The real interest rate tells you how fast the purchasing power of your bank account rises over time.
What is meant by the real interest rate?When a borrower pays back a loan with interest, the lender obtains a gain in purchasing power that is expressed as a percentage. In the previous illustration, the lender made $8 on the $100 loan, or 8%.What is real and nominal interest rate?The real rate of a bond or loan is determined by adjusting a real interest rate to account for the impacts of inflation. The interest rate before accounting for inflation is referred to as a nominal interest rate.Why real interest rate is important?Real interest rates are the main concern of economists. Investors may be forced to take on greater risk or withdraw entirely depending on the real rate. Without ever taking a dollar, it can drain your savings. Every central bank in the world has it on their radar.
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She has decided to use some of her profits to open a furniture store specializing in furniture made from sustainably sourced wood. This is an example of the _____________ growth strategy? Select one: a. Market development b. Custom c. Market penetration d. Product development e. Diversification Clear my choice
This is an example of market development growth.
What is market development?Market segmentation for existing products is identified and developed as part of a growth plan. A development plan focuses on non-buying clients in the segments that are already targeted. Additionally, it aims to reach fresh markets of clients.What is custom?A custom is a long-standing behavior of an individual or group (such as a daily routine) (such as a cultural practice). When used as an adjective, custom designates something created to specific requirements, especially something distinctive. Custom-made is a synonym for it.What is market penetration?When a product or service is successfully sold in a particular market, this is referred to as market penetration. The sales volume of an existing good or service in relation to the overall target market for that good or service is used to measure it.What is product development?New product development in business and engineering refers to the entire process of launching a brand-new product, updating an already-available product, or launching a product in a new market. Product design, along with many commercial factors, is a key component of NPD.What is diversification?Diversification in finance refers to the process of allocating capital in a way that limits exposure to any one specific asset or risk. Investing in a variety of assets can help lower risk or volatility, which is a frequent step towards diversification.Therefore, this is an example of market development growth.
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Specialization refers to the: Group of answer choices process to dividing work into separate jobs width of the managerial hierarchy degree to which tasks are subdivided into smaller groups size of the span of management depth of the organization chart
Specialization refers to the depth of the organization chart.
The degree to which an organization separates individual tasks into distinct occupations is referred to as work specialization, often known as a division of labor. The goal of work specialization in an organization and how it's utilized to structure various occupations will be covered in this session.
When people and organizations specialize, they concentrate on the small number of productive tasks that they excel in. Because of their increased specialization, workers must stop doing other jobs for which they lack the necessary expertise, giving those employment to those who are more qualified.
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Actively sharing HR metrics and workforce analytics information with managers via email is called ________.
The correct option is D.
What are push operations?
Push Operations is a cloud-based restaurant labor management platform designed to help HR managers and recruiters automate processes for streamlining payroll, time tracking and task scheduling.
What is e-mail?Electronic mail (e-mail) is a computer-based application for the exchange of messages between users. A worldwide e-mail network allows people to exchange e-mail messages very quickly.
E-mail is the electronic equivalent of a letter, but with advantages in timeliness and flexibility.
I understand that the question you are looking for is :
Actively sharing HR metrics and workforce analytics information with managers via e-mail is called push systems of reporting.
a. benchmarking
b. putting HR metrics and analytics data in context
c. bottom line reports
d. push systems of reporting
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When a person at a lower level skips a level in the organization chart and consults his or her boss's boss, that person is said to be violating the: Group of answer choices chain of order chain of accountability functional chain structural chain chain of command
The person is violating chain of command.
The chain of command is the order in which authority and power are wielded and delegated within an organization, from top management to every employee at every level.
Most businesses have a hierarchy in place that defines who is accountable for what individuals, teams, and/or departments. This is known as a chain of command, and it is an important component of every organization. With a chain of command in place, each member of the organization has a firm understanding of who they report to and who makes up their team.
Therefore, the correct option is chain of command.
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You'd like to share video campaign metrics with your business partners. You plan to show them the number of times people stop their video ad and the number of times people restart their video ad. To meet this goal, which two rich media metrics from Campaign Manager 360 would you share?
You’d share video stops and video replays.
What do media metrics mean?The data points that demonstrate the effectiveness of your social media strategy are known as social media metrics. Metrics are the foundation for continual growth and progress because they help you understand anything from how many people view your content to how much money you make from social media.
How do media metrics work?Social media metrics are used to analyze data to determine how social media activity affects a business's bottom line. To track activity on social media sites and learn how a brand, product, or business-related topic is regarded, marketers frequently utilize social media monitoring software.
What sort of social media metric would that be?Engagement, impressions and reach, voice and share of voice, referrals and conversions, reaction rate and time are the most prevalent and frequently significant indicators to consider. You will have a 360-degree view of your social media performance when these are combined.
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You would provide video replays and video stops.
What do media metrics mean?Social media metrics are the data points that show how well your social media strategy is working. Metrics let you understand everything from how many people visit your content to how much money you generate from social media, which is why they are the basis for ongoing growth and success.How do media metrics work?Data is analyzed using social media metrics to ascertain how social media activity impacts a company's bottom line. Marketers typically use social media monitoring software to analyze activity on social media platforms and find out how a brand, product, or business-related topic is perceived.What sort of social media metric would that be?The most common and regularly important indicators to take into account are engagement, impressions and reach, voice and share of voice, referrals and conversions, reaction rate, and time. When these are integrated, you will have a comprehensive understanding of your social media performance.Learn more about social media metrics here:
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When you make an electronic payment from your checking account, the bank __________ identifies the bank where you have an account.
The answer is Routing Number.
Nine-digit identifiers called routing numbers are used to identify your bank or credit union during a transaction.
In 1910, the banking sector embraced the numbers to speed up and streamline operations.
There is less danger of misunderstanding because each bank has its own unique number.
Therefore, despite the fact that two banks may have similar names, their unique routing numbers make them easily distinguishable from one another.
A bank Routing Number is also referred to as an ABA (American Bankers Association) routing number and an RTN (routing transit number).
It enables institutions to find your specific account when used in conjunction with your account number.
Hence, When you make an electronic payment from your checking account, the bank routing number identifies the bank where you have an account.
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Financing obtained from investors who believe the borrower will experience rapid growth and who receive equity (part ownership) in return is called ________.
Financing obtained from investors who believe the borrower will experience rapid growth and who receive equity (part ownership) in return is called Venture capital.
What is venture capital example?Venture Capital (VC) is the term used to describe investment given by investors to small or newly established companies that have a promising future. A venture capital fund is a type of private equity that is funded by institutional and private investors, including investment banks, insurance providers, and pension funds.What is a venture capital in business?A type of funding for creative, early-stage enterprises with significant growth potential is venture capital (VC). For entrepreneurs and start-up businesses, venture capital provides financing and operational experience, generally, but not always, in technology-based industries like ICT, health sciences, or fintech.What is venture capital and its types?The use of venture capital funds at various phases of a firm determines how they are categorized. Early stage financing, expansion financing, and acquisition/buyout financing are the three basic forms. Early stage financing is divided into three subgroups.Learn more about venture capital here:
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Specifics
Purchase (Buying) Costs Leasing Costs
Down payment: $2,000 Security deposit: $300.00
Loan payment: $385 for 48 months Lease payment: $295.00 for 48 months
Estimated value at the end of the loan: $6,000.00 End of lease charges: $800.00
Opportunity cost interest rate: 3% Opportunity cost interest rate: 3%
How To
Buying Leasing
Add: Down Payment Calculate and add the total loan amount (monthly loan amount X term in months)
Calculate and add the total loan amount to the down payment (monthly loan amount X term in months) Calculate and add the opportunity cost (multiply security deposit X the interest rate X term in years)
Calculate and add the opportunity cost (multiply down payment X the interest rate % X term in years)
Add end of lease charges
subtract estimated value of car at end of the loan
Group of answer choices
buy: 14720; lease: 14996
buy: 14996; lease:14720
buy: 20000; lease: 15000
The cost of buying and leasing is: A. buy: 14720; lease: 14996.
Cost of buying and leasing1. Cost of Buying:
Total loan payment= 385× 48 months
Total loan payment= $18,480
Cost of buying = Down Payment + Loan payment + ( Opportunity cost ×Down payment× X term in years ) - Ending loan estimated value
Cost of buying= 2,000 +$18,480 + (2000 × 0. 03× 4 years ) - 6,000
Cost of buying= 2,000 + $18,480+240-6,000
Cost of buying= 14,720
2. Leasing:
Total Lease payment=295× 48 months
Total lease payment= $14,160
Leasing= Total lease payment + End of lease charges + ( Security deposit × Opportunity cost× X term in years))
Leasing= $14,160+ 800 + (300 ×0.03×4)
Leasing= $14,160+ 800 +36
Leasing=14996
Therefore the cost of buying and leasing is: A. buy: 14720; lease: 14996.
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.A monopolistically competitive firm is operating at a short-run level of output where price is $30, average total cost is $27, marginal cost is $20, and marginal revenue is $25. In the short run this firm should
Based on the marginal cost and the marginal revenue to this monopolistically competitive firm, in the short run the firm should increase the level of output.
Why should the firm increase output?Firms will maximize their profit if they produce at a point where marginal cost equals marginal revenue.
As the marginal revenue is $25 and the marginal cost is $20, the firm should increase output until both these things are the same.
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An association of real estate agents providing for a pooling of listings and the sharing of commissions on a specified basis is known as the
The answer is Multiple listing service.
A multiple listing service (MLS) is a database. It was established by cooperating real estate brokers to provide data about properties for sale.
It allows brokers to see one another broker’s listings of properties for sale with the goal of connecting homebuyers to sellers.
Also, it features foreclosures, new construction, international properties, and real estate classes.
MLS is independently owned and operated. Currently, it is not affiliated.
Usually, MLS creates a book or an electronic database with all of the houses for sale by affiliated brokers, who update it on a regular basis.
Hence, an association of real estate agents providing for a pooling of listings and the sharing of commissions on a specified basis is known as the Multiple Listing Service.
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A self-liquidating Blank______ is one in which the extra merchandise is offered at a savings over retail price but at a level that covers the cost of the item.
A self-liquidating premium is one in which the extra goods is supplied at a discount from the retail price but at a level sufficient to pay the item's cost.
When a consumer is expected to pay a specific monetary value for a gift or item, this is referred to as a self-liquidating premium. Premium Offer refers to value-added items, travel, or services offered to consumers in exchange for purchasing an alcoholic beverage product, also known as "product gift" or "gift with sales promotion.". Small gifts are supplied with the box as an in-or out-of-package premium. A nice example of this is the All Black collectors' cards included in Sanitarium Weet Bix boxes.
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When the insured knows more about their circumstances than the insurer, there is:.
This is asymmetric information.
Whenever one party to a transaction has access to more information than the other, this situation is referred to as having asymmetric information.
Because there is asymmetry of information in some transactions, where the vendor knows more about the product being sold than the buyer, sellers may exploit purchasers. The opposite is also sometimes true.
In terms of skilled labor, asymmetric information is viewed as a desirable result of a robust market economy, where employees specialize in one trade, become more productive, and add more value to workers in other crafts.
Therefore, the situation is of asymmetric information.
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What is the net effect on a firm's working capital if a new project requires: $44,127 increase in inventory, $47,282 increase in accounts receivable, $35,000.00 increase in machinery, and a $48,007 increase in accounts payable? Round to nearest dollar amount.
Based on the needs of the new project, the net effect on the firm's working capital is $43,402.
How would the firm's working capital change?This can be found as:
Change in Current Assets - Change in Current liabilities
Solving gives:
= 44,127 + 47,282 - 48,007
= $43,402
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A prosecutor convened a grand jury to bring criminal charges against a pharmaceutical corporation. The charges were related to a new drug that was linked to several deaths. The prosecutor served a subpoena on a corporate employee who oversaw the testing of new drugs and kept the records related to such testing, requiring the production of all records related to testing done on the new drug. The employee refused to produce the records on Fifth Amendment grounds, asserting that the production of the records might incriminate him personally. Is the employee likely to be required to produce the records
The answer is, the Fifth Amendment privilege does not extend to the custodian of corporate records.
What defines a pharmaceutical company?A pharmaceutical company, often known as a drug company, is a for-profit organization with a license to conduct medication research, development, marketing, and/or distribution, usually in the context of healthcare.What is the role of pharmaceutical companies?The pharmaceutical sector creates, produces, and markets pharmaceutical products. Its goal is not to define sickness. The majority of drugs created by pharmaceutical corporations are designed to treat conditions that have already been identified as such by the medical community.What is an example of pharmaceutical?Pharmacies or prescribed medications are mentioned in the definition of pharmaceutical. Prozac is an example of a pharmaceutical drug. (medicine) Of, pertaining to, or involving a pharmacy or pharmacists
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Harry agreed to pay $100 to rent a rooftop spot in downtown Seattle to watch the New Year's Eve festivities. The festivities were unexpectedly canceled because of concern over a terrorist attack. Harry is
Harry is not obligated to pay under the frustration of purpose doctrine.
Purpose doctrineSince the festivities was canceled unexpectedly due to concern over a terrorist attack, Harry is not obligated to pay $100.
Hence, Based on frustration of Purpose doctrine harry will not be obligated to pay the rent rooftop because he is not liable for the festivities cancellation.
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In Japanese corporate culture, which action is most likely to constitute a typical significant impediment to averting and responding to a crisis? Employees like to work on their own rather than in a group. Decisions are generally taken by lower level employees who directly deal with the problem. Negotiations are avoided at any cost. The process of decision making is extremely complex and time consuming. Employees who are lower in the hierarchy find it hard to question their superiors.
Action which is most likely to constitute a typical significant impediment to averting and responding to a crisis is (C) employees who are lower in the hierarchy find it hard to question their superiors.
What is hierarchy?A hierarchy is a type of organizational system in which elements are prioritized in order of importance. The majority of governments, organizations, and organized religions are hierarchical in nature.So, employees who are lower in the hierarchy find it hard to question their superiors.The corporate ladder is an example of hierarchy.Lower-level employees find it difficult to question their supervisors.Who are superiors?In any type of hierarchy or tree structure, a superior is an individual or position higher in the hierarchy than another, and hence closer to the peak.Superiors in business are supervisors, while superiors in the military are those higher in the line of command.Since lower-level employees find it difficult to question their supervisors.
Therefore, the correct option is (C) employees who are lower in the hierarchy find it hard to question their superiors.
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Complete question:
In Japanese corporate culture, which action is most likely to constitute a typical significant impediment to averting and responding to a crisis?
a) Decisions are generally taken by lower-level employees who directly deal with the problem.
b) Negotiations are avoided at any cost.
c) Employees who are lower in the hierarchy find it hard to question their superiors.
d) The process of decision-making is extremely complex and time-consuming.
e) Employees like to work on their own rather than in a group.
Working all together at the same time, Martha, Susanne and Tammy complete 28 jobs in 2 hours. Tammy works twice as fast as Martha. If Susanne is responsible for completing 10 of the jobs, how many jobs does Tammy complete
Tammy completed 12 jobs.
What is the substitution method?The algebraic approach to solving simultaneous linear equations is known as the substitution method. in this procedure, The value of one variable from one equation is substituted in the second equation.
Given Susanne(S) did 10 jobs, and three girls together did 28 jobs Tammy(T) works twice as fast as Martha(M).
Since the girls each worked for two hours, this indicates that Tammy worked twice as much or held twice as many jobs.
T = 2M ........................equation (1)
M + S + T = 28 ........................equation(2)
S = 10 ..................................equation(3)
By solving the above equation, we get:
Martha(M) = 6
Tammy(T) = 12
Hence, Tammy completed 12 jobs.
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The Tolia Company has costs that include employee salaries (direct labor) and costs it pays for the products it sells (direct materials costs). These costs that change with the level of output are called _____ costs. a. variable b. independent c. indirect d. fixed
Costs that change with the level of production are called variable costs.
What are variable costs?These are the costs that vary according to the factors of production, that is, when production increases, costs increase, and when production decreases, costs also decrease.
Therefore, Tolia Company has variable costs those related to direct labor and the costs it pays for products sold.
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Kevin’s credit card was stolen. To avoid being responsible for charges he didn’t make, when should Kevin report the theft to his credit card company?
Answer: immediately
Explanation:
A contractor agreed to remodel a homeowner's garage for $5,000. Just before the parties signed the one-page written contract, the homeowner called to the contractor's attention the fact that the contract did not specify a time of completion. The parties orally agreed but did not specify in the contract that the contractor would complete the work in 60 days, and then they both signed the contract. The contract did not contain a merger clause. The contractor failed to finish the work in 60 days. The homeowner has sued the contractor for breach of contract. Is the court likely to admit evidence concerning the parties' oral agreement that the work would be completed in 60 days
Yes, the court is likely to admit evidence concerning the parties' oral agreement that the work would be completed in 60 days because the time limit is an additional term that does not contradict the "partially integrated" written contract.
What is partially integrated written contract?A partially integrated contract is one that expresses all of its terms in their full and complete legal contract, but does not express all of the terms and condition that the parties have mutually agreed upon.
The key components to a written contract-
Offer.Acceptance.Awareness.Consideration.Capacity.Legality.Thus, a contract that is only partially integrated is one that fully expresses all of the terms contained therein but does not fully convey all of the agreements reached by [or among] the parties.
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To ________, companies can rotate staff to different departments and maintain a strong organizational culture.
To increase differentiation, companies can rotate staff to different departments and maintain a strong organizational culture.
What is strong organizational culture?Only when the workplace is appropriate for the business and its employees, including their preferred methods of operation, amenities, and design that affect their employee experience, and whatever makes them feel most comfortable or productive, does a strong organizational culture emerge.
A strong corporate culture entails a supportive and enjoyable work environment, resilience to difficulties, clarity of purpose, and dedication to excellence.
Four distinct organizational culture types:
Adhocracy culture is the innovative, business-minded Create Culture.Clan culture is the sociable, customer-focused Collaborate Culture.The process-focused organized Control Culture is known as Hierarchy Culture.Market culture is the competitive, results-driven culture.To know more about organizational culture refer to: https://brainly.com/question/12195559
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Costs incurred prior to the current project are _____ Group of answer choices Reserves Costs Indirect Costs Direct Costs Sunk Costs Learning Curve Costs
Costs incurred prior to the current project are Sunk Costs .
What are Sunk Costs?sunk cost are those cost that that is been incurred without any recovery.
It can be used in decision making, which is seen as bygone and are not taken into consideration for continuity, hence, they are incurred prior to the current project .
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Craigmont uses the allowance method to account for uncollectible accounts. Its year-end unadjusted trial balance shows Accounts Receivable of $138,500 and sales of $1,095,000. If uncollectible accounts are estimated to be 0.7% of sales, what is the amount of the bad debts expense adjusting entry
The amount of the bad debts expense adjusting entry is:$7665.
Bad debt expensesUsing this formula
Bad debt expenses=Sales×Estimated sales percentage
Where:
Sales=$1,095,000
Estimated sales percentage=0.7%
Let plug in the formula
Bad debt expenses=$1,095,000×0.7%
Bad debt expenses= $7,665
Therefore the amount of the bad debts expense adjusting entry is:$7665.
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If labor productivity growth slows down in a country, this means that the growth rate in ________ has declined.
A decline in the growth rate of labor productivity means that the growth rate in the number of goods or services that can be produced by 1 hour of work has declined.
What is the labor productivity growth?This is used to refer to the growth in the output. This is measured by increase in workers productivity per hour.
It is what causes them to produce more than they would given the number of work hours available.
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You sell short 700 shares of Microsoft that are currently selling at $30 per share. You post the 40% margin required on the short sale. If you earn no interest on the funds in your margin account, what will be your rate of return after 1 year if Microsoft is selling at $27
The rate of return after 1 year is 25%.
An internal indicator of the return on investment in a project is the rate of return. The interest rate is the imposed cost for borrowing money from lenders. The average rate of return approach reduces outlier statistics in data sets since it is based on averages. In long-term averages, when numerous years of gains can lessen the impact of a single year of losses, this is especially helpful.
Calculation:
When 700 shares are sold short at $30 a share, the sale price is:
=700 * $30
= $ 21,000
The necessary margin for a short sale is 40%.
It denotes the overall margin employed as follows:
=$ 21,000 * 40%
= $ 8,400
Gain from a short sale:
=($ 30 - $ 27) * 700 shares
= $2,100
As a result, the rate of return
Profit earned / Margin used:
= $2,100/ $8,400
= 0.25 or 25%
=25%
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Salon owners have recently started offering teeth whitening services to clients in addition to their more standard services. In a number of states, regulators have ordered salon owners to stop offering this service, claiming that it constitutes illegal dentistry. What group would you expect to be behind the state's efforts to ban salons from providing teeth whitening services
National Dental Association is the group behind the state's efforts to ban salons from providing teeth whitening services.
Why is Teeth whitening considered an illegal activity?Dental experts need extensive training over many years to comprehend the limitations of the mouth, recognize the dental disease, and recommend the best course of action for each patient.
The teeth and gums may suffer long-term harm from the chemicals used to whiten teeth. The individual delivering the therapy must be thoroughly qualified in dentistry and registered with the General Dental Council (GDC) to safeguard the public from this kind of harm.Sometimes teeth whitening does not go well with the teeth structure and impacts the alignment of the teeth.Therefore, some states have banned the activity.
Why did salon owners recently start offering teeth whitening despite knowing that many states consider it illegal?This concept is known as Lobbying. Lobbying refers to the conduct of legal or illegal activities by influencing the people in power, the government, or the legislature. All this is done to win the people's support and earn profit by providing the service they want.To know more about Lobbying and similar concepts, refer to the below links:
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After the War of 1812, what did James Madison advocate to make American manufactured products cheaper and more competitive in both domestic and foreign markets
A protective tariff.
What does the term "protective tariff" mean?
The nation receiving the merchandise imposes specific taxes on the products when they are imported from another nation. Tariffs are the taxes or customs duties imposed on the sold goods. The government receives money from tariffs. To protect the domestic industry, protective tariffs are frequently imposed. Protective tariffs are designed to make sure that domestic producers can create and market their goods at a lower cost than comparable imports. Local manufacturers benefit from the increasing costs of imported items because they may sell their goods for less, attracting more customers.
What Makes a Protective Tariff Effective?
Protective tariffs are used to keep foreign competition out of domestic markets and local industry. As a result, they encourage domestic industrialization within a nation. A nation's currency is also protected by protective tariffs in addition to domestic industrialization. Protective tariffs prevent a nation's currency from leaving the country and going to foreign companies, strengthening the currency domestically.
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What is a pure-play business? A business that operates only on the Internet without a physical store. A business that sells products only in a physical store. A business that sells services only in a physical store. A business that does not have any employees.
A pure-play business is the one that operates only on the Internet without a physical store. Hence, opinion A is correct.
What is a business?An activity which is opted to earn or make money. It is done either physically or on internet. A pure-play business is done on internet. Another name for the pure-play business is the virtual business. In this business, the focus of the owner is only on one line of business. This type of business is different from diversified companies.
In diversified companies, there is a wide range or variety of products for generating revenue. In the case of the pure-play business, cash flow and revenues are easy to understand, whereas they tend to cater to a niche market.
Therefore, Option A, a business that operates only on the Internet without a physical store, is correct.
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Can I Plss get some help on this
Based on the inflation rate and the fact that it is rising, the right recommendation would be to A. raise the reserve ratio.
How can you decrease inflation?Inflation can be reduced when the reserve ratio is raised because it will reduce the amount of money that banks have to loan out.
This means that there will be less money in the economy which will reduce inflation because less money means less demand for goods and services.
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Chang Industries has bonds outstanding with a par value of $216,800 and a carrying value of $228,200. If the company calls these bonds at a price of $222,000, the gain or loss on retirement is:
The gain on retirement is $6200.
What is the Gain?A capital gain is an increase in the value of a capital asset, such as real estate or investment, that makes it more valuable than when it was first purchased. Until an investment is sold for a profit, an investor does not have a capital gain.
Given the book value of a bond is $228,200 and the amount paid to the bondholders is $222,000.
Gain on retirement of bonds = book value of bond - the amount paid to the bondholders
Gain on the retirement of bonds = $228,200 - $222,000
Gain on the retirement of bonds = $6200.
Hence, there will be a gain on the retirement bonds of $6200.
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