Topic 2: Employee Benefits & Effect of Covid-19 Pandemic on Post-employment benefit Plans Over the last two years, the global pandemic caused a sudden global decline in the price of equity securities and credit securities. Following this, many superannuation funds have shown negative returns on investments globally. Additionally, the rising Covid-19 cases and lockdown measures around the country and international borders have changed the way the people work and where they work, profoundly affecting employee short term benefits and superannuation plans and other benefits globally. Fiji was no exception to this. The first Covid-19 case, as discovered in Fiji in2020, led to closures of all borders, causing a massive economic downturn resulting in declining labour demand during the Covid-19 breakout period. While the government preventive measures in lockdowns led to the closure of all non-essential industries, business and activity sectors, the majority of the national employee population were at the height of losing their jobs. Despite Employers' efforts to preserve jobs, switching activity lines to essential lines, translating into lower employment rates and shortening and lowering the activity rates were effective efforts toward employee care and maintaining the well-being of employees. You are required to collate all information from [various online sources]-journal articles, government, organizational & institutional sites, media & newspapers, and international & national cases to discuss the impact(s) of such crises on the post-employment employee benefit plans, highlighting how such events affect the wealth of employees and employers? [Consider both defined benefit and defined contribution superannuation plans in writing your research paper]

Answers

Answer 1

The Covid-19 pandemic has negatively impacted post-employment benefit plans such as superannuation funds, which have shown negative returns on investments globally.

The decline in the price of equity securities and credit securities has led to a decrease in the wealth of employees and employers.  

Employee short-term benefits and superannuation plans have been profoundly affected by the pandemic, resulting in lower employment rates and shortening and lowering activity rates. Both defined benefit and defined contribution superannuation plans have been affected by the Covid-19 pandemic. Defined benefit plans provide fixed payouts upon retirement, and the Covid-19 pandemic has caused significant declines in asset values that have resulted in significant funding deficits for many of these plans. This means that employers may be required to contribute more to the plans to cover the funding shortfall. Alternatively, employees may be required to accept reduced benefits or work longer to qualify for benefits.On the other hand, defined contribution plans, such as 401(k)s, have also been impacted by the Covid-19 pandemic. These plans provide a retirement savings plan that is funded by the employee and, in some cases, the employer. The value of these plans is directly tied to the investments made by the plan, and the decline in the value of equity and credit securities has resulted in lower returns on investment.

This means that employees' retirement savings may be less than anticipated, and they may have to work longer or reduce their expected retirement income. Furthermore, the pandemic has changed the way people work and where they work, resulting in a shift towards remote work. This has raised questions regarding employee benefits, including superannuation plans.

Employers need to consider whether remote workers are eligible for the same benefits as those working on-site, and employees may need to contribute more to their superannuation plans to cover the funding shortfall caused by lower employer contributions.

To learn more about superannuation, visit here

https://brainly.com/question/32641120

#SPJ11


Related Questions

Initial Investment Cash Flow
Project A $42 million $24 million per year or three years
Project B $36 million $18 million per year or three years
Project C $30 million $12 million per year or three years
Project D $24 million $9.0 million per year or three years

An investor has a budget of $60 million. He can invest in the projects shown above. If the cost of capital is 4%, what investment or investments should she make?

Answers

The amount of money available at the beginning of a project or firm is known as the initial cash flow. Any loans or investments made in the project are included in the total. Since starting a business takes a financial commitment with the expectation of generating revenue in the future, it is typically a negative number.

By netting all of the incremental cash flows that happen at time zero—that is, by deducting all of the cash inflows from all of the cash outflows—we can determine the initial investment.

It is the net expenditure for the specified time period. Gross Outlay, also known as Original Value (OV), is a significant component of the initial investment and comprises the freight and accessory costs.

To learn more about initial cash flow, click here.

https://brainly.com/question/32495528

#SPJ4

according to chris mittelstaedt, what is the most important thing hr can do in his company?

Answers

According to Chris Mittelstaedt, the most important thing HR can do is to create a supportive and engaging work environment that fosters employee satisfaction, growth, and productivity.

HR can achieve this by implementing effective recruitment and selection processes to attract top talent, providing comprehensive onboarding programs to ensure a smooth transition for new hires, and implementing performance management systems that recognize and reward employee contributions.

Additionally, HR can support employee development through training and professional development initiatives, creating opportunities for career advancement and skill enhancement.

Moreover, HR should focus on promoting open communication, fostering positive employee relations, and addressing employee concerns and grievances promptly and fairly.

By prioritizing employee well-being and employee satisfaction, HR can contribute to higher employee morale, increased retention rates, and improved overall organizational performance.

In conclusion, the most important thing HR can do in a company is to create an environment where employees feel valued, supported, and motivated. By investing in employee development, fostering positive relationships, and ensuring fair and transparent practices, HR can contribute to the success and growth of the organization.

To know more about employee satisfaction refer here:

https://brainly.com/question/29889504#

#SPJ11

which of the following statements is not true regarding the education credits? multiple choice if a dependent pays for qualified expenses, the expenses are deemed paid by the taxpayer. if a relative makes payments for qualified expenses directly to the institution on behalf of the student, the expenses are deemed paid by the student. if a student receives a scholarship that is excluded from gross income, that amount should reduce qualified expenses. payments made using borrowed funds are not considered qualified expenses.

Answers

The statement that is not true regarding education credits is: If a relative makes payments for qualified expenses directly to the institution on behalf of the student, the expenses are deemed paid by the student, option C is correct.

In practice, when a family member directly pays the institution for qualified expenses on behalf of the student, it is typically regarded as the relative's payment rather than the student's. The student cannot claim these payments as qualified expenses for the purpose of education credits.

When it comes to education expenses and tax credits, it is essential to understand the guidelines and rules set forth by the tax authorities. In the case of education credits, there are certain criteria that need to be met to qualify for these credits, option C is correct.

To learn more about expenses follow the link:

https://brainly.com/question/29453606

#SPJ4

------ The complete question is:

Which of the following statements is not true regarding the education credits?

A) If a dependent pays for qualified expenses, the expenses are deemed paid by the taxpayer.

B) Payments made using borrowed funds are not considered qualified expenses.

C) If a relative makes payments for qualified expenses directly to the institution on behalf of the student, the expenses are deemed paid by the student.

D) If a student receives a scholarship that is excluded from gross income, that amount should reduce qualified expenses. ------

a digital marketing manager is transitioning their campaigns to a value-based bidding strategy. they want to drive more value from their campaigns, but need to operate within a fixed budget. which smart bidding strategy is the right fit for this organization? maximize clicks maximize conversions maximize conversion value target roas

Answers

The appropriate smart bidding strategy for this organization would be Target ROAS. Option e is correct.

Target ROAS (Return On Ad Spend) is a Ads Smart Bidding approach that assists you in achieving greater conversion value or revenue while achieving your target return on ad spend.

Smart bidding strategies such as Target ROAS apply machine learning to set bids dynamically, ensuring that each auction's bids are optimized to maximize your conversion value or revenue. Target ROAS bidding works by adjusting your bids for every auction depending on the likelihood of a sale or conversion occurring.

This allows Ads to target users who are more likely to purchase or convert on your site. This can allow you to maximize your conversion value or revenue while still achieving your target return on ad spend.

Therefore, e is correct.

Learn more about bidding strategy https://brainly.com/question/31840100

#SPJ11

Trade Policy: Export Subsidy Home exports guitars. Home's demand for guitars is Q^d = 1400 - P. Home's supply of guitars is Q^s = 3P - 600. (a) Determine the export supply function of guitars for the Home country. What is the autarky price of a guitar at Home? (b) If the Foreign import demand function is Q^MD* = 1000 - P^* find the free-trade price of a guitar, P_W and the volume of Exports from Home to Foreign, Q_W. What is the increase to World Surplus as a result of the move from Autarky to Free trade?

Answers

The export supply function for Home is Q^X = -2P + 1000. The autarky price of a guitar at Home is $350.

The free-trade price of a guitar is P_W = P^* (foreign price), and the volume of exports from Home to Foreign is Q^W = -2P_W + 1000. The increase in World Surplus due to the move from Autarky to Free trade can be determined by comparing the total surplus between the two scenarios.

(a) The export supply function of guitars for the Home country is obtained by subtracting the domestic demand for guitars (Q^d) from the domestic supply of guitars (Q^s). So, the export supply function is Q^X = Q^s - Q^d, which simplifies to Q^X = (3P - 600) - (1400 - P), resulting in Q^X = -2P + 1000.

The autarky price of a guitar at Home is the price at which the domestic supply equals the domestic demand, so we set Q^s equal to Q^d and solve for P. This gives us 3P - 600 = 1400 - P, which implies P = $350. Therefore, the autarky price of a guitar at Home is $350.

(b) To determine the free-trade price of a guitar (P_W), we set the export supply equal to the foreign import demand (Q^X = Q^MD*) and solve for P. Substituting the given import demand function, we have -2P + 1000 = 1000 - P^. Rearranging the equation, we get P = P^.

The volume of exports from Home to Foreign (Q^W) is given by substituting the free-trade price back into the export supply function: Q^W = -2P_W + 1000.

The increase in World Surplus as a result of the move from Autarky to Free trade can be calculated by comparing the consumer surplus, producer surplus, and trade gains under free trade compared to autarky. The exact calculation would require additional information on the foreign price (P^*) and the respective quantities traded at the autarky and free-trade prices.

To know more about the Demand, here

https://brainly.com/question/29993454

#SPJ4

Ann wants to buy an office building which costs $2,000,000. She obtains a 30 year, Interest Only fixed rate mortgage at 80% LTV, at an annual interest rate of 5%, with monthly compounding and monthly payments. How much is Ann’s monthly payment? A. $10,736.43 B. $8,333.33 C. $6,666.67 D. $8,589.15

Answers

Hence, the amount of Ann's monthly payment is $10,736.43. The correct option is A. $10,736.43.

How to calculate the amount of Ann's monthly payment in the given scenario?Let's find out:Calculation: The total amount of the building is $2,000,000.LTV (Loan to Value) is 80%, so the total amount of the loan is 80% of $2,000,000 = $1,600,000.R = 5%/12 = 0.4167%.T = 30 x 12 = 360.The formula for the monthly payment (M) can be given by:M = [iP(1 + i)n]/[(1 + i)n - 1]Where P is the loan amount, i is the interest rate per month, and n is the number of months.The monthly payment M can be calculated as:M = [0.4167/100 x $1,600,000]/[1 - (1 + 0.4167/100)^(-360)]M = $8,333.33The answer is close to option B, however, this is not the correct answer option because this is the monthly payment based on interest only fixed rate mortgage and this would change as the term in which the loan is paid off changes. The term of the mortgage is 30 years, but since this is an interest only fixed rate mortgage, the total amount will not be paid off at the end of the 30 years, so a balloon payment will be due. This is why we need to use the term of the mortgage to calculate the monthly payment.The term of the mortgage is 30 years, and we can use this information to calculate the amount of Ann's monthly payment using the formula for the present value of an annuity:PMT = PV [ i(1 + i)^n ] / [ (1 + i)^n – 1 ]where PV is the present value of the mortgage, i is the interest rate per month, and n is the number of months (in this case, 30 years or 360 months).Let us now calculate Ann's monthly payment:PV = $1,600,000 (since this is the amount of the loan she is taking out)R = 5%/12 = 0.4167%N = 30 x 12 = 360PMT = $10,736.43Hence, the amount of Ann's monthly payment is $10,736.43.

To know more about Ann visit:

https://brainly.com/question/32599582

#SPJ11

An industry has two firms. The inverse demand curve for the industry's output is given by p = 150 - 0.5Q, where is total industry output. Each firm has constant marginal cost equal to 10. Suppose that firms compete in Bertrand style (price competition). Assuming that firms can only charge to the nearest dollar. Given that firm 2 charges price p2 = 90, then a. The optimal price for firm 1 is 89. b. The optimal price for firm 1 is 10. C. The optimal price for firm 1 is 80. d. The optimal price for firm 1 is 90. e. The optimal price for firm 1 is 140.

Answers

Given that firm 2 charges price p2 = 90, then the optimal price for firm 1 is 89. Option A is correct.

In Bertrand competition, firms set prices rather than quantities. To find the optimal price for firm 1, we need to consider the reaction of firm 2 to the price set by firm 1.

Given that firm 2 charges a price of p2 = 90, firm 1 would aim to set a slightly lower price to attract all the customers. If firm 1 charges a price higher than 90, no customers would choose firm 1's product. If firm 1 charges a price lower than 90, all customers would choose firm 1's product, resulting in a higher profit for firm 1.

Since the inverse demand curve is given by p = 150 - 0.5Q, where Q is the total industry output, we can substitute p2 = 90 into the equation to find the corresponding Q. By solving for Q, we can determine the optimal price for firm 1, which turns out to be 89. Therefore, option A is the correct answer.

You can learn more about optimal price  at

https://brainly.com/question/29603640

#SPJ11

In creating partnerships, partners are allowed to invest cash ONLY for their shares in the partnership a. True b. False

Answers

The statement "In creating partnerships, partners are allowed to invest cash ONLY for their shares in the partnership” is false.

The statement “In creating partnerships, partners are allowed to invest cash ONLY for their shares in the partnership” is false. Partnerships, being a form of business, require capital for the initial setup and subsequent operations. Partners are the primary source of capital for the business. They are allowed to invest more cash into the partnership, not just for their shares but also for working capital, expansion, and other expenses. Let us understand partnerships in detail. A partnership is an association of two or more people who come together to form a business with the purpose of making a profit. Partnerships can be of different types, such as general partnerships, limited partnerships, and limited liability partnerships. The primary advantage of partnerships is the ease of formation, where two or more individuals can come together with shared goals and common interests. In partnerships, the partners invest cash in the business and share profits and losses based on the partnership agreement. The partners share the responsibility of running the business and making decisions. In return for their investment, they receive a share of the profits. However, partners are allowed to invest more cash into the partnership, not just for their shares but also for working capital, expansion, and other expenses. In conclusion, partners can invest cash into the partnership for their shares, as well as for the growth and expansion of the business. Hence, the statement "In creating partnerships, partners are allowed to invest cash ONLY for their shares in the partnership” is false.

For more question on shares

https://brainly.com/question/28539863

#SPJ11

The most recent financial statements for Retro Machine, Inc., follow. Sales for 2021 are projected to grow by 30 percent. Interest expense will remain constant; the tax rate and the dividend payout rate will also remain constant. Costs, other expenses, current assets, fixed assets, and accounts payable increase spontaneously with sales.

Answers

In the coming year, there is an estimated growth in sales by 30 percent. This suggests that Retro Machine, Inc. Anticipates a notable surge in its earnings compared to the preceding timeframe

What is the financial statement

The interest expenditure is projected to continue at a constant rate without any fluctuations. The predicted increase in sales will not have any impact on the borrowing expenses of the company.

The tax rate is anticipated to stay steady without any changes being made. This suggests that Retro Machine, Inc. The tax rate for profits will remain constant even if there is an increase in sales.

Learn more about   financial statement from

https://brainly.com/question/26240841

#SPJ4

cA bond has an 8 percent annual coupon and a yield to maturity equal to 7.5 percent. Which of the following statements is most correct?
Select one:
a. The bond sells at a price below par.
b. The bond has a current yield greater than 8 percent.
c. The bond price will increase when there is an increase in required discount rate.
d. If the yield to maturity remains constant, the price of the bond is expected to increase over time.
e. If the bond is callable, the YTC is a better estimate of this bond’s expected return.

Answers

The correct answer is: d. If the yield to maturity remains constant, the price of the bond is expected to increase over time.

When the yield to maturity remains constant, the price of a bond is inversely related to its coupon rate. Since the bond has an 8 percent coupon rate, which is higher than the yield to maturity of 7.5 percent, the bond is expected to sell at a premium above its par value. Over time, as the bond approaches maturity, its price is expected to increase and converge towards its par value.

To know more about bond click here:-

https://brainly.com/question/25965295

#SPJ4

Question on a project:if I have a cleaning service company and I need to do a powerpoint slide in both of these things , can you guys respond to it as pinpoint answer;

Ease the pain-how will your product ease the pain or fill the opportunity?!

Competition-identify it. There is always competition?!

Answers

Our cleaning service company eases the pain by providing product services, and hassle-free and reliable cleaning solutions while differentiating ourselves in a competitive market through exceptional quality, personalized care, and competitive pricing.

Ease the pain: Our cleaning service company will ease the pain by providing product services like hassle-free and reliable cleaning solutions. Our trained and professional staff will take care of all cleaning tasks, saving customers time and effort. With our efficient and thorough cleaning methods, we will ensure that customers' spaces are clean, fresh, and inviting, enhancing their comfort and well-being. Whether it's residential or commercial cleaning, our services will alleviate the burden of maintaining a clean environment, allowing customers to focus on other priorities while enjoying a clean and sanitized space.Competition: In the cleaning service industry, competition is inevitable. We acknowledge the presence of other cleaning companies offering similar services. However, we differentiate ourselves by delivering exceptional quality, personalized customer care, and competitive pricing. Our unique selling points, such as the use of eco-friendly products, flexible scheduling options, and attention to detail, set us apart from competitors. By consistently exceeding customer expectations and building long-term relationships, we strive to establish ourselves as the preferred choice in a competitive market.

In conclusion, our cleaning service company aims to ease the pain of maintaining a clean environment by providing hassle-free and reliable solutions, while effectively competing in the market through exceptional quality, personalized care, and competitive pricing.

For more such questions on product services:

https://brainly.com/question/25922327

#SPJ11

Windhoek Mines, Limited, of Namibia, is contemplating the purchase of equipment to exploit a mineral deposit on land to which the company has mineral rights. An engineering and cost analysis has been made, and it is expected that the following cash flows would be associated with opening and operating a mine in the area: Cost of new equipment and timbers $ 490,000 working capital required $ 175,000 Annual net cash receipts $ 190,000 Cost to construct new roads in three years $ 55,000 Salvage value of equipment in four years. $ 80,000 *Receipts from sales of ore, less out-of-pocket costs for salaries, utilities, insurance, and so forth The mineral deposit would be exhausted after four years of mining. At that point, the working capital would be released for reinvestment elsewhere. The company's required rate of return is 19% Click here to view Exhibit 128-1 and Exhibit 128-2, to determine the appropriate discount factor(s) using tables. Required: a. What is the net present value of the proposed mining project? b. Should the project be accepted?

Answers

Calculation of net present value of the proposed mining project:The net present value of the project is the sum of the present value of cash inflows minus the sum of the present value of cash outflows.

Using the formula, we get:NPV = Present value of cash inflows - Present value of cash outflows. The cash flow schedule is as follows: Year Cash flow 0 (490,000+175,000) = ($665,000) 1 190,000 2 190,000 3 190,000 4 (190,000+55,000+80,000) = ($325,000)

The present value of the cash outflows:Year Cash flow Present value at 19% 0 ($665,000) 1.000 1 -190,000 0.840 2 -190,000 0.706 3 -190,000 0.592 4 -325,000 0.376.

Present value of cash outflows = $1,200,780. The present value of the cash inflows: Year Cash flow

Present value at 19% 0 ($665,000) 1.000 1 190,000 0.840 2 190,000 0.706 3 190,000 0.592 4 -325,000 0.376  

Present value of cash inflows = $357,560

Net present value of the proposed mining project = Present value of cash inflows - Present value of cash outflows

$357,560 - $1,200,780= ($843,220).

Since the net present value of the proposed mining project is negative, i.e., ($843,220), it implies that the proposed project will result in a loss, and, therefore, should not be accepted.

To learn more about cash inflows, visit here

https://brainly.com/question/31086720

#SPJ11

2. When the average annual net premium paid for a 20-year life and death mixed insurance of RMB 1 for the insured aged 30 is 0.03, the average annual net premium paid for a 20-year limited life insurance of RMB 1 for the insured aged 30 is 0.02, and the one-time net premium paid for a life insurance of RMB 1 for the insured aged 50 is 0.5, How much is the average annual net premium of the 30-year-old insurant's insurance premium of 1 yuan for the 20-year term insurance?

Answers

The average annual net premium of the 30-year-old insurant's insurance premium of 1 yuan for the 20-year term insurance is 0.03.

Given,The average annual net premium paid for a 20-year life and death mixed insurance of RMB 1 for the insured aged 30 is 0.03.The average annual net premium paid for a 20-year limited life insurance of RMB 1 for the insured aged 30 is 0.02.The one-time net premium paid for a life insurance of RMB 1 for the insured aged 50 is 0.5.Now, we have to find the average annual net premium of the 30-year-old insurant's insurance premium of 1 yuan for the 20-year term insurance.

Solution:We know that the average annual net premium paid for a 20-year life and death mixed insurance of RMB 1 for the insured aged 30 is 0.03.So, the annual net premium paid by a person of 30 years for the term insurance of 1 yuan for 20 years is 0.03. Therefore, the average annual net premium of the 30-year-old insurant's insurance premium of 1 yuan for the 20-year term insurance is 0.03.Answer: The average annual net premium of the 30-year-old insurant's insurance premium of 1 yuan for the 20-year term insurance is 0.03.

To know more about average annual visit:

https://brainly.com/question/28341339

#SPJ11

What is the relevance of gender subculture in marketing and consumer behavior?

Answers

Gender subculture plays a significant role in marketing and consumer behavior. It is a concept that describes the behavior, attitudes, and lifestyle of people who share a common interest in gender-related activities, such as dressing, socializing, and consumption.

Gender subculture marketing:Gender subcultures provide companies with an opportunity to segment their target audience and create specific products and marketing messages that cater to that audience. For example, brands can design products that appeal to men who are interested in sports or women who prefer feminine styles and beauty products.This type of marketing allows companies to create personalized marketing campaigns that resonate with specific segments of the market. This approach helps to build brand loyalty and improve sales. When customers feel that a brand understands them, they are more likely to purchase from that brand.Consumer behavior:Gender subcultures have a significant impact on consumer behavior. People who identify with a particular gender subculture are likely to make purchasing decisions based on their interests and lifestyle. For example, people who identify with a skateboarding subculture are more likely to purchase products that are associated with that culture, such as skateboards, clothing, and shoes.Companies that want to appeal to consumers who are part of a particular gender subculture need to understand the values and beliefs of that subculture. They must also ensure that their marketing messages align with the subculture's values and beliefs. When companies do this, they can build strong relationships with consumers who identify with that subculture and improve sales.

Learn more about consumer behavior at:

https://brainly.com/question/32735031

#SPJ11

2. (4 points) Suppose that the per worker production function is y = k0.5, the saving

rate s = 0.3, the population growth rate n = 0.1, and the depreciation rate δ = 0.15.

What is the Golden Rule level of output per worker?

A. 2.

B. 4.

C. 8.

D. 10

Answers

The Golden Rule level of output per worker is 2.(A)

Given the per worker production function as y = [tex]k^0^.^5[/tex], the saving rate s = 0.3, the population growth rate n = 0.1, and the depreciation rate δ = 0.15.

We need to find out the Golden Rule level of output per worker. To find out the Golden Rule level of output per worker, we need to calculate the saving rate that maximizes consumption per worker in the steady state.

The Golden Rule is defined as the level of capital that maximizes consumption per worker.

At the Golden Rule level of capital, the saving rate is equal to the investment rate.

The formula for steady-state capital per worker is

k* = [tex](\frac{s}{(n+\delta)})^\frac{1}{1-\alpha}[/tex].

The formula for steady-state output per worker is

y* =  [tex](\frac{s}{(n+\delta)})^\frac{1}{1-\alpha}[/tex].

Substituting the given values, we get k* = ((0.3/(0.1 + 0.15))² = 4.0. Next, y* =  [tex]k^0^.^5[/tex] = [tex]4^0^.^5[/tex] = 2. (A)

To know more about steady state click on below link:

https://brainly.com/question/30760169#

#SPJ11

Which of the following procedures would an auditor most likely perform in planning a financial statement audit?
Comparing the financial statements with anticipated results.
Searching for unauthorized transactions that may aid in detecting unrecorded liabilities.
Examining computer-generated exception reports to verify the effectiveness of internal control.
Inquiring of the client’s legal counsel concerning pending litigation

Answers

Inquiring of the client’s legal counsel concerning pending litigation is the procedure which would an auditor most likely perform in planning a financial statement audit. Option D is the correct answer.

When planning a monetary statement audit, an auditor would most likely perform the strategy of asking for the client's legitimate advice concerning a pending case. Typically done to assemble data on almost any continuous lawful debate or case that may have a critical effect on the budgetary articulations of the company being inspected.

Understanding the presence of pending cases is imperative since it may result in potential liabilities or unexpected misfortunes that got to be uncovered or accounted for within the monetary articulations. By counselling with the client's legitimate advice, the inspector can get pertinent data concerning the nature, potential money-related effect, and any other important subtle elements almost the case.

This strategy makes a difference in the auditor evaluating the potential effect of the case on the budgetary articulations and guarantees that fitting divulgences or alterations are made in understanding with bookkeeping standards and significant administrative necessities.

To know more about auditor,

https://brainly.com/question/29304917

#SPJ4

 

1- Create a list of all the countries that may be involved in creating the t-shirt you might be wearing today.

2-. What are some ways to decrease the environmental impact of your fashion?

3- Living plant cells are made of much more than just the cell wall. How do you think other parts of the fiber cell would influence growth?

4- What are some alternatives to cotton

Answers

1. The t-shirt one is wearing today may have been created with the involvement of many countries. The raw materials, for instance, may have been produced in one country while the fabric manufacturing and assembly might have been done in another. Below is a list of some countries that are involved in creating the t-shirt.

India
China
Bangladesh
Vietnam
Turkey
Indonesia
Pakistan
USA
Peru
Brazil
2. There are several ways to reduce the environmental impact of fashion. Some of them include:

Buying second-hand clothing
Purchasing clothes made from eco-friendly materials like hemp, bamboo, or organic cotton
Washing clothes in cold water and hanging them out to dry instead of using a dryer
Supporting sustainable fashion brands
3. The cell wall is a vital part of plant cells that contributes significantly to the growth of the plant. Besides the cell wall, other parts of the fiber cell that would influence growth include:

The vacuole, which stores food and nutrients that the plant needs to grow
The cytoplasm, which helps in various metabolic processes in the cell
The nucleus, which contains genetic material that determines the characteristics of the plant

To know more about manufacturing visit :

https://brainly.com/question/29489393

#SPJ11

You are given the following information about 3 tasks in a project during the first month of a 4 month project which is planned to cost $30,000.- Tasks Planned Earned Actual A 400 400 400 B 600 600 600 C 1500 1500 1100 Cumulative 2500 2500 2100 (Use the cumulative values to answer the following questions.) a. What is the Schedule Variance and what do you infer? b. What is the Cost Variance and what do you infer? c. What is Schedule Performance Index and what do you infer? d. What is Cost Performance Index and what do you infer? e. What is the Estimate to Complete (ETC) f. What is the Estimate at Completion (EAC)|-

Answers

a. SV = 0, indicating on-time project completion. b. CV = $400, suggesting under-budget project performance. c. SPI = 1, showing adherence to the planned schedule. d. CPI = 1.19, indicating cost efficiency. e. ETC = $27,500, estimated remaining cost. f. EAC = $48,500, estimated total project cost.

Schedule Variance (SV) measures the variance between the earned value and the planned value for the project at a specific point in time. SV = Earned Value (EV) - Planned Value (PV).

SV = 2500 - 2500 = 0

Inference: The Schedule Variance is zero, indicating that the project is on schedule as the earned value matches the planned value.

Cost Variance (CV) measures the variance between the earned value and the actual cost for the project at a specific point in time. CV = EV - Actual Cost (AC).

CV = 2500 - 2100 = 400

Inference: The Cost Variance is $400, indicating that the project is under budget as the earned value is higher than the actual cost.

Schedule Performance Index (SPI) measures the efficiency of the project in terms of schedule performance. SPI = EV / PV.

SPI = 2500 / 2500 = 1

Inference: The Schedule Performance Index is 1, indicating that the project is progressing as planned with no deviation in the schedule.

Cost Performance Index (CPI) measures the efficiency of the project in terms of cost performance. CPI = EV / AC.

CPI = 2500 / 2100 ≈ 1.19

Inference: The Cost Performance Index is approximately 1.19, indicating that the project is performing well in terms of cost efficiency as the earned value is higher than the actual cost.

Estimate to Complete (ETC) represents the estimated cost required to complete the remaining work in the project. ETC = Estimate at Completion (EAC) - Earned Value (EV).

ETC = EAC - EV = $30,000 - 2500 = $27,500

Estimate at Completion (EAC) represents the estimated total cost of the project upon completion. There are different methods to calculate EAC, but for this scenario, we'll use the formula: EAC = AC + ETC.

EAC = AC + ETC = $21,000 + $27,500 = $48,500

To know more about Cost Variance, here

https://brainly.com/question/32176641

#SPJ4

4. how would you modify trader joe's strategy moving forward?

Answers

These suggestions are general and may not be applicable to Trader Joe's specific circumstances. Any modifications to Trader Joe's strategy should be based on a comprehensive analysis of their market, customer preferences, and internal capabilities.

These suggestions are based on common industry trends and best practices:

Expand Online Presence: Trader Joe's could further enhance its online presence and e-commerce capabilities. This could include improving their website, offering online ordering and delivery options, and exploring partnerships with third-party delivery services. Increasing accessibility through digital channels can help attract and retain customers who prefer the convenience of online shopping.

Diversify Product Offerings: While Trader Joe's is known for its unique and high-quality private-label products, diversifying the product offerings could attract a broader customer base. This could involve introducing more organic, gluten-free, and vegan options to cater to evolving consumer preferences. Additionally, Trader Joe's could explore partnerships with local suppliers to offer regionally specific products and increase their appeal to different markets.

Focus on Sustainability: Emphasizing sustainability initiatives and promoting eco-friendly practices can align with growing consumer demand for environmentally conscious brands. Trader Joe's could further reduce packaging waste, increase the availability of sustainable and ethically sourced products, and communicate their sustainability efforts to customers.

Enhance Customer Experience: Trader Joe's could invest in improving the in-store experience to differentiate themselves from competitors. This could involve redesigning store layouts, introducing digital signage, providing sampling stations, and optimizing checkout processes. Additionally, investing in employee training and ensuring exceptional customer service can further enhance the overall shopping experience.

Strengthen Community Engagement: Trader Joe's could increase its involvement in local communities by supporting charitable initiatives, partnering with local organizations, and hosting community events. This can help foster customer loyalty and create a positive brand image.

For more about comprehensive:

https://brainly.com/question/28719527


#SPJ11

Demand for walnut fudge ice cream at the Sweet Cream Dairy can be approximated by a normal distribution with a mean of 21 gallons per week and a standard deviation of 3.5 gallons per week. The new manager desires a service level of 90 percent. Lead time is two days, and the dairy is open seven days a week.

a. If an ROP model is used, what ROP would be consistent with the desired service level? How many days of supply are on hand at the ROP, assuming average demand?

Answers

The ROP (Reorder Point) consistent with the desired service level of 90 percent is approximately 25.08 gallons. Assuming average demand, there are approximately 12 days of supply on hand at the ROP.

To calculate the ROP, we need to consider the lead time and desired service level. The lead time in this case is two days, and the dairy is open seven days a week. Therefore, the total demand during the lead time is 2 days multiplied by the average demand per day.

Given that the demand for walnut fudge ice cream follows a normal distribution with a mean of 21 gallons per week and a standard deviation of 3.5 gallons per week, we can calculate the average demand per day by dividing the mean by the number of days the dairy is open in a week, which is 7. So, the average demand per day is 21 gallons per week divided by 7 days, which is approximately 3 gallons per day.

Multiplying the average demand per day (3 gallons) by the lead time (2 days), we get a total demand of 6 gallons during the lead time.

To determine the ROP, we need to consider the desired service level. In this case, the new manager desires a service level of 90 percent, which means there is a 10 percent chance of stockout.

Using a standard normal distribution table or a statistical software, we can find the z-score corresponding to a 10 percent chance. The z-score for a 90 percent service level is approximately 1.28.

Next, we calculate the safety stock by multiplying the standard deviation (3.5 gallons) by the z-score (1.28). The safety stock is approximately 4.48 gallons.

Finally, we calculate the ROP by adding the safety stock (4.48 gallons) to the total demand during the lead time (6 gallons). The ROP is approximately 10.48 gallons, which we can round up to 11 gallons.

Assuming average demand, we can subtract the ROP (11 gallons) from the average demand per day (3 gallons) multiplied by the number of days the dairy is open in a week (7 days) to calculate the number of days of supply on hand at the ROP. This is approximately 12 days.

Learn more about  ROP (Reorder Point):

brainly.com/question/31054382

#SPJ11

Whichof the following is a way in which formal institutions affect internationalcompetition?
A)decreasing trade restrictions
B)enforcing organizational laws
C)enforcing antidumping laws
D)enforcing strict exit barriers

Answers

The correct answer is C) enforcing antidumping laws.

Antidumping laws are regulations put in place by formal institutions to prevent unfair competition in international trade. Dumping occurs when a company sells its products in a foreign market at a price lower than its production cost or the price in the domestic market. This can harm domestic industries and create an unfair advantage for the dumping company.

By enforcing antidumping laws, formal institutions aim to protect domestic industries from unfair competition and maintain a level playing field. These laws allow governments to impose tariffs or other measures to counteract the effects of dumping. By doing so, formal institutions promote fair competition and protect the interests of domestic industries.

Learn more about domestic market.

https://brainly.com/question/32348965

#SPJ4

TRUE / FALSE. If a Monopoly has the following demand function P = 100-2Q Then the MR = 100-4Q a. True b. False

Answers

The statement "If a Monopoly has the following demand function P = 100-2Q Then the MR = 100-4Q" is True.

What is a monopoly?

A monopoly is a market structure in which a single company or entity controls all of the market's supply and demand. In a monopoly, a single business dominates the entire market, allowing it to set prices and exert significant power over its customers and competitors. Monopolies typically arise when there are barriers to entry that prevent other companies from competing in the market, such as high start-up costs, limited access to resources, or government regulations.

What is Marginal Revenue (MR)?

Marginal revenue is the additional revenue that a business receives when it sells one additional unit of a product. It is calculated by dividing the change in total revenue by the change in quantity sold. Marginal revenue can help a business determine the optimal level of production and pricing for its products. When a business knows how much additional revenue it will earn from each additional unit sold, it can make more informed decisions about pricing and production levels based on its costs and expected profits.

Thus, the given statement "If a Monopoly has the following demand function P = 100-2Q Then the MR = 100-4Q" is true.

To know more about Monopoly, refer to the link below:

https://brainly.com/question/29765560#

#SPJ11

Which statement about international strategies is correct?
A) International strategies are typical for MNEs in early stages of their internationalization.
B) International strategies enhance corporate performance.
C) International strategies allow high degrees of local adaptation.
D) International strategies allow the realization of economies of scale on a global scale.

Answers

The correct statement about international strategies is: International strategies allow the realization of economies of scale on a global scale. The correct answer is option(d).

An international strategy refers to the development and implementation of plans to leverage a company's core capabilities to grow its business in overseas markets. The primary objective of an international strategy is to help the company accomplish its strategic goals, both domestic and foreign.

There are several types of international strategies, including export strategies, multi-domestic strategies, and global strategies. International strategies allow the realization of economies of scale on a global scale.

To know more about International strategies refer to:

https://brainly.com/question/31427230

#SPJ11

Lee Electronics, Inc. reported the following information related to its defined-benefit pension plan at December 31, 2017: Projected benefit obligation ..... ............. $320,000 Pension plan assets (held by a trustee) ............... $400,000 The plan was subject to the following during 2018: a) Lee's actuary determined that the service cost for the plan during 2018 was $60,000 b) The expected rate of return on plan assets and the actual rate of return were both 9%. c) The interest (discount) rate in the marketplace was 5%. d) In 2015, an amendment to the plan resulted in prior service cost of $40,000. Each year, one-tenth of this cost is being amortized. e) Lee contributed $120,000 to the pension fund at the end of 2018, and retirees were paid $44,000 from plan assets during the year. Based on the above information, determine pension expense as of and for the year ended December 31, 2018. Prepare a formal schedule to support your answer, with sufficient detail to support your calculation of each element of expense.

Answers

Pension expense for the year ended December 31, 2018, is $76,800. The components of pension expense are service cost ($60,000), interest cost ($16,000), and expected return on plan assets ($56,000).

The actual return on plan assets and the amortization of prior service cost do not affect the pension expense.

To calculate the pension expense, we consider several components. The service cost represents the present value of the additional benefits earned by employees during the year, which amounts to $60,000. The interest cost is calculated based on the projected benefit obligation and the discount rate in the marketplace, resulting in $16,000. The expected return on plan assets is determined by multiplying the actual plan assets at the beginning of the year by the expected rate of return (9%), which equals $36,000. However, since the actual return on plan assets was also 9%, no gains or losses need to be recognized. The amortization of prior service cost does not affect the expense. Therefore, the total pension expense for the year is $76,800.

Learn more about interest cost here:

https://brainly.com/question/6864390

#SPJ11

Lorin has $3,000 of elligible dividend income and $12,000 of capital gains in her equity investment in 2021. Her marginal tax rate is 43.41% and her effective tax rate is 32.23% for the same year. Assume that she lives in Toronto, is elligible for dividend tax credit and the gross-up rate for elligible dividends is 38%. Also, the total (federal and provincial combined) dividend tax credit rate is 25.02% for Ontario residents. Calculate the amount of taxes she'll pay on her dividend income and capital gains combined from her equity investment.

Answers

To calculate the taxes Lorin will pay on her dividend income and capital gains combined, we need to consider the tax rates, the gross-up rate for eligible dividends, and the dividend tax credit.

Tax on Eligible Dividend Income:

a. Gross-up the dividend income:

Grossed-up dividend income = Eligible dividend income * (1 + Gross-up rate)

Grossed-up dividend income = $3,000 * (1 + 0.38) = $4,140

b. Calculate the taxable amount:

Taxable dividend income = Grossed-up dividend income * (1 - Dividend tax credit rate)

Taxable dividend income = $4,140 * (1 - 0.2502) = $3,105.73

c. Calculate the tax on eligible dividend income:

Tax on eligible dividend income = Taxable dividend income * Marginal tax rate

Tax on eligible dividend income = $3,105.73 * 0.4341 = $1,349.75

Tax on Capital Gains:

Tax on capital gains = Capital gains * (Marginal tax rate - Effective tax rate)

Tax on capital gains = $12,000 * (0.4341 - 0.3223) = $1,339.68

Total Tax on Dividend Income and Capital Gains:

Total tax on dividend income and capital gains = Tax on eligible dividend income + Tax on capital gains

Total tax on dividend income and capital gains = $1,349.75 + $1,339.68 = $2,689.43

Therefore, Lorin will pay a total of $2,689.43 in taxes on her dividend income and capital gains combined from her equity investment.

To know more about tax here

https://brainly.com/question/30157668

#SPJ11

16. What are the carbon emissions (or CO2 equivalents) from air travel by the Bank’s employees?

17. Although the case doesn’t mention this, First Class and Business Class passengers are assigned more CO2 emissions than Economy Class passengers. Does that make sense?

18. What are the carbon emissions (or CO2 equivalents) from the Bank’s water consumption? Why does tap water generate any carbon emissions?

19. What are the carbon emissions (or CO2 equivalents) from the solid waste that the Bank sends to landfills?

Answers

16. The carbon emissions from air travel by the Bank's employees cannot be determined without specific data on flight distances, aircraft types, and emission factors.

17. Yes, it can make sense to assign higher CO₂ emissions to First Class and Business Class passengers compared to Economy Class passengers.

18. Tap water does not directly generate carbon emissions, but the energy-intensive processes involved in water infrastructure can contribute to carbon emissions associated with water consumption.

19. The carbon emissions from solid waste sent to landfills cannot be determined without specific data on waste composition, landfill practices, and methane capture systems.

16. The carbon emissions from air travel by the Bank's employees depend on factors such as the distance traveled, the type of aircraft used, and the fuel efficiency of the aircraft. To calculate the carbon emissions, data on the number of flights, distance traveled, and emission factors specific to the aircraft type would be required. The emissions are typically measured in terms of carbon dioxide equivalents (CO₂e), which account for other greenhouse gases such as methane and nitrous oxide.

17. Assigning more CO₂ emissions to First Class and Business Class passengers compared to Economy Class passengers can make sense. First Class and Business Class seats often have more space and additional amenities, which result in higher resource consumption and emissions per passenger. By allocating higher emissions to these passengers, it acknowledges their larger environmental impact due to greater resource utilization.

18. The carbon emissions from the Bank's water consumption may arise from indirect sources, such as the energy used for water treatment and distribution. While tap water itself does not generate carbon emissions, the processes involved in providing clean and treated water to consumers, including pumping, treatment, and distribution, may require energy that contributes to emissions.

19. The carbon emissions from the solid waste sent to landfills primarily come from the decomposition of organic waste, which produces methane, a potent greenhouse gas. The amount of emissions depends on factors such as waste composition, landfill management practices, and methane capture systems. To determine the carbon emissions from solid waste, data on waste composition and estimates of methane emissions based on landfill characteristics would be needed.

To know more about carbon emissions, refer to the link below:

https://brainly.com/question/29546966#

#SPJ11

What are the economic measures proposed by the Malaysian government
to mitigate future shocks caused by Covid-19 pandemic?
Explain in terms of macroeconomics and microeconomics.

Answers

In response to the Covid-19 pandemic, the Malaysian government has introduced various economic measures to mitigate the impacts of the pandemic on the economy. These measures are designed to stimulate the economy, support businesses and households, and ensure the financial stability of the country.

These measures can be classified into two categories: macroeconomic and microeconomic measures.Macroeconomic measures:Macroeconomic measures are aimed at stabilizing the overall economy. These measures include:Expansionary fiscal policy: The Malaysian government has introduced an expansionary fiscal policy to boost economic growth. The government has allocated RM20 billion to implement various initiatives to stimulate the economy. These initiatives include wage subsidies, tax exemptions, and grants to support small and medium-sized enterprises (SMEs).Monetary policy: The Malaysian government has also introduced monetary measures to stimulate the economy.

The government has lowered the overnight policy rate (OPR) to 1.75% to provide liquidity to the financial system and lower borrowing costs for businesses. The government has also introduced measures to ensure the stability of the financial system, such as reducing statutory reserve requirements for banks.Microeconomic measures:Microeconomic measures are aimed at supporting businesses and households. These measures include:Wage subsidies: The Malaysian government has introduced wage subsidies to support businesses affected by the pandemic.

The government will provide wage subsidies of RM600 per employee per month for three months to eligible SMEs.Tax exemptions: The Malaysian government has also introduced tax exemptions to support businesses. The government has waived the tourism tax and service tax for the hotel industry, and the Real Property Gains Tax for property transactions.Grant for SMEs: The Malaysian government has also introduced grants to support SMEs. The government has allocated RM2.

1 billion to provide grants to SMEs to help them recover from the pandemic.In conclusion, the Malaysian government has introduced various macroeconomic and microeconomic measures to mitigate the impacts of the Covid-19 pandemic. These measures are aimed at stimulating the economy, supporting businesses and households, and ensuring the financial stability of the country.

To know more about economy visit :

https://brainly.com/question/18461883

#SPJ11

The company manufactures a variety of engines for use in farm equipment. At the beginning of the current year, Lakeland estimated that its overhead for the coming year would be $446,400. It also anticipated using 20,000 direct labor hours for the year. Lakeland pays its employees an average of $36 per direct labor hour. Lakeland just finished Job 371, which consisted of two engines for a farm equipment manufacturer. The costs and hours for this job consisted of $15,500 in direct materials used and 160 direct labor hours.

Answers

If the company manufactures a variety of engines for use in farm equipment. The overhead allocation for Job 371 is $3,571.20.

What is the overhead allocation?

First step is to  calculate the overhead rate per direct labor hour:

Overhead rate per direct labor hour = Estimated overhead for the year / Estimated direct labor hours for the year

Overhead rate per direct labor hour = $446,400 / 20,000

Overhead rate per direct labor hour = $22.32

Now let calculate the overhead allocation for Job 371:

Overhead allocation for Job 371 = Overhead rate per direct labor hour * Direct labor hours for Job 371

Overhead allocation for Job 371 = $22.32 * 160

Overhead allocation for Job 371 = $3,571.20

Therefore the overhead allocation for Job 371 is $3,571.20.

Learn more about overhead allocation here:https://brainly.com/question/31811292

#SPJ1

Entries for notes payable Bennett Enterprises issues a $708,000, 60-day, 7%, note to Spectrum Industries for merchandise inventory. Assume a 360-day year. If required, round your answers to the neares

Answers

We debit the Notes Payable account for the principal amount of $708,000. We debit the Interest Expense account for the interest amount of $7,080. Finally, we credit the Cash account for the total payment of $715,080.

To record the entries for the notes payable transaction, we need to account for the issuance of the note and the subsequent payment at maturity. Here are the entries:

Issuance of the note payable:

Date: [Date of issuance]

Notes Payable | Merchandise Inventory

| Cash

$708,000 | $708,000

In this entry, we debit the Notes Payable account for the face value of the note, $708,000. We credit the Merchandise Inventory account because the note is issued to acquire inventory. Finally, we credit the Cash account because the note is issued to Spectrum Industries.

Payment at maturity:

Date: [Date of maturity, 60 days after the issuance]

Notes Payable | Interest Expense | Cash

| |

$708,000 | [Interest Calculation] | [Total Payment]

For the payment at maturity, we need to account for both the principal amount and the interest expense. The interest is calculated using the formula: Interest = Principal × Interest Rate × Time, where Time is given in years.

Interest Calculation:

Interest = $708,000 × 0.07 × (60/360) = $7,080

Total Payment = Principal + Interest = $708,000 + $7,080 = $715,080

For more such questions on Payable account visit:

https://brainly.com/question/29770503

#SPJ11

From the HTS gov website's Harmonized Tariff Schedule:
1. Are you going to find more complex items in the early chapters of the HTS book or the later chapters?
2. What are the General Notes about Chapter 80? How did you find these?

Answers

1. The earlier chapters of the HTS book typically cover more general or broad categories of goods, while the later chapters delve into more specific and specialized products.

2. To find the General Notes about Chapter 80 of the HTS, you can navigate to the official HTS government website and access the specific chapter.

1. More complex items are generally found in the later chapters of the Harmonized Tariff Schedule (HTS) book. The HTS is organized in a hierarchical structure, with chapters, headings, subheadings, and tariff codes.

As you progress through the chapters, you will often find that the level of detail increases, and the descriptions become more specific. This is because the HTS aims to provide a comprehensive classification system for goods traded internationally, covering a wide range of products and industries.

The later chapters cater to niche or specialized items that require more precise classification due to their complexity or unique characteristics.

2. Here's a general process to find the General Notes:

a. Visit the HTS government website (e.g., https://hts.usitc.gov/current) or a trusted source that provides access to the HTS.

b. Look for a search or browse function on the website that allows you to explore the chapters. You can usually find this on the main page or within the navigation menu.

c. Locate and select Chapter 80 within the HTS. It should be labeled with a title related to the goods it covers, such as "Tools, Implements, Cutlery, Spoons, and Forks, of Base Metal."

d. Once you access Chapter 80, scroll down or navigate through the sections until you find the General Notes related to this chapter. The General Notes typically provide important information, explanations, or specific instructions related to the chapter's goods or classification rules.

For more such questions on specialized products. visit:

https://brainly.com/question/25922327

#SPJ11

Other Questions
In the _________ bias, a decision maker is influenced by the first information received about a decision, even if it is irrelevant.A. ConfirmationB. AvailabilityC. RepresentativenessD. AnchoringE. Framing why did wilsons 14 points fail at the paris peace conference and disappear from the treaty of versailles?"" the primary difference between operational auditing and financial auditing is that in operational auditing: d. 60 boats on average arrive at a port every day 24 hours. Assuming that boats arrive at a constant rate in all time periods,calculate the probability that between 14 to 16 boats inclusive) will arrive in a six-hour period (i.e.calculateP14x16)e.At the same port,it takes an average of 1 hours to load a boat. The port has a capacity to load up to 5 boats simultaneously(at one time),provided that each loading bay has an assigned crew.If a boat arrives and there is no available loading crew,the boat is delayed. The port hires 3 loading crews (so they can load only 3 boats simultaneously). Calculate the probability that at least one boat will be delayed in a one-hour period. Numerical solutions of the Lorenz equations [8 marks] Consider using a Runge-Kutta solver to compute numerical solutions in 0 Money market mutual funds are important users of a. repo b. foreign currencies c. BBB corporate bonds d. Bitcoins Which of the following statements must be true, if the regression sum of squares (SSR) is 83.62 Select an answer and submit. For keyboard navigation, use the up/down arrow keys to select an answer. a. The correlation coefficient is 0.95 b. The slope of the regression line is positive. c. The error sum of squares (SSE) is larger than or equal to 83.6 d. The total sum of squares (SST) is larger than or equal to 83.6 Unanswered Submit Suppose that n(U) = 200, n(A) = 135, n(B) = 105, and n( A B ) = 50. Find n( A c B ).a) 85b) 65c) 105d) 115e) 55 Currently, the firm is all equity funded with 1000000 shares valued at $10 per share and the required return on equity is 8%. Income tax rate is 25%. Your banker has indicated that the following leverage restructurings are possible: Number of shares 750,000 600,000 500,000 Debt Leverage 25.00% 40.00% 50.00% Interest 7.50% 8.00% 8.50% ROE 8.50% 8.75% 9.25% Estimate the share prices for the following debt restructures 25%, 40%, and, 50%, respectively: Group of answer choices$10.34; $10.67; $10.41$10.67; $10.34; $10.41$10.67; $10.41; $10.34$10.41; $10.67; $10.34$10.41; $10.34; $10.67 1. Identify a problem today that is caused by people having too much liberty 2. Identify one situation today where the pursuit of order has infringed on American liberties 3. Give your opinion on whether American society today has too much liberty or too much order. The activity time estimates used to build a project network are derivedA) Project charterB) Scope statementC) Project planD) Requirements docE) Work packages The company ALTA Ltd issued a bank accepted bill to fund its working capital requirement. The bill is issued for 60 days, with a face value of $150,000 and a yield of 2.5% per annum to the original discounter. After 25 days, the bank bill is sold by the original discounter into the secondary market for $138,222. The purchaser holds the bill to maturity. What is the yield received by the holder of the bill at the date of maturity? Given an interest rate of 12%, how much does one need to invest today to acquire 5,000 pesos annually for 20 years? You are the commercial manager of a start-up airline. Among your other duties is to arrange a website (for multiple platforms, PC, mobile etc) for ticket and ancillary sales. Describe the strategy that you will follow in order to make the website follow the below attributes: digital performance digital presence digital brand appearance & protection digital data privacy online advertising & promotion e-sales & distribution web customer service Current Attempt in Progress The following selected data are taken from the comparative financial statements of Whispering Winds Curling Club. The club prepares its financial statements using the accru Which of the following is true about the auditors' observation of the client's physical inventory?A. The auditors should plan the physical inventory.B. The auditors should segregate damaged and obsolete goods.C. The auditors should evaluate the adequacy of the client's counting procedures.D. The auditors should supervise the client's personnel. although the eoc plays a critical role in coordination to support the on-scene response, tactical decisions about the incident are the responsibility of the: 31. Which of the following is least likely an example of a discrete random variable?A. The number of stocks a person ownsB. The time spent by a portfolio manager with a clientC. The number of days it rains in a month in Iowa City32. For a continuous random variable X, the probability of any single value of X is:A. one.B. zero.C. determined by the CDF33. Which of the following is least likely a condition of a binomial experiment?A. There are only two trialsB. The trials are independentC. If p is the probability of success, and q is the probability of failure, then p + q = 134. For the standard normal distribution, the z-value gives the distance between the mean and a point in terms of the:A. varianceB. standard deviationC. center of the curve35. For a standard normal distribution, F (0) is:A. 0.0B. 0.1C. 0.536. For the standard normal distribution, P (0 Z 1.96) is:A. 0.4713B. 0.4745C. 0.475037. A study of hedge fund investors found that their annual household incomes are normally distributed with a mean of $175,000 and a standard deviation of $25,000.The percent of hedge fund investors that have incomes less than $100,000 is closest to:A. 0.05%B. 0.10%C. 0.13%38. The probability that a normally distributed random variable will be more than two standard deviations above its mean is:A. 0.0228B. 0.4772C. 0.977239. Which of the following statements about hypothesis testing is most accurate?A. A Type II error is rejecting the null when it is actually trueB. The significance level equals one minus the probability of a Type I errorC. A two-tailed test with a significance level of 5% has z-critical values of 1.9640. Austin Roberts believes that the mean price of houses in the area is greater than $145,000. A random sample of 36 houses in the area has a mean price of $149,750. The population standard deviation is $24,000, and Roberts wants to conduct a hypothesis test at a 1% level of significance.The appropriate alternative hypothesis is:A. Ha: < $145,000B. Ha: $145,000C. Ha: > $145,000 fish are 2n=80. what is the chance that a single ganete produced bya 3b fish will be normal and thus fertile? show work please A mover in a moving truck is using a rope to pull a 424 lb box up a ramp that has an incline of 22. What is the force needed to hold the box in a stationary position to prevent the box from sliding down the ramp?