The price of orange juice increases. Which of the following is not part of the chain of events that will follow from the price change?

We might get less money than the loan amount that we have borrowed because a fee can be subtracted from a loan.

A loan is a debt that is taken by a borrower and he is entitled to pay the borrowed money in a specified amount of time.

If a loan is being taken from sources such as a bank, it often happens that a person gets a lesser amount of money than he had asked for in the loan.

This is because a specific fee is often deducted when a loan is passed. Each bank has its own rules for giving a loan and the deductible amount may vary from bank to bank.

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The example of a referendum is , A vote on whether to overturn a law passed by the New York state legislature and signed by the governor of New York that imposes higher taxes on wealthy residents

A referendum is a direct vote by the electorate on a proposal, law, or political problem (PL: referendums or referenda). This is in contrast to a representative voting on a matter Anything that has been put up for a vote by the General Assembly, a local government, or a voter petition in accordance with the law is referred to a referendum. Bond issues and constitutional amendments are both subject to referendums. Referendum refers to a vote in which citizens of a state or nation support or oppose a law that addresses a particular issue.

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Every investment has associated risks and hazards. There is always some element of risk involved with undertaking any venture, whether it be with regard to real estate, stocks, goods, joint assets, or anything else.

CDs, high-yield savings accounts, money market accounts, government bonds, and Treasury bills are typical examples of short-term investments. Although returns on short-term investments are frequently lower, they are relatively liquid and give investors the flexibility to quickly withdraw money if necessary.

Additionally, they do indicate the risk element while marking the agreement of speculation, which is frequently ignored by the financial specialist at the time of marking the agreement.

Company risk, market risk, liquidity risk, volatility risk, and opportunity cost are the main risks associated with investing.

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Given the long-term validity of the quantity equation, it follows that the rate of inflation is influenced by the growth rate of a money supply.

A price index for just a given time as opposed to that reported in a prior period is what determines the inflation rate. It is often computed annually or year over year.

The rate at which the cost of goods and services increases is known as inflation.

Thus, it appears that the growth rate of such a money supply affects the rate of inflation given the quantity equation's long-term validity.

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The amount of money the insurance company agrees to pay for an incident is called deductible.

A deductible is the quantity you pay for out-of-pocket expenses in your included fitness care earlier than your plan starts to pay. A deductible is distinctive than a premium.

A top class is the quantity you pay, usually each month, to have medical health insurance. Now, deductibles may be low or excessive, depending on the plan you select.

In an insurance coverage, the deductible is the amount paid out of pocket by means of the coverage holder before an insurance company pays any costs. In trendy utilization, the term deductible may be used to describe one of numerous forms of clauses which might be used by insurance corporations as a threshold for coverage bills.

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Yes, I frequently purchase online on Black Friday. For those who are not excellent at battling for products in a crowd, purchasing items online is a great alternative.

In the United States, the day following Thanksgiving Day is known colloquially as Black Friday. It is a state holiday in more than 20 states and marks the start of the Christmas shopping season in the United States. Black Friday is among the most popular shopping days in the United States. There are two common explanations for why the day following Thanksgiving is known as Black Friday. According to one source, the wheels of automobiles in heavy traffic the day following Thanksgiving Day produced numerous black imprints on the road surface. This gave rise to the phrase "Black Friday".

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Amortization refers to the process of evenly spreading out a loan's payments over the length of the mortgage term.

With partial amortization, a component of the debt is paid with regular monthly payments; then, a "balloon payment"—a massive lump sum—is made on the mortgage maturity date.

Similar to what obtains for the depreciation of tangible assets, there are three essential techniques of amortization: the straight-line method, the accelerated method, and the units-of-production method.

If you pick a shorter amortization period—for example, 15 years—you will have higher monthly payments, but you will additionally retailer drastically on activity over the life of the loan, and you will own your domestic sooner.

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A) Customers' unfavorable reviews are not an example of an internal force for change.

An organization may change because someone on the inside believes a new method of doing things will be advantageous or even vital, in addition to responding to or anticipating changes on the outside.

Change-related pressures within an organization are typically identified as signs that something needs to change. As follows, these internal forces are covered:

Organizational change is necessary for light of all these influences. In addition to these factors, a business that recruits a group of young immigrants can encounter expectations that are very different from those of older employees.

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This is false that the IMF no longer has the financial leverage to act aggressively in times of global financial crisis.

The IMF has three detracting responsibilities: furthering worldwide financial cooperation, bright the growth of work and economic progress, and upsetting policies that would harm affluence. The IMF helps appendage nations facing a financial catastrophe by offering loans, mechanics help, and surveillance of financial policies.

A financial crisis is one of a broad variety of positions at which point some monetary property unexpectedly loses an abundant constituent of its nominal value. In the 19th and early 20th a period of time, many economic disasters were associated with investment panics, and many recessions coexisted with these panics.

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The window of opportunity to capitalize on an innovation is very narrow, so businesses with new ideas should develop customer-centric marketing that is enhanced with AI.

An innovation can be described as the idea that has been transformed into practical reality.

It should be noted that this can be seen in the business process such as the marketing as well as the manufacturing operation in the company as it can be seen in how to develop customer-centric marketing which could helps to enhanced with AI.

Therefore, the first option is correct.

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Usually, people will buy 2 or 3 products that function almost the same; after that, they will be returned goods that don't match what they want.

Return of goods can be done in accordance with the terms and a predetermined period of time. In addition, there must be proof of purchase.

Sales returns are receipts of goods by the seller that are returned from the buyer. With a return policy, every item that has been purchased can be returned to the store that sold it as long as it is within the specified time and money equal to the price of the item will be returned.

Reasons for consumers returning goods are generally because they do not fit the size (for example clothing, mattresses, shoes, and others), do not meet expectations or there are similar items that are more attractive and more useful.

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You find a zero coupon bond with a par value of $10,000 and 13 years to maturity. if the yield to maturity on this bond is 4.5%, then $5,607.29965 is the dollar price of the bond.

It is given that:

Number of years to maturity = 13 years

Since the compounding is semi-annual, the time period will be:

Time period=Number of years to maturity×2

=13years×2

=26

Par value = $10,000

Yield to maturity = 4.5%

Semi - annual yield=Yield to maturity/2

=4.5%/2=2.25%

Using the semi-annual yield as the discount rate for a period of time period of 26, the price of the bond is computed.

Price of zero-coupon bond =Par value/ (1+Semi-annual yield)^Number of periods= $10,000/ (1+2.25%)^26

= $10,000/1.78338962

= $5,607.29965

Thus, the price of the zero-coupon bond is $5,607.29965.

What is zero coupon bond?

A zero coupon bond is a bond that pays no interest during the life of the bond. Instead, an investor buys a zero-coupon bond at a steep discount to its face value.

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Adjusting prices in the real time to fit an individual customer​ situations, locations, and buying behaviors is known as​ dynamic pricing.

Dynamic pricing, which is also known as surge pricing, demand pricing, or time-based pricing, is a pricing technique in which firms set flexible prices for goods or services based on the demands of the market at the time. Based on algorithms that consider supply and demand, rival pricing, and other external market considerations, businesses can alter their prices. In several sectors, including hospitality, tourism, entertainment, retail, electricity, and public transportation, dynamic pricing is a frequent practice. Based on its unique requirements and product demand, each industry adopts a somewhat different approach to dynamic pricing. Since the dawn of civilization, dynamic pricing has become the standard. The management of this procedure was mostly the responsibility of seasoned shopkeepers, who would haggle over the price of each and every item in the store.

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A firm's business plan is important to the entrepreneur, potential investors, and/or new personnel because a firm's business plan guides the entrepreneur in organizing his/her planning activities. It also acts as a significant tool in helping to obtain financing.

A business plan refers to a formal written document that contains the goals of a business, the methods for attaining those goals, and the time-frame for the achievement of the goals. A business plan also describes the nature of the business, the organization's financial projections, background information on the organization, and the strategies it intends to implement to achieve the stated targets. Overall, a business plan serves as a plan (a road-map) that provides direction to the business.

Your question's multiple choices are missing. Here are most likely the multiple choices:

The correct options would then be b and d.

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Continuous budgeting is the practice of keeping a twelve-month planning horizon by adding one month to the end of the budget cycle at the end of each month.

The process of continuously adding one additional month to the end of a multi-period budget as each month passes is known as continuous budgeting. There is always a full-year budget in place because the continuous budgeting idea is typically used with a twelve-month budget.

Continuous budgeting reduces some of the rigidity of traditional annual budgets and allows for speedier responses to changing circumstances. Additionally, they might lessen the yearly department budgeting practice's typical year-end spending frenzy.

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Distribution system with many channels. When referring to a sales and marketing distribution strategy, "multichannel" means using more than one channel or store to contact customers and boost sales.

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The natural rate of unemployment will (B) rise if the rate of job creation declines.

As a result, the natural rate of unemployment will (B) rise if the rate of job creation declines.

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$10,813.46 is the value at the moment.

The value of a sum of money today is known as its present value.

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If a corporate investor in the 21% tax bracket earns the same after-tax return from the two stocks, the capital gain does B offer is 10.12%

Capital gain from B = 8/(1 - 0.21) = 10.12%

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Three-year zero yield to maturity is equal to 8% plus 1%, or 9%. Since investors would want a larger rate of return for bonds with longer tenors, the slope would be upward.

YTM takes into account effective yield. Efficacious Yield: An effective measure of an equity holder's return is the effective yield, which is a yearly rate of return at a periodic interest rate. Unlike the nominal yield method, the effective yield method takes compounding into account.

The expected annual rate of return on a bond, assuming the debt security is held until maturity, is represented by the Yield to Maturity (YTM). Yield to maturity (YTM) is the overall rate of return that a bond will have earned once all interest payments are made and the principal is repaid.

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With a fixed supply of money and a downward-sloping aggregate demand curve, an increase in money demand does not change the price paid for its use, known as the discount rate.

The money supply is the amount of currency in form of cash and liquid instruments in the economy of a country. A decrease in the money supply of the economy will reduce aggregate demand. Similarly, an increase in money supply will reflect an increase in aggregate demand.

The discount rate is the interest rate charged by Federal Reserve from the banks for small-term loans. The discount rate is also used in discounted cash flow analysis while determining the value of future cash flow. Discount cash flow analysis determines whether the current project is profitable or not based on the estimated cash flow in the future.

While determining the future cash flow of a project, the discount rate is the weighted average cost of capital. In the case of investment or business, the discount rate used is a risk-free rate of interest.

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Lease penalty  will be Breanna be required to pay as a result.

Lease penalty :When you return your car at the conclusion of your lease, you may be assessed a penalty known as a lease penalty. This may be due to excessive mileage (going above the established annual mileage cap) or damage to the car's exterior or interior. This means that Breanna will be charged a cost as a result of the windshield damage, which is a lease penalty. There are several situations when you can avoid paying your lease penalty, however they are uncommon. These contain:

a medical need

Active duty or military deployment

motives pertaining to personal protection

Failure of the owner to fulfil their obligations.

The simplest way to avoid paying a lease penalty is to simply finish the entire.

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Aggregate Supply is the total extent of all items and services produced in an financial system at all feasible rate ranges at a given time.

The aggregate grant curve shows real output provided at every charge level. This capability it suggests the level of real output that will be produced at every viable rate level.

For example, a new technological improvement in automation may additionally enable a association to produce greater of a true or provider by way of lowering the cost of labor. Conversely, an enlarge in minimum wage should enlarge the value of labor and, as a result, whole manufacturing prices for some suppliers decreasing mixture supply.

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The budget balance is deficit of $5 million.

The broad difference between government revenues and expenditures is known as the government budget balance, also known as the general government balance, public budget balance, or public fiscal balance. A government budget surplus is referred to as such, whereas a deficit is referred to as such. A government budget is a financial statement outlining the proposed income and expenditures for the government for a certain fiscal year. Public social security obligations are taken into account while creating a budget for each level of government, from the federal to the municipal. The primary balance and interest payments on the total amount of government debt are the two components that make up the government budget balance; adding the two results in the budget balance.

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Invested $2,600 and, it is worth $3,400.The interest rate is 6.7%.

invested $2,600 and, it is worth $3,400.

Potential Value =  PV(1+R)^3

3,400 = 2600(1+R)^3

=3400/2600=(1+r)^3

=[tex]3\sqrt\frac{3400}{2600}[/tex]= [tex]3\sqrt({1+r)} ^3[/tex]

r = 0.067

r = 6.7%

Check:

3400 = 2600

3400 = 3400

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The principal investment required to get a total amount of $118,000.00 from compound interest at a rate of 11% per year compounded 4 times per year over 9 years is $44,436.12.

The initial loan amount or the amount in your bank account are used to calculate simple interest. You refer to this as your "primary." Simple interest is charged at a fixed rate, thus it won't change throughout the course of the loan or account.

However, compound interest is calculated using both your principal and your cumulative interest. This rate is erratic and subject to change. In essence, interest is paid on top of interest.

Depending on whether you're borrowing money or saving it, compound interest can either work in your favour or against you. In the section below, we go over the potential costs and gains of compound interest.

To solve the question :

First, convert R as a percent to r as a decimal

r = R/100

r = 11/100

r = 0.11 per year,

Then, solve the equation for P

P = [tex]A / (1 + r/n)^{nt}[/tex]

P = 118,000.00 / [tex](1 + 0.11/4)^{36}[/tex]

P = 118,000.00 / [tex](1 + 0.0275)^{36}[/tex]

P = $44,436.12

Hence, the principal will be $44,436.12

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When employees quit or are fired from an organization and must be replaced by new employees it is referred to as turnover.

An organization or organization is an entity, such as a company, institution or association, which consists of one or more individuals and has a specific purpose. The word is derived from the Greek word organon, which means tool or instrument, musical instrument and organ.

The organization helps to optimally use financial and human resources. This not only helps in properly assigning tasks to the relevant employees, but also ensures that  resources and efforts are not wasted due to duplicated work.

The main purpose or goal of an organization  is to understand and manage the business well. The main goal is to bring  all the employees together and also to understand the direction of the organization.

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The amount of cash and cash equivalents are shown on the year-end balance sheet is $31,100.

For short-term investing, cash equivalents are high-liquidity investment vehicles with good credit quality. Cash equivalents, sometimes known as "cash and equivalents," are one of the three main asset classes in financial investing, along with stocks and bonds.

These securities have very low risk and return characteristics. Cash equivalents include items like US Treasury notes, bank CDs, bankers' acceptances, corporate CPs, and other money market products. These financial products all typically have low risks, short maturities, and an extremely liquid market.

What Justifies the Use of Cash Equivalents?

The objectives of cash equivalents are to strike a balance between liquidity, risk, and investment. If a company needs to sell its cash equivalents right away, it can easily access cash thanks to cash equivalents.

Additionally, cash equivalents give businesses the chance to make a little bit of interest while they strategize how they will use their liquidity in the long run.

Calculation:

Cash deposit in checking account = $16,000

Bond investment: $46,000 with a 20-year maturity

One-month US Treasury bill equals $11,500

3-year loan to an employee = $850

Currency and coins = $3,600

Accounts receivable  $1,150

Cash and Cash Equivalents:

Cash deposit in checking account $16,000

US Treasury debt 11,500 due in 1 month

Currency and coins                             3,600

Total cash and cash equivalents =  $31,100

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Correct Question:

Specter Co. combines cash and cash equivalents on the balance sheet. Using the following information, determine the amount reported on the year-end balance sheet for cash and cash equivalents. $16,000 cash deposit in checking account. $46,000 bond investment is due in 20 years. $11,500 U.S. Treasury bill due in 1 month. $850, 3-year loan to an employee. $3,600 of currency and coins. $1,150 of accounts receivable.

When the contract is annuitized it triggers a deferred annuity to start making a benefit payments to the annuitant.

With a deferred annuity, an insurance provider agrees to pay the owner a regular income or a lump payment at a later time. Deferred annuities are frequently used by investors to supplement their Social Security benefits and other retirement income.

The most typical illustration of a deferred annuity is a retirement account for an investor who isn't quite ready to retire. The withdrawals (payments) are postponed till retirement. The fund makes interest while this is happening. Even when the investor takes money out of the fund, it still earns interest.

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Tradtional Selling is the interaction between sellers and buyers. There different steps of traditional selling and they are:

Prospecting is the process of creating list of buyers.

Preparation is the research carried on the wants, needs and other background information of the targeted customers.

Approach is when the sellers makes the first contact or impression with the buyers, it can be done through call or done physically.

Presentation is when the seller shows the benefits of product and how they can satisfy the customers' needs or the problem that they want to solve.

Handling Objections it is one of the process by which seller pay attention to prospect's concerns and asking additional questions to better identify and understand their objections. The seller might tries to explain better on how the product can be helpful.

Closing: this is where the seller actually have to ask if the potential customer is convinced and willing to make the purchase. If your customer has been convinced your product or service will meet their needs, you close the sale by agreeing on the terms of the sale and finishing up the transaction.

Follow up this is the final step of selling after the sale has been made and all left to be done is retaining the customers and trying to get more customers

The above are the steps in traditional selling.

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