What is the monthly payment needed to repay a $50000 loan in ten years, if the bank charges 0.8 percent per month

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Answer 1

Answer:

man I don't got that type of money

Explanation:

im broke


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If the reserve ratio is 20% and a bank accepts $10,000 in demand deposits from the public, then it would have to keep ______ in reserves.

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If the reserve ratio is 20% then the amount that a bank would keep in reserves after accepting the demand deposits is $2,000.

How much would the bank keep?

The reserve ratio refers to the percentage of deposits that banks have to keep as reserves in the Fed.

If this rate is 20%, the bank would therefore have to keep:

= 10,000 x 20%
= $2,000

In conclusion, the bank would keep $2,000.

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Massages For You offers single massages at the price of $75. However, if you buy a one-year membership, you will have a monthly fee of $65 per massage. What selling technique is Massages For You using in this example

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Based on Massages For You offering a lower one-year membership monthly fee, this is called Trading up.

What is the Trading Up selling technique?

Trading up refers to when a customer is subtly encouraged to spend more money on a product because a higher quality is offered against a lower quality.

A single massage here is $75 yet a monthly subscription is $65 per month which would be $780 a year.

This is trading up because the lower monthly price will lead to the person spending more on the yearly subscription as opposed to the single massage.

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NewTel is a telephone company with a policy of filling positions through promotions rather than hiring from outside. Until recently, the company had a strong engineering focus and tended to promote people into senior executive positions from the engineering areas. Consequently, almost all of the company's 14 senior executives joined the company over 20 years ago in junior engineering positions. There is increasing pressure on NewTel to become more marketing and service oriented, so four people were hired one year ago from consumer products and retail firms to fill new senior executive positions in marketing and service management. The external hires were necessary because employees were not sufficiently qualified. Now there are signs of tension among senior executives, particularly during budget deliberations where there is limited discretionary spending on new corporate activities. The four new hires have been frustrated in their attempts to have the company put more money into marketing and customer services instead of technology investment. What conflict management strategies could be applied at NewTel to minimize dysfunctional conflict among these senior executives?

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Answer:

Explanation:

yaay

Country A specializes in producing kiwis. Country B specializes in producing oranges. As a result, Country A can consume more kiwis and oranges than it could have if it had tried to grow kiwis oranges itself and had decided not to trade. This illustrates the concept of: Group of answer choices Supply

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This scenario better illustrates the concept of absolute advantage, as both countries are specialized in one product.

What is the absolute advantage?It is an economic perspective that explains how a nation's specialization in the manufacture and selling of a thing or service aids in economic growth since trade between nations with various specialties can result in money coming from the export of commodities.

What is absolute advantage and examples?Absolute advantage occurs when one country produces a good more effectively than another. In other words, a finished commodity or service can be produced with fewer resources. Brazil, for instance, has a clear edge when producing coffee beans.

What is absolute advantage and why is this important?This approach aids nations in avoiding the manufacture of goods that might result in losses due to low or nonexistent demand. A nation's absolute competitive advantage or disadvantage in a certain industry can have a significant impact on the products it chooses to manufacture.

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Japan and other market-based economies enjoy economic growth, but also face greater risks due to:.

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Japan and other market-based economies enjoy economic growth, but also face greater risks due to deregulation.

As we can see some other countries which face slowing down in 2008. They also made some deregulation in the economy. Japan is a developed economy and has greater potential.

An example of deregulation would be if the authorities removed this regulation. So human beings are loose to put on or not put on the seatbelt without the chance of punishment. This additionally extends into the commercial enterprise international. For instance, the removal of the minimum wage might be an example of deregulation.

Deregulation is the elimination or reduction of government regulations in a specific enterprise. The goals are to permit industries to function as agencies more freely, make decisions efficaciously, and remove corporate restrictions.

Some argue that deregulation promotes economic increase by making it less complicated for agencies to do enterprise, growing loose-market opposition, and decreasing costs. Others point out that an excessive amount of deregulation can damage clients and their surroundings. Rules for agencies exist at each degree of the presidency.

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According to growth accounting studies, investing in research and education Group of answer choices is the best way to achieve greater technological progress. is less effective than on the job training. does not achieve as much growth as technology improvement would.

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According to growth accounting studies, investing in research and education is the best way to achieve greater technological progress.

What is growth accounting?

It corresponds to a metric to identify which are the factors that most impact economic growth, also finding the rate of technological progress of a business.

Therefore, the greater investment in research and education, the more effective growth accounting measurements will be for identifying technological progress.

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In the Blank______ stage of the product life cycle, demand and sales increase, profits peak, and there are more competitors.

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the correct answer is "in the growth stage of the product life cycle, demand and sales increase, profits peak, and there are more competitors."

Growth stage-

If the product continues to thrive and meet marketplace needs, the product will enter the growth stage. In the growth level, income sales typically grows exponentially from the take-off point. Economies of scale are realized as income sales grow quicker than prices and manufacturing reaches capacity.Competition withinside the boom level is frequently fierce, as competition introduce comparable products. In the growth stage, the marketplace grows, opposition intensifies, income rise, and the wide variety of clients increases.

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Policymakers should be aggressive in using their powers to place limits on firm behavior, because business practices that appear to reduce competition never have any legitimate purposes. a. True b. False

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False

It’s not true

The auditors' responsibility to communicate findings with respect to fraud can best be summarized as:

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The auditors' responsibility to communicate findings with respect to fraud can best be summarized as: Communicate to the audit committee both material and immaterial amounts of fraud that are detected. This is further explained below.

What is auditors?

Generally, An auditor is a person qualified to examine financial documents, confirm their correctness, and make sure businesses are following tax regulations.

In conclusion, the Auditors' duty to report fraud-related discoveries is summed up as follows. Any identified fraud, no matter how little, should be reported to the audit committee.

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All of the following products were important trade goods that came from India, except __________. A. coffee B. cotton C. spices D. tea

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Hello !

Answer:

All of the following products were important trade goods that came from India, except coffee.

A closely-held corporation has a defined benefit plan for its officers and employees. Due to a stock market decline, the plan is underfunded and the corporation does not have enough cash to make its minimum pension contribution. To meet the shortfall, the President of the corporation wants to donate a valuable oil painting to the plan. This action is:

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When the President of the corporation wants to donate a valuable oil painting to the plan. This action is "an illegal transaction involving a party-in-interest and the plan".

Employee Retirement Income Security Act (ERISA):

The main purpose of (ERISA) are-

Transactions between the plan trustee and alleged "parties-in-interest" are expressly forbidden by ERISA. Any fiduciary, advisor, or employee of the plan, as well as any employer whose employees are covered by the plan, are considered "parties-in-interest." Sale, exchange, or leasing of property between the plan and a "party-in-interest," a loan to a "party-in-interest," the provision of goods, services, or facilities to a "party-in-interest," the transfer of plan assets to a "party-in-interest," or the use of plan assets by a "party-in-interest" are all prohibited transactions.

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A primary reason why supply chains exist is that____________ is added at each step of every supply chain.

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Specialization is added at every step of the supply chain which could the reason for the existence of a supply chain.

What is meant by supply chain?

A supply chain is a linkage between the company and its vendors for product distribution in the market for sale.

The supply chain involves many entities like production firms, vendors, distribution companies, transportation companies, etc. Every step of the supply chain needs specialized expertise for performing the operations like the production firm needs raw materials to convert the goods into saleable ones.

Therefore, the existence of a supply chain would be due to specialization which requires in every step of it.

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If the economy is growing, firms with high operating leverage will experience A. higher increases in profits than firms with low operating leverage. B. smaller increases in profits than firms with low operating leverage. C. no change in profits. D. similar increases in profits as firms with low operating leverage.

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The correct answer is option A.

Firms with high operating leverage will experience Higher increase in profits than firms with low operating leverage.

What is financial accounting?In order to provide financial statements that both internal and external shareholders may use to judge a company's financial soundness, financial accounting focuses on documenting, evaluating, and reporting on a company's business transactions. Investors and organizational executives can evaluate a company's financial health and general performance using financial statements. This means that establishing business objectives, monitoring financial performance, and allocating resources to internal departments and professionals all depend on financial accounting and the accounts it generates. Statements adhere to the criteria and rules established by the International Financial Reporting Standards (IFRS).

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A ________ is any restriction that limits or alters the rate or direction of capital movement into or out of a country.

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Capital control is any restriction that limits or alters the rate or direction of capital movement into or out of a country.

Capital management represents any measure taken through a government, central financial institution, or different regulatory frame to limit the glide of overseas capital in and out of the domestic economy. those controls encompass taxes, price lists, rules, quantity regulations, and market-primarily based forces.

usually, countries use everlasting controls as part of a longer-term method to reduce volatility, shield underdeveloped monetary structures, and restrict currency appreciation from large capital inflows that would impair export performance.

Capital restrictions are the measures that governments or crucial banks take to govern the go with the flow of overseas cash in and out of a country's economic system. Government controls include tariffs, taxes, volume capital restrictions, etc.

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Many organizations use the same process capability standard for all their products or services (e.g., 1.33), but some companies use multiple standards: different standards for different products or services (e.g., 1.00, 1.20, 1.33, and 1.40). what reasons might there be for using a single measure, and what reasons might there be for using multiple standards

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The reasons to use single measure and multiple standards are given below.

The reasons for using a single measure and multiple standards are:The use of a single-item measure decreases the possibility of common method variance, which occurs when misleading correlations are seen due to the usage of the same response format rather than item content. Furthermore, the face validity of the single-item measure should not be overlooked.Standards ensure the safety, quality, and dependability of products and services; they facilitate trade and safeguard our and the environment's health. Standards in business improve systems and processes by reducing waste, lowering costs, and ensuring uniformity.Standards also help to rationalize and minimize production costs, which helps to meet consumer demands for low-cost services while retaining high quality. Standards specify quality and minimum criteria and give accepted solutions for consumer, health, safety, and environmental protection.

Therefore, the reasons for using the single measures and multiple standards are given.

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_____ is the most critical step of the decision-making process. Group of answer choices Choosing an alternative Identifying and defining the problem Evaluating the alternatives Determining the set of alternatives

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Identifying and defining the problem is the most critical step of the decision-making process.

An individual goes through a decision-making process while deciding which alternative or course of action will best suit their needs.

It is a series of actions performed by managers in an organization to decide the intended course for business objectives and to initiate particular actions.

Business intelligence (BI) and analytics technologies should ideally be used to analyze objective facts and make choices on those findings.

Identifying and defining the problem is the most crucial step of the decision-making process because without getting to know the problem no manager will be able to find the solution to it.

Hence, identifying and defining the problem is the most critical step of the decision-making process.

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The primary purpose of a push strategy is to: Group of answer choices push products on consumers and convince them that they need the products. rush the production schedule for products and beat competitors to the market. push the product down the distribution channel to retail stores. push products away from traditional channels of distribution to save costs.

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The primary purpose of a push strategy is to:

Push products on consumers and convince them that they need the products.

What is Push Strategy?

A push marketing strategy, also called a push promotional strategy, refers to a strategy in which a firm attempts to take its products to consumers – to “push” them onto consumers.

A "push" strategy tries to sell directly to the consumer, bypassing other distribution channels (e.g. selling insurance or holidays directly). With this type of strategy, consumer promotions and advertising are the most likely promotional tools.

In a push strategy, the firm takes it's products to the consumer. The aim of this is for the product to gain much exposure than it already has and attract more sales. Other sales channels are bypassed in the scenario, leaving just the producer and the customer. Advertisement is one of the greatest promotional tool for push strategy.

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Gabriel had no idea how consumers would respond to a survey about attitudes toward a program opening up space travel to private citizens. He could use ________ to allow respondents to answer in their own words.

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Gabriel had no idea how consumers would respond to a survey about attitudes toward a program opening up space travel to private citizens. He could use a survey with open-ended questions.

Space travel to private citizens:

On June 7, 2019, NASA said that beginning in 2020, it intends to start permitting commercial astronauts to go to the International Space Station using the SpaceX Crew Dragon and the Boeing Starliner spacecraft for public astronauts, with a planned daily cost of $35,000 USD.

Three paying clients and a retired NASA astronaut set off for the International Space Station. The trip is the first to visit the space station with only private persons aboard, and it is also the first time NASA has worked with other organizations to coordinate a space tourism visit.

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True or False Question True or false: If individuals are not detail oriented, then a business that is procedurally complex and involves managing a wide variety of tasks may be appropriate.

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This statement is False.

Substitutions are graded based on the entrepreneur's unique resources and similarities with their abilities. Alternatives meet the same basic needs that the product or service meets.

Competitive analysis is important for the following reasons: It helps identify ways to improve your own business strategy. It teaches you how to outperform your competitors in these areas to get the attention of your customers. The result is a competitive advantage over other companies in the industry.

Entrepreneurs need to respond quickly to identified business opportunities in order to maximize profits. If a potential business owner has multiple ideas about a business, he or she needs to identify one to perform a due diligence analysis.

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The cost of goods not yet sold is recorded in the ______ account, whereas the cost of goods that are sold to customers is recorded in _____.

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The answer is inventory account and Cost of goods sold account(COGS) respective to the order of the blanks.

Goods not yet sold means the stock we still have in our inventory. Therefore, the costs related to them will be shown in the inventory account as an asset. As we can recover the cost by selling the goods.

On the other hand, goods sold are included in the sales. Therefore, the costs related to these goods which are sold should be written off and adjusted with the sales account by recording them in the Cost of goods sold (COGS) account

Hence, The cost of goods not yet sold is recorded in the Inventory account, whereas the cost of goods that are sold to customers is recorded in the Cost of goods sold account.

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What is a government corporation? Group of answer choices Each department in the executive branch is legally registered as a corporation. It is an agency that performs and charges for services usually provided by the private sector. It is a private company, publicly traded, whose sole investor is the federal government. It is a government agency that is charged by Congress to make a profit. It is a government agency that is run primarily by business executives from the private sector.

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It is a company that performs and bills for services that are typically offered by the private sector.

Government corporation: what is it?

A government corporation is a federal agency that was created by Congress with the goals of providing a market-oriented public service and generating income that would roughly cover its expenses.

Which is an illustration of a public company?

There are other examples from the US as well. Government corporations include, for example, the Federal Deposit Insurance Corporation (FDIC), United States Postal Service (USPS), and Environmental Protection Agency (EPA).

Why are there government corporations?

Independent organizations and governmental businesses exist to support the delivery of services to the general public, deal with issues that have grown too complicated for the government to manage, and maintain effective government operations.

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An assessment conducted on the chain of interlinked activities of an organization or set of interconnected organizations, intended to determine where and to what extent value is added to the final product or service is known as

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The answer is Value Chain Analysis.

Value chain analysis (VCA) is a procedure where a company determines its core and auxiliary operations that provide value to its finished product and then analyse these activities to cut costs or boost distinction.

In other words, the value chain is a representation of the internal processes a company goes through to convert inputs into outputs.

Its objective is to identify the operations that are most valuable to the company (i.e., the source of cost or differentiating advantage) and those that may be enhanced to give the company a competitive edge.

Hence, an assessment conducted on the chain of interlinked activities of an organization or set of interconnected organizations, intended to determine where and to what extent value is added to the final product or service is known as Value Chain Analysis.

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Lyft raises ride-sharing fares when more people need rides and vice versa. This is referred to as _______. a. pricing based on perceived satisfaction b. status quo pricing c. satisfactory pricing d. surge pricing

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Lyft raises ride-sharing fares when more people need rides and vice versa. This is referred to as Surge pricing. Hence option D is correct.

What does pricing stand for?

Pricing is the process of determining the value that a manufacturer will receive in exchange for their goods and services. The producer uses a pricing strategy to make the cost of its products suitable for both the manufacturer and the consumer.

When a business increases the price of a good or service when demand is high and lowers prices when demand is low, this practice is known as "surge pricing."

Hence option d is correct.

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What is an advantage for Freeman XP, a brand experience company that organizes large events such as trade shows, of hiring union workers

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The advantage for Freeman XP, a brand experience company that organizes large events is: Union workers have specialized skills that is  required to run large events successfully.

Union workers

Freeman XP tend to believes that the benefit of using the  union worker or employee is  that the  company can count on the  trained employee who have the required skills to operate such large events from beginning to the end.

Hence, the advantage for Freeman XP is that the  Union workers have specialized skills that is  required to run large events successfully.

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If quantity supplied increases 20% when price increases 10%, price elasticity of supply is.

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How sensitive the supply quantity is to a shift in price is quantified by the concept of price elasticity of supply. Quantity supplied (Q.S) elasticity of supply (PES) is calculated as the ratio of price change to the percentage change in Q.S. Supposing that supply doubles while demand grows by 10%, the new price of a cappuccino will be $1.30. We define PES as 2.0.

What is Price elasticity?

Generally, a method for determining how much of an impact a change in either supply or pricing has on demand.

In conclusion, If supply increases by 100% and demand rises by 10%, the cost of a cappuccino will rise to $1.30. Specifically, we say that PES 2.0 is the standard for it.

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A business, but not an individual person, can be deemed liable for monopolizing or attempting to monopolize trade or commerce in violation of the antitrust laws. Group of answer choices False True

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According to business law, the given statement is false.

Characteristics of Sherman antitrust law-

The Sherman Antitrust Act of 1890, which has been used many a time in Federal courts throughout the country, seeks to encourage free marketplace interstate exchange thereby making an attempt to restrict marketplace restraints. Section 2 of the Sherman Act addresses an individual’s position in what can now be taken into consideration as unlawful commercial enterprise activities.A try to monopolize a marketplace is one of the primary worries of Section 2 and places the obligation of such an act on the individual.

hence the statement given is false.

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If a sales rep earns $12 per hour plus $15 per unit sold, how much will he have earned after 20 hours and 15 units sold?.

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the answer is 465
12 x 20 is 240
15 x 15 is 225
225 +240 = 465

20 hours and 15 sold products have resulted in earnings for 465.

12 x 20 is 240

15 x 15 is 225 225 +240 = 465

The act of trading things for money is referred to as "selling products". Several important measures must be taken in order for a firm to market its products:

sold products development is the process of developing new items or acquiring existing ones to satisfy consumer and market expectations. Processes related to quality control, production, design, and research are all involved.

Marketing and promotion: Companies use a variety of marketing approaches to spread the word about and spark interest in their goods. This might involve marketing initiatives such as social media campaigns, internet marketing, public relations, and earnings

Sales Process: During the sales process, potential clients are found, approached, and given information about the features, advantages, and value proposition of the products.

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At a price of $20, there would be a(n) shortage. The law of supply and demand predicts that the price will fall from $20 to a lower price. surplus. The law of supply and demand predicts that the price will rise from $20 to a higher price. excess demand. The law of supply and demand predicts that the price will rise from $20 to a higher price. excess supply. The law of supply and demand predicts that the price will fall from $20 to a lower price.

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In a long run equilibrium, The average total cost will be the same as it was before the price increase.

What is Long Run Equilibrium?A company reaches equilibrium over the long term when it modifies one or more of its plants to create output at the least point on their long-run Average Cost (AC) curve.The demand curve determined by market pricing and this curve are tangential. In the long run, a company simply makes standard profits. The industry will draw new firms into it if a firm has above-average short-term earnings.As the industry grows, this eventually results in a decrease in the prices of the commodities and an increase in the prices of the factors.Until the AC curve is perpendicular to the demand curve, these modifications persist.On the other hand, if businesses experience short-term losses, they will eventually exit the sector.As a result, as the industry shrinks, prices rise and costs decline. Until the remaining businesses in the sector are able to cover their overall costs and regular earnings, these adjustments will continue.The conditions below are necessary for the long run equilibrium of firm:The output is created for the least amount of money.The marginal cost is barely covered by the selling price.Plants are ultimately utilized to their utmost potential. Resources are not squandered as a result.Businesses only make typical earnings.While profits are typical, businesses strive to increase them.

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Financial reports are used by a.management b.creditors c.investors d.All of these choices are correct.

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Financial reports are used by management, creditors, and investors. Thus the correct option is D.

What is the objective of financial reports?

The financial report is the statement or description of the income and expenses that took place in the organization. This report is prepared to analyze the financial position of any organization.

This helps to understand whether the organization is achieving profitability or not. These help investors to know about the current position of the organization in the market.

It helps management to estimate the turnover along with profitability to determine the assets and liabilities records in the financial year.

It helps creditors to assess the company's creditworthiness and ability to make payments on its debt in a timely manner.

Therefore, in option D all of the above, creditors, investors, and management used financial reports.

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Sabrina bought a new washing machine. She put $50 down and pays $50 per month for the next 10 months to be able to make the purchase. Which type of credit did she use?

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The credit she used is an installment sales credit.

Installments help you manage your liquidity and avoid unnecessary interest and fees. Installments are what you think of as a typical loan. Mortgages, car loans, or personal loans are examples of installment loans. These usually have a fixed payment and a specific end date.

Credit sales are a way for businesses to offer their customers short-term payment deferral options. The typical time frame for credit sales is 90 days or less. Credit sale discounts are often applied when the full amount is paid within a certain number of days.

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