As per the financial commitment, the differences between land acquisition loans, land development and construction loan are explained below.
What is meant by Financial Commitment?
In economics, the amount of personal funds that are willing to invest to a transaction defines financial commitments and this is especially significant in the case of a new business purchase when a down payment may be required.
Here we need to distinguish land acquisition loans, land development loans, and construction loans.
In order to find the difference, we know know, Land acquisition loans are used to fund the purchase of new construction. Where as the Land development loans fund the installation of public and private cloud property improvements required to prepare the land for building. On the other hand, construction loans are used to pay the costs of constructing a structure.
Now, with respect to lender risk land development loans will on first rank as there is a danger that the borrower may not return the debt when lenders issue mortgages in land. Then the Land acquisition loans will be on second as bond issuer will fail to make a required payment and Finally, Construction loans will be on third as that an insurance company will be unable to pay a claim to lender risk.
To know more about Financial commitment here.
https://brainly.com/question/18368648
#SPJ4
global fdi flows ____ significantly in ____ due to _____.
The correct option is A ; Decreased; 2008; the global recession , Foreign Direct Investment (FDI) flows document the value of cross-border transactions connected to direct investment over a specific time period, often a quarter or a year.
Financial flows include equity trades, earnings reinvestment, and intercompany loan transactions.
According to extant research on FDI inflows, the most prevalent variables of FDI inflows include market size, market expansion rate, trade liberalization, exchange rate, business clustering effects, political stability, good governance, tax incentives, labor availability and cost, labour productivity.
Learn more about to fdi flows
https://brainly.com/question/19565308
#SPJ4
Full Question ;
Global FDI flows ____ significantly in ____ due to _____.
- decreased; 2008; the global recession
- decreased; 2010; increasing regulations
- increased; 2008; the global expansion
- increased; 2010; decreasing regulations
under an insurance policy, the insurer agrees to assume an identified risk when the policyholder pays a fee called the
When a policyholder pays a sum of money known as the premium in accordance with an insurance policy, the insurer agrees to take on a certain risk.
In general, a premium is a cost that is added on top of a fundamental or intrinsic value. In a similar vein, it refers to the cost of insurance against loss, danger, or injury (e.g., insurance or options contracts). The Latin term praemium, which originally meant "reward" or "prize," is the source of the English word premium.
A premium is a price that exists above a certain kind of basic value, and such assets or items are said to be trading at a premium. Increased demand, a constrained supply, or expectations of rising value in the future can all cause assets to trade at a premium.
A bond that trades above its face value, or in other words, one that costs more than the bond's face value, is referred to as a premium bond. A bond's higher interest rate than the market's current rates could cause it to trade at a premium.
The idea of a bond price premium stems from the idea that a bond's price is inversely correlated to interest rates; if a fixed-income security is bought at a premium, this indicates that the going interest rate is lower than the bond's coupon rate. As a result, the investor must spend more for an investment that will provide a profit higher than current interest rates.
Learn more about premium here
https://brainly.com/question/7511249
#SPJ4
a training assessment is the first step to any successful training program and is also a critical aspect of succession planning. group of answer choices true false
The statement, "A training assessment is the first step to any successful training program and is also a critical aspect of succession planning." is false.
An agency's staff must possess the knowledge, skills, and aptitudes required to satisfy the performance criteria, and this is the subject of a training needs assessment. If training programmes are accurately identified, resources will be appropriately distributed to locations with the greatest demand. The assessment should take into account the resources needed to accomplish the organization's goal, increase productivity, and provide high-quality products and services.
A requirements assessment is the procedure used to identify the "gap" between intended performance and actual training. When a difference exists, it looks into what it is, why it exists, and how it can close or remove the disparity. A thorough needs assessment takes into account the effects of ignoring the gaps.
Learn more about Disparity here:
https://brainly.com/question/7619884
#SPJ4
unadjusted rate of return is sometimes called the accountant's method because information required is all obtained form the financial statements. is this statement true or false?
Yes, the unadjusted rate of return is sometimes called the accountant's method because information required is all obtained from the financial statements.
what is unadjusted rate of return?
The unadjusted rate of return method is another frequently used capital planning strategy. The simple rate of return method or the accounting rate of return method are other names for this. the unadjusted rate of return is calculated. You divide the growth in your expected average income by the cost of your first investment. Your unadjusted rate of return is the outcome. Observe that the title contains the phrase "unadjusted," This method alludes to the fact that the computations are not taken into account for the temporal value of money.
learn more about unadjusted rate of return-
https://brainly.com/question/13037420
#SPJ4
a&b storage, inc., signs a six-month lease to occupy a warehouse. this is
According to A&B Storage, Inc., the six-month lease is for "a tenancy for years."
A tenancy is the occupation or possession of real estate or other places under a lease. The tenant or occupant is required to assume control and possession of the property for the duration of the lawful occupancy. Any statement that reflects the owner's wish to transfer a property interest to another person is permissible when establishing a tenancy.
A leasehold estate known as a tenancy for years enables a renter to occupy a property for an extended period of time, usually several years. For the term of the lease, the tenant is the only occupant of the space. Tenancy for Years is the most typical form of leasehold estate and can be a great method to get a long-term rental agreement.
In the manufacturing and distribution industries, raw materials and completed goods are frequently stored in warehouses as part of the supply chain.
To learn more about tenancy
https://brainly.com/question/14366998
#SPJ4
describe some of the working conditions during the industrial revolution that caused workers in western countries to organize. what actions did workers take to try to improve their situation? why do you think that governments and business owners tried to silence protesting workers?
During the Industrial Revolution, workers faced difficult and exploitative working conditions.
Workers in Western nations experienced challenging and exploitative working conditions during the Industrial Revolution. Numerous people put in lengthy shifts in hazardous and sick conditions, frequently for meagre pay and minimal benefits. Workers formed unions and participated in collective action, like boycotts, and protests, in an effort to improve their circumstances. Governments and company owners frequently opposed these moves because they perceived organized labor as dangerous to their interests.
To keep power and protect their earnings, governments and company owners attempted to shut out the protesting employees. To stifle labor organizing and protest, they frequently employed strategies including violence, intimidation, and legal action. Another reason was that governments and business owners often saw organized labor as a threat to social order and stability. They believed that strikes and other forms of collective action could lead to social unrest and even revolution, and they took steps to prevent this from happening.
Read more about the industrial revolution on:
https://brainly.com/question/13323062
#SPJ4
during her interview, margo realized that the organization seemed to foster an aggressive culture. what three characteristics would indicate this?
Everyone is encouraged to challenge one another in the highly competitive organization mentality.
By organization, what do we mean?A group of people who work together organisational context, such as a company, building owner, nonprofit, or union. The word "organizational" has the potential to refer to an individual, a group, a business, or the development of anything.
Why is organization so important?However, keeping structure can enhance your well-being and lead to greater happiness and comfort. Being unorganized could cause chaos in your life. It could lead to despondency and increased tension. Discord can be a generator of mold growth, dust buildup, and even a fire risk.
To know more about organization visit:
https://brainly.com/question/28497652
#SPJ4
The transfer of goods from an inbound carrier to an outbound carrier, without the goods being put away into storage is known as?
The transfer of goods from an inbound carrier to an outbound carrier, without the goods being put away into storage is known as crossdocking.
Crossdocking, according to Faramarzi and Drane (n.d.), is the transfer of goods and materials from an inbound carrier to an outbound carrier without the goods going into a warehouse or being put away in storage. As a result, when moving from the receiving dock area to the shipping dock area, the products "cross the docks." It can result in significant inventory savings, lowering the price of keeping inventory and handling the inventory (Kulwiec, 2004 ). Crossdocking expedites customer delivery, which contributes to superior customer service.
In order to save shipping time and costs, cross-docking is the logistics process of transshipping inventory in a flow-centre by unloading the shipments from the inbound trucks directly onto the outbound trucks.
know more about inventory cost here
https://brainly.com/question/14923857#
#SPJ4
destination stores are very likely to be profitable even in isolated locations. group of answer choices true false
True destination stores are very likely to be profitable even in isolated locations.
A destination store attracts people by offering uncommon goods, or by providing a welcoming environment, exceptional pricing, and other appealing qualities. A destination store is a retail establishment that attracts customers for specific reasons, leading them to make extraordinary travel arrangements just to purchase there.
Destination businesses typically offer something special to draw customers in, despite the inconvenience of the distance or location. Smaller merchants frequently locate themselves close to a destination store in the hopes that customers would eventually visit their stores as well.
To learn more about store refer here:
https://brainly.com/question/7160004
#SPJ4
Which of the following is an example of a black market deal?
Annie rents an apartment _____
A. in a rental-controlled city, paying $ 1,000 for an extra set of keys
B. in an equilibrium rental
C. on the rental ceiling after many months of search
D. in the rental-controlled city in the rental ceiling
Option - A : Annie rents an apartment in a rental-controlled city, paying $ 1,000 for an extra set of keys is an example of a black market deal.
A black market is an economic activity that takes place outside of publicly recognised channels. Currency traders frequently engage in illicit transactions "under the table" to avoid government-imposed price controls or taxes. Some goods that are traded on the black market include weapons, illegal substances, uncommon and vulnerable animal species, and human organs needed for transplant surgeries. The illicit trading that takes place in secrecy or at night is referred to as taking place on the "black market." Since black market trading occurs "off the books," as it were, it is impossible to assess this entire sector of the economy with accuracy.
Black markets can develop when the government tries to control prices or imposes an excessively high tax burden on transactions.
For such more questions on Black market :
brainly.com/question/29346372
#SPJ4
a company has a system of progressive discipline. even so, in which situation would it be appropriate for the company to follow a stricter policy and dismiss an employee after a first offense?
When an employee fails to fix an issue despite being given a fair chance to do so, progressive discipline is the practice of taking increasingly harsh procedures or measures.
What do you mean by Progressive discipline ?Typically, the initial stage in progressive discipline is verbal counseling. A manager or supervisor may utilize verbal counseling to inform a staff member that their work performance and/or behavior needs to be improved.
The ultimate goal of progressive discipline is to assist staff in early correction of conduct issues and early resolution of performance concerns. Using a system of progressive punishment: provides a method for discipline that is fair, consistent, and objective.Progressive punishment targets both behavior modification and contemporaneous responsibility. Progressive discipline aims to help pupils learn from their mistakes in order to stop undesirable conduct from happening again.HR may decide to fire an employee directly if they have earned many formal reprimands for the same infraction. A worker could also receive a brief immediate suspension as punishment.To know more about Progressive discipline please click here ; https://brainly.com/question/11332361
#SPJ1
business reports that list only totals, with no individual item details, are called ____.
A summary report is a type of business report that only lists item totals without providing any detail about individual items. Summary reports are often used to provide an overview of a business's performance over a period of time.
Summary reports can provide an efficient way to review high-level performance metrics such as total sales, total costs, and net profit. Summary reports are usually created in a spreadsheet program such as Microsoft Excel and are typically used by executives, managers, and other decision makers. Summary reports can be used to inform important decisions, such as when to invest in new equipment or personnel, or when to adjust pricing or marketing strategies.
To know more about business report click here
https://brainly.com/question/4025229
#SPJ4
which organization provides a medium for the exchange of educational ideas and training techniques for the fire service?
The name of an organization that provides a medium for the exchange of educational ideas and training techniques for fire services is the International Society of Fire Services. Hence, the correct option is (C).
What is the International Society of Fire Services?The International Society of Fire Service is an organization whose goal is to improve firefighter safety was established in 1961. For more than five decades, this organization has provided educational ideas and also training techniques to firefighters in order to improve their work and also their safety. The vision of the organization is to become the leading company that provides resources to improve the efficiency, effectiveness, and also safety of the fire service.
The question is incomplete, but most probably your question was:
The name of an organization that provides a medium for the exchange of educational ideas and training techniques for fire services is
A. National Fire Protection Association
B. International Fire Service Training Association
C. International Society of Fire Service Instructors
D. The Joint Council of National Fire Service Organizations
Hence, the correct option is (C).
Learn more about fire safety precautions at https://brainly.com/question/26386412
#SPJ4
if congress wants to close a recessionary gap, which policy is matched to the resultant change in output and price level?
If congress wants to close a recessionary gap, policy is matched to the resultant change in output and price level are:
Policy : Decreases taxesOutput: IncreasesPrice level: IncreasesDefinition of RecessionRecession is a term used to describe a situation in which a country's economic turnover turns slow or gets worse. This slowing economic turnover can last quite a long time, even years, as a result of the growth of a country's gross domestic product (GDP) declining for two quarters and continuing continuously.
GDP itself can be interpreted as a country's economic activity during one period. So, if a country experiences continuous decline in economic activity for two periods, then the country can be said to be in a recession.
Meanwhile, the National Bureau of Economic Research (NBER) which is located in the United States, defines a recession as a condition in which a country experiences a significant decline in economic activity within a period of several months in terms of real GDP, income, unemployment rate, industrial production, wholesale-retail sales.
Learn more about recession at https://brainly.com/question/14735206.
#SPJ4
In an experiment, events A and B are mutually exclusive. If P(A) = 0.6, then the probability of Bcannot be determined with the information givencannot be larger than 0.4can be any value between 0 to 1can be any value greater than 0.6
If A and B cannot occur simultaneously, they are events that cannot occur together. P(A AND B) = 0 indicates that A and B do not share any outcomes.
Are events A and B independent, mutually exclusive, both, or neither?P(A|B) equals P(A), so A and B are independent.
How can you determine the likelihood that A and B are mutually exclusive?The probability of an event A occurring or the probability of an event B occurring, which is the P (a b) formula, is given by P(A) + P(B), i.e., P (A Or B) = P(A) + P(B) if A and B are considered to be events that are mutually exclusive.
To learn more about probability here:
https://brainly.com/question/15180031
#SPJ4
let’s focus on the second quarter since the change in velocity is so dramatic. during that quarter, the cpi fell by 0.9%, real gdp fell by 9.0%, the money supply rose by 23%, and velocity changed by %. give your answer to one decimal.
Choose one: A. People and banks were spending their money at faster rates.
B. There was a substantial increase in the money supply.
C. People and banks were holding on to their money longer.
D. The inflation rate was negative.
There is some indication that the United States may be entering a recession as a result of the fact that now the economy shrunk in the second period and GDP fell by 0.9%.
A shrunk economy is what?Economic contraction is the term used to describe the business cycle's downward slope. A period of declining economic production is known as a contraction. The economy is currently producing less than it did previously. In order to create less goods and services, businesses must use fewer resources, especially labor.
The US economy has it shrunk?One definition of the a recession is supported by the most recent GDP measurement, which shows that the US economy contracted for two consecutive quarters. During in the 2nd period of 2016, the US GDP contracted by 0.6%.
To know more about economy visit:
https://brainly.com/question/28146097
#SPJ4
in the context of using information technologies for a competitive advantage, a top-line strategy focuses on: a. helping different market segments achieve technological advancement. b. refining operations by using latest technologies. c. improving efficiency by reducing overall costs. d. increasing revenue by selling existing products to new customers.
In the context of using information technologies for a competitive advantage, a top-line strategy focuses on increasing revenue by selling existing products to new customers.
All forms of technology used to exchange, save, utilise, or produce information are included in the broad category of information technology, generally known as IT. Computers, servers, peripherals, Internet connectivity tools, and phone systems are examples of frequently used information technology hardware.
Companies may keep a competitive edge over their rivals by utilizing information technology resources. Companies that employ a first-movers approach might leverage information technology to develop new goods, differentiate their offerings from those already on the market, or improve customer services. Businesses that pursue low-cost product strategies can use information technology to their advantage by increasing productivity and reducing the need for personnel overhead. Businesses may also incorporate information technology into their goods such that customers find it difficult to transfer platforms.
Learn more about Technology here:
https://brainly.com/question/7788080
#SPJ4
which organization develops and publishes the majority of the consensus standards used in u.s. and canadian jurisdictions?
International Organization for Standardization (ISO) is the organization that develops and publishes the majority of the consensus standards used in U.S. and Canadian jurisdictions.
International Organization for Standardization (ISO) is an organization that helps in forming jurisdiction standards for countries like the United States and Canada.
The consensus is a part f the jurisdiction whose standards are also set by the International Organization for Standardization (ISO). The ISO believes that for countries like the United States and Canada, it is important that an agreement for any kind of jurisdiction be bought through standard consensus as the people of these countries have a democratic set of mind. A general agreement is made through a consensus for forming the jurisdiction.
To learn more about the U.S., click here:
https://brainly.com/question/25125137
#SPJ4
which of the following items is not separately stated for an s corporation? a. charitable contribution b. short-term capital gain c. section 1245 income d. dividend income
charitable contribution is not separately stated for an s corporation. Charitable contributions may be reduced by employing the right tax planning tactics.
Giving something of value such as money or property to a nonprofit organisation so that it might further its objectives is known as a charitable donation. A gift or donation made to or for the use of an approved organisation qualifies as a charitable contribution. It is voluntarily given without expecting or receiving anything of comparable worth. reputable businesses.
Giving unused toys to the less fortunate, grinning at a stranger, holding a door open for someone, or going to see a sick relative are all examples of charity since they make someone feel good. You can choose how much to donate, what to give as an asset, and when to contribute by knowing the tax tactics associated to charitable contributions.
learn more about charitable contribution here
https://brainly.com/question/14288380
#SPJ4
work in progress (wip) limits place constraints on how many items a team works on at any given time. what scrum value do wip limits encourage for a team?
Focus on scrum values, do work-in-progress limits, and encourage teamwork.
What is focusing?Your Teams status will change to Focusing while you are in your focus period, and all alerts will be muted until your concentrate time is over. Tap Menu to update your status. It's a self-assurance founded on actual experience.This inner peace that comes from knowing your purpose, knowing where you're going and creating a plan to get there Living purposefully and assiduously is a talent, not a personality trait.Additionally, because it's a skill, you can learn it.Why is focusing effective?Concentration is defined as focused attention and has a variety of applications and advantages. It helps with studying, facilitates quicker comprehension, enhances memory, aids in maintaining concentrate on a topic, job or goal, and empowers you to block out pointless and irrelevant ideas.Focus on scrum values, do work-in-progress limits, and encourage teamwork.
To know more about focusing, visit:
https://brainly.com/question/17490511
#SPJ1
bonds that require payment of the full principal at a single maturity date are known as term bonds. t or f
Bonds that require payment of the full principal at a single maturity date are known as term bonds is a true statement.
Term bonds have a single maturity date at which the whole principal must be repaid. The vast majority of bonds require full payment at one maturity date. A higher debt-to-equity ratio generally raises the likelihood of bankruptcy. Term bonds are fixed-term notes that companies sell to the general public or investors. The term of a bond is the amount of time between its issuance and maturity.
Longer-term bonds have two key benefits: diversification from equities, and reliable returns. Due to the low equity exposure in this type of portfolio, these investors do not require the benefit of diversification that longer bonds offer.
To learn more about Term bonds visit: https://brainly.com/question/14224896
#SPJ4
which type of sales promotion stimulates demand by offering a product discount that is used immediately when the product is purchased
The type of sales promotion that stimulates demand by offering a product discount that is used immediately when the product is purchased is known as coupons.
The need for customer satisfaction has
become the top priority for businesses and there are times when they need to stimulate demand and increase sales of their products for short-run, this is where sales promotion comes into play.
Basically, a sales promotion refers to a marketing strategy where the product is promoted using short-term attractive
initiatives to stimulate its demand and
increase its sales. It is a part of the
promotional mix where the business
uses many short-term customer-oriented
customer-oriented strategies to stimulate the demand for its
product by making it look more attractive
and/or worthy.
Generally, the strategy are usually brought to use in the following cases which are to introduce new products, sell out existing inventories, attract more customers and lift sales temporarily.
To know more about Sales promotion visit:
https://brainly.com/question/29311235
#SPJ4
ong life floors is expected to pay an annual dividend of $4 a share and plans on increasing future dividends by 1 percent annually. the discount rate is 9 percent. what will the value of this stock be 5 years from today (in $ dollars)? $
The value of this stock be 5 years from today is $95.53
What is a stock?Every share of ownership in a company or firm is referred to as stock in the financial environment. In most cases, this entitles the shareholder to that percentage of the company's earnings, cash from the sale of company assets, or voting power, allocating these normally in accordance with the amount that each stockholder has invested. There are variations among stocks. As an illustration, certain classes of stock may be issued with enhanced voting rights, without voting rights, or with a specific priority to receive profits or proceeds from liquidation before or after other classes of shareholders. It is possible to buy and sell stock either privately or through stock exchanges, and such transactions are typically subject to very strict regulation by governments in an effort to prevent fraud, protect investors, and improve the overall economy.
Price at end of year 5 is
= (Dividend at year 6 ÷ (Discount rate - Growth rate) )
= (Dividend year 0 * 1.03^6 ÷ (Discount rate - Growth rate))
= (($4 × 1.03^6 ) ÷ ( 0.08 - 0.03 ) )
= (4 × 1.1941 ÷ 0.05)
= $95.53
To learn more about stock, visit:
https://brainly.com/question/29992015
#SPJ4
which transportation network design option establishes an extra layer between suppliers and retailers to store inventory and to serve as a transfer location?
All shipments via central DC of transportation network design option establishes an extra layer between suppliers and retailers to store inventory and to serve as a transfer location.
About transportation networkIn shipping goods from producers to consumers, a transportation flow design is needed
The design of the transportation network will affect the performance of the supply chain from producers (suppliers) to consumers.
The design of this transportation network includes infrastructure in making transportation operational decisions which include scheduling and determining routes from suppliers to retailers.
A good transportation network design will support the company's goal of minimizing supply chain costs
3 Types of transportation networks Direct Shipping Network Direct Delivery with Milk run Delivery via Central Distribution Center (DC) Delivery via Distribution Center (DC) with Milk run Tailored NetworkWhat is DC (Distribution Center)DC is an additional layer between suppliers and retailers.
The first role of a DC is as a place to store inventory, and the second is as a location where transfers are made. The presence of a DC can help reduce supply chain costs when suppliers are far from retail. In addition, the presence of a DC also supports the supply chain in achieving economies of scale in terms of shipping from suppliers to DC (inbound transportation) because each supplier can send their products in large quantities to DC. Because DC serves retailers that are located close together, the shipping costs from DC to retail (outbound transportation) are not too high.
DC can carry out cross-docking, which is an activity carried out at the loading dock which consists of the process of unloading goods (from supply/source trucks) and reloading (into delivery trucks) with the aim of reducing handling and speeding up the delivery process.
Learn more about transportation network design at https://brainly.com/question/25197410.
#SPJ4
the real value of government debt is reduced by: group of answer choices expected inflation. expected deflation. unexpected inflation. unexpected deflation.
The real value of government debt is reduced by expected and unexpected Inflation.
Government debt is used to pay public services it really means borrowings made by the government. When inflation happens, the price of all goods and services increases rapidly, and unless and until people have the proper income they will not be able to survive anything.
Higher inflation reduces the real value of the government's outstanding but increases capital investment. The higher the inflation, the lower will the government debt be. When the price increases, the value of debt decreases, either immediately or from time to time.
To know more about Inflation,
brainly.com/question/21586910
#SPJ4
why am i never hungry?
The condition of never feel hungry comes under the possible cause of loss appetite in which your appetite might also be suppressed by hormonal changes, a persistent disease, and drugs.
What do you understand by the loss of appetite?A lack of appetite is a symptom with a wide range of potential explanations. When you are not hungry, this happens. Anorexia is the medical word for a lack of appetite. Compared to the eating disorder anorexia nervosa, this is distinct.
Anxiety, depression, and stress are a few mental health problems that can negatively impact appetite levels. A decrease in appetite can also be brought on by other medical issues, including pregnancy, hypothyroidism, and more.
Lack of appetite can occasionally be an indication of other illnesses, such as hypothyroidism, diabetes, or even cancer.
Therefore, the condition of never feel hungry comes under the possible cause of loss appetite in which your appetite might also be suppressed by hormonal changes, a persistent disease, and drugs.
To know more about the loss of appetite, visit:
https://brainly.com/question/23077678
#SPJ1
a system to track contact and other information for current and potential customers is called a(n) system.
A system to track contact and other information for current and potential customers is called a customer relationship management system.
A relationship management system helps organizations and firms find new customers, maintain their business, and provide services throughout the relationship. It manages the firm's interaction with potential customers and maintains a relationship with existing customers. It helps businesses to grow by improving their relationship with customers.
Relationship management system manages various functions such as sales management, business development, marketing, recruiting, contact management, and agent productivity. It also helps in maintaining contact with suppliers, users, colleagues, and others.
It stores information on sales and customer service issues to improve future correspondence.
Learn more about relationship management system here https://brainly.com/question/23823339
#SPJ4
for a bank, the difference between the interest rate charged to borrowers and the interest rate paid on liabilities is called the .
For a bank, the difference between the interest rate charged to borrowers and the interest rate paid on liabilities is called the net interest spread.
The difference between the average yield a financial institution obtains from loans and other interest-earning operations and the average rate it spends on deposit and borrowings is known as the net interest rate spread. An important factor in determining a financial institution's profitability is the net interest rate spread (or lack thereof).
A bank's main activity is controlling the difference between the interest rate it charges customers for deposits and the rate it collects on their loans. In other words, a bank makes money from the interest rate spread when the interest it receives on loans exceeds the interest it pays on deposits. Net interest rate spreads are comparable to profit margins, to put it simply.
To know more about banks visit:
https://brainly.com/question/14368059
#SPJ4
the nasa space shuttle transports material to the international space station at a cost of $\$22,\!000$ per kilogram. what is the number of dollars in the cost of transporting a 250 g control module?
NASA's Space Shuttle Program has cost the agency around $200 billion in total. On February 24, 2011, the space shuttle Discovery ignites for liftoff on Launch Pad 39A at NASA's Kennedy Space Center in Florida.
Because of this, it excludes the cost of the Nasa Space Shuttle Program from their estimate of ISS expenses. Costs of the International Space Station (NASA): $54 to 59 billion. $26 billion from 1994 to 2005. $4 billion between 2006 and 2007. $24 to 29 billion from 2008 to 2016. Despite the fact that 35 of the Space Shuttle's 41 missions were or will be ICC missions, NASA views the Space Shuttle Program as a separate undertaking from the International Space Station. Due to this, it excludes the cost of the Space Shuttle Program from their estimates of ISS costs.
To learn more about Nasa Space Shuttle please click on below link
https://brainly.com/question/29569988
#SPJ4
which of the following statements about span of control is true? multiple choice larger organizations tend to have wider spans of control. costs tend to be higher in organizations with narrow spans. complex tasks tend to require a narrower span of control. narrow spans of control are mostly found in clan cultures. senior-level executives tend to have wider spans of control.
Option (b), If the comments regarding span of control are accurate, costs generally tend to be greater in firms with narrow spans.
What happens when the control range is too broad?However, those in positions of considerable authority run the risk of being overloaded, finding it difficult to make decisions, and losing influence over their workforce. Small business owners may become overwhelmed by all of these factors while determining the best span of control for their organization.
Why is it vital to have a limited range of control?But it can also increase the likelihood of delayed decisions, additional red tape, and the formation of silos. Managers and staff have more time for one-on-one interactions and have more opportunities for employee progress when they have a shorter period of responsibility.
Learn more about span of control: https://brainly.com/question/29454309
#SPJ4