Answer:
the community banks services only local customers
Explanation
just took the test no cap answer made the most sense and got it correct
The community bank services only local customers is the major difference between a nationwide bank and a community bank. Hence, option D is correct.
What is community bank?The publicly traded lender offers home and business loans, checking and savings accounts, and a "Community Cash" service that lets users send and receive money without having bank accounts.
Local Awareness Community banks concentrate their lending on the areas where their depositors live and work, encouraging the development of nearby businesses and communities. This is in contrast to larger banks, which may accept deposits in one state while making loans in another.
Community banks are often more flexible and understanding when it comes to loans and accounts than national banks, which have rigorous guidelines and restrictions. They usually set lower prices for their goods and services in compared to their bigger rivals.
Thus, option D is correct.
For more information about community bank, click here:
https://brainly.com/question/14300285
#SPJ2
An alternative strategy to reduce the expected wait time in a queueing system is
Increasing the number of arrivals
Increasing variability of arrivals
Increasing the service rate
Reducing the number of servers
An alternative strategy to reduce the expected wait time in a queueing system is Increasing the service rate.
By boosting the service rate, a queue's anticipated wait time can be cut down. More consumers can be served if the service rate is raised. So, either adding more servers to the system or lowering the average response time will do this.
A queue itself, the service process for tending to those customers, departures from the system, and an arrival process (how consumers arrive at the queue and how many customers are present overall) make up a simple queuing system. There is no stationary distribution if the arrival rate is more than or equal to the service rate, and the queue will continue to expand unabated.
To learn more about Queueing system visit: https://brainly.com/question/29585434
#SPJ4
According to _____, goals energize behavior and also create tension between the goal, which is the desired future state of affairs, and where the employee or company is now, meaning the current state of affairs.
goal-setting theory
According to goal-setting theory, goals energize behavior and also create tension between the goal, which is the desired future state of affairs.
According to goal-setting theory, setting specific, measurable goals can boost productivity. By putting the goal-setting principle into practice, you may increase employee engagement while simultaneously improving employee performance.
Making an action plan that will motivate and guide a person or group toward a goal is part of setting goals.
Goals are more deliberate than desires and impulsive intents. In order to achieve an objective, one must focus their thoughts, feelings, and actions. This results in a mismatch between the goal-intended setter's future state and their current one, which stimulates subsequent actions. These types of criteria (or guidelines) for defining goals could be used as a guide.
Know more about goal-setting theory here:
https://brainly.com/question/27333813
#SPJ4
at the end of its 2021 fiscal year, a triggering event caused a company to perform an impairment test for one of its manufacturing facilities. the following information is available: book value..............................................................................................$65 million estimated undiscounted future cash flows..........................................70 million fair value...................................................................................................55 million the manufacturing facility is:
As per the book value, the manufacturing facility is impaired because its book value exceeds undiscounted future cash flows.
The impaired test in economics is defined as the total profit, cash flow, or other benefit expected to be generated by the asset is compared with its current book value.
Here we have given that at the end of its 2021 fiscal year, a triggering event caused a company to perform an impairment test for one of its manufacturing facilities.
And we need to find the manufacturing facility
While we looking into the given question, here we know that the book value exceeds sum of Estimated undiscounted.
So, as per the impairment test, we here we have faced the unbalanced cash flows.
To know more about Impairment test here.
https://brainly.com/question/14275894
#SPJ4
tanner-unf corporation acquired as an investment $240 million of 7% bonds, dated july 1, on july 1, 2024. company management is holding the bonds in its trading portfolio. the market interest rate (yield) was 9% for bonds of similar risk and maturity. tanner-unf paid $200 million for the bonds. the company will receive interest semiannually on june 30 and december 31. as a result of changing market conditions, the fair value of the bonds at december 31, 2024, was $210 million.'[
Tanner-Unf Corporation acquired an investment of $240 million of 7% bonds, dated July 1, 2024, for a total cost of $200 million.The decrease in fair value resulted in an unrealized loss on the investment of $30 million.
The bond had a market interest rate (yield) of 9% for bonds of similar risk and maturity. The company was holding the bonds in its trading portfolio and receiving interest semiannually on June 30 and December 31. However, due to changing market conditions, the fair value of the bonds at December 31, 2024, had decreased to $210 million. This decrease in fair value resulted in an unrealized loss on the investment of $30 million.
To know more about bond here
https://brainly.com/question/23435300
#SPJ4
vantagescore is the second most popular credit score behind fico. which of the following statements is correct regarding vantagescore? question 14 options: vantagescore was created by equifax. the range for the vantagescore is from 500 to 1,000, with 1,000 as the highest. vantagescore puts more weight on the previous 24 months of payments as compared to the fico score. vantagescore is the dominant credit score
The Equfax is the credit bureau that claims responsibility for the establishment of the VantageScore, which was developed in the year 2006. It has been competing with the well-known FICO credit rating score.
A cooperative partnership between the three main credit bureaus led to the creation of VantageScore, a consumer credit scoring system in the United States (Equifax, Experian, and TransUnion). The three bureaus jointly hold the independent business VantageScore Solutions, LLC, which was established in 2006 and is responsible for managing and maintaining the model. Models from VantageScore compete with Fair Isaac Corp.'s FICO score (FICO). VantageScore models use information from the consumer credit files kept by the three major national credit agencies, just like the FICO models do. In order to determine the chance that a customer would fail on a loan, VantageScore and FICO models perform statistical analysis on the relevant data.
learn more about VantageScore here:
https://brainly.com/question/22736815
#SPJ4
you are economic consultant for jack, who farms raw cotton in a perfectly competitive market. one day he gives you the following data at his present level of production: output
The day he gives you following data at his present level of production gives output.
What is production?In order to create a finished product, production involves combining a variety of inputs, both material and intangible. The production process and the final product are directly related to the efficient use of the initial inputs. The three fundamental production factors—land, labor, and capital—are referred to as primary producers of goods and services. Materials and energy are viewed as secondary factors in classical economics because they are byproducts of land, labor, and capital. When examined more closely, fundamental elements comprise all utilized resources, including land and the natural resources present both above and below the soil. However, labor and human capital are two separate things. Economic well-being is produced by a production process, which is comprised of all economic activities that aim to directly or indirectly satiate human wants and requirements.
To learn more about product, visit:
https://brainly.com/question/29413184
#SPJ4
The following schedule reconciles Celebrity Co.’s pretax GAAP income to its taxable income for the current year:
Pretax GAAP income $104,000
Nondeductible expense for fines 3,100
Tax deductible depreciation in excess of GAAP depreciation expense (18,000)
Taxable rental receipts in excess of GAAP rental revenue 13,000
Taxable income $102,100 Assuming a tax rate of 25%, what would the company calculate as a deferred tax asset (ignoring any deferred tax liabilities or permanent differences)?
O $ 0-
O $4,025
O $4,500
O $3,250
The Correct answer is D.The company calculates as a deferred tax asset (ignoring any deferred tax liabilities or permanent differences) $3250
Taxable rental receipts in excess of GAAP Rental revenue=13000×25%=$3250
It creates deferred tax assets since this item of temporary difference creates an overpayment of taxes currently which will be reversed in future years.
Another item like nondeductible fines expense is of permanent difference on which DTA/ DTL is not to be created. Depreciation in excess of GAAP depreciation is an item of DTL
In accountancy, depreciation is a time period that refers to two components of the identical idea: first, the real decrease of truthful fee of an asset, such as the lower in cost of manufacturing facility equipment every 12 months as its miles used and put on, and 2nd, the allocation in accounting statements of the unique price of the property to durations wherein the belongings are used (depreciation with the matching principle).
Depreciation is thus the lower inside the fee of assets and the approach used to reallocate, or "write down" the cost of a tangible asset (which includes a gadget) over its useful existence span. corporations depreciate lengthy-time period belongings for both accounting and tax purposes. The lower in the price of the asset affects the balance sheet of a commercial enterprise or entity, and the technique of depreciating the asset, accounting-sensible, affects the net income, and consequently the income assertion that they report. normally, the value is allocated as a depreciation fee in most of the intervals in which the asset is anticipated for use.
To learn more about Depreciation visit here:
brainly.com/question/15085226
#SPJ4
What is the goal of contractionary monetary policy?
The goal of contractionary monetary policy is to decrease the rate of demand for goods and services, not to stop it.
About monetary policyThe general definition of Monetary Policy is the steps taken by the monetary authority to influence the amount of money circulating in society and the purchasing power of money.
Monetary Policy ObjectivesThe ultimate objective of monetary policy is to safeguard and maintain the stability of the value of the rupiah, one of which is reflected in a low and stable inflation rate. To achieve this goal, authority uses monetary policy instruments such as open market operations, discount policies, minimum reserve ratios, maximum lending limits, and moral suason. Through these instruments there will be changes in the amount of money in circulation. This change in the amount of money will ultimately affect monetary stability with the goal of more conducive community economic growth. The success of monetary policy is usually measured by increasing employment opportunities, improving the balance of payments, and stability of the price level.
Monetary policy is divided into two types as follows:
Expansive Monetary PolicyExpansionary monetary policy is a policy in order to increase the money supply. This policy is carried out to overcome unemployment and increase people's purchasing power (public demand) when the economy is experiencing a recession or depression. Expansionary monetary policy is also known as loose monetary policy (easy money policy).
Contractive Monetary PolicyContractionary monetary policy is a policy in order to reduce the amount of money in circulation. This policy was carried out when the economy experienced inflation. Contractionary monetary policy is also known as tight money policy.
Learn more about monetary policy at https://brainly.com/question/13926715.
#SPJ4
Cameron visits a sporting goods store to buy a new set of golf clubs. He is willing to pay $750 for the clubs but bwys them on sale for $575. Cameron's consumer surplus from the purchase is A 5175 8.5575 C.5750 51.325
Cameron visits a sporting goods store to buy a new set of golf clubs. He is willing to pay $750 for the clubs but buys them on sale for $575. Cameron's consumer surplus from the purchase is $175.
A golf club is a club that is used to whack a ball during a round of golf. Each club consists of a club head and a shaft with a grip. With the exception of putters, which are mostly used on the green to roll the ball into the hole, irons are the most flexible club type and are used for a range of strokes.
Woods are primarily used for long fairway or tee shots. While there are conventional combinations marketed at retail as matched sets, the rules of golf limit a set of clubs to a maximum of 14 golf clubs.
Hence the correct option is A
The above question is incorrect, the correct question is-
Cameron visits a sporting goods store to buy a new set of golf clubs. He is willing to pay $750 for the clubs but buys them on sale for $575. Cameron's consumer surplus from the purchase is-
A.$175
B.$575
C.$750
D.$1,325
To know more about Golf clubs here-
https://brainly.com/question/332984
#SPJ4
The competitive advantage opportunities that a global competitor can gain by dispersing performance of its activities across many nations include all of the following Except:A) being able to shift production from one country to another to take advantage of exchange rate fluctuations, differing wage rates, differing energy costs, or differing trade restrictions. B) being in better position to choose where and how to challenge rivals. C) shortening delivery times to customers by having geographically scattered distribution facilities. D) locating buyer-related activities (such as sales, advertising, after-sale service and technical assistance) close to buyers. E) centralizing value chain activities to foster just-in-time inventory activities.
The competitive advantage opportunities that a global competitor can gain by dispersing performance of its activities across many nations include all of the aforementioned except: E) centralizing value chain activities to foster just-in-time inventory activities.
What is a competitive advantage?In Economics, a competitive advantage can be defined as a measure of the factors, conditions, competitive assets, skills, labor force, or circumstances that allow a business organization to manufacture finished goods or services better and perhaps, cheaper (low costs) than other rival business organizations (competitors) who are operating within the same industry.
In Business management, some good examples of competitive assets that are owned and controlled by a business firm (company) include the following:
Price leadership.Access to scarce natural resources.Results-oriented culture.Access to new or proprietary technology.Highly skilled labor.Intangible assets such as buyer loyalty, brand recognition, and strong brand awareness.Financial resources such as borrowing capacity and credit rating.Tangible resources such as sites, fulfillment centers, distribution centers, and manufacturing equipment.However, a centralized value chain activity to enhance just-in-time (JIT) inventory activities is not a competitive advantage opportunity that a global competitor can benefit from by dispersing performance of its activities across several countries.
Read more on competitive advantage here: brainly.com/question/26514848
#SPJ1
g for the purposes of this analysis, assume that this is an accurate assessment of the costs/benefits involved (that is, you should assume that no additional costs or benefits will arise)(although keep in mind that the true costs of a particular course of action may not always be accurately identified and quantified.) when businesses engage in a cost/benefit analysis, they often take too narrow a view of the potential costs and benefits, particularly in thinking about the implications of the decision over time or in the long-term. while this is an important concern that you should consider when undertaking an ethical analysis, for these questions you should accept as fact that the above assessment of costs/benefits is a true reflection of the real costs/benefits to both the company and to society. refer to fact scenario a: question a1: using the standard cost-benefit analysis, the design change should not be made/implemented.
Cost benefit analysis requires all costs and benefits to be collected, no matter on whom they fall.
How do you define cost?A cost is the worth of money that has been expended in the production or delivery of a good or service and is therefore no longer accessible for use in accounting, retail, research, or accounting. In business, the cost may be one of acquisition, in which case the cost is the sum of the money used to obtain it.
What does accounting cost definition mean?Cost is a phrase used in accounting to describe the monetary value of expenses made for services, supplies, raw materials, labor, goods, equipment, etc. An amount that is listed as a cost in bookkeeping records is called a cost.
To know more about Cost visit:
https://brainly.com/question/30045916
#SPJ4
as opposed to ongoing changes, are discontinuous innovations. as opposed to ongoing changes, are discontinuous innovations. additions to existing product lines new product lines repositioned products new to world products
As opposed to ongoing changes, are discontinuous innovations. as opposed to ongoing changes, are new product lines.
A product line is a collection of related products that the same company markets under a single brand name. Businesses sell a variety of product lines under their distinctive brand names, frequently differentiating based on price, quality, location, or a specific target market.
Discontinuous innovations, Dynamically continuous innovations, and Continuous innovations are the three forms of innovation, according to the degree of change they bring about in consumers' existing behaviors. According to the aforementioned criteria, innovations are categorized based on how much they alter the behavior of current customers.
As a result, the kind of innovation depends on the kind of customer it is intended for. For one group of clients, the same innovation might be ongoing, while for another, it might be dynamically ongoing. Customers' pre-existing habits are drastically altered by the discontinuous innovation.
Know more about product line here:
https://brainly.com/question/27499240
#SPJ4
You will be creating an export business plan. Work must be original to this class, otherwise a grade of zero will be given. If no paper is submitted, a course grade of zero points will be given. Papers that do not contain detailed research will be severely penalized. No Wikipedia references are allowed.
You do not need to submit work in progress. However you are welcome to approach your instructor with questions.
Business Plan Requirements
Business Plan Page recommendations Section header Summary Part I: Purpose 1 Purpose Why has the plan been written? Part II: Table of Contents 1 Table of Contents Table of contents Part III: Executive Summary 1 Executive Summary This is short and concise. It covers the principal points of the report, and is prepared after the plan has been written. Part IV: Research ≥7 pages Introduction Introduction – what product and foreign country did you select and why Situational Analysis Describe the product to be exported Present a brief history of the country as it relates to its origins and trade history Cultural Overview The norms, practices, social structure, etc. that may aid (or hinder) the reception of your product Consumer attitudes toward product Educational levels; ability to comprehend instructions, ability to use product Languages; labels, instructions Political Environment An overview of the governance structure of the country along with any legal-political forces Certain required or prohibited features Label and packing requirements Export Marketing Plan Long and short-term goals, characteristics of an ideal target market for your product given the country selected, market screening Economic Decelopment How developed the country is, and how this will influence the success of your product Purchasing power Wages Infrastructure Summary Summary Part V: References 1 to 2 References References
Note: For further details regarding the components of your Export Business Plan, please see pages 468-469 of your textbook.
Formatting Requirements
Your paper must be in APA format to include:
The use of headings and subheadings
Times New Roman 12-point font
1 inch margins
Paragraphs with a minimum of at least 5 sentences
The first line of each paragraph should be indented 1/2 inch
Anything less than the content length stated above is not sufficient coverage of content and will result in a substantial reduction in grade.
At least one to two reference (or works cited) pages.
References must be no older than 5 years.
Your paper should be well-organized with excellent flow and excellently formatted. Check that your headings and sub-headings are correct.
Spell-check and proofread before submission.
Government export promotion agencies' aid, a solid understanding of basic business principles, and the ability to learn what they need to can all help those who are already busy running their firms.
What function does an export business strategy serve?Your worldwide effort's facts, limitations, and objectives are made clearer by an export plan. Use it to establish precise goals, select a timetable for implementation, and identify significant accomplishments.
A business plan contains what?A written strategy outlining the goals and methods for achieving those goals is known as a company plan. It outlines the go-to-market strategy, financial projections, market analysis, corporate goals, and mission statement of a company.
Producers and retailers who sell their items to customers abroad are said to be exporting. Exporting is one way for businesses to improve their potential market, revenue, and expansion.
To know more about export business strategy visit:-
https://brainly.com/question/29807139
#SPJ4
since the development of affirmative action programs, companies no longer require physical examinations as part of the selection process.
Companies no longer demand physical exams as part of the hiring process due to the introduction of affirmative action initiatives. A job specification outlines the qualifications needed to perform the duties of the position.
Policies and initiatives that encourage equal employment opportunities for women, people of colour, and people with disabilities are known as affirmative action.
The purpose of affirmative action is to create a workforce that fairly represents the characteristics of the qualified workforce that is present in the relevant labour market. It does this by establishing equal access to employment opportunities.
Affirmative action enables institutions to employ comprehensive evaluations to include race as one of several considerations when assessing applications. Affirmative action thereby increases the likelihood that a student of colour will be given fair and thorough consideration rather than being disregarded for admission.
To learn more about affirmative action
https://brainly.com/question/8088645
#SPJ4
rather than looking at the efficiency of overall market functioning, cluster theory focuses on the effectiveness of securing market share by regions or areas.
According to the cluster theory, regional industrial concentration offers a number of economic benefits. The goal is to arrange the items in a set so that they are more similar to one another than to the objects in other groups.
For starters, when multiple businesses congregate in one place, economic activity increases. Because everyone is vying for the best rank, this leads to agglomeration spillovers, which raise total factor productivity across businesses in the same county.
By concentrating resources and regulatory policies on creating and keeping firms in a handful of distinct sectors that show potential to achieve city goals and strengthen the region's economy, the cluster strategy fosters business clusters.
To Learn more about cluster theory, refer
https://brainly.com/question/15591189
#SPJ4
you could have consistently made superior returns by buying stock after a 15% rise in price and selling after a 15% fall would appear to contradict which form of the efficient market hypothesis
A weak type of market effectiveness advocates that every one of the verifiable patterns and past data has been limited. at the point when an individual is attempting to do the specialized examination as far as reliably making a prevalent return by purchasing stock either 15% up or selling after 15% down, it will be an impression of an infringement of a frail type of a proficient market.
The productive market speculation alludes to the monetary financial matters hypothesis that proposes that all suitable data is reflected in the resource costs. It expresses that as new data opens up on the lookout, it is promptly reflected in stock costs, thus neither specialized nor essential examination can create abundance returns.
Learn more about efficient market:
https://brainly.com/question/29590348
#SPJ4
on november 1, bahama cruise lines borrows $6 million and issues a six-month, 7% note payable. interest is payable at maturity. determine the financial statement effects of (1) the issuance of the note and (2) the adjusting entry for interest owed by december 31, the end of the reporting period.
Part a:
The journal entry is:
Cash A/c....Dr. 6000000
Notes payable A/c.....Cr. 6000000
Part b:
The journal entry is:
Interest expense A/c....Dr. $70000
Interest payable A/c.....Cr. $70000
In an organization's accounting system, a journal entry documents a commercial transaction. The foundation of the double-entry accounting technique, which has been around for centuries, is made up of journal entries. They enable tracking of the purposes for which a company has spent its resources and the sources of those resources.
From November 1 to December 31 = 2 months
Interest is accrued for 2 months during the current period
Journal entries are as follows:
Part a:
Cash A/c....Dr. 6000000
Notes payable A/c.....Cr. 6000000
Part b:
Interest expense A/c....Dr. $70000
Interest payable A/c.....Cr. $70000
(6000000*7%*2/12)
Learn more about journal entry:
https://brainly.com/question/20421012
#SPJ4
in your opinion about innovation, describe it
Answer:
In my opinion, innovation is the process of creating new ideas, methods, or products that have value and can be used to improve existing systems or create entirely new ones. It involves taking risks, experimenting, and thinking creatively in order to come up with solutions to problems or challenges. Innovation can be applied to a wide range of fields, including technology, science, medicine, business, and the arts. It is often driven by a desire to make things better, faster, cheaper, or more efficient. At its best, innovation has the power to transform industries, improve people's lives, and create new opportunities.
Which one of the following capital budgeting decision models consists of dividing the total initial investment outlay by annual after-tax cash inflows (when such inflows are assumed equal over time)?
a. Profitability index.
b. Payback period.
c. Book (accounting) rate of return.
d. Internal rate of return.
e. Adjusted payback period.
Capital budgeting decision models consists of dividing the total initial investment outlay by annual after-tax cash inflows (when such inflows are assumed equal over time) Payback period.
Payback analysis calculates how lengthy it'll take to recoup the prices of an funding. The payback length is recognized via way of means of dividing the preliminary funding withinside the undertaking via way of means of the common every year coins influx that the undertaking will generate.
Capital budgeting facilitates in making the maximum most reliable selections. It consists of enlargement programs, merger selections, alternative selections however will now no longer incorporate of the stock associated selection making. Capital Budgeting is the technique of creating economic selections concerning making an investment in lengthy-time period belongings for a business.
It entails engaging in an intensive assessment of dangers and returns earlier than approving or rejecting a potential funding selection. This technique takes under consideration the whole monetary existence of a undertaking imparting a higher way of comparison. It additionally guarantees reimbursement of predicted profitability of tasks via the idea of internet earnings.
Learn more about budgeting here:
https://brainly.com/question/24940564
#SPJ4
A global equity manager is assigned to select stocks from a universe of large stocks throughout the world. The manager will be evaluated by comparing her returns to the return on the MSCI World Market Portfolio, but she is free to hold stocks from various countries in whatever proportions she finds desirable. Results for a given month are contained in the following table:
Country Weight In MSCI Index Manager's Weight Manager's Return in Country Return of Stock Index for That Country
U.K. 0.21 0.42 21% 12%
Japan 0.34 0.2 14 14
U.S. 0.39 0.3 10 12
Germany 0.06 0.08 5 12
a. Calculate the total value-added of all the manager's decisions this period.
b. Calculate the value-added (or subtracted) by her country allocation decisions.
c. Calculate the value-added from her stock selection ability within countries.
An investment manager's capacity for value-added decision making is referred to as alpha in the investing community. It reflects the incremental return above a benchmark performance target that they are able to achieve.
For what reason is Alpha called Alpha?The first letter of the Greek alphabet is the source of the word "Alpha," which refers to the beginning or starting point of a journey.
Part A: The Manager's Return is 0.42 x.21 x.20 x.14 x.30 x.10 x.08 x.05; the MSCI Return is 0.12 x.21 x.12 x.34 x.14 x.39 x.12 x.06 x.12 x 12.68 x 12.68 x Therefore, the Manager's Value-Added
Part b: Country Allocation Value-added Return = (.42 -.21) *.12 + (.2 -.34) *.14 + (.30 -.39) *.12 + (.08 -.06) *.12) = 0.0040, or 0.40 percent.
Part c: Stock Selection Value-added Return = (.21 -.12) *.21 + (.14 -.14) *.34 +.
To learn more about alpha here
https://brainly.com/question/29425402
#SPJ1
under the nasaa statement of policy on dishonest and unethical business practices, which of the following is (are) prohibited business practices? i sharing commissions between a registered broker-dealer and an agent ii sharing gains in an account between an agent and a customer iii sharing inside information between an agent and a customer
The correct option is i) sharing commissions between a registered broker dealer and an agent. One of the unethical practices beneath the NASAA Statement of Policy on Dishonest or Unethical Business Practices of Broker-Dealers and Agents is market manipulation.
Failing to disclose that counseled investments are being oversubscribed as principal by the representative's own firm would be an unethical business apply. Withholding material facts, shopping for and commerce to indicate market activity, and disproof quotes are all prohibited practices on NASAA Statement of Policy.
Shopping for on one exchange and commerce on another is that the absolutely acceptable market apply called arbitrage. A liquidated damages provision in an informative contract would state that if the client suffers a loss, the consultant is accountable.
To learn more about NASAA Statement of Policy, visit here
https://brainly.com/question/17227105
#SPJ4
research by harvard medical school experts suggests that boys are more likely to grow out of childhood asthma when they hit their teenage years. scientists followed over 1000 children between ages of 5 and 12, all of whom had mild to moderate asthma. by the age of 18, 14% of girls and 27% of boys seems to have grown out of asthma. suppose their analysis was based on 500 girls and 500 boys. we wish to do hypothesis testing at 5% level of significance to test whether the proportion of boys who grow out of asthma in their teenage years is more than that of girls. find . (clearly write down the formula first and then write down the values of all parameters and critical values used in the formula. do not compute the answer and do not test the hypothesis.)
The alternative hypothesis is that there is a difference in the proportion of boys and girls who grow out of childhood asthma. The test statistic is z = 14% - 27% = -5%. This indicates that the proportion of boys growing out of childhood asthma is statistically lower than the proportion of girls.
How do you define hypothesis?A tested assertion regarding the relationship between two or more variables or a theory put out to explain an observed occurrence is referred to as a hypothesis (plural: hypotheses) in a scientific context.
How come it's termed a hypothesis?The word "hypothesis" originally meant a synopsis of a classical drama's storyline. The word "hypothesis" in English is derived from the ancient Greek word "hypothesis," which means "putting or placing under" in its literal or etymological sense. However, in more recent usage, it has come to represent many different things, including "supposition."
To know more about Hypothesis visit:
https://brainly.com/question/29519577
#SPJ4
if businesses and consumers become pessimistic, the federal reserve can attempt to reduce the impact on the price level and real gdp by group of answer choices increasing the money supply, which lowers interest rates. decreasing the money supply, which raises interest rates. decreasing the money supply, which lowers interest rates. increasing the money supply, which raises interest rates. next
The federal reserve can attempt to reduce the impact on the price level and real GDP increasing the money supply, which lowers interest rates. The Federal Reserve monitors financial system risks.
Engages in domestic and international activities to help ensure that the system supports a healthy economy for US households, communities, and businesses. The Congress established it to provide the nation with a more secure, flexible, and stable monetary and financial system. The federal reserve the economy and the financial lives of Americans by supervising the nation's banks and influencing interest rates. While it does not interact with individuals directly, it ensures that they can deposit checks, use debit cards, and transfer funds in a secure and consistent manner.
To learn more about federal reserve, click here.
https://brainly.com/question/23247429
#SPJ4
a stamp collector had a collection consisting of over 12,000 stamps spanning 400 hundred years and 50 countries. after decades collecting, restoring, and maintaining the stamps, the collector fell into financial distress and decided that the monetary value of the collection was more useful than the collection itself. on appraisal by two different experts, the collection was valued at $100,000. to expedite a sale, the collector signed a contract to sell the entire collection to a historian for $80,000, which the historian was ready and able to pay. however, at the time of delivery, the collector refused to tender the collection after deciding that it was too special to sell at any price.
It is true that at time of delivery, stamp collector refused to tender collection after deciding that it was too special to sell at any price.
What is stamp collecting?Postage stamps and related items are collected as part of stamp collecting. It relates to the study of stamps, or philately. Since the fast expansion of the postal service in the late 19th century, when a seemingly endless stream of new stamps were created by nations looking to advertise their uniqueness through their stamps, it has been one of the most well-liked pastimes worldwide. The study of stamps, or philately, as it is known more commonly, includes a variety of topics, including stamp collecting. However, collecting stamps is not a requirement of a philatelist. But building a sizable or thorough collection typically calls for philatelic expertise and will frequently include philatelic study areas.
To learn more about advertise, visit:
https://brainly.com/question/13069568
#SPJ4
given today's institutions, modern money theory concludes that monetary policy is much more effective as a macroeconomic tool than fiscal policy.
The major conclusion is that current monetary policy has been more stabilizing, both in terms of how it has responded to shocks and in terms of excluding non-fundamental changes.
Is the Modern Monetary Theory currently embraced by most economists?Because interest rates are so low and are anticipated to stay that way for the foreseeable future, the MMT promise of free funding for deficits has come close to becoming true. Now, more people agree with their theory that inflation results from running the economy "too hot" rather than from excessive money creation.
What distinguishes monetary policy from fiscal policy?The term "monetary policy" refers to the actions taken by the central bank to control the amount of credit and money in an economy. In contrast, fiscal policy refers to the choices made by the government on taxation and spending.
To Know more about monetary policy
https://brainly.com/question/29694955
#SPJ4
Your firm has 10 million shares outstanding, and you are about to issue 5 million new shares in an IPO. The IPO price has been set at $20 per share, and the underwriting spread is 7%. The IPO is a big success with investors, and the share price rises to $50 on the first day of trading.
a. How much did your firm raise from the IPO?
b. What is the market value of the firm after the IPO?
c. Assume that the post-IPO value of your firm is its fair market value. Suppose your
firm could have issued shares directly to investors at their fair market value, in a perfect market
with no underwriting spread and no underpricing. What would the share price have been in this
case, if you raise the same amount as in part (a)?
d. Comparing part (b) and part (c), what is the total cost to the firm’s original investors
due to market imperfections from the IPO
Answer:
Your firm has 10 million shares outstanding, and you are about to issue 5 million new shares inan IPO. The IPO price has been set at $20 per share, and the underwriting spread is 7%. The IPOis a big success with investors, and the share price rises to $50 on the first day of trading.a)How much did your firm raise from the IPO?5,000,000 × (20 – 7% × 20) = $93,000,000b)What is the market value of the firm after the IPO?15,000,000 ×50 = $750,000,000c)Assume that the post-IPO value of your firm is its fair market value. Suppose your firmcould have issued shares directly to investors at their fair market values in a perfectmarket with no underwriting spread and no underpricing. What would the share pricehave been in this case, if you raise the same amount as in part a)?$750,000,000 – $93,000,000 = $657,000,000$657,000,000 / (10,000,000 shares) = $65.70 per shared)Comparing part b) and part c), what is the total cost to the firm’s original investors due tomarket imperfections from the IPO?($65.70 – $50.00) × 10,000,000 = $157,000,000
clarise knows that she will not have bonus dollars to reward her high-performing management team this year due to a shortfall in company profits. furthermore, a companywide hiring and promotion freeze will prohibit her from hiring entry-level workers to allow existing staff to be promoted to higher levels. in response, she has arranged for her management team to attend the annual corporate planning meeting, affording them a unique opportunity to interact with and gain recognition by company executives. she has instituted this nonmonetary
She has instituted this nonmonetary reward because nonmonetary rewards can motivate when pay and promotions are scarce.
Promotion in marketing is any type of marketing communication intended to convince a target audience of the relative quality of goods, services, ideas, or brands. It helps marketers create a memorable place in the customer's mind. This place can be cognitive or emotional.
One of the components of a promotional mix or promotional plan is promotion. These include event marketing, exhibitions and trade shows, as well as personal selling, advertising, sales promotion, direct marketing, advertising, and word of mouth.
To know more about Reward here-
https://brainly.com/question/20472836
#SPJ4
FILL IN THE BLANK. generally, a high_____ratio could lead investors and creditors to view the company as being very risky.
Generally, a high Debt to owner's equity ratio could lead investors and creditors to view the company as being very risky.
The debt-to-equity ratio evaluates your company's overall debt in relation to the capital the owners initially put up and the profits that have been held through time.
Before deciding to give you more money, the bank will consider a number of factors, including your company's debt-to-equity ratio.
According to Lemieux, a relatively low debt-to-equity ratio may indicate that a business is quite mature and has acquired a sizable amount of money through time. A good debt-to-equity ratio is usually regarded as being between 2 and 2.5.
To learn more about debt-to-equity ratio refer here
https://brainly.com/question/25994986#
#SPJ4
Rodriguez Corporation issues 19,000 shares of its common stock for $152,000 cash on February 20. Prepare journal entries to record this event under each of the following separate situations.
1. The stock has a $2 par value. 2. The stock has neither par nor stated value. 3. The stock has a $5 stated value.
Create a journal worksheet
The journal entries of Rodriguez Corporation to record the event of three situations are stated below.
What is a journal entry?The accounting record for a business uses a journal entry to document a commercial transaction. The general ledger is where journal entries are often made, however, they can also be made in a subsidiary ledger and subsequently rolled forward into the general ledger after being summarized.
Every journal entry includes information crucial to a single business transaction, such as the date, the sum to be credited and debited, a succinct explanation of the transaction, and the accounts impacted.
Given:
1) Stock has a $2 par value.
Cash Debit 152000
Common Stock (19000*2) Cr. $38000
Paid-in Capital in Excess of the Par Value (152000 - 38000) Cr.$ 114000
2) Stock has neither par nor the stated value.
Cash Dr.152000
Common Stock Cr. 152000
3) Stock has a $5 stated value.
Cash Debit 152000
Common Stock (19000*5) Cr.$95000
The Paid-in Capital in Excess of Stated Value (152000 - 95000) Cr.$57000
To learn more about journal entry, visit:
https://brainly.com/question/29315397
#SPJ1
he standard costs and actual costs for factory overhead for the manufacture of 2,800 units of actual production are as follows: standard costs fixed overhead (based on 10,000 hours) 3 hours per unit at $0.72 per hour variable overhead 3 hours per unit at $1.99 per hour actual costs total variable cost, $17,900 total fixed cost, $7,900 the total factory overhead cost variance is
The variable factory overhead variance is $1184 which is unfavourable because it is higher than the budgeted overhead
The distinction between applied overhead and real overhead is referred to as overhead variance. Only until you are aware of the period's real overhead expenses can you calculate the overhead variance. A fixed-rate and a cost driver are used to apply overhead. In essence, this is a method of forecasting overhead expenses before they arise. It is feasible to compare the actual overhead expenses with the planned projections at the conclusion of the fiscal period.
The Variable factory overhead controllable variance is calculated by the following formula:-
= (Actual Variable overheads) - (Budgeted overheads based on standard hours)
=$17900 - (2,800 *3 * $1.99)
= $17900 - $16716
= $1184
Since the actual variable overheads are higher than the budgeted overheads, there is an unfavourable variance.
Learn more about overhead variance:
https://brainly.com/question/14190459
#SPJ4