Based on the merits and demerits of stocks and interest incomes, it is false to say that one is better than the other.
Which is better between interest income and stocks?Interest income is more appealing to certain people such as those who don't want to incur a lot of risk because interest-based investments such as bonds are generally safer.
Stocks are appealing to people who don't mind higher levels of risk as stock returns are generally riskier.
These two things are therefore subjectively better depending on the risk tolerance of the investor.
Complete question:
Trading in company stocks> interest income only
True or False.
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Sue can either borrow $10,\!000$ dollars for $5$ years with a simple interest of $7\%$ annually or an interest which compounds annually for $6\%$. How much more money, rounded to the nearest dollar, would she have to pay back for the more expensive interest than the less expensive interest
She would have to pay back for the more expensive interest than the less expensive interest which will be calculated in the form of simple interest and compound interest .
Simple interest
10000 x .07 = 700
700 x 5 = 3500
total 13500
Compund interest
10000(1.06)^5 = 13382.26
13500 - 13382.26 = 117.74
118 rounded
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A budget system based on expected activities and their levels that enables management to plan for resources required to perform the activities is:
Answer:
A budget system based on expected activities and their levels that enables management to plan for resources required to perform the activities is: Activity-based budgeting. A budget is best described as: A formal statement of a company's future plans usually expressed in monetary terms.
There exist important trade-offs between value creation and low cost because value creation and cost tend to be.
Answer:
Positively Correlated
The internal customer base for a fire and emergency service organization is made up of employees and members of the organization while the external customer base is composed of
The external customer base of the fire and emergency service organization include members of the public.
Who are the external customer base?
An external customer base is made up of customers of a business that are not within the organisation and do not have access to non-public information.
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Bank's Balance Sheet
Assets Liabilities and Owners' Equity
Reserves $200 Deposits $1,600
Loans $800 Debt $250
Securities $1,000 Capital (owners' equity) $150
Suppose a new customer adds $100 to his account at Northeastern Mutual Bank, which the owners of the bank then use to make $100 worth of new loans. This would increase the loans account anddecrease the account.
This would also bring the leverage ratio from its initial value of to a new value of .
Which of the following is true of the capital requirement? Check all that apply.
Its intended goal is to protect the interests of those who hold equity in the bank.
It specifies a minimum leverage ratio for all banks.
The higher the percentage of assets a bank holds as loans, the higher the capital requiremen
This would increase the loans account and increase the deposits account. The initial value of 13.33 to a new value of 14. The higher the percentage of assets a bank holds as loans, the higher the capital requirement. Thus, option (c) is correct.
What is a Balance Sheet?
The balance sheet and details of reconciled transactions for each account are the two most important reports that the accountant will want.
(a) This would increase the reserves account and increase the deposits account.
(b) The bank leverage ratio refers to its Assets divided by Capital (Owner's equity).
Liabilities should match assets. Therefore, keeping both sides equal by adding $100.
= (Reserves + loans + securities)/Capital
= (200 + 800 + 1,000) / 150
initial value of 13.33
After the $100 was borrowed
= (200 + 800 + 1,000 + 100) /150
new value of 14
(c) The capital requirement increases as the proportion of an institution's assets held as loans rises. Given that loans are made from deposits, the capital requirement is intended to safeguard depositors in the event that loans are defaulted upon.
Hence, the significance of the Balance Sheet is aforementioned.
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5. Cruzville economists have been using 2013 as their base year to calculate inflation. a) What is the CPI during the base year (2013)? b) What is the CPI for 2014? c) What is the CPI for 2015? (3 points)
Based on the base year used by Cruzville economists to calculate inflation, the following at the CPIs:
2013 = 1002014 = 1122015 = 130What is the CPI over the years?As 2013 is the base year, the CPI will be 100 because all base years are 100 for CPI purposes.
The CPI in 2014 is:
= 112
This is due to an inflation rate of 12%.
An inflation rate of 16.1% is the reason why the CPI in 2015 is 130.
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A person who cannot legally enter into a certain contract directly can do so indirectly through an agent. Group of answer choices True False
It is False that A person who cannot legally enter into a certain contract directly can do so indirectly through an agent.
What is a contract?A contract serves as an agreement between two or more party which is legal and is viable under the law.
In this case, it should be legal, hence It is False that A person who cannot legally enter into a certain contract directly can do so indirectly through an agent.
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Universal Studios needs to purchase a fuel contract for all its company vehicles. John works in the department that oversees the auto fleet and has been assigned to speak with potential suppliers and complete the purchase. His role is that of a(n) ______.
If he complete the purchase. His role is that of a(n) buyer.
Who is a buyer?A buyer can be defined as someone that purchase products or items from a seller or a supplier.
Based on the given scenario John is a buyer because he has been assign to speak suppliers and complete the purchase.
Therefore his role is that of a(n) buyer.
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Many companies today are localizing their products, advertising, promotion, and sales efforts to fit the needs of individual regions, cities, and neighborhoods. This is an example of ________. Group of answer choices psychographic segmentation branding geographic segmentation product diversification demographic segmentation
C) Geographic Segmentation.
What does regional segmentation entail?A marketing tactic known as geographic segmentation targets goods and services to local residents and business owners. It operates under the premise that locals have comparable needs, desires, and cultural factors. Brands may focus more pertinent marketing messages and acceptable items on customers who are then aware and more inclined to buy by learning what people in that area need.
What benefits does geographic segmentation offer?Large businesses can address the various needs and wants of clients in various regions thanks to geographic segmentation.Geographic segmentation makes it possible for small enterprises with tight finances to work more effectively.The process of geographic segmentation is simple.Learn more about brands with the help of the given link:
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A _____ is an experienced person who provides guidance to someone new to the workplace.
The cash that a commercial bank receives as deposits from individuals and businesses is a bank ______.
The cash that a commercial bank receives as deposits from individuals and businesses is a bank Derivative deposits.
What is Derivative deposits?Derivative deposits can as well called secondary deposits , these are the deposits that are in excess of the minimum cash by the banks.
Therefore, The cash that a commercial bank receives as deposits from individuals and businesses is a bank Derivative deposits.
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A motivation for scientific management, which uses time and motion studies and work standardizations, is to:
Make manual labor work more efficiently.
Scientific management
This is an art of knowing accurately that "what is to be done" and "how it's to be done". There are some of the studies:
MOTION STUDY- This is the study which helps to reduce unwanted movements so that it would take very less time to perform the job effectively.
TIME STUDY- This helps in setting the standard time for performing the particular task more efficiently. It is to be set according the task given.
WORK STANDARDIZATION- It is the type of a process in which standards are set for every business activity- raw materials, product, time, methods or working conditions.
Hence, these are all studies which helps to make "manual labor work more efficiently".
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A characteristic of a ________ unit is that it can be a single business or collection of related businesses that can exist separately from the rest of the company.
A characteristic of a strategic business unit is that it can be a single business or collection of related businesses that can exist separately from the rest of the company.
A strategic enterprise unit, popularly known as SBU, is a completely-practical unit of a commercial enterprise that has its own vision and route. typically, a strategic commercial enterprise unit operates as a separate unit, but it is also a crucial part of the employer. It reports to the headquarters about its operational fame.
A strategic commercial enterprise model is a scientific listing of the regulations that will manual the future specification of inputs, outputs, methods, and values of the entire operations of the commercial enterprise of the corporation.
A tactic refers to the particular actions taken to reach the set dreams in keeping with the method. For an instance, organization A's approach is probably to become the most inexpensive provider in the smartphone market. Their managers then need to barter with suppliers to reduce the prices of the digital components used in manufacturing.
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Data related to the inventories of Costco Medical Supply are presented below: Surgical Surgical Rehab Rehab Equipment Supplies Equipment Supplies Selling price $ 260 $ 100 $ 340 $ 165 Cost 170 90 250 162 Costs to sell 30 15 25 10 In applying the lower of cost or net realizable value rule, the inventory of rehab equipment would be valued at:
The correct option is $85
Costco Medical Supply's inventory:
Surgical Eq - Surgical Supp - Rehab Eq - Rehab Supp
Selling price $260 $100 $340 $165
Cost $170 $90 $250 $162
Costs to sell $30 $15 $25 $10
If we apply the net realizable value rule, the value of surgical supplies would be:
NRV = $100 = $15 = $85
The NRV is also the lower of cost since $85 < $90.
What is meant by NRV?Net realizable value (NRV) is is a common method used to evaluate an asset's value for inventory accounting. It is found by determining the expected selling price of an asset and all the costs associated with the eventual sale of the asset, and then calculating the difference between these two.
NRV = Expected selling price - Total production and selling costs.
I understand that the question you are looking for is :
In applying the lower of cost or net realizable value rule, the inventory of rehab equipment would be valued at:
Multiple Choice $75. $90. $85.
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Jeremy runs a U.S.-based company. Recently, some of his customers with global operations have placed additional orders that require Jeremy to work with their foreign subsidiaries. As a result, Jeremy has developed local distribution and service reps in three foreign markets. What stage of the global experience learning curve is Jeremy experiencing?
Jeremy is experiencing companies with foreign marketing.
What is Foreign marketing?
An international marketer is a marketing expert who is in charge of global commercial strategies. They create and implement business and marketing strategies to promote the services and products of their clients or organizations in diverse worldwide markets.The first step in international marketing is identifying the suitable market in which the exporter can sell his goods financially because each market is different and no one person can sell his product in every market around the globe.Solution -In the given situation Jeremy has developed local distribution and service reps in three foreign markets doing social marketing.
Therefore, Jeremy is experiencing companies with foreign marketing.
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Read this scenario, and then answer the question that follows. richard is excited to start his trucking business. after taking out a loan, he decides to buy 10 used trucks and to hire drivers who live in his small town, which is 100 miles from the nearest big city. what potential economic consequences has richard not taken into consideration while making his decision?
Some potential economic consequences that Richard did not consider before making his decision are:
The cost of maintenance for used trucks. The cost of gasoline from the town to the nearest city. The location of the places that goods will be transported to and from. What are economic considerations?These are the factors that will affect the profitability and viability of a business.
In Richard's case, he needed to have considered various costs such as the higher cost of maintaining used trucks and the cost of gasoline that he will incur for living so far from big cities.
He also needs to consider the distance his trucks will have to travel to pick up good and deliver them.
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A population growth rate of 1% means a population will double in 70 years (70/growth rate). China's growth rate is 0.65%, which means: _______.
i. The population has already begun to decrease from its peak 1.31 billion. ii. China needs to reconsider its one-child policy at the current rate, its population would double in 108 years. iii. Its population of 1.3 billion will reach 2.6 billion by 2080.
Its population would double in 108 years if things continued as they are.
What was the highest growth rate for China?From 1989 through 2022, China's GDP Annual Growth Rate average 9.09 percent, with record highs of 18.30 percent in the first quarter of 2021 and 6.80 percent in the first quarter of 2020.The real gross domestic product (GDP) growth rate in China in 2021 was almost 8.1%.Will China's growth surpass ours?According to a research released by Bloomberg Economics on Thursday, the second-largest economy in the world would only grow by 2% this year. In contrast, according to Bloomberg Economics, the US gross domestic product will grow by 2.8 percent this year.
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Lucille is no longer eligible for her state Medicaid program and has lost her eligibility for the D-SNP in which she is enrolled. What is her responsibility for cost sharing?
Lucille will need to be responsible for all costs including premiums, copayments, and deductibles, among others.
This program requires cost sharing, matching, or leveraging as described under. Cost-sharing is needed for studies projects to be eligible for investment through HUD's non-competitive cooperative agreement authority.
Fee-sharing reduces charges (because it saves your medical insurance organization cash) in methods. First, you're paying a part of the invoice; since you're sharing the cost along with your coverage organization, they pay less.
Individuals and families with earning as much as 250 percent of the poverty line are eligible for cost-sharing discounts if they are eligible for a top-class tax credit and buy a silver plan thru the health insurance market in their nation.
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The direct write-off method is not normally an acceptable method under GAAP because it fails to report _____.
Accounts receivable for their net realizable value
Net realizable value is calculated as full realizable amount minus allowance for doubtful debts.GAAP (Generally accepted accounting principles)- It has the common set which is issued by the Financial Accounting Standard boards for accounting rules, standards & procedures.Direct write-off method- It is an accounting method in which uncollectible accounts are written off as bad debt.Learn more about this here-
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How much did Chevron pay in cash dividends to common shareholders during the first nine months of 2013?
The Chevron paid a dividends of $5.6 billion to the common shareholders during the first nine months of 2013.
What is a dividends?This refers to the reward paid to the shareholders for their investment in a company's equity which often originates from the company's net profits.
Hence, the firm paid a dividends of $5.6 billion to the common shareholders during the first nine months of 2013.
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Capacity planning requires demand forecasts for an extended period of time. Forecast accuracy tends to _______ as the forecasting horizon _______.
Capacity planning requires demand forecasts for an extended period of time. Forecast accuracy tends to decline as the forecasting horizon lengthens.
Capacity-making plans refer back to the procedure of deciphering how many useful resources you are going to want to fulfill the call for. This “demand” may be for any unit of time: the approaching week, subsequent season, or maybe in a year's time. a few matters that fall beneath capacity-making plans are: using the body of workers to fulfill the coming calls.
Take a bakery, as an example. Expertise on what number of pies may be made and baked in a given day using existing devices and personnel (capacity) permits the bakery to devise for what number of pies they could promote and what they need for assets (group of workers, apples, and so on.).
Get the provision and time off for all and sundry. For everybody, subtract day without work from internet paintings Hours, and multiply the result by way of his availability to get his personal ability. add up the man or woman capacities to get the group potential in individual hours, and divide via 8 to get the capability in character-days.
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Delta Diamonds had 5 one-carat diamonds available for sale this year: 1 purchased June 1 for $500, 2 purchased July 9 for $550 each, and 2 purchased September 23 for $600 each. On December 24, it sold 1 of the diamonds that was purchased on July 9. Using periodic specific identification, its Cost of Goods Sold is
Delta Diamonds had 5 one-carat diamonds available for sale this year: Using periodic specific identification, its Cost of Goods Sold is $600 . This is further explained below.
What are diamonds?Generally, having a diamond cubic crystal structure, a diamond is a solid form of the element carbon. For the sake of this exercise, we will assume that the temperature and pressure are both
In conclusion,This year, Delta Diamonds offered five one-carat stones for purchase. The company's Cost of Goods Sold is $600 every period thanks to its use of precise periodic identification.
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Bitcoin. Sweat. Tide. Meet the Future of Branded Currency
What is Bitcoin and where did it come from?
What kinds of businesses are accepting Bitcoin?
What is the definition of money, according to Kemp?
What are some other forms of currency in existence now?
Can you think of other examples of currency?
Bitcoin is known to originated from no where and it is seen as a kind of a digital currency invented by a man or group of men called Satoshi Nakamoto in 2008.
What kinds of businesses are accepting Bitcoin?They are:
Microsoft. Overstock.Starbucks, etc.What is the definition of money, according to Kemp?Kemp defines money as a given expression of value that is said to be often agreed upon by people.
What are some other forms of currency in existence now?Litecoins.BerkShares. Equal Dollars.Ithaca Hours.Other examples of currency are bonds, commodity money, etc.
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In its most basic sense, _____ involves the positive feelings and evaluations individuals have about their employment.
In its most basic sense, Job satisfaction involves the positive feelings and evaluations individuals have about their employment.
What is Job satisfaction?Job satisfaction serves as the joy and emotions that is positive that employee have about his work.
In this case, Job satisfaction involves the positive feelings and evaluations individuals have about their employment.
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Paramount Design - Balance Sheet Activity, (please do this in sheets and share the image of the answer.)
The preparation of the balance sheet of Paramount Design is as follows:
Paramount Design
Balance SheetAs of December 31, 2020
AssetsCurrent Assets:
Cash $1,407
Accounts Receivable 2,056
Supplies 1,250
Total current assets $4,713
Long-term Assets:
Furniture $9,700
Equipment 10,000
Automobile 19,350 $39,050
Total assets $43,763
Liabilities and EquityLiabilities:
Bank Loan $9,000
Accounts Payable 2,655
Total liabilities $11,655
Equity $32,108 ($43,763 - $11,655)
Total liabilities + equity $43,763
What is a balance sheet?A balance sheet is a financial statement that summarizes the financial position of an entity at a point in its financial period.
The financial position shows the entity's assets (what it owns), liabilities (what it owes creditors), and equity (what it owes the owner).
At each financial period, the assets are always equal to the liabilities and equity.
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True or false: According to the textbook there are no easy answers to macro policy problems and one must blend both Keynesian and Classical insights to come to reasonable answers about macro policy.
True.
Both the classical economists and keynesian economists had effective conclusions based on their assumptions it is true to say about macroeconomic policy
What does Keynes say:
Keynesian economics is a macroeconomic theory of all out spending in the economy and its impacts on result, work, and inflation. In view of his hypothesis, Keynes pushed for expanded government expenditures and lower taxes to control demand and haul the worldwide economy out of the depression
What does classical economist say:
The classical macroeconomic structure is built upon the writings of famous
classical economists like Adam Smith, David Ricardo, J.B. Say, T.R. Malthus,
A.C. Pigou, Irving Fisher etc. Classical economists considered full employment, wage-price flexibility, absence of money illusion, etc.
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What is the name of the massive public online ledger which records the time and amount of every finalized cryptocurrency transaction
The answer is Blockchain.
A blockchain is a continuously expanding list of documents, or blocks, that are safely connected to one another via encryption.
Each block includes transaction information, a timestamp, and a cryptographic hash of the preceding block (generally represented as a Merkle tree, where data nodes are represented by leafs).
For usage as a publicly distributed ledger, blockchains are often administered through peer-to-peer networks in which nodes collectively follow a protocol to communicate and validate new blocks.
Most cryptocurrencies use blockchain technology to record transactions.
For example, the bitcoin network and Ethereum network are both based on blockchain.
Hence, the name of the massive public online ledger which records the time and amount of every finalized cryptocurrency transaction is Blockchain.
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What is the effect of an accrued expense (such as salaries expense) adjustment on the income statement and the balance sheet
A liability (such as salaries payable) will be increased. Expenses are increased is the answer.
accrued expenses are liabilities that reflect expenses that have not yet been paid or recorded in the liability during the accounting period. That is, the obligation of the company to pay for the goods and services offered for which the invoice has not yet been received.
An example of accrued expenses is when a company purchases consumables from a supplier but has not yet received an invoice for the purchase. Other types of accrued expenses include interest payments on loans, guarantees for products or services received, and taxes. All of these have been incurred or received, but no invoices have been received or paid. Employee commissions, wages and bonuses will occur during the period in which they are actually paid, although they will be paid in the next period.
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To ensure that mentions of a company in the news are received in a positive light, many firms think a prudent public relations strategy is to seek ______ hits.
To ensure that mentions of a company in the news are received in a positive light, many firms think a prudent public relations strategy is to seek ___fewer___ hits.
What is PR strategy?A PR strategy is utilized to assist your company in planning out its public relations (or media relations) initiatives and selecting the most effective channels for reaching out to its target market. The creation and implementation of a PR strategy can help brands not only attract media attention to their goods or services but also organize the numerous stories that appeal to their various target audiences. The management of a company's public image can be aided by an effective plan.
PR, commonly referred to as "earned media," can be used to boost website traffic, interact and connect with target audiences, forge relationships with the community, and promote brands in a more dependable and organic way. To increase brand recognition and attract more potential clients or customers, it's critical to leverage media outlets in this manner.
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Josie was unclear about what managers actually do since this was her first job. Fortunately her training materials explained that a manager's job focuses on ________.
Her training materials explained that a manager's job focuses on helping others achieve their job goals.
What are the characteristics of an effective manager?An effective leader is one who knows his subordinates and their capabilities, helping them to improve them for greater autonomy at work, productivity and motivation.
Therefore, an effective manager must develop their communication skills, provide feedback, and be an example of compliance with the company's fundamental policies and requirements.
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