Reducing risk by combining a large number of small risks whose outcomes are not closely related is called: diversification.
The process of allocating capital in finance so as to lessen exposure to any one asset or risk is known as diversification. Diversification is commonly achieved by investing in a variety of assets to reduce risk or volatility.
By diversifying your investments across asset classes, industries, and maturities, you reduce your exposure to market shocks that affect all of your investments in the same way.
Hence, the correct answer is the "First" option.
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a firm that has a promissory note that requires the borrower to repay the loan with interest in specified monthly or annual installments has a(n)
A firm that has a promissory note that requires the borrower to repay the loan with interest in specified monthly or annual installments has a long term.
What is long term?Long term" refers to the extended period of time that an asset is held. Depending on the type of security, a long-term asset can be held for as little as one year or for as long as 30 years or more.Generally speaking, long-term investing for individuals is often thought to be in the range of at least seven to 10 years of holding time, although there is no absolute rule. Short-term investments are marked-to-market, and any declines in their value are recognized as a loss, where increases are not recognized until sold.Long-term investments are recorded on the asset side of a company's balance sheet as investments.To learn more about asset refer to:
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another name for an informal reorganization is a workout. question 2 options: a) true b) false
Another name for an informal reorganization is a workout is False.
An informal settlement sometimes called a moratorium suspension or injunction is a privately negotiated agreement between an insolvent and a selected group of that person's creditors. An informal reorganization does not require the appointment of an outside manager.
But essentially involves talking to the company's key creditors and suppliers to break up contracts and make the company viable again. You may have to renegotiate your contract. Once the debtor has fulfilled its obligations under the plan, the remaining obligations will be settled. This means that the debtor no longer owes the debt and the creditor cannot make any effort to collect it.
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pure products is introducing a new paper coffee filter at a dramatically reduced cost in order to obtain a market share. this is an example of:
Pure products is introducing a new paper coffee filter at a dramatically reduced cost in order to obtain a market share. this is an example of Penetration pricing.
What is Penetration pricing?
In a pricing strategy known as penetration pricing, a product's price is initially set very low to quickly reach a large portion of the market and spread word of mouth. The tactic relies on the notion that consumers will switch to the new brand as a result of the price reduction.
Companies trying to establish a presence in fiercely competitive markets often use penetration pricing as an acquisition strategy. By offering a lower price than their rivals, these businesses "penetrate" the market by luring customers away from their current suppliers in an effort to increase market share.
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the project completion time is a. 19 weeks. b. 11 weeks. c. 13 weeks. d. 17 weeks. e. indeterminate.
The project completion time is a indeterminate.
What is project completion time? Project completion time is the amount of time required to complete a given project. It is the amount of time that must be allocated to complete all activities associated with the project. It is typically estimated during the project planning phase, taking into account the scope of the project and the resources available. The project completion time is then used to set the timeline for the project and to monitor progress.Project completion time is affected by a number of factors, including the complexity of the project, the number of tasks involved, the availability of resources, the rate of progress, and unexpected circumstances. It is important to consider all of these factors in order to accurately estimate the project completion time.Project completion time should be realistic and achievable, allowing for contingencies and unexpected delays. It is also important to ensure that the project is completed within a reasonable amount of time, taking into account the budget and other constraints.In addition, it is important to track the progress of the project and adjust the project completion time as necessary. This will help to ensure that the project is completed on time and within the allotted budget.To learn more about project management refer to:
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john marshall and kirsten fletcher decide to live together. they leased an apartment, each agreeing to pay one-half the rent. when he signed the one-year lease, mr. marshall was 17. shortly after signing the lease, mr. marshall turned 18. two weeks later, he moved into the apartment. he paid his half of the rent for two months, then moved out because he and ms. fletcher were not getting along. ms. fletcher sued mr. marshall for one-half of the monthly rent for the remainder of the lease period. who will win this lawsuit?
It is likely that Ms. Fletcher will win the lawsuit. Under the law, a minor can enter into a contract that is voidable, meaning they can choose to void it if they so choose.
What is lawsuit?A lawsuit is a legal action brought before a court of law in order to seek a legal remedy for a wrong that has been committed. A lawsuit may also be initiated by a plaintiff (the party bringing the action) against a defendant (the party being sued) in order to seek damages or a court order to require the defendant to take certain actions. A lawsuit is typically initiated by filing a complaint, which is a document that sets out the facts of the case and the legal claims the plaintiff is making against the defendant. The defendant then has an opportunity to respond to the complaint and present their own evidence and arguments. A trial is then held, at which time the parties present their evidence and arguments to the judge or jury, who then renders a verdict.
However, when a minor turns 18, the contract becomes binding. Since Mr. Marshall signed the lease when he was 17, then turned 18 shortly after signing it, the lease became binding and he is responsible for his half of the rent for the remainder of the lease period.
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Underlying the dividend irrelevance theory proposed by Miller and Modigliani is their argument that the value of the firm is determined only by its basic earning power and its business risk. (True or False)
True, The foundation of Miller and Modigliani's suggested dividend irrelevance hypothesis is their claim that the firm's worth is solely decided by its fundamental earning capability and its business risk.
What is Business Risk?Business risk is the possibility that a company or organization will experience declining profits or collapse. Anything that undermines a corporation is a risk. the ability of the organization to achieve its financial goals. Business risk can result from the interaction of several factors. senior executives of a company or Leadership may on occasion create conditions that subject a corporation to greater levels of risk.
However, there are times when a firm is not the only source of danger. As a result, a business cannot completely protect itself against danger.
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managers and executives are commonly information ____, because they use information created by IT developers and analysts.
a. producers
b. consumers
c. creators
d. users
Managers and executives are commonly information consumers, because they use information created by IT developers and analysts. The Option B is correct.
Who are Information consumers?An information consumers are those who need information to perform their jobs or tasks, but do not create or process it themselves. They rely on information producers who are those who generate, collect, process, or store information.
An Information creators are those who design, develop, or implement information systems or applications. Information users are those who interact with information systems or applications, either directly or indirectly, to access or manipulate information.
Some examples of information consumers are:
A CEO who reads a report on the company's performance based on data collected and analyzed by IT staff.A teacher who uses an online learning platform to assign and grade homework for students, but does not create or modify the platform itself.A customer who browses an e-commerce website and purchases a product, but does not contribute to the website's content or functionality."Read more about Information consumers
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The balance in retained earnings equals all net income, less all dividends, since the company began operations.
a. True
b. False
The balance in retained earnings equals all net income, less all dividends, since the company began operations.
This statement is true.
In economics and accounting, net income is a company's revenue minus cost of sales, expenses, depreciation, interest, and taxes for the accounting period.
Aug 1, 2022 | 7 mins read. Net income is the amount of money you take home after deducting taxes from your salary. For businesses, net income refers to the money left over after paying operating expenses.
Gross Wage is an employee's income before taxes, benefits, and other payroll deductions are deducted from the salary. The amount remaining after all withholding taxes have been deducted is net wages or net wages.
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A favorable activity variance may not indicate good performance because a favorable activity variance:
A favorable activity variance may not indicate good perfomance because : a variable cost will occur simply because the actual level of activity is less than the budgeted level of activity.
What does Activity variance mean?
The difference between a revenue or cost item in the flexible budget and the same item in the static planning budget is referred to as an activity variance. The difference between the actual level of activity used in the flexible budget and the level of activity assumed in the planning budget is the sole cause of an activity variance.The difference between the static/planning budget and the flexible budget caused by the difference between planned and actual activity levels is referred to as an is also called activity variance.
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Cross- functional teams consist of groups of employees from different departments who work together on a long term basis. These teams are empowered to make decisions without having to seek the approval of management. Barriers between functions fall when these interdepartmental teams are created. describe the?
Cross-functional teams are teams that are composed of members from different functional areas of an organization.
What is organization?Organization is the process of setting up a structured system to manage resources, activities and tasks. It involves planning, organizing, staffing, leading and controlling resources and activities in order to accomplish predetermined goals. It is a way of managing resources in order to achieve a desired outcome. Organization involves assessing the desired outcome and developing a plan to achieve it. It involves allocating resources to tasks and setting up systems to monitor and measure progress.
These teams are formed to address specific business objectives that cannot be met by the individual functional areas alone. Cross-functional teams are beneficial because they help break down traditional functional barriers, allowing for greater collaboration and communication between different departments. This increased collaboration and communication can lead to a better understanding of the organization's needs, improved decision-making, and more efficient problem-solving. Cross-functional teams also foster a sense of ownership, as members from multiple departments become invested in the success of the project. Ultimately, cross-functional teams can provide organizations with an innovative approach to problem-solving and greater efficiency.
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Why is it important to keep accurate and up-to-date bank, pay-
roll, and tax records?
Answer:
accurate and up-to-date bank, payroll, and tax records are important because they help the business owner to know how much money is in the business account, how much money the business has paid to its employees, and how much money the business has paid to the government in taxes.
the minimum variance portfolio created by combining two specified securities is the portfolio which:
A minimum variance portfolio is an investment strategy that allows you to maximize rewards while minimizing risk.
What is the portfolio's minimum variance? A minimum variance portfolio is an investment strategy that allows you to maximize rewards while minimizing risk.It entails diversifying your holdings in order to lessen volatility, or so that investments that are risky on their own balance out when held together.The global minimum variance portfolio is located far to the left of the efficient frontier and consists of a portfolio of risky assets that produces the lowest risk for an investor.The risk of a two-asset portfolio is determined by the asset proportions, standard deviations, and correlation (or covariance) between the assets' returns.The correlation across asset hazards becomes a more important predictor of portfolio risk as the number of assets in a portfolio grows.To learn more about minimum variance portfolio refer
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true or false: when considering revenue, increasing average order value is the same as increasing the amount of money each conversion yields.
when considering revenue, increasing average order value is the same as increasing the amount of money each conversion yields.
Answer is: true
Link is not founding.
what effect did the 2008 economic downturn in the united states have on the global economy?
According to Moody's Analytics, between the pre-recession high in the second quarter of 2008 and the low reached in the first quarter of 2009, the Great Recession resulted in a loss of more than $2 trillion in global economic growth, or a decline of about 4 percent.
The global financial crisis, which began in developing nations in late 2007, had a significant impact on developing countries. Emerging and developing economies' economic growth sharply decreased from 13.8% in 2007 to 6.1% in 2008 and 2.1% in 2009. (IMF, 2009a, and 2010). Cheap credit and loose lending rules, which created a housing bubble, were the root causes of the Great Recession of 2008.
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Tatiana realizes she needs to bring her grades up if she wants to get into a university. Which of the following is a short-term goal to help her do this?
She will complete all of her homework this week.
She will earn all A's next year.
She will get into a graduate degree program.
Answer:
B
Explanation:
she will earn all A's next year
sumproduct is a function that returns the sum of the products of elements in a set of arrays.
The given statement exists true. A function called SUMPRODUCT gives the sum of the products of the elements in a collection of arrays.
What does the SUMPRODUCT function do?The SUMPRODUCT function gives back the total of the sums of the products of corresponding ranges or arrays. However, addition, subtraction, and division are also options. The default operation is multiplication.
When evaluating various data sources on your worksheets, you can incorporate SUMPRODUCT IF. During this process, data from various data columns may be gathered and compared to predictions. These results can be computed, compared to one another, and with the desired result using SUMPRODUCT IF.
In this instance, an SUMPRODUCT formula just adds up each element of the array and outputs the total. Excel 365-2007 allows for a maximum of 255 arrays, while earlier Excel versions only allowed for 30 arrays.
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Franklin, a successful manager at his firm’s cleveland headquarters, is offered a position managing the new division in asia. He plans to run that office exactly as he did back in ohio, assuming that policies that worked well for the company and its employees in the united states will work well everywhere. As a manager, franklin is demonstrating.
Franklin, a successful manager at his firm’s cleveland headquarters, is offered a position managing the new division in asia. He plans to run that office exactly as he did back in ohio, assuming that policies that worked well for the company and its employees in the united states will work well everywhere. As a manager, franklin is demonstrating cultural competence.
What is cultural competence?Intercultural or cultural competence refers to a collection of cognitive, emotional, and behavioral skills that facilitate effective and respectable communication with people of different cultural backgrounds. Cultural competency education is often referred to as intercultural education or cross-cultural education.
The acceptance and awareness of differences in appearance, behavior, and culture are encouraged by cultural competency. People from a variety of backgrounds will interact with you here.
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exercise 11-5 (static) accounting rate of return lo p2 information for two alternative projects involving machinery investments follows: project 1 project 2 initial investment $ (120,000) $ (90,000) salvage value 0 10,000 annual income 15,000 12,000 a. compute accounting rate of return for each project. b. based on accounting rate of return, which project is preferred?
Accounting rates of return for each project are $60,000 for Project A and $50,000 for Project B. Based on the accounting rate of return, project A is preferred to project.
Average Investment Value refers to the average of the total values of the assets over a certain time, which is calculated by averaging the values at the conclusion of each business day across the period in question.
The yearly accounting gains from an investment are expressed as a percentage of the initial investment by the accounting rate of return, commonly known as the return on investment.
Average investment
Project 1 [($120000+$0)/2] = $60,000
Project 2 [($90000+$10000)/2] = $50,000
Accounting Rate of Return = Numerator/Denominator
Annual net income/Average investment =
Accounting Rate of Return
Project 1 = $15,000/$60,000 = 25.00%
Project 2 = $12,000/$50,000 = 24.00%
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an automobile manufacturer installs a conveyor belt system for $670,000. the depreciation rate is 10% at the end of next year. the real interest rate is 6%. what is the user cost of the conveyor belt system for one year?
The user cost of the conveyor belt system for one year is $107,200.
What do you mean by user cost?The expense a fixed asset or consumer durable owner incurs over time as a result of utilizing it to deliver a capital flow or consumption services.User cost is determined by adding together intermediate consumption, additional taxes, consumption of fixed capital, nominal operational surplus, and nominal holding gain, net of production subsidies. The value of the residence is multiplied by the nominal rate of interest to determine the nominal operational surplus.The cost per unit for using a capital asset for a specific time period, or the cost of hiring or purchasing a single unit of capital services, is known as the user cost of capital.Given data :
conveyor belt system = $670,000
depreciation rate = 10%
real interest rate = 6%
depreciation rate of conveyor belt system = 670000 x 10 / 100
= 67000
real interest rate of conveyor belt system = 670000 x 6 / 100
= 40200
User cost = 67000 + 40200 = 107,200.
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any activity, material, or operation that does not add value in an organization is considered waste true false
The specified declaration "whatever action, content, or procedure that doesn't add value to a company is considered waste" is correct, according to the question.
What are the definition and examples of value?
Value refers towards how big something is worth in terms of money or significance. Individual beliefs which encourage people to act in one direction or another are referred to as values. They guide human behavior.
What are the five different kinds of values?
The Five Values Types.
1) The principle of why differentiated instruction has so much value is personal value.
2) Positive regard is business's value language!
3) Emotional value is a magical fairy dust sprinkling.
4) Service Worth!
5) The ace card represents the worth of a relationship.
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the recognized standard for evaluating and comparing companies on a global basis is . a. open-book management audits b. balanced scorecard results c. the quality circle seal of approval d. corporate governance inspection results
ISO certification is the accepted benchmark for assessing and contrasting businesses on a global scale.
What does ISO certification serve?The International Organization for Standardization (ISO) certification raises customer and client trust as well as that of other business partners. A certificate of this kind attests to a company's compliance with international standards for quality control, production, and business in the modern global economy.
Does it matter if the ISO Certificate?Any company that wishes to flourish must hold an ISO certification. For any type of organization, it is a sign of excellence and dependability. There are several types of ISO 9001 certification, depending on the type of business a company is in. Having ISO certification, no matter how small or large, is always advantageous.
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The correct question is:
The recognized standard for evaluating and comparing companies on a global basis is _______.
a. The Quality Circle Seal of Approval
b. Corporate Governance inspection results
c. ISO certification
d. open-book management audits
e. Balanced Scorecard results
which are sales-promotion techniques that encourage consumers to patronize specific stores or try particular products?
Consumer Sales Promotion Methods are sales-promotion techniques that encourage consumers to patronize specific stores or try particular products.
What is promotion?⇒ Promotion is any sort of marketing communication that aims to persuade target audiences of the relative qualities of a given good, service, idea, or brand. Marketing professionals can use either a cognitive or an emotional approach to help clients associate their brand with something specific. Promoting a product or service is intended to raise brand awareness, spark interest, enhance sales, or foster brand loyalty. One of the fundamental components of the market mix, which also consists of the four Ps (product, pricing, location, and promotion), is this. One of the components of the promotional mix or promotional plan is promotion. These include word-of-mouth, event marketing, advertising, sales promotion, direct marketing publicity, and personal selling.
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a company with 10,000 shares outstanding declares a 2-for-1 stock split. after the stock split, the company has 5,000 shares outstanding.which of the following will occur?
$5,000. Total number of outstanding shares = 10,000. Stock-split declared in the ratio of 2 for 1 stock split.
What do you mean by outstanding declares ?Shares outstanding relate to the stock that a firm currently has, including restricted shares held by insiders and institutional investors as well as share blocks held by institutional investors. On a company's balance sheet, outstanding shares are listed under the heading "Capital Stock." In order to determine important measures for a company, including its market capitalization, profits per share (EPS), and cash flow per share, the number of outstanding shares is taken into account (CFPS). The number of outstanding shares of a firm is not constant and is subject to rapid changes throughout time.
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it is common for sales representatives in information technology fields to receive commissions for the sales they make. at play in this case is the principle of
It is common for sales representatives in information technology areas to receive commissions for the sales they make. At play in this case is the principle of distributive justice.
What is distributive justice?It is a philosophical approach founded by Aristotle, whose principle is to obtain benefits through the individual's own merit, that is, it is a concept that is not based on the absolute equality of corrective justice, but on equality proportional to the efforts and results of the individual.
Therefore, distributive justice can be the concept used to understand the functions of sales representatives who pay commissions for the sales they make, that is, according to their merits.
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Price is a key element in the marketing mix because it relates directly to the generation of total _______.
Because it directly affects the production of overall revenue, price is a crucial component of the marketing mix. The correct answer is option (b).
What is Revenue?The entire money derived from the sale of products or services pertaining to a business's core operations is referred to as revenue. Because it appears at the top of the income statement, revenue, which is also known as gross sales, is sometimes referred to as the "top line."
The amount of money produced via routine company operations is known as revenue and is calculated by dividing the average sales price by the number of units sold activities. The top line (or gross income) number is what is used to calculate net income by deducting costs. Sales are another name for revenue in the income statement. While profit or profit includes the costs incurred in generating revenue and reports net (not gross) results, revenue simply refers to the revenues from sales.
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The full question is,
Price is a key element in the marketing mix because it relates directly to the generation of total _____.
a. elasticity of demand
b. revenue
c. market share
d. profits
e. price competition
a contract offer can be terminated by the parties thru: a) revocation; b) rejection; c) counteroffer; or d) all of the above.
A contract offer can be terminated by the parties through all of the above.
How can a contract offer be terminated?Offeree Rejection - If the offeree accepts the offer then rejects it, the offer expires. The offeree cannot accept the offer again after initially rejecting it. Any such attempt shall be deemed a new offer to the original offeror.A counteroffer serves as both a fresh offer that significantly modifies the terms of the previous offer and a rejection of an offer to enter into a contract. An acceptance of a counteroffer renders the initial offer wholly worthless since it acts as a rejection.A declaration or agreement is revoked when it is cancelled or annulled. Revocation in the context of contracts can refer to an offer being withdrawn by the offeror.Learn more about Revocation refer to :
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why are japanese restaurants more common than korean restaurants in america if there are more korean americans?
Japanese restaurants more common than korean restaurants in America if there are more korean Americans Probably due to a combination of great food and an appreciation for Japanese culture.
Why is Japanese food so popular in America?
Japanese restaurants in the United States have a long and interesting history. They started with first-generation immigrants, followed by second- and third-generation immigrants. Their popularity is likely due to a combination of good food and an appreciation for Japanese culture.
Why are Japanese restaurants so popular?Japanese cuisine is world famous. Renowned for its unique, nutritious, fresh and delicious ingredients and its stunning presentation, traditional Japanese cuisine has made him one of the most appreciated and loved cuisines in the world.
What is the difference between Korean food and Japanese food?Curry is also available in Japan, but it is not as spicy as Thai curry or Indian spicy curry. Overall, they are mild and tasty for most people. But in Korea, it's all about spices. From kimchi to instant noodles, most dishes have a little kick
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the difference between the actual sales volume for a period and the flexible-budget sales volume is equal to:
A static budget is one that doesn't change no matter what activity or output is done. This is based on the company's anticipated output or activity units for the period.
What distinguishes sales volume variance from flexible budget variance?
Sales volume variance is the difference between the flexible budget and the static budget, whereas the variance of the flexible budget is the difference between the actual results and the flexible budget. The total static budget variance is the sum of the flexible budget and sales volume variances.
What differentiates sales from sales volume?
Sales revenue and sales volume are not the same thing. The number of items sold over a predetermined time frame, typically quarterly or annually, is referred to as sales volume. In contrast, sales revenue measures a company's earnings over a predetermined period.
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The cost of equipment includes ______.
- fine for work safety violations during installation
- cash discount from the list price
- Purchase price
- ordinary installation cost
- damage caused while unloading
The cost of equipment includes Cash discount from the list price,Purchase price,Ordinary installiation cost.
What does Cash Discount means?
A cash discount is an incentive offered by a seller to a buyer in exchange for paying off a debt in cash. It is typically stated as a percentage of the total amount owed. It is a type of discount used to entice customers to pay their bills on time.
What does Discount rate means?
The discount rate is the interest rate charged by a central bank on loans made to commercial banks and other financial institutions. It is also the rate at which future payments are discounted to their present value. It is one of the most important monetary policy instruments for controlling an economy's money supply.
Therefore the option B,C and D is the correct answer.
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unlike broker-dealers, investment advisers have a legal obligation to place their client's interests ahead of their own. this is due to
It should be the sole authority and responsibility of a single supervisor or compliance officer to determine whether information is significant and sufficiently public to be used as the basis for investment decisions.
Who is not included in the scope of the definition of a broker-dealer?
The term "broker-dealer" does not include:
(a) a salesperson, issuer, bank, savings institution, or trust company;
(b) a person who does not have a place of business in this state but transacts exclusively in this state with or through the issuers of the securities involved in the transactions.
(c) other broker-dealers.
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