If the insurance provider covers 80% of out-of-hospital costs after an $1160 per person deductible, the amount they would pay is $1472.
The amount that the insurance provider would cover can be calculated by first deducting the individual deductible from the doctor and prescription drug costs, and then multiplying that sum by the percentage that the health insurance covers.
Given that each person's deductible is $1,160and that a visit to the doctor and prescription drugs will cost $3000,
$3000- $1160 = $1840
80% of the costs are covered by health insurance, therefore;
80% of the $1840was paid by the insurance company.
Insurance company payment: (80/100) 1840
Insurance company payment: 0.80 x 1840
The insurance provider made a payment of $1472.
Thus the amount paid by the insurance company will be $1472
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suppose that the reserve requirement in an economy is 0.10 and the total amount of excess reserves is 100 billion. what is the maximum possible total change in the money supply?
1000 Billion is the maximum possible total change in the money supply.
Considering the values given in the question,
Reserve requirement in an economy = 0.10
Total amount of excess reserves = 100 billion
We know that,
Money multiplier = 1/r
= 1/0.10
= 10
Then, maximum possible total change in the money supply = 10×100
= 1000 Billion
Therefore, The largest total change in the money supply that may occur is 1000 billion.
The total amount of money in circulation at a given moment is the money supply of an economy. Cash and its substitutes, such as coins, bills, and bank deposits, are examples of this. It is an important idea that has a big influence on a nation's finances and economy.
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The tendency to save marginal income (or the percentage of the extra income that is saved) is called the ___________ .
a) APC
b) APS
c) MPC
d) MPS
The tendency to save marginal income (or the percentage of the extra income that is saved) is called the MPS.
Marginal propensity to save (MPS) is the percentage of an increase in profits that get saved instead of spent on consumption. MPS varies by using earnings level and is usually higher at better earnings.
APS= savings/ earnings = S/Y. Marginal Propensity to store refers to the percentage exchange in financial savings for each rupee of exchange within the earnings.
It is the ratio between the trade-in profits and the correspondent trade-in savings. MPS= change in savings/ exchange in earnings= ^S/^Y.
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Over the past two decades, a snack food manufacturing company has purchased a cigarette manufacturer, a number of television stations in the united states, and a high-end apparel company. What is this an example of?.
A cigarette manufacturer, several US television stations, and a high-end clothing business were all acquired over the past 20 years by a snack food manufacturing company. Conglomeration can be seen in this instance.
Conglomeration: What is it?Conglomeration refers to the procedure that leads to the formation of a conglomerate, such as when a parent corporation starts to buy out subsidiaries. Conglomeration can also refer to a period of time when numerous conglomerates form at once.
The protection it gives the parent firm against potential takeovers is one of the main benefits of amalgamation. A conglomerate is a business organization made up of two or more companies that operate in completely unrelated or closely related industries and are part of the same corporate group. A conglomerate is frequently a huge, international firm with multiple industries.
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Think of the bank you or your family uses. What are some things that are positive or negative about the bank? what are some questions you have that you would like to know?.
Banks have benefits. Public wealth is safe. Cheap Loans are available. Economy's propellant massive scale economies Rural area development. World Wide.Banks' shortcomings. Chances that a bank will fail.
A bank is a type of financial institution that lends money while also accepting deposits from the general public and generating demand deposits. The bank can carry out lending activities directly or indirectly through capital markets.
Most jurisdictions place a high degree of regulation on banks because they are crucial to both the financial stability and the economy of a nation. The majority of nations have institutionalized a system of fractional reserve banking, in which banks hold liquid assets that are only partially equal to their current liabilities. Banks are typically subject to minimum capital requirements based on an international set of capital standards, the Basel Accords, in addition to other regulations meant to ensure liquidity.
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the law of markets (ricardo, mill, et al) argues that business activity can be increased by stimulating .
According to the law of markets (Ricardo, Mill, et al.), stimulating supply can increase business activity. That's because supply will increase operating activities, investment activities and financing activities for business.
Say's law, often known as the law of markets, is a theory of classical economics that holds that by offering something of value that can be exchanged for another good, the production of one good increases demand for the other. So, the source of demand is production.
In economics, supply is referred to as the total quantity of a particular good or service that a supplier makes available to customers at a particular time and price.
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an investor purchased an ncd a year ago in the secondary market for $980,000. she redeems it today and receives $1,000,000. she also receives interest of $30,000. the investor's annualized yield on this investment is group of answer choices 2.0 percent. 5.10 percent. 5.00 percent. 2.04 percent.
The investor's annualized yield on this investment is 5.10%
An investor is any person or other entity (such as a business or mutual fund) who invests money in the hope of making a profit. Investors depend on a variety of financial instruments to generate a rate of return and achieve crucial financial goals like saving for retirement, paying for a child's education, or simply accumulating more wealth over time. Typically, investors use their capital to make either equity or debt investments in order to generate returns. Investments in equity involve holding ownership stakes in the form of company stock, which can result in dividend payments in addition to capital gains.
Calculation of annual yield
Yield = (Future value - Purchase price + Interest)/Purchase price
= 1000000 - 980000 + 30000/980000
= 5.10%
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in a pure monopoly the firm is willing to sell to anyone willing and able to pay at least the marginal cost of production. the result is that output is produced where d = mc which is _________ efficient.
In a pure monopoly, the firm is willing to sell to anyone willing and able to pay at least the marginal cost of production. the result is that output is produced where d = mc which is allocatively efficient.
Monopoly firms will no longer obtain efficient performance as firms will produce an output that is less than the output of min ATC. X-inefficiency can also arise since there may be no competitive pressure to provide at minimal feasible costs.
For the reason that there's no competition in a monopolistic market, a monopolist can manage the charge and the amount demanded. The extent of output that maximizes a monopoly's income is calculated by equating its marginal value to its marginal sales.
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joshua's truck was stolen in florida, while he was on his way to meet his friend in alabama. joshua's case could not be tried in alabama. a court in alabama normally does not have the jurisdiction to hear a case involving a crime committed in florida. which of the following indicates the reason for this situation?
Joshua's case could not be tried in Alabama. a court in Alabama because it was not in the courts jurisdiction.
What is jurisdiction?legal jurisdiction is a court's right to hear cases and make decisions. This power has a constitutional foundation. Examples of judicial jurisdiction include concurrent jurisdiction, which allows a lawsuit to be filed in either of two or more courts, federal jurisdiction, where a superior court has the authority to overturn legal errors committed by a subordinate court, and appellate jurisdiction (as opposed, for example, to state jurisdiction). A court could also be permitted to conduct business inside a specific region. In the United States, only minor offenses are subject to summary jurisdiction, in which a magistrate or judge has the authority to conduct proceedings that result in a conviction without a jury trial.Hence, Joshua's case could not be tried in Alabama. a court in Alabama because it was not in the courts jurisdiction.
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A company needs construction equipment to complete a project over the next 20 months. The equipment costs $10,000. Instead of purchasing the equipment with a 12% note, the company leases the equipment with payments of $300 due at the end of each month. For what amount would the company record the lease liability at the beginning of the lease?.
The correct answer is $5414
Lease liability = monthly lease payment * Present value annuity (1%,20) = 300 * ((1-(1.01)^-20)/.01) = 300*18.04555 = $ 5414. Thus the correct answer is $ 5414.
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what are capital expenditures, and how can they help a company achieve its long-term objectives? view instructor posts
Capital expenditures can fund repairs or modifications to existing supplies as long as the changes specify a complete benefit. In particular, capital payments on existent equipment are restricted to those that correct faraway supplies in accordance with the Internal Revenue Service.
Capital expenditure or capital expense is a person engaged in private ownership of a business an arrangement or an allied system spends to buy, maintain, or advance allure long-term assets, to degree construction, vehicles, supplies, or land.
Capital expenditures are fees fashioned for goods or duties that are written or capitalized on an association's financial statement including gains and losses for a period instead of expensed on the gains assertion. Spending is mainly for associations to maintain existent features and supplies, and to purchase new technology and added property for progress.
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if edsel uses the sales revenue approach for estimating the allowance for credit losses, the allowance for credit losses, after the proper adjustments to the accounts are recorded, should show a balance of
For estimating the allowance for credit losses, after the proper adjustments to the accounts are recorded, should show a balance of $13500.
What causes a credit loss?The company's financial statements treat the provision for credit losses as an expense. Delinquent and bad debt as well as other credit that is anticipated to default or become unrecoverable have caused their expected losses.
Losses on credit result from defaulted borrowers. As future repayments fail to materialize (or evidence mounts that they won't materialize), banks value loans as the (discounted) value of those repayments. According to accounting standards, banks must report the decline in the value of these loan assets.
Credit Sales = $600000
Estimated uncollectible = 0.02 of $600000
= $ 12000
Balance in uncollectible = 1500 + $ 12000
= $13500
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though generally managers are thought to plan, organize, lead, and control across four types of organizational resources, managers may specialize in one specific resource area. for instance, primarily manage employees and decisions related to employee efficiency and effectiveness
Though generally managers are thought to plan, organize, lead, and control across four types of organizational resources, managers may specialize in one specific resource area. For instance, human resource managers primarily manage employees and decisions related to employee efficiency and effectiveness.
Human useful resource management (HRM or HR) is the strategic and coherent technique for the powerful and green management of people in a business enterprise or corporation such that they help their commercial enterprise benefit a competitive benefit. it is designed to maximize workers' overall performance in the carrier of a corporation's strategic goals. Human resource management is usually involved with the management of humans within groups, specializing in guidelines and structures.
HR departments are responsible for overseeing employee-advantages layout, employee recruitment, training and improvement, overall performance appraisal, and praise control, together with dealing with pay and worker-benefits systems. HR additionally concerns itself with organizational change and industrial members of the family, or the balancing of organizational practices with necessities arising from collective bargaining and governmental laws.
the general purpose of human sources (HR) is to make certain that the agency is able to gain success thru human beings. HR specialists manipulate the human capital of an organization and recognition by imposing rules and methods. they are able to focus on locating, recruiting, deciding on, educating, and developing personnel, as well as keeping worker family members or benefits. training and development professionals make certain that personnel are skilled and feature continuous improvement.
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in long run equilibrium, economic profit for firms operating in a competitive market are: a. always positive. b. zero. c. always equal to accounting profit. d. always negative.
In long run economic equilibrium, economic profit for the firms operating in competitive market are always equal to accounting the profit.
What is an economic equilibrium?When supply and demand, for example, are balanced and there are no outside effects, there is economists refer to as economic equilibrium. In this condition, values of economic variables remain constant. Market equilibrium in this context refers to a situation where a market price is created through competition such that the quantity of goods or services sought by buyers. The quantity is referred to as the "competitive quantity" or the "market clearing quantity," and the price is frequently referred to as the competitive price or the "market clearing price". Although it takes the form of Nash equilibrium, the economic idea of equilibrium also applies to markets with imperfect competition.
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in the cabela's case study, the sas/teradata solution enabled the direct marketer to better identify likely customers and market to them based mostly on external data sources. true false
False, in the Cabela's case study, the SAS/Teradata solution enabled the direct marketer to better identify likely customers and market to them based mostly on external data sources.
What is Teradata?Teradata is an RDBMS developed by Teradata Corp. It is manufactured and used to manage large-scale data warehouse operations. Teradata Corporation is a provider of software, products and services related to databases and analytics. Accepts many requests from multiple client applications.With extremely robust capabilities for collecting, analyzing, and managing data, Teradata ticks all the boxes when it comes to integration (or ETL). Teradata supports SQL to interact with data stored in tables.It provides that extension. Robust utility: Teradata provides robust utilities for importing/exporting data to/from Teradata systems such as FastExport, FastLoad, MultiLoad and TPT.Oracle is primarily used as an online backend application managing inserts, updates, and deletes within transactions, while Teradata manages big data for analytics and data warehousing without real-time transactions.To learn more about Teradata from the given link :
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Which of the following observations would be consistent with the imposition of a binding price ceiling on a market? After the price ceiling becomes effective.
a)a smaller quantity of the good is bought and sold.
b)a smaller quantity of the good is demanded.
c)a larger quantity of the good is supplied.
d)the price rises above the previous equilibrium.
After the price ceiling becomes effective a smaller quantity of the good is bought and sold after the price ceiling becomes effective.
When a legally enforceable price cap is set at the ceiling price?
The quantity demanded exceeds the quantity provided as a result of the binding price ceiling, which causes the price to fall below the equilibrium price level. As a result, there is a market shortage.
When the government lowers the market price of an item or group of goods below equilibrium, this is known as a binding price ceiling. Typically, this causes the price to lock in the good or goods. The quantity of items that will be sold and purchased will be reduced, among other things, as a result of this condition.
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in what type of retirement plan does the employer make the investment decisions? defined-benefit (db) plan defined-contribution (dc) plan target date fund certificate of deposit (cd)
In (D) certificate of deposit (cd) of the retirement plan, the employer makes the investment decision.
What is a certificate of deposit (cd)?A time deposit, also known as a certificate of deposit, is a financial product that is frequently offered by banks, thrift institutions, and credit unions in the US. Savings accounts and CDs are not the same things because a CD has a definite duration and often pays a fixed interest rate. The employer makes the investment selections for the retirement plan with certificates of deposit.A certificate of deposit (CD) can increase your interest earnings while keeping your money invested in a relatively safe manner. CDs are a low-risk method of investing. CDs are seen as low risk because they are FDIC-insured up to $250,000, similar to savings accounts.Therefore, in (D) the certificate of deposit (cd) of the retirement plan, the employer makes the investment decision.
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correct question:
In what type of retirement plan does the employer make the investment decisions?
a. defined-benefit (DB)
b. plan defined-contribution (dc)
c. plan target date fund
d. certificate of deposit (cd)
a tax levied on coal-fired plants that is based on the amount of carbon released in the atmosphere is considered by the firm as a:
A tax levied on coal-fired plants that is based on the amount of carbon released in the atmosphere is considered by the firm as a variable cost.
What is variable cost ?Costs that change as the volume increases are known as variable costs. Raw materials, piece-rate labor, production supplies, commissions, shipping expenses, packing costs, and credit card fees are a few examples of variable costs. The "Cost of Goods Sold" is the name given to the variable costs of production in some accounting statements.Any expenses that vary according to how much a business produces and sells are considered variable costs. As a result, variable costs grow with rising production and diminish with falling production. In terms of variable costs, labor, utility prices, commissions, and raw materials are some of the most typical categories.To learn more about variable costs refer to:
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a company budgets overhead cost of $8,832,500 for the next year. the company uses machine hours as its overhead allocation base. if 570,000 machine hours are planned for the next year, what is the company's plantwide overhead rate?
The response is $15.49 for each machine-hour.
What benefit does applying the plantwide overhead rate technique have?Advantages: more precise distribution of overhead expenses. improved control over overhead expenses. Specify the pertinent elements. Utilizing measurements relating to volume, the rate is calculated. This approach makes sense when overhead resources are used by distinct products in significantly diverse ways across many departments.
The estimated total overhead expense for the upcoming year is calculated as follows: 8,832,500 + 570,000 ($8,832,500 + 5,70,000) = $9,402,500
570,000 machine hours are expected in total.
The company's plant-wide overhead rate is calculated as follows: Overall projected machine hours (which serves as an overhead allocation base) / Expected total overhead cost for the following year = $8,832,500 / 570,000 = $15.49 per machine hour ( round to two decimal places).
So, the answer is $15.49 per machine hour.
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If policymakers use a pollution tax to control pollution, the tax per unit of pollution should be set?.
Therefore, at the level of pollution that is economically efficient, the per-unit tax raised from pollution control must equal the marginal external cost.
What is pollution?The introduction of pollutants into the environment's natural systems results in negative change, which is referred to as pollution. Any material, whether solid, liquid, or gaseous, or type of energy, can be considered a form of pollution. The constituents of pollution, known as pollutants, might be either naturally existing contaminants or substances or energy that are not of our own making. Despite the fact that natural disasters can result in environmental contamination, the word pollution often suggests that the toxins are manmade, or that they came from human activity. Point source pollution and nonpoint source pollution are two common classifications of pollution. Nine million individuals worldwide lost their lives to pollution in 2015. A lack of discernible actual progress against pollution in 2019 meant that this remained the case. Of these earlier deaths, air pollution was responsible for 34 of them.
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The program chair in the business administration division is retiring at the end of the year, but jana has no desire to apply for the position because she knows it would mean longer hours and more administrative work for not much more money. Which aspect of expectancy theory does this best describe?.
The part of expectation theory that most accurately describes Jana's situation is "Valence," as she knows the post would require more administrative labor for not much more pay.
What is meant by Valence in expectation theory?According to the conditional variance of interest rates' expectations theory, market forecasts for future yields are the main factor that links the yields across financial assets with different maturities.
At various points in time, both theological and policy disputes have included the expectations theory prominently.
Value creates an emotional orientations people have toward results (rewards).
the intensity of a worker's desire for extrinsic (such as monetary, professional, leave, or benefit) or internal (such as satisfaction-based) rewards).
Management needs to learn what the workforce values.
Thus, Jana's circumstance most closely fits the "Valence" portion of expectation theory because she is aware that the position would necessitate extra administrative work for little to no additional income.
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The major cost of monopoly is that:
a. it has market power.
b. market output is too high.
c. the price is too high.
d. it is inefficient.
Monopoly power is another name for market power. Since a competitive business is a "price taker," it cannot alter a product's price.
Because each competitor is so small in comparison to the market, they have no effect on price. The term "price makers" also refers to businesses with market power.
How much do monopolies cost?
The loss of static efficiency is the price of monopoly. A monopoly results in a Deadweight Loss, or the value of trades that are not taken, in comparison to a market that is competitive. The decrease in consumer surplus is greater than the increase in producer surplus, as can be seen below.
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why would a company be willing to entice employees who left the company into returning to work for the company?
Here are five big reasons why we'd suggest our clients consider doing the same:
1)Former employees already know the organization:
They’re conversant in the operating procedures, the principles and traditions of your client’s culture, and therefore the people with whom they worked previously.
2)They have new knowledge:
Often, once you rehire employees, they return with additional knowledge, skills, and skills .
3)It shows you value your people:
Communicating that former employees are welcome back highlights the very fact that people like working for your organization
4)It creates trust.
5)It keeps you competitive.
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James is 14 and most of his peers have already started puberty, and he’s feeling left behind, labeled as a "late bloomer. " james may have an increased risk for what?.
James is 14 and most of his peers have already started puberty, and he’s feeling left behind, labeled as a "late bloomer". James has a higher risk of being bullied.
What does the term "bully" refer to?A domineering, browbeating individual Particularly: one who regularly treats people who are smaller, weaker, or otherwise vulnerable with cruelty, insults, or threats .Bullied by a nearby neighbourhood child.
What is the main concept behind Stomp Out Bullying?All students will benefit from the culture change efforts of STOMP Out Bullying. It aims to lessen and stop bullying, cyberbullying, and other forms of online abuse, dissuades racism, homophobia, and prejudice against LGBTQ+ people, and discourages violence in schools, online, and in local communities across the nation.
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true or false: as the years go by, the interest portion increases and the principal payment decreases. true false question. true false
The price of using credit is interest. This expense is determined by the applicable interest rate. Interest rates are influenced by supply and demand, just like most other commodities. The answer is False.
The cost of credit will rise In response to a rise in credit demand, which will result in higher interest rates. On the other hand, when loan demand declines, interest rates will go down.The assertion is untrue since a bond that pays fixed interest rate instalments will generally be worth more overall when the overall interest rate is lower.Bonds with set interest rate payments will be more in demand, whereas bonds with adjustable interest payments will be less popular. Because they are less hazardous, bonds with fixed interest rate payments typically have a greater face value than flexible bonds.Adding accrued interest to the principal balance through capitalization of interest results in an increase in the loan’s interest-bearing principal balance.This occurs when a balance of principal and unpaid interest is rolled over, raising the total amount due. It is the addition of unpaid interest to the loan’s principle amount.
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diminishing marginal returns begin with the addition of the ________ worker.
Diminishing marginal product begins with the addition of the third worker.
Where do diminishing marginal returns get their start?
When one unit of production is increased while other factors remain the same, diminishing marginal returns occur, resulting in lower output levels. To put it another way, production begins to become less effective. A worker might, for instance, produce 100 units per hour for forty hours.
Which additional worker marks the beginning of diminishing returns?
When a company reaches its maximum capacity, according to production theory, the diminishing marginal returns kick in, and the addition of a labor unit lowers the company's total productivity. When 12 units of workers are employed, the marginal returns kick in in this instance.
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a friend says that when two people form a general partnership, it is just like two sole proprietors working together to run the same business. do you agree or disagree? explain.
I disagree due to the fact a widespread partnership is in which you're splitting the duties.
The required details for general partnership in given paragraph
For a sole proprietorship, sure you're operating with a person else on this situation, however you continue to have your personal duties to your personal company. A widespread partnership is a commercial enterprise association through which or greater people comply with percentage in all assets, profits, and monetary and criminal liabilities of a jointly-owned commercial enterprise. In a widespread partnership, companions comply with limitless liability, which means liabilities aren't capped and may be paid thru the seizure of an owner's assets. Furthermore, any companion can be sued for the commercial enterprise's debts.
Each is answerable for their private tax liabilities—inclusive of partnership earnings—on their earnings tax returns as taxes do now no longer float thru the overall partnership.
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if inflation is higher than expected, then borrowers make nominal interest payments that are less than they expected. a. true b. false
Both the lender and the borrower are affected by this unexpected decline in inflation.the 1970s saw inflation When the decade began, inflation was significantly higher than most people had anticipated. The answer is True.
The unexpectedly increased inflation (with relation to their mortgages) benefited homeowners who received fixed-rate mortgages throughout the 1960s, while the banks that issued the mortgage loans lost money.Real interest rate is calculated as nominal interest rate minus inflation.Real interest rates will rise if the nominal interest rate is steady but the inflation rate declines. On the other hand, real interest rates will decline if the nominal interest rate is fixed but the inflation rate rises (and sometimes will even turn negative).According on the information in the question, it may be concluded that the lender would profit from a lower inflation rate in this situation. This is due to the fact that if there is less inflation, the money the borrower needs to repay the loan will not have the purchasing power he anticipated when he took out the loan.Consequently, he would have to make larger than expected payments to the lender.
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When designing a project schedule, the ____________ of the schedule provides the level of detail for monitoring the progress of the project so that everyone has the same understanding of what must be achieved by when.
When designing a project schedule, the network diagrams of the schedule provides the level of detail for monitoring the progress of the project so that everyone has the same understanding of what must be achieved by when.
What is a schedule for a design project?
A draft plan is an estimated timetable for particular actions. Project design timeline estimates are built from individual action design timeline estimations. Getting everyone to agree might be challenging. The initial project meeting might not be sufficient due to the numerous moving pieces, various deliverables, and cross-departmental collaboration.
The ability to align concepts, procedures, and results exists in project design. This stage of the project lifecycle occurs early on, frequently before project planning and charter. This is due to the fact that the project overall rather than the precise specifics are the main focus.
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a class-action suit against a utility company resulted in a settlement of $1.45 million for 63,000 customers. if the legal fees, which must be paid from the settlement, are $300,000, what amount will each plaintiff receive? (round your answer to 2 decimal places.)
The amount of money that each plaintiff will receive is $18.25.
What is money?a current medium of exchange in the form of coins and banknotes.
How to calculate how much money that each plaintiff will receive from the question?
First, let's identify what was informed from the question.
Settlement money = $1.45 million
Legal fees for the settlement = $300,000
Number of plaintiff = 63,000 customers
Now, we want to calculate the amount that will be received by each plaintiff
Amount received = net money / number of plaintiff
= (1,450,000 - 300,000) / 63,000
= $18.25 (rounded)
So each plaintiff will get $18.25 for the settlement money
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running a deficit during recessions offset by a surplus during expansions would be which type of budget?
cyclically balanced budget running a deficit during recessions offset by a surplus during expansions.
Having more of something than you need or intend to use is known as having a surplus. For instance, if you prepare a meal and there is food left over after everyone has eaten, you have a surplus. You have three options: discard the food, store it, or look for a neighbor or other potential consumer.
A $3 billion deficit exists in the government. The federal budget deficit will be decreased. The team won the game despite trailing by four points. Her left ear suffers from a slight hearing loss.
The general definition of deficit is when the balance between positive and negative amounts is negative,
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