Answer:
Net income = Revenue - Expenses
4600-2400=2200
____________ is also referred to as a mortgage differential allowance program that permits the seller of a property to place a portion of the sale proceeds at closing with the lender in an escrow account. The account is established so that it has sufficient funds to effectively reduce the purchaser
Buydown Mortgage is also referred to as a mortgage differential allowance program that permits the seller of a property to place a portion of the sale proceeds at closing with the lender in an escrow account. The account is established so that it has sufficient funds to effectively reduce the purchaser.
What Is a Mortgage?A mortgage is a type of loan used to purchase or maintain a home, land, or other types of real estate. The borrower agrees to pay the lender over time, typically in a series of regular payments that are divided into principal and interest. The property then serves as collateral to secure the loan.
A borrower must apply for a mortgage through their preferred lender and ensure that they meet several requirements, including minimum credit scores and down payments. Mortgage applications go through a rigorous underwriting process before they reach the closing phase. Mortgage types vary based on the needs of the borrower, such as conventional and fixed-rate loans.
What is a Mortgage Buydown?A mortgage rate buydown, which is often called a “buydown mortgage” for short, is a financing arrangement that gives a borrower a lower rate for a certain number of years or for the life of the loan. The borrower pays mortgage points at closing to cover the difference between the standard rate and the lowered rate.
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Question 1 The term accessibility refers to the design of products, devices, services, or environments for _______.
The term accessibility refers to the design of products, devices, services, or environments for people who experience disabilities. This is further explained below.
What is accessibility ?Generally, Products, tools, services, and settings that are accessible are those that are created with individuals with disabilities in mind.
In conclusion, Products, gadgets, services, and places that are accessible are those that are designed with individuals with disabilities in mind.
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True or false: The aggregate demand curve slopes downward because it reflects a direct relationship between the price level and the amount of real output demanded
The aggregate demand curve slopes downward because it reflects a direct relationship between the price level and the amount of real output demanded. This statement is false.
What is a demand curve?It should be noted that a demand curve simply means the graph that illustrates the quantity bought at a price.
In this case, the curve slopes downward because output reduces as price increases. This shows an inverse relationship.
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A _____ is an overseas operation that is totally held and controlled by a multinational corporation (MNC).
A wholly Owned Subsidiary is an overseas operation that is totally held and controlled by a multinational corporation (MNC).
What is a multinational corporation?A corporate entity is known as a multinational company (MNC) that owns and controls the production of goods or services in at least one nation other than its own.
A corporate entity that has all of its equity (ownership interest) held or owned by the parent firm is referred to as a wholly-owned subsidiary.
To manage their overseas subsidiaries, multinational corporations (MNCs) utilize a variety of processes, such as planning, standardized procedures, and training (Harzing and Sorge 2003). The use and efficacy of control mechanisms in MNCs are influenced by a number of internal and external factors.
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The term Blank______ is difficult to define and apply to products, and one can think about it from an organizational, consumer, or even a legal perspective.
It can be challenging to define and apply the term "new" to items. One can consider it from an organizational, consumer, or even legal standpoint.
The meaning of "new product""New products" can include items that have never been produced or sold by your company previously but have been introduced to the market by others. new product innovations developed and released to the market. They could be wholly original works or previously released works that you have improved and updated.
What is a new to the company product?Products that are new to the company, meaning that while other companies may have created or sold them before, the company has never done so. Products that have just entered the market and have never before been available there
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A $3.50 tax per gallon of paint placed on the sellers of paint will shift the supply curve Group of answer choices downward by exactly $3.50. downward by less than $3.50. upward by less than $3.50. upward by exactly $3.50.
The answer is upward by exactly $3.50.
The supply curve shifts to the left, the consumer price rises, and the seller's price fall if the government raises the tax on a good.
A tax increase has no impact on the demand curve and has no effect on how elastic supply and demand are.
Given that it is a tax on top of already-imposed levies, this possible tax rise may be referred to be marginal.
Hence, a $3.50 tax per gallon of paint placed on the sellers of paint will shift the supply curve upward or leftward by exactly $3.50.
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Noticing spikes or dips in specific behaviors and quantifying them is an example of which step of implementing behavioral marketing and customer segmentation?
AnsNoticing spikes or dips in specific behaviors and quantifying them is an example of analyze and report how people are behaving on your website step of implementing behavioral marketing and customer segmentation
Your ability to make wise decisions regarding your website, mobile app, or SaaS (software as a service) application development investments will increase as you gain more knowledge about your visitors. From download and initial use to usage, transactions, and loyalty, track what matters. The majority of application types, including mobile apps (for iOS and Android), online and SaaS applications, and IOT (internet of things) devices, may all be captured and understood using search engines.
Search engines analytics offers a wealth of data with little instrumentation to assist you in comprehending user behavior when they engage with your website or application. The number of users interacting with your application, the number of sessions those users establish, and the screens or web pages that they view are all considered standard metrics.
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When Walmart pressured its vendors to supply it with environmentally friendly merchandise with labels to prove it, this effort most relates to the concept of
When Walmart pressured its vendors to supply it with environmentally friendly merchandise with labels to prove it, this effort most relates to the concept of sustainability.
Concept of sustainability:Meeting current requirements without compromising the ability of future generations to meet their own needs is referred to as sustainability.When marketers work in controversial or polluting?Marketers are largely prevented from becoming conscientious marketers when they operate in contentious or destructive businesses like cigarettes or fossil fuels. Vashon, a manager at a marketing research company, is attempting to ascertain whether his company adhered to ethical standards when it carried out its most recent study.What is ethical and unethical advertising?Advertising that adheres to ethical standards will highlight the distinctions between the marketed goods and services and those offered by rival businesses. While unethical advertising aims to confuse consumers by using a logo and messaging that are similar to those of the opposition.What is unethical advertising give examples?This is best illustrated by the promotion of dangerous goods like cigarettes. Given the high rate of lung cancer and other diseases linked to smoking among smokers, many would view cigarette advertising as an unethical business strategy.Learn more about sustainability here:
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While explaining the benefits of representation to a potential buyer, the buyer asks if you can help get a good rate on a mortgage. How should you respond
While explaining the benefits of representation to a potential buyer, the buyer asks if he can get a good rate on a mortgage. The response should be "sorry, that's outside the scope of my expertise".
What are mortgage?When you and a lender enter into a mortgage, the lender is granted the power to seize your property if you are unable to pay back the loan amount plus interest.
Mortgage loans are used to either purchase a home or borrow against an existing home's worth.
Some mortgage rights are-
The mortgagee holds rights to the real estate collateral used to secure the loan in a mortgage. The lender is protected against default thanks to this. It also mandates that specific measures be established for the seizure of collateral assets in the event of default.To know more about the collateral, here
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The term economists use to describe a situation in which the economy's overall price level is rising is a. growth. b. expansion. c. inflation. d. recession.
The term economists use to describe a situation in which the economy's overall price level is rising is inflation.
What is inflation?Inflation is the consistent and persistence rise in the prices of goods and services as a result of too much money in circulation.
It is a situation whereby money looses its value over time, hence products generally become more expensive.
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Marshall suggested that the cause of a downward-sloping long-run supply curve is a. The absence of fixed cost in the long run. B. The increased number of firms in the industry. C. Reduced input prices. D. Reduced output prices.
Marshall suggested that the cause of a downward-sloping long-run supply curve is A) The absence of fixed cost in the long run.
A set cost has a tendency to increase the marginal cost curve inside the quick run but because of the fact that the fixed cost isn't viable ultimately, the marginal price declines and so the lengthy-run supply curve is falling ultimately.
In a reducing value enterprise, the lengthy-run deliver curve is downward sloping because of the reality that as output will grow and new businesses enter, production costs decline. The pc agency is an example of a downward sloping delivery curve, thinking about the truth that because the variety of computer systems produced multiplied, the price of inputs, including chips, declined.
The lengthy-run deliver curve for an enterprise wherein manufacturing expenses boom as output rises (a growing-value industry) is upward sloping. The long-run deliver curve for an employer in which manufacturing costs decrease as output rises (a reducing-rate business enterprise) is downward sloping.
The long-run delivery is the shipping of goods to be had whilst all inputs are variable. The lengthy-run supply curve is constantly greater elastic than the quick-run shipping curve. The lengthy-run average fee curve envelopes the short-run common charge curves in u-fashioned curve.
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Orin is a corporate officer for Pacific Trade Inc. In this capacity, Orin Group of answer choices makes and announces financial decisions. authorizes major corporate policy decisions. manages corporate day-to-day operations. makes executive personnel decisions.
Orin manages corporate day-to-day operations.
A corporation's day-to-day activities are managed by corporate executives. Hence Orin supervises the day-to-day activities of Pacific Trade, Inc in his position as a corporate officer. Directors are responsible for making and announcing financial choices, authorizing important company policy decisions, and appointing executive employees. As a result, further possibilities are beyond Orin's capabilities.
Corporate or business titles are given to company and organization executives to indicate their roles and responsibilities inside the organization. For-profit corporations, both publicly and privately held, use such designations.
Therefore, the correct option is manages corporate day-to-day operations.
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When a borrower pledges collateral to obtain a loan, the lender is known as a secured creditor. true false
When a borrower pledges collateral to obtain a loan, the lender is known as a secured creditor. This statement is true.
Who is a secured creditor?
A secured creditor is a creditor whose money she borrowed out is secured by an asset. The asset can be taken over by the creditor if the borrower defaults on the loan.
A secured creditor is less exposed to risk when compared with an unsecured creditor.
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The Internet has ________ the intensity of price competition. Group of answer choices decreased increased had no impact on stifled
The Internet has option (b)i.e, increased the intensity of price competition.
How product pricing is decided?Numerous elements influence pricing decisions when it comes to product pricing models. These variables include the price of the product or service, the level of demand, the target market, as well as internal and external factors.
There are four main effects on the intensity of price competition due to the internet:
higher price transparencydownward price pressureCreative pricing strategiesAlternative pricing or policy structuresThere are seven main product pricing strategies
Value-based pricing.Competitive pricing.Price skimming.Cost-plus pricing.Penetration pricing.Economy pricing.Dynamic pricing strategies.To know more about pricing strategies refer to :https://brainly.com/question/14595156
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Which type of ma plan is an hmo plan that also covers some benefits out-of-network, generally at a higher cost?.
The type of ma plan is an hmo plan that also covers some benefits out-of-network, generally at a higher cost is: Private Fee-for-Service (PFFS).
What is medicare advantage plan?Medicare advantage plan is a health insurance coverage that help to cover the medical expenses of those under the plan.
The type of medicare advantage plan that cover some benefit out of network are:
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What is the guideline amount for an emergency fund
Answer:
While the size of your emergency fund will vary depending on your lifestyle, monthly costs, income, and dependents, the rule of thumb is to put away at least three to six months' worth of expenses.
Explanation:
While the size of your emergency fund will vary depending on your lifestyle, monthly costs, income, and dependents, the rule of thumb is to put away at least three to six months' worth of expenses.
A large computer store changed its logo. The computer store orally contracted with a printing company to create new business cards, stationery, laptop bags, and other items with the new logo, at a cost of $10,000. After the printing company had accepted the payment, but before beginning any preparation or work on the job, the computer store called the printing company and said that it was cancelling the contract.
If the printing company sues the computer store, is a court likely to enforce the oral contract despite the Statute of Frauds?
i. Yes, because the contract was for the sale of specially manufactured goods.
ii. Yes, because the printing company had accepted payment.
iii. No, because the printing company had not yet made a substantial beginning in manufacturing the goods.
iv. No, because the computer store had not yet received any goods.
Answer:
B or ii. would be correct
Hope this helps :)
Fiat and Chrysler cooperated to produce a Fiat-designed car in Chrysler's Illinois factory. This is a(n) __________ alliance because it allows the firms to share resources and capabilities across multiple functions.
the strategic alliance is the answer.
A strategic alliance is an arrangement between two or more parties to pursue the required set of agreed goals while being an independent organization.
A strategic alliance is an agreement between two companies to carry out mutually beneficial projects while maintaining their independence. The deal is more complex and less binding than a joint venture in which two companies pool resources to create separate entities.
Definition of Strategic Alliance: This is a joint venture that strengthens our core business strategy, creates a competitive advantage and prevents competitors from gaining a foothold in the market. In this way, individual companies can achieve more together than they can achieve alone. In other words, coopetition.
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The value of a levered firm will be greater than the value of an identical unlevered firm because the levered firm's taxes will be
(d) Lower.
Tax shield benefit is increasing up the value of the firm. Unlevered firms doesn't have the advantage of tax benefits so their value remains lower.
What are levered firms?
Financial leverage in firms refers to the use of borrowed funds to finance activities in order to create income, typically in the form of corporate bonds or loans. Businesses "leverage" borrowed money by leveraging it to grow their revenue and boost their company's value. A firm becomes increasingly "leveraged" the more money it borrows. Ideally, the income from using borrowed money should be greater than the expense of borrowing it (i.e., interest payments).
How unlevered firms work?
Unlevered refers to removing consideration for debt or leverage. Un-levering eliminates the cost of financing and interest on outstanding debt from analysis because businesses must pay those costs. As a result, while calculating unlevered free cash flow (UFCF), you do not deduct the interest expense.
Complete Question:
The value of a levered firm will be greater than the value of an identical unlevered firm because the levered firm's taxes will be _____.
(a) deferred
(b) higher
(c) audited
(d) lower
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The effect of financial leverage Blank______ for all earning levels. Multiple choice question. is variable is disadvantageous is advantageous
The impact of financial leverage varies across all income levels.
The use of debt to acquire extra assets or fund initiatives is known as financial leverage. Individuals or corporations borrow money to incur debt. Borrowers guarantee lenders that they will repay the principle and interest on their loans. Financial leverage is also known as leverage or equity trading.
Fundamental analysis use the degree of financial leverage (DFL) to measure the sensitivity of a company's earnings per share (EPS) to changes in profits before interest and taxes (EBIT). Whenever a corporation has a high DFL, it typically has large interest payments, which reduces EPS.
Therefore, the correct option is variable.
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The Sara Lee Company sells the Hanes brand of hosiery in the United States. The manufacturer of this hosiery brand in Great Britain sells it under the brand name of Pretty Polly. The Sara Lee Company is using _____ to broaden its global marketing base without investing in overseas plants and equipment.
The Sara Lee Company is using contract manufacturing to broaden its global marketing base without investing in overseas plants and equipment.
A manufacturer who enters into a contract with a business for supplies or goods is known as a contract manufacturer. A sort of outsourcing, it is. A contract packager, sometimes known as a copacker, is a manufacturer who performs packaging activities under contract.Contract drafting: There are various contract manufacturing agreement kinds from which to pick. Private label manufacturing, contracts for the production of specific components or parts, labor or service subcontracting, and end-to-end service agreements all fall under this category.When a small business contracts with another business to make its products, contract manufacturing happens. It helps small business owners to start selling their goods without having to raise the significant sum of money required to set up and maintain a factory.Thus this is the answer.
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A bank has stock shares of $100,000, property assets of $90,000, and cash of $10,000. If households and businesses decide to deposit $50,000 in the bank as checkable deposits, the balance sheet will be ______.
The answer is stock shares = $100,000, property assets = $90,000, cash = $60,000, and loans & advences = $50,000
Given,
stock shares = $100,000,
property assets = $90,000,
and cash = $10,000.
households and businesses decide to deposit $50,000 in the bank as checkable deposits.
The balance sheet is a statement of the assets, liabilities, and capital of a business or other organization at a particular point in time.
It also details the balance of income and expenditure over the preceding period.
Therefore when households and businesses decide to deposit $50,000 in the bank as checkable deposits, it will be shown in balance sheet as:
Cash = Previous balance + checkable deposits
= 10,000 + 50,000
= $60,000
Loans & advances : checkable deposits = $50,000
Hence, the balance sheet will be stock shares = $100,000, property assets = $90,000, cash = $60,000, and loans & advences = $50,000.
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Which accounting principle requires to keep personal financial information separate from the financial information of Bogswell Legal Services
The accounting principle of business entity principle that personal financial information be kept separate from Bogswell Legal Services' financial information.
The owner of the entity and the entity itself are regarded two independent elements under the business entity concept. This law normally applies to corporations registered with the government. In such a setup, all data filings will be done separately for both the owner and the entity.
The business entity concept in accounting raises the owner's responsibilities anytime corporate capital is used for personal purposes. It holds the company and its owner accountable for their respective financial commitments. This idea also applies to business owners who own many enterprises.
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According to Frans Johansson, all new ideas are: Select one: a. Typically representative of a combination of ideas that are integrated to create value. b. A combination of creativity and experience of only one person. c. Unique. d. Always the result of one person's genius.
Typically representative of a combination of ideas that are integrated to create value is the correct option.
Frans Johansson believes that innovation may be accomplished by combining ideas from many fields and sectors. He emphasized the value of varied teams and how different viewpoints will aid in the creation of enhanced ideas.
The Medici effect refers to the belief that enhanced creativity and invention arise as a result of variety. Step-changes can occur when ideas and skilled individuals from many professions are brought together to cooperate. Frans Johansson's novel of the same name inspired the concept.
Therefore, the correct option is a.
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If the project team and organizational officials reassess the project after each subsequent SDLC phase to determine if the business conditions have changed or if a more detailed understanding of a system's costs, benefits, and risks suggest that the project is not as worthy as previously thought, they are:
They are adhering to the incremental commitment principle.
Non-feasibility studies look at the organization's financial and operational needs to see if the proposed information system makes sense.The method by which feasibility is assessed is feasibility analysis. A project's feasibility analysis may reveal that it is initially feasible but later proves to be unworkable. Therefore, different go/no-go checkpoints or management reviews are required as part of the Systems Development Life Cycle (SDLC).
What happens if a project is not planned and controlled?
A poor reputation, project cost overruns, project schedule delays, the project team becoming unmotivated, and a threat to the organization's sustainability are the results.
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The estimated unit costs for a company to produce and sell a product at a level of 12,100 units per month are as follows: Cost Item Estimated Unit Cost Direct material $ 30 Direct labor 21 Variable manufacturing overhead 16 Fixed manufacturing overhead 4 Variable selling expenses 2 Fixed selling expenses 3 What are the estimated variable costs per unit
The estimated variable costs per unit is $69.
What is estimated variable cost per unit?The cost of each unit of goods that a firm produces is referred to as variable cost per unit.
Variable costs alter as changes take place in the company's level of production or activity. Changes in the business have an impact on unit variable cost; as more units of a good are produced, additional costs are spent.
Calculation for the estimated variable cost:
Given inventory is -
Cost Item Estimated
Unit Cost
Direct material $ 30.
Direct labour $21.
Variable manufacturing overhead $16
Fixed manufacturing overhead $4
Variable selling expenses $2
Fixed selling expenses $3
Apply the formula for variable cost;
Estimated variable cost = (Direct material + Direct labour + Variable manufacturing overhead + Variable selling expenses)
Substitute the values in the formula, we get
Estimated variable cost = $30 + $21 + $16 + $2
= $69
Therefore, the estimated variable costs per unit is $69.
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Making the choice to invest today or to postpone that investment to a future date is a choice between mutually exclusive projects. When making this choice, what is the correct criterion to use
The correct criterion to use is choosing the investment date that produces the loftiest Net present value NPV moment.
What is the Net present value?Net present value( NPV) is a system used to determine the current value of all unborn cash overflows generated by a design, including the original capital investment. it is extensively used in capital budgeting to establish which systems are likely to turn the topmost profit.
Net present value( NPV) is used in capital budgeting to determine whether a design will be profitable, or to estimate different systems and determines which bone will be the most profitable.
it takes into consideration the time value of plutocrat, by blinking unborn cash overflows at an applicable reduction rate that is grounded on the company’s cost of capital and the design’s threat.
The vengeance period estimates how long it'll take for a design to induce sufficient cash overflows to pay back its original incipience costs, but it does not consider the time value of plutocrat and overall design profitability like NPV does.
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Assume the price elasticity of demand for a product is 0.6. When the price is $15, consumers buy 50 units of the good. If the price decreases by twenty percent, how many units will consumers buy
The consumer will buy 56 Units
Procedure to solve
Δp = 20% of 15
Δp = 20/100 × 15
Δp = 3
e = 0.6
Formula:
e = (Δq/Δp)×p/q
0.6 = (Δq/-3)×15/50
0.6 × (-3) = Δq × 0.3
Δq = 1.8/0.3 = 6
Price decreases and quantity increases
Therefore
q' = q+Δq
q' = 50+6
q' = 56
p is the given price, q is the given quantity, Δp is the change in price, Δq is the change in quantity, e is the elasticity, q' is the new quantity.
Price Elasticity
The price elasticity of demand can be said to be an economic measure of the increase in the quantity of commodity demands or consumes in relationship to its change in price.
The price elasticity of demand refers to the percentage change in the quantity demanded of goods divided by the percentage change in the price.
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Dell works with software creators such as Oracle and Microsoft to help increase business sales of its servers and their software. This is an example of _______. a. distribution channels b. customer relationship management c. a strategic alliance d. social marketing
Dell works with software creators such as Oracle and Microsoft to help increase business sales of its servers and their software. This is an example of a strategic alliance.
A strategic alliance refers to a mutual bond between two companies that are arranged where they create their project while maintaining a certain degree of independence in decision-making.
This agreement between two companies adheres to a set of mutually agreed upon clauses and protocols while remaining independent organizations in and of themselves. Strategic alliances are usually made in order to collaborate upon a project that ends up being beneficial for both the companies involved in the alliance, without hampering the independent capacities of any particular company. Strategic alliance helps by expanding into a newer market, introducing new products, and efficiently dealing with new and potential competitors.Therefore, Dell works with software creators such as Oracle and Microsoft to help increase business sales of its servers and their software. This is an example of a strategic alliance.
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If lenders have limited capital during a period of heightened uncertainty, such as the Financial Crisis of 2007-2009, they will most likely Multiple choice question. lend aggressively to large corporations. borrow additional capital. lend aggressively to small businesses. hoard their capital.
In times of extreme uncertainty, like the Financial Crisis of 2007–2009, lenders are more prone to hoard their capital if they have limited funds.
Hoarding: What Is It?A speculator who buys and stores huge amounts of a good with the hope of profiting from future price increases is said to be hoarding. The practice of purchasing goods, particularly gold, is most usually referred to as hoarding.
What exactly does it mean to hoard cash?A speculator who buys and stores huge amounts of a good with the hope of profiting from future price increases is said to be hoarding. The practice of purchasing goods, particularly gold, is most usually referred to as hoarding. Hoarding is, nevertheless, occasionally applied in other economic circumstances.
What is an illustration of hoarding?Compulsive buying, the compulsive accumulation of free stuff (like collecting flyers), or the compulsive pursuit of ideal or one-of-a-kind items are all related to hoarding.
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