B. underperform those who hold investments for the long term and trade infrequently.
Research indicates that investors who closely monitor their portfolios and trade quickly in response to minor fluctuations in price underperform those who hold investments for the long term and trade infrequently.
Why do investors underperform?
Market timing is the first explanation. Individual investors attempt to decide whether to invest in stocks and when to withdraw funds from them. Despite the fact that we are aware of the market's unpredictability, investors frequently invest during bull markets and exit during down markets. This is seen in the money flows into and out of mutual funds during stock market extremes. Your return will be negatively impacted if you buy high and sell low.
The fees that investors spend are the second factor contributing to their poor market performance. The majority of investors are unaware of their costs and don't care. They fail to understand how a few dollars here and there could possibly make a difference. They believe the fees and charges don't exist since they can't see them.
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51 Which of the following is the best estimate, in feet, for personal distance in Western cultures? Multiple Choice O
a) 0-1.5
b) 15-4
c) 5-8
d) 10-12
c) 15-25
The correct option is b) 1.5-4. The best estimate for personal distance in Western cultures is around 1.5 to 4 feet.
What is meant by personal distance?The term personal distance is often used to describe the physical space distance between communicating parties in western cultures. For example, when people are talking in a group setting or in a one-on-one setting, the physical distance between them that is viewed as appropriate makes up for the personal distance range.
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The Unadjusted Trial Balance at the end of August has $5,950 in the credit column for Accumulated Depreciation. The Adjusted Trial Balance at the end of August has $7,600 in the credit column for Accumulated Depreciation. What was the amount of the depreciation expense adjustment for the month of August
The correct option is A. $1,650
The amount of the depreciation expense adjustment for the month of August is $1,650.
What is Adjusted Trial Balance?
Adjusted trial balance is used after all the adjustments have been made to the journal. The adjusted kind, on the other hand, is used when adjusting the two sides of the ledger – the debit and credit.
What is Unadjusted Trial Balance?An unadjusted trial balance is basically used before all the adjustments will be made. While an unadjusted trial balance is used when the entries are not yet considered final in a certain period.
What is Adjusting Entry?The adjusting entry for a depreciation expense involves debiting depreciation expense and crediting accumulated depreciation. This is shown below.
The depreciation expense appears on the income statement like any other expense. The accumulated depreciation is a contra asset account; it is shown as a deduction from the cost of the related asset in the balance sheet.
Hence, Based on the information given :
Amount of the Depreciation for the month of August =$7,600 - $5,950 = $1,650
Your question is incomplete, but most probably your full question was:
The amount of the depreciation expense adjustment for the month of August-
A. $1,650
B. $7,600
C. amount can not be determined
D. $5,950
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At December 31, Amy Jo's Appliances had account balances in Accounts Receivable of $314,000 and in Allowance for Uncollectible Accounts of $590 (credit) before any adjustments. An analysis of Amy Jo's December 31 accounts receivable suggests that the allowance for uncollectible accounts should be 4% of accounts receivable. Bad debt expense for the year should be:
Bad debt expense for the year should be $11,970
Given :
account balances in Accounts Receivable = $314,000
Allowance for Uncollectible Accounts = $590
allowance for uncollectible accounts should be 4% of accounts receivable.
To Find :
Bad debt expense
Solution :
A bad debt expense is recognized when a receivable is no longer collectible because a customer is unable to fulfill their obligation to pay an outstanding debt due to bankruptcy or other financial problems.
Bad debt expenses are generally classified as a sales and general administrative expense and are found on the income statement.
We first find the balance that should be in the allowance account as of December 31
$314,000 × 4% = $12,560
We subtract the current balance in the allowance account to find the bad debt expense for
$12560 - $590 = $11,970
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Suppose the economy is operating in the horizontal part of the Keynesian zone of the SRAS curve. Suddenly, aggregate demand increases. As a result real GDP will _____ and prices will _____.
Suddenly, aggregate demand increases. As a result real GDP will decrease and prices will remain largely unchanged.
Aggregate demand increases as the components of aggregate demand, including personal consumption, capital spending, government spending, and exports minus imports, increase.
Aggregate demand is a measure of the aggregate demand for all manufactured goods and services produced in the economy. Aggregate demand is expressed as the total amount exchanged for those goods and services at a particular price level and time point.
Key findings
Total demand measures the total demand for all finished goods and services produced in the economy.Aggregate demand is expressed as the total amount spent on those goods and services at a particular price level and time point.Aggregate demand includes all consumer goods, capital goods (factories and equipment), exports, imports, and government expenditures.Learn more about Aggregate demand here:https://brainly.com/question/1490249
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According to ________, law is strictly subordinate to prevailing economic conditions, such fundamental propositions as private ownership, contracts, d
According to Marxist-socialist tenets, law is strictly subordinate to prevailing economic conditions, such fundamental propositions as private ownership, contracts.
Marxists contend that compared to a capitalist society, a socialist one is far better for the majority of people. "The socialization of production is bound to result in the conversion of the means of production into the property of society," wrote Vladimir Lenin before the Russian Revolution.
The core tenets of the Marxist worldview hold that social class is the most significant category of people and that the economic circumstances of a society form its foundation. Another tenet states that community ownership of the means of production will replace private property as the primary institution of capitalism.
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ompanies that want to meet the diverse needs of their employees by offering work-scheduling options can use: Group of answer choices flextime job enlargement job enrichment job rotation gain-sharing
the correct answer is d. gain sharing
gain sharing-
An incentive plan wherein personnel or clients acquire advantages at once due to cost-saving measures that they initiate or take part in.
Gains sharing, gainsharing, advantage percentage, or gainshare is a device companies use to try and get their personnel to turn out to be extra productive. It is a control mechanism to boost profitability via means of motivating people to enhance their overall performance via participation and involvement. As their productiveness increases, so do the company’s profits. Workers in the end share financially in the improvement.
Gains sharing, however, no longer bring about enormous enhancements if control does not take part closely.
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In terms of total dollars in the state budget, the various service charges and fees in Texas provide ______ percent of total state revenue.
In terms of total dollars in the state budget, the various service charges and fees in Texas provide 15 percent of total state revenue.
Texas State BudgetTo inform the general public about the Texas state budget, the Legislative Budget Board created the Texas Budget Source (TBS), a report generator. Texas' Automated Budget and Evaluation System (TBS) pulls its data from the LBB (ABEST). Users have the option to create budget reports for a particular state agency. They can also provide reports that are arranged according to the General Appropriations Bill's articles.Both the Senate Finance Committee and the Texas House Appropriations Committee hold hearings on the general appropriations measure and adopt amendments that take into account the BRE's budget goals and its limitations. The full House and Senate, respectively, receive the committee-completed versions of the bill for approval.The different service fees and levies in Texas account for 15% of all state revenue in terms of total amounts for the state budget.To learn more about Texas State Budget refer to:
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True or false: The top position on a search engine results website that attracts the most attention is also the most profitable position for a search advertisement.
It is True that the top position on a search engine results website that attracts the most attention is also the most profitable position for a search advertisement.
What is search engine?
search engine serves as the website that allows online user to be able to search information from the internet.
In this case, top position on a search engine results website that attracts the most attention is also the most profitable position for a search advertisement.
Therefore, the statement is True.
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If you are hired by an organization, you would be least hurt by inflation if Group of answer choices Your employer has a cost-of-living adjustment clause in the employment contract You increase savings in your bank account in anticipation of expected rise in inflation The government increases social security retirement payments in anticipation of expected inflation If your employer provides fixed annual increases in salaries and benefits in the employment contract
If we are hired by an organization, we would be least hurt by inflation if "the government increases social security retirement payments in anticipation of expected inflation".
What is social security retirement payments?Benefits from Social Security offer qualified retired adults and those with disabilities, as well as their spouses, children, and survivors, a portion of a replacement income.
To be eligible for benefits, a person must contribute to the Social Security system during their working years and accumulate 40 credits.
The role of social security in protecting against inflation are-
Because Social Security benefits are adjusted to the Consumer Price Index for Urban Wage Earners and Clerical Workers, it is often assumed that recipients are protected from inflation (CPI-W)A cost-of-living adjustment (COLA) is a yearly increase to your benefit that Social Security calculates based on inflation, if any, in addition to any calculations based on your earnings.Social Security replaces a percentage of your pre-retirement income based on their lifetime earnings.To know more about the Consumer Price Index, here
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Why is internal control over cash important? Check all that apply.
- the elevated risk of theft
- the high volume of cash transactions
- the inherent lack of segregation of duties
- the infeasibility of document procedures
Except for option C. All that apply Internal controls must be in place to protect these assets and ensure that only authorized individuals have access to them.
What is Internal Control?Internal control is a procedure implemented by a company's board of directors, management, and other staff members and intended to give reasonable assurance that the information is trustworthy, accurate, and timely. of adherence to relevant laws, rules, contracts, policies, and procedures.
Thus, Internal control is crucial when it comes to cash because it is susceptible to theft or loss. Because of the enormous volume of cash transactions, there is always always a very high risk of theft, which is prevented by the separation of roles and the impossibility of document procedures.
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Can someone Plss help
The factors that can impact the elasticity of demand are:
necessity versus luxury
availability of substitutes
What is the elasticity of demand?Price elasticity of demand measures the responsiveness of quantity demanded to changes in price of the good.
The more close substitutes a good has, the more elastic its demand. This is because if price is increased, consumers can easily shift to the consumption of an alternative product.
Goods that are deemed as necessities usually have an inelastic demand. While goods that are deemed a luxury usually have elastic demand.
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Question 6 You have just applied for a 30-year $100,000 mortgage at a rate of 10%. What must the annual payment be
$300,000 is the correct answer.
using simple interest,
P.R.T/100
=> 100000 . 30 . 10 /100
=> $300,000
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The annual payment would be $10,607.92
Given that rate is 10%, nper is 30 year, pv is -100000 and fv is 0
Annual payment is to be find using the excel.
With respect to any Material Contract, Annual Payments means (x) the total amount of payments expected to be paid or received under such Material Contract (y) divided by the total number of years of the duration of such Material Contract.
These payments are made every year. For instance annuity payment.
Now using the excel the annual payment is computed:
Hence, the annual payment is $10,607.92
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The businesswoman who kicks her dog off the porch when she gets home because she's had a rough day at work is using the defense mechanism known as projection. Group of answer choices True False
This is false that the businesswoman who kicks her dog off the porch when she gets home because she's had a rough day at work is using the defense mechanism known as projection.
What is projection?A defensive tactic called projection entails attributing own undesirable traits or emotions to other individuals.
Unwanted emotions might be shifted onto someone else as a means of defense, making them seem as though they are coming from outside the person. When someone feels threatened by his own rage and accuses another of harboring hostile thoughts, this is a classic example of projection.
Displacement is the act of venting human anger, emotions, and urges on less dangerous individuals or things.
Displacement and projection are similar, but displacement includes misattributing one's own behavior, whereas projection entails misinterpreting the target's reasons.
Therefore, the businesswoman who kicks her dog off the porch when she gets home because she's had a rough day at work is using the defense mechanism known as Displacement.
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An Investment Adviser Representative (IAR) is also a registered broker-dealer. The IAR has a brokerage client who has a $1,200,000 account; and a net worth of $2,500,000. The client wants the IAR to take over the management of the account, with the IAR to be compensated on a performance basis. The IAR should tell this client that the account:
Performance fees are only permitted for wealthy clients who have at least $1,000,000 invested or have a minimum $2,100,000 net worth, therefore this client qualifies under the Investment Advisers Act of 1940.
Who is an Investment Adviser Representative?A representative of an investment adviser is typically someone who, in exchange for payment,
makes recommendations or otherwise renders advice regarding securities. manages client accounts or portfolios.chooses which recommendations or advice regarding securities should be given.Investment Advisory Act of 1940Investment consultants are governed by this statute. With few exceptions, this Act mandates that businesses or single proprietors who get payment for advising people on securities investments register with the SEC and abide by rules meant to safeguard investors.
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The CEO of Informatix Co., suggested to the board of directors that if the firm was going to adopt a transnational strategy, rather than having treasury operations situated in the headquarters, the company should relocate this operation to London in order to enhance access to financial markets. Consequently, the treasury operations would still be centralized, but situated in a different location. Flexible specialization, or excentralization, is an important attribute of firms that adopt a transnational strategy.
a. True
b.False
A) True;
With flexible specialization, transnational companies enjoy the complementary benefits of scale economies with the flexibility of accessing low input costs or scarce resources.
Transnational Strategy: What Is It?A company is considered transnational if it has additional operations and assets abroad in addition to its central operations, which are situated in one country. A brand's level of global integration and local response is determined by its transnational strategy.
This isn't the only way that businesses grow internationally; in fact, many opt for completely different strategies, like:
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MM Proposition II shows that Blank______. Multiple choice question. the cost of equity rises with leverage the market value of the firm is unaffected by its capital structure equity is less expensive than debt there is no risk involved with leverage when there are no corporate taxes
MM Proposition II shows that the cost of equity rises with leverage.
According to the second tenet of the M&M Theorem, a company's cost of equity and level of leverage are directly inversely related. Increased leverage increases a company's likelihood of defaulting.According to Proposition I, a company's market value is unaffected by the ratio of debt to equity in its capital structure. According to Proposition II, the cost of equity is directly and inversely proportional to the amount of debt in the capital structure.The capital structure irrelevancy theory is supported by the Modigliani and Miller approach to capital theory, which was developed in the 1950s. This shows that a company's capital structure is unaffected by a firm's valuation.Thus this is the answer.
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Discriminatory practices that are deeply embedded in institutions such as education, health care, business, and criminal justice, even when very few if any people are deliberately trying to discriminate, are __________.
An institutional discrimination is the discrimination that occurred in institutions such as education, health care, business and criminal justice.
What is an institutional discrimination?This refers to a prejudicial practices within an institutions that often result in the systematic denial of resources or opportunities to the members.
Hence, it is the type of discrimination that often occurred in institutions such as education, health care, business and criminal justice.
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You are willing to pay $9,000 now to purchase a perpetuity which will pay you and your heirs $240 each year, forever, starting at the end of this year. What is your annual rate of return
Annual rate is 2.67%.
Given payment is $240 each year and sale amount is $9,000.
Annual rate of return is to be computed.
The annual percentage rate is the interest earned by an amount charged to borrowers or paid to investors each year. APR is a number that shows the real yearly cost of money throughout the life of a loan or the revenue received on an investment.
The formula to compute the annual rate of return is given as:
Annual rate of return = Payment ÷ Sale amount
Now,
Annual rate of return = 240 ÷ 9,000
=2.67%
Hence, the annual rate of return is 2.67%.
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With reference to the Hofstede's framework, USA is one of the most individualistic countries. Thus, he adopts ___________ plan in order to better motivate employees in the US. merit pay
With reference to Hofstede's framework, the USA is one of the most individualistic countries. Thus, he adopts Hofstede's framework plan in order to better motivate employees in the US.
Description of Hofstede's frameworkAs the business world becomes more global, employees will likely face someone from another country at some point in their careers, companies will negotiate with companies from other countries, and even employees of domestic companies will likely encounter someone from another country.
Furthermore, trends suggest that immigration, the movement of individuals from their home country to other countries, will still grow worldwide, a process that may contribute to creating companies’ Hofstede's framework increasingly diverse. Additionally, many multinational companies depend upon expatriates to run their local operations.
Hofstede's framework is a foreign employee who moves to and works in another country for an extended period of their time. All of those trends mean that in your career you're likely to encounter someone from a special culture in which the potential for cross-cultural tensions is high.
It's therefore important for any international management student to grasp culture to raise steel oneself for handling such tensions.
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Mr. Rational has $27 that he plans to spend purchasing 5 units of good X (priced at $3 per unit) and 6 units of good Y (priced at $2 per unit). The marginal utility of the fifth unit of X is 30, and the marginal utility of the sixth unit of Y is 30. If Mr. Rational is a utility maximizer, he should:
Mr. Rational is a utility maximizer, he should buy less of X and more of Y.
What do you mean by marginal utility?In economics, marginal utility refers to the additional pleasure or benefit (utility) a buyer receives by purchasing an additional unit of a good or service.What is marginal utility and formula?The general rule in economics is that marginal utility equals total utility change divided by change in quantity of goods. The equation looks like this Total utility difference divided by amount of commodities difference equals marginal utility. Find the first event's overall utility.
According to the question:
The amount that Mr. Rational is going to spend = $27.
Quantity of good X = 5 units.
Price of good X (Px) = $3 per unit.
Marginal utility of 5th unit of X (MUx) = 30.
Quantity of good Y = 6 units.
Price of good Y (Py) = $2 per unit.
Marginal utility of 6th unit of Y (MUy) = 18.
Now find [tex]$\frac{M U x}{P x}=\frac{30}{3}=10$[/tex]
Now [tex]$\frac{M U y}{P y}=\frac{18}{2}=9$[/tex]
Since the [tex]\frac{M U x}{P x}$ is greater than $\frac{M U y}{P y}$.[/tex]
So, good x will be substituted for y in order to reach the consumer equilibrium.
[tex]$\frac{M U x}{P x}=\frac{M U y}{P y}$[/tex]
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Current profit Blank______ and target Blank______ are two strategies used by firms that are pursuing a profit pricing objective.
Current profit maximization and target return are two strategies used by firms that are pursuing a profit pricing objective.
A profit-oriented pricing objective means that a company tried to earn maximum profit with every sale or service provided, and achieve long term business profits.
Current profit maximisation is a price setting objective in which organisation set a price for a product that will give maximum profits, cash flow or return in short term without considering long term.
Target return pricing is a method where the firm determines the price on the basis of a target rate of return on the investment.
The two strategies that a firm use while pursuing a profit pricing objective is current profit maximization and target return pricing.
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Select all that apply Benefits of small amounts of inflation include Multiple select question. more expansionary monetary policy. the elimination of the money illusion. the elimination of unemployment. the facilitation of relative prices changes. the placebo effect.
Benefits of small amounts of inflation include more expansionary monetary policy, the placebo effect, and the facilitation of relative price changes.
What is meant by inflation?Inflation is the term used to describe the rate of price rise for goods and services.
It is sometimes used to categorize inflation according to cost-push, demand-pull, and built-in factors.
The two most popular inflation measures are the Consumer Price Index and the Wholesale Price Index.
Inflation can be viewed favorably or badly depending on the perspective and rate of change.
Inflation may be advantageous for those who own tangible assets since it will raise the value of their holdings, such as real estate or goods that are kept in storage.
Inflation's primary causes include:
Consumer-driven inflationPrice-driven inflationmore money availableDevaluationincreasing payRegulations and policiesBenefits of Inflation: In order to meet increasing demand, production must increase. Additionally, debtors benefit from inflation because they can return their loans with funds that are less valuable than the funds they borrowed. This promotes borrowing and lending, which boosts expenditure on all levels once more.
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The use of a backward L-shaped aggregate supply curve allows us to ________ in a way that other shapes would not.
Hello,
Answer:
The use of a backward L-shaped aggregate supply curve allows us to consider different/various macro points of view in a way that other shapes would not.
A sales tax imposed on sellers shifts the supply curve leftward for the taxed good because the.
Since sellers have to pay tax to the government, it decreases the effective price received by the seller (= post-tax equilibrium price - Unit tax), so sellers produce less, decreasing market supply.
Deliver curve, in economics, picture illustration of the relationship among product fee and quantity of product that a supplier is inclined and able to supply. Product price is measured on the vertical axis of the graph and the quantity of product furnished on the horizontal axis.
The supply curve is upward sloping because, over the years, providers can pick out how tons of their goods to produce and later deliver to the marketplace.
The supply curve is a photo representation of the correlation between the price of an excellent provider and the amount provided for a given duration. In an average example, the price will seem on the left vertical axis, while the quantity provided will seem on the horizontal axis.
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g If a monopolist is producing a level of output where MR exceeds MC, then it should Group of answer choices Lower its output. None of the Answers are Correct. Raise its price. Increase its output.
If a monopolist is producing a level of output where MR exceeds MC, then it should Increase its output.
What happens if MR exceeds MC?MR is the result of the sale of an additional unit, added to TR. When an additional unit is produced, MC is added to TC. Thus, TR-TC becomes maximum for greatest profit when MR=MC. The producer will keep making products as long as MR is greater than MC since it will increase his earnings.The monopolist will choose the level of output that maximizes profits, where MR = MC, and then set the price for that amount of output according to the market demand curve. The monopolist makes a profit if the price is higher than the average cost.If the marginal cost exceeds the marginal revenue, the unit is not economically viable for the company to create because it costs more than it makes.To learn more about MR and MC refer to:
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What aspect of foreign investment led to President Donald Trump threatening to impose border taxes on multinational corporations
The aspect of foreign investment that led President Donald Trump threatening to impose border taxes on multinational corporations is: Outsourcing to developing countries.
What is Outsourcing?Outsourcing can be defined as the way in which a company hire a worker from another company to perform or carryout tasks in a their company.
Hence, Outsourcing to developing countries was the aspect of foreign investment that led President Donald Trump threatening to impose border taxes on multinational corporation during his tenure or administration.
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quizet Flood protection insurance is generally administered and subsidized by the federal government through the Department of Housing and Urban Development. Question 7 options: True False
The statement is true.
The NFIP provides flood coverage to property owners, renters, and companies, and having this insurance enables them to recover quicker while floodwaters recede. The NFIP works with communities required to adopt and put into effect floodplain control guidelines that help mitigate flooding results.
The preceding segment (styles of capabilities) identified four number one styles of skills to acquire long-time period chance discount thru mitigation making plans: making plans and regulatory, administrative and technical, financial and schooling, and outreach.
According to the NFIP, the subsequent styles of damage aren't blanketed via flood coverage: damage due to moisture, mold, or mold that could have been avoided with the aid of the property owner or which isn't on account of the flood. damage as a result of earth movement, even supposing the earth movement is as a result of the flood.
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True or false: The value chain concept is applicable primarily to high-tech firms in rapidly changing environments.
False. The value chain concept can be applied to basically any firm.
What is value chain concept?
A value chain is a concept that describes every step of a company's operations in the development of a good or service, from the acquisition of raw materials through the final delivery to the customer.
The value chain framework consists of four secondary activities, procurement and purchasing, human resource management, technological development, and business infrastructure, in addition to five primary activities: inbound operations, outbound logistics, marketing and sales, and service.
When a company determines its major, secondary, and related operations and sub-activities and assesses the effectiveness of each point, this is known as a value chain analysis.
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The ________ stage in Russell Colley's hierarchical model of the communication process deals with getting the consumer to purchase the product. Group of answer choices
The action stage in Russell Colley's hierarchical model of the communication process deals with getting the consumer to purchase the product. Group of answer choices.
Cory suggested that decision-making in advertising involves a hierarchical chain of theory. At the enterprise level, theory seeks to explain how an enterprise achieves its profit goals. Theory suggests that this can be done by selling goods. After that, selling the product becomes a marketing goal.
The DAGMAR model defines the four steps of an effective advertising campaign as recognition, understanding, persuasion, and action. This model emphasizes the definition of the market segment that the campaign is about to reach. DAGMAR also requires an assessment of the success of the campaign against pre-established benchmarks.
The DAGMAR approach is used by many ad planners to plan their advertising and marketing. This approach is also used to set advertising goals and measure results against plans.
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In addition to leading to the final decision to buy an item, consumer promotions programs help generate store traffic and _______________.
Consumer promotions programs can help generate store traffic and enhance brand loyalty, as well as leading to the final decision to buy an item.
What is an advertisement?An advertisement refers to consumer promotions programs that are designed and developed with the sole intention of making the various goods or services being offered by a business firm to become known, popular and familiar to all of its customers and potential customers.
This ultimately implies that, consumer promotions programs can help a business firm to generate store traffic and enhance brand loyalty, as well as leading to the final decision to buy an item.
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