Swaggerty

1. Rose and Andrew are financing $128,000 to purchase a condominium. They obtained a 15-year, fixed-rate loan with a rate of 5. 5%. They have been given the option of purchasing up to four

points to lower their rate to 4. 81%. How much will the four points cost them?

Answers

Answer 1

For the given principal and two different rate of interest for the 15 years of time period the cost of four points is given by  $26786.2.

As given in the question,

Principal amount 'P' = $128,000

Time 't' = 15 years

Rate of interest 'r' = 5.5%

                             = 0.055

Total amount 'A' received is given by the formula :

A = P ( 1 + r/100 )^n

  = 128,000 ( 1 + 5.5 / 100 )^15

  = $285756.99

Now when the rate of interest is changed to

Rate of interest 'r' = 4.81%

                             = 0.0481

Total amount 'A' received is given by the formula :

A = P ( 1 + r/100 )^n

  = 128,000 ( 1 + 4.81 / 100 )^15

  = $258970.79

Now, the cost of four points is given by:

= $( 285756.99 - 258970.79 )

= $ 26786.2

Therefore, for the given principal amount with two different rate of interest for the time period of 15 years the cost of four points is equal to  $26786.2.

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Related Questions

At a coffee shop, the first 100
customers' orders were as follows.
Small
Medium
Large
Hot
5
48
22
Cold
8
12
5
What is the probability that a customer ordered a
hot drink given that he or she ordered a large?
P( Hot Large ) = [?]
Round to the nearest hundredth

Answers

Answer:

0.07

Step-by-step explanation:

lets make a chart first

           small | medium | large

hot     |   5      |     48     |    22

cold   |   8      |       1      |     5

1. add all the hot drinks

5+48+22=75

2. find 5/75,

5/75=0.0666666

Geometry - Should be pretty easy

Answers

Answer:

DQR

Step-by-step explanation:

DEF is complentary to DQR

Answer:

  ∆DQR

Step-by-step explanation:

You want the similarity statement if the triangles shown are similar.

Similarity

Triangles will be similar if they have congruent corresponding angles, or proportional corresponding sides.

No angles are shown in the figure, but side lengths are given.

We expect that if the triangles are similar that the corresponding sides will be ...

DE ⇔ DQEF ⇔ QRFD ⇔ RD

Proportion

The attached calculator display shows the ratios of these side lengths are the same: 14/3. That means ...

  ∆DEF ~ ∆DQR

<95141404393>

Mia went shopping for a new pair of pants because of a sale. The price on the tag was $34, but Mia paid $27.20 before tax. Find the percent discount.

Answers

Answer:

There was a discount of 20% on the pair of pants.

Step-by-step explanation:

10% of $34 would be $3.40 meaning 20% would be double, which is $6.80.

If we subtract 20% or $6.80 from the original price $34, we get 34 - 6.80 = 27.20

Answer: So it was a 20% discount

First find out how much you saved: 34 - 27.20 = $6.8 saved

Then find out what percent of what you saved is of the original price: 6.8 is 20% of 34


Consider the inequality X-3/6< x/4 -4. Which value of x is a solution to the inequality?

A.x=-10
B.x=-5
C.x=5
D.x=10

Answers

x=5 is the value of the x that is the solution of the given inequality.

Define inequality.

Mathematical expressions with inequalities are those in which the two sides are not equal. Contrary to equations, we compare two values in inequality. Less than (or less than or equal to), greater than (or greater than or equal to), or not equal to signs are used in place of the equal sign.

What are types of inequality.

>,< and not equal to are types of inequality.

x=5 is the value of the x that is the solution of the given inequality.

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Identify the range of the function shown in the graph.

Answers

the range of the function shown in the graph -1 [tex]\leq[/tex] y[tex]\leq[/tex] 1.

What is the sine and cosine graph's range?

All real numbers fall within the domain of the sine and cosine functions. Both the sine and cosine functions have a range of [1,1]. An angle's sine and cosine have the same absolute value as their respective reference angles.

What is a cosine graph's range?

An illustration of the function's range in the graphs of cos and sine

The cosine function's graph appears as follows: The range of the function y=cos(x) is 1y1, and the domain is all real numbers (cosine is defined for any angle measure).

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HELPPPPPP PLEASEeeeeeeeeeeeeee

Answers

it is this answer x≥

3

8

I don't know the step by step solution

Can someone help me in number 3?

Answers

Answer:

1.5 kilograms

Step-by-step explanation:

You need to convert grams to kilograms, this means you must divide the mass value by 1000 to find your answer.

1,500/1,000 = 1.5

Answer:

For 1500 grams in kilogram we get 1.5 kg

Step-by-step explanation:

to convert a gram into a kilogram we have to divide the gram term by 1000

A vending machine has twice as many quarters in it as dollar bills if the quarters and dollar bills have a combined value of $96. 00 how many quarters are in the machine

Answers

According to question, we can say that there are 128 quarters in the machine.

What is fraction?

Any number of equal portions, or fractions, can be used to represent a whole. Fractions in standard English indicate how many units of a certain size there are. 8, 3/4. A whole includes fractions. The ratio of the numerator to the denominator is how numbers are expressed in mathematics. Each of these is an integer in simple fractions. In the numerator or denominator of a complex fraction is a fraction. True fractions have numerators that are less than their denominators. A fraction is a sum that constitutes a portion of a total. By breaking the entire up into smaller bits, you can evaluate it. Half of a full number or item, for instance, is represented as 12.

N  = the  number of dollars  2N  the  number of  quaters.....so  we  have

25(2N)  + 1N   =   96

1.50N  =  96

so, by fraction we have -

N  =  96  / 1,50   =  64   dollars

2(64)   =    128  quarters

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Machines at a factory produce circular washers with a specified diameter. The quality control manager at the factory periodically tests a random sample of washers to be sure that greater than 90 percent of the washers are produced with the specified diameter. The null hypothesis of the test is that the proportion of all washers produced with the specified diameter is equal to 90 percent. The alternative hypothesis is that the proportion of all washers produced with the specified diameter is greater than 90 percent. Which of the following describes a Type I error that could result from the test

Answers

Proportion is the ratio of the two equal fractions. It compares the part of a whole to another part of another whole. Option c is the correct option which is, The test provides convincing evidence the proportion is greater than 90% but the actual proportion is equal to the 90%.

What is proportion?

proportion is the ratio of the two equal fraction. It compare the part of a whole to other part of of the another whole.

Given

Options for the following question are,

A) The test does not provide convincing evidence that the proportion is greater then 90 percent but the actual proportion is greater then 90 percent.

B) The test does not provide convincing evidence  the proportion is greater than 90% but the actual proportion is equal to the 90%.

C)The test provides convincing evidence the the proportion is greater than 90% but the actual proportion is equal to the 90%.

D)The test provides convincing evidence that the proportion is greater then 90 percent but the actual proportion is greater then 90 percent.

E) All type 1 error is not possible for this hypothesis test.

The Null Hypothesis for the given question is,

The proportion of all washers produced with the specified diameter is equal to 90 percent. The Null Hypothesis for the given case is true and actual proportion is equal to 90 percent.

Hence, option c is the correct option which is, The test provides convincing evidence tha the proportion is greater than 90% but the actual proportion is equal to the 90%.

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The points (-5, 5) and (5, u) fall on a line with a slope of 3/10 What is the value of u?
Thank you!

Answers

Answer:

u = 8

Step-by-step explanation:

calculate the slope of the line passing through the 2 give points using the slope formula, then equate to the given slope.

m = [tex]\frac{y_{2}-y_{1} }{x_{2}-x_{1} }[/tex]

with (x₁, y₁ ) = (- 5, 5 ) and (x₂, y₂ ) = (5, u )

m = [tex]\frac{u-5}{5-(-5)}[/tex] = [tex]\frac{u-5}{5+5}[/tex] = [tex]\frac{u-5}{10}[/tex] , then equating the 2 expressions gives

[tex]\frac{u-5}{10}[/tex] = [tex]\frac{3}{10}[/tex] ( cross- multiply )

10(u - 5) = 30 ( divide both sides by 10 )

u - 5 = 3 ( add 5 to both sides )

u = 8

Step-by-step explanation:

(u - 5)/(5 + 5)= 3/10

(u - 5)/10= 3/10

10u - 50 = 30

10u = 80

u = 8

Meada scored 24 points. If this was 4 less than the number
of points scored Jill scored, how many points did Jill score?
Define a variable. Then write an equation that could be
used to solve the problem.

Answers

Answer:

the answer is 28

Step-by-step explanation:

Maeda scored 24 points and if 4 less then jill

x is variable

x-4=24 add 4 on both sides

x=28

What are the 3 segments?

Answers

Business-to-Business (B2B): This segment involves transactions between two businesses, Business-to-Consumer (B2C): This segment involves transactions between a business and a consumer and Consumer-to-Consumer (C2C): This segment involves transactions between two consumers.

1. Business-to-Business (B2B): This segment involves transactions between two businesses. Examples of B2B include sales of raw materials by a manufacturer to a wholesaler or the sale of supplies by an office supply company to a retailer.

2. Business-to-Consumer (B2C): This segment involves transactions between a business and a consumer. Examples of B2C include online retailers selling products directly to consumers, subscription services, and digital content providers.

3. Consumer-to-Consumer (C2C): This segment involves transactions between two consumers. Examples of C2C include online marketplaces, auctions, and classifieds where individuals can buy and sell items to other individuals.

the complete question is : What are the 3 segments of  e-commerce ?

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Work out the size angle BCD

Answers

By using the fact that the interior angles should add up to 360°, we will see that:

C = 142°

How to find the missing angle?

We know that for any polygon of N sides, the sum of the interior angles is equal to:

S = (N - 2)*180°

In this case, the polygon has 4 sides, then:

S = (4 -2)*180° = 360°

Then we can write the equation:

A + B + C + D = 360°

Replacing the known angles we get:

68° + 43° + C + 107° = 360°

And now we can solve this for C.

C = 360° - 107° - 43° - 68°

C = 142°

That is the measure of the angle BCD.

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Triangle STU is a right triangle.
Write an equation that relates the lengths of sides s, t, and u? (5 points)

Answers

Use the concept of the Pythagorean Theorem, where the sum of the squares of legs 1 and 2 is equal to the square of the hypotenuse. This means you can take the square root of the hypotenuse square and obtain its length since a square’s area is s².

So, here’s the equation:

t²+s²=u²

Where t=leg 1, s=leg 3, and u=hypotenuse

On a certain hot summer day, 431 people used the public swimming pool. The daily prices are 1.50 for children and 2.00 for adults. The receipts for admission totaled to $788.50. How many children and how many adults swam at the public pool that day?

Answers

The number of adults at the public pool that day is 284 and the number of children is 147.

What are Linear Equations?

Linear equations are equation involving one or more expressions including variables and constants and the variables are having no exponents or the exponent of the variable is 1.

Linear equations may include one or more variables.

Let x be the number of adults and y be the number of children who used the swimming pool.

Total number of people used the swimming pool = 431

x + y = 431

Daily price for adults = $2.00

Daily price for children = $1.50

Total amount for admission = $788.50

2x + 1.5y = 788.5

We got two linear equations here :

x + y = 431 and 2x + 1.5y = 788.5

x + y = 431 ⇒ x = 431 - y

Substituting this in second equation,

2(431 - y) + 1.5y = 788.5

862 - 2y + 1.5y = 788.5

-0.5y = -73.5

y = 147

x = 431 - 147 = 284

Hence the number of adults is 284 and the number of children is 147.

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Please help if you can or and know how to do this pls! Can

Answers

Answer:

m<1=50

m<2=130

m<3=50

m<4=130

m<5=40

m<6=40

m<7=90

m<8=140

Step-by-step explanation:

The roof on a house is 6 metres wide peaks at at a height of 3 metres above the top of the walls. Find the length of the sloping side of the roof.​

Answers

45 metres because you do 3 squared (9) + 6 squared (36) = 45

If the radius of a spherical orange is 3.5 cm. find its surface area and volume​

Answers

Answer:

The surface area of a sphere is given by the formula:

surface area = 4 * pi * r^2

Where r is the radius of the sphere.

Using this formula, the surface area of an orange with a radius of 3.5 cm is:

surface area = 4 * pi * (3.5 cm)^2

= 4 * pi * 12.25 cm^2

= 49.0307 cm^2

The volume of a sphere is given by the formula:

volume = (4/3) * pi * r^3

Where r is the radius of the sphere.

Using this formula, the volume of an orange with a radius of 3.5 cm is:

volume = (4/3) * pi * (3.5 cm)^3

= (4/3) * pi * 42.875 cm^3

= 113.097 cm^3

Step-by-step explanation:

Given ,

Radius of a spherical orange is 3.5 cm

To Find : The Surface Area and the volume of a spherical orange

In order to find the surface area of a spherical orange we use the formula,

[tex]SA = 4\pi r^{2}[/tex]

[tex]SA = 4X\frac{22}{7} X 3.5X3.5[/tex]

[tex]SA =[/tex] [tex]154cm^{2}[/tex]

And now to find the volume of a sphere

[tex]V = \frac{4}{3} \pi r^{3}[/tex]

[tex]V = \frac{4}{3} X \frac{22}{7} X (3.5)^{2}[/tex]

[tex]V[/tex] [tex]= 179.59cm^{2}[/tex]

Hence, the surface area is 154[tex]cm^{2}[/tex]and the volume of a sphere is [tex]179.59cm^{2}[/tex]

Please help me with my HW

Answers

Answer:

24d^5

Step-by-step explanation:

The pitchers for the home team had 12 strikeouts for 32 batters, while the pitchers for the visiting team had 15 strikeouts for 35 batters. Which pitching team had a greater fraction of strikeouts.(Hint: Just make the 12 for 32 and 15 for 35 into fractions and see which is greater or less than.)

Answers

Answer:

2958843/5 5/1000775747373838388484737372737375823

What are the factors of the expression 2x^2 5x 12?

Answers

[tex](x- (\frac{-5+71i }{4}))[/tex] and [tex](x- (\frac{-5-71i }{4}))[/tex] are factors of the quadratic expression.

2x^2 + 5x + 12

Consider given quadratic expression.

2x^2 + 5x + 12

Let f(x) = 2x^2 + 5x + 12

Assume f(x) = 0

2x^2 + 5x + 12 = 0

using the Quadratic Formula where

a = 2, b = 5, and c = 12

[tex]x = \frac{-b\pm \sqrt{b^2 - 4ac} }{2a} \\\\\\x = \frac{-5\pm \sqrt{5^2 - 4(2)(12)} }{2\times2} \\\\\\x = \frac{-5\pm \sqrt{25 - 96} }{4} \\\\\\x = \frac{-5\pm \sqrt{-71} }{4}[/tex]

The discriminant b^2 - 4ac < 0.

So, there are two complex roots.

[tex]x = \frac{-5\pm71i }{4}[/tex]

This means, [tex](x- (\frac{-5+71i }{4}))[/tex] and [tex](x- (\frac{-5-71i }{4}))[/tex] are factors.

2x^2 + 5x + 12

=  [tex](x- (\frac{-5+71i }{4}))[/tex] × [tex](x- (\frac{-5-71i }{4}))[/tex]

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You are hired to work for a company at age 25 and the company has a retirement plan
where you can put up to 6% of your salary into the plan each month and they will match
that amount. Your starting monthly salary is $6,100, assume for simplicity sake you
never get a raise, and the retirement plan guarantees a 6.28% interest rate over the life of
the plan.
Scenario 1: You decide to start the retirement plan right away and you can afford
to put the full amount (6% of your salary) into the plan each month.
a) What is 6% of your salary? _______________
b) Since your company matches what you put into your retirement account, what is the
total amount put into your account each month?
_______________
c) How much money will you have in the retirement account when you reach full
retirement age, the time when you can start taking money out of the account, which is 62
years old? ________________
d) How much money did you put into the account? ________________
e) How much money did your employer put into your account? ________________
f) How much money did your account gain in interest over the years? _______________
Scenario 2: You decide to start the retirement plan right away, but you can only
afford to put 3% of your salary into the plan each month.
a) What is 3% of your salary? _______________
b) Since your company matches what you put into your retirement account, what is the
total amount put into your account each month?
_______________
c) How much money will you have in the retirement account when you reach full
retirement age, the time when you can start taking money out of the account, which is 62
years old? ________________
d) How much money did you put into the account? ________________
e) How much money did your employer put into your account? ________________
f) How much money did your account gain in interest over the years? _______________
What is the difference in the amount of money you will have at age 62 between scenarios
1 and 2? ________________
What is the difference in the amounts of money you put into retirement between
scenarios 1 and 2? _______________
How much more money did you get from your employer in scenario 1 than 2?

Answers

In scenerio 1, the money in the retirement account at 62 years old is         $1,267,250.76

In scenerio 2, the money in the retirement account at 62 years old is         $ 633,625.38.

How do we calculate future value of an ordinary annuity?

Scenerio 1:

a) 6% of salary = Salary * 6% = $6,100 * 6% = $366

b) Total amount the company paid monthly = 6% of salary = Salary * 6% = $6,100 * 6% = $366

c) The money in the retirement account at 62 years old can be calculated using the formula for calculating the Future Value (FV) of an Ordinary Annuity given as follows:

FV = M * (((1 + r)^n - 1) / r) ................................. (1)

Where:

FV = Future value = Money in the retirement account at 62 years old = ?

M = Monthly payment = Contribution you + Contribution by the employer = $366 + $366 = $732

r = Monthly interest rate = Annual interest rate / 12 = 6.28% / 12 = 0.0628 / 12 = 0.0052

n = number of months = Number years * Number of months in a year = (Retirement age – Age when hired) * 12 = (62 - 25) * 12 = 37 * 12 = 444

Substituting all the values into equation (1), we have:

FV = $732 * (((1 + 0.0052)^444 - 1) / 0.0052)

FV = Money in the retirement account at 62 years old = $1,267,250.76

d) Amount of money you put into the account = 6% of salary * number of months = $366 * 444 = $162,504

e) Amount of money your employer put into your account = Amount of money you put into the account = $162,504

f) Amount your account gained in interest over the years = FV – (Amount of money you put into the account + Amount of money your employer put into your account) = $1,267,250.76 – ($162,504 + $162,504) = $942,242.76

Scenario 2:

a) 3% of salary = Salary * 3% = $6,100 * 3% = $183

b) Total amount the company paid monthly = 3% of salary = Salary * 3% = $6,100 * 3% = $183

c) Using equation (1), we have:

M = Monthly payment = Contribution you + Contribution by the employer = $183 + $183 = $366

Substituting all the values into equation (1), we have:

FV = $366 * (((1 + 0.0052)^444 - 1) / 0.0052)

FV = Money in the retirement account at 62 years old = $633,625.38

d) Amount of money you put into the account = 3% of salary * number of months = $183 * 444 = $81,252.00

e) Amount of money your employer put into your account = Amount of money you put into the account = $81,252

f) Amount your account gained in interest over the years = FV – (Amount of money you put into the account + Amount of money your employer put into your account) = $633,625.38 – ($81,252 + $81,252) = $471,121.38

The difference in the amount of money at age 62 between scenarios 1 and 2 = Money in the retirement account at 62 years old in scenarios 1 + Money in the retirement account at 62 years old in scenarios 2 = $1,267,250.76 - $633,625.38 = $633,625.38

Difference in the amounts of money you put into retirement between scenarios 1 and 2 = $366 - $183 = $183

Amount got from your employer in scenario 1 than 2 = $366 - $183 = $183

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FIND THE SUM OF ALL NATURAL NUMBERS FROM 1 TO 100 (ARITHMETIC PROGRESSION)

Answers

Answer:

According to arithmetic progression, natural numbers can be written down as 1, 2, 3, 4, 5, 6, 7, and 8 to 100. Basically, the sum of the first 100 natural numbers is equal to 5050.

Is 2 a positive number?

Answers

Answer:

the 2 positive of number is

Step-by-step explanation:

2_:3+23*3⅔+09=2465

identify the initial amount a and the growth factor b in the exponential function: f(X) = 610 • 7.54

Answers

The initial amount is 610 and the growth factor is 7.54.

What is an exponential function?

An exponential function has the form f(x) = a*b^x, where a is the initial amount, also called the y-intercept, and b is the growth factor.

In the function f(X) = 610 • 7.54, the initial amount is a = 610, and the growth factor is b = 7.54.

Hence, the initial amount is 610 and the growth factor is 7.54.

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The initial amount is 610 and the growth factor is 7.54.

What is an exponential function?

An exponential function has the form f(x) = a*b^x, where a is the initial amount, also called the y-intercept, and b is the growth factor.

What is growth factor?

A growth factor is a naturally occurring substance that stimulates a cell to grow, divide, and differentiate. Growth factors are typically proteins or peptides that bind to specific receptors on the surface of cells, triggering signaling pathways that lead to cell proliferation and survival.

In the function f(X) = 610 • 7.54, the initial amount is a = 610, and the growth factor is b = 7.54.

Hence, the initial amount is 610 and the growth factor is 7.54.

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1. Find the measure of such angle whose supplementary angle is 35° more than twice of its complementary angle.​

Answers

Answer: The measure of the angle is 35, the measure of its supplement is 145, and the measure of its complement is 55

Answer to this question pls

Answers

It would change to about 9. 960 atmospheres

How to determine the value

Following the Boyle's law of gases which states that the product of pressure and volume is exactly a constant for an ideal gas.

This is represented as;

PV = K

then,

P₁V₁ = P₂V₂

From the information given, we have that;

P₁ = 8.9 atmospheresP₂ = unknownV₁ = 4. 7 litersV₂ = 4. 2 liters

Now, substitute the values

8. 9(4. 7) = P₂(4. 2)

mulitply the values

41. 83 = P₂(4. 2)

Divide both sides by 4.2

P₂ = 9. 960 atmospheres

Hence, the value is 9. 960 atmospheres

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A coin is tossed, a number cube is rolled, and a letter is picked from the word framer. 10. P(tails, 5, m)​

Answers

Answer: The function you provided describes an experiment in which a coin is tossed, a number cube is rolled, and a letter is picked from the word "framer". The outcome of the experiment is represented by the ordered triple (tails, 5, m).

P(tails, 5, m) refers to the probability of the outcome (tails, 5, m) occurring. To find this probability, you would need to know the probability of each individual event:

The probability of getting tails is 1/2,

The probability of getting a 5 on a number cube is 1/6

and probability of getting letter "m" in the word "framer" is 1/6

So P(tails, 5, m) = (1/2) * (1/6) * (1/6) = 1/72

It is to be noted that in order for the inverse function to exist, the function must be one-to-one, meaning each y value has one unique x value, meaning the random variables in question should be independent. But in this case the events are dependent on one another.

Step-by-step explanation:

f(x) and g(x) below, find the value of (fog)(-8).
f(x) = 3x²-3x - 8
g(x) = -x - 7

Answers

Therefore , the solution of the given problem of function comes out to be fog(-8)= 622.

Function: A Definition

A function is a relationship between a collection of sources or one product for each input. Simply described, a function is a group of equations linked to a single, distinct output. A declaration, rule, or law that specifies the relationship between two variables is known as a function in mathematics (the dependent variable). When a rules of this kind is employed, there is just one output. by photographer Alex Federspiel. This sentence provides a y=x2 example. Any input for x has only one output for y. Since x is indeed the input value, y is, by definition, a function of x.

Here,

Given :

f(x) = 3x²-3x - 8

g(x) = -x - 7

To find : fog)(-8)= ?

Thus,

We find

=> F(g(x)) => 3g(x)² -3g(x) - 8

=> f(-x-7) =3⋅(-x-7)²-3⋅(-x-7)-8

At x =-8

=> 3(-8-7)² - 3(-8-7)-8

=> 3(225)-3(15) -8

=> 675 - 45 -8

=> 622

Therefore , the solution of the given problem of function comes out to be fog(-8)= 622.

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For m(x)=
-3/4x+6, find the value of x for which m(x) = 0.

Answers

The value of x when m(x) = 0 is 8.

What is Linear Function?

A linear function can be defined as the function whose graph is a straight line. It can also be defined as the function with one or more variables but does not have exponents to the variables or the exponent of the variable is 1.

The given function is,

m(x) = -3/4 x + 6

Here the value of m(x) depends on the value of x.

m(x) = 0

-3/4 x + 6 = 0

-3/4 x = -6

x = -6 ÷ -3/4

x = 6 × 4/3

x = 8

Hence when m(x) = 0, the value of x is 8.

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