cyclically balanced budget running a deficit during recessions offset by a surplus during expansions.
Having more of something than you need or intend to use is known as having a surplus. For instance, if you prepare a meal and there is food left over after everyone has eaten, you have a surplus. You have three options: discard the food, store it, or look for a neighbor or other potential consumer.
A $3 billion deficit exists in the government. The federal budget deficit will be decreased. The team won the game despite trailing by four points. Her left ear suffers from a slight hearing loss.
The general definition of deficit is when the balance between positive and negative amounts is negative,
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a creditor who obtains an interest in the property of a debtor without the debtor's express agreement may obtain:
A creditor who obtains an interest in the property of a debtor without the debtor's express agreement may obtain the right to take the debtor’s property of that particular price.
A creditor is a person or business that extends credit to another party so they can borrow money, frequently via a loan agreement or contract. Personal and real categories of creditors are regularly used. Personal creditors may include people who lend money to friends, family members, or a firm that provides rapid goods or services to a person or business but allows a payment delay. Real creditors are financial institutions or banks having loan agreements and legal rights to seize any of the debtor tangible assets or collateral if the loan is not repaid.
KEY TAKEAWAYS
• Debtors who owe unsecured debts can be sued in court by creditors like banks who can confiscate assets like homes and cars on secured loans.
• Creditors—individuals or organizations—offer credit to a third party so they can borrow money, frequently through a loan agreement or contract.
• Borrowers with good credit ratings are seen as low-risk by creditors, and thus usually receive low interest rates.
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why did pennsylvania farmers protest the whiskey tax? they used whiskey as a substitute for money on the frontier. they wanted to challenge the use of tariffs. they distrusted the national bank. they already paid high taxes on their property.
The Pennsylvania farmers protested the whiskey tax because they already paid high taxes on their property.
Why did Pennsylvania protest the whiskey tax?Farmers in western Pennsylvania challenged the alcohol tax in the Whiskey Rebellion of 1794. This "excessive" tax was an internal tax that was passed a few years earlier to earn more money for the federal government. They were furious about this because they typically went there to brew whiskey from grain.
In response to what they believed to be excessive taxes, farmers in Western Pennsylvania revolted in 1794, sparking a crisis that put George Washington and the young nation at risk. In 1791, Congress passed a new federal tax on alcoholic beverages and the stills that made them. Farmers in the West said the tax was a misuse of government power that unfairly targeted a group that depended on crops like corn, rye, and grain to earn a profit.
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a farmer is taking out a 20-year loan of $30,000 with equal principal annual payments and an interest rate of 12%. growth rate of farm returns are expected to be 4% per year. what is the interest payment in the 5th year?
A farmer is taking out a 20-year loan of $30,000 with equal principal annual payments and an interest rate of 12%. The growth rate of farm returns is expected to be 4% per year. The interest payment in the 5th year is 2880.
The total loan payment is constant over time for equal principal loans as it is false that loan payments cannot be constant as interest rate keeps on varying every year. The principal payment for a fully amortized loan is less than an equal principal loan at the beginning but later is greater, ceteris paribus which is True. A farmer is taking out a 30-year loan of $35,000 with equal principal annual payments and an interest rate of 10%. The inflation rate is expected to be 3% per year. The loan balance in the 6th year is 23742. Simple Interest can be calculated by Principal×Rate×Time / 100.
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tammy was hired to improve morale at a large manufacturing company. which change is likely to have the most positive effect on morale? please choose the correct answer from the following choices, and then select the submit answer button. answer choices allowing workers to stop the conveyor belt when they see a problem providing clear-cut procedures for workers to follow eliminating cashing in vacation time and mandating paid time off scheduling random drawings for prizes
Letting employees stop the conveyor belt when they see a problem.
What is the belt conveyor's basic operation?
Two motorized pulleys loop over a long stretch of thick, durable material on a conveyor belt.The belt moves between the pulley motors when they operate at the same speed and spin in the same direction.
What should conveyors not be used for?
Avoid sitting, standing, or walking on conveyors. Among the many features of conveyors are pinch points that have the potential to snag people's clothing or cause serious injuries.A limb that becomes stuck in a pinch point can suffer severe damage or even be severed.You should never ride on industrial conveyors because they weren't made for people.
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john wants to plan his retirement and seek advice from someone who will review his portfolio and give long-term recommendations (and conduct transactions). who should he work with?
John should work with a Registered Investment Advisor
A Registered Investment Advisor is a company or firm that manages wealthy investors' portfolios and offers them securities advice. Registered advisors have a responsibility to provide financial advice that is, financially speaking, in the best interests of their customers and clients. They also owe it to themselves morally.
In the given situation, John wants to prepare for retirement and seeks counsel from a person who can examine his portfolio and make long-term suggestions. As a result, he ought to speak with a Registered Investment Advisor because the advisor is knowledgeable about the specifics of retirement plans and how they relate to John's portfolio. The advisor can then assist John in making decisions that will benefit him in the long run.
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As described in the ten axioms for success, what issue is considered as being vital to promote trust as project managers from the perspective of know your team?.
Competitors. Project success does not just depend on the performance of the project team. Success or failure often depends on the contributions of top management, functional managers, customers, suppliers, contractors, and others.
A overall performance is an act of staging or imparting a play, concert, or other shape of amusement. It's also described as the movement or technique of sporting out or carrying out an motion, challenge, or feature. Within the work region, process performance is the hypothesized idea or requirements of a role. There are two sorts of job performances: contextual and challenge. Venture overall performance is depending on cognitive capability, at the same time as contextual performance is depending on persona.[2] task performance pertains to behavioral roles which can be diagnosed in job descriptions and remuneration systems.
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The right to receive a proportionate share of any assets remaining after the corporation goes out of business, sells its assets, and pays off its liabilities is the right of.
Liquidation is the right to receive a proportionate share of any assets remaining after the corporation goes out of business, sells its assets, and pays off its liabilities as, it ensure that all the company's affairs have been dealt with and all its assets realised.
Liquidation generally refers to the process of selling a company's holdings, usually at a significant discount, to generate cash. In most cases, a liquidation sale portends a business closure. Once all assets have been sold, the business will be closed. When a company goes bankrupt and therefore closes down and sells all its products, it is an example of a liquidation. Selling an investment to free up cash is an example of an investment liquidation.
The bankruptcy trustee's fees must be borne by the bankrupt company. If there is no money or assets in this company, the directors themselves are to blame. Liquidation fees are known as fees and these fees must be approved by the creditors.
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which of the following is an intended beneficiary to a contract? a person whose residential property value goes up as the result of a city's agreement with a commercial land developer
you want to have $1 million to use for retirement in 35 years. if you can earn 1% per month, how much do you need to deposit on a monthly basis if the first payment is made in one month?
You need to deposit on a monthly basis if the first payment is made in one month is 153.96.
What is payment ?Payment Instruments are banknotes and coins (cash), as well as deposits and balances in accounts of financial institutions or similar entities that can be operated using Payment Instruments. A payment is an exchange of money, goods or services for goods and services at an amount accepted and pre-agreed by both parties. You can pay with cash, check, wire transfer, credit card, debit card, or cryptocurrency. Payment means cash, check, debit card, prepaid card, or other means by which Customer pays for goods or services, and includes certain brands and types of debit cards or other means of payment. The cash system is probably the best option for households with constant credit card debt or living paycheck to paycheck and finally ready to make financial changes for the better. Not only does using cash save you money, it actually prevents you from overspending.Explanation :
35 x 12 = 420 N
1,000,000 = FV
1 = I/Y
CPT PMT = 155.50
1,000,000 = C [(1.01^420 -1)/.01] = 155.50
Annuity Due
Set calculator: 2nd PMT 2nd Set = BGN
35 x 12 = 420 N
1,000,000 = FV
1 = I/Y
CPT PMT = 153.96
1,000,000 = C [(1.01^420 -1)/.01] (1.01) = 153.96
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the department approving a sales transaction should be the billing department.
a. true
b. false
The department approving a sales transaction should be the billing department. This statement is True.
A economic transaction is an agreement, or communication, among a buyer and seller to exchange goods, services, or belongings for fee. Any transaction includes a exchange in the status of the price range of or extra organizations or individuals.
Based on the trade of coins, there are 3 forms of accounting transactions, specifically cash transactions, non-cash transactions, and credit score transactions.
A transaction is a completed settlement between a consumer and a vendor to alternate items, services, or financial assets in go back for cash.
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The basic cause of deadweight losses from the existence of common resources and externalities is.
Deadweight losses are generally caused by an inefficient distribution of resources, which is brought about by a variety of interventions, including price floors, ceilings, monopolies, and levies.
What is minimal deadweight loss?The cost of market inefficiency, which happens when supply and demand are out of balance, is known as a deadweight loss.Deadweight loss, a term primarily used in economics, refers to any deficit brought on by an ineffective resource allocation.Deadweight losses may result from price floors, such as minimum wage and living wage laws, price ceilings like price controls and rent controls, and taxation.The distribution of resources within a society may become ineffective with less trade.When supply and demand are out of equilibrium, a deadweight loss arises, which impairs the efficiency of the market. When items on the market are either overvalued or undervalued, market inefficiency results.Hence ,deadweight losses are generally caused by an inefficient distribution of resources, which is brought about by a variety of interventions, including price floors, ceilings, monopolies, and levies.
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in the long run, each firm in a perfectly competitive industry will:
In the long run, each firm in a perfectly competitive industry will earn only enough to cover the opportunity costs of the resources used in production.
The manufacturing cost in economics the theory of value states that the total cost of the resources used to create an item or circumstance determines its price. Any factor of production, such as labor, capital, or land, as well as taxes, might be included in the cost.
Under the suppositions of continuous returns to scale and the existence of a single non-produced factor of production, the theory makes the most sense. The minimal price theorem, a dual application of Paul Samuelson's so-called non-substitution theorem, is true under certain conditions. According to these hypotheses, the total cost of a commodity's inputs, including interest costs, determines its long-term price.
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the conversion option for group term insurance may be exercised by an employee
The conversion option for group term insurance may be exercised by an employee within 31 days of terminated employment.
Generally, you must exercise this entitlement within 31 days of receiving written notification or 91 days following the expiration of your group term insurance, whichever comes first. Whether or not you have received this brochure or another written notice, the right to convert will expire 91 days after your group life insurance expires. A conversion privilege in an insurance policy enables the insured to change to another policy without having to undergo a medical checkup.
No matter the insured's condition, a conversion privilege ensures coverage and predetermined premium payments for a certain period of time.
A group plan's conversion privilege enables an employee to change the arrangement into a life insurance policy for themselves.
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Complete question is:
the conversion option for group term insurance may be exercised by an employee within how many days of terminated employment?
The tax multiplier equals the change in ________ divided by the change in ________.
The tax multiplier equals the change in equilibrium real GDP divided by the change in taxes.
What is a Tax Multiplier?The eventual rise in real GDP that will follow from a change in taxes is revealed by the tax multiplier. It's interesting to note that the tax multiplier is always exactly one less than the expenditure multiplier. Since lower taxes boost consumption, total spending, and income, while higher taxes decrease these factors, the tax multiplier has a negative sign. The phrase in brackets, in the case of a proportional tax, is a new multiplier. The marginal inclination to consume divided by one minus the marginal propensity to consume yields the simple tax multiplier. The simple expenditures multiplier, which gauges the change in aggregate production brought on by adjustments to an autonomous expenditure, is a related multiplier.
Hence, The tax multiplier equals the change in equilibrium real GDP divided by the change in taxes.
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What project scheduling term is used to describe the completion of significant portions of the project or a transition from one phase to another?.
Milestone term is used to describe the completion of significant portions of the project or a transition from one phase to another.
A project is any mission, carried out individually or collaboratively and probable involving studies or layout, this is carefully deliberate to attain a selected aim.
A task is a transient mission to provide a brand new and specific deliverable. A deliverable will be a tangible product, a carrier or fulfillment of a required outcome. stakeholdermap.com. one of the pleasant methods to differentiate a project from say operations or business as normal is to look for a clean start and end.
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what is the relationship between demand management and demand forecasting? demand management is done by operations managers, while demand forecasting is done by marketing managers.
The relationship between demand management and demand forecasting is that while the latter is proactive, the former is predictive.
Forecasting aims to foretell, whereas demand management takes a proactive approach. Forecasts merely aim to predict demand, whereas demand management strives to actively affect demand. All demand for commodities is taken into account in demand management and forecasting to support the market. By anticipating future sales, demand forecasting enables organizations to optimize inventory.
Demand managers may make well-informed decisions about anything from inventory planning and warehousing requirements to running flash sales and satisfying consumer expectations by reviewing past sales data. Demand management is a form of planning, that firms use to estimate demand for commodities and plan how to meet that demand. The links between operations and marketing are strengthened via demand management. As a result, strategy, capacity, and customer needs are better coordinated.
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n which of the following scenarios would the firm in question not be able to price-discriminate? a movie multiplex cannot fill its theaters during the early afternoon at higher nighttime prices. a clothing store is typically unable to sell all of its summer inventory by the time the season ends. a pizza place near a university campus doesn't attract enough students when it charges regular prices. a fast-food chain cannot distinguish between consumers who really like its food from those who think it is merely fine.
Pricing clients differently for the same commodity or service according to what the vendor thinks they can convince the customer to accept is a sales strategy known as price discrimination. When a business practices pure price discrimination, they impose the highest price that each customer will accept.
What is price discrimination:
Each customer pays a different price for the identical good or service when a vendor discriminates on pricing.By charging the greatest price achievable for each consumed unit, the company commits first-degree discrimination.Discounts for bulk purchases of products or services are considered second-degree discrimination, whereas different prices for different consumer groups are considered third-degree discrimination.The seller's opinion that certain consumer groups can be asked to pay more or less depending on their demographics or how much they appreciate the goods or service in question serves as the foundation for price discrimination.
When the profit from separating the marketplaces exceeds the profit from preserving the combined markets, price discrimination is most advantageous. If price discrimination is effective and how long different groups are ready to pay different prices for the same commodity depends on the relative elasticities of demand in the submarkets. Customers in a more inelastic submarket pay more, whereas those in a relatively elastic submarket pay less.
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commercial banks most commonly provide floating rate loans. however, borrowers who prefer a fixed rate can obtain an agreement that exchanges floating rate payments for a fixed rate schedule. this type of agreement is more commonly referred to as a(n):
Floating rate loans are most frequently offered by commercial banks. However, borrowers who like a fixed rate can obtain a contract that swaps out the variable rate payment plan for one that has set rates. this type of agreement is more commonly referred to as a(n) interest rate swap.
What do you mean by floating rate loans?
Any sort of financial instrument, such as a loan, bond, mortgage, or credit, that does not have a fixed rate of interest over the instrument's life is said to have a floating interest rate, also known as a variable or adjustable rate. Typically, floating interest rates fluctuate in response to a reference rate (a benchmark of any financial factor, such as the Consumer Price Index). The London Inter-bank Offered Rate, or LIBOR, is one of the most popular reference rates to use as the foundation for implementing floating interest rates (the rates at which large banks lend to each other). A spread or margin over the base rate will typically be used to describe the interest rate on such debt.
So. the required answer is interest rate swap.
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your client owns a small-cap fund and wants to compare its performance to an appropriate benchmark. which benchmark would you advise him to choose? a) russell 3000 b) msci eafe c) s
The appropriate benchmark for a small cap fund is the Russell 2000 because it comprises similar companies.
What is Small Cap Mutual Fund?The capitalization of the company is an important factor to take into account when deciding what should be included in your share portfolio.Small Cap Funds make investments in all companies with market capitalizations below the top 250.Compared to other equity-oriented funds, these funds promise a greater upside of return over the long term, but they are also a little riskier and more volatile in the short to medium term.In a very short period of time, the stock values of these companies could rise by a factor of two or even three.However, the risks still persist, just like they do with the majority of market investments.Given that small-cap mutual funds are vulnerable to a wide range of market risks, investors are advised to take all of these factors into account.You must take into account factors like your level of risk tolerance, investing goals, etc.To learn more about small cap fund, refer to
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Which of the following is more likely to provide evidence of a causal relationship between two variables?
a. An experiment
b. Descriptive research
c. Exploratory research
d. Non experimental research
An experiment is more likely to provide evidence of a casual relationship between two variables.
Experiments enable researchers to determine causal relationships between variables in controlled settings (laboratories). Researchers generally manipulate the independent variable
in order to determine the impact on a dependent variable.Causal relationships in real-world settings are complex, and statistical interactions of variables are assumed to be pervasive. This means that the strength of a causal relationship is assumed to vary with the population, setting, or time represented within any given study, and with the researcher's choices about treatments and measurement of outcomes. Without a sensitive assessment of such interactions, true effects can be obscured or causal claims can be over generalized to a wider range of people, settings, times, treatments, or outcome constructs than is warranted.
Thus, option (c) an experiment is correct.
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you purchase 100 shares of the corporation stock at the price of $30 per share. one year later, the shares are selling for $42 each. in addition, a dividend of $2.40 per share was paid to you during the year. what is the percentage return on the investment
48% is the percentage return on the investment .
What does investing mean?
An investment is when money is used now with the goal of increasing its value later. An investment is putting resources—such as time, money, effort, etc.—to work in the expectation of receiving a return that is greater than the initial investment.What is an investment, for instance?
An asset that is purchased with the hope of earning money, making a profit, or seeing a price increase is called an investment. A return is the benefit received after an investment. Returns and risk are inversely correlated, meaning that the greater the risk, the greater the return.Rate of return earned = ( sale price - purchase price+ dividend amount )/ Purchase price
= ($42-30+2.4)/30
= ($14.4)/30
= 48%
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in supply chain management (scm), detailed is used to determine how long to make the production runs for each product
In supply chain management, detailed scheduling method is used to determine how long it takes to make production runs for each product.
What is supply chain management?Supply chain management (SCM), which is used in business, is the control of the movement of products and services across organizations and locations. It encompasses all the procedures that turn raw materials into the finished commodities. Transporting and storing raw materials, maintaining inventories of goods still being produced, finished goods, and completing the order fulfillment process from the point of production to the point of consumption are all examples of this. In a supply chain, organizations that are interconnected, associated, or linked together deliver the products and services that end customers require through networks, channels, and node businesses.
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Rebecca knows that becca furniture's marginal cost curve is above the average total cost curve. this means becca furniture's average total cost curve?
a. must be rising
b. may be rising, falling, or flat depending on other things.
c. must be flat
d. must be falling
Rebecca knows that Becca furniture's marginal cost curve is above the average total cost curve. this means Becca furniture's average total cost curve must be rising.
A cost curve is a graph that shows the costs of production as a function of the overall quantity produced in economics. A cost curve is the end result of productively efficient enterprises in a free-market economy optimizing their production process by minimizing costs consistent with each feasible level of production.
Cost curves are used to determine output volumes by profit-maximizing businesses. Total and average cost curves, marginal ("for each additional unit") cost curves, which are equal to the differential of the total cost curves, and variable cost curves are among the several types of cost curves that exist. While some applications are in the near term, others do so in the long term.
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consider the relative liquidity of the following assets:1. your house 2. the funds in a money market account 3. a $5 bill 4. a share in a publicly traded company
the following assets' relative liquidity should be taken into account.
Option 4 - a share in a publicly traded company
A share is a unit of equity ownership in the capital stock of a corporation used in the financial markets. It can also refer to a unit of a mutual fund, a limited partnership, or a real estate investment trust. A company's entire stock is referred to as its share capital. A shareholder (sometimes known as a stockholder) is a person who owns shares in a corporation. A share is an undivided portion of capital that represents the ownership stake a shareholder has in a corporation. A share's face value, which may not correspond to its markets value, is its denominated value, and the sum of the face values of all issued shares constitutes a company's capital. A dividend is a source of income that comes from owning shares.
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which of the following is not a cost associated with cost of quality ?
a. Prevention Cost
b. Appraisal cost
c. Failure cost
d. Build cost
Correlation Cost is not a cost associated with the cost of quality.
Quality costs are the difference between a product or service's actual cost and the cost that would be avoided if there were no potential for poor service, defective products, or production issues.
The Prevention - Appraisal - Failure (PAF) model is the most often used structure for classifying quality expenses. This model's categories include Appraisal Cost, Internal Failure Cost, External Failure Cost, and Prevention Cost. The expense of correlation is not seen as a quality cost.
Quality costs are the difference between a product or service's actual cost and the cost that would be avoided if there were no potential for poor service, defective products, or production issues.
The Prevention - Appraisal - Failure (PAF) model is the most often used structure for classifying quality expenses. This model's categories include Appraisal Cost, Internal Failure Cost, External Failure Cost, and Prevention Cost. The expense of correlation is not seen as a quality cost.
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the margin of error is the product of the standard error and the
The margin of error is the product of the standard error and the critical value.
The acceptable margin of error commonly falls between 4% and 8% on the 95% confidence level.
Whilst getting a slim margin of error is pretty crucial, the real trick of the trade is getting that perfect consultant pattern.
A margin of error is a statistical size that accounts for the distinction between real and projected effects in a random survey sample. In less complicated phrases, the margin of mistakes allows you to gauge the extent of unpredictability in data and studies' consequences.
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based on the information about the four brands, which of the following brands would be least affected if their ads were broadcast during a dark and violent television series? group of answer choices brilette and fansheen hair and neck herb essentials and fansheen hair
c)Herb essentials would be least affected if their ads were broadcast during a dark and violent television series.
Teenagers and young adults are the target market for the shampoo Herb Essentials. In the past, this brand's advertisements used attractive music and vibrant images to draw in their target audience.
Dark and violent television series usually attract teenagers and young adults and the target audience for Herb essentials has been young adults. Doing advertisements in the darks series Herb Essentials can attract more young audiences and this will result in an increase in brand awareness.
So Herb Essentials will be least affected if their ads were broadcast during a dark and violent television series. So option c is the correct answer.
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if you were willing to bet that the overall stock market was heading up on a sustained basis, it would be more profitable to invest in:
if you were willing to bet that the overall stock market was heading up on a sustained basis, it would be more profitable to invest in high beta stocks.
The group of people who buy and sell stocks, also known as shares, which stand for ownership holdings in corporations, is referred to as a stock market, sometimes known as an equity market or share market. These securities, such as shares of private companies that are made available to investors through equity crowdfunding platforms, may be listed on a public stock exchange or solely traded privately. When making an investment, a strategy is normally in place.
On a stock exchange, also referred to as a bourse, stockbrokers and traders can buy and sell shares (equity stock), bonds, and other assets. A stock exchange is where shares of many large corporations are traded. As a result, the stock has more liquidity, which makes it more appealing to many investors.
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A bank loans greg’s ice cream $250,000 to remodel a building near campus to use as a new store. On their respective balance sheets, this loan is.
a liability for Greg's Ice Cream and an asset for the bank.The advance expands the cash supply.
How do banks extend the cash supply?
The total reserves of a bank rise when a dollar is deposited into an account.The bank will keep some of it close by as required holds, yet it will advance the overabundance saves out.The amount of money available increases as a result of that loan.This is how banks "create" money and raise the amount of money in circulation.
Which increases the amount of money available?
Monetary policy Implementation If the Federal Reserve, for instance, purchases or borrows Treasury bills from commercial banks, it will add cash to the accounts known as reserves that banks are required to maintain.That makes more money available.
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the electric power company in a city increased its prices by 15% this year. since the demand for electricity is a(n) demand in the short run, the firm's revenues will .
The electric power company in a city increased its prices by 15% this year. Since the demand for electricity is a(n) inelastic demand in the short run, the equilibrium price will greatly increase.
What is Short-run?
The short run is a concept that states that at least one input is fixed while others are variable in the future. It expresses the idea in economics that an economy behaves differently depending on how long it has to react to certain stimuli. The term "short run" does not refer to a specific period of time, but rather to the firm, industry, or economic variable under consideration.
A key principle guiding the short run and long run concepts is that in the short run, firms face both variable and fixed costs, implying that output, wages, and prices do not have complete freedom to reach a new equilibrium. The term "equilibrium" refers to a state in which opposing forces are balanced.
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