The fact that consumers can only listen to these songs when they have actively subscribed to the Spotify service demonstrates the perishability characteristic that differentiates products from goods.
The services have the following characteristics:
IntangibilityInseparabilityVariabilityPerishabilitySince perishability is a characteristic that guarantees that services cannot be stocked, that is, if they are not used, they cease to exist.
Therefore, when canceling the subscription to the music streaming service, users were no longer able to have the songs downloaded on their phone available, demonstrating the perishability characteristic of the services.
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What is generally TRUE about deductibles in insurance policies?
A.
With a $500 deductible, the insurer pays the first $500 of any claim.
B.
Deductibles apply for every quarter of the year (every three months.)
C.
Policies with higher deductibles have extremely high premiums.
D.
Policies with lower deductibles have higher premiums.
Answer:
Answer is C.
Explanation:
I took the test already.
The Statement which is Tue about deductibles in insurance policies is Policies with lower deductibles have higher premiums. Thus the correct answer is D.
What is Insurance?Insurance is referred as a kind of assurance or protection against the risk that can occur in future events by paying some amount to take the policy to safeguard from any kind of damages.
Insurance helps to recover the occurred loss caused to policyholders by compensating them with the amount as per the policy on which they paid premiums.
The amount of the money you should expect to be paid toward an individual policy is referred to as deductibles. It helps the money of both the insurance company as well as lower the premium amount.
According to the policy of Deductibles in insurance policy, the higher premium has lower deductibles whereas lower premiums have higher deductibles.
Therefore, option D is appropriate.
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P&G
Item
17
English
You were recently hired by the finance department. You have training and experience in finance, but you also have
an advanced degree in communications.
You enjoy both, but would love the opportunity to combine them together
at some point. During this week's team meeting, you hear of a project that you feel is directly applicable to your
unique experience and education. However, your supervisor assigned that project to a coworker and asked you to
work on a more conventional finance task.
What would you do?
Approach your coworker and offer your knowledge and experience. Let them know you are
willing to help them on the project if they wants it.
Approach your supervisor to let them know that you feel your skill set is more suited for the non-
conventional task and you are being underutilized on the finance task.
<
Complete your conventional finance task as quickly and accurately as you can. Then, ask If you
can be assigned to the other project.
Work on the project you were assigned. Recognize that your supervisor is likely trying to
familiarize you with the department by working on the finance task and you should trust their
guidance.
Talk to your supervisor and offer to work on both tasks. You don't mind putting in extra time to
do something you enjoy and you'll provide value to both projects.
Ann
The best thing to do in this case is to recognize that your supervisor is likely trying to familiarize you with the department by working on the finance task and you should trust their guidance.
It should be noted that in an organization, it's important for one to listen to one's supervisor. Therefore, the person should not approach the supervisor to let him know that his or her skill set is more suited for the non-conventional task.
The opinion of the supervisor should be respected. It's important to recognize that the supervisor wants to familiarize the employee with the department.
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what is a CIRTA policy
Answer: Candice
Explanation: CANDICE D FIT IN UR MOUTH
Which of the following is most unlikely to present a barrier to entry into a market?
Select one:
a.
market forces
b.
patent laws
c.
technological advantages
d.
deregulation
The factor which is most unlikely to present a barrier to entry into a market is deregulation.
Deregulation is the removal or reduction of regulations in order to help stabilise an economy or to give traders a free market
As a result of this, we can see that deregulation does not present a barrier to entry in a market because of the removal of government barriers which otherwise would have made things difficult for a person to get into a market.
Therefore, the correct answer is option D
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A family wants to be able to give their child $5,000 per year for 4 years of college. The child will leave for college in 8 years, at which point the family will stop contributing to the college fund. How much money should be set aside each year on the child's birthday in order to follow through with this plan
Answer:
$2500
Explanation:
An amount of $1,245 should be set aside each year on the child's birthday to follow through with the plan of giving $5,000 per year for 4 years of college. Option C is the correct answer.
To determine the amount of money that should be set aside each year on the child's birthday to follow through with the plan of giving $5,000 per year for 4 years of college, we need to calculate the annual payment (P) using the present value of an annuity formula. Option C is the correct answer.
The present value of an annuity formula is given by: PV = P * [1 - (1 + r)^(-n)] / r
Where PV is the desired future value, r is the interest rate, and n is the number of years. In this case, the desired future value is $5,000 per year for 4 years, so PV = $5,000 * 4 = $20,000.
The interest rate is given as 10%, so r = 0.10.
The child will leave for college in 8 years, so n = 8.
Now, let's calculate the annual payment (P): P = ($20,000 * 0.10) / [1 - (1 + 0.10)^(-8)]
Simplifying the equation further, we get: P = $2,000 / [1 - (1.10)^(-8)]
P ≈ $1,245
Therefore, the amount of money that should be set aside each year on the child's birthday in order to follow through with this plan is approximately $1,245.
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The complete question is, "A family wants to be able to give their child $5,000 per year for 4 years of college. The child will leave for college in 8 years, at which point the family will stop contributing to the college fund. How much money should be set aside each year on the child's birthday in order to follow through with this plan? Assume an interest rate of 10%.
a. $1,291
b. $1,386
c. $1,245
d. $957"
How would you interpret the relationship between two numeric variables when the estimated least squares regression line for them is essentially horizontal (slope 0)?
We know that the least square regression line is given by the equation:
y = a+b x
Here is the Y-intercept of the line and is the slope of the line that is, angle made with the horizontal axis or corresponding change in Y when X increases by one unit. This implies that the least square regression lines are completely determined by the slope and the intercept as given in the above equation.
Now if this line is found to be horizontal as shown in the figure below then it can be easily observed from the figure that the horizontal least square regression line makes no angle with the horizontal axis of the independent variable and thus is parallel to it.
Sam and Devon agree to go into business together selling college-licensed clothing. According to the agreement, Sam will contribute inventory valued at $110,000 in return for 80 percent of the stock in the corporation. Sam’s tax basis in the inventory is $55,000. Devon will receive 20 percent of the stock in return for providing accounting services to the corporation (these qualify as organizational expenditures). The accounting services are valued at $27,500. (Negative amount should be indicated by a minus sign. Leave no answer blank. Enter zero if applicable.)
Assume Devon received 25 percent of the stock in the corporation in return for his services.
g. What amount of income, gain, or loss does Devon recognize on the formation of the corporation? (Do not round intermediate calculations. Round your final answer to the nearest whole dollar amount.)
Answer:
Explanation:
$38,500
What are some examples of fees that can be seen on a bank statement?
Answer:
Monthly service fee.
Overdraft fee.
Non-sufficient funds (NSF) fee.
ATM fee.
Paper statement fee.
Foreign transaction fee.
Account closure fee.
Explanation:
In buying an existing business the prospective buyer should ask questions about the operation of the business which of the following would be an appropriate question to ask
In buying an existing business, the questions that would be appropiate for the prospective buyer to ask are the following:
E. All of the above are appropriate questions to ask.I was able to find the complete exercise online and the exercise had five options to choose from. These are the options:
A. Is the business operating at a profit? B. Why are you selling? C. Are there any problems with the business? D. Will the customers stay with the business?E. All of the above are appropriate questions to ask.The correct option was "E" because all the questions are not only appropiate but necessary to ask.
When buying an existing business, you need to know everything about the business and the reason why the owner is selling because it may make you change your opinion or help you make future decisions.
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Answer: A) What are you going to do with the down payment?
Explanation:
I got it right trust
The Conner Company uses a two-step process for making wooden boards with holes in them. Step 1 is drilling and Step 2 is sanding. Drilling can be done using a hand drill that takes 2 minutes to load the bit and 2 minutes to drill each hole. If production of each unit involves drilling 14 holes, what is the maximum output of Step 1 using the manual drill if 1 setup is involved for each order of 1 board
The maximum output from Step 1 using the hand drill is 2 units per hour (option C).
To know how many boards of wood can be made in a given time using the manual drill that takes 2 minutes making each hole and 2 minutes loading, the following operations must be done.
Multiply the number of holes in each table by the amount of time it takes the drill to drill each hole.
14 × 2min = 28minAdd the time it takes for the drill to make the total holes to the two minutes it takes to load.
28min + 2min = 30minAccording to the above, each table takes 30 minutes to complete. So the correct answer is 2 units per hour (option C).
This question is incomplete because the options are missing. Here are the options.
A) 10 units per hour
B) 5 units per hour
C) 2 units per hour
D) 12 units per hour
E) None of the above
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STATE THE MODULES THAT ARE INCLUDED WHEN LEARNING ECONOMICS.
Answer:
Economics is a social science concerned with the production, distribution, and consumption of goods and services. It studies how individuals, businesses, governments, and nations make choices about how to allocate resources. ... The building blocks of economics are the studies of labor and trade.
Assume the risk-free rate is 8% and the expected rate of return on the market is 18%. A share of stock is now selling for $100. It will pay a dividend of $9 per share at the end of the year. Its beta is 1. What do investors expect the stock to sell for at the end of the year
The price of the investors can expect the stock to be sold at the end of the year is $109.
The price of the investors can expect the stock to be sold at the end of the year can be determined using this formula:
Stock price = d1 / (r - g)
d1 = next dividend to be paid = $9
r = cost of equity
g = dividend growth rate
The cost of equity would be determined using the capital asset pricing model:
Risk free rate + beta(market rate of return - risk free rate)
8% + 1(18% - 8%) = 18%
The dividend growth rate can be determined using this equation:
100 = $9 / ( 18% - g)
g = 9%
Stock price = $9(1 + 0.9) / (0.18 - 0.09)
9.81 / 0.09 = $109
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From California to New York, legislative bodies across the United States are considering eliminating or reducing the surcharges that banks impose on noncustomers, who make $14 million in withdrawals from other banks' ATM machines. On average, noncustomers earn a wage of $24 per hour and pay ATM fees of $3.00 per transaction. It is estimated that banks would be willing to maintain services for 6 million transactions at $1.00 per transaction, while noncustomers would attempt to conduct 22 million transactions at that price. Estimates suggest that, for every 1 million gap between the desired and available transactions, a typical consumer will have to spend an extra minute traveling to another machine to withdraw cash.
1. Based on this information, what would be the nonpecuniary cost of legislation that would place a $1.00 cap on the fees banks can charge for noncustomer transactions?
Instructions: Round your answer to the nearest penny (2 decimal places).$
2. What would be the full economic price of this legislation?
$
a. Nonpecuniary cost of legislation that would place a $1.00 cap on the fees banks can charge for noncustomer transactions is: $6.40.
b. The full economic price of this legislation is: $7.40 per transaction.
Equilibrium price, Pe = $3.00 per transaction
Opportunity cost = $24 per hour
Ceiling price, C = $1.00 per transaction
First step is to calculate the Shortage in transaction volumes
Shortage in transaction volumes =22million - 6million
Shortage in transaction volumes =16million
Second step is to calculate the time lost in 16million of shortage transaction
Time lost= (16mn x 1 minute)/60
Time lost= 16 minutes /60
Third step is to calculate opportunity cost of 16 minutes which is the non pecuniary cost of legislation
Opportunity cost = $24 per hour x 16 / 60
Opportunity cost = $6.40
b. Full economic price of this legislation:
Full economic price of this legislation= Ceiling price + Opportunity cost
Full economic price of this legislation = $ 1.00+$6.40
Full economic price of this legislation = $7.40 per transaction
Inconclusion the Nonpecuniary cost of legislation is $6.40 and the full economic price of this legislation is $7.40 per transaction.
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Kelley Company and Mason Company each have sales of $200,000 and costs of $140,000. Kelley Company's costs consist of $40,000 fixed and $100,000 variable, while Mason Company's costs consist of $100,000 fixed and $40,000 variable. Which company will suffer the greatest decline in profits if sales volume declines by 15%?
The firm that would suffer the greatest decline in profits if sales volume declines by 15% is Mason Company.
The cost of a company is made up of fixed cost and variable cost. Fixed cost is the cost that does not vary with output of the company. It remains fixed no matter the level of output. An example of fixed cost is rent. Variable cost is the cost that varies with output. If output increases, variable cost increases and if output falls, output decreases.
If sales volume decreases, the output of Mason Company would decline more compared with the output of Kelley company because it has a higher fixed cost. So, we when sales reduces, its cost would would not reduce as many as the cost of Kelley company.
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The swim lane approach to estimating the revenue generated by advertising in different media.. Group of answer choices ..is very effective for determining advertising ROI is very effictive when combined with the walk lane method. ..is prone to overestimating the contribution of specific media advertsing channels. ...is the future of the advertsing industry
Answer:
Explanation:is prone to overestimating the contribution of specific media advertsing channels. is very effictive when combined with the walk lane method.
The owner of Genuine Subs, Inc., hopes to expand the present operation by adding one new outlet. She has studied three locations. Each would have the same labor and materials costs (food, serving containers, napkins, etc.) of $1.80 per sandwich. Sandwiches sell for $2.50 each in all locations. Rent and equipment costs would be $5,040 per month for location A, $5,560 per month for location B, and $5,730 per month for location C.
Required:
a. Determine the volume necessary at each location to realize a monthly profit of $10,500.
b. If expected sales at A, B, and C are 20,800 per month, 22,000 per month, and 22,800 per month, respectively, calculate the profit of each location.
c. Which location would yield the greatest profits?
Answer:
The selling price per unit (sandwich) is $2.50
The variable cost per unit (sandwich) is $1.80
Contribution margin per unit = Selling price per unit - Variable cost per unit
=$2.50 - $1.80
=$0.70
Target sales volume to achieved at location A
The fixed cost is $5,040 per month
The target profit is $10,500 per month
TargetSales=Fixedcosts+TargetprofitContributionmarginperunitTargetSales=Fixedcosts+TargetprofitContributionmarginperunit
TargetSales=5,040+10,5000.70TargetSales=5,040+10,5000.70
TargetSales=22,200unitsTargetSales=22,200units
The company needs to sell 22,200 units at location A to achieve target profit of $10,500
Target sales volume to achieved at location B
The fixed cost is $5,560 per month
The target profit is $10,500 per month
TargetSales=Fixedcosts+TargetprofitContributionmarginperunitTargetSales=Fixedcosts+TargetprofitContributionmarginperunit
TargetSales=5,560+10,5000.70TargetSales=5,560+10,5000.70
TargetSales=22,943unitsTargetSales=22,943units
The company needs to sell 22,943 units at location B to achieve target profit of $10,500
Target sales volume to achieved at location C
The fixed cost is $5,730 per month
The target profit is $10,500 per month
TargetSales=Fixedcosts+Target
Explanation:
only i can do sorry
You are the manager of College Computers, a manufacturer of customized computers that meet the specifications required by the local university. Over 90 percent of your clientele consists of college students. College Computers is not the only firm that builds computers to meet this university’s specifications; indeed, it competes with many manufacturers online and through traditional retail outlets. To attract its large student clientele, College Computers runs a weekly ad in the student paper advertising its "free service after the sale" policy in an attempt to differentiate itself from the competition. The weekly demand for computers produced by College Computers is given by Q = 800 − 2P, and its weekly cost of producing computers is C(Q) = 1,200 + 2Q2. If other firms in the industry sell PCs at $300, what price and quantity of computers should you produce to maximize your firm’s profits? Price: $ Quantity: computers What long-run adjustments should you anticipate?
The price and quantity of computers that should be produced to maximize the firm’s profits will be $360 and 80 computers.
The demand curve for College Computers is given as (Q) = 800 - 2P where, P = 400 - 0.5Q.
Therefore, the weekly total revenue will be:
= (400 - 0.5Q) × Q
= 400Q - 05Q²
Marginal revenue = 400 - Q
Weekly cost of producing computers will be:
= 1200 + 2Q²
Marginal cost = 4Q
Maximum profit will b earned when MR = MC
Therefore, 400 - Q = 4Q
Collect like terms
4Q + Q = 400
5Q = 400
Q = 400/5
Q = 80
Quantity = 80 units
Therefore, the price will be:
P = 400 - 0.5Q
P = 400 - 0.5(80)
P = 400 - 40.
P = 360
The price is $360.
The weekly total revenue will be:
TR = price × quantity.
TR = 360 × 80
TR = $28800
The total cost will be:
TC = 1200 + 2(80)²
TC = 1200 + 12800
TC = 14000
Therefore, the profit will be:
= TR - TC
= $28800 - $14000
= $14800
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Which of these factors contributes to the popularity of cable TV advertising?
OA.
wide reach
OB. locality of the audience
Ос, caters to wealthy audiences
OD. lengthy ad-making procedure
The factor that contributes to the popularity of cable TV advertising is "wide reach."
Unlike the normal print, newspaper, radio, or local television stations, cable TV advertising can reach a larger audience.
This is evident in the fact that Cable TV adverts can be viewed anywhere in the country and across the globe.
Also, another advantage is that it can easily be tied to a particular program, such as sports programs and other exciting programs.
Hence, in this case, it is concluded that the correct answer is option A. "Wide Reach."
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Miller Company reported the following information in its 2017 financial statements ($ in millions):
2017 2016
Balance Sheet:
Accounts receivable, net $1,947.4 $1,574.6
Income statement:
Sales revenue $18,276.6
A note disclosed that the allowance for uncollectible accounts had a balance of $27.4 million and $27.7 million at the end of 2017 and 2016, respectively. Bad debt expense for 2017 was $18.0 million.
Required:
Determine the amount of cash collected from customers during 2017.
The cash the Miller Company collected from customers in 2017 is determined to be $17,885.8 million.
Data and Calculations:
Balance Sheet: 2017 2016
million million
Accounts receivable, net $ 1,947.4 $ 1,574.6
Allowance for Uncollectible Accounts $27.4 $27.7
Accounts receivable, gross $1,974.8 $1,602.3
Bad Debts Expense for 2017 = $18.0 million
Income statement:
Sales revenue $ 18,276.6
T-Accounts:
Accounts Receivable
Account Title Debit Credit
Beginning balance $1,602.3
Sales revenue 18,276.6
Allowance for Uncollectible $18.3
Cash 17,885.8
Ending balance $1,974.8
Totals $19,878.9 $19,878.9
Allowance for Uncollectible Accounts
Account Title Debit Credit
Beginning balance $27.7
Accounts receivable $18.3
Bad debts expense $18.0
Ending balance $27.4
Totals $45.7 $45.7
Thus, the Miller Company collected cash worth $17,885.8 million from its customers in 2017.
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Harriet is currently in pay grade 8, but she is hoping to get a promotion so she can move into
pay grade 10 or above. Which of the following methods of job evaluation is used at Harriet's
company?
a. computerized
b. ranking
c. point
d. classification
The type of job evaluation that is done if Harriet is hoping to move from grade 8 to 10 is known as job ranking.
Job ranking can be described as a type of classification that is based on the value or the hierarchy of a person in an organization.
All the jobs in the company are ranked based on their worth and the employees are placed on the grade based on their value.
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The firm of Mitchell and Mitchell owns a small truck. The truck has a market value of $9,500 today. New, it cost $24,900. Last week, the company spent $3,500 repairing the engine and replacing the brake pads. The company still owes $1,200 in truck payments. If the company decides to use this vehicle for a new project, the cost assigned to that project for this truck should be:
Answer:
Explanation:
24900 x 1.05^6 = 33368.3815
33368.3815 - 24900 = 8468.3815
9500 - 8468.3815 = 1031.6185 cost assigned before payments
3500-1200 = 2300
therefore cost assigned = 2300 +1031.6185 = 3331.6185
Truck cost = 3331.62
The production function for laser eye surgery is given by Q = 20K0.5L0.5, where Q is the number of laser eye surgeries performed per day, K is the number of eye surgery machines (which is fixed at 2 in the short run), and L is the number of employees. The marginal product of labor for L = 3 is ____.
The marginal product of labor is 10.
Data and Calculations:
Production function = Q = 20K0.5L0.5 = 20 x K x 0.5 x L x 0.5
Where:
Q = number of surgeries per day
K = number of machines
L = number of employees
Assuming that:
K = 2
L = 2
Therefore, Q1 = 20 x 2 x 0.5 x 2 x 0.5
= 20 surgeries per day
Q2 = 20 x 2 x 0.5 x 3 x 0.5
= 30 surgeries per day
Change in productivity = 10 (30 - 20)
Change in labor = 1 (3 - 2)
Marginal product of labor = change in output / change in labor
= 10 (10/1)
Thus, the marginal product of labor for the production function is 10.
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Which is not a type of payroll deduction?
O A. Retirement account contribution
O B. Clothing expenses
O C. State taxes
D. Health insurance premium
Answer B. Clothing expenses
Explanation:
the selling price of a product is $20 and the markup is $4 what percentage of the selling price does the markup represent a 20% B 24% C 28% D 40%
time in line to buy groceries
A group of investors was polled each week for the last five weeks about whether they were bullish or bearish concerning the market. Construct the market sentiment index for each week based on these polls. (Do not round intermediate calculations. Round your answers to 4 decimal places.) Week Bulls Bears 1 58 63 2 53 68 3 47 74 4 50 71 5 43 78
The market sentiment index [MSI] for each week will be 0.5207, 0.5620, 0.6116, 0.5868, and 0.6446
Week 1
Bulls (a) = 58
Bears (b) = 63
c = a + b = 121
MSI = b/c = 0.5207
Week 2
Bulls (a) = 53
Bears (b) = 68
c = a + b = 121
MSI = b/c = 0.5620
Week 3
Bulls (a) = 47
Bears (b) = 74
c = a + b = 121
MSI = b/c = 74/121 = 0.6116
Week 4
Bulls (a) = 50
Bulls (b) = 71
c = a + b = 121
MSI = b/c = 71/121 = 0.5868
Week 5
Bulls (a) = 43
Bears (b) = 78
c = a + b = 121
MSI = b/c = 78/121 = 0.6446
The market segment index measures the ratio that is between the average volume of the declining stocks and that of the advancing stocks.
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How to calculate opening capital
Answer:
Opening Capital = closing capital + drawings - additional capital - profit + loss.
Explanation:
The opening capital is the balanced equalization exhibited around the beginning of an accounting period.
1. Which of these approaches is not a way of harnessing open innovation across the internet?
a. Innovation contests
b. Innovation communities
c. Online storage
d. Innovation markets
AMSWER :
1. C. Online Storage
hope it helps❤
Online storage is not a way of harnessing open innovation across the internet. Option C is the correct answer.
Online storage, such as cloud storage services, provides a means to store and access digital files over the internet. While online storage is useful for sharing and collaborating on files, it does not inherently contribute to open innovation as it focuses on data storage rather than idea generation or collaboration. Option C is the correct answer.
Innovation contests involve soliciting ideas or solutions from a wide range of individuals or groups through an open call for submissions. Innovation communities refer to online platforms or networks where individuals with shared interests and expertise come together to collaborate and exchange ideas. Innovation markets, also known as idea markets or innovation exchanges, are online platforms that enable the buying, selling, or licensing of innovative ideas or intellectual property.
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At the profit-maximizing output rate, what is the average total cost?
What is millennial behaviour regarding cooking and food trends?
In considering healthy eating, their report also indicates that millennials have primary importance in transparency around ingredients with 36% wanting to know if products are Australian-owned and grown, followed by whether they are locally grown (31%) and whether products have no additives or preservatives (24%).