todd plans to purchase a life insurance policy from a stock life insurance company. what kind of policy would he plan to purchase? a. dividend policy b. nonparticipating policy c. mutual policy d. participating policy

According to the art of startups by Bhide, successful bootstrappers focus their strategic vision on cash.

Bootstrapping is the practice of starting businesses on a shoestring budget. The average start-up capital of the businesses whose founders were contacted was roughly $10,000. More significantly, less than 5% of them raised equity for continuing financing in the next five years after beginning, with the majority relying on debt or retained earnings.

Bootstrapping has the same benefits of zero inventory in a just-in-time system: it exposes underlying issues and compels the business to find solutions. If the business had millions of dollars, it would be simple to blow this all up without ever tackling the underlying issues.

Additionally, investors want to see profits right away, and it is more difficult to adopt the "try it, fix it" philosophy necessary in the uncertain circumstances where start-ups thrive. Failure to accomplish initial targets is a poor indicator of future prospects. There may be pressure from outside investors to continue with unworkable strategies.

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Deciding if a company will produce automobiles by manual labor or with the use of robots answers the economic question of: How will we produce it?

Economics is the look at of shortage and its implications for using sources, production of goods and services, boom of production and welfare over the years, and a notable sort of other complicated troubles of important concern to society. while Corn crop manufacturing will increase the farmers decrease the fee of the crop if they want to sell off their produce. If the supply is too excessive then the demand i.e. the amount of corn had to feed the human beings of the country, the produce had to be wasted and farmers lose their cost of production.

A financial system includes clients who purchase products and services, businesses that appoint customers and make goods, and the government at diverse levels who both purchase products, appoint labor and levy taxes. Their collective interactions create a simplified economy.

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The share price must be $10 if a corporation wishes to sell 100 shares for $1,000 with a $2 earnings per share.

The price at which one share of a corporation would be purchased is known as the share price or stock price. A share's price is not constant; rather, it changes over time depending on the state of the market.

Investment experts often monitor the stock price of publicly listed companies to assess their financial standing, performance on the market, and overall viability. A constantly growing share price indicates that management is directing operations in the direction of profitability.

The share price is determined as follows:

Share price = amount to be raised/number of shares issued

= $1,000/100 shares

= $10 per share.

EPS will not be taken into account when determining the share price.

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Christopher reached his sales goal for the first quarter of the year and earned a bonus. John experienced Positive Reinforcement.

Positive reinforcement happens when a suited event or stimulus is presented as a result of conduct and the chance that this behavior will take place in similar environments will increase.

Instance: on every occasion, a rat presses a button, and it receives a treat. If the rat starts off evolved pressing the button more frequently, the treat serves to definitely support this conduct. Example: A father gives sweets to his daughter while she tidies up her toys. If the frequency of choosing up the toys will increase, the sweet is a positive reinforcer (to enhance the behavior of cleaning up).

Instance: A business enterprise enacts a rewards application wherein personnel earn prizes depending on the range of gadgets sold. The prizes the personnel receive are superb reinforcement if they boom sales. Example: A teacher praises his pupil when he receives a great grade. The reward the scholar gets is positive reinforcement in case the student's grades enhance.

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The revenue a property is expected to have after adjusting for operating expenses but before providing for debt service or income tax consequences is net operating income.

Real estate assets that generate money are evaluated for profitability using a metric known as net operating income (NOI). NOI is calculated as total property income less all regarded reasonable operating expenses.

NOI is a before-tax figure that does not take into account loan principal and interest payments, capital expenses, depreciation, or amortization on a property's income and cash flow statement. The calculation above indicates that the bulk of NOI is comprised of total revenues and total operating expenses. The entire earnings from a piece of real estate comprise all sources of income, not only rent.

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A perfectly competitive (PC) firm that sells fertiliser may experience financial loss in the short term. In this case, the cost of fertiliser would be more high than the average variable cost (AVC). Nevertheless, it will still be less  than the average total cost (AC) and marginal cost (MC).

A market or industry condition where a large number of businesses compete with similarly defined products is referred to as perfect competition.

The enterprises in this sort of market institution can only sell a small portion of the industry output since the number of consumers is so great. Both entering and leaving is free and simple. Perfect competition, though, is uncommon in real-world competition.

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Marc's effective tax rate will be 17.95%.

Using a rate sheet known as a tax schedule, individual or corporate taxpayers can calculate their expected tax liabilities.

17.95% = 10,771.25/60,000

The schedule lists tax rates for various taxable income thresholds as well as for various taxable situations. The rate schedule and tax rate schedule are other names for the tax schedule. There are seven federal tax brackets for the 2022 tax year: 10%, 12%, 22%, 24%, 32%, 35%, and 37%.

The tax rate you will pay on each component of your income is displayed in tax brackets. For instance, the first $10,275 of your income in 2022 will be subject to the lowest tax rate of 10% if you are single. The subsequent portion of your income is taxed at 12%, and so on until the maximum.

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Recession will result from an increase in government expenditure if the short-run macroeconomic equilibrium is within the upward-sloping region of the short-run aggregate supply curve.

Recessions are defined as severe, widespread, and sustained drops in economic activity. Although it is commonly agreed that two consecutive quarters of negative gross domestic product (GDP) growth signal a recession, many people employ more complex criteria to ascertain whether the economy is in a slump. Recessions, which are contractions of the business cycle in economics, occur when there is a general decline in economic activity. When consumer spending declines sharply across the board, recessions frequently begin. These include a financial crisis, a shock to international trade, a poor supply shock, the deflation of an economic bubble, or a large anthropogenic or natural calamity.

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The percentage increase in price is 40.32% increase, hence option C is correct.

Mathematically, it is the ratio of the difference between the final price with the old price to the old price

Percentage increase = (New price - Old price)/ Old price *100

From the example

Old price = $6.25

New price = $8.77

Percentage increase = (8.77 - 6.25 )/ 6.25  *100

Percentage increase = (2.52 )/ 6.25  *100

Percentage increase =0.4032  *100

Percentage increase =40.32%

hence the answer is 40.32%

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For the music produced for commercials, an Advertising agency is responsible for filing work reports

Advertising is a promotional activity that aims to sell products or services to the audience. Advertising agencies are responsible for initiating, managing, and implementing paid marketing communications.

The role of Advertising Agencies includes:

(a) Creating an advertisement based on information gathered about the product

(b) Researching the company and the product and reactions of the customers.

(c) Planning for the type of media to be used, when and where to be used, and for how much time to be used.

(d) Taking the feedback from the clients as well as the customers and then deciding the further line of action.

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Answer:

A. True is the correct answer.

Explanation:

You really want to get a new home cinema system, but you have maxed out your credit cards and your rent is due the next week.

An event, force, or circumstance that causes mental or physical stress is referred to as a stressor. Stressors can be internal or external influences that push the affected person to make adjustments or find coping mechanisms. something that results in tension or strain. The difficulties of daily life are referred to as "daily stresses," and they include both expected difficulties like caring for a child or traveling back and forth from work to home and unexpected difficulties like a broken home appliance, an unforeseen job deadline, or a traffic jam.

Be mindful of any thought patterns or routines of behavior that feel time-consuming or bothersome throughout the day (such as generalizing, comparing, placing conditions, projecting, self-diminishing, or defending). Put these in a journal (or your journal if you have one). An emotion or bodily tension is referred to as stress. It can be brought on by anything that makes you angry, frustrated, or uneasy in your experiences or thoughts. A challenge and demand causes your body to experience stress. When it serves to keep you safe or help you accomplish a deadline, stress can be beneficial in short spurts.

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As per the job performance, it is likely that Sharika encountered the glass ceiling with similar credentials and job performance.

Here we have given that Sharika completed her MBA from a prestigious university.

And we need to find what it is likely that Sharika encountered on the given situation,

While we looking into the given problem, here we have identified the following that Sharika completed her MBA from a prestigious university and got an entry-level position with a financial firm.

In in that firm, she worked diligently and produced everything that was asked of her and in one situation she was not able to advance in the firm as much as male colleagues with similar credentials and job performance.

In this state she will encountered the glass ceiling.

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Method could she employ She had the option of opening a 401K account and selecting a job where the employer would match her contributions.

Approximately 80% of your pre-tax salary before leaving the working, per AARP, constitutes a respectable retirement income. Because you won't be paying income tax or other expenses related to your employment when you are not working, this is the case.

Approximately $68,000 will be the typical household income in 2021. A household income deemed to be in the upper class is typically at least 50% more than the national median. A $100,000 salary or greater is considered upper class in America.

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The true statements are Option A (The Thrift segment will demand 7,738 thousand units) and Option B (The Core segment will demand 9,768 thousand units) are correct.

What is meant by Demand?

Demand is the number of items needed by individuals at a specific price. The demand in the market depends on many factors like the taste of the consumer, income level, and technology.

Here we need to identify the true statement for the four years from now, in the year 2025.

As we know that, the thrift segment is the sector which has a positive impact on society and the main objective is to help the society in many ways. So, thrift stores are very popular and have a good image in society, which creates more demand for these types of stores. And we also know that the donated items are sold mainly in these stores. So it is predicted four years before that thrift segment will be more in demand.

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As planners look to collect practical strategic marketing information and utilize the resultant insights, focus asset is most necessary.

Anything a company does to market its goods, services, or brand is referred to as a marketing asset. Some of the most common materials made available to external clients are emails, datasheets, brochures, presentations, websites, sales letters, blog posts, videos, and photographs.

Businesses of all sizes and in all sectors can easily maintain track of their assets, whether they are liquid or fixed, with the help of asset management. Employees will be aware of the assets' location, intended usage, and status of any modifications. Additionally, this greatly improves the check-in and check-out procedure.

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It is true that the business and industry hiring is one use for the personality assessments.

A person's personality is defined as the specific patterns of behavior, intellectual processes, and emotions that are formed through time as a result of biological and environmental factors that are particular to that person. The bulk of theories focus on motivation and psychological interactions with one's environment, even though there isn't a single definition of personality that is generally recognized. However, conduct is the primary determinant of personality and is influenced by habits and learning. It tries to use the study of personality psychology to understand the patterns that underlie behavioral variances. Psychologists have utilized a variety of theories to investigate personality, including biological, cognitive, learning, trait-based, psychodynamic, and humanistic theories. Early field theorists had an impact on the wide variety of personality study techniques used today.

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The President's order will be overturned because it directly conflicts with the enumerated taxing powers of Congress.

Specify taxes. Governments levy taxes as obligatory charges on persons or goods in essentially every country on the earth. Although it can be used for other purposes, taxes are usually utilised to raise funds for government spending.

The word's origin, taxare, is Latin and meaning "to assess." Before that, the analogous word "task," which is derived from Old French, was used in English. For a while, the words "task" and "tax" also were often used; the former involved labour and the latter, money.

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The question that is irrelevant when setting a financial goal is c. how varied should your portfolio be?

Financial goals generally involve a specific action or outcome that you want to achieve, such as saving a certain amount of money, paying off debt, or investing in a specific asset. The variety of your portfolio, or the mix of different types of investments that you hold, is not directly related to the specific financial goal that you are trying to achieve.

To set a financial goal, it is important to consider questions such as what you want to accomplish, what the timeline is for your goal, and what you plan to do with any returns that you may receive. It is also important to consider how much money you are willing to invest or save in order to reach your goal.

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Answer:

A. True is the correct answer.

Explanation:

Organizational buying behavior is the decision-making process organizations use to establish a need for products and services and to identify,evaluate,and choose between alternative brands and suppliers.

When making a purchase decision on a product that the organization has purchased before, if an organization decides that it needs to change the specification.The business market consists of all organizations that purchase goods and services used in the production of other products or services that are sold,rented,or supplied to others.A buying center,also called a decision-making unit (DMU),brings together all members of an organization who are involved in the purchasing process for a particular product or service.A business is an organization that produces or sells goods or services to satisfy the needs,wants,and demands of consumers in order to make a profit,this is a business it produces a good for profit and satisfies the needs and wants of consumers.

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The kinds of products being sold, and availability of public transportation are both factors that influence retailer's decision about location.

A product is anything that can be sold to a market to fulfill a customer's need or desire. An item, system, or service made available for customer use in response to consumer demand is referred to as a product in marketing. Products are sometimes known as merchandise in the retail industry and are bought as raw materials before being sold as finished goods in the manufacturing industry. Services fall under a separate category from goods. In project management, "products" are the explicitly specified project deliverables that either completely or partially accomplish the project's goals. Similar to byproducts, sub-products are production process byproducts that are nonetheless valuable.

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The employer does not hire him because of his ethnicity, or national origin this is called Disparate Treatment Discrimination.

Discrimination is the unfair treatment of people and groups based on points such as race, gender, age, or sexual orientation. Disparate Treatment Discrimination in simple terms is illegal employment discrimination.

In other words, the employee must show that he or she was treated differently than other employees who don't share the same characteristic. During court hearings,  the arguments are usually over how similarly the other employees were compared and whether the employer's decision was made because of the employee's protected characteristic or for other reasons.

We see this a lot mainly in foreign countries, sometimes people get rejected for a job just because they are from a particular country or a gender.

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According to the information provided, BU1 has earned $3 million from these deals.

A reputable law or accounting firm is referred to as an independent firm; however, this phrase does not include any accounting firms that currently perform or have previously performed audit services with regard to Distributing or Controlled.

Seller value is equal to BU1's asking price less the price at which he sold.

Value BU1 is prepared to sell for $5 million.

At $2 million, he sold for,

Let's enter the formula.

Selling price: $5 million minus $2 million

Value at sale: $3 million

Inconclusion $3 million is the value that BU1 has gained from these deals.

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Social media platforms DO NOT exist primarily for broad topics, which makes it falsely difficult for marketers to target smaller communities and particular customers.

Online journals called blogs allow readers to share their opinions, usually on specific subjects. On blogs, businesses can place advertisements and sway the content.

One of the most crucial things you can do to continuously enhance your social media marketing plan is to track your analytics. Monitoring analytics provides you with a thorough image of the types of content and promotion tactics that are effective as well as those that are not, allowing you to make adjustments and advance.

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Option B is correct, the company's most recent accounts receivable turnover is 20 times.

Accounts receivable turnover = Net credit sales ÷ [(Beginning accounts receivable + ending accounts receivable) ÷ 2]

Accounts receivable turnover = $270,000 ÷ [($12,000 + $15,000) ÷ 2] = $270,000 ÷ $13,500 = 20 times

Accounts receivable, abbreviated as AR or A/R, are legally enforceable claims for price held by using a commercial enterprise for items furnished or services rendered that clients have ordered but not paid for. those are typically within the form of invoices raised via a business and added to the purchaser for payment within an agreed time frame.

Money owed receivable is proven in a balance sheet as an asset. it's miles certainly one of a sequence of accounting transactions dealing with the billing of a patron for items and offerings that the client has ordered. these can be outstanding from notes receivable, which can be money owed created through formal legal gadgets called promissory notes.

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Complete Question: -

The following balance sheet information was provided by O'Connor Company:

Assets Year 2 Year 1

Cash 4,000 2,000

Accts receive 15,000 12,000

Inventory 35,000 38,000

Assuming that net credit sales for Year 2 totaled $270,000, what is the company's most recent accounts receivable turnover?

A)18 times

B)20 times

C)22.5 times

D)7.7 times

The predetermined overhead rate was 23.04%.

The actual overhead that was used and the actual direct labour expenditures can be used to compute the overhead application rate. The annual overhead application rate is calculated by dividing the actual amount of overhead by the actual cost of direct labor.

Typically, overhead costs cannot be assigned to a certain product directly. According to a predetermined allocation rate, it is an indirect cost that is split among various departments and added to the cost of the product or charged to the income statement.

The amount of overhead charged for the given year is $5,300. The estimated labor costs are $23,000. The result of dividing the overhead application rate ($5,300 by $23,000) is: 0.2304.

0.2304*100

23.04%

Therefore, the overhead rate is 23.04%.

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To develop the revenue function, we can use the information provided about the sale and the selling price. The revenue can be calculated as the product of the sale and the selling price.

In this case, the revenue function would be:

Revenue = Sale * Selling Price

= 25,000 * 100 Birr/unit

= 2,500,000 Birr

To develop the cost function, we can use the information provided about the total variable cost (TVC) and the total fixed cost (TFC). The cost function would be:

Cost = TVC + TFC

= 1,500,000 Birr + 350,000 Birr

= 1,850,000 Birr

To find the profit, we can subtract the cost from the revenue. The profit function would be:

Profit = Revenue - Cost

= 2,500,000 Birr - 1,850,000 Birr

= 650,000 Birr

To find the breakeven point in terms of quantity, we need to find the point at which the cost and the revenue are equal. This can be done by setting the profit function equal to zero and solving for the quantity.

Profit = 0 = Revenue - Cost

= 2,500,000 Birr - 1,850,000 Birr

= 650,000 Birr

At this point, the cost and the revenue are equal, so the breakeven point in terms of quantity is 25,000 units.

To convert the cost equation in terms of quantity into a cost equation in terms of revenue, we can use the revenue function to express the quantity in terms of revenue. The cost function would then be:

Cost = TVC + TFC

= 1,500,000 Birr + 350,000 Birr

= 1,850,000 Birr

To find the breakeven revenue, we can set the profit function equal to zero and solve for the revenue.

Profit = 0 = Revenue - Cost

= Revenue - (TVC + TFC)

= Revenue - 1,850,000 Birr

At this point, the cost and the revenue are equal, so the breakeven revenue is 1,850,000 Birr.

If the profit had been 500,000 Birr, we can use the profit function to solve for the sale and the revenue.

Profit = 500,000 Birr = Revenue - Cost

= Revenue - (TVC + TFC)

= Revenue - 1,850,000 Birr

Solving for the revenue, we get:

Revenue = Profit + Cost

= 500,000 Birr + 1,850,000 Birr

= 2,350,000 Birr

Then, using the revenue function to solve for the sale, we get:

Revenue = Sale * Selling Price

= 2,350,000 Birr / 100 Birr/unit

= 23,500 units

If the revenue had been 2,000,000 Birr, we can use the revenue function to solve for the sale and then use the profit function to solve for the profit.

Sale = Revenue / Selling Price

= 2,000,000 Birr / 100 Birr/unit

= 20,000 units

Profit = Revenue - Cost

= 2,000,000 Birr - (TVC + TFC)

= 2,000,000 Birr - 1,850,000 Birr

= 150,000 Birr

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With subcontracting, a manufacturer can lose some control over:

A subcontractor, the person who is involved in subcontract is the individual or business that signs a contract to perform part or all of the obligations of another's contract.

The role of subcontractor is to execute the job they are hired by the contractor for. It is a specialized job such as electrical or HVAC and it is the subcontractor's responsibility to execute the work as instructed.

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Job components inventory is a method of job analysis was designed to permit simultaneous assessment of the job requirements and a person's ksaos.

Several reasons explain why job analysis is important. First, the output becomes input for making human resource plans, including for:

It all requires a detailed description of all the jobs and positions in your company. It includes title, role, responsibility, authority, required skills and salary. So, by understanding the work in the company, you can develop more qualified human resources accompanied by the right policies and programs.

Take the case in recruiting. With an accurate and detailed description, you compile the requirements that must be met by the applicant, such as the required education, skills, knowledge and personal qualities. So, you can fill vacant positions with qualified candidates.

Second, you can use the results of the analysis to evaluate how relevant each job is to your company's goals and strategy. So, you can improve work processes to synergize them to make them more effective.

Third, you can map how each position can add value to the company. For example, you might pay more attention to some strategic positions and invest more in developing the qualities and skills of the position holders. On the other hand, you may need to eliminate some non-vital positions to support more efficient business processes.

Fourth, a conducive work environment with minimal conflict requires an evaluation of the results of the analysis. Conflicts at work often arise due to overlapping authority and responsibilities. So, to solve this problem, you can map and define authority and responsibility in each position. This aims to avoid gray areas or multiple roles. And, to do that, you need a job analysis.

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