RESPA (Real Estate Settlement Procedures Act) permits real estate firms to be affiliated with title insurance companies or mortgage brokers as long as

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Answer 1

The RESP Act permits the real estate firms to be affiliated with title insurance companies or mortgage brokers as long as the companies make a written disclosure of their relationship with one another.

The Real Estate Settlement Procedures Act requires the lenders, mortgage brokers providing home loans to provide to borrowers, a pertinent and timely disclosures regarding the nature and costs of the real estate settlement process.

In conclusion, the Act of RESP permits the real estate firms to be affiliated with title insurance companies or mortgage brokers as long as the companies make a written disclosure of their relationship with one another.

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Related Questions

what is 450x12 PLZ HELP ME I NEED HELP

Answers

Answer:

5400

quick and easy  thank u

Building equity in a home is a good thing because
mortgage payments decrease as equity increases.
credit scores increase as equity increases.
equity in a home increases the homeowner's net worth.
• property taxes decrease as equity increases.

Answers

It is a good decision to build equity in a home because its increases the homeowner's net worth.

Home equity refers to the value of one's house less the owed amount of mortgage/home loan.

Usually, building of equity in home can be a long-term strategy for building wealth.

Hence, it is a good decision to build equity in a home because its increases the homeowner's net worth.

Therefore, the Option C is correct.

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Answer: C- equity in a home increases the homeowners net worth

Explanation:

PLS ANSWER QUICK!!! Which law prohibits discrimination against federal government employees with disabilities?

A. The Civil Rights Act of 1991
B. The Equal Pay Act of 1963
C. The Fair Labor Standards Act
D. The Rehabilitation Act of 1973

Answers

The law that prohibits discrimination against federal government employees with disabilities is:D. The Rehabilitation Act of 1973.

What is e Rehabilitation Act of 1973?

The Rehabilitation Act of 1973 is a federal law that prohibits discrimination against individuals with disabilities in programs or activities conducted by federal agencies, as well as by employers that receive federal financial assistance. The law also requires federal agencies to take affirmative action to employ and advance individuals with disabilities, and to provide reasonable accommodations to enable them to perform their job duties.

Therefore, this law specifically prohibits discrimination against federal government employees with disabilities, and ensures that they are afforded equal employment opportunities and protections under the law.

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#SPJ1

How to solve problems in group work

Answers

Answer: Solve problems as a group by working together and problem solving, as well as listening to all ideas.

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just classify the task between groups and task will be easy to do

like hitler and mussolini, stalin was a totalitarian leader, even though his economic approach was different from germany and italy.

Answers

Answer:

yes this is true, although many of them had the same goal of conquering and taking resources from others all three went a different way of achieving this goal, mainly hitler and mussolini went about destroying everyone in sight and taking their lands and resources stalin built an iron wall around his home so that no one could get in or out, he did also conqueror a few areas but not as much as the other two.

Explanation:

Lopez Corporation, a manufacturer of household paints, is preparing annual financial statements at December 31, 2007. Because of a recently proven health hazard in one of its paints, the government has clearly indicated its intention of having Lopez recall all cans of this paint sold in the last six months. The management of Lopez estimates that this recall would cost $800,000.

Requried:
What accounting recognition, if any, should be accorded this situation?

Answers

The accounting recognition to be accorded in this situation is operating expense of $800,000 and liability of $800,000.

Basically, an accounting recognition refers to the act of recording a business transaction in the firm's accounting records.

Because the management of Lopez estimates that this recall of all cans of paint sold in the last six months would cost $800,000, then, the entry will be as follows

In conclusion, the accounting recognition to be accorded in this situation is operating expense of $800,000 and liability of $800,000

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What is the Federal Reserve System able to do?

A. Mandate that the government create new jobs

B. Provide loans to individuals

C. Provide loans to banks

D. Encourage individuals to spend more money

Answers

Answer:

c

Explanation:

The federal reserve systems responsibilities include influencing the supply of money and credit to banks

When Frozen DeLites Ice Cream moved from its longtime storefront to a famous resort area, it took a big risk. However, the owners were confident that its unique ice cream treats would win customer raves. Fortunately, one of the members of the family business was convinced the shop needed to stay in touch with its customers. Frozen DeLites collects names and email addresses of its customers and maintains a presence on a few social media sites in order to send messages about promotions and coupons to valued customers.

Marketing professionals refer to this strategy as: _________

Answers

Marketers professionals refer to the strategy of collecting customer names and email addresses and maintaining a presence on social media sites to send messages about promotions and coupons to valued customers like relationship marketing.

This strategy of creating relationships with customers has as its main objective the generation of value and customer loyalty through a closer and more direct relationship.

Relationship marketing is a strategy that has had a greater impact with technological development, social media for example, has strengthened communication between company and customer, making the relationship closer and more dynamic.

Therefore, companies that use relationship marketing create value through content that generates benefits and customer engagement with the company, increasing loyalty and positioning in the market.

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According to the law governing mortgage loan brokers, what is the maximum commission Broker Claire can charge for securing a $50,000 first mortgage for a period of 2 years

Answers

The maximum commission that Broker Claire can charge for securing a $50,000 first mortgage is $2,500.

Basically, a broker is entitled to a commission as a compensation.

The law governing mortgage loan brokers states that the maximum commissions for loans of a period of 2 years is 5% of the principal of a loan of less than 3 years.

Since the broker secure a $50,000 first mortgage.

Commission = $50,000 * 5%

Commission = $2,500

In conclusion, the maximum commission that Broker Claire can charge for securing a $50,000 first mortgage is $2,500.

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Considering the rules and regulations, the maximum commission Broker Claire can charge for securing a $50,000 first mortgage for a period of 2 years is $700.00.

This is based on Article 7 of the Mortgage Loan Broker rule and regulation.

The Article 7 stated among the thing that for first loans, the maximum commissions is a 5 percent of the principal of a loan of less than 3 years.

However since there is also a caveat which says the charges made to a borrower cannot exceed 5% of the loan or $390.00, whichever is greater, to a maximum of $700.00.

Therefore, since 5 percent of $50,000 is $2,500, therefore, the maximum commission is $700.

Hence, in this case, it is concluded that the correct answer is $700.

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jorDANTHE GOD HOW ARE U

Answers

Answer:

uhm- hi

Explanation:

thxs for the points....

which statement best explains why money was invented?

Answers

Money was invented to facilitate the exchange of goods and services.

Hope this helps!
Brainliest is much appreciated!

A real estate professional leased a building for 10 years at an annual rent of $48,000. She will receive a commission of 7.5% for the first five years, 5% for the next three years, and 3.5% for the final two years. What will her gross income be from this commission over the life of the lease

Answers

Her gross income from this commission over the life of the lease is $28,560.

Commission for the first five years

Commission=5×(48,000× .075)

Commission=5×3600

Commission=$18,000

Commission for the next three years

Commission=3×(48,000 ×.05)

Commission=3×2,400

Commission=$7,200

Commission for the final two years

Commission=2×(48,000 ×.035)

Commission=2×1,680

Commission=$3,360

Gross income commission:

Gross income commission=$18,000+$7,200+$3,360

Gross income commission=$28,560

Inconclusion her gross income from this commission over the life of the lease is $28,560.

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The new-product development process is:

a. a formalized protocol for new-product development that begins at the corporate level and ends at the functional level.
b. the informal process of brainstorming to generate new-product concepts at a marketing staff meeting.
c. the process of presenting cross-functional teams with a written new-product concept statement and asking them to respond to it in writing.
d. the two stages an organization goes through from idea generation to commercialization.
e. the seven stages an organization goes through to identify business opportunities and convert them into salable products or services.

Answers

A person applying for a job zone one occccupation might expect the job will require which of the following

THREE government regulations that guides the establishment and operation of a business.

Answers

Labor, privacy, and health

why does global trade take place?

Answers

Answer:

because one country enjoys a comparative advantage in the production of a certain good or service.

Explanation:

pls give me brainliest

Select the correct answer.
What type of curve results from plotting the market price of a commodity and the quantity required by consumers?
O A downward-sloping curve
O B. upward-sloping curve
OC. supply curve
OD
self-intersecting curve

Answers

Answer:

The answer is A

Explanation:

The downward sloping curve is a graphical representation depicting the relationship between a commodity's different price levels and quantities which consumers are willing to buy.

the answer is B upwarddd-sloping urge

What is the purpose of long-term disability insurance?

Answers

To provide financial support if not working.

Suppose you invest $20,000 of your own money in a business as a sole proprietor, and then borrow an additional $10,000 from a bank. Suppose the business fails. For this two-part question, (1) What describes the potential loss of this situation, and (2) what is the total potential loss

Answers

[tex]75325 + 2353 = \div 2 \div = 22.2x2(22. = = 10000002[/tex]

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difference between qualified and ordinary dividends

Answers

Answer:

A qualified dividend is taxed at the capital gains tax rate and ordinary dividends are taxed at standard federal income tax rates. Qualified dividends must meet special requirements put in place by the IRS.

Explanation:

Can someone help me with this question?

Answers

I would think it’s social media marketing

Answer:

My opinion social media marketing

what are some objections that you may hear from a potential employer?

Answers

Some objections that you may hear from a potential employer are :

We may not be able to pay you a salary that is comparable to your last job.I'm concerned you will not fit in with our established teams.

During an interview phase, employer or interviewer usually pose objections which could deter the person being interviewed.

The objections in an interview process should be an opportunity to :

Iron out any difficulties in an application.Put any concerns to bed.Close the deal.

Other commonest objections that you may hear from a potential employer are :

You’ve held a lot of jobs in the past few years, and we’re concerned you might not stick around long.I don't think you have enough experience for the position.I think you may have too much experience for the open position.

However, the idea should be to overcome the objections by responding in a way that defuses the validity of the objection.

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How is the annual percentage rate (APR) on a loan different
from the interest rate?
O A. The APR is offered only on credit cards.
B. The APR can be compounded.
C. The APR includes interest and fees.
D. The APR differs between different lenders.

Answers

The answer to your question is C. The APR includes interest and fees

If an individual completes 300 hours of classroom instruction, including the USPAP course and a 30-hour course in the principals of capitalization, and totals 30 months and 3,000 hours of experience under a Certified Appraiser, that individual may become A) a Certified General Appraiser. B) a Certified Residential Appraiser. C) a Licensed Appraiser. D) a Certified Industrial Appraiser.

Answers

An individual may become a Certified General Appraiser when he completes the 300 hours of classroom instruction including required course and experience under a Certified Appraiser.

The status of Certified General Appraiser is the highest level of appraiser certification.

Hence, any individual can become a Certified General Appraiser when he completes the 300 hours of classroom instruction including required course and experience under a Certified Appraiser.

Therefore, the Option A is correct.

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help with this question

Answers

Answer: The answer is C Monitoring the budget

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while rachel carson was writing silent spring, a picture of how ddt influences bird populations was emerging. scientists hypothesized that ddt was causing the observed decline in fish-eating bird populations. the assumptions and connections underlying this hypothesis were complex. in this activity, you will reconstruct those connections.

Answers

Rachel Carson's was known for her work on Silent Spring. The answers to the question are on the image. the first image shows the answers in the right order while the second image is about the questions before its arrangement.

The Silent Spring was known to be public awareness focused on nature as it was said to be vulnerable to human intervention.

Carson in her work gave a radical proposal which state that technological progress is simply at odds or negative terms with natural processes and thus must be shortened.

 

Silent Spring was known to greatly opposition by chemical companies and this lead to reversal in national pesticide policy and also led to the ban on DDT for agricultural uses.

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The debit balance in a nominal account shows:

a) Gains b) Expenses

c) Assets d) None of the above



(answer the above question correctly)

Answers

the debit balance in a nominal account shows b) Expenses

I need some rare car brands for my channel please do not include Mitsubishi, pontiac, and mazda.

Answers

Answer:

Acura

Explanation:

Suppose In a Snap Ltd. Just issued a dividend of $1. 25 per share on its common stock. The company paid dividends of $. 85, $. 90, $1. 04, and $1. 10 per share in the last four years. If the stock currently sells for $45, what is your best estimate of the company’s cost of equity capital using the arithmetic average growth rate in dividends? What if you use the geometric average growth rate?.

Answers

I have attached the answer

what would be the best organizational strategy to use for an essay instructing someone how to bake cupcakes

Answers

The best organizational strategy to use for an essay instructing someone how to bake cupcakes is chronological order.

Chronological order refers to be arrangements with respect to time from the earliest time to the latest time.

This means, the instructor will start giving instructions on how to bake cupcakes from measurements of flour, sugar, butter and other things to mixing the ingredients.

Thereafter, the instructor writes on the oven temperature to bake the cake until when the cake is fully baked.

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Based on business management, Chronological order would be the best organizational strategy to use for an essay instructing someone how to bake cupcakes.

This is because a Chronological order as an organization strategy would explain how a baker or business owner would get things done accordingly.

For instance, it should state the things to get ready such as utensils, ingredients, and other tools necessary.

It will then follow with how to prepare the cupcake, starting from the first thing to do till final action to make the cupcake tasty and yummy.

Hence, in this case, it is concluded that the correct answer is "Chronological Order."

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which are considered types of credit availablesto borrowers?check all that apply

Answers

Answer:

choices?

Explanation:

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A sports teacher had 1025 sweets. After distributing these equally amongst all the participants in a sports meet, he had just 1 sweet left with him. Which of these could be the number of sweets given away to each participant? Anyone down to start a convo Question 45(Multiple Choice Worth 2 points)Evaluate the scenarios and select the one that demonstrates the training principle specificity. Jack runs two days a week instead of three. Kai swims everyday to reach her goal of becoming a better swimmer. Katie stays consistent in her routine. Sarah lifts more weight than she normally does.i need noww What is 2 facts about Red Summer Which of the following is an equation of a line perpendicular to the equationy - 3x +1?O A = - 3x + 5B. y --3x+5O C. y -3x5O D. y = x+5 Which is a possible food chain in the ocean from start to finish?a.phytoplankton, zooplankton, small fish, large fish, large sharkb.phytoplankton, large shark, zooplankton, large fish, small fishc.large shark, large fish, small fish, zooplankton, phytoplanktond.zooplankton, phytoplankton, large fish, small fish, large shark The Earth currently has an orbital period of 1 year and a semi-majoraxis length of 1 AU. If the Earth's orbit changed and the semi-majoraxis length increased to 1.1 AU, how would the Earth's orbital period change? A: It would increase by 0.15 yearsB: It would increase by 0.032 yearsC: It would decrease by 0.15 yearsD: It would decrease by 0.032 years FAM I NEED YOU HELP POR FAVOR OR MY TEACHER IS GANNA KILL ME:You purchase two bottles of sunscreen and a hat. The hat cost $6.50. You pay 6% sales tax. You pay a total of $16.43. How much does one bottle of sunscreen cost? Alexandra was out at a restaurant for dinner when the bill came. She wanted to leave a tip of 13%. What number should she multiply the cost of the meal by to find the total plus tip in one step? draw the lewis structure for co with an arrow representing the dipole moment. refer to figure 10.10 to estimate the percent ionic character of the co bond. Telephones and radios existed before the war, but they were considered luxuries andtoo expensive for most people. WWI speeded up development of these inventionsso that after the war they were easier and cheaper to produce allowing moreCanadians to buy them.TrueFalse which translation vector moves every point of a preimage 4 units left and 6 units up? In an essay written in a formal style, what kind of tone should the writing have? casual clichd objective opinionated Which of the following is the best thing to consider when making comparisons between job offers? a. Gross pay b. Total employee benefits c. Total job benefits d. Total employment compensation. please help me What is the mode of the data shown in this stem-and-leaf plot? Stem Leaf 1 3 7 7 2 2 4 4 4 5 3 1 5 8 9 4 0 6 7 Key: 2|1=21 Enter your answer as a number, like this: 42 and explain your answer Read this sentence. The table was given to Lexi by her grandmother. Which of the following revises this sentence to include another prepositional phrase? The table was given to Lexi by her beloved grandmother. The wooden table was given to Lexi by her grandmother. The table was given to Lexi by her grandmother Ruth. The table in the kitchen was given to Lexi by her grandmother. How are visible light, the electromagnetic spectrum, and photoreceptors in the eye related? (1 point) A. Photoreceptors in the eye detect visible light, which contains a range known as the electromagnetic spectrum. B.Photoreceptors in the eye detect the electromagnetic spectrum, which is part of the wider visible light range. C. Photoreceptors in the eye detect the electromagnetic spectrum, which contains a range known as visible light. D.Photoreceptors in the eye detect visible light, which is part of the wider electromagnetic spectrum. Can anyone solve and explain part b Determine whether the graph represents a function. * 2 2/6 is equivalent to what?