if the change is successful, then total contribution margin would be:
flowers: 100,000 units x $10 = $1,000,000
dogs: 50,000 units x $5 = $250,000
sports: 25,000 units x $4 = $100,000
total = $1,350,000
new operating profit = $1,350,000 - $500,000 = $850,000
So yes, I would recommend promoting the change in product mix to increase the sales of flower mugs in order to increase operating profit.
Which of the following is a part of applying for a loan? A. Verifying your income B. Negotiating an interest rate C. Signing up for a credit card D. Completing a means exam
Answer:
A & B
Explanation:
Your income is a asset to value the estimations of your loan application. The loan length, the repayments and negotiate a fixed or flexible interest rate among the loan, depending on the type.
Answer:
Verifying your income
Explanation:
You will already have to have a credit card and to talk about interest rates, you would have to be approved first.
Net income equals: Question 2 options: Cash receipts minus cash payments. Assets minus liabilities. Revenues minus cost of goods sold. Revenues minus expenses.
Answer:
Revenues minus expenses.
Explanation:
Net income = Revenue - (cost of goods sold + selling, general and administrative expenses + depreciation + net interest expense + income tax)
Revenues minus cost of goods sold gives gross profit
Assets minus liabilities gives shareholders equity
Rather than determining whether a culture has good or bad ethics, it is best to look for practical solutions to the cultural challenges of doing global business. Which of the following suggestions acknowledge different values and respect the need for moral initiative?
a. Refuse alternatives,
b. Avoid reflex judgments.
c. Don't rationalize shady decisions.
d. Embrace transparency.
Answer:
Option C
Explanation:
In simple words, Seeking options, rejecting business where it contradicts your core beliefs, and preventing the rationalisation of shady decisions can help you negotiate sometimes vague cross cultural ethics comfortably. It is often prudent to explore alternate routes.
For instance, rather than caving in to federal payments, provide non financial public sector incentives, technological knowledge or extra customer support.
Mitchell Inc. issued 40, 6%, $1,000 bonds on January 1, 2020. The bonds pay cash interest semiannually each July 1, and December 31, and were issued to yield 7%. Debt issuance costs were $800. The bonds mature December 31, 2022, and the company uses the effective interest method to amortize bond discounts and debt issuance costs.Required a. Determine the selling price of the bonds. Round amount to the nearest whole dollar. b. Prepare an amortization schedule for the full bond term. c. Prepare journal entries on the following dates. 1. January 1, 2020, bond issuance. 2. June 30, 2020, interest payment. 3. December 31, 2020, interest payment.
Answer:
a. Determine the selling price of the bonds.
we can use the approximate yield to maturity formula to determine the price of the bonds:
0.035 = {30 + [(1,000 - MV) / 5]} / [(1,000 + MV) / 2]
0.035 x [(1,000 + MV) / 2] = 30 + [(1,000 - MV) / 5]
0.035 x (500 + 0.5MV) = 30 + 200 - 0.2MV
17.5 + 0.0175MV = 230 - 0.2MV
0.2175MV = 212.5
MV = 212.5 / 0.2175 = $977
b. Prepare an amortization schedule for the full bond term.
I used an excel spreadsheet because there is not enough room here
c. Prepare journal entries on the following dates.
1. January 1, 2020, bond issuance.
Dr Cash 38,280
Dr Credit issuance cost 800
Dr Discount on bonds payable 920
Cr Bonds payable 40,000
2. June 30, 2020, interest payment.
Dr Interest expense 1,368
Dr Debt issue expense 146
Cr Cash 1,200
Cr Discount on bonds payable 168
Cr Credit issuance cost 146
[($40,000 - $920) x 3.5%] - $1,200 = $168
($168 / $920) x $800 = $146
3. December 31, 2020, interest payment.
Dr Interest expense 1,374
Dr Debt issue expense 151
Cr Cash 1,200
Cr Discount on bonds payable 174
Cr Credit issuance cost 151
[($40,000 - $752) x 3.5%] - $1,200 = $174
($174 / $920) x $800 = $151
What other types of auditing careers are available to those who are qualified?
Answer:
Performing Forensic accounting, a compliance audit, operational audit, a financial statement audit etc.
Explanation:
The other types of auditing career available to those who are qualified are performing forensic accounting, operational audit, a financial statement audit, risk assessment service, a compliance auditing etc.
Operational audit. Here, an auditor examines an organization's operation processes, with a view to providing improvement in its operations in terms of efficiency and effectiveness.
Forensic accounting . This type of auditing involves an auditor, using his or her investigative skills, auditing skill to unravel or investigate transactions that are suspicious mostly as a result of dispute or litigation.
Compliance audit. In this type of audit practise, an auditor ensures that various he reviews various regulatory policies, whether they are complied with by his or her organization.
Financial statement audit. Here, an external auditor examines the financial statement of a company together with its notes by attesting to whether the statements are fairly prepared .
Classify each of the following costs as relevant or irrelevant to the decision at hand and briefly explain your reason. a. The purchase price of the old computer when replacing it with a new computer with improved features b. The cost of renovations when deciding whether to build a new office building or to renovate the existing office building c. The original cost of the current stove when selecting a new, more efficient stove for a restaurant d. Local tax incentives when selecting the location of a new office complex for a company’s headquarters e. The fair market value (trade-in value) of the existing forklift when deciding whether to replace it with a new, more efficient model f. Fuel economy when purchasing new trucks for the delivery fleet g. The cost of production when determining whether to continue to manufacture the screen for a smartphone or to purchase it from an outside supplier h. The cost of land when determining where to build a new call center i. The average cost of vehicle operation when purchasing a new delivery van j. Real estate property tax rates when selecting the location for a new order processing center
Answer:
a. The purchase price of the old computer when replacing it with a new computer with improved features - Irrelevant cost
Sunk costs are considered irrelevant and the price of the old computer is a sunk cost as it has already been incurred.
b. The cost of renovations when deciding whether to build a new office building or to renovate the existing office building - Relevant
The cost of renovations will help the company decide which alternative is cheaper between building a new office or renovating.
c. The original cost of the current stove when selecting a new, more efficient stove for a restaurant. - Irrelevant
Like the first, this is a sunk cost so it is irrelevant.
d. Local tax incentives when selecting the location of a new office complex for a company’s headquarters. - Relevant
Local tax incentives could reduce cost of operation so is relevant when choosing headquarter location.
e. The fair market value (trade-in value) of the existing forklift when deciding whether to replace it with a new, more efficient model. - Relevant
The existing machine can be traded in for part of the cost of a new one using its market value to reduce the cost of the new one. It is relevant.
f. Fuel economy when purchasing new trucks for the delivery fleet. - Relevant.
Higher fuel economy can reduce cost of transportation so is a relevant cost.
g. The cost of production when determining whether to continue to manufacture the screen for a smartphone or to purchase it from an outside supplier. - Relevant.
This is a relevant cost because the it will help the company decide the cheaper alternative.
h. The cost of land when determining where to build a new call center. - Relevant.
Some land will be in areas that will have higher real estate prices. Your preferred cost of land will help determine which areas to look for locations in.
i. The average cost of vehicle operation when purchasing a new delivery van. - Relevant.
If this cost is too high it will increase expenses. It is a relevant cost to note for cost maximisation.
j. Real estate property tax rates when selecting the location for a new order processing center. - Relevant
Real estate taxes need to be known so that cost estimation can be made on the order processing center.
The company could issue preferred stock. The stock sells for RM105, however if new stock is issued, the company would receive only RM88. The par value of the stock is RM100 and the dividend is RM10. What is the cost of capital for the preferred stock to the company?
Answer: 11.36%
Explanation:
The Cost of capital is calculated as;
= (Dividend rate / Net Stock price) * 100
= (10 / 88) * 100
= 11.36%
Net Stock price is used as it shows a more accurate depiction of the cost of capital since it uses the actual amount that the company received.
Answer:
11.36%
Explanation:
Wnich of these skills is the cognitive ability to see the organization as a whole and the relationship amon parts? a. Human b. Resource allocation c. Conceptual d. Negotiation e. Technical
Answer:
c. Conceptual
Explanation:
The skill that best suits the cognitive ability to see the organization as a whole and the relationship between the parties is the conceptual skill.
This is an essential skill for managers who will manage the systems that comprise the organization, because through conceptual skill it is possible to learn through experience, planning, innovation through ideas and solutions, which can help the manager to order the leadership and decision-making process effectively for the company as a whole, in addition to facilitating the process of assertive communication aimed at employee engagement and other variables that promote continuous improvement in the company.
One billion hours of labor are available for making products in Mandovia, and 2 billion hours of labor are available for making products in Ducennia. In a no-trade world, let’s assume that half the labor in each country gets used to make each product. Calculate the output of rotids and taurons, rounding to one decimal place.
Answer:
Mandovia
Rotid
Mandovia total labor hours is 1 billion which is to be divided equally to make one product so 500 million hours per product. It takes 50 hours to make one rotid so with 500 million;
= 500,000,000/50
= 10,000,000 rotids
Taurons
= 500,000,000/100
= 5,000,000 taurons
Ducennia
Rotids
Ducennia total labor hours is 2 billion which is to be divided equally to make one product so 1 billion hours per product. It takes 150 hours to make one rotid so with 1 billion hours will be;
= 1,000,000,000/150
= 6,666,666.7
= 6.7 million rotids
Taurons
= 1,000,000,000/20
= 50,000,000 taurons
Telecommunications equipment manufacturers in the USA sell their products to people who live in Canada. Is Canada an export?
Answer:
FALSE
Explanation:
NO Canada is NOT an export because the Telecommunications equipment was produced in USA and not in CANADA which means that the USA is an export because USA manufactured or produced the TELECOMMUNICATIONS EQUIPMENT which was then sold to another country which is Canada, Based on this we can defined EXPORT as a trade that occur between two countries in which a country produced good or service in which such goods or service produced by this country is been sold to another country just as in the case of USA which produced Telecommunications equipment which was then sold to Canada which means that the USA which is the manufacturer of the Telecommunications equipment sold to Canada is the EXPORT.
Example of TELECOMMUNICATIONS EQUIPMENT include the following;
Routers,Telecommunication towers, Switches among other.
How do financial institutions help with risk-bearing?
Answer:
A, B and D
Explanation:
The financial institution help with respect to risk bearing in the following ways
1. The risk should be spread with the help of pooling the premium and the claim should be paid with respect to accident, fire, etc
This results in spreading the financial risk
2. Mutual funds and the pension funds should be spread among various stocks and bonds so that the risk could be spread rather limited to one company
3. The risk should be spread among various clientele
Therefore the option A, B and is correct and C is in correct as the investment companies do not deny in case when it would meet the risk and returns objectives
Use future value and present value calculations to determine the following: (a) The future value of a $660 savings deposit after eight years at an annual interest rate of 3 percent. Use Exhibit 1-A. (Round time value factor to 3 decimal places and final answer to 2 decimal places.) (b) The future value of saving $1,660 a year for five years at an annual interest rate of 6 percent. Use Exhibit 1-B. (Round time value factor to 3 decimal places and final answer to 2 decimal places.) (c) The present value of a $2,310 savings account that will earn 3 percent interest for four years. Use Exhibit 1-C. (Round time value factor to 3 decimal places and final answer to 2 decimal places.)
Answer:
a. $836.07
b. $9,357.57
c. $8586.50
Explanation:
The formula for calculating future value:
FV = P (1 + r)^n
FV = Future value
P = Present value
R = interest rate
N = number of years
$660(1.03)^8 = $836.07
b. The formula for calculating future value of an annuity = A (B / r)
B = [(1 + r)^n] - 1
(1.06)^5 - 1 = 0.338226
( 0.338226 / 0.06) x $1,660 = $9,357.57
c. Present value can be found using a financial calculator
Cash flow each year from year 1 to 4 = $2310
i = 3%
present value = $8586.50
To find the NV using a financial calculator:
1. Input the cash flow values by pressing the CF button. After inputting the value, press enter and the arrow facing a downward direction.
2. after inputting all the cash flows, press the NPV button, input the value for I, press enter and the arrow facing a downward direction.
3. Press compute
There is is an acronym that helps you analyze business communication situations. What does each letter in the acronym stand for?A. planning, audience, information, debate, objections, contextB. planning, audience, identity, benefits, contextC. purpose, audience, information, benefits, objections, contextD. None of the above.
Answer:
D. None of the above.
Explanation:
The more likely acronym that is been referred to here which helps one analyze business communication situations is ACE, which stands for;
A- Analyzing,
C- Composing, and
E- Evaluating.
Thus, since this isn't among the options, the correct answer is option D.
Assume that for John Paxton, a soybean producer from Iowa, the only source of farm income is from the production of soybeans. Paxton produced 100,000 bushels of soybeans in 2014, receiving $8 per bushel. Assuming this producer had pro- duction expenses of $300,000, and assuming the CPI for 2014 was 2.00, his real farm income for 2014 was:_______ a. $250,000.b. $500,000. c. $800,000. d. can't tell; insufficient information
Answer:
A. $250,000
Explanation:
Real farm income can be calculated by dividing Nominal income by CPI for calculation data is given in the question.
DATA
Price per bushel = $8
units produced in 2014 = 100,000
Expense = 300,000
CPI = 2
Solution
Nominal income in 2014 = 8x100,000
Nominal income in 2014 = $800,000
Farm income = nominal income - expenses
Farm income = 800,000 - 300,000
Farm income = $500,000
real income = nominal income / CPI
real income = 500,000/2
real income = $250,000
Baldwin Printing Company uses a job order costing system and applies overhead based on machine hours. A total of 150,000 machine hours have been budgeted for the year. During the year, an order for 1,000 units was completed and incurred the following:"Direct material costs $1,000Direct labor costs 1,500Actual overhead 1,980Machine hours 450The accountant calculated the inventory cost of this order to be $4.30 per unit. The annual budgeted overhead in dollars was;__________a) $577,500b) $600,000c) $645,000d) $660,000
Answer:
total estimated overhead costs for the period= $600,000
Explanation:
First, we need to determine the allocated overhead for the order:
Total cost= direct material + direct labor + allocated overhead
4,300= 1,000 + 1,500 + allocated overhead
allocated overhead= 4,300 - 1,000 - 1,500
allocated overhead= 1,800
Now, we can determine the allocation rate:
Allocated MOH= Estimated manufacturing overhead rate* Actual amount of allocation base
1,800= Estimated manufacturing overhead rate*450
1,800/450= Estimated manufacturing overhead rate
Estimated manufacturing overhead rate= $4 per machine hour
Finally, the budgeted manufacturing overhead:
Predetermined manufacturing overhead rate= total estimated overhead costs for the period/ total amount of allocation base
4= total estimated overhead costs for the period/150,000
$600,000= total estimated overhead costs for the period
Maria Gomez owns and manages a consulting firm called Accel, which began operations on December 1. She asks us to assist her with some financial reporting questions
Question Completion:
Financial data:
Unearned revenue 3,600
Notes payable 2,800
Accounts payable 4,800
Advertising expense 2,800
Rent expense 4,000
Salaries expense 6,000
Utility expense 2,400
Consulting revenue 34,000
Rental revenue 7,000
Accounts receivable 10,000
Cash 12,000
Equipment 10,200
Notes receivable 5,000
Prepaid insurance 2,000
Supplies 3,000
Common Stock 9,200
Dividends 4,000
Prepare Income Statement, Statement of Retained Earnings, and Balance Sheet as of December 31.
Answer:
Accel Consulting Firm (owned and managed by Maria Gomez)
a. Income Statement for the month ended December 31:
Consulting revenue $34,000
Rental revenue 7,000
Total Revenue $41,000
Less expenses:
Advertising expense 2,800
Rent expense 4,000
Salaries expense 6,000
Utility expense 2,400 15,200
Net Income $25,800
b. Statement of Retained Earnings for the month ended December 31:
Net Income $25,800
Dividends 4,000
Retained earnings, Dec. 31 $21,800
c. Balance Sheet as of December 31:
Assets:
Cash $12,000
Accounts receivable 10,000
Notes receivable 5,000
Prepaid insurance 2,000
Supplies 3,000
Equipment 10,200
Total Assets $42,200
Liabilities:
Unearned revenue $3,600
Notes payable 2,800
Accounts payable 4,800
Total Liabilities $11,200
Common Stock 9,200
Retained earnings 21,800
Total liabilities + Equity $42,200
Explanation:
Accel's income statement is a summary of the temporary accounts, which are not carried forward in the next accounting period. They are used to calculate the profit performance of the consulting firm. They include the revenues and the expenses incurred for generating the revenue.
Accel's statement of retained earnings shows the difference between the net income generated over the years for a business that has been in operation for years and the payouts from the net income in form of dividends to stockholders. For Maria Gomez's consulting business, the retained earnings statement shows what is remaining after paying dividend for the month of December to Gomez.
Accel's balance sheet is the final financial statement that is needed to be prepared to show the financial position of the firm. It shows what the firm owns as assets and the value that the firm owes other creditors for services not paid for or not yet rendered and the equity value for the stockholder, Maria.
You can buy property today for $2.1 million and sell it in 6 years for $3.1 million. A. If the interest rate is 11%, what is the present value of the sales price?
B. What is the present value of the future cash flows, if you also could earn $110,000 per year rent on the property?
Answer:
Present value of sales price = 465,395.16
Present Value of future cash flow= 465,359.16
Explanation:
The present value of a sum expected in the future is the worth today given an opportunity cost interest rate. In another words ,it is amount receivable today that would make the investor to be indifferent between the amount receivable today and the future sum.
The present value of a lump sum can be worked out as follows:
PV = FV × (1+r)^(-n)
Present Value of sales price= 3.1 × 1.11^(-6) =1.65739
Present Value=165,738.65
Present Value of an annuity of 110,000 for 6 years:
PV = A × 1- ( (1+r)^(-n))/r
PV = 110,000× (1-1.11^(-6))/0.11= 465,359.16
PV = 465,359.16
On January 1, 2015, East Lansing, Inc, issues $2,000,000 of 10 percent, 5-year bonds that pay interest of $100,000 semiannually. The market rate is 8 percent at the time of issuance. The issue price of the bonds is:____a. $1,852.810 b. $1888,970 c. $1.999.970 d. $2,162.290
Answer:
The answer is option D
Explanation:
The bond can be issued at par, at a discount or at a premium depending on the coupon rate and the market interest. The price of the bond which pays semi annual coupon can be calculated using the formula of bond price. The formula to calculate the price of the bond is attached.
First we need to determine the semi annual coupon payment, periods and YTM.
Semi annual coupon payments = 2000000 * 0.1 * 6/12 = 100000
Semi annual periods = 5 * 2 = 10
Semi annual YTM = 0.08 * 6/12 = 0.04
Bond Price = 100000 * [(1 - (1+0.04)^-10) / 0.04] + 2000000 / (1+0.04)^10
Bond Price = $2162217.916
The price of the bond is thus $2162290 approx. The difference in answers is due to rounding off.
Marketing objectives should be all of the following EXCEPT:________.
a. realistic
b. measurable
c. time specific
d. abstract
e. comparable against a benchmark
f. Marketing objectives should be all of these.
Answer:
d. abstract
Explanation:
Marketing objectives are the goals that a marketing team hope to achieve.
The Marketing objectives should be realistic, it should be an objective that should be achievable given the resources, circumstances of the product, marketing team and environment.
Marketing objectives should be measurable. There should b a yardstick against which objectives can be measured. e.g. a marketing team can have an objective to sell 50 of the company's product in a day
Time specific : there should be a time by which the marketing team hopes to achieve their objectives e.g. the team plans to sell the a company's product in a week.
If Marketing objectives is abstract, there would be no guideline for the marketing team to follow and the team wont achieve their objectives. Marketing objectives has to be clear, precise and concise.
Why is a manufacturer's sales branch considered part of the wholesaling industry?
A. Because it is located at the producer's factory
B. Because it is a limited-function wholesaler
C. Because it does the work of a wholesaler
D. Because it is a type of warehouse club
Answer:
C
Explanation:
i believe the answer is C
The reason that the manufacturer's sales branch is considered part of the wholesaling industry is that it does the work of a wholesaler. Hence, Option C is correct.
Who is a wholesaler?An intermediary merchant who sells primarily to retailers, other merchants, or industrial, institutional, and commercial users, usually for resale or business use.
Retail and wholesale are two crucial steps in the distribution process in the supply chain sector. Any product that a business produces is first sold in bulk to the wholesaler, who then sells it to the retailer, who then sells it to the final consumers.
Hence, The reason that the manufacturer's sales branch is considered part of the wholesaling industry is that it does the work of a wholesaler. Option C is correct.
Learn more about wholesalers:
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Training and development are roles filled by human resource specialists true or false
The business pays $2,000 in cash to the landlord for office space rent. a) Expenses reduce by $2,000 b) Equity remains unchanged c) Equity reduces by $2,000 d) Assets increase by $2,000 e) Liabilities reduce by $2,000
Answer: c) Equity reduces by $2,000
Explanation:
Expenses have the effect of reducing the income that the company would have made. That income is classified under equity as retained earnings so when expenses like office rent reduce the income, they are reducing the company's equity as well.
This is why expenses are debited when they increase because they reduce the equity accounts which are credited when they increase.
A newly issued bond pays its coupons once annually. Its coupon rate is 5%, its maturity is 20 years, and its yield to maturity is 8%. a. Find the holding-period return for a 1-year investment period if the bond is selling at a yield to maturity of 7% by the end of the year.
Answer:
Holding Period return 19.54%
Explanation:
We purchase to get a yield of 8%
so we sovle for the present value of the bond (market value) which is the amount at which we adquire the bond:
PV of the coupon payment:
[tex]C \times \frac{1-(1+r)^{-time} }{rate} = PV\\[/tex]
C ($1,000 x 5%) 50.000
time 20 years
rate 0.08
[tex]50 \times \frac{1-(1+0.08)^{-20} }{0.08} = PV\\[/tex]
PV $490.9074
Pv of maturity:
[tex]\frac{Maturity}{(1 + rate)^{time} } = PV[/tex]
Maturity 1,000.00
time 20.00
rate 0.08
[tex]\frac{1000}{(1 + 0.08)^{20} } = PV[/tex]
PV 214.55
PV c $490.9074
PV m $214.5482
Total $705.4556
Then, we solve for the price that 7% YTM after a year:
[tex]C \times \frac{1-(1+r)^{-time} }{rate} = PV\\[/tex]
C 50.000
time 19
rate 0.07
[tex]50 \times \frac{1-(1+0.07)^{-19} }{0.07} = PV\\[/tex]
PV $516.7798
[tex]\frac{Maturity}{(1 + rate)^{time} } = PV[/tex]
Maturity 1,000.00
time 19.00
rate 0.07
[tex]\frac{1000}{(1 + 0.07)^{19} } = PV[/tex]
PV 276.51
PV c $516.7798
PV m $276.5083
Total $793.2881
Now we compare to get hte capital gain:
year-end less beginning value
$793.29 - $705.46 = $87.83
The coupon is also a return:
$1,000 x 5% = $50
Total return $137.83
Investment $705.46
Holding-period return
137.83/705.46 = 0,195376 = 19.54%
Which of the following indicates a website is NOT secure?
Answer:
a) a lock icon is not displayed in the address bar
(d) the url of the website begins with http
Explanation:
The lock item in the address bar is proof that the communication between your computer and the website is secure because it indicates that the communication is encrypted. If it is not there therefore, the communication is not secure.
Websites with Hypertext Transfer Protocol Secure (HTTPS) are secured as the communication is encrypted by the use of Transport Layer Security unlike websites with the basic HTTP. Visits to such sites are therefore riskier as there is a higher chance of information theft.
The website is not secure when its not displaying a lock, missing an updated SSL and does start with an HTTP instead of HTTPS.
There are many methods of checking that a website is secure is not correct by the use of various software tools like domain blocker, website checker etc.Hence the option D is correct that is the URL of the website begins with HTTP.
Learn more about the indicates a website is NOT secure.
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Mr. Morgan earns $38,000 a year as a salesperson and a 5% commission on all his sales. He has a mortgage of $910 a month and pays $175 a month for utilities. Mr. Morgan owns a rental property for which he receives $680 per month.
Which is a liability?
the yearly salary
the commission
the mortgage
the rental property
Answer:
the mortgage.
Explanation:
If he has mortgage of $910 a month Mr. Morgan liability is mortgage.
What is mortgage?Mortgage can be defined as a loan which a person receive to buy a house with an agreement to pay within a stipulated period of time.
The mortgage of the amount of $910 per month is a liability for Mr. Morgan because it is debt and the property or home he purchase is a collateral for the amount borrowed in a situation where he fail to payback the mortgage.
Inconclusion if he has mortgage of $910 a month Mr. Morgan liability is mortgage.
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Which of the following describes a likely outcome when teams effectively plan for data collection?a. The team may not collect enough datab. Team members may collect data using different operational definitionsc. The data may not be validd. Process participants are interested in the results of the data collection
Answer:
b. Team members may collect data using different operational definitions
Explanation:
when teams effectively plan for data collection, they plan to collect data collect efficiently in order to achieve the aim of the data collection
An operational definition is how a researcher decides to measure variables.
when teams effectively plan for data collection, they can collect data using different operational definitions to be able to conduct their research more robustly
Outcomes of teams not planning efficiently for data collection
a. The team may not collect enough data
b. The data may not be valid
Bell Company, a manufacturer of audio systems, started its production in October 2017. For the preceding 3 years, Bell had been a retailer of audio systems. After a thorough survey of audio system markets, Bell decided to turn its retail store into an audio equipment factory. Raw materials cost for an audio system will total $77 per unit. Workers on the production lines are on average paid $14 per hour. An audio system usually takes 6 hours to complete. In addition, the rent on the equipment used to assemble audio systems amounts to $5,100 per month. Indirect materials cost $6 per system. A supervisor was hired to oversee production; her monthly salary is $3,540. Factory janitorial costs are $1,420 monthly. Advertising costs for the audio system will be $8,850 per month. The factory building depreciation expense is $6,720 per year. Property taxes on the factory building will be $8,400 per year. Assuming that Bell manufactures, on average, 1,450 audio systems per month, identify and itemize the product costs, direct materials, direct labor, manufacturing overhead, and period costs.
Answer:
product costs per month
direct materials = $77 x 1,450 = $111,650 direct labor = $14 x 6 x 1,450 = $121,800manufacturing overhead = $5,100 + ($6 x 1,450) + $3,540 + $1,420 + ($6,720/12) + ($8,400/12) = $20,020total product costs per month = $253,470period costs
advertising = $8,850Product costs are all the costs that a company incurs in manufacturing a certain product, in this case the audio systems. Product costs include direct materials, direct labor and manufacturing overhead. Period costs are all other expenses incurred by the company that are not related to the production process.