suppose the national bank of commerce has excess reserves of 8000 and outstanding checkable deposits and 150000 if the reserve ratio is 20 percent, what is the size of the banks actual reserves

Answers

Answer 1

Answer:

the size of the banks actual reserves is $38,000

Explanation:

The computation the size of the bank actual reserve is shown below:

But before that the required reserve is

= Reserve ratio × checkable deposit

= 20% × 150,000

= $30,000

Now the actual reserve is

= Required reserve + excess reserve

= $30,000 + $8,000

= $38,000

Hence, the size of the banks actual reserves is $38,000


Related Questions

What are the accounting differences between cash and receivables from the perspective of a buyer? A seller? How are these differences changed by the accounting basis (cash vs. Accrual) an organization chooses?

Answers

Answer:

From a buyer's perspective, a sale made on credit represents a liability. While a sale made on cash represents a decrease of current assets.

From a seller's perspective, a sale made on credit or cash increases current assets, but the possibility of a bad debt always exist, therefore, accounts receivables must be periodically adjusted due to bad debts.

If the seller or buyer uses accrual accounting system, the previous description holds, but if they use cash basis accounting, things change a lot. When use cash basis, transactions are recorded only when cash is exchanged, so accounts receivables do not actually increase assets (seller's perspective), and accounts payables do not increase liabilities (buyer's perspective).


16. Demographics are

Answers

Answer:

statistical data relating to the population and particular groups within it.

Explanation:

!!

Click this link to view O*NET's Tasks section for Postal Service Mail Carriers. Note that common tasks are listed
toward the top, and less common tasks are listed toward the bottom. According to O*NET, what are some common
tasks performed by Postal Service Mail Carriers? Check all that apply.
installing mailboxes
O obtaining signed receipts for mail
sorting mail
delivering mail
O supervising other mail workers
reviewing job applicants
Done

Answers

Answer:

1. obtaining signed receipts for mail

2. sorting mail

3. delivering mail

Explanation:

Postal Service Mail Carrier's main responsibility is to deliver mail to their intended receipts. The Postal Service mail carriers are the last people in the mail distribution channel. They are the people who get mail to the receipts and have them sign for it.

The Postal service mail carriers will be issued with mail, usually for a particular route. They will sort to identify the address where each mail is to be delivered. Upon arriving at the correct address, the postal service mail carrier will hand over the mail to the recipient and have them sign as an acknowledgment of receipt.

Answer:

AEF

Explanation:

The questionnn is in the picture

Answers

Answer:

It's -1.75

Explanation:

An entrepreneur has earned enough total revenue to cover her accounting costs, but economic losses are being incurred. What must be true

Answers

Answer:

her accounting profits are less than her implicit costs

Explanation:

On a personal level, as you begin looking for a job after you graduate, it will be critical for you to know how to

A) market value

B) communicate value.

C) deliver value

D) forecast value

E) explain value

Answers

Answer:

B) communicate value.

Explanation:

Employees are a cost to employers. An employer will consider hiring a new employee if they are convinced that the benefits from the employee outweigh the costs.

A fresh graduate will have to convince a potential employer that they are worth being hired. The graduates need to communicate the value they shall add to the business. The ability to communicate one's value is critical for a successful job hunting mission.

A PDF file is used to display a file as it will look when _______.

Answers

Answer:

a pdf file is used to display a file as it will look when _____.


One of the effects of inflation on the economy is

Answers

Answer:

Rising prices, known as inflation, impact the cost of living, the cost of doing business, borrowing money, mortgages, corporate, and government bond yields, and every other facet of the economy. ... With controlled, lower inflation, employment increases.Feb

The management of Asteria Inc. is studying the financial reports and statements of the company for the current accounting period. Which
accounting head is a part of an off-balance sheet item?
A.
copyrights
В.
bank loan
C.
prepaid office rent
D.
operating lease

Answers

Answer:

В. bank loan

Explanation:

A balance sheet shows the total net worth of a business at the end of a financial year. It shows the assets of a business on one side and equity and liabilities on the other.

A balance shows the assets of a business and how they have been financed. On the liabilities, the balance sheet will indicate the short term and long term liabilities. A bank loan represents money obtained from the banks on credit. Bank loan will be a subheading on the liabilities side, especially if the business has loans from different banks.

Answer:

Its D operating Lease

Explanation:

What are some consequences of not helping your team with a project? (Take your time)

Answers

Answer:

F maybe umm ion know just not good so help ur team

Explanation:

xderfgvbcfde

1. You lose points

2. The full potential of the team is not met because one person did not contribute.

3. You seem unreliable.

Hope this helped you!

What is the minimum amount he should save per month to achieve his goal?

Answers

Answer:

d

Explanation:

Practicing the marketing concept can be described as all activities in the business are done keeping the customers
needs/wants in mind while ignoring company goals, true or false?

Answers

True I hope tho helps!

Jobs that require lower level skills have better benefits, like health insurance, than jobs that require a college education. Please select the best answer from the choices provided T F

Answers

Answer:

False, jobs requiring a higher level of education have more benefits than jobs that require minimal education.

Answer: f

Explanation:

two differences between purchasing shares on the stock market and saving in a commercial bank

Answers

Answer:

Stock's are much riskier, however they can much more easily grant much larger profits on shorter notice.

There's no risk with investing in a bank because your guaranteed your money back plus interest.

Explanation:

Please give brainliest :)

Help, can someone tell me if this memo is ineffective or effective?
(This is an example)

Answers

Answer: It is ineffective

Explanation:. Because it has no meaning its just someones opinion its not really anything that involves inportant stuff hope this helps :)

2. A flexible tape with different type of measurements essential for taking
body measurements.
a. ruler
b. yard stick
c. hem gauge
d. tape measure​

Answers

I believe the answer is d. Tape measure.

Hope this helps! ^^

Why are carpenters considered generalists?
O They are able to work independently.
O They supervise other workers on the operations team.
O They need an associate's degree for licensure.
O They are versatile and perform a variety of tasks.

Answers

Answer:

I feel like it's the last one but I could be wrong plz let me know

Explanation:

Answer:

They are versatile and perform a variety of tasks.

Explanation:

can someone please help me with this question?​

Answers

Answer:

We can first assess the effects of each of the transactions on the balance cheat.

the a) transaction will reduce cash by $500, and reduce creditors by the same amount.

the b) transaction will increase cash by $300, and reduce debtors by the same amount.

the c) transaction will reduce cash by $1,000, and reduce the Loan from L. Stennett by the same amount.

Now we can list this effects.

Cash is reduced by $500 + $1,500 and increased by $300. The total net effect on cash is then a $1,200 decrease ($1,500 decrease + $300 increase).

All the other accounts have only one reduction, so we simply substract that figure from the balance sheet on the picture to obtain our new figures.

Now we can write the new balance sheet

Balance Sheet as at 10 April 2007

Assets

Buildings                $6,000

Motor Vehicle        $4,000

Stock of Goods      $2,000

Debtors                  $2,500 (-$300)

Cash at bank         $2,000 (-$1,200)

Total Assets           $16,500

Liabilities

Loan L. Stennet      $1,000 (-$1,000)

Creditors                 $1,100 (-$500)

Total Liabilities        $2,100

Capital                     $14,400

By the accounting equation, Capital + Liabilities = Assets, we see that it holds true: $14,400 + $2,100 = $16,500, so are figures are right.

giving 80 points. Imagine that you are an economist whose job is to judge the impact of a new robotic assembly machine that is being widely adopted throughout the automotive industry. This new machinery has greatly increased the rate of new car production. However, it has also replaced many workers, leading to widespread job losses. In addition, although the supply of new cars may soon exceed demand, prices and profits have remained stable so far. In a brief paragraph, explain whether you would judge that this new technology has helped or hurt the overall economy. Be sure to clarify why you decided as you did. giving 80 points.

Answers

Answer:

I think it helped economy

Explanation:

I think Because If there will be facilitated car then there will be nice transportation and reserved visiting. Before looking my answer once you should look all information on internet too. I may be incorrect also.

Match the following Teamwork Skills to their descriptions


1.
Cooperative


2.
Participates


3.
Flexible


4.
Committed


5.
Shares Openly

a.
You are willing to share ideas and knowledge
b.
You are involved in activities
c.
Works well with others
d.
You adapt to others' ideas
e.
You are responsible and dedicated

Answers

Answer:

See below

Explanation:

1.  Cooperative

Works well with others:  A cooperative person fits into teams easily. They willingly undertake tasks and requires no ''pushing'' to fulfill their obligations.

2.  Participates

You are involved in activities. It is getting involved in events, functions, or processes as opposed to spectating.

3.  Flexible

You adapt to others' ideas. A flexible person accepts and implements other people's ideas. They are not rigid and can work in different environments.

4.  Committed

You are responsible and dedicated. A committed individual shows enthusiasm and willingness to achieve the set goals

5.  Shares Openly

You are willing to share ideas and knowledge. One is not shy or mean in expressing their ideas and feeling with team members or third parties.

he said to me "no sir I did not quarrel with your servant yesterday"
change into indirect ​

Answers

not sure if it’s right but


he said “no i did not quarrel with the servant yesterday”

Answer:

He denied that he quarreled with my servant the previous day

If you make 75 cents on every appetizer and sell 1,200 appetizers in a month, and you make $6 every entree and sell 175 per month , which is more profitable
A) appetizers
B) entrees

Answers

Answer:

B) entrees

Explanation:

The profit from the sale of every appetizer is 75 cents, which is equivalent to $0.75

Profits from the sale of 1,200 appetizers

=$0.75 x 1,200

=$900

Profit per entree  is $6

profit from 175 entrees

=175 x $6

=$1,050

entrees have higher profits than appetizers

Answer:

b. entrees

Explanation:

In large hotels, who is responsible for the recruitment of reservations staff?
A.
the front office manager
B.
the general manager
C.
the human resources manager
D.
the reservations manager

Answers

Answer:

C. the human resources manager

Explanation:

In large organizations, employee recruitment is the function of the human resource manager. The Human resource manager is an expert in employee affairs and works closely with the other managers to hire the right workers for each position.

The human resource manager coordinates the recruitment process, starting with advertising for the position, shortlisting, conducting interviews, and appointing the best candidate.

Answer:

The human resources.

Explanation:

The human resource manager coordinates the recruitment process, starting with advertising for the position, shortlisting, conducting interviews, and appointing the best candidate.

Which statement is true?

online credit is more expensive than bank credit

online credit is less expensive than bank credit

online credit and bank credit are equally expensive

online credit is harder to obtain than bank credit

Answers

Answer:

online credit is less expensive than bank credit

Explanation:

Online lenders are likely to charge lower rates than banks due to the differences in operating expenses. Online lenders do not incur the cost of operating from a physical building, such as rent and maintenance. They do not have high employee cost as compared to banks. Due to these reasons, online lenders charge lower fees and lower interest rates.

Sometimes online loans appear expensive, but it's because they are unsecured loans. A close comparison between different types of loans will show online lenders offer cheaper loans.

Which type of advertising does a business use to enhance its image in the market and society?

Through (BLANK) advertising, businesses try to enhance their reputation in the market as well as society.

Answers

Answer:

Public relations

Explanation:

Public relations are the efforts of a company to create good relations between itself and society. It uses the media to relay positive messages about the company to society. Public relations is about creating a goods reputation for the company in the eyes of the community.

In public relations, a company engages in activities that promotes its image in society. It may sponsor sports events,  engage in charity work, or partner with the community in other social activities. When such activities are highlighted in the media, they create a good reputation for the company.

Answer:

Public relations

Explanation:

Robert receives a salary of $60,000 per year, or $2,500 semi-monthly. How
much does his employer pay for his unemployment tax for the entire year?
A. no limit
B. $0
C. $840
D. $420

Answers

Answer:

B. $0

Explanation:

Unemployment tax known as FUTA (The Federal Unemployment Tax act) is imposed on employers based on the wage and salaries they pay their employees. Employers who pay $1500 and above per calendar quarter are mandated to pay FUTA. Unlike other payroll-based taxes, employers are not required to deduct FUTA from employees. Therefore, nothing should be withheld from Robert's income as unemployment tax.

A coffee shop owner purchased roller blades to go to work (the coffee shop). Should it be included in the balance sheet and how?

Answers

This should not be included in the balance sheet. Unless it’s a case that the owner of the coffee shop took money from the business to purchase these roller blades. If that was so then this would be called drawings and it would be subtracted from the Capital plus Net profit for the year.

Capital + Net profit for the year - Drawings.

Justin has hired someone to handle all of the financial issues for his small business. He hired a:

Answers

Accountant is the right answer hope this help

Answer:

accountant

Explanation:

I just took the quiz:)

Making Decisions It is Friday, Homecoming, and the big game with a rival school is tonight. You have an after-school job, and you have been saving for the big event for the past month. BUT, you had to purchase two new tires for your car; and now you only have $40 to spend. You need to get gas, pay to get into the game, and you had planned to take your date out to eat after the game before you go the Homecoming dance. Answer each question in complete sentences using proper grammar and punctuation: 1. Do you have enough money to do all that you had planned? 2. If gas costs $3.00 per gallon, what factors will determine how much gas you purchase? 3. We will assume that you and your date will get into the game for free since you are students. Will you have enough to take your date to dinner after the game, once you purchase gas for your car? 4. Would you be better off to cancel the whole night's plans? Justify your answer...tell why you made your choice.​

Answers

Answer:

1. No

2.If you are on a budget it depends if you want to purchase $50 or another amount, while if you want to fill up the gas tank it depends on the cars' capacity. Some cars can take up to 11 gallons of gas, so if wanting to fill up the tank you would need to spend $33.

3. no because i will have 6 dollars left.

4. yes and chill at home with my date, im  sure he/she will understand unless they will help pay for it or ask parents.

JUSTIFYING ANSWER= i choose to be this way because first off i would save my money once i even found about homecoming.

Explanation:

wheat are the responsibilities of WTO​

Answers

Answer:

To implement rules and provisions related to trade policy review mechanism. To provide a platform to member countries to decide future strategies related to trade and tariff.

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