Unless the contract states otherwise, this document is assumed to be ON a bill of lading O a destination contract.
What do you mean by contract?
Contract can be defined as a promise which is enforceable by law. It requires the mutual assent of two or more persons, one of them ordinarily making an offer and another accepting.
Valid contract requires the following characteristics: offer, acceptance, consideration, intention to create legal relations, authority and capacity, and certainty.
Contracts are of various kinds
Valid contract : Valid and enforceable Voidable contract : if party consent is not freeIllegal contract : not enforceable by lawTo know more about Contracts from the given link
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All of the following individuals work to help set standard costs:_____.
a. purchasing managers
b. managerial accountants
c. engineers
All of the following individuals work to help set standard costs purchasing managers.
They evaluate suppliers, negotiate contracts, and check product quality. Purchasing managers oversee the work of buyers and buyers and typically undertake more complex procurement tasks.
Purchasing Manager Supply He is a key link in the chain, acting as a professional with ultimate responsibility for sourcing the highest quality goods and services at the best possible price, ensuring the company's cost efficiency.
Purchasing is generally responsible for selecting suppliers, negotiating and managing long-term contracts, monitoring supplier performance, placing orders with suppliers, developing a responsive supplier base, and maintaining good supplier relationships. increase.
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people with higher wages: a. tend to view pay as more fair than those with lower compensation b. tend to view pay as less fair than those with higher compensation c. are working under a uniform transactional compensation system d. are likely working under a uniform relational compensation system
People with higher wages: a. tend to view pay as more fair than those with lower compensation.
You will be paid your annual salary for the duration of your employment or until the terms are altered, whichever comes first. The main difference between a salary and an hourly rate is that a salary is a set amount of money that is agreed upon by both the company and the employee. The performance of an employee and the number of hours worked, however, can affect pay. The system you use to determine how much each employee in your company is paid is called a compensation structure, often known as a "pay structure" or "salary structure." Details like merit, the length of employment, and industry minimums and maximums are taken into consideration.
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epiphany industries is considering a new capital budgeting project that will last for three years. epiphany plans on using a cost of capital of 12% to evaluate this project. based on extensive research, it has prepared the following incremental cash flow projects:
Epiphany Industries is considering a new capital budgeting project that will last for three years. Epiphany plans on using a cost of capital of 12% to evaluate this project. Based on extensive research, it has prepared the following incremental cash flow projects:
Year 1 2 3
Sales (Revenues) 100,000 100,000 100,000
- Cost of Goods Sold 50,000 50,000 50,000
(50% of Sales)
- Depreciation 30,000 30,000 30,000
= EBIT 20,000 20,000 20,000
- Taxes (35%) 7000 7000 7000
= unlevered net 13,000 13,000 13,000
income
+ Depreciation 30,000 30,000 30,000
- capital expenditures -90,000
Free cash flow is the number by which a business's operating cash flow exceeds its working capital needs and expenditures on fixed assets.
To determine the FFF, here the calculated
the free cash flow = $13,000 + $30,000 + $0 = $43,000
To determine the NPV, the calculate is shown below:
NPV=-$90,000+$43,000/(1+12%)¹+$43,000/(1+12%)²+$43,000/(1+12%)³=
$13,278.74 ≈ $13,300
This question is not complete, the complete question is shown below:
1. The free cash flow for the first year of Epiphany's project is closest to:________
A. $43,000B. $25,000C. $13,000D. $45,0002. The NPV for Epiphany's Project is closest to:_______
A. $4,800B. $39,000C. $13,300D. $20,400Learn more about FFF at https://brainly.com/question/14762501
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Order the market structures according to the level of prices you would expect. Then, order them according to the level of quantity you would expect.
a. Cartel
b. Entry deterrence
c. Duopoly without collusion
d. Monopolistic competition
1. Highest price
2. Highest quantity
a. Cartel
b. Entry deterrence
c. Monopolistic competition
d. Duopoly without collusion
1. Lowest price
2. Lowest quantity
Order the market structures according to the level of prices you would expect.
Highest price 1) cartel, 2) duopoply without collusion , 3)Entry deterrence, 4) Monopolistic Competition
Highest Quantity , 1) Monopolistic Competition , 2) entry deterrence , 3) duopoply without collusion, 4) cartel
A market is a composition of structures, institutions, approaches, social members of the family or infrastructures wherein parties engage in trade. while events may also trade items and offerings by barter, maximum markets rely upon sellers offering their goods or services to shoppers in alternate for cash.
A marketplace is defined because the sum overall of all the consumers and sellers inside the place or vicinity below attention. The vicinity can be the earth, or countries, regions, states, or cities. The cost, price and charge of items traded are as consistent with forces of deliver and call for in a market.
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Question 9 of 10
What is one strategy that can help a borrower reduce the cost of a loan?
A. The borrower can choose a loan with a simple rather than a
compound interest rate.
B. The borrower can choose a credit card with a low minimum
monthly payment.
C. The borrower can choose a credit card with a high minimum
monthly payment.
D. The borrower can choose a loan with a compound rather than a
simple interest rate.
The borrower can apply the strategy of choosing a loan with a compound interest rate rather than a simple interest rate to reduce the cost of the loan. The correct option here is d.
What is compound interest?Compound interest is the interest which we earn on our own. With a savings account that earns compound interest, we earn interest on the initial principal plus the interest that accumulates over time.
When we add money to a savings account or a similar account we receive interest based on the amount that we have deposited. Therefore the effect which we will have on our savings can be dramatic.
With the initial years of savings, we may feel like we are earning only a modest amount of interest but with each passing year, our compounding interest grows exponentially. Until it exceeds our principal amount and is responsible for most of the growth in our account.
So compound interest can turn a small investment into a huge wealth over time.
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a company purchased $4,500 worth of merchandise. transportation costs for the buyer were an additional $395. the company returned $310 worth of merchandise and then paid the invoice within the 3% cash discount period. the total cost of this merchandise is:
The total cost of merchandise as company purchased is $4362.5.
Define the term cash discount?Cash discounts as incentives provided by sellers that decrease the level that the consumer owes by a set dollar amount or by a predetermined percentage of total bill. Discount given in exchange for immediate payment and payment within a certain period of time.Cash discount = (Purchases + Transportation cost - Purchase returns) * Cash discount rate.
Purchases - $4,500
Transportation cost - $395
Purchase returns - $310
Cash discount rate - 3%
Put the values;
Cash discount = (4,500 + 395 - 310) x 3%
Cash discount = $137.5
Total cost = 4500 - 137.5
Total cost = $4362.5
Thus, the total cost of merchandise as company purchased is $4362.5.
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What is the term for unprocessed natural resources that are refined into end products?.
Raw materials are unprocessed natural resources that are refined into end products.
Raw materials, also known as raw materials, raw materials, or primary raw materials, are the basic materials used in the manufacture of commodities, end products, energy, or intermediate materials that are the starting materials for future end products.
Raw materials are materials or substances used in the primary production or manufacture of goods. Commodities are commodities that are traded on commodity exchanges around the world.
A commodity is a naturally occurring substance (wood, ore, etc.) or produced by a farmer, rancher, etc. The raw materials are then processed into finished products.
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income elasticity of demand equals: please choose the correct answer from the following choices, and then select the submit answer button. answer choices
The term "income elasticity of demand" describes how responsive a given good's quantity demand is to changes in the real income of the consumers who purchase it.
What is income elasticity?The percent change in quantity demanded divided by the percent change in income is the formula for calculating the income elasticity of demand. With the aid of income elasticity of demand, you can determine whether a given good is a luxury or a necessity.The more closely consumer income fluctuations affect demand for a given good, the higher its income elasticity of demand is. Businesses frequently assess the demand for their products' income elasticity to aid in forecasting how a business cycle will affect product sales.Goods can be broadly categorized as inferior and normal goods depending on the values of the income elasticity of demand. Demand for typical goods is positively correlated with income, meaning that as incomes rise, so does the demand for those goods at each price point.Hence,The term "income elasticity of demand" describes how responsive a given good's quantity demand is to changes in the real income of the consumers who purchase it.
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the existence of cognitive biases eliminates the need for a proper application of professional skepticism on audits.
A. true
B. false
The existence of cognitive biases eliminates the need for a proper application of professional skepticism on audits. This statement is False.
Skepticism, also spelled skepticism, is an attitude that questions or doubts claims of knowledge that are perceived as mere beliefs or dogmas.
For example, if a person is skeptical of government claims about an ongoing war, they doubt that those claims are accurate. Skepticism and skepticism are both English terms. In the United States, “skepticism” is preferred to “skepticism” (93 vs. 7). In the UK, a ratio of 57 to 43 is for 'skepticism' rather than 'skepticism'. In India, “skepticism” is preferred to “skepticism” (57 to 43).Learn more about skepticism here: https://brainly.com/question/12560960
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The video clip from tommy boy where they were talking about the guarantee on the box demonstrated overcoming objections. At what point in the sales process does this usually happen?.
When they were talking about the guarantee on the box demonstrated overcoming objections, the sales occur in part when they explain about what things are guaranteed. They promote the store's service to buyers, which is also part of the sale.
Marketing can be described to create awareness of your organization and brand to potential customers. Sales means turn viewership into a profit, by changing those potential customers into actual ones. The crucial of marketing for your business is that it create the customers aware of your products or services, engages them, and helps them make the buying decision.
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there is a need for every business in the international marketplace to understand the prevailing culture in the countries that they are doing business in. this is known as multiple choice question. a global village. branding a business. globalization. cross-cultural literacy.
The correct answer is cross-cultural literacy. Cross-cultural acquisition has been outlined as understanding. However, the rustic culture affects the manner business is practiced.
Accepting a card from a Japanese capitalist isn't an off-the-cuff action. The person gifting the cardboard can bow and present it with each hand. The recipient takes it with each hand, indicating respect.
Cross-cultural skills are incontestable through the flexibility to speak with respect; acknowledge others' values, settle for data, skills, and talents; and tolerate, engage, and celebrate the success of others.
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________ is a nonpersonal, indirectly paid presentation of an organization, good, or service.
-Publicity
-Sales promotion
-Direct marketing
-Advertising
A presentation of an organization, good, or service that is not personal and is funded indirectly is known as publicity.A news story or editorial about the company or its goods or services are examples of publicity.
What is the essential benefit of exposure?
Your business gains credibility through public relations because the content is more authentic and informative.According to studies, PR gives the consumer market more visibility and credibility than advertising, which is thought to be more promotional.
What is publicity, exactly?
Publicity is the public's awareness or visibility of a product, service, person, or organization in marketing.It could also refer to the dissemination of information to the general public, frequently (but not always) through the media.
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if an increase of $10 million in excess reserves increases checkable deposits in the banking system by a maximum of $100 million, the required reserve ratio would be group of answer choices 0 percent. 5 percent. 10 percent. 20 percent. 2 percent.
The required reserve ratio would be 10 percent.
What do you mean by ratio?
A ratio shows how many times one number contains another. If a fruit dish comprises eight oranges as well as six lemons, the orange-to-lemon ratio is eight to six. Similarly, the proportion of lemons to oranges is 6:8 (or 3:4), while the proportion of oranges to overall fruit is 8:14. (or 4:7). A ratio's numbers can be any quantity, such as a count of persons or objects, or measures of lengths, weights, time, and so forth. In most situations, both numbers must be positive. A ratio can be thought of as an ordered pair of integers, a fraction with the first number in the denominator and the second in the numerator, or the value signified by this fraction.
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evaluating the quality of services before making a purchase is harder than evaluating the quality of goods because, compared to goods, services tend to exhibit fewer ____________ qualities
Evaluating the quality of services before making a purchase is harder than evaluating the quality of goods because, compared to goods, services tend to exhibit fewer search qualities.
In economics, a provider is an intangible commodity. extra, in particular, services are an intangible equivalent of economic items. carrier provision is frequently an economic activity where the consumer does now not usually, besides via distinct settlement, achieve specific possession of the thing purchased.
A service is an "(intangible) act or use for which a client, company, or authorities is willing to pay." Examples include paintings done with the aid of barbers, doctors, legal professionals, mechanics, banks, insurance companies, and so forth. Public offerings are those that society (nation, fiscal union, or location) as a whole can pay for.
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red envelope partnership distributes cash of $20,000 and land with a basis of $10,000 and a fair market value of $40,000 to khadij, whose outside basis in red envelope is $50,000. what is khadij's basis in the land and remaining basis in the partnership after this operating distribution?
$5,000 basis in land and $0 basis in partnership
Reason: Khadij first reduces her basis in the partnership by the money, leaving only $5,000 of basis to be allocated to the land. Her partnership basis is thus reduced to $0.
What is partnership?An agreement between two or more people to manage a business' operations and divide its assets and liabilities is known as a partnership.All partners in a general partnership corporation split the company's assets and debts equally.Lawyers and other professionals frequently create limited liability partnerships.A partnership may have tax advantages over a corporation.A partnership, broadly speaking, can be any project that several people undertake together. Governments, charitable organizations, businesses, or private persons may be the parties. A partnership's objectives can also differ greatly.The three primary types of partnerships are general partnerships, limited partnerships, and limited liability partnerships when referring to a for-profit endeavor carried out by two or more people.All partners in a general partnership are equally liable financially and legally. The debts that the partnership incurs are personally liable to the individuals. Equal shares are also given to profits. In a partnership agreement, the mechanics of profit sharing will almost definitely be spelled out in writing.
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Standardization of a psychological test is important because the process ________.
Standarisation of a Psychological test is crucial for the procedure. sets test-taking scores that may be compared to those of upcoming test-takers.
Why Standardization of a psychological test is important?This helps psychologists rule out test-specific explanations for any observed differences in memory performance.
The process of applying and expanding technical standards, also known as standardization or standardisation, is based mostly on the agreement of several parties, such as enterprises, users, nonprofit organizations, standards organizations, and governments.
In order to standardize a certain industry, it is necessary to develop, market, and maybe mandate requirements-based and compatible technology and methods. Technology standards may impose the quality and uniformity of a technology and ensure its protection, compatibility, and interoperability.
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Mangelo restaurant had liabilities with a carrying value of $425,000 and fair value of $600,000. How should mangelo report these liabilities on the balance sheet?.
Liabilities should be reported by Mangelo at carrying value and the fair value of the liabilities should be included in a remark to the financial statements.
What are financial statements?
Financial statements are official records of the financial activities and position of a company, an individual, or another entity (also known as financial reports). Financial statements serve as a resource for a variety of users who need to make financial decisions by providing information on an organization's financial situation, performance, and changes in financial position. An organization's financial status is directly impacted by the stated assets, liabilities, equity, revenue, and expenses. Though rules differ from country to country, an audit of a public company's financial statements is often required for investment, financing, and tax reasons. These responsibilities are typically performed by independent accounting firms or auditing firms.
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Ethel and jack each separately apply for and receive a loan worth $7,725 apiece. ethel has a relatively average credit rating, so her loan has an apr of 9.14%, compounded monthly. jack’s credit rating is excellent, so his loan has an apr of 6.88%, compounded monthly. if they both pay off their respective loans by making six years of identical monthly payments, how much more will ethel pay than jack? (round all dollar values to the nearest cent.) a. $1,047.51 b. $1,681.17 c. $687.48 d. $613.44
if they both pay off their respective loans by making six years of identical monthly payments, $613.44 more will ethel pay than jack.
A credit score is a numerical expression based totally on a stage evaluation of a person's credit files, to represent the creditworthiness of a man or woman. A credit score score is primarily based on a credit score document, statistics typically sourced from credit score bureaus.
lenders, inclusive of banks and credit score card businesses, use credit score ratings to assess the capability chance posed through lending money to consumers and to mitigate losses because of bad debt. creditors use credit score rankings to determine who qualifies for a mortgage, at what interest price, and what credit score limits. creditors also use credit score scores to decide which customers are likely to bring inside the maximum sales.
credit scoring is not confined to banks. different businesses, together with mobile telephone organizations, insurance corporations, landlords, and government departments appoint identical techniques. virtual finance groups such as online creditors additionally use alternative information assets to calculate the creditworthiness of borrowers.
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the opportunity cost of holding money suppose you've just inherited $10,000 from a relative. you're trying to decide whether to put the $10,000 in a non-interest-bearing account so that you can use it whenever you want (that is, hold it as money) or to use it to buy a u.s. treasury bond. the opportunity cost of holding the inheritance as money depends on the interest rate on the bond. for each of the interest rates in the following table, compute the opportunity cost of holding the $10,000 as money. interest rate on government bond opportunity cost (percent) (dollars per year) 6 600.00 3 300.00 what does the previous analysis suggest about the market for money? the quantity of money demanded increases as the interest rate falls. the quantity of money demanded decreases as the interest rate falls. the supply of money is independent of the interest rate.
Quantity demand decreases as interest rate rises because of Md=KPY-hi.
When the interest rate is 8%, the opportunity cost is 800 dollars per year for 10000.
When the interest rate is 10%, the opportunity cost is 1000 dollars per year for 10000.
Specifically, while interest rates go up, people come to be much less interested in protecting money in view that keeping money quantities to holding much less interest-incomes deposits, and thus less interest received.
Therefore, at better interest fees, the money demanded comes down. In the current financial system, money incorporates coins and financial institution deposits.
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multiple choice question purchasing power parity (ppp) multiple choice question. is a reason why all economies have left the gold standard. is as commonly accepted as the law of demand. represents the universality of exchange rate systems. almost never holds completely.
Purchasing power parity (PPP) represents the universality of exchange rate systems.
Purchasing power parity is a measure of prices in different countries that uses the price of a particular commodity to compare the absolute purchasing power of each country's currency with the standard of living of a given population.
A simple example is a liter of Coca-Cola. At €2.3 in France and $2.00 in the US, Coca-Cola's PPP between France and the US is 2.3/2.00 or 1.15.
Purchasing Power Parity (PPP) is a popular indicator used by macroeconomic analysts to compare currencies of different countries through a "shopping basket" approach. Purchasing power parity (PPP) allows economists to compare the economic productivity and living standards of countries.
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advocates say that fixed exchange rates can help a country deal with economic crises.
a. true
b. false
Advocates say that fixed exchange rates can help a country deal with economic crises.
This statement is False.
A financial crisis is one of many situations in which some financial assets suddenly lose a large portion of their face value. In the 19th and early 20th centuries, many financial crises were associated with bank panics, and many recessions coincided with those panics.
An economic crisis describes a situation in which a country's economy is in a sharp decline, usually caused by a financial crisis. Economic crises can take the form of stagflation, recessions, or recessions.
An economic crisis in which the economy exhibits a slowdown in economic activity due to a financial/banking crisis, inflation, currency crisis, or government debt.
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how is ethical decision making within a business setting consistent with the christian worldview cwv
The christian worldview for the ethical decision within a business setting consistent are the standards set by the God.
What is ethical decision and how the business setting consistent with the christian worldview?Ethical decision making is the decision made on the ethics by the group or committee of culturous system.Here the question is asked of the ethical decision making within a business setting consistent with the christian worldview.The christian worldview believes that humanity is the prior culture and every human have the abilities of understanding right from wrong.Ethics is all about doing good and right , and avoid the wrong and ethics work is about doing right in the workplace.Hence the christian worldview for the ethical decision within a business setting consistent are the standards set by the God.Christians believe it strongly that ethics is morality and objective and every human scheduled by God.To know more about ethic visit:
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diversification reduces the risk of a portfolio because the prices of different securities do not move exactly together. a.true b.false
False. Diversification cannot reduce the risk of a portfolio because the prices of different securities do not move exactly together.
A diversified portfolio is a collection of various investments that work together to lower the overall risk profile of the investor. Owning stocks from a variety of various sectors, nations, and risk profiles as well as other investments like bonds, commodities, and real estate are examples of diversification.
Although it can help you control risk by distributing your investment funds among several asset classes and types of securities, diversification cannot completely remove risk or ensure a profit. The chance of losing money still exists.
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which of the following can affect mortgage affordability?
a. mortgage rates
b. your down payment
-c. the length of the loan
d. the amount of income you earn
Your down payment can affect mortgage
affordability. Mortgage affordability mainly refers to your ability to repay any loans made to you by the bank.
When you apply for a mortgage, banks perform a number of affordability checks on you and your finances to determine the answer to that question.
Mortgage eligibility and affordability go hand in hand, and mortgage underwriting—when lenders take a closer look at your finances—supports both.
You'll have a better chance of receiving a mortgage offer if you pass affordability checks for a mortgage.
There's a good chance that you'll have enough new space in your salary to cover the repayments if you've been saving for a deposit for months or years while paying rent, but if you've been living paycheck to paycheck, you might need to prepare your finances before applying.
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As described in the ten axioms for success, what approach should be used to addresses a common source of project failure described as scope creep or drift caused by deviations from the project plan?.
The ten axioms for success, the approach should be used to addresses a common source of project failure are plan, execute and action.
To avoid project failure, make perfect plan and strategy before execution the project.
The workplan provides the step-by-step instructions for constructing project deliverables and managing the project. You should use a prior workplan from a similar project as a model.
The scope creep is typically caused by key project stakeholder changing requirements or by internal miscommunication and disagreements in project deals.
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Percy is attracted by the advantages of enterprise software but his small business cannot afford to make a major up-front investment in new applications at this time. Percy _____.
Percy You might consider paying as you go enterprise software that is hosted.
What kind of system makes use of a public database with essential operational and planning data?Over the past few decades, enterprise resource planning (ERP) systems have grown to be a crucial tool for enterprises. An ERP solution automates crucial business procedures and acts as a central repository for all operational and financial data from across the organization.
Which of the following approaches to task separation in an ERP system is the most effective?Which of the following approaches to task separation in an ERP system is the most effective? There shouldn't be a single individual in charge of authorizing, documenting, or maintaining custody of organizational assets.
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building brands online can be expensive. this has proven especially true for successful social media sites, which have built brand awareness through expensive advertising campaigns.
A. true
B. false
false - building brands online can be expensive. this has proven especially true for successful social media sites, which have built brand awareness through expensive advertising campaigns.
A political marketing campaign is a prepared attempt that seeks to influence the choice-making development inside a specific institution. In democracies, political campaigns frequently check with electoral campaigns, by using which representatives are selected or referendums are determined. In present-day politics, the most high-profile political campaigns are focused on well-known elections and applicants for the head of kingdom or head of presidency, frequently a president or prime minister.
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classify each of the foods goods according to whether it is rivalrous, nonrivalrous, excludable, or nonexcludable. rivalrous is also referred to as rival in consumption. a. a sports team t-shirt nonrivalrous and nonexcludable nonrivalrous and excludable rivalrous and excludable rivalrous and nonexcludable b. the air we breathe rivalrous and excludable nonrivalrous and excludable nonrivalrous and nonexcludable rivalrous and nonexcludable c. atlantic bluefin tuna in the mediterranean sea nonrivalrous and excludable rivalrous and nonexcludable rivalrous and excludable nonrivalrous and nonexcludable d. a toll road in normal traffic rivalrous and excludable nonrivalrous and nonexcludable nonrivalrous and excludable rivalrous and nonexcludable
Rivalrous is also referred to as rival in consumption Atlantic bluefin tuna in the mediterranean sea nonrivalrous and excludable rivalrous and nonexcludable rivalrous and excludable nonrivalrous and nonexcludable.
The Atlantic Ocean is the second-largest of the world's five oceans, with a region of concerning 106,460,000 km2 (41,100,000 sq mi). It covers more or less 20% of Earth's surface and about 29% of its water surface area. it's best known to separate the "Old World" of Africa, Europe, and Asia from the "New World" of the Americas in the EU perception of the World.
The ocean occupies an elongated, formed basin extending lengthways between Europe and Africa to the east, and North and South America to the west. united part of the interconnected World Ocean, it is connected within the north to the Arctic Ocean, to the Pacific Ocean in the southwest.
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a corporation buys the stock of another company. which percentage of dividends received from the investment in the acquired company's shares are excluded from tax to the corporate purchaser of those shares? a 0% b 30% c 50% d 100%
50% percentage of dividends received from the investment in the acquired company's shares are excluded from tax to the corporate purchaser of those shares.
How are stock taxes determined?50%, In the event that a corporation invests in the shares of another business, 50% of the dividends earned are tax-exempt, leaving the remaining 50% subject to tax. A tax rate that rises with income, like the personal income tax rate, is the estate and gift tax.To figure out how much tax you owe on stock sales, first calculate your earnings. Add your marginal tax rate to the amount if you owned the shares for less than a year. Multiply by the capital gains rate % shown in the table above if you owned it for more than a year.Subtract the price at which you sold the shares from the original purchase price.To learn more about stock taxes refer to:
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when thinking of buying your first home it is important to (check all that apply)
When thinking of buying your first home it is important to To determine how much house you can afford, look at your household income, savings (for a down payment and closing costs), and ongoing debt.
The total gross income of all household members who are over a certain age is often referred to as household income. Every family member who resides under one roof, including spouses and their dependents, is considered part of the household.
Even if not all of the income is used to maintain the home, it still counts. Even if they are not related, everyone who lives in the home counts toward the household income. Household income is a crucial risk factor that lenders consider when evaluating loan applications and is a helpful economic indicator of a region's standard of living.
The total gross income before taxes obtained by all household members who are over a certain age over the course of a year is referred to as household income.
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