True ; in the short run there is at least one factor of production that is fixed in nature. It is capital. In the given scenario, adding a new building is capital that is taking 4 years of time.
What criteria define unemployment?To be classified as unemployed in the CPS people must satisfy two primary criteria:
They must have no job and they must be actively seeking employment. Those who do not have jobs and are not actively searching are considered to be out of the labor force.
To be precise, the BLS defines unemployed persons as those who “had no employment during the reference week, were available for work, except for temporary illness, and had made specific efforts to find employment sometime during the four-week period ending with the reference week.” There is one exception to this rule: “persons who were waiting to be recalled to a job from which they had been laid off need not have been looking for work to be classified as unemployed.
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Terms of trade is the
A. difference between export and import of goods
B. rate in which exports is exchanged
C. difference between the export and import of services
D. percentage of export and import of goods and services
Answer:
D
Explanation:
trade is exchanges both international, internal tangible as well as intangible Assets.
when using a direct approach, which of the following can be done to add emphasis to your recommendations?
when using a direct approach, Misleading u audience into thinking you are actually delivering the good news.
The direct method approach believes in seeking to mimic first language acquisition. Oral conversation is the main goal: The direct approach focuses on speaking far extra than the importance of reading and writing.
an immediate-technique message makes your purpose clear from the start by means of stating the primary point in the first sentence earlier than shifting on to the info. at the start look, readers can inform in case you are inquiring about or presenting information, asking for or granting credit, or making or settling a claim.
Direct coaching is a step-by-step, lesson-through-lesson technique to teaching that is scripted and follows a pre-decided skill acquisition series. Direct method. whilst you operate the direct technique, the main concept (which includes a recommendation, end, or request) comes at the "top" of the record, followed by using the evidence. that is a deductive argument. This technique is used whilst your target market will be neutral or tremendous about your message.
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a basic principle of relationship marketing is that firms should concentrate on producing and promoting products that appeal to large groups of people. group startstrue or false
This is False, a firm concentrating on the production and promotion of products that appeal to large masses is not a basic principle of relationship marketing.
Relationship marketing come under customer relationship management (CRM) which states that engagement of customers for the long term and increasing the number of loyal customers matter more than customer acquisition and individual people sales which define the short-term goals of a firm.
It is hard to work with new customers and achieve customer loyalty, therefore companies are focussing more on retaining old customers which could lead to higher customer lifetime value. Relationship marketing won't work for promoting their products, they rather work on building stronger organizational alignment around the customer.
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managers today are most likely to work on which of the following diversity issues?
a) Trying to make sure that their workforce reflects the racial makeup of the neighborhoods that surround them
b) Trying to make sure that they have more than just a token presence of minority employees in their companies
c) Looking for ways to use the diverse skill sets brought the company by a wide variety of diverse employees
d) Trying to make sure that they find tests that do not unfairly discriminate against African-Americans
Answer:
Looking for ways to use the diverse skill sets brought to the company by a wide variety of diverse employees.
Explanation:
Managers today are most likely to work on c) Looking for ways to use the diverse skill sets brought the company by a wide variety of diverse employees.
A manager is an character inside an business enterprise who's in price of coordinating the efforts of people or the allocation of sources. As such, a manager is person who undertakes management sports.
The primary function of the supervisor is to co-ordinate the work of all the personnel within the organization and to result in the great consequences that ensures the growth of the enterprise. there are various roles and responsibilities that managers keep in an effort to bring about the high-quality consequences from the employees.
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Globalization has prompted so much online commerce that many career opportunities in transportation are
likely to continue to grow. Which of these hypothetical transportation scenarios might be related to this
issue? (Select all that apply.)
Globalization has prompted so much online commerce that many career opportunities in transportation are
likely to continue to grow. The hypothetical transportation scenario related to this issue are
1) It is now cost effective for road transportation companies to buy entire fleets of electric vehicles.
2) The ability of more companies to put pressure on air carriers based on their higher value of international business has resulted in reduction of air shipping rates.
As online commerce grows it connects each and every country and every cities and towns which will lead to a rise in delivery services outside and within the country.
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which of the following is an assumption used in cost-volume-profit analysis? select one: a. all costs are classified as fixed or variable. b. the total cost function is linear. c. the total revenue function is linear. d. all of the above.
All costs are classified as fixed or variable , all costs are classified as fixed or variable, all costs are classified as fixed or variable . D all of the above.
What does cost-volume-profit analysis mean?
Finding out how changes in variable and fixed expenses impact a company's profit can be done using a cost-volume-profit (CVP) analysis. Companies can utilize CVP to determine the number of units they must sell to achieve break-even (cover all costs) or a specific minimum profit margin.What three components make up a CVP analysis?
Identifying the impact of changes in variable and fixed expenses on profitability is the goal of a CVP analysis.
Cost, sales volume, and price are the three key factors.
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one method through which reinsurance is provided is through an organization of insurers that underwrites insurance on a joint basis. through the organization, financial capacity is available for large commercial risks. this reinsurance arrangement is a(n)
A group of insurers that jointly underwrite insurance is known as a "reinsurance pool," and this is one way that reinsurance is supplied.
Define the term reinsurance pool?Reinsurance Pool is a risk financing tool that insurance firms use to expand their capacity to take on certain kinds of risks.
A contractual reinsurance agreement permits the insurer to transfer risk to the pool. The insurer can have a stake in the pool and take up a portion of the risk.This is a method of finance that offers insurance to insurers. Through the pool, insurers can provide the government a portion of their risk. Property insurance coverage for homes, buildings, and small businesses are covered.Reinsurance is an agreement among a reinsurer and an insurer, also known as "insurance for insurance firms." The insurance company (the cedent) transfers responsibility to the reinsurance firm in this agreement, and the latter takes up all or a portion of the cedent issued more insurance policies.Reinsurance may be offered through a group of insurers who jointly underwrite insurance as one form of delivery. The corporation has the financial resources to handle significant business risks.
Thus, reinsurance pool describes this reinsurance arrangement.
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when byron manufacturing decided to recycle component parts, it not only saved the company money, it also limited the amount of waste it sent to landfills. this decision reflects the idea of blank . multiple choice question. crm csr iso jit
When byron manufacturing decided to recycle component parts, it not only saved the company money, it also limited the amount of waste it sent to landfills. this decision reflects the idea of CSR.
Manufacturing is the making of merchandise manually or by a gadget that upon completion implausible story sells to a consumer. A guest can implement four types of CSR exertions: referring to practices or policies that do not negatively affect the environmental initiatives, generosity work, moral labor practices and come forward projects.
Corporate social responsibility (CSR)is a form of international private trade self-requirement that aims to cause pertaining to society's goals of a giving, militant, or lenient character by charming in or supporting enlisting or fairly familiar practices. CSR plays a critical part in an association's brand perception; attraction to consumers, clerks, and financiers; ability retention; and overall trade progress.
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which of the following budgets provides the starting point for the preparation of the direct labor cost budget?
a) direct materials purchases budget
b) cash budget
c) production budget
d) sales budget
Production budget provides the starting point for the preparation of the direct labor cost budget.
What is Production budget?
The phrase "production budget" is used explicitly in the film industry as well as more generally in business.The amount that will be spent on the complete film project will be determined by a "film production budget." For each stage of filmmaking, this entails identifying the components and then calculating their costs (development, pre-production, production, post-production and distribution). In most budget structures, "above-the-line" (creative) and "below-the-line" (technical) costs are separated.The term "production budget" in business refers to the budget set by a company for the number of units of a product that will be needed and produced; see also revenue management forecasting, capacity planning, and demand forecasting.The production budget determines the number of units of products that must be manufactured and is derived from a combination of the sales forecast and the demand forecasting.To know more about Production budget visit:
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an example of complementary uses of natural and physical capital in production includes: water being used to irrigate crops wind used to turn wind turbines soil used to grow food all of the above none of the above
In each of the instances provided, physical capital is represented by the devices employed to channel the natural resources of wind, water, and soil. So, the correct answer is alternative D.
According to economic theory, capital goods are "those long-lasting produced goods that are used as productive inputs for subsequent production of goods and services."" Macroeconomically speaking, "the nation's capital stock includes buildings, machinery, software, and inventories during a given year."Anything that provides value or benefit to its owners, such as a factory and its equipment, intellectual property like patents, or the financial assets of a company or an individual, can be referred to as capital. Capital, in the context of business, refers to the funds required for a business to operate and grow. Accounts receivable and cash on hand are typical examples of capital, as are equity, close to cash, and capital assets. Significant, long-term assets called capital assets are those that are not meant to be sold as a regular part of your business.
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jane and bill collins have total take-home pay of $9,000 a month. their monthly expenses total $7,200. calculate the minimum amount this couple needs to establish an emergency fund.
One of the first recommendations a financial planner would make while working on your financial plan is to have an emergency fund.
Emergency fund definition?One of the first recommendations a financial planner would make while working on your financial plan is to have an emergency fund. An emergency fund is money that is held in a liquid form so that any unexpected expenses can be covered. The emergency reserve should typically be three to four months' worth of living expenditures.
According to the explanation above, an emergency fund can last between three and four months, therefore Jane and Bill Collins would need $20,100 to start one.
Emergency fund = Living expenses * 3 months
Emergency fund = $7,200. * 3 months
Emergency fund = $20,100
Minimum emergency fund=Monthly expenses × 3 months
= $6,700 × 3
= $20,100
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you bought a bond five years ago for $927 per bond. the bond is now selling for $820. it also paid $80 in interest per year, which you reinvested in the bond. calculate the realized rate of return earned on this bond.
6.61% is the realized rate of return earned on this bond.
What is a bond?
A bond can be thought of as an investor's loan to a borrower, such as a business or the government. While the investor earns interest on their investment, the borrower utilizes the money to finance its activities. Over time, a bond's market value may fluctuate.Purchase Price = $927
Annual Coupon = $80
Current Price = $820
Period = 5 years
Let realized return be i%
$927 = $80 * PVIFA(i%, 5) + $820 * PVIF(i%, 5)
Using financial calculator:
N = 5
PV = -927
PMT = 80
FV = 820
I = 6.61%
Realized Return = 6.61%
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which of the following is an approach to social media marketing that encourages individuals to pass along a marketing message to others, thus creating the potential for exponential growth in the message's exposure and influence? a. paid media marketing b. viral marketing c. earned media d. organic media marketing
Viral marketing is an approach to social media marketing that encourages individuals to pass along a marketing message to others, thus creating the potential for exponential growth in the message's exposure and influence.
What is Viral marketing ?Viral marketing is a sales technique in which organic and word-of-mouth information about a product or service spreads more and more rapidly. The advent of the internet and social media has greatly increased the number of viral messages.The most common example these days is creating emotional, amazing, funny or unique videos.There are two types of viral marketing campaigns for him: Organic (or in the wild) campaigns.Enhanced (or controlled) campaigns: You don't have to spend a lot of money to create something that people want to share. Sometimes it's the simplest ideas that resonate the most. And if you do it right, you can get an excellent his arrival: When it goes viral, your message and brand spread farther than you expected.To learn more about Viral marketing from the given link :
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consideration is: group of answer choices part of a bargained -for exchange. either a benefit or detriment. an element of a contract. two of the above all of these
A promise is exchanged for consideration. A promise could be made with the intent to perform or not. In law, the exchange of anything of value for something else or for a service is referred to as a consideration. A factor need not be monetary in nature.
You do not have to live up to someone else's standard of value, which is another crucial aspect of considerations. Consideration does not necessarily have to be of a certain value, i.e., it is not have to be equal to the promise's worth. This is because what is given in exchange isn't always of equal worth to what is given or promised.
The contract is deemed binding when both parties agree on the consideration. Most contracts begin with a phrase like "for good and valuable consideration" or something similar.
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For consideration, a pledge is made. A consideration is what is referred to in law as the exchange of anything of value for anything else or for a service. Not all factors have to do with money.
What is a Consideration?In exchange for a promise, a promisor may offer a promise, performance, or forbearance known as consideration. The primary component of a contract is consideration. A contract is not enforceable if neither party has given it any consideration. Future Executory Consideration Executed (Present) Thought, Historical Perspective, Consideration under condition are a few types of considerations.
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according to the flsa, which individual is most likely a nonexempt employee? group of answer choices an hr manager an hourly paid production line employee the director of marketing the ceo a senior administrative employee
The truth about nonexempt workers is that they are those who are protected by the FLSA, which covers the majority of hourly workers.
What does the term "non-exempt employees" mean?
If an employee works more than 40 hours per week and is not exempt from pay, they are entitled to the minimum wage plus overtime pay.
According to the FLSA, employers must pay non-exempt employees no less than time and a half of their regular hourly rate for every hour above 40 in a workweek. If a non-exempt employee is not compensated hourly, their hourly rate can be calculated by dividing their total compensation by the number of hours they worked. Holidays, vacation days, and sick days shouldn't be taken while performing these computations.
unless the individual actually worked on those days.
Employers shouldn't assume that a worker qualifies for the FLSA's exempt status simply because they receive compensation. If an employee doesn't meet the requirements.
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What is Cyber Monday?
A. Computer holiday
B. The day students return to school
C. Beginning of on-line shopping season
Beginning of on-line shopping season is Cyber Monday and also a Thanksgiving weekend.
In the world of online shopping, the Monday after the American Thanksgiving holiday is referred to as "Cyber Monday." Online shops typically provide unique promotions, discounts, and bargains on this day, just like brick-and-mortar stores do on Black Friday. Traditional stores, meanwhile, provide special offers that can only be found online. Some interpret the outcome as evidence that the lines between Black Friday and Cyber Monday have been blurred as a result of the combination of in-person and online shopping. Four days after Thanksgiving is when Cyber Monday occurs. It was developed to entice people to conduct online shopping. Although the day after Thanksgiving, Black Friday, remains the busiest shopping day of the year, COVID-19's launch in 2020 led to $9 billion in online spending on Black Friday and $10.8 billion on Cyber Monday.
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def growth fund has net assets of $330 million and liabilities of $15 million. the fund has 10 million outstanding shares. what is the fund's current net asset value (nav) per share?
Currently, the net asset value (nav) per shares of the fund is $31.5.
What is net asset value?The current asset value of fund's portfolio (after deducting liabilities) is divided by the total number of outstanding shares to arrive at the net asset value.The net asset value, or NAV, of an investment fund, which is computed by adding together each of the fund's assets and subtracting all of its liabilities, serves as a representation of the fund's value.Mutual funds and ETFs evaluate the price per share of the fund using NAV.The amount of outstanding shares of such an investment fund is multiplied by the net asset value of fund's assets less if its liabilities to determine the fund's net asset value.NAV is frequently used to determine an ETF or mutual fund's share price.Here ,Given net asset = $330
Liabilities = $15
Outstanding share = 10
Net asset value = ($330 - $15) / 10
= 31.5
Therefore the net asset value is : 31.5 .
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100 POINTS!!!!!!!
Which answer would be the best response for the interview question, "Do you have any questions?"
A) "How often I can take days off?"
B) "No, thank you for your time."
C) "What does a day in this position look like?"
D) "What is the expected salary for this position?"
Answer:
C
Explanation:
Answer: c
Explanation:
You should be interested in your job, not about days off.
harrison co. issued 13-year bonds one year ago at a coupon rate of 7.5 percent. the bonds make semiannual payments. if the ytm on these bonds is 5.5 percent, what is the current dollar price assuming a $1,000 par value? (do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
The current dollar price of the bond is $1,197.94.
What is a banking system?A bank is a type of financial institution authorized to grant loans and accept deposits for checking and savings accounts. Individual retirement accounts (IRAs), certificates of deposit (CDs), currency exchange, and safe deposit boxes are other services that banks offer.Retail banks, commercial or corporate banks, and investment banks are just a few of the several sorts of banks.Since the fourteenth century, at least, banks have existed. They give customers and business owners a secure place to store their cash as well as a way to get loans for both personal and professional endeavors.Banks provide loans and charge interest on them using the money that is deposited.Since the Medici family began dabbling in banking during the Renaissance, the basic business model hasn't changed much, but the variety of products that banks offer has expanded.According to our question-
For determining the current dollar price we have to applied the present value formula which is to be shown in the attachment below:
Given that,
Future value = $1,000
Rate of interest = 5.7% ÷ 2 = 2.85%
NPER = (13 years - 1 years) × 2 = 24 years
PMT = $1,000 × 8% ÷2 = $40
The formula is shown below:
= -PV(Rate;NPER;PMT;FV;type)
After applying the above formula, the current dollar price of the bond is $1,197.94
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jack has $50,000 to invest in a portfolio of bonds. he decides to invest $25,000 into bonds with a two-year maturity and $25,000 into bonds with a 10-year maturity. his portfolio illustrates what type of bond strategy? a) bond ladders b) bond barbells c) bond swaps d) bond bullets
Bond barbells are the solution. A method for investing in both short-term and long-term bonds is known as bond barbells.
When it comes to purchasing a bond portfolio, what are the three active strategies?
Active, passive, and hybrid bond strategies are all possible options. Bond swaps are typically used in active strategies to take advantage of anticipated changes in the bond market and either seek higher returns or maintain a portfolio's value by selling one group of bonds to buy another group.
Which bond portfolio is constructed with purchases being phased in over time in installments?
The construction of a bullet portfolio only has one maturity, which is typically somewhere in the intermediate range, around ten years.
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The level of communication that occurs when people use telephone, reports and memos is referred to as
A. mediated communication
B. intra personal communication
C. inter personal communication
D. person to group communication
Answer:
A. Mediated communication
Explanation:
A. Mediated Communication is the type of communication that is facilitated by some kind of technology, be it social media, telephone, email, etc.
B. Intra-personal communication is the communication that takes place with yourself. It is when you reflect upon your work, life, and morals and get to know more about yourself.
C. Interpersonal communication is one that takes place between two people. It can further be of various types depending on whether it takes place within the company or outside it.
D. Person-to-group communication is when one person communicates to a group of people at one time. Some examples of the same can be seminars, webinars, or presentations.
on april 12, hong company agrees to accept a 60-day, 6%, $8,400 note from indigo company to extend the due date on an overdue account. what is the journal entry that indigo company would make when it records payment of the note on the maturity date? (use 360 days a year.) multiple choice debit cash $8,484; credit interest revenue $84; credit notes payable $8,400. debit notes payable $8,400; debit interest expense $126; credit cash $8,526. debit notes payable $8,400; credit interest expense $84, credit cash $8,316. debit cash $8,484; credit interest revenue $84; credit notes receivable $8,400. debit notes payable $8,400; debit interest expense $84; credit cash $8,484.
4) $6,300 in payable debit notes; debit Expense of $84 in Interest; money order $6,384
The issuer or borrower's notes payable account is a liability account. A written promise is made by the issuer to pay a certain sum of money and pay interest for the number of days that the note payable is outstanding. A promissory note is the document the borrower issues.
What is an illustration of payable notes?Notes payable can be used to purchase anything from a building to a company car to a bank loan. Depending on when the loan is due, notes payable can be referred to as a short-term liability (less than one year) or a long-term liability (more than one year).
Is it a current liability to have notes payable?On a balance sheet, notes payable are listed as liabilities. Additionally, if the payments are due within a year, they are considered current liabilities. A note is categorized as a long-term liability when its maturity is more than one year away.
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How to tell a customer their food order is late?
Even if an unanticipated delay food order is indeed not your company's fault, sending consumers a sincere apology by email or SMS demonstrates that you are aware of the problem and are sympathetic.
Define the term food order?Delivery of food to a customer by a restaurant, shop, or independent food delivery business is known as retail food delivery.
Typically, one places an order through a restaurant, a mobile app, or a food delivery service.
Make no promises you cannot keep:
Consumers do not like to be given empty guarantees about when their orders would arrive. If you offer your customer anything and it doesn't happen, it will have a negative effect on your business in general.Apologize;
Customers like it when companies accept responsibility for a mistake and offer an apology. A honest apology is greatly appreciated.When you apologize, make sure to include a description of the issue's origin and your plan for resolving it.To know more about food order, here
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doreen is creating a survey for her company. the question she is currently working on asks her business-to-business customers to describe the ideal purchasing transaction. doreen is utilizing a(n) blank question.
The most common varieties of qualitative analysis include Focus Groups: a gaggle of six - ten participants and a moderator facilitating a discussion that explores numerous aspects of the analysis topic.
Participants are inspired to share their opinions, dialogue wherever acceptable, and justify the explanation behind their beliefs. A focus cluster could be a research technique that brings along 6-10 folks in an exceedingly space to produce feedback relating to a product, service, concept or promoting campaign. A trained moderator leads a 30-90-minute discussion inside the cluster designed to collect useful data.
Marketing research is the systematic gathering, recording, and analysis of qualitative and quantitative information regarding problems concerning promoting merchandise and services.
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your client's federal marginal income tax rate is 35%, and his state marginal income tax rate is 5%. he is considering investing in a municipal bond issued by his local municipality that will yield him 6%. calculate the taxable equivalent yield of this bond. a) 10.00% b) 3.60% c) 9.23% d) 8.40%
The taxable equivalent yield of this bond is option C which is 9.23%
According to the question,
We see that the taxable equivalent yield of the municipal bond is given as equal to=6%/(1-35%)=9.231%.
The tax-equivalent yield is the return that an available security would have to yield to rise to the yield on an equivalent comparable tax-exempt bond, like a municipal bond. The computation is an instrument that financial backers can use to look at the profits between a tax-exempt venture and an available other option. Municipal bonds are charge absolved, hence the after-tax yield is equivalent to the pre-tax yield, which is 4.5%. Given a 28% duty rate, the taxable equivalent yield is to such an extent that: taxable equivalent yield *(1 - 28%) = 4.5% taxable equivalent yield = 6.25%
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former business partners who live in different countries are seeking resolution to a disagreement over how to liquidate their company's assets. which conflict resolution process is the best for this particular conflict? a.) collaborative law b.) conciliation c.) shuttle diplomacy d.) mediation
The conflict resolution process that is best for this particular conflict is shuttle diplomacy.
What is conflict resolution?The strategies and procedures used to facilitate the amicable resolution of conflict and retaliation are referred to as conflict resolution. Committed group members actively communicate with the rest of the group about their opposing ideologies or motives (such as goals or reasons for having particular beliefs) in an effort to settle group issues. They also engage in collective negotiation. Usually, the dimensions of conflict and the dimensions of resolution are processed in simultaneously. With their views, perspectives, understandings, and attitudes, disputants interpret and perceive the disagreement cognitively. The emotional energy of a disagreement is expressed in the way parties to it feel. The way the disputants behave and act is reflected in behavioral resolution.
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What accounting statement lists the overall financial condition of an organization?.
Balance sheet is the accounting statement that lists the overall financial condition of an organization.
A financial statement that lists a company's assets, liabilities, and shareholder equity at a certain point in time is referred to as a balance sheet. The foundation for calculating investor return rates and assessing the capital structure of a company is provided by balance sheet.
Numerous accounts are shown on a balance sheet and are divided into assets and liabilities. A balance sheet's structure will vary slightly depending on the organization, just like it does with any other financial statement.
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Which of the following are goals of a manager charged with overseeing inventory?
A. Ensuring inventory quality meets the customers expectations and company standards
B. Maintaining a sufficient quantity of inventory
C. minimizing the cost of carrying inventory
The primary goals of inventory managers are to maintain enough inventory on hand to meet customer needs, make sure inventory quality meets both customer and company standards, and keep the cost of acquiring and carrying inventory as low as possible (including costs related to purchasing, production, storage, spoilage, theft, obsolescence, and financing). It is not the responsibility of the manager in charge of inventory to solicit sales orders from customers.
A person who manages a company's inventory levels is known as an inventory manager. Through supplier analysis, daily delivery tracking, and shipment evaluation, they oversee a staff that receives and records new goods as it is delivered or shipped out.
Effective leadership is required of inventory managers. They recruit, retain, and manage a group of workers, along with all the difficulties that entails. They must guide their group. They must also be able to follow instructions and cooperate with a larger group of people.
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on january 1 year 1 the starshina company paid 25000 for a photocopier with an estimated useful life of 4 years and an estimated residual value of 5000 the company uses the double declining balance method wjat is the amount of depreciation expense for year 3
The amount of depreciation expense for the year 3 is $5000.
What is depreciation?The term "depreciation" is used in accounting to refer to two different aspects of the same concept: first, the actual decline in an asset's fair value, such as the annual loss in value of factory equipment due to use and wear, and second, the allocation in accounting statements of the asset's initial cost to the periods in which it is used. For accounting and tax purposes, businesses write off long-term assets. The asset's drop in value will affect a company's or entity's balance sheet, and the effect of the asset's depreciation method on net income will affect their income statement from an accounting perspective.
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What is not covered by FDIC insurance?
Mutual funds, annuities, life insurance plans, stocks, and bonds are examples of investment products that are not covered by FDIC deposit insurance because they are not considered to be deposits.
What does FDIC insurance actually cover?Up to the insurance limit, the FDIC insures depositor accounts at each insured bank, dollar for dollar, including principal and any interest that has accumulated up to the date of the covered bank's closure.No matter how many accounts you have, the FDIC in the US will protect your money from bank collapse up to a maximum of $250,000 per name.It does not safeguard your funds against bank robberies because it is not necessary.The bank is the custodian in trust when your money is in the bank.Mutual funds, annuities, life insurance plans, stocks, and bonds are examples of investment goods that are not covered by FDIC deposit insurance since they are not considered to be deposits.To learn more about FDIC refer,
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