Answer:
No one
Explanation:
Vera is liable for the payment of $5,000 to no one.
Repayment of Borrowed Money: Repayment of Debt Many people struggle to repay their debt.
Simply put, if you agree to borrow and repay the money, you are in debt. Common examples include student loans, mortgages, and credit card purchases.
How to repay debt faster:
Pay more than the minimum amount. ... 44 Pay more than once in April. ...Pay off the most expensive loan first. ..Consider a snowball method of paying off your debt. ...Track your invoice and pay in less time. ...Shorten the loan term. ...Consolidate multiple debts.Learn more about debts here:https://brainly.com/question/25035804
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Shawn will pay Craig with a negotiable instrument, and Shawn plans to involve a third party in that process. What instrument should he use
The instrument that Shawn must use is “payable to the order of” before the name of the payee.
Requirements of Negotiability The first of the four major considerations is whether or not a paper is negotiable, and it is one that nonlawyers must address.Auditors, retailers, and financial institutions frequently handle notes and checks and must make quick decisions about negotiability.In a negotiable instrument, the only permissible promise or direction is to pay a particular sum of money. Any other promise or command renders negotiability null and voidThis restriction exists to prohibit an instrument from having an uncertain value.If the bearer of a negotiable instrument had to examine whether a provision or condition had been met before the thing had any value, the utility of the object as a substitute for money would be severely diminished.Hence, the instrument that Shawn must use is “payable to the order of” before the name of the payee.
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Marshall suggested that the cause of a downward-sloping long-run supply curve is a. The absence of fixed cost in the long run. B. The increased number of firms in the industry. C. Reduced input prices. D. Reduced output prices.
Marshall suggested that the cause of a downward-sloping long-run supply curve is a) The absence of fixed cost in the long run.
A fixed cost tends to increase the marginal cost curve in the short run but due to the fact that the fixed cost is not viable in the long run, the marginal cost declines and so the long-run supply curve is falling in the long run.
In a lowering value industry, the long-run deliver curve is downward sloping due to the fact that as output will increase and new corporations input, production costs decline. The computer enterprise is an instance of a downward sloping supply curve, considering the fact that as the range of computers produced multiplied, the charge of inputs, consisting of chips, decline.
The lengthy-run deliver curve for an industry in which production fees boom as output rises (a growing-value industry) is upward sloping. The long-run deliver curve for an enterprise wherein manufacturing costs lower as output rises (a reducing-price enterprise) is downward sloping.
The long-run delivery is the delivery of goods to be had whilst all inputs are variable. The lengthy-run supply curve is always extra elastic than the short-run delivery curve. The lengthy-run average value curve envelopes the fast-run average fee curves in a u-shaped curve.
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In 2012, former Chief Financial Officer (CFO), Jennifer Cue, returned to Jones Soda as Chief Executive Officer, with a mandate to turn the company around. Part of the new strategy to save the company was to establish B2B partnerships with companies such as 7-Eleven and Fiat, in order to tap into the robust ___________.
Part of the new strategy to save the company was to establish B2B partnerships with companies such as 7-Eleven and Fiat, in order to tap into the robust reseller market.
What is the B2B partnership?A B2B partnership is a collaboration between two or more businesses with the aim of creating a win-win situation that will sustain growth and provide substantial value to all parties. This might take the form of opportunities for product development, marketing, or general corporate growth.What is the reseller market?The market is made up of wholesalers and merchants that purchase goods to resell.A reseller purchases goods with the intention of reselling them for a profit later. Since resellers buy products and services in bulk from suppliers, they frequently get deals. Then, through the process of resale, resellers establish a connection between producers and customers, delivering goods and services to customers.These include supermarkets, department stores, and specialist shops like those that provide pet supplies or home improvement products.Therefore, part of the new strategy to save the company was to establish B2B partnerships with companies such as 7-Eleven and Fiat, in order to tap into the robust reseller market.
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OnSpec, Inc., and its officers, directors, and shareholders, buy and sell securities. Section 16(b) of the Securities Exchange Act of 1934 covers purchases and sales of securities involving Group of answer choices short-swing profits. tippers and tippees. corporate insiders. misappropriation
OnSpec, Inc., and its officers, directors, and shareholders, buy and sell securities. Section 16(b) of the Securities Exchange Act of 1934 covers purchases and sales of securities involving "short-swing profits".
What is Securities Exchange Act of 1934 Section 16(b)?An act to prohibit unfair and unethical practices on such exchanges and markets, and for other objectives, to provide for the regulation of securities exchanges and over-the-counter markets operating in domestic, international, and postal commerce.
A buy and sale, or sale and purchase, within six months is referred to in Section 16(b) as a "short-swing transaction." To deter insider trading, Congress incorporated the clause into the Original Exchange Act.
Key features of 1934 section(b) act -
The restriction was put in place to stop insiders from exploiting information for the goal of generating quick money since they had more access to key corporate information.The term "insider" refers to any officers, directors, or stockholders who hold stock that, directly or indirectly, results in beneficial ownership of more than 10% of the company's ordinary stock or other class of equity. Section 16 imposes registration requirements for insiders.To know more about Securities Exchange Act of 1934, here
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Illegal subsidies offered by the eu to airplane manufacturer, airbus, resulted in making products like french wine and european cheeses more expensive to purchase in the united states. In retaliation, the united states planned to introduce new _______ on eu products.
Illegal subsidies offered by the EU to airplane manufacturer, Airbus, resulted in making products like french wine and European cheeses more expensive to purchase in the united states. In retaliation, the united states planned to introduce new Tariffs on EU products.
Tariffs are taxes imposed by means one u . s . on items or services imported from another u . s a., tariffs are alternate boundaries that improve fees and reduce available portions of products and offerings for U.S. organizations and customers.
A tariff is a tax imposed by using a government on goods and offerings imported from different countries that serve to grow the charge and make imports less proper, or at the least less aggressive, than domestic goods and offerings.
Price lists especially advantage the uploading international locations, as they're the ones putting the coverage and receiving the money. The primary gain is that price lists produce sales on items and services delivered to us a. Price lists also can function as an opening factor for negotiations between two nations.
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The local fire department wants to buy some new equipment at a cost of $300,000. If a human life is worth $10 million, the equipment is worth buying if it reduces the risk of someone dying in a fire over the life of the equipment by at least Group of answer choices 1 percentage point. 30 percentage points. 3 percentage points. 5 percentage points.
The local fire department wants to buy some new equipment at a cost of $300,000. If a human life is worth $10 million, the equipment is worth buying if it reduces the risk of someone dying in a fire over the life of the equipment by at least 3 percentage points.
What does the fire department do?
Putting out fires in their neighborhood. Preserving property and life in the event of localized flames. saving and safeguarding individuals in the event of a car accident, as well as in the event of other catastrophes.What are the four categories of fire departments?State and federal government fire departments, contract fire departments, private or industrial fire brigades, and transportation authority or airport fire departments make up 4% of the registered departments.What is local fire authority?A local fire authority is, in essence, a controlling body that makes sure that a local fire service operates effectively and in the best interests of the people and community it protects. It follows that the public is held accountable for the fire service's performance and activities.Learn more about local fire department here:
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A firm has common stock of {cs}, paid-in surplus of {pds}, total liabilities of 2703. current assets of 314, and fixed assets of 36367. What is the amount of the shareholder's equity
The amount of the shareholder's equity is $33,978
Shareholder's equity = ta - tl
⇒ (314+36367)-2703
⇒ 33,978
Shareholders' equity is the quantity that the proprietors of a corporation have invested in their enterprise.
This includes the money they've without delay invested and the accumulation of profits the corporation has earned and that has been reinvested for the reason that inception.
You could calculate shareholder fairness by adding collectively all property and all liabilities from an organization's balance sheet. tremendous shareholder equity means the business enterprise has enough assets to cowl its liabilities, however, the company's liabilities exceed its property if it's miles poor.
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When Chevy drew inspiration from Tesla to develop its electric vehicle, the Bolt, it was an example of using Blank______ for new product-ideas.
When Chevy drew inspiration from Tesla to develop its electric vehicle, the Bolt, it was an example of using competitive product ideas for new product-ideas.
Competitive items are those that your target market may prefer to yours over. How close a competing product's features and solutions are to your own can help you spot it. Competitive goods may consist of: things that are tangible, like clothing and toys.A product idea is a design or strategy for a brand-new good that a business can create and sell in a specific market. It describes the item's function, features, and certain important design components. A manufacturer will employ the final design to construct the product, therefore many product concepts will include mechanical or engineering components.A competitive strategy is a long-term marketing plan created by businesses to protect their position in the market and obtain a competitive edge.Thus this is the answer.
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Central Supply purchased a new printer for $30,000. The printer is expected to operate for eight (8) years, after which it will be sold for salvage value (estimated to be $3,000). How much is the first and second year's depreciation expense if the company uses the double-declining-balance method
Central supply:
Life = 8 years. Depreciation rate = 100*2/8 = 25%
Book value at the start of year 1 = 30,000. Depreciation amount = 25% of 30,000 = 7,500
BV at the start of year 2 = 30,000-7,500 = 22,500. Depreciation amount = 25% of 22,500 = 5,625
Thus depreciation for 1st year is 7,500 and for 2nd year is 5,625
Legget & Plat:
a. % of asset being used up in 2011 is:
Depreciation in 2011/gross value of assets, excluding land, in 2011
Depreciation in 2011 = 98.1
Net value of property and plant - land = 580.6-45.2 = 535.4
This is the net value i.e gross value - depreciation for the year
Thus gross value of the assets = 535.4+98.1 (net value +depreciation for 2011)
= 633.5
Thus % of assets used up = 98.1/633.5 = 15.49%
b. If 15.49% of asset is being used up, then useful life = 100%/15.49% = 6.5 years
Thus this is the answer.
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Capacity planning requires demand forecasts for an extended period of time. Forecast accuracy tends to _______ as the forecasting horizon _______.
Mott Company's sales mix is 3 units of A, 2 units of B, and 1 unit of C. Selling prices for each product are $34, $44, and $54, respectively. Variable costs per unit are $24, $29, and $32, respectively. Fixed costs are $533,000. What is the break-even point in composite units
The break even point in composite units is 5000 units.
Break even point
The Break-even point is calculated by dividing the fixed cost by the contribution margin per unit.
For this sales mix, the contribution margin per unit is the aggregate of each contribution margin. Contribution margin is calculated by subtracting variable cost from the selling price
Contribution margin for A is $20- $12 = $8 x 3 units
Contribution margin for B is $ 30 - $18 = $12 x 2 units
Contribution margin for C is $40 -$24= $16 x 1 unit
Total contribution margin per unit will be
(8 x 3) x (12 x 2 ) x( $16 x 1)= $64
Break-even point = $320,000 /64
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Secure is a financial services and insurance company. The company's most profitable division is one that sells the Secure Future Plan. The Secure Future Plan targets customers who are entering retirement and want long-term savings so they can remain financially independent in the later years of their life. The marketing team at Secure has most likely targeted the plan to ________.
The marketing team at Secure has most likely targeted the plan to Baby Boomers.
What does having a secure future mean?According to Section 3(a)(55)(A) of the Securities Exchange Act of 1934, a "Security Future" is a contract of sale for the future delivery of a single security or of a narrow-based security index, including any interest therein or based on the value thereof.
What percentage of baby boomers have they saved for retirement?The Trans america Center for Retirement Studies estimates that the average Baby Boomer has $202,000 saved for retirement. This would result in an annual retirement income of $8,000 based on the 4 percent Rule.
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________ refer to collaborative relationships between independent firms, though the partnering firms do not create an equity partnership; that is, they do not invest in one another.
Strategic alliances refer to collaborative relationships between independent firms, though the partnering firms do not create an equity partnership; that is, they do not invest in one another.
A strategic alliance is an arrangement among corporations to undertake a mutually useful challenge even as each retains its independence. The agreement is much less complex and much less binding than a joint project, in which businesses pool resources to create a separate enterprise entity.
A strategic alliance is a joint collaboration between or more entities on a way to acquire common objectives. This technique can result in greater fast attainment of targets, probable at a lower price.
There are organizational, economic, strategic, and political blessings in pursuing a strategic alliance. However, risks consist of the fact you'll have to proportion earnings and probably reveal change secrets and techniques. you could additionally create a potential competitor and have to give up different opportunities.
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Wanda Workout stopped at the local store to purchase a new pair of running shoes after her strenuous jog that morning. The salesman noticed Wanda looking at a pair of shoes and stated, "Those will look great with your outfit." The salesman's statement is an example of __________________. Group of answer choices a full warranty puffery an implied warranty an express warranty a limited warranty
As we can see, the seller made a statement for the shoes only by seeing the women is looking at them. This is the example of puffery.
What is a Puffery ?Puffery is a form of advertising in which a product or service is praised as being superior to all others like it, without any evidence to back up the claim.
Puffery can normally be found in advertising or promotional materials about a specific product or service, though it is often employed by politicians and other people attempting to gain favor.Learn more about Puffery here:
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A drug company that makes pain relief medication with an advertising slogan, "targeted relief for pain," is using which type of segmentation strategy that directly focuses on a specific consumer problem?.
Needs segmentation strategy is used by the drug company.
Segmentation is a form of sorting: Arranging objects in a systematic way. once objects are sorted into awesome companies (segments) based on a sure criterion, specific moves can then be taken based on that criterion. similarly, marketplace segmentation includes the sorting of the market.
Market segmentation is typically divided into four organizations: demographic, geographic, behavioral, and psychographic. Every segmentation method offers unique advertising and marketing answers, mainly when segments are mixed.
Not unusual examples of market segmentation encompass geographic, demographic, psychographic, and behavioral. Groups that understand marketplace segments can prove themselves to be powerful marketers while incomes a more go back on their investments.
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Anyone who knows how to properly label a supply and demand graph please help! Draw a supply and demand graph for the given scenario
The factor that would shift demand is the reduction in the price of laptops.
The equilibrium price and quantity would decrease.
What is the result of the policy?When the price of laptops are reduced, the quantity demand for laptops would increase while the demand for computers would fall. This is because computers and laptops are substitute goods.
As a result of a fall in the demand for computers, the demand curve would shift to the left. Equilibrium price and quantity would fall.
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A forecasting technique consistently produces a negative tracking signal. This means that.
A forecasting technique consistently produces a negative tracking signal. This means that the forecasting technique consistently underpredicts.
A monitoring sign (T.S.) is a tool used to continually monitor the quality of our forecasting approach as we develop through time. A monitoring signal cost is calculated each duration and a dedication is made as to whether or not it falls into an appropriate range.
In records and management technology, a tracking signal monitors any forecasts that have been made in contrast with actuals and warn when there are surprising departures of the results from the forecasts. Forecasts can relate to sales, inventory, or anything touching on an employer's destiny demand.
A monitoring signal is an automatic indication of the version of the real forecasts on the subject of income, inventory, or something bearing on an employer's future call for. It monitors and warns when there are unexpected departures of the results from the forecasts.
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When the effective-interest method of amortization is used for a bond premium, the amount of interest expense for an interest period is calculated multiplying the:.
The amount of interest expense for an interesting period is calculated by multiplying the carrying value of the bonds at the beginning of the period by the effective interest rate.
Amortization is an accounting approach used to periodically decrease the ebook value of a loan or an intangible asset over a fixed time frame. Concerning a mortgage, amortization focuses on spreading out mortgage bills through the years. When applied to an asset, amortization is similar to depreciation.
Amortized price is an accounting approach in which all economic properties need to be suggested on a stability sheet at their amortized fee that is identical to their acquisition general minus their essential payments and any reductions or charges minus any impairment losses and change variations.
Input the corresponding values in cells B1 thru B3. In cellular B4, input the components "=-PMT(B2/1200, B3*12, B1)" to have Excel routinely calculate the monthly charge. As an example, in case you had a $25,000 mortgage at 6.5 percent annual hobby for 10 years, the month-to-month fee could be $283.87.
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Moss County Bank agrees to lend the Sadowski Brick Company $500,000 on January 1. Sadowski Brick Company signs a $500,000, 6%, 9-month note. The entry made by Sadowski Brick Company on January 1 to record the proceeds and issuance of the note is
Moss County Bank agrees to lend the Sadowski Brick Company $500,000 on January 1. Sadowski Brick Company signs a $500,000, 6%, 9-month note. The entry made by Sadowski Brick Company on January 1 to record the proceeds and issuance of the note is
Cash 500,000
Notes Payable 500,000
Deposits are not "lent out" by banks. When they lend, they "make fresh money out of nothing." Each loan's total value is equal to the quantity of newly minted money. The only people to whom banks "lend out" reserves are one another.
As a means of raising money, your lender might also sell your debt. Banks really sell the servicing rights to borrowers when they sell loans. This releases credit lines and enables lenders to disperse funds to additional borrowers (and make money on the fees for originating a mortgage).
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If some activity creates external benefits as well as private benefits, then economic theory suggests that the activity ought to be:.
Expansionary fiscal policy includes: decreasing government spending. increasing taxes. increasing government spending. increasing the money supply.
Answer:
extensary fiscal policy tools including increasing government spending discreasing taxing or increasing government transfer doing any of these things will increase aggregate demand leading to higher output higher employment and higher price level
Rather than having employees do only one part of the assembly process for one of your toys, you want to change the process so that they each assemble an entire product. What type of change would you initiate
the correct answer is task redesign
Work redesign (also known as job redesign) is the process of reorganizing these obligations and responsibilities to suit the changing reality of work.
There are three ways managers can change the work of their employees: enriching the work, expanding the work, and rotating the work. Job enrichment provides employees with the tasks they need to complete as part of their job and the responsibilities and privileges they need to complete those additional tasks.
For example, if an employer decides to hire an older employee (aged 55 or older) as a customer service representative because he believes that older employees are more patient and manage disputes better.
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From a value chain perspective, _____ are the actions a firm takes to directly provide a product or service to customers, whereas, ______ are actions required to sustain the firm that are not directly part of product or service creation.
From a value chain perspective, Primary activities are the actions a firm takes to directly provide a product or service to customers, whereas, Support activities are actions required to sustain the firm that is not directly part of product or service creation.
What does value chain mean?The value chain depicts the entire spectrum of tasks performed by businesses and employees to move a product from its inception to its ultimate use and beyond. This covers tasks including design, production, marketing, distribution, and customer service.
The value chain improves business efficiency so that customers can buy the highest value product for the least amount of money. The value chain management objective is to give the organization a competitive edge by raising the overall margin.
Inbound logistics, operation outbound logistics, marketing and sales, and service are the primary activities in the value chain. Infrastructure management, human resource management, and purchasing are examples of secondary or support tasks.
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Unbiased cash flow forecasts are often difficult to obtain due to ________, which, despite causing higher projected cash flows, can also increase effort, commitment, and persistence from employees.
The answer us overoptimism.
Corporate investment policies can be distorted by managerial optimism, which makes it reliant on internal cash flow. Managers are optimistic when they consistently overestimate the chance of excellent company performance while underestimating the probability of poor firm performance.
Being too optimistic might lead to impracticality and arrogance. Optimists overestimate returns and generate overly optimistic cash flow estimates, which leads to higher investment levels and increased sensitivity of investment decisions to cash flow.
Therefore, the blank will be filled by overoptimism since it makes the cash forecast difficult to obtain. This becomes a hinderance in reliable forecasting.
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Answer:
Unbiased cash flow forecasts are often difficult to obtain due to optimism bias, which, despite causing higher projected cash flows, can also increase effort, commitment, and persistence from employees.
Optimism bias is a cognitive bias that leads individuals to believe that they are less likely to experience negative events and more likely to experience positive events than others.
In the context of forecasting, optimism bias can lead individuals to overestimate the likelihood of success and underestimate the potential for negative outcomes.
This can result in forecasts that are overly optimistic and not reflective of the true risks and uncertainties associated with a project or investment.
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A 10-year term life policy will cost ____ a 5-year renewable term policy during the early years of the 10-year period, other factors being equal.
Answer:
10 year term policy will cost more then a 5 year renewable term policy
A manufacturer of paper bags had a contract with a retail grocer to supply the grocer with paper bags on a quarterly basis. The grocer had always complied with the payment terms of the contract, which give the grocer a month after receipt of the paper bags to pay for them. The manufacturer heard a rumor that the grocer had consistently failed during the past several months to timely pay a frozen food company for merchandise delivered to the grocer. The rumor was false, but led the manufacturer, as well as other companies that supplied goods to the grocer, to reasonably question the retailer's ability to pay for their goods.
Forty-five days before the next shipment of paper bags was due, the president of the manufacturer called the grocer and demanded that the grocer provide assurances that it could pay for the paper bags. The grocer did not give the manufacturer assurances before the next shipment of paper bags was due.
If the manufacturer fails to make the next shipment, which of the following provides the grocer with the best argument that the manufacturer is in breach of the contract?
A. The manufacturer cannot demand assurances because the grocer has not breached the contract.
B. The manufacturer has not given the grocer sufficient time in which to provide assurances.
C. The manufacturer's demand for assurances was not in writing.
D. The rumor about the grocer's inability to pay for goods on time was false.
a company has total current assets of $250,000 and accounts payable of $100,000. if their bank has imposed a covenant requiring a current ratio of 1.25 or better, what is the maximum level of notes payable allowable
Here the maximum level of notes payable allowable will be $100000.
Long-term obligations known as notes payable represent the sums that a firm owes its financiers, including banks and other financial institutions as well as alternative funding sources like friends and family. They are considered long-term since they are due after a year, albeit often within five years.
Calculation of Notes payable is done as follows:
Current Ratio=[tex]\frac{Current Asset}{Current liabilities}[/tex]
Now let current liabilities be 'z'
Therefore:
1.25=250000/z
Thus z=200000
Current liabilities=$200000
Here Current liabilities=Account Payable + Notes payable +
200000=100000+Notes Payable
Notes Payable=200000-100000
=$100000
Therefore the maximum level of notes payable allowable is $100000.
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Sensitivity analysis: Group of answer choices indicates which variable(s) need to be most closely monitored. provides its user with the rate of return that corresponds to the project's IRR. provides limited information and therefore is rarely used in practice. is affected primarily by the interrelationships between project variables. is more difficult to conduct than simulation analysis.
Sensitivity analysis (4) is affected primarily by the interrelationships between project variables.
What is sensitivity analysis?The study of how the uncertainty in the output of a mathematical model or system might be partitioned and assigned to different sources of uncertainty in its inputs is known as sensitivity analysis.Under a given set of assumptions, sensitivity analysis evaluates how different values of an independent variable affect a specific dependent variable. In other words, sensitivity analyses investigate how different sources of uncertainty in a mathematical model contribute to the total uncertainty of the model.Sensitivity analysis is a financial model that determines how changes in other factors, known as input variables, affect target variables. This model is also known as what-if analysis or simulation analysis.As is clearly mentioned in the definition that sensitivity analysis is a financial model that determines how changes in other factors, known as input variables, affect target variables.
Therefore, Sensitivity analysis (4) is affected primarily by the interrelationships between project variables.
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Complete question:
Sensitivity analysis:
variable(s) need to be most closely monitoredprovides its user with the rate of return that corresponds to the project's IRRprovides limited information and therefore is rarely used in practiceis affected primarily by the interrelationships between project variablesis more difficult to conduct than simulation analysis.A beneficial rule to follow is to set the firm's capital structure so that Blank______. Multiple choice question. the firm's value is minimized the firm's bondholders are satisfied the firm's value is maximized dividends are maximized
A beneficial rule to follow is to set the firm's capital structure so that the firm's value is minimized.
Firm's Optimal capital structureIn corporate finance, capital structure refers to the combination of several external funding sources, also known as capital, utilized to finance a company. It is listed on the balance sheet of the company and comprises equity owned by shareholders, debt, and preferred shares.The best combination of debt and equity financing for a company's capital structure optimizes market value while lowering the cost of capital. Theoretically, because debt financing is tax deductible, it has the lowest cost of capital.The best combination of debt and equity financing that increases market value while lowering a company's cost of capital is known as an optimal capital structure.One strategy to optimize for the lowest cost mix of financing is to reduce the average cost of capital.
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What component of GDP would a consumer buying a new house affect?
O government spending
O net exports
investment
O consumer spending
Answer:
Explanation:
A: the government is not buying the home. You are. Not A
B: The house is not being moved on any soil but American Soil. Not B
C: You could argue that a home is an investment, but not to the GDP. The answer is not C.
D: GDP would call this consumer spending.
Answer:
consumer spending
This is because, consumer spending is the same as personal consumption expenditure