The building or remodeling of a home or other real estate project is financed using a construction loan, which is a brief loan.
Which of the following is NOT an active player in the secondary mortgage market?Credit unions are the remedy. The other three are significant, active participants in secondary market activity, whereas the credit union is a participant in the primary market.
Which definition best fits a mortgage with purchase money?The type of mortgage could be a junior wrap-around mortgage, junior mortgage, or first mortgage. A purchase money mortgage has a mortgagee who is the seller and a mortgagor who is the buyer. It is possible for this mortgage to be a first mortgage, a junior mortgage, or a junior wrap-around mortgage.
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the _____ refers to the circulation figure on which a magazine publisher bases its charges.
The Rate base refers to the circulation figure on which a magazine publisher bases its charges. Rate base is the value of property on which a public utility is permitted to earn a specified rate of return.
According to regulations established by a regulatory body, rate base refers to the value of real estate on which a public utility is entitled to earn a specific rate of return. The total fair value of the assets owned by public utilities that are used to provide services and make up the investment upon which utility rates are based. The value of a utility's property or assets less the total accumulated depreciation of such assets is the basic definition of rate base. The value of the company's assets less accumulated depreciation is the "rate base." The profitability of a utility is determined by the permitted rate of return (return on assets). When regulated utilities own power plants, costs like fuel are simply passed through.
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persuasive promotion is used to keep the product and brand name in the public's mind. group of answer choices true false
Persuasive promotion is used to keep the product and brand name in the public's mind. This statement is false.
What is Persuasive Promotion?The reason that the statement in the question is false is that persuasive promotion is the type of promotion that is used to drive consumers to purchase goods or services. Persuasive promotion usually focuses on the benefits that consumers will get after they purchase certain goods or services to push them to call the action. Therefore, persuasive promotion is not used to keep the product and brand name in the public’s mind because that is related to brand awareness not persuasive promotion.
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if an increase in autonomous consumption spending of $25 million results in a $100 million increase in equilibrium real gdp, then:_____.
The MPC is 0.75 if autonomous consumption spending rises by $25 million and raises equilibrium real GDP by $100 million. Net exports will decrease as the price level rises.
The amount individuals spend on durables, non-durables, and services is referred to as consumption spending. Consumption has an impact on the economy's total aggregate demand, and individuals consume even when they have no income. This is due to the fact that consumption is essential to survival.
What is an illustration of spending on necessities?Services like real estate and health care account for almost two thirds of consumer spending. Financial services like banking, investing, and insurance are examples of other services. Services from nonprofits, as well as cable and internet services, are included.
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what is in the future value of a 3 year ordinary annuity of 100 if the appoprpriate interest rate iod 10 percent
The future value of a 3-year ordinary annuity of $100 at an interest rate of 10 percent will be $130.
The computation of the future value for the information provided above can be done using the input of given values into the generalized formula. The calculation for the same has been shown below.
Future Value = Principal + (Principal x Rate x Time / 100)
Future Value = 100 + (100 × 10 × 3 / 100)
Future Value = 100 + (3000 / 100)
Future Value = 100 + 30
Future Value = $130.
Therefore, the future value will be $130.
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trendy wear for teens is choosing to set up its new production facility in indonesia in order to take advantage of low labor costs. additionally, the indonesian government will offer the company tax incentives if it locates its facility in indonesia. by pursuing such a strategy, trendy wear for teens hopes to realize
By locating its new production facility in Indonesia, Trendy Wear for Teens hopes to realize several benefits. The most immediate benefit is that the company can take advantage of the low labour costs available in the country.
What is labour costs?Labour costs refer to the total expenses paid to employees in exchange for their labour or services. This includes wages and salaries, bonuses, and any fringe benefits such as health insurance, vacation pay, and employer contributions to retirement plans. Labour costs are one of the largest components of a business's operating expenses and can have a major impact on a company's bottom line. Companies must carefully manage their labour costs in order to stay competitive and remain profitable.
By reducing its labor costs, the company can realize a greater profit margin on its products. Additionally, the Indonesian government has offered to provide the company with tax incentives, further reducing the cost of operating the facility. In this way, Trendy Wear for Teens can ensure higher profits and greater success.
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many offices use an internal, secure environment to communicate important information to their employees. this is known as a/an
Secure environment to communicate important information to their employees. this is known as Business to Employee refers to a company's internal use of ec to give information and services to its employees.
A corporation, often known as an organisation, is a group of people who get together for a common goal and form a corporation, institution, or association. Due to this instrument or mechanism, a musical instrument, and an organ, the phrase is derived from the Greek word organon.An enterprise is a formal association of people, such as a business, a nonprofit organisation, a union, or a political party. Most of these specialty schools are supported by nonprofit organisations. a document submitted through the international labour organisation. Synonyms: organisation, Business.
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According to the video, what are some qualities financial analysts need? select four options. business savvy a college education vocational school training math skills public speaking skills analytical skills patience
1).business savvy 2).a college education 4).math skills 6).analytical skills
The movie suggests that some characteristics financial analysts should have are business expertise, college education, quantitative ability, and analytical skills.
You are skilled with technology since you are a financial analyst. You are quite knowledgeable about the software, databases, and computers that are employed in your line of work. This includes the exclusive software and research algorithms that your business created.
Strong mathematical aptitude and the capacity to comprehend complicated financial data are prerequisites for career achievement as a financial analyst. Being well-organized is also beneficial, and individuals with experience in investment banking are given preference.
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when it comes to the economy, what does laissez faire mean? why did the united states move towards this approach at the conclusion of the civil war?
Laissez-faire is an economic philosophy of unregulated economy free enterprise that goes against government intercession
Laissez-faire, (French: "permit to do") policy of minimum administrative interference in the economic affairs of individuals and society. The origin of the term is uncertain, yet legends recommends that it is derived from the response Jean-Baptiste Colbert, specialist general of finance under King Louis XIV of France, received when he asked industrialists how the public authority might help business: "Let us be." The doctrine of laissez-faire is normally associated with the economists known as Physiocrats, who flourished in France from around 1756 to 1778. The policy of laissez-faire received solid help in classical economics as it created in Extraordinary Britain affected by the philosopher and economist Adam Smith.
Quantitative exchange restrictions were first imposed for a huge scope during and immediately after World War I. During the 1920s amounts were progressively abolished and supplanted by tariffs. The following extraordinary flood of share protection came during the Economic crisis of the early 20s in the mid 1930s, with France leading the European countries in introducing a comprehensive portion framework in 1931. After World War II, the western European countries started a continuous dismantling of quantitative import restrictions, however the United States would in general utilize them.
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prescriptive analytics is the process of using data to. a) analyze trends. b) predict what will happen in the future. c) determine the break-even point. d) solve linear programming problems. e) determine the best course of action for the future.
prescriptive analytics is the process of using data to determine the best course of action for the future.
Data analysis that recommends the best course of action is known as prescriptive analytics. This sort of study produces suggestions for following up after taking into account all pertinent elements. Prescriptive analytics is a type of business analytics that provides recommendations for how to seize an opportunity or reduce a risk in the future while also illustrating the implications of each alternative. It allows an organisation to think about "the optimum course of action to pursue" in light of data obtained via descriptive and predictive analytics. Descriptive analytics, which still comprises the majority of all business analytics today, is the first stage of the analytical process for company. By analysing historical data to find the causes of previous success or failure, descriptive analytics examines past performance and understands that performance.
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which is a collaborative international initiative in united nations climate talks and other international forums which will help to compensate governments, communities, companies, and/or individuals in low-income countries for actions that protect forests?
Reducing Emissions from Deforestation and Forest Degradation (REDD) is a collaborative international initiative in United Nations climate talks and other international forums which will help to compensate governments, communities, companies, and/or individuals in low-income countries for actions that protect forests.
The United Nations has proposed the formation and development of an international initiative, which is aimed to help the developing and low-income countries to get compensated for the actions that are for the protection of forests. Such programs by the United Nations have helped in maintenance of ecological balance in the developing as well as low-income countries.
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if the current price level in the goods and services market is higher than what was expected, output will be
'If the current price level in the goods and services market is higher than was expected, the output will be firms will expand output.
The current price is the price at a particular point in time and is called face value. A list price is a real number. H. Modify the base date or price change relative to the base date.
The current price is the price at a particular point in time and is called face value. The list price is a real number. H. Modify the base date or price change relative to the base date.
The current price is the market price and represents the last traded price of shares/units of stocks, currencies, commodities or precious metals traded on an exchange. This is the most reliable indicator of the present value of this security.
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ch 10 kb. both monetary and non-monetary measured items can be budgeted. group of answer choices true false
Monetary and non-monetary measured items can be budgeted.
This statement is True.
Budgeting in business is the process of comparing a business's estimated income (money coming into the business by selling products and services) and expenses (money going out by paying expenses and bills).
A monthly budget is a plan for how you will spend your money each month. Monthly budgets are popular because many recurring expenses occur each month, such as rent, utilities, credit card payments, and other loan payments.
A budget balance sheet is a financial document that represents estimates of a startup's assets, liabilities and equity for the foreseeable future. This forecast value is calculated taking into account inflation and capacity increases and decreases.
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can the profit-maximizing monopolist produce an output that lies in the inelastic portion of the demand curve it faces? why or why not?
The company can not maximizing profits if it is operating in the inelastic region of its demand curve.
A monopoly firm has a more difficult analysis of options than a corporation with perfect competition. After all, a firm in a competitive market calculates its output to maximize profits by starting with the market price as a given. A monopoly may control both its output and its pricing because it owns the whole market. What options will such a company make regarding price and output.
We shall respond to your query in terms of the marginal decision rule, which states that a firm will continue to manufacture more units of a good up until marginal revenue equals marginal cost. We must first look into the unique link between demand and marginal revenue for a monopoly in order to apply that rule to monopoly firms.
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what term refers to direct links to deeper areas of the website that advertising drives consumers to beyond the homepage?
The term that refers to direct links to deeper areas of the website that drives advertising consumers to go beyond the homepage is a microsite.
What is Microsite?A microsite is a web page made to promote a company's campaign, event, product, or service. This microsite can drive consumers to go beyond a certain website's homepage. Microsites usually use a different domain from the main company but act as separate entities for the company or the brand. This microsite is very useful, especially for companies that use a website as one of their main promotional tools because it can increase the attention span of consumers.
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you were recently promoted to a management position at a warehouse facility. one of your new responsibilities is motivating the warehouse staff and enhancing their engagement and performance. you decide to take a close look at some of the jobs to see if you can improve your warehouse employees' engagement and motivation. because employees must be at their workstations and filling orders during the busy time between 7-12 but it is not as important when they put in the rest of their hours, what type of intervention would be best for this job and situation? flexible work schedule extended work schedule job sharing
Job sharing type of intervention would be the best for this job and situation.
What is Job sharing?Job sharing, or work sharing, is a type of employment arrangement where two people—or more frequently—are retained on a part-time or reduced-time basis to perform duties that are generally carried out by a single person working full-time. The income per employee is reduced as a result. The people who share a job are responsible for the workload and work together to finish the assignment. The workers receive equal compensation, equal vacation time, and equal working hours. In certain nations, superannuation payments are made as a straightforward percentage, whereas national insurance contributions are deducted through pay as you go and PAYE schemes. Job sharing became a hot topic in the press in the 1970s and 1980s.
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when criticized about the value of intermediaries, marketers and resellers respond that intermediaries do what?
when criticized about the value of intermediaries, marketers and resellers respond that intermediaries do provide only necessary services that must be provided by someone.
resellersA reseller is an individual or corporation that purchases a product, raises the price, and resells it for a profit. It is the intermediary between producers and buyers. Resellers can be one of four people: A distributor is someone who buys a product from the manufacturer and resells it to a wholesaler or retailer. These resellers are not to be confused with speculators, who buy a large number of domain names with the goal of retaining them and selling them for a profit at a later date. Resellers, by definition, are retailers rather than wholesalers.
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a selling agent has given the buyer information on the real estate market and suggested a purchase price for the buyer's offer. the selling agent has likely created what type of agency with the buyer?
The seller agent, also known as listing agent, who represents a home seller in a real estate transaction, and helps them sell their house. If you are thinking about becoming a listing agent or a buyers agent, that is a whole different story that deserves a blog pf its own.
In essence, a buyer's agent represents a person who is purchasing a home whereas a seller's agent represents a person who is selling a home. The former, usually referred to as the "listing agent," is in charge of putting the house up for sale, including its preparation, listing, and marketing. The latter is the one who looks for residences on the Multiple Listing Service (MLS). To the Seller and their listing agent, the Buyer's offer. Any offer has both virtues and flaws, just like every home. The buyer's, er, selling agent's role is to highlight the positives and downplay or neutralise any negatives.
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the philippines government provides retirement benefits, unemployment benefits, maternity leave benefits, death and funeral benefits, and other benefits. these are examples of:
These are examples of Social insurance . As they are provided by govt to citizens. Thus correct answer(d).
A kind of social welfare known as social insurance offers protection from financial dangers. Public insurance may be offered, or private insurance may be subsidized. In contrast to other kinds of social assistance, people's claims are partially based on their contributions, which may be thought of as insurance premiums to establish a pool of money from which the people would eventually get benefits.
Types of social insurance include:
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The Philippines government provides retirement benefits, unemployment benefits, maternity leave benefits, death and funeral benefits, and other benefits. These are examples of:
taxes.
items that count toward GDP
consumption social insurance
Social Science
in the hospital value-based purchasing program, a facility's total performance score (tps) is used to determine the amount of holdback dollars the facility has earned. in regard to the tps, which is better?
In the Hospital Value-Based Purchasing Program, a facility's Total Performance Score (TPS) is used to determine how well the facility is performing in relation to certain quality and patient satisfaction measures. A higher TPS indicates that the facility is performing better, so it is better to have a higher TPS in this context.
efficiency in production means that: a. the economy has grown. b. an innovation has occurred. c. limited resources are employed fully. d. production is fair.
Economic efficiency is an economic state in which each resource is optimally allocated to serve each person best while minimizing waste.
Productive efficiency is a measure that describes the conditions for producing goods at the lowest possible cost.This not only considers the number of units produced,but also how waste is minimized in the process. Suppose a clothing factory has several machines to help sew the clothing. The machines can produce enough clothing that, when sold,it could fetch $100,$75,and $50.In this example, the most efficient option is the one that results in $100.Anything less than $100 is considered an inefficient use of the machine. Efficiency can be expressed as a ratio using the following formula Output ÷ Input.Output,or work output,is the total amount of useful work completed without taking into account any waste or spoilage.You can also express efficiency as a percentage by multiplying the ratio by 100.Being efficient in your daily operations helps you improve your productivity,increases your output,and can eliminate time-consuming administrative tasks.It can also mean you don't need to rely as heavily on outside vendors, expensive machinery,or even temporary employees.
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an example of an automatic stabilizer is a. unemployment benefits. b. a decrease in money demand. c. a decrease in tax rates in response to a recession. d. a lowering of interest rates by the fed.
Corporate and personal income taxes that are gradually graded, or set in proportion to the taxpayer's income levels, are a typical type of automatic stabilizers.
Other instances include transfer programs like poverty, unemployment insurance, stimulus cheques, and so forth. Automatic stabilizers include things like income taxes, which reduce during a recession as incomes rise, and unemployment insurance payments, which rise during one as more people lose their jobs. Unemployment insurance benefits are reduced and income taxes are raised during expansions. The most well-known automatic stabilizers include gradually graduated corporate and individual income taxes, as well as transfer programs like welfare and unemployment insurance. Because they act to smooth economic cycles and are automatically initiated without further government intervention, automatic stabilizers are so named.
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a special ordinance, usually negotiated among developers and city officials, that approves a mixed use--residential, commercial, and/or industrial--development plan is called a
A special ordinance, usually negotiated among developers and city officials, that approves a mixed-use--residential, commercial, and/or industrial--development plan is called a Planned Urban Development
A real estate development known as a planned urban development incorporates residential, commercial, and open space structures into a single project. It is roughly comparable to a planned unit development (PUD), which shares the same abbreviation and is, in all practical terms, interchangeable. Although this is a planned development in an urban setting, there are several distinct peculiarities that set it apart from other developments.
A planned urban development, sometimes known as a PUD, is an agreement to develop a large, mostly flat, parcel of land to incorporate a variety of natural, commercial, industrial, and residential structures.
Large-scale urban developments can boost the value of nearby properties, bring in new money and residents, and foster a vibrant community, to name a few advantages.
A sense of seclusion, homogeneity and the requirement for a car are some drawbacks.
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what would happen to total money supply in the us, if the federal reserve (fed) raises the discount rate or the reserve requirement ?
If the federal reserve raises the discount rate or the reserve requirement, the money supply will fall.
The interest rate on a loan from the Federal Reserve to a member bank is known as the discount rate. Banks tend to maintain larger reserves and become more cautious when the Federal Reserve raises the discount rate. Because banks have excess reserves, the amount of money in circulation will fall as fewer new deposits are made.
The difference between the initial amount of the current obligation and the amount that will need to be paid in the future to settle the obligation is known as a discount or charge. Rebates frequently have a rebate rate, also known as a discount yield. A rebate is a dollar amount or a percentage off the regular retail cost of a good or service. For illustration, you might be given the option to receive a discount of 10% or $10 off the product's retail price.
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which of the four basic sales organization structures is trending? that is, which structure has been recently adopted by some of the u.s.' biggest companies is?
Horizontal organization is trending and has been recently adopted organization structures by some of the US. 'biggest companies
A horizontal organizational structure is one that has a couple of layers of the board. Chiefs have a more extensive range of control with additional subordinates in a level construction, and there is typically a short hierarchy of leadership. While utilizing this design, the correspondence pathway is short, which frequently brings about quicker, more powerful correspondence. More modest organizations or those with a more present day administration style are bound to utilize a level hierarchical construction.
Conversely, those responsible for a horizontal organizational structure normally need to empower free reasoning, individual drive, and coordinated effort among workers.
Here are the upsides of horizontal organizational structure
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actively managed mutual funds mostly outperform those that merely track an index. question content area bottom true false
No, the actively managed mutual funds mostly outperform those that merely track an index.
In areas like large-cap equity, passively managed index funds have recently outperformed actively managed ones. In reality, passive funds have been outperforming other investments in a number of areas on an annual basis. Active funds, however, continue to perform better in specialized subcategories such alternative investments and small size funds.
what is a mutual fund?
A mutual fund is an investment vehicle that is professionally managed and collects money from a number of participants to buy securities. The phrase is frequently used in the United States, Canada, and India; other countries having structures akin to these include those in the UK and Europe, such as the SICAV (short for "investment company with variable capital").
The primary investments of mutual funds are frequently categorized as money market funds, bond or fixed income funds, stock or equity funds, or hybrid funds.
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scientific management is the study of work methods to improve the productivity of . multiple choice question. the supply chain accounting practices external vendors individual workers
Scientific management is the study of work methods to improve the productivity of individual workers,external providers,accounting. Scientific management emphasized the scientific study of work methods to improve the productivity of individual workers.
Behavioral science theory combines elements of psychology,sociology, and anthropology to provide a scientific basis for understanding employee behavior.It examines why employees are motivated by specific factors,such as social needs,conflict,and self-actualization.One of the first of these theorists was frederick Winslow Taylor.He started the scientific management movement,and he and his associates were the first to scientifically study the work process.They studied how work was done and observed how this affected worker productivity.The differential piece rate wage system is the strongest motivator for a worker to achieve standard performance.
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TRUE/FALSE. Under the UCC, a merchant is frequently held to a higher standard of conduct than a non-merchant.
This statement is True. Under the Uniform Commercial Code (UCC), a merchant is held to a higher standard of conduct than a non-merchant. A trader is defined as a person who deals in goods of the kind sold and who professes to be a person who has the knowledge or skill typical of the practices or goods involved in the transaction.
This means that the merchant claims to have more specialized knowledge than the non-merchant and must therefore exercise a higher standard of care when handling the goods. For example, traders must provide accurate information about the goods they sell and ensure that the goods are of merchantable quality. Finally, merchants must ensure that the goods they sell are of the promised quality. All of these requirements hold traders to a higher standard of behavior than non-traders.
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what statements from the client's focused interview correlate to the abnormal inspection findings? (select all that apply.)
The statements from client's focused interview correlate to abnormal inspection findings are past surgical history of an appendectomy and change in body mass index (BMI).
What is body mass index?Using a person's mass (weight) and height, the body mass index (BMI) is calculated. The body mass index (BMI) is stated in units of kg/m2 and is calculated by dividing the body weight in kilograms by the height in meters. A table or chart that presents BMI as a function of mass and height using contour lines or colors for different BMI categories, and which may use other units of measurement, may be used to calculate BMI. Based on tissue mass and height, a person's BMI can be used as a convenient generalization to classify them as underweight, normal weight, overweight, or obese.
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which is not an expense account repains expense rent epense accrued expenses interest expense advertising expense
Accrued expenses is not an expense account among the given accounts
The privilege to have money spent by employees for work-related purposes reimbursed is known as an expense account. Cost of sales, utilities expense, discount permitted, cleaning expense, depreciation expense, delivery expense, income tax expenditure, insurance expense, interest expense, and advertising expense are a few examples of frequent expense categories.
An expense account makes it easier to keep track of and organize the many expenses your company incurs over time. Expenses are increased by debits and decreased by credits in an expense account. Spending money adds to your expenditure account.
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a firm has inventories totaling $1.4 million. the annual cost of goods sold for the firm is $8.6 million. what is the firm's inventory period?
If a firm has inventories totaling $1.4 million. the annual cost of goods sold for the firm is $8.6 million. what is the firm's inventory period is 6,40,000$.
What exactly are inventories?Inventory is the term used to describe all the products, materials, goods, and merchandise that a company has on hand and plans to sell to customers for a profit. The only item that will be regarded as inventory is the newspaper if the vendor delivers newspapers to customers using a vehicle.
What function does inventory serve?The primary purpose of inventory is to guarantee a steady supply of resources for operations. Your company should seek to strike a balance between having enough inventory and not having enough, without ever running out, in order to carry out this function efficiently.
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