the securities that were created by financial institutions that consisted of all different kinds of mortgages bundled together to diversify risk are known as

A financial institution is not an insurance firm.

A place that fulfills and facilitates cash payments, such as loan, mortgages, and deposits, is often referred to as a financial institution. Consumers may manage their finances and establish a solid foundation with financial institutions.

Because they provide the most financial services, banks are the most prevalent financial institution. Banks provide a wide range of services, including checking and savings accounts, auto, student, and house loans, financial advice, ATMs, direct deposit, and currency swaps.

To know more about financial institution visit:

https://brainly.com/question/29641948

#SPJ1

The attribution model distributing credit for conversion is a linear attribute model.

An attribution model is a set of rules or guidelines that determine how a customer's credit for a conversion is distributed among the various touchpoints or interactions with a company's marketing and advertising efforts. The attribution model is used to understand the effectiveness of different marketing channels and campaigns, and to allocate resources and budgets accordingly.

A linear attribution model is a type of attribution model that gives equal credit to all touchpoints in the conversion process. This means that all interactions or touchpoints a customer has with a company's marketing and advertising efforts are considered equally important in the conversion process and given equal credit. Thus, it  distributes the credit for a conversion equally across all the channels a customer clicked or engaged with before converting

Read more about the attribution model on:

https://brainly.com/question/28593029

#SPJ4

JJ Company intended to sell 5,000 units at a price of $10 each. 6,000 units were actually sold by the company for $15 each. What is the difference in sales price? favourable $30,000.

The following formula is used to determine labour variance, which focuses especially on working rates given the actual number of hours worked: Actual Rate - (Actual Hours) (Actual Hours x Standard Rate). By calculating the gap between actual and budgeted sales volume, professionals may measure the effectiveness of their sales efforts. They might examine their current and planned sales volumes, average profit, revenue per unit, and contribution per unit to achieve this. A positive sales price variance suggests that a firm earned a higher selling price than anticipated, frequently as a result of fewer competition and strong sales tactics.

To learn more about company please click on below link

https://brainly.com/question/29354835

#SPJ4

Forcing, appeasing, avoiding, compromising, and partnering are the 5 most typical ways to handle disagreement. All of these strategies should become second nature to healthcare administrators.

Conflicts may be divided into four categories: intrapersonal, interpersonal, intragroup, and intergroup. There are five main conflict management styles, according to the Thomas-Kilmann Conflict Mode Instrument (TKI), which is used by human resource (HR) professionals worldwide: cooperating, competing, avoiding, accommodating, and compromising.

What are the five different dispute resolution approaches? There are five different interpersonal conflict reactions, according to Ralph Kilmann's Conflict Mode Instrument: accomodating, avoiding, cooperating, competing, and compromise. In that situation, the disagreement resembles a competition, and the emphasis is placed more on winning than on making concessions.

To learn more about compromising please click on below link

https://brainly.com/question/4526851

#SPJ4

The correct option is B. Existence, Confirmations of accounts receivable are primarily used to support claims of existence.

Confirmations of accounts receivable are primarily used to support claims of existence. The management asserts that the accounts receivable listed on the balance sheet are actual, which is known as the existence assertion. The assumption is that an account receivable exists if a customer willfully acknowledges owing money to your business. The management asserts that the accounts receivable listed on the balance sheet are actual, which is known as the existence assertion. The assumption is that an account receivable exists if a customer willfully acknowledges owing money to your business.

To learn more about existence please click on below link

https://brainly.com/question/29385027

#SPJ4

In John's particular scenario, the lender really disburses $80,500.

A loan occurs when one or more individuals, businesses, or other entities lend money to additional individuals, businesses, or other entities.

Receiving party, or borrower, incurs debt and is frequently liable for both principal borrowed and interest payments on the debt until it is repaid.

The promissory note used to prove the obligation will typically include information like the principal amount borrowed, the interest rate the lender is charging, and the due date for repayment.

When a loan is made, the subject asset(s) are temporarily reallocated between the lender and the borrower.

So, in the situation of John:

Property if of $105,000.

Loan for 80% at 84,000.

The loan time period is of 30 years which is 360 months.

The interest rate is 8%.

The origination fees of the loan are $3,500.

The lender actually disburses:

84,000 - 3,500

$80,500

Therefore, in John's particular scenario, the lender really disburses $80,500.

Know more about a loan here:

https://brainly.com/question/26011426

#SPJ4

Correct question:

John wants to buy a property for $105,000 and wants an 80 percent loan for $84,000.  A lender indicates that a fully amortizing loan can be obtained for 30 years (360 months) at 8 percent interest; however, a loan origination fee of $3,500 will also be necessary for John to obtain the loan. How much will the lender actually disburse?

When the actual price level is lower than what people expected, firms may decide to reduce the quantity of output supplied in the short-run. This is because a lower price level can lead to lower profits for firms, which can lead to a decrease in their production output.

When the actual price level is lower than expected, firms may have to reduce their output in the short-run in order to stay profitable. This is because a lower price level will lead to lower revenues for firms, meaning that their profits will decrease. This may lead to firms reducing their output in order to save costs and remain competitive. Furthermore, if the lower price level is expected to be short-term, firms may decide to temporarily reduce their output in order to conserve resources and wait until prices rise again.

Learn more about Price levels: https://brainly.com/question/1490249

#SPJ4

Only generating the real value of a product in marketing should be a marketer's focus. Perceived value is equally essential to actual value in terms of fostering consumer satisfaction. So statement is correct.

Fulfilling consumer wants is the most crucial component of marketing. When developing, producing, distributing, and marketing a good or service, the demands of the target market should always come first. A company is said to be following if its main goal is to fulfill customers' demands. The long-term objective of marketing is to demonstrate product value, strengthen brand loyalty, and ultimately increase sales. Marketing seeks to deliver stand-alone value for prospects and consumers through content.

To know more about marketing visit:

https://brainly.com/question/13414268

#SPJ4

If the cpi increases from 110 to 125 for one year. The rate of inflation for that year is 13.6 %.          

CPI, on the other hand, refers to changes in the price level of a market of goods and services. We use the CPI's current and historical values.

It is given that present value of CPI (2) is 125 and past value CPI (1) is 110.

To calculate the rate of inflation we use the formula,
Inflation rate =(( CPI (2) - CPI (1)) / (CPI (1) ) * 100

= (( 125 - 110 ) / 110) x 100

= (15/110) * 100

= (0.136) * 100      

= 13.6 %


In the discipline of economics, inflation refers to an increase in the overall cost of goods and services in a country. Each unit of currency can purchase fewer items and services as the overall level of prices rises, so inflation is described by a decline in the purchasing power of money.  

To learn more about inflation
https://brainly.com/question/30112292
#SPJ4

As per the given interest, the originally invested amount is $7,000

What is meant by investment?

In accounting, investment is referred as an asset that is acquired with the anticipation of generating an income or profit or price appreciation.

Here we have the details about Robert invested some money at 8% interest. at end of the year, the total amount of his original principal and the interest was 7560.

And we need to find how much did he originally invest.

While we looking into the given question, we have identified the following values,

Accumulated amount = 7560

Interest = 8%

Let us consider a be the original amount.

Then the value of x is calculated as,

108% of a = 7560

a = 7560/108 = 70

Then 100% = 70 * 100 = 7000

Therefore, the amount originally invested  is 7000.

To know more investment here.

https://brainly.com/question/15353704

#SPJ4

Go-ogle Analytics has tools that may be used to assist users spot patterns and trends in how people interact with their websites.

The procedure known as "Using structured thinking" is comprised of the aforementioned components. Data gathering, analysis, monitoring, visualization, reporting, and integration with other applications are all made possible by features.

Making a structured framework to solve an unstructured problem is an example of structured thinking.

Analytics is a branch of computer science that looks for useful patterns in data using arithmetic, statistics, and machine learning. Analytics, often known as data analytics, is the process of sorting through enormous data sets to find, understand, and communicate new information.

You can use phone analytics to evaluate the effectiveness of phone calls in the conversion process. Setting the relevant parameters for your Analytics property and adding a snippet to your tracking code on each page where your phone number appears are both required for Phone Analytics implementation.

To know more about Analytics feature please click here ; https://brainly.com/question/28376706

#SPJ1

The current bond price assuming the face value of  the is $1000 is $1,147.20.

The face value of the bond is $1000

You will require two inputs, namely the coupon rate and frequency, to calculate the coupon per period.

The following formula can be used to compute it:

coupon per period = face value * coupon rate / frequency

frequency is annually so it is 1.

=1000*0.08/1

=80

The years of maturity is 10 years.

The yield to maturity (YTM) is the annual rate of return that the bondholder will receive if they retain the bond until it matures. YTM in this case equals 6%.

The following bond price equation can be used to get the bond price, which is the net present value of the bond's cash flow:

[tex]\text bond price=\sum_{k=1}^n \times \frac{cf}{(1+r)^k}[/tex]

Cash flows- cf

r- YTM-6%

n- years of maturity

[tex]=\sum_{k=1}^{10} \times \frac{80}{(1+0.06)^k}[/tex]

Current Bond price= $1,147.20

To learn more about bond price refer here

https://brainly.com/question/13645556#

#SPJ4

The statement that the  most important step in conducting good search engine advertising is to select which searches to target for ad exposure is to target for ad exposure is true.

Advertising can be described as a way of marketing the business or the product so that the order to increase sales or make your audience aware of your products or services.

It should be noted that  this help the customer to deals with you directly and actually buys your products or services,  however the advertising  can improve their first impressions of your business hence the statement is true.

Learn more about advertising at:

https://brainly.com/question/1658517

#SPJ1

The value of a european put option on a stock that doesn't pay dividends is determined by the put-call parity theorem, and it equals the call value plus the present value of the exercise price plus the stock price.

Shares of publicly traded corporations can be bought and sold on a number of exchanges together referred to as the stock market. Such financial transactions are made through official exchanges and over-the-counter (OTC) markets that follow a set of rules.

The terms "stock market" and "stock exchange" are frequently used synonymously. On one or more of the stock exchanges that make up the broader stock market, traders can buy and sell shares of stock.

Securities buyers and sellers can engage, meet, and deal on the stock market. Share prices can be discovered on the markets, which also act as a gauge for the state of the economy. A fair pricing and high level of liquidity are guaranteed for both buyers and sellers.

Learn more about stock here

https://brainly.com/question/28663581

#SPJ4

The corporation that Anita owns is a Foreign corporation.

A corporation is a business entity that is owned by its shareholders who oversee the organization's activities. A foreign corporation is a business registered in a foreign country rather than the owner's home country.

In this case, it is that Anita moved to Colorado, which means she is not a native, so means in order to start her business she will have to go through many specific rules and regulations. Failure to follow them will lead to penalties, and fines or she may have to shut down and leave.

The nature of the corporation (foreign or domestic) will impact several aspects like the requirement to be registered as a foreign corporation in the place of business: a foreign corporation must file a notice of doing business in any state in which it does substantial business.

To know more about Foreign corporations,

brainly.com/question/20860719

#SPJ4

The designer, Raymond Loewy, first worked as a fashion illustrator before concentrating on industrial design.

American industrial designer Raymond Loewy, who was of French descent, rose to prominence for the breadth of his design work in a number of different industries. On October 31, 1949, Time magazine put him on the cover in recognition of this. Raymond Loewy turned his talent toward industrial design after a brief but promising career as a fashion artist. Loewy's impact on the business was instantaneous, and his creative genius was instinctive. Industrial designers provide the concepts for manufactured goods including toys, gadgets for the house, and automobiles. They blend engineering, business, and the arts to create things that people use on a daily basis. An industrial design, in a legal sense, represents the decorative component of a product. An industrial design may include two-dimensional elements like patterns, lines, or colors, as well as three-dimensional elements like the geometry of an object.

Know more about Raymond Loewy here:

https://brainly.com/question/2515897

#SPJ4

The company's new Share price will be $5.

A share price is the price of a company share. The price of a share is not fixed but fluctuates according to market conditions.

Given,

Number of shares outstanding = 1000

Share price = $10

so, total number of shares = 1000 *10 = 10000 shares.

Also given,

Profit = $2000

So, the new share price can be calculated as:

New share price = Total number of shares / Profit

New share price = 10000/2000 = $5.

So, we can conclude that if a company has 1000 shares for a $10 share price, its new share price will be $5.

To know more about Share prices,

brainly.com/question/28539863

#SPJ4

If we have three choices and with each choice these costs are different, their type of costs is Relevant. The correct answer is option A.

In managerial accounting, relevant cost is a term which describes avoidable costs that are incurred only when making specific business decisions. The concept of relevant cost is used to eliminate unnecessary data that could complicate the decision-making process.

For example, a company decides to buy loading machinery for a factory unit. This machine can save the wage expenses of 20 manual laborers. These costs are relevant since these expenses change in the future due to the buying decision.

Although part of your question is missing, you might be referring to this full question: If you have three choices and with each choice these costs are different, what type of costs are they?

A. Relevant

B. Irrelevant

C. Overhead

D. Sunk

Learn more about relevant cost at: https://brainly.com/question/14578384

#SPJ4

The elements of marketing mix help to reach the goals of the company, which the executives have at their access a number of internal forces that can be controlled by them.

A marketing mix can be referred to or considered as the set that consists of activities or strategies that can be brought into utilization by an organization in order to lead to an effective promotion of its product that it offers for sale to the potential customers in the existing marketing structure. It is an extremely useful process.

Learn more about a marketing mix here:

https://brainly.com/question/14591993

#SPJ4

a) Capital formation means the increase in the stock of real capital in a country - True b) Saving is not essential for capital formation - False

Capital formation refers to raising capital through increased savings, investments in assets and savings, and financial transactions that raise the stock of money. It includes three stages of formation: the creation of savings, effective mobilization of savings and investment in savings. Thus, it means an increase in the stock of real capital in a country.

Savings are crucial for capital formation because they encourage investment in the economy, which boosts capital formation further. More investment in the economy results from more savings, and investment also accelerates the rate of capital production. Due to rising savings, exports are also thriving. Savings are essential for capital formation in an economy, hence the aforementioned statement is accurate.

Read more about capital formation on:

https://brainly.com/question/19326301

#SPJ4

This type of leadership is known as transactional leadership.

Transactional leadership is focused on achieving results and goals through a system of rewards and punishments. This type of leadership tends to be more directive in nature, with leaders clearly defining expectations and outlining the tasks that must be completed in order to achieve success. Leaders of this style often emphasize the importance of following rules and regulations, and they are likely to reward employees who perform efficiently and effectively.

Leadership is the ability to inspire and guide others toward a common goal or vision. It involves setting direction, making decisions, and motivating and empowering others to achieve success. Effective leaders possess qualities such as integrity, honesty, empathy, and a strong work ethic. They are able to communicate effectively and build strong teams.

Learn more about Leadership here:

https://brainly.com/question/25996547

#SPJ4

The four-firm concentration ratio of this market is 32 because 10+8+8+6 = 32.

The market share of the top four companies is measured by something called the four-firm concentration ratio (CR4). The industry is more concentrated the higher the percentage of concentration. If a market's CR4 is more than 50%, it is typically regarded as extremely concentrated. The output (sales) of the four largest firms in an industry as a share of overall industry sales is known as the four-firm concentration ratio.

The sum of the top four firms is represented by the four-firm concentration ratio. It is the concentration ratio that is most frequently employed. If the ratio is close to 0, perfect competition is evident. If the ratio is 100%, a monopoly situation is indicated.

To learn more about Four-firm concentration ratio visit: https://brainly.com/question/7451627

#SPJ4

Begin by apologizing for any inconvenience caused. I can see why you're upset. Then respond with an "S," which stands for sympathy and empathy. Pretend you're the one having the issue.

What should you say to a dissatisfied customer right away?

Acknowledge their distress The customer's first request is for you to acknowledge that something has upset them. "I can see you're upset, and I'm so sorry" is one way to acknowledge their feelings without taking responsibility.

The first thing you should do when dealing with a irate customer is

An angry customer wants to express their feelings first. They require a listener to accomplish this, and you are that person, for better or worse. As long as the customer feels that their complaint is taken seriously, listening patiently can help defuse the situation. Take them all in.

Learn more about sympathy here:

https://brainly.com/question/1638329

#SPJ4

The phrase "Bundle of Rights" describes a person's interests in a specific piece of property.

In line with a certain legal framework, social norm, or ethical philosophy, rights are the fundamental normative principles that define what people are permitted to do or are entitled to. Therefore, rights are moral, social, Rights or legal entitlements or principles of freedom. [1] Rights are extremely important in areas like law and ethics, especially in concepts of justice and deontology.

Any civilization must recognize the necessity of rights, and throughout history, attempts to clarify and reinterpret them have frequently accompanied societal conflicts. Rights "influence the shape of morality as it is currently viewed, the form of governments, and the content of laws," according to the Stanford Encyclopedia of Philosophy.

Learn more about rights here

https://brainly.com/question/10710431

#SPJ4

If a consumer DOES NOT have any collection accounts, yes the credit scores are being provided a negative impact on credit score. Hence, option A is appropriate.

A credit score is a 3 figure that ranges from 300 to 850 and is used to determine your credit risk, but rather how likely you are to make on-time payments on your debts. Your credit scores are one factor that creditors and lenders take into account when determining whether to authorize you for only a new account.

Credit ratings between 300 and 579 are categorized as extremely bad, fair, good, very good, as well as excellent. Credit scores between 669 and 850 are categorized as excellent.

Hence, option A is correct.

Learn more about the Credit score here:

https://brainly.com/question/25668115

#SPJ1

A business may divide the market depending on various business lines, such as software, professional services, and training.

As follows:

Your existing clients. Because they have already committed to you, these are the most significant customers. Lost Customers. These are the customers who are presently using the goods and services of your rivals.

Customers who are loyal are those who, although being a small fraction of the customer base, account for a sizable portion of sales. Impulse buyers: People who buy things on the spur of the moment without having their eyes set on a certain item.

To know more about software visit:

https://brainly.com/question/1022352

#SPJ4

You pay $980 for a bond with a 10-year maturity and an 8% coupon. The price of the bond is $1,200 a year later. The bond's new yield to maturity is 5.16%.

Bonds are a type of asset that governments and companies sell to investors to raise capital. As a result, purchasing bonds is a way to obtain credit from the seller. Bond purchases are viewed from the perspective of the buyer as investments since they give them the right to guaranteed principal repayment as well as a stream of interest payments. Some bonds can have further benefits, such as the chance to convert them into stock in the corporation that issued them.

Bond prices frequently vary inversely with interest rates because bonds are priced lower when interest rates are rising and higher when they are falling.

Bond's Current price = $980

FV = $1000

Coupon rate = 8%

Tenure = 10 maturity

After a year, price of bond = $1,200

Remaining life = 9 years (10-1)

New yield rate = [Coupon rate + (Maturity value - Current price) / Useful life] / [0.6 X Current price + 0.4 X Maturity value]

New yield rate = [$1,000 X 8% + ($1,000 - $1,200) / 9] / [0.6 X $1,200 + 0.4 X $1,000]

New yield rate =  [tex]\frac{57.78}{1,120}[/tex]

New yield rate = 0.0515893

New yield rate = 5.16%

Learn more about bond's new yield: https://brainly.com/question/23989238

#SPJ4

The reason for this is that you frequently want to know how well a specific stock investment would perform in comparison to alternatives, thus the relative change is more helpful to consider than the absolute dollar per share difference.

Shares are fractional ownership interests in a corporation. For some businesses, shares are a type of financial instrument that allows for the equitable distribution of any declared residual profits in the form of dividends. A stock with no dividend payments does not distribute its income to its shareholders.

On stock exchanges, both individual and institutional investors come together to purchase and sell shares in a public setting.

These are the main stock types that you need to be aware of.

Learn more about stocks here brainly.com/question/29750557

#SPJ4

The maturity value of a $225,600, 6%, 40-day note receivable dated July 3 is (assume a 360-day year) is $239,136.

A note receivable is an asset account associated with an underlying promissory note that specifies in writing the terms of payment for a transaction between a "payee" (often a business, but also also referred to as a creditor) and the "maker" of the note (usually a customer or employee, and sometimes called a debtor).

If a business borrows $100,000 from its bank and signs a promissory note requiring 6% interest to be paid quarterly and the principal in 9 months, the bank will debit its current asset account Notes Receivable and credit Cash or Customers' Deposits for the $100,000 principal.

To know more about Note Receivable visit:

https://brainly.com/question/13741240

#SPJ4

When a country that imports a particular good imposes an import quota on that good, then, the consumer surplus decreases and total surplus decreases in the market for that good. The Option D is correct.

In economics, an import quota means a kind of trade restriction that sets a physical limit on the quantity of a good that can be imported into a country in a given period of time. Quotas, jut like other trade restrictions are typically used to benefit the producers of a good in that economy (protectionism).

In most economies, the main objective of an import quota to protect the domestic market from foreign goods by limiting importing goods from the overseas market.

Read more about import quota

brainly.com/question/2353154

#SPJ1