Loan investments are bought and sold in the debt market, also known as the bond market.
What is the credit market like?The market where financial institutions lend money to borrowers and occasionally repackage (sell to investors) those loans: Home loan, domestic, and consumer markets In recent years, the market for consumer loans has experienced the strongest growth. Loan investments are bought and sold in the debt market, also known as the bond market. Bonds cannot be exchanged in a single physical location. Most transactions are carried out by brokers, significant institutions, or individual investors. The primary loan market is the one where loans are given to borrowers, while the secondary loan market is the one where financial institutions buy and sell these loans.
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You expect to live for 30 years after retiring. If your retirement account earns 3.5% and you want it to provide your annual living expenses of $100,000, how much will you have to have in that account when you retire? (Round your answer to the nearest dollar)
The amount that should be in the retirement account when you retire is $1,839,204.54.
What should be in the retirement account?In order to determine the amount of money that you are to have in your retirement account when you retire, the present value of the 30-year annuity has to be determined. Present value is the sum of discounted cash flows.
The formula that can be used to determine present value is:
P = PMT * [1 – [ (1 / 1+r)^n] / r]
Where:
P = Present valuePMT = value of each payment = 100,000 r = Discount or interest rate = 3.5% n = number of years = 30$100,000 x [1 - (1 / 1.035)^30] / 0.035] = $1,839,204.54
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Condensed financial data of Cheng Inc. follow. CHENG INC. Comparative Balance Sheets December 31 2017 $80,800 92,800 117,500 28,400 143,000 270,000 (50,000) $682,500 2016 S 48,400 33,000 102,850 26,000 114,000 242,500 (52,000) $514,750 Assets as Accounts receivable Inventory Prepaid expenses Investments Equipment Accumulated depreciation-equipment Total Liabilities and Stockholders' Equit Accounts payable Accrued expenses payable Bonds payable Common stock Retained earnings $112,000 16,500 110,000 220,000 224,000 67,300 17,000 150,000 175,000 105,450 $514,750 Total $682,500 CHENG INC. Income Statement For the Year Ended December 31, 2017 Sales revenue Less: $392,780 Cost of goods sold Operating expenses, excluding $135,460 depreciation Depreciation expense Income tax expense Interest expense Loss on disposal of plant assets 12,410 46,500 27,280 4,730 7,500 233,880 $158,900 Net income Additional information: I. New equipment costing $85,000 was purchased for cash during the year. 2. Old equipment having an original cost of $57,500 was sold for $1,500 cash. 3. Bonds matured and were paid off at face value for cash. 4. A cash dividend of $40,350 was declared and paid during the year. Instructions Prepare a statement of cash flows using the indirect method.
Answer:
1. New equipment costing $85,000 was purchased for cash during the year.
2. Old equipment having an original cost of $57,500 was sold for $1,500 cash.
3. Bonds matured and were paid off at face value for cash.
4. A cash dividend of $40,350 was declared and paid during the year.
Instructions:
Prepare a statement of cash flows using the indirect method.
During the year, a cash dividend of $40,350 was declared and paid. On December 31, 2017, there will be 80,800 in cash.
A cash flow statement contains what exactly?All of the cash inflows business experiences from continuing operations and outside investment sources are detailed in a cash flow statement. The sum of the cash flows from operations, investments, and financing is known as net cash flow and is included in the cash flow statement.
The net cash flow is calculated using the indirect approach, which also adjusts the cash input and outflow to account for noncash expenses like amortization and depreciation. The net cash flow is then added back to the net income.
Cash flows from operating activities:
Net income 158,900
Add: Depreciation 46,500
Add: Loss from selling plant assets 7,500
Less: Increase in accounts receivables 59,800
Less: Increases in inventory 14,650
Less: Increase in prepaid expenses by 2,400
Add: Increase in accounts payable 44,700
Less: Decreases in accrued expenses payable 500
Net cash provided by operating activities (A) 180,250
Cash flows from investing activities:
acquisition of equipment 85,000
Add: Purchase of investments 29,000
Add: Sale of equipment 1,500
Net cash used for investing activities (B) 112,500
Cash flows from financing activities:
Repayment of bonds payable 40,000
Add: Issuance of common stock 45,000
Add: Payment of cash dividends 40,350
Net cash provided by financing activities (C) 35,350
Net increase in cash ((D) = (A) + (B) + (C)) 32,400
Add: Cash balance, December 31, 2016, 48,400
Cash balance, December 31, 2017, 80,800
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which of the following statements about workplace values is true? group of answer choices canadian culture views the employee-employer relationship as a family that has shared assumptions. cultures in which people often engage in casual talk during business negotiations view time in a relaxed way. cultures that have high power distance, such as those in latin america, tend to expect workers to make their own decisions. american culture focuses on networking and interpersonal relationships rather than maximizing production or planning. polychronic cultures, such as those in nigeria, believe that if you put hard work before pleasure, success will follow.
Statement (D) "American culture focuses on networking and interpersonal relationships rather than maximizing production or planning" is TRUE about workplace values.
What are workplace values?The guiding ideals that are most significant to you in terms of your working style are your workplace values. These firmly held beliefs serve as a guide for significant choices in life, including job selections, and help you distinguish between the proper and improper ways of functioning.Workplace values are the traits, tenets, and standards that are truly important to you. Knowing your work values can aid in career planning, job options exploration, and career change.American culture prioritizes networking and personal connections over increasing output or planning.Innovation, excellence, and responsibility are a few examples of fundamental values. These ideas are meant to serve as a unifying factor for the community, consumers, and employees of the business.Therefore, statement (D) "American culture focuses on networking and interpersonal relationships rather than maximizing production or planning" is TRUE.
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Correct question:
which of the following statements about workplace values is true? group of answer choices
(A) Canadian culture views the employee-employer relationship as a family that has shared assumptions.
(B) cultures in which people often engage in casual talk during business negotiations and view time in a relaxed way.
(C) cultures that have high power distance, such as those in Latin America, tend to expect workers to make their own decisions.
(D) American culture focuses on networking and interpersonal relationships rather than maximizing production or planning.
(E) polychronic cultures, such as those in Nigeria, believe that if you put hard work before pleasure, success will follow.
Break-even analysis examines the relationships between which of the following?
a. Price
b. Profit
c. Costs
Answer: c. Costs
Explanation:
The break-even analysis examines the relationship between costs like fixed costs , variable costs , and total costs .
2008 1 Mar Started business with $1,000 cash.
credit or debit
Answer:
The cash a/c is debited as it is an asset for the business and the capital a/c is credited as it is a liability for the business according to the business entity concept.
Given the following objective, raise brand awareness to at least 40 percent among consumers 18 to 49, which critical element of an actionable objective is missing?.
The critical element of an actionable objective that is missing is E. Quantitative benchmark.
How to illustrate the information?One can use quantitative benchmarking to create a quantitative baseline or set of standard metric scores that you can use to re-evaluate your experience at regular intervals or after major updates and changes. These baselines can be set for a single product or for multiple product lines.
The goal lacks a quantitative benchmark, which is a number or percentage that indicates whether or not the goal was met. In this case, the goal should state how brand awareness will be increased to 40% among consumers aged 18 to 49.
Therefore, based on the information illustrated, the correct option is E.
The question is attached below.
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forward-thinking organizations are creating the position of __________ to oversee the development and management of innovative social media programs.
Forward-thinking organizations are creating the position of Chief Digital officer to oversee the development and management of innovative social media programs.
A product or a concept becomes modern when it stands proud from the rest and virtually makes the clients' lives simpler. A hit alternate that can convert understanding and thoughts into a benefit – in the shape of recent or stepped-forward merchandise/offerings is capable of being innovative.
Lego has been converting the substances of its well-known bricks to biodegradable oil-based totally plastics. The first electric-powered automobiles added to the automobile marketplace have been also innovative, and new batteries with longer stages that hold popping out also are an instance of innovation.
Creativity, vital wondering, and complicated hassle-solving. All three of those abilities are vital to growing and bringing to existence a new innovation that solves a real problem and provides a significant price.
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______ is collected from contributions, assessments, premiums, and payroll taxes.
Insurance trust funds is collected from contributions, assessments, premiums, and payroll taxes.
What is an insurance trust fund?
An insurance trust can be defined as an irrevocable trust which is set up with a life insurance policy as the asset.
It is one of the easiest ways to shelter the insurance proceeds from eventual estate taxes and prevent those proceeds from pushing your spouse's estate value over the estate tax exemption threshold. The best trust is considered as an irrevocable trust offers your assets the most protection from creditors and lawsuits
There are three types of insurance trust.
Revocable trustsIrrevocable trusts Asset protection trustsTo know more about Insurance trust from the given link
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g if the price of chocolate-covered peanuts decreases from $1.10 to $0.90 and the quantity demanded increases from 190 bags to 210 bags, this indicates that, if other things are unchanged, the price elasticity of demand is:
If the price of chocolate-covered peanuts decreases from $1.10 to $0.90 and the quantity demanded increases from 190 bags to 210 bags, this indicates that, if other things are unchanged, the price elasticity of demand is 0.5.
The extent to which demand reacts to a variation in an economic component is known as the elasticity of demand. The most continued and important economic factor considered while calculating the elasticity of anything is price. The Income bracket and the accessibility/reachability of substitutes are additional factors.
Elasticity scales how demand shifts in response to changing economic variables. If demand for a good or service does not vary as a result of price changes, it is said to have inelastic demand. Luxury products and edible utilities like foods and different kinds of beverages are elastic goods because their demand is influenced by price changes for them.
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identify a difference between central tendency error and leniency error.
a. Central tendency error is a performance rating error, whereas leniency error is a selection error
b. Central tendency error occurs when assessors rate all workers as performing below expectations, whereas leniency error occurs when assessors rate all workers as performing above expectations
c. Central tendency error is also known as horns error, whereas leniency error is also known as halo error
d. Central tendency error occurs when assessors rate all workers as average, whereas leniency error occurs when assessors rate all workers as performing particularly well
Identify a difference between central tendency error and leniency error a. Central tendency error is a performance rating error, whereas leniency error is a selection error.
Measures of valuable tendency are numbers that tend to cluster across the “center” of a fixed value. Three such center numbers are the mean, the median, and the mode. For instance, suppose your profits for the beyond week had been the values proven in desk 1.
Central tendency is very beneficial in psychology. If we could recognize what is normal or 'average' for a fixed of records. It also condenses the statistics set all the way down to one representative value, that's beneficial whilst you are running with massive amounts of records.
The measures of crucial tendency permit researchers to decide the typical numerical factor in a set of information. The information points of any sample are allotted on a selection from the lowest value to the highest fee. Measures of central tendency inform researchers where the middle value lies within the distribution of information.
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the inflation rate between any two years is calculated as (choose all that apply)
The inflation rate between any two years is calculated as a) the percentage change in the CPI from one year to the next, c) (CPI in year 2 - CPI in year 1) / CPI in year 1 X 100 and d) (CPI in year 2 - CPI in the base year) / CPI in the base year X 100.
The change in the prices of a basket of goods and services that are frequently purchased by particular groups of households is referred to as inflation as measured by the consumer price index (CPI).
With a split for food, energy, and the total excluding food and energy, inflation is calculated as the yearly growth rate and in indexes using 2015 as the base year. The degradation of living standards is quantified by inflation.
A consumer price index is calculated as a set of summary measures of the proportional change in prices from one period to the next for a fixed set of consumer products and services that the reference population purchases, uses, or pays for.
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Correct question:
The inflation rate between any two years is calculated as (choose all that apply)
a) the percentage change in the CPI from one year to the next.
b) (CPI in year 2 - CPI in year 1) / CPI in the base year X 100.
c) (CPI in year 2 - CPI in year 1) / CPI in year 1 X 100.
d) (CPI in year 2 - CPI in the base year) / CPI in the base year X 100.
a 38-year-old investor places $25,000 into a single premium deferred variable annuity. twenty years later, with the account valued at $72,000, the investor withdraws $25,000. if the investor is in the 25% marginal income tax bracket, the total tax liability is a) $6,250. b) $8,750 c) $17,500. d) $0.00
The total tax liability is $6,250
What is the total amount of tax due?The total amount withdrawn is taxable because the account is a qualifying annuity. Additionally, the investor must pay an additional 10% tax because she is under the age of 59.5.
Your gross tax obligation is the sum of your taxable income less any tax deductions. Your gross tax liability less any valid tax credits equals your total income tax obligation.
Tax liability is the sum of money you owe to the government in the form of taxes. It represents the entire amount of tax you owe the government.
The effective total tax is calculated as follows: 25% + 10% = 35%
Total tax du= 25% x $50,000, or
=0.25 x $25,000, for a total of $6,250.
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when shoppers at costco explore the aisles, often there are employees handing out small servings of various food products for customers to try. this sales promotion tactic is known as
When shoppers at Costco explore the aisles, often there are employees handing out small servings of various food products for customers to try. This sales promotion tactic is known as sampling.
What is sampling?Sampling in market research refers to gathering opinions from a select group of people in order to learn more about the entire group. Companies typically determine the requirements and preferences of their target market before introducing products to the market. In order to do this, they may use sampling of the target market's population to better understand these needs before eventually developing a good or service to meet them.Sampling is the process of choosing the group from which you will actually collect data for your study. For instance, you could interview a sample of 100 students if you were examining the viewpoints of students at your university. With the help of sampling, you can test a statistical hypothesis on the features of a population.Therefore, when shoppers at Costco explore the aisles, often there are employees handing out small servings of various food products for customers to try. This sales promotion tactic is known as sampling.
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How might a start-up company that has been using a paper-based document control approach benefit from switching to a cloud-based plm system?.
A start-up company that has been using a paper-based document control approach can benefit more from switching to a cloud-based PLM system as it offers more efficient development processes.
The PLM system offers an automatic method of services which are more reliable as compared to the paper-based document method.
Product lifecycle management (PLM) helps the various workers in a project to collaborate with each other through technology hence making collaboration and development of the project easier.
The tasks related to a project will become automated due to Product lifecycle management (PLM), hence making the project more efficient overall.
A cloud-based PLM system is cost-effective as one does not need to buy any software or hardware resources for it.
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What will most likely happen to maggie? check all that apply. She may have to pay thousands of dollars to repair and replace her possessions. She will convince the insurance company that she has flood coverage. Her insurance company will eventually pay the damages. She may have to pay to live somewhere else while repairs are being made. She may have to go into debt.
The things that can most likely happen to Maggie are she may have to pay thousands of dollars to repair and replace her possessions, she may have to pay to live somewhere else while repairs are being made, and she may go into debt. The correct options are (a),(d), and (e).
Possession means the purchase, control, or occupancy of some object, advantage, or characteristic, by a person. Debt is a responsibility that demands the individual body, the debtor, to pay services or different concurred-upon values to another body, the one who receives. Debt is a delayed payment, or order of fees, that changes it from an immediate purchase.
Companies frequently use debt when building their capital structure cause it has sure benefits compared to impartiality funding. In general, utilizing deficit helps keep profits inside a guest and helps secure tax harvests. There are ongoing monetary debts expected managed, still, that can impact your available funds.
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Answer:
B- She may have to pay thousands of dollars to repair and replace her possessions.
D- She may lose her home.
E- She may go into debt.
Explanation:
See picture <3
which of the following items are plant assets? (check all that apply.) multiple select question. land held for expansion building being used for operations equipment being used in operations equipment with no value
The items that are plant assets are c)equipment being used in operations,b) building being used for operations.
In the field of business, plant assets can be described as fixed assets that are used by a company for a long period of time in order to make products that are sold.
The equipment that is used by a business is a fixed asset that will be used for a long time to produce products for selling by a business. Hence, the equipment that is being used for operations is plant assets.
Also, the building that is being used for the operations of a business is a fixed asset that will be used for a long time for producing products in the building. Hence, it is a plant asset.
Although a part of your question is missing, you might be referring to this question:
which of the following items are plant assets? (check all that apply.) multiple select question.
a) land held for expansion building
b)being used for operations
c) equipment being used in operations
d)equipment with no value
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a company provides the following information: cash receipts from customers: year 1 year 2 year 3 from year 1 sales $95,000 $120,000 from year 2 sales 200,000 $ 75,000 from year 3 sales 50,000 225,000 what is the accrual-based revenue for year 2?
The accrual-based revenue for year 2 is $275,000 for $200,000 and $ 75,000.
Given data,
year 1 sales are $95,000, $120,000
year 2 sales are $200,000, $ 75,000
year 3 sales are $50,000, $225,000
the formula is :
The accrual-based revenue = revenue1 + revenue 2
= $200,000 + $ 75,000
= $275,000
The accrual-based revenue is $275,000
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Rep. Mike gallagher of wisconsin and rep. Ruben gallego of arizona both served in which branch of the u. S. Armed forces?.
Rep. Mike Gallagher of Wisconsin and rep. Ruben Gallego of Arizona both served in US Air Force as a United States Marine Corps intelligence officer
Michael John Gallagher (born March 3, 1984) is a United States Representative from Wisconsin's 8th congressional district. Gallagher was a United States Marine Corps intelligence officer who served on active duty for seven years (2006-13). As a counterintelligence officer and member of the CENTCOM assessment team, he assessed American military strategy in the Middle East and Central Asia.
Ruben Gallego is a Marine Corps intelligence officer veteran rising progressively from Phoenix's deep blue district. And he is quickly becoming one of the most visible lawmakers on Capitol Hill working on military and veterans issues. He was raised in a strict military culture and now serves in the pristine halls of Congress. His experience as a combat arms soldier gives him credibility in military circles.
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if the marginal cost of producing the 501st unit would be $19, producing and selling the 501st unit would
If the marginal cost of producing the 501st unit would be $19, producing and selling the 501st unit would decrease the firm's profit by $19.
A company that offers professional services is referred to as a firm. This can be a corporation, limited liability company (LLC), or partnership.
When you say someone is firm, you're implying that they act in a way that indicates they won't change their mind or that they are the one in charge. She needed to treat him firmly. The marginal cost, or price of producing more, is the adjustment to the total cost that results from increasing the quantity produced. Marginal cost is the additional cost incurred when producing a second good. Say, for instance, that it costs $100 to produce 100 automobile tires. An additional tire would cost $80 to produce.
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question mode multiple choice question the market where businesses buy labor from households is called the .
The market where businesses buy labor from households is called the Factor Market.
In economics, a factor market is a market in which factors of production are bought and sold. Factor markets allocate production factors such as land, labor and capital, and distribute income to owners of production resources such as wages and rent. Buy, rent, or rent the things you need to produce goods and services. These needs are factors of production such as raw materials, land, labor and capital.
Simply put, it is the market for factors of production such as land, labor and goods. Examples of factor markets are job fairs, owners selling their land to shopping malls, and banks lending money to entrepreneurs.
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what is a tax credit?
A tax credit is a reduction in your tax liability on an exact dollar for dollar basis.
Define the term tax credit?You owe less income tax to the state and federal governments thanks to tax credits.
Credits are typically created to promote or reward specific actions that are thought to be good for the economy, the environment, or any other major cause the government deems vital.All taxpayers have access to a variety of tax credits that can be used to offset a variety of costs and circumstances. The federal government provides a credit for the price of buying solar panels and used in your home as an incentive for tax payers to conserve the environment.A federal adoption credit will lower your tax bill to aid families who want to adopt a child by offsetting some of the expenses you spend when adopting a childTo know more about the tax credit, here
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which of the following are not ways that budget deficits can have a negative effect on future economic growth? when they are financed with foreign-held treasury debt. when interest payments are made to foreigners. when the debt is held domestically. when they are financed with an increase in taxes.
The one that are not ways that budget deficits can have a negative effect on future economic growth is option C: when the debt is held domestically.
High and rising deficits and debt have a number of negative effects, including high inflation, rising interest rates, slower economic growth, increased interest payments, reduced fiscal space, increased geopolitical risk, and generational imbalances. Thankfully, none of these effects are inescapable. Therefore, option C is the only one not having any negative effects on economic growth.
When the economy is booming, the opposite occurs. These effects, sometimes referred to as the economy's "automatic stabilisers," take place without any modifications to governmental policy. The deficit will automatically decrease as the economy improves due to rising tax revenues and declining unemployment.
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When is Cyber Monday 2021?
Answer:
Monday
, November 28
Explanation:
A computer-based system for continually gathering internal and external information is called.
A computer-based system for continually gathering internal and external information is called marketing information system (MIS).
A marketing information system, often known as a MIS, is a system for collecting, storing, processing, and disseminating critical marketing data. A marketing information system's input is concentrated on gathering all the necessary internal and external data for interpretation and analysis. A marketing information system's output is the dissemination of a results to all top management and members of the corporate marketing division. The data can then be used by marketers to inform better marketing choices that will support the business to succeed.
With the help of marketing information system (MIS), business organizations are able to gather external as well as internal information and accordingly design their marketing plan.
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All other things held constant, the present value of a given annual annuity increases as the number of periods per year ncreases ed a.True b.False
'All other things held constant, the present value of a given annual annuity increases as the number of periods per year increases
Present value (PV) is the present value of a future amount of money or cash flow stream given a particular rate of return. Future cash flows are discounted by a discount rate, and the higher the discount rate, the lower the present value of future cash flows.
If a person currently has $10,000 and he invests it at an interest rate of 10%, he will use the money for a year and he will have earned $1,000. Instead, if she didn't have access to that money for her one year, she would lose her $1,000 in interest income.
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Write 3-4 paragraphs telling me your thoughts about supply chain issues and inflation
Demand-pull, supply-pull, and supply-pull inflation are the three different types of inflation. Cost-push inflation is a phenomenon. internal inflation
The cost of living in a nation or the overall rise in prices are two examples of broad measures that are frequently used to define inflation. It is the rate of price growth over a predetermined time frame. The cost of living in a nation or the overall rise in prices are two examples of broad measures that are frequently used to define inflation.
Monetarists believe that too many dollars chasing too few goods is what causes inflation. In other words, there is now an excessive amount of money.
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How many credits do you usually need to take in order to be considered full-time?.
why set up a recurring journal entry? answer: a. you don't expect the customer to pay their debt. b. you want to transfer funds from your checking to your savings account every month. c. you will make multiple payments on a fixed schedule. d. you need to replenish the petty cash fund.
b. you want to transfer funds from your checking to your savings account every month.
Why do we employ repeating entries?When you need to make the same entries every month or on particular dates, you utilize recurring entries. You can set up these entries in the system and then run a job to process them rather than having to manually create them each month.
What is a repeated journal entry?Particular expenses or transactions that are repeated every accounting period are the subject of recurring journal entries. They are frequently carried out to document things like allocations, depreciation, amortization, and accruals.
Recurring Journal Entries are used to enter journal entries that are a fixed amount that repeat each period, such as depreciation and amortization.
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herring signed the memorandum, but he did not in fact alter his will to include grundge. the estate refused to pay, and grundge sued. was there consideration? please prepare a brief legal memorandum that discusses and resolves this issue.
The principles for preparing memorandums are similar to the principles involved in preparing: email messages.
What are memorandums and email messages?
Memorandums and emails messages are both useful in passing across information from one person to another usually within an organization.
In this case, it should be noted that The principles for preparing memorandums are similar to the principles involved in preparing: a.email messages. A debit memorandum is an information recording adjustment for three particular cases: reducing the account balance of a bank customer, under filling goods or services or a small credit balance internally offset to a customer account. A debit receipt is provided to an account holder in financial institutions stating that now the balance of the account was reduced due to a cause apart from cash withdrawal or cash search. Because of bank fees or bundled check expenses, debit memos may arise. Usually, the memos and their monthly bank statements are forwarded to bank clients.
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sarah is a great teacher; however, she struggles with the technology used by potential students and school districts, and thus is not able to find work. sarah's type of unemployment is considered . cyclical seasonal frictional structural
Involuntary unemployment due to mismatch between skills that the workers possess and, the set of skills demanded by the employers causes structural unemployment.
Sarah's type of unemployment is considered structural unemployment.
What is structural unemploymentLong-term unemployment brought on by changes in the economy is referred to as structural unemployment.Even while there are open positions, there is a mismatch between what employers require and what the current workforce can provide.Long-term structural unemployment typically requires significant reform to reverse.Technology has a tendency to make structural unemployment worse by marginalizing some employees and making some jobs, like manufacturing, obsolete.A coincidence indicator is an economic statistical indicator which changes along with general economic conditions. It reflects the current status of the economy. The weekly jobless claim is a coincident indicator.The consumer confidence index is a leading indicator, since a rise or fall of the index is a strong indication of the future level of consumer spending.The unemployment rate is a lagging indicator. Since, unemployment tends to increase after an economy faces a downturn. It tends to decrease after the economy faces an upward swing.A public good is non-rival and non-excludable. Therefore, option 1 is incorrect.Private goods are rival and excludable. Therefore, option 2 is incorrect.Common goods are rival and non-excludable. Option 3 is incorrect. The last option 4 is correct
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