Someone who must decide whether to receive $100 now or $100 one year from now will probably choose, since there is time value of money in waiting to use the money.
What is money?
Any tangible object or verifiable record that's also generally held as payment for goods or services as well as the repayment of debts, such as taxes, in a specific nation or socioeconomic setting is referred to as money. Money serves as a medium of exchange, a unit of account, a store of value, and occasionally a benchmark of deferred payment. These are its main distinctions. In the past, money was a market phenomenon that had inherent value as a good; today, almost all financial systems are based on fiat money that has no utility value. After being deemed legal tender by a government or governing agency the case of the US dollar, this means it must be accepted as payment for "all debts, public and private" within the country—it derives its value from social convention.
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what is the minimum number of workers that can produce at an hourly rate of 72 units?assume the tasks can allocated to workers
Almost 400,000 number of workers running for over 11,000 actual Living Wage Employers at some points of the United States are set for an important cost-of-residing pay boost, as the brand-new Living Wage costs upward push to £10. ninety an hour throughout the UK (£1 increase), and £11.ninety-five an hour in London (90p increase), assisting people and families.
You'll commonly want to be paid as a minimum £25, six hundred in step with yr. or £10.10 in step with hour, whichever is better. If the 'going fee' in your activity is better than each of these, you will commonly want to be paid as a minimum the going fee.
Your hourly rate is the quantity of cash you earn for every hour you spend running. As an hourly employee, you need to receive a commission for all the hours which you work.
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you went on the job interview for the sales associate position at the store. What are four questions you could ask yourself to help you evaluate how well you did in the interview?
You attended the interview for the job of sales associate at the shop. A small introduction, strengths and weaknesses, skills, and an evaluation of your performance in the interview are the four questions you can use to gauge your performance.
What is the main query in the interview for the post of sales associate at the store?Introduce yourself with strengths and weaknesses, skills, and an evaluation of your performance. shortly.
What is your history as a sales associate in terms of consistently reaching quotas?
What criteria do you employ to decide whether a product is suitable for your target market?
Tell me about a time when you dealt with a customer who was irate because there was a lack of a product they wanted to purchase.
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What is the relationship between a person’s need for payday lending and their income volatility?.
Payday loans provide a manner to address sudden activities and month‐to‐month earnings volatility, which impacts greater than a 3rd of American families with earning below $50,000.
The required details for Payday loans in given paragraph
A payday mortgage is a short-time period unsecured mortgage, regularly characterized through excessive hobby rates. The time period "payday" in payday mortgage refers to while a borrower writes a postdated take a look at to the lender for the payday salary, however gets a part of that payday sum in on the spot coins from the lender. However, in not unusual place parlance, the idea additionally applies irrespective of whether or not compensation of loans is related to a borrower's payday. The loans also are on occasion mentioned as "coins advances", a leven though that time period also can check with coins furnished in opposition to a prearranged line of credit score inclusive of a credit score card.
Legislation concerning payday loans varies extensively among extraordinary countries, and in federal systems, among extraordinary states or provinces.
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how did the views of federalists such as alexander hamilton differ form those of their opponents, such as thomas jefferson, on establishing a centralized banking system
Answer:
while Jefferson believes that the people “can be trusted with their own government,” Hamilton argues that the people “seldom judge or determine right.” Hamilton favored a type of government.
Explanation:
Alexander Hamilton recognized that in order for the new country to be successful, it need stability and a strong central government.
you bid for a coin. you're confident that the price of the coin is between 0 and 100, if your bid is greater than the price, you win and sell it to your friend at the price of 1.5 times price. what's your bid to max your profit?
The best you can do is eliminate the possibility of losing money by bidding 0 and ensuring you lose the auction as this is a quadratic function that maximizes when Bid = 0.
Let us suppose P Uniform (0, 100). Now our answer is argmax_B E[max(0, 1.5P - B)] = argmax_B E[0 | 1.5P - B 0] * Pr(1.5P - B > 0).
It is simple to calculate E[0 | 1.5P - B 0] = (150 - B)/150 = 1 - B/150, Pr(1.5P - B 0]. It might be beneficial to reconfigure this condition and solve it graphically. This can be rewritten as E[1.5P - B | P > 2B/3]. This expectation occurs graphically at the midpoint of 100 and 2B/3, which is 50 + B/3.
As a result, we're looking for argmax B 0 * B/150 + (50 + B/3) * (1 - B/150). This is a quadratic function that maximizes when B = 0.
We have two options: either you lose the auction and receive nothing, or you win the auction and lose a quarter of your bid. The best you can do is eliminate the possibility of losing money by bidding 0 and ensuring you lose the auction.
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According to the ucc, for the sale of goods that requires shipping, the presumption is that unless stated otherwise, the seller need only deliver the goods to __________ to complete performance.
False, According to Uniform Commercial Code the "shipment contract" requires the seller to place goods on carriage and "destination contract” requires that the seller deliver the goods to the buyer at a certain location
The UCC allows for two different sorts of agreements if the products are carried by a common carrier, which is a third party with whom a delivery contract has been made, like UPS or the USPS. The seller must deliver the products to the carrier in accordance with the terms of a "shipment contract."
According to a "destination contract," the seller must deliver the products to the customer at a specific spot. When the items are delivered to the carrier under a shipment contract, the risk of loss shifts to the buyer. When products arrive at the buyer's location under a destination contract, the buyer assumes the risk of loss.
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mehmet’s café sells coffee for only $.50, which is less than it costs, but mehmet hopes customers will come for the coffee and end up buying sandwiches and pastries. what sort of pricing strategy is mehmet pursuing?
The sort of pricing strategy Mehmet pursuing is a Loss leader.
A business can use a variety of pricing strategies when selling a product or service. To determine the most effective pricing strategy for a company, senior executives need to first identify the company's pricing position, pricing segment, pricing capability, and competitive pricing reaction strategy.
Pricing Strategy is a tool used to fix the price of a particular product or service by considering various factors like the consumption of resources, Market conditions, the ability of customers, demand and supply, need of the product like regular item or occasional, etc. Pricing is important since it defines the value that your product is worth for you to make and for your customers to use. It is the tangible price point to let customers know whether it is worth their time and investment.
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Suppose you put $350 into a bank account today. Interest is paid annually and the annual interest rate is 6 percent. The future value of the $350 after 4 years is.
Consider depositing $350 into a bank account today. The interest rate is 6% per year, and it is paid annually. After four years, the future worth of the $350 is $441.87.
Money kept in a bank is referred to in the financial lexicon as a deposit. A depositing is a transaction in which money is transferred to a different party for safekeeping. Yet another definition of a deposit is a sum of money used as security or collateral for the delivery of a good.
There are two definitions for a deposit. One type of deposit entails transferring money to a different party for safekeeping. According to this definition, a depositing is cash added by an investor to a savings or checking account kept at a bank or credit union.
In this case, the money that was deposited remains the property of the person or organization that made the deposit, and that person or organization is free to take the money out at any time.
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a retail store does not segregate sales and the amount of sales tax on sales. if the sales tax rate is 5% and the register total amounted to $262,500, what is the amount of the sales taxes owed to the taxing agency?
The amount of the sales taxes owed to the taxing agency is $12500
TurboTax is attempting to peer in case you are eligible to itemize. If you stay in a nation without a nation tax, you may deduct nation and neighborhood income tax paid. When requested the way you need to go into your income tax, choose Easy Guide. Answer the questions about the following few screens.
To record and pay your Louisiana income tax you've got a few options: File on-line on the Louisiana Taxpayer agency Access Point: You can remit your fee thru their on-line system. Pay through credit score card. Autophile – Let Tax Jar record your income tax for you. Let's say you are shopping for a $one hundred objects with an income tax of 5%. Your math might be simply: [cost of the item] x [percentage as a decimal] = [sales tax]. That's $one hundred x. 05 =$5.
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as managers plan for the future, it is important to handle unexpected circumstances. by developing backup plans with alternative courses of action defined in case conditions change, managers are conducting planning.
By developing backup plans with alternative courses of action defined in case conditions change, managers are conducting scenario planning.
What is scenario planning?Scenario planning can be defined as the strategy used by companies to predict future event or unforeseen event that may likely to happen and how to combat the event by making use of some preventive measure.
This scenario best illustrate what is known as scenario planning which is why the manager is trying to defined a strategic problem that may occur and the ways to overcome the problems.
Therefore we can conclude that the manager is making use of scenario planning.
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current operating income for bay area cycles co. is $28,000. selling price per unit is $100, the contribution margin ratio is 20%, and fixed expense is $112,000. required: 1. calculate bay area cycles per unit variable expense and contribution margin. how many units are currently being sold?
If the current operating income of Bay Area Cycles Co. is $28,000, the margin of safety would be $140,000, 20% is the contribution margin, and $112,000 is the fixed expense. required.
The revenue of a company less all variable costs, divided by the revenue, is the contribution margin ratio (CM ratio). It is an illustration of the marginal gain from generating an extra unit.
Contribution Margin is the sum of money left over after paying your company's fixed expenses. That is, it refers to the excess revenue that your company makes after removing the variable costs associated with producing your goods.
One crucial way for assessing, managing, and planning your company's operating income profitability is the calculation of the contribution margin.
A Operating Income $28,000
B Fixed expenses $112,000
C = A+B Total Contribution margin $140,000
D CM Ratio 20%
E = C/D Total Sales dollars $700,000
F Break even dollars $560,000
G = E - F Margin of Safety $140,000
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in contrast, the lincoln company is closely held and, therefore, cannot generate reliable inputs with which to apply the capm method to estimate its cost of internal equity (retained earnings). however, its management knows that its outstanding bonds are currently yielding 8.42%, and the firm’s analysts estimate that the risk premium of its stocks over its bonds is currently 1.48%. as result, lincoln’s cost of internal equity (r
Outstanding bonds are currently yielding 8.42%, and the firm’s analysts estimate that the risk premium of its stocks over its bonds is currently 1.48%. as result, lincoln’s cost of internal equity = 9.9
Cost of equity = Bond's yield + risk premium
Internal equity, in its simplest form, refers to how employees in a firm who hold comparable roles or possess comparable skill sets are paid, whether through salaries or other perks associated with the job. Internal equity, then, is about equal pay for equal work.
Stock in the context of finance refers to the shares into which ownership of a corporation or company is divided.
[1] (In particular, the term "stocks" is also used to describe shares in American English.) A single share of stocks represents a portion of the corporation's ownership in relation to the total number of shares.
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Which of the following is an example of a bond being traded on the secondary market? (1 point)
O an investor purchases a bond from a corporation
O an investor sells a bond to another investor
O an investor purchases a bond from the U.S. Treasury
O an investor purchases a bond directly from a municipality
Answer: an the investor sells a bond to another investor.
Explanation: just took the test
jessica is a sales representative for a pharmaceutical company. if she meets her monthly sales goal, the company gives her a 3% pay boost for the quarter. which aspect of a high-performance work system does the pay boost demonstrate?
Reward system aspect of a high-performance work system is given by company when Jessica is met the sales goal.
'A reward system is any financial, non-monetary, or emotional remuneration that an institution offers to its employees in exchange for the duties they do.'
Motivation factors and non - monetary benefits could be included in reward system. External motivators are items such as cash reward and favorable working conditions that a worker earns as a result of their position. Intrinsic rewards are gratifications that occur from actually doing things, such as self-gratification and a sense of contributing to the community. Numerous individuals who work for charitable organizations, for instance, generally earn less that they would if they started working for a business organization. They are swapping external rewards for the incentive of performing a task they assume is advantageous to society. Reward system is helpful for an organization to keep its employees motivated toward achieving higher goals.
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dejounte corp had a margin of safety of $160330 last month, with sales revenue of $834275 and fixed costs of $301794. how much profit did murray earn last month?
Profit Murray earned last month was Sales Revenue - margin of safety, 834275 - 160330 = 673945 is the profit amount.
Sales revenue is the money a business makes from selling products or offering services. Sales and revenue can, and frequently are, used interchangeably to refer to the same thing in accounting.
The distance between the predicted level of profitability and break-even is known as the margin of safety. Current sales divide by Actual Sales minus Breakeven Point is the margin of safety calculation.
It is preferable to have a big safety margin because it denotes solid business performance and provides a large buffer to deal with sales volatility. On the other side, a small safety margin suggests a less-than-optimal situation.
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A curve representing groupings of customers who adopt new products over a period of time illustrates the ______.
A curve depicting groupings of consumers who embrace new items over time exemplifies the diffusion of innovation.
What is the meaning of diffusion?The net flow of material from a location of high density to a region of small quantity caused by random mobility of molecules is termed as diffusion.
The product diffusion curve hypothesis describes how individuals and big organizations adapt to new ideas and inventions. Therefore, it can be concluded that diffusion of innovation is the correct term.
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You want to take earnings from your part-time job to pay for a new laptop. Your monthly take-home pay is $500 and the laptop costs $1,200. What percentage of your pay do you need to save in order to buy the laptop in 12 months?.
You want to use the money from your side job to buy a new laptop. The laptop costs $1,200, and your monthly take-home salary is $500.. To purchase a laptop in a year, you must save aside 20 percent of your pay.
An salary is the amount of money that they are given each month by their employer, particularly if they work in an occupation like education, law, or medical. A large remuneration was given to the attorney. All civil officials will now receive higher salary, according to the administration. Your base pay is what you receive before any perks or deductions. Once one has reached a specific income level, they may receive dividends from shares or overtime salary. piece of work, specifically a specified activity carried out as part of one's daily activities or for a set fee is called job. He was given the task of mowing the grass by her. an editorial position, whether full- or part-time: She was looking for job.
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which term refers to the network that links together the different aspects of the value chain and coordinates materials, information, and funds from the initial raw-material supplier to the ultimate customer?
The network connecting the various components of the value chain and coordinating materials, data, and funds from the initial raw material supplier to the final customer is referred to as the supply chain.
What is value chain?
From a product's initial design to its delivery to a customer, there are a number of sequential steps that make up a value chain. The supply chain identifies every stage of production, including the sourcing, production, and marketing phases, where value is added. A business analyses its value chain by analysing the specific processes involved in each stage of its operations. A value-chain analysis' goal is to boost production efficiency in order for a business can provide the most value for the least amount of money.
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if it is alleged that an associated person of a member firm violated one or more finra rules, which arm of finra will issue the complaint? a) state securities administrator b) department of enforcement c) federal reserve board d) sec
The Department of Enforcement division of finra will file the complaint if it is claimed that a member firm's affiliated individual violated one or more finra rules.
A multitude of purposes are served by enforcement, including ensuring Enforcement adherence to social norms within isolated communities, maximizing social benefits and protecting the public interest, and even The Department of Enforcement division of finra will file the complaint if it is claimed that a member firm's affiliated individual violated one or firm's more finra rules. even serving the institutions that oversee enforcement's own interests.
Both public and private, non-governmental actors are capable of carrying out enforcement. Enforcement frequently takes the form of coercion or the Enforcement use of power imbalances to restrain action. firm's Some academics, like Kate Andrias, have also asserted that institutions enact laws and regulations when determining "when and how to apply" them.
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the acmeville metropolitan bus service currently charges $0.99 for an all-day ticket, and has an average of 472 riders a day. the bus company is not earning a profit, but according to their contract with the city, they cannot cut the number of buses on the road. they must therefore find a way to increase revenues. the bus company is considering increasing the ticket price to $ 1.1 . the marketing department's studies indicate this price increase would reduce usage to 195 riders per day.
The change in price elasticity of demand will be 5.22%, given the increased price and change in demand.
Percentage change in quantity demanded = [ 195-472/472] *100
= 58% (absolute value ignoring negative sign)
Percentage change in price = [1.1-0.99/0.99] *100
= 11.11 %
Price elasticity of demand = Percentage change in quantity demanded /
Percentage change in price
=58/11.11
= 5.22%
Price elasticity of demand: The relationship between the fluctuation in a product's quantity supplied and the proportion change in price is known as price elasticity of demand. It assists analysts comprehend how both demand and supply shift in response to shifts in a product and service. Basically, it helps in understanding how sensitive the demand of a product is in comparison to change in its price. Some the fluctuation in demand could be more and sometime less as compared to change in price.
The complete question is here:
The Acmeville Metropolitan Bus Service currently charges $0.99 for an all-day ticket and is used by an average of 623 riders a day. The bus company is not earning a profit, but according to their contract with the city, they cannot cut the number of buses on the road. They must therefore find a way to increase revenues. The bus company is considering increasing the ticket price to $1.21. The marketing department's studies indicate this price increase would reduce usage to 473 riders per day.
Calculate the price elasticity of demand.
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As economies move toward greater privatization, there is a greater likelihood of facing the phenomenon that japan faced due to the stock market collapse. Privatization transfers assets.
As economies move toward greater privatization, there is a greater likelihood of facing the phenomenon that Japan faced due to the stock market collapse. Privatization transfers assets from the state to private owners.
The shift toward a market-primarily based monetary device often entails a number of steps: deregulation, privatization, and creation of a felony machine to guard page four belongings rights.
Being first typically allows a corporation to set up a robust emblem reputation and customer loyalty before competitors input the arena. other blessings include extra time to ideal its product or service and placing the market price for the new object.
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a company asks aurora to work on a mobile device that belongs to a colleague. after her evaluation, she narrows down the list of things to consider doing. they include uninstalling some apps, updating the os, and possibly performing a factory reset. what would have prompted her to consider these actions? group of answer choices
The factor that would make Aurora to be able to consider all of the factors that have been listed here as she is to work on the device would be the knowledge of the different factors that may cause a device to malfunction.
What is the reason why the phone may have issues?The reason why a phone may have issues may be different based on the types of issues that the phone has been listed to be having.
The OS of the phone is the operating system of that phone. It is what the phone is able to function by.
Given the type of issue that is the problem, the factory reset would be necessary. This would help to wipe the phone and may it empty in a way that it would come in the same way as it was when it was bought.
Uninstalling the app may cause the storage to be free and also help to remove a malicious application as well from the phone.
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Janyce is the human resource manager at a manufacturing company. Her counterparts are the managers of engineering, accounting, manufacturing, and purchasing. The firm is organized to create efficiencies by grouping people with common knowledge and skills. What term best describes this departmentalization?.
Janyce is the human resource manager at a manufacturing company. Her counterparts are the managers of engineering, accounting, manufacturing, and purchasing. The firm is organized to create efficiencies by grouping people with common knowledge and skills. Functional departmentalization describes this departmentalization.
Manufacturing is the making of products by means of hand or via device that upon of entirety the business sells to a consumer. objects utilized in manufacture may be uncooked substances or element parts of a larger product. the manufacturing normally takes place on a huge-scale manufacturing line of machinery and professional exertions.
A manufacturer is a person or organisation that produces finished items from raw substances with the aid of the use of numerous equipment, device, and approaches, and then sells the products to consumers, wholesalers, vendors, outlets, or to other manufacturers for the manufacturing of extra complicated goods.
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people are less upset than when they miss getting an early payment discount than when they are asked to bear a late payment surcharge. this best illustrates the importance of
In a situation when people get less upset than when they miss by getting an early payment discount than when they are asked to bear a late payment surcharge, this best illustrates the importance of framing.
What do we understand by framing?In psychology, the term "framing" is known as framing effect, which is a cognitive bias where people decide on options based on whether the options are presented with positive or negative connotations such as either a loss or as a gain.
Most individuals tend to avoid a risk when the positive frame is presented but seek risks when a negative frame is presented So, in this case, the gain & loss are defined in the scenario as descriptions of outcomes such as when lives lost or saved, disease patients treated and not treated etc.
The concept of framing also helps to develop an understanding of frame analysis within social movements and also in the formation of political opinion where spin plays a large role in political opinion polls that are framed to encourage a response beneficial to the organization that has commissioned the poll.
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time remaining 52:38 iliana signed up for a store credit card with no annual fee to get a discount of 12.5 percent off her entire first purchase. percents total 100% if she saved $7.29 on her first purchase by using this credit card, what was the total price of the items before the discount? $0.91 $1.71 $58.32 $91.13
52:38 remain iliana obtained a store credit card with no annual fee in order to receive a discount of 12.5% off her total initial purchase. %s add up to 100% If she used this credit card to make her initial purchase, she would have saved $7.29, making the final cost of the products before the reduction $58.32.
In times of financial difficulty, using a credit card can be an excellent method to manage your money. You are able to get money, buy things, and pay it back later thanks to this. The best thing is that credit cards are widely used, extensively recognized, and, when used wisely, offer considerable financial flexibility.
Keep reading to learn more about credit cards and their advantages if you're new to them.
When a consumer uses a credit card, they can borrow money up to the pre-approved credit limit. Credit cards are a sort of credit facility offered by banks. The ability to buy goods and services is provided to customers. The credit card provider bases the credit card limit on variables including income and credit score.
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rental activitiesblank . multiple choice question. are always classified as business activities and the expenses are deducted for agi may be classified as investment activities or business activities, but the expenses are always deducted for agi may be classified as investment activities or business activities, but the expenses are always deducted from agi are always classified as investment activities and the expenses are deducted from agi
The rental activities are always classified as business activities and the expenses are deducted for agi may be classified as investment activities or business activities.
What business activities?The business activities can be described as the activities that is needed to be performed so that the goals as well as the objectives of making profit can be achieved in the organization.
It should be noted the rental activities can as well be described as a business activities which can be one of the expenses of the company so far the rental service brought about values to the company.
Therefore option A is correct.
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jeff is under contract with isu to teach business law classes. another college in the area knows jeff is under contract, however they approach jeff and offer him more money to breach the contract with isu and teach at their college. jeff declines the offer and continues teaching at isu. could isu sue the other college for intentional interference with a contractual relationship?
Yes, ISU can sue the other college which is basically a third party for intentional interference with a contractual relationship.
A contract is an actionable legal relationship that creates, specifics, and governs the entitlement and duties of the parties. The exchange of goods, facilities, finances, or a guarantee to transmit any of these at a point later are major ingredients of contracts. Here, the Jess is under the contract with ISU and is obligated to teach here, until this contract gets over. ISU can even sue Jess, if he breaches his contractual obligation.
But here another college is interfering with their contractual relation by giving offer to Jess to teach at their college and breach the contract with ISU. Here, ISU can sue the other college if their action causes breach of contract.
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Organizational ______ is a set of techniques for implementing planned change to make people and organizations more effective.
Organisational development is a set of techniques for implementing planned change to make people and organisations more effective.
Organisational development (OD) is a collection of methods for bringing about deliberate change to improve the efficiency of individuals and groups. The process of guiding organizational change to a successful conclusion is known as organizational change management, and it typically consists of three main phases: preparation, implementation, and follow-through.
There are several situations where organisational transformation is necessary. Some of these problems managers run into the most is new management, whether it be at the top of the firm or in its sections. Organisational team structure changes the adoption of cutting-edge technology, and the use of novel business models.
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joe's company designs and sells water pumps. joe distributes the pumps through mark's company, beaver pelt distributors, inc. mark receives an order for a pump from disney to install on the it's a small world ride. mark doesn't have the exact pump that disney needs, but he decides to modify one of joe's pumps to meet disney's need. the pump ultimately arrives and is faulty because the modification made by mark damaged the pump. the pump failure causes $100,000 in damages in the ride. is joe liable for those damages?
The defect occurred after the pump left Joe's possession.
Dependent territory is a region of land over which another nation exercises sovereignty but over which it does not have the full rights to participate in its governing structures.
The offense of drug possession
Ownership
Physical possessions that belong to a person but are not their real estate
Exclusive practical control over anything is referred to as possession (law) when discussing the legal ramifications of that control.
A physical, functional, or aesthetic characteristic of a good or service that shows that it falls short of one of the expected standards is called a fault.
Examples
An angular defect is when some angles do not add up to the expected 360° or 180°, even though they should on the Euclidean plane.
birth defect: an affliction that exists from birth
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calculate the required rate of return for moon, inc.’s stock. moon’s beta is 0.8, the risk-free return is 3 percent, and the expected return on the market is 8.5 percent.
For the shares of Moon, Inc., a 7.4% required rate of return. The predicted return on the market is 8.5 percent, moon's beta is 0.8, and the risk-free return is 3 percent.
Formula : R = rf + B(rm-rf)
Where, R = required rate of return, rf = Risk free rate, rm = market rate of return, B = project Beta
R = 3 + (0.8*(8.5-3)) = 7.4
The minimal profit (return) an investor will seek or expect in exchange for taking on the risk of investing in a stock or other type of security is known as the required rate of return (RRR).
RRR is also used to determine how profitable a project might be in comparison to the cost of financing it. required rate of return indicates the degree of risk associated with committing to a specific investment or project. The level of risk increases with the return.
To determine the needed rate of return, you must consider variables such as the market's overall return and the rate you would receive if you took no risks (risk-free rate of return).
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