Answer: An interest rate is either the cost of borrowing money or the reward for saving it. It is calculated as a percentage of the amount borrowed or saved. 1 You borrow money from banks when you take out a home mortgage.
Explanation: An interest rate is the amount of interest due per period, as a proportion of the amount lent, deposited, or borrowed. The total interest on an amount lent or borrowed depends on the principal sum, the interest rate, the compounding frequency, and the length of time over which it is lent, deposited, or borrowed.
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bju press if ruth contributed $10,000 toward the total group investment of $200,000 for the purchase of a seafood restaurant, what percentage of the company does she own?
The 5% of the company will Ruth still own after the investment, according to the given question.
Amount Contributed - $10,000
Total Investment - $200,000
Therefore,
% hold on the company = Amount Contributed / Total Investment *100
= $10,000 / $200,000 *100
= 5%
The 5% of the company will Ruth still own after the investment, according to the given question.
A brief outline of your business plan that piques the curiosity of potential investors should be included in your investment pitch presentation. Because your product is only one component of your business strategy, it shouldn't only be a pitch for your product.
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while acquisitions offer an enticing means for entering a new business, many fail to deliver on their promise, as they:
While acquisitions present many fall short of their potential because doing so requires successfully integrating the culture, systems, and organizational structure of the target firm into the acquiring firm.
An acquisition occurs when one business buys the majority or all of the stock of another business to take over that business. In order to make decisions regarding newly acquired assets without the consent of the target business's other shareholders, the acquirer must purchase more than 50% of the shares and other assets of the target company. Acquisitions can take place with or without the target company's consent and are a typical occurrence in business. During the approval procedure, there is frequently a no-shop provision.
Due to the tendency of these massive and important transactions to dominate the headlines, we frequently hear about acquisitions of major, well-known enterprises. Contrary to popular belief, small- to medium-sized businesses frequently combine and acquire one another (M&A) rather than giant corporations.
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what is the required return for a stock with a beta of 1.25 when the market return is expected to be 12% and the return on a u.s. treasury bill is 2.5%?
The required return for stock with a beta of 1.25 is 10.5%.
What is beta?The beta in finance is a measurement of how a certain asset changes (on average) when the entire stock market rises or falls. Therefore, when a modest amount of an asset is introduced, beta is a good indicator of how much risk the asset adds to the market portfolio. Thus, beta is also known as the systematic risk, market risk, non-diversifiable risk, or hedging ratio of an asset. A measure for idiosyncratic risk is not beta. According to definition, the valuation average of all market betas for all investable assets relative to the value-weighted market index is 1. Negative betas are uncommon in actual stocks . A typical stock's beta falls between 0 and 3.
Calculation of required return R = Rf+ B(Rm-Rf)
= 10.5%
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an investment project has annual cash inflows of $5,200, $6,300, $7,100, and $8,400, and a discount rate of 19 percent. what is the discounted payback period for these cash flows if the initial cost is $8,000?
According to question, It will take 1 year 294 days to cover the initial investment.
Initial investment= $8,000
Cash Flow :
CF1 : $5200
CF2 :$6300
CF3 :$7100
CF4 :$8400
Discount Rate : 19%
The time needed to recover the initial investment is known as the payback period. We must reduce each cash flow.
Year 1 : 5,200 / 1.19 - $8,000 = 3630.25
Year 2 : 6300/ [tex]1.19^{2}[/tex] - 3630.25 = 818.58
To be more accurate:
(3630.25/4448.83) * 360 = 294 (approx)
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treasury stock that had been purchased for $9,000 last month was reissued this month for $9,700. the entry to journalize the reissuance would include a credit to
The $9,000 in Treasury Stock purchased last month was reissued this month for $9,700. Credit for $700 from Paid-In Capital from Sale of Treasury Stock would be included in the entry to journalize the reissuance.
Treasury stock, a contra-equity account that lowers the overall balance of shareholders' equity, is listed inside the shareholders' equity section at the price of the shares that were repurchased.
The gain is recorded in an account called "paid-in capital from treasury stock" if the Treasury stock is sold for more than it cost to buy it. The company's retained earnings are diminished if the treasury stock is sold for less than its cost to repurchase it.
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use of the balanced scorecard can hinder or decrease organizational performance if it is implemented using which type of orientation?
Use of the balanced scorecard can hinder or decrease organizational performance if it is implemented using performance management type of orientation.
The concept of examining strategic measurements in addition to conventional financial measures to obtain a more "balanced" perspective of performance is where the term "balanced scorecard" originates. The balanced scorecard idea has developed beyond just using viewpoints to manage strategy and is now a comprehensive framework.
This means that there will be a clear connection between the projects and programmes that people are working on, the success metrics (KPIs) being used to measure success, the strategic goals the organisation is trying to achieve, and the mission, vision, and strategy of the organisation.
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in modern times, have all companies completely embraced the marketing concept and become market oriented?
Yes, in modern times, have all companies completely embraced the marketing concept and become market oriented but, they’ve also moved on beyond the marketing concept.
Marketing is any activity a business does in to draw customers to its goods or services through persuasive communication. The long-term objective of marketing is to demonstrate the value of the product, strengthen brand loyalty, and ultimately increase sales. Marketing tries to deliver standalone value for prospects and consumers through content. To create, communicate, deliver, and exchange offerings that are valuable to customers, clients, partners, and society at large, marketing is the activity, collection of institutions, and procedures involved.
One of the key elements of company administration and trade. Marketers have a choice of targeting consumers or other companies with their goods. No matter to whom the marketing is directed, a number of considerations are relevant, including the marketers' chosen point of view.
the complete question is:
In modern times, have all companies completely embraced the marketing concept and become market oriented?
No
I have no idea.
Yes, but they’ve also moved on beyond the marketing concept.
Yes
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what type of team typically consists of 5 to 20 multiskilled workers who rotate jobs to produce an entire product or service or at least one complete aspect or portion of a product or service?
organize a group of twenty-eight people into a team. Make four teams of seven people multiskilled out of the group.
Forget about the idea of a team; he has too many workers and shouldn't split up his work crew. perform his duties without considering teams. The initial phase of multiskilled development is which of the following? the creation of cohesiveness and order. Collaboration, ad hoc committees, cross-functional teams, task forces, etc. Josh oversees On-The-Go Cars. He has recently read a significant amount of literature on the advantages of work teams. He is very keen to put together a vertical squad. His department has 28 people in total. Josh ought to: A few team members are expected to do two roles.
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which term refers to the principle that governments shouldn't regulate private enterprise and that instead free market forces should rule?
The term that refers to the principle that governments shouldn't regulate private enterprise and that instead of free market forces should rule is neoliberalism. Hence, the correct option is (A).
What is Neoliberalism?Neoliberalism is a form of the economic system that can be used in a country. The main focus of the neoliberalism economic system is that free market forces should rule the economy in a country. Therefore, the government would not intervene and also would not regulate private enterprises so that economic activities could run very freely. One characteristic of the implementation of the neoliberalism system in a country is a competition that is so free with the aim of getting as much profit as possible.
The question is incomplete, but most probably your question was:
The term that refers to the principle that governments shouldn't regulate private enterprise and that instead of free market forces should rule is
A. Neoliberalism
B. Communism
C. Socialism
Hence, the correct option is (A).
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which ecommerce classification encompasses online storefronts selling merchandise and services to consumers?
Business-to-Customer eCommerce classification encompasses online storefronts selling merchandise and services to consumers. B2C was primarily used to describe online merchants who offered goods and services to customers online during the dotcom boom of the late 1990s, when it rose to enormous popularity.
Business-to-consumer (B2C) as a business model is very different from business-to-business (B2B), which refers to trade between two or more businesses. Business-to-consumer (B2C) sales techniques are among the most well-liked and well-known. The term "business-to-consumer" (B2C) was originally coined in 1979 by Michael Aldrich, who primarily used television to communicate with customers.
B2C has historically been used to describe mall shopping, dining out, pay-per-view movies, and infomercials. E-commerce, or the sale of products and services, was a completely new B2C business channel brought about by the development of the internet.
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what is the effect of freight-in on the cost-to-retail ratio when using the conventional retail method?
It decreases the cost-to-retail ratio when using the conventional retail method.
The cost-to-retail percentage is multiplied by the ending inventory at retail to determine ending inventory at cost under the traditional retail technique. When compared to ending inventory at retail, this ending inventory at cost is considered to have market worth.
What is conventional retail method?The conventional retail method is an inventory approach that aims to approximate inventory valuation at the lower of cost or market.
Instead of using things at the business' physical site as inventory, the conventional marketing inventory approach employs the small business's financial resources. The approach compares the cost of acquiring goods with the price at which the company sells them to the broader market.
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the initials eft stand for a. electronic financing for teens. b. education for legal tender. c. educated financing transactions. d. electronic funds transfer.
Answer:
d
Explanation:
electronic funds transfer
a sailor being evaluated in the same paygrade as his previous evaluation can only receive a progressing performance evaluation under what condition?
The correct option for this question is : a. He received a Significant Problems on the last eval.
A pay grade is a unit in frameworks of monetary reward for employment. It is generally utilized in public service, both civil and military, yet in addition for companies of the private area. Pay grades facilitate the employment interaction by providing a fixed system of compensation ranges, instead of a free negotiation. Typically, pay grades include two dimensions: a "vertical" range where each level compares to the responsibility of, and requirements required for a certain position; and a "horizontal" range within this scale to take into consideration monetary incentives rewarding the worker's quality of execution or length of service. In this manner, a representative advances within the horizontal and vertical reaches after achieving positive appraisal consistently. In many cases, evaluation is done yearly and envelops more than one technique.
Pay scales are important business planning devices for companies to make new positions when the financial plan permits, while likewise providing a norm of straightforwardness where workers know their worth and join an organization with clear compensation expectations.
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the complete question is:
A Sailor being evaluated in the same paygrade as his previous evaluation can only receive a Progressing performance evaluation under what condition?
a. He received a Significant Problems on last eval
b. He received a Progressing on last eval
c. He received a Non-Judicial Punishment (NJP)
d. He is making progress in his rate
The replacement of workers in assembly line production with robotic technology would be considered which type of unemployment?
The replacement of workers in assembly line production with robotic technology would be considered structural type of unemployment.
Robots replacing humans on production lines is seen to be a structural form of unemployment. Technological advancements that remove jobs or a shortage of worker skills are two factors that might contribute to structural unemployment.
A clothes manufacturing plant invests in specialist equipment to improve production assembly. This technology replaces certain assembly employees while also increasing manufacturing productivity. Many workers endure structural unemployment as a result of their lack of the requisite skills.
Unfavourable changes in the economy lead to long-term structural unemployment. Structural unemployment is a major subject in economics due to its wide-ranging effects and the challenges in resolving the problem. In turn, this can lead to a rise in the rate of natural unemployment.
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when a customer pays in advance for a product or service, the advance payment received by the company is recorded as:
When a customer pays in advance for a product or service, the advance payment received by the company is recorded as a debit to an asset and a credit to liability account.
ABOUT ADVANCE PAYMENTAdvance payment that is, in general: payment of an obligation, principal and interest before the due date; accounting: current expenses for a benefit to be received in the future; these expenses are recorded as prepaid expenses on various assets which will then be amortized when the benefits are enjoyed, for example prepaid rental fees; banking : payment of part or all of loan by the debtor before the due date;
Early repayment may be influenced by economic factors, such as a sharp decrease in interest rates which allows the debtor to refinance at lower interest rates, as well as changes in the number of members of the debtor's family, relocation of business premises, sale of the debtor's house, or death of the debtor; commercial loans and installment loans are also repaid earlier if the debtor gets a refinancing facility.
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the ordinary and necessary expenditures owners expect to incur during the next 12 months that do not materially add value, but keep the property competitive in its local rental market are more commonly referred to as:
The ordinary and necessary expenditures owners expect to incur during the next 12 months that do not materially add value, but keep the property competitive in its local rental market are more commonly referred to as: Direct Market Extraction.
It is a technique which is used for determining the right capitalization rate based on similar property sales.It is usually the total annual income which is generated by the rental property after accounting for vacancy losses and other income.It is based on income over a one-year period. The direct capitalization approach is best suited for properties that consistently provide money from year to year due to this supposition.
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an investor performs an investigation and review of all types of risk while considering an acquisition of a property. a generally accepted industry term for this activity is called: ch13
An investor performs an investigation and review of all types of risk while considering an acquisition of a property. A generally accepted industry term for this activity is called Due diligence.
Due diligence is the process of conducting an investigation, audit, or research to confirm the accuracy or particulars of a topic under consideration. A study of financial papers is required as part of the due diligence process in the financial world before entering into a proposed contract with another party.
Due diligence is the methodical assessment and lowering of risk related to a company or investment decision. An individual investor may extensively research any stock using readily available public information. The legislation incorporated a legal defense: the dealers and brokers could not be held responsible for information not discovered during the investigation as long as they used "due diligence" while researching the companies whose stocks they were selling and properly communicated the results.
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a new firm enters a market that is initially serviced by a cournot duopoly charging a price of $15. what will the new market price be should the three firms coexist after the entry?
Assuming another firm enters a market that is at first overhauled by a Bertrand duopoly charging a cost of $15.the new cost should the three firms coincide after the section is $15.
What is a duopoly?
A duopoly can be characterized as a market where two organizations will generally overwhelm the market which suggests that these two organizations that control the market will more often than not go up against one another.
Since the new firm charges the amount of $15 it implies that the new cost be will just like the $15 that was charged.
Accordingly, the new cost is $15.
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Another company enters a market that was initially overhauled by Bertrand's Duopoly at a cost of $15. If the three companies match after the section, the new cost will be $15.
What is a duopoly?
A duopoly can generally be characterized as a market dominated by two organizations, suggesting that these two market-dominant organizations mostly compete with each other. .
The new company charges an amount of $15, so this means the new cost is the same as the $15 charged.
So the new cost is $15.
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true or false: with a discount bond, the return on a bond is equal to the rate of capital gain.
False. With a discount bond, the return on a bond is equal to the coupon rate plus the rate of capital gain.
Return on a Discount BondA discount bond is a bond that is issued at a price lower than its face value. The return on a discount bond is equal to the coupon rate plus the rate of capital gain. The coupon rate is the interest rate that is paid to the bondholder, and the rate of capital gain is the difference between the purchase price of the bond and its face value.
For example, if a bond has a face value of $100 and is purchased for $90, the rate of capital gain is 10%. If the coupon rate is 5%, the total return on the bond would be 15%.Learn more about Discount bond: https://brainly.com/question/25596583
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due to the principle of compounding interest, if you invest $1,000 today at 5% annual interest, how much would you have in 2 years?
If one invests $1,000 today at 5% annual compound interest, then he or she would have an amount of $1102.5 at the end of two years.
The computation of the compound interest received for the given information will be done by inputting the given values into the generalized formula, as below,
Compounded Annuity = Principal (1+ rate/n)^nt
Compounded Annuity = 1000(1+ 0.05/2)^2
Compounded Annuity = 1000(0.1102)
Compounded Annuity = 1102.5
Therefore, the compounded annuity after interest will be $1,102.5 at the end of two years.
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The critical path for the network activities shown below is _____ with duration ______.
A. A-C; 12
B. A-D-E; 19
C. B-E; 13
D. A-B-C-D-E; 29
E. none of the choices
The critical path for the network activities shown below is A-D-E with duration 19.
You can identify tasks required for a project's successful completion using the critical path method. The longest series of tasks that must be completed on schedule in order to conclude the entire project is known as the critical path in project management.
This establishes the quickest timeline for the project's completion.
In the question given, the activities A and B are independent, they can be started immediately. Activity C and D should be preceded by the activity A. Activity E must be preceded by activity B,C, and D.
The critical path of the project is A-D-E, for the project completion.
The time taken is 10+4+5=19.
Therefore, the correct option is B.A-D-E; 19
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Complete Question
The critical path for the network activities shown below is _____ with duration ______.
Activity
Duration Immediate Predecessors
A 10 ---
B 8 ---
C 2 A
D 4 A
E 5 B,C,D
A. A-C; 12
B. A-D-E; 19
C. B-E; 13
D. A-B-C-D-E; 29
E. none of the choices
Which of these can arguably lead to a more participative structure and lead to improved communication in the organization? a. Vertically tall structures b. Structural interventions c. Centralization d. Command-and-control structure
e. Decentralization
The correct answer here is decentralization. Decentralization can arguably lead to a more participative structure and lead to improved communication in the organization.
Decentralization or decentralisation is the process by which the activities of an organization, particularly those regarding planning and decision making, are distributed or delegated away from a central, authoritative location or group.
But often, a number of constraints, including a lack of resources, weak institutional capacity, insufficient accounting, and accountability systems, and a scarcity of information, limit the performance and responsibility of sub-national or local governments.
Decentralization, on the other hand, is more suitable when distinct products are required for distinct markets or when the business must act swiftly in response to shifting or regionally distinct client needs.
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generally speaking, what was the relationship between the premiums, deductibles, and coverage limits for your insurance coverage?
There is an inverse relationship between the premiums, deductibles, and coverage limits for your insurance coverage.
When we consider the premiums of our insurance, we know that when we are using a lower premium, then the amount of deductible that will occur for such insurance coverage will be higher.
On the other hand, if we consider utilizing an insurance premium that has a higher coverage limit, then the deductibles as well as the coverage limits of these insurances will decrease or be reduced. Such a relationship in which the value of one goes up, when the value of another factor goes down is known to have an inverse relationship.
The question will correctly be written as:
Generally speaking, what is the relationship between the premiums, deductibles, and coverage limits for your insurance coverage?
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sonam is a hiring manager at a software company. which of the applicants below would sonam likely shortlist due to potential as a technology expert?
Where Sonam is a hiring manager at a software company, The applicants below what Sonam would likely shortlist due to their potential as technology expert is: the one with the most hands-on experience and who demonstrates people aptitude.
What is the rationale for the above response?Note that a vast number of tech roles no longer require a degree. The emphasis has shifted to the ability to deliver and word together in a team.
Hiring managers collaborate with recruiters and HR managers to supervise the selection and hiring of new employees. Their primary purpose is to choose and hire the individual with the finest qualities and attributes.
It is to be noted that the full options are not available hence the general answer above.
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the personal distribution of income in the united states shows that question content area bottom part 1 a. the richest 20 percent of individuals receive approximately 25 percent of total income. b. the richest 20 percent of individuals receive approximately 50 percent of total income. c. the poorest 20 percent of individuals receive approximately 20 percent of total income. d. income is equally distributed. e. the poorest 60 percent of individuals receive approximately 50 percent of total income.
Option b is correct about the personal distribution of income in the united states. The richest 20 percent of individuals receive approximately 50 percent of total income.
What is the economic inequality in the United States?Rising economic inequality in the United States has become a key topic and discussions about potential policy changes to help address it are likely to continue until the general election of 2020. The wealthiest 10 percent of earners possessed 68 percent of all wealth in the United States. The wealth owned by the bottom 50% of earnings, in contrast, was only 3.2% of the total.
What is the distribution of wealth?The wealth distribution in a society is a comparison of the wealth of different individuals or groups. One facet of economic disparity or heterogeneity is demonstrated by this. In contrast to the income distribution, the wealth distribution examines the economic ownership of the assets in a society rather than the members' current levels of income. The distribution of wealth around the world is far less equitable than that of income, according to the International Association for Research in Income and Wealth.
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which power base was found overall to have no significant impact on productivity in studies of its use across companies but if used properly can significantly increase productivity
Studies of its application across firms have not found a substantial influence on productivity, but when implemented properly, a reward power base can greatly boost productivity.
The capacity to reward successful, desirable results is known as reward power. Therefore, a leader has reward authority if they have the ability to praise, provide more vacation days, or manage the bonus pool.
People like having their efforts appreciated. Employees can receive this appreciation thanks to reward power.
The capacity to reward others for adhering to your requests or instructions is known as reward power. For instance, a manager may be able to give sales staff that fulfill quotas increases, promotions, incentives, or even just plain praise. These benefits may make workers more motivated to work hard.
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goofus asks gallant if gallant will sell his used ps5 game console for $720. what is the status of their negotiations?
An offer has been made, but it may be withdrawn is the status of their negotiations.
NegotiationNegotiation is a conversation between two or more people with the goal of obtaining a mutually advantageous agreement or resolving a disagreement. During a negotiation, one participant will attempt to persuade the other to accept his or her point of view. The objective is to prevent disagreements and find some sort of agreement amongst the parties. There are various situations where negotiating yields the greatest results: When there are two or more parties or organizations involved in the dispute Both sides have a significant conflict of interest. Everyone believes that the negotiations will result in a better outcome.
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how does issuing stocks in foreign markets affect firms? multiple choice causes currency problems extends the firm's investor pool and often reduces cost of capital influences local legal systems supports international debt markets
The concept given here is the Stock issue. The answer is, extends the firm's investor pool and often reduces the cost of capital.
Foreign requests are any requests outside of a company's own country. Dealing with foreign requests involves dealing with different languages, societies, laws, rules, regulations, and conditions.
Companies looking to enter a new request need to precisely probe the implicit occasion and produce a request entry strategy. The firm issues stocks in the foreign request when the whole allotment of the stock isn't possible in the domestic country.
In such a case, the remaining shares are issued in the transnational request to gain the currency of similar countries, and latterly that currency can be used to pay the tips. enterprises may issue stock in foreign requests when they're concerned that their home request may be unfit to absorb the entire issue.
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What general rule of thumb connects your car payment and your monthly savings budget?
which variable the nominal gdp or real gdp, is affected by changes of money supply in the long-run, and why
Nominal GDP tends to rise with the money supply, but this is not always the case. Real GDP–also referred to as "constant-price," "inflation-corrected" or "constant-dollar GDP–is an inflation-adjusted measure of a country's GDP.
Gross home product is a financial degree of the market price of all of the final goods and offerings produced and bought in a particular term through countries. due to its complex and subjective nature this degree is regularly revised before being considered a dependable indicator. Economists use many abbreviations. one of the maximum commonplace is GDP, which stands for gross domestic product. it's far often cited in newspapers, on the tv information, and in reports via governments, imperative banks, and the enterprise community. GDP = non-public intake + gross private investment + government funding + government spending + (exports – imports). GDP is generally calculated with the aid of the national statistical corporation of the us of a following the international popular.
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