Old Time Savings Bank pays 3% interest on its savings accounts. If you deposit $1,800 in the bank and leave it there. Required:a. How much interest will you earn in the first year? b. How much interest will you earn in the second year? c. How much interest will you earn in the tenth year?

Answers

Answer 1

Answer and Explanation:

The computation of the interest in the following years are shown below:

a. For the first year

= Deposits made in the bank × (1 + interest rate) - deposits made in bank

= $1,800 × (1 + 3%) - $1,800

= $54

b. For the second year

= Deposits made in the bank × (1 + interest rate)^ - deposits made in bank  × (1 + interest rate)

 = $1,800 × (1 + 3%)^ - $1,800 × (1 + 3%)

= $55.62

c. For the tenth year

= Deposits made in the bank × (1 + interest rate)^n - deposits made in bank  × (1 + interest rate)^n

= $1,800 × (1 + 3%)^10 - $1800 × (1 + 3%)^9

= $70.46


Related Questions

The assets and liabilities of Amos Moving Services at March 31, 2011, the end of the current year, and its revenue and expenses for the year are listed below. The capital of the owner was $180,000 at April 1, 2010, the beginning of the current year. Mr. Amos invested an additional $25,000 in the business during the year. Accounts Payable $1,200 Miscellaneous Expense $230 Accounts Receivable $10,340 Office Expense $1,240 Cash $32,320 Supplies $1,670 Fees Earned $84,350 Wages Expense $23,550 Land $47,000 Amos, Drawing $16,570 Building $155,960Prepare an income statement for the current year ended May 31, 2011.Fees Earned credit 84350Expenses: ? ? ?Total Expenses ?net income or net loss ??

Answers

Answer:

Income statement for the year ended May 31, 2011

Fees Earned                                                  $84,350

Less Expenses :

Miscellaneous Expense               $230

Office Expense                           $1,240

Wages Expense                      $23,550      ($25,020)

Net Income / (Loss)                                       $59,330

Explanation:

The Income Statement shows the results from entity`s operating activities during the period. Profit or Loss = Revenue less Expenses.

Which of the following is NOT a way that regular physical activity affects the body?
Develops muscle tone
Maintains circulation
Improves emotional well-being
Adds tension

Answers

Answer:

Adds Tension.

Explanation:

Exercises do no harm for the body.

I’m pretty sure it’s Adds tension because the other options wouldn’t be the answer

Now you have to get to work. Your first thought is to have nine members on the team, but management research indicates that nine members would be

Answers

Answer:

"...but management research indicates that nine members would be "too many". It would be better to have 3 to 6 on the team.

Explanation:

The management, after having a research concluded that nine in a team will be too many. They proposed having 3 to 6 in the team.

The research carried out revealed that the best number for a team that's probably starting up on a small project is ideal between 3-6. Such number can help the firm get optimal result.

-What factors determine an individual’s ethics. For you, which factor has been the most significant?

Answers

Answer:

Individual's Cultural/Familys Ethics.  Individuals Religion. Individuals Experiences. And Societal pressures. The Factor that has contributed most to my morals is Religous Background and Societal Pressure.

Explanation:

An individuals own ethics is largely founded upon what they are taught to value. This foundation begins at a young age, but is subject to change over time and experience. The first foundation of ethics is what your family values or what you are are taught to value. The second factor is Religion or world view. Everyone has a god or God all religions though will have a moral law. Societal pressure or what society thinks is ethically Just will pressure ones own ethics.

Robinson Co. had the following transactions in 2016, its first year of operations.
Cash sales were $150,000.
Credit sales were $160,000. Of this, $125,000 was collected from customers in 2006 and the balance will be collected in 2007.
Paid utilities expense of $32,000 in cash.
Purchased materials and supplies costing $75,000 with cash. $25,000 of materials and supplies remained on hand at December 31.
Purchased equipment on January 1 for $50,000. The equipment had a five year estimated useful life and zero salvage value. It is depreciated on a straight-line basis.
Paid $65,000 in employee wages for work performed in 2006. Owed additional wages of $12,000 at December 31.
Purchased a two-year fire insurance policy for $36,000 cash on January 1.
Declared and paid a dividend of $5,000.
Calculate income on a cash-basis and an accrual basis.

Answers

Answer:

Income Statement (cash basis)

Sales revenue $275,000

Utilities ($32,000)

Materials and supplies ($75,000)

Equipment ($50,000)

Wages ($65,000)

Insurance ($36,000)

Net income = $17,000

Income Statement (accrual basis)

Sales revenue $310,000

Utilities ($32,000)

Materials and supplies ($50,000)

Depreciation expense: equipment ($10,000)

Wages ($77,000)

Insurance ($18,000)

Net income = $123,000

Incomplete manufacturing costs, expenses, and selling data for two different cases are as follows.Incomplete manufacturing costs, expenses, and sellIncomplete manufacturing costs, expenses, and sell Collapse question part(a) Indicate the missing amount for each letter.Case 1 2Direct materials used $9,600 $Direct labor 5,000 8,000 Manufacturing overhead 8,000 4,000 Total manufacturing costs 16,000 Beginning work in process 1,000 inventoryEnding work in process inventory 3,000 Sales revenue 24,500 Sales discounts 2,500 1,400 Cost of goods manufactured 17,000 22,000 Beginning finished goods inventory 3,300 Goods available for sale 20,000 Cost of goods sold Ending finished goods inventory 3,400 2,500 Gross profit 7,000 Operating expenses 2,500 Net income 5,000b) Prepare a condensed cost of goods manaufactures schdule ffor Case1c1) Prepare an Income statement for Case 1c2) Prepare the current assets section of the balance sheet for Case1. Assume that in Case 1 the other items in the current assets section are as follows: Cash $4,000, Receivables (net) $15,000, Raw Materials $600 and Prepaid Expenses $400.

Answers

Answer:

a. Incomplete Manufacturing Costs:

                                                                  Case 1          Case 2

Direct materials used                              $9,600        $ 4,000

Direct labor                                                5,000            8,000

Manufacturing overhead                          8,000            4,000

Total manufacturing costs                     22,600          16,000

Beginning work in process inventory      1,000            9,000

Ending work in process inventory         6,600            3,000

Sales revenue                                        24,500         30,900

Sales discounts                                        2,500            1,400

Cost of goods manufactured                 17,000         22,000

Beginning finished goods inventory      3,000            3,000

Goods available for sale                       20,000         25,000

Cost of goods sold                                16,600         22,500

Ending finished goods in inventory       3,400            2,500

Gross profit                                             5,400            7,000

Operating expenses                              2,500            2,000

Net Income                                             2,900            5,000

b. Condensed cost of goods manufactured schedule for Case 1:

Direct materials used                $9,600

Direct labor                                  5,000

Manufacturing overhead            8,000

Total manufacturing costs       22,600

Beginning WIP inventory             1,000

Ending WIP inventory                 6,600

Cost of goods manufactured $17,000

c1. Income Statement for Case 1:

Sales Revenue, net         $22,000

Cost of goods sold             16,600

Gross profit                        $5,400

Operating expenses           2,500

Net income                      $2,900

c2. Current Assets Section of the Balance Sheet for Case 1:

Cash                                    $4,000

Receivables (net)                15,000

Inventory: Raw materials        600

                 WIP                     6,600

                 Finished Goods 3,400

Prepaid Expenses                  400

Total current assets      $30,000

Explanation:

Data for incomplete manufacturing costs, including the income statement can be prepared by working back and forth with the provided figures.  The missing figures are provided in bold font as above.

A(n) _____ refers to a product or service, such as a report, a training session, a piece of hardware, or a segment of software code, produced or provided as part of a project.

Answers

A << DELIVERABLE >>refers to a product or service, such as a report, a training session, a piece of hardware, or a segment of software code, produced or provided as part of a project.



Orrick Company reported total assets of $4,200,000, total liabilities of $700,000, and total equity of $3, 500,000 at the end of the year and total sales of $15,000,000 during the year. The company's debt-to-equity ratio (stated in a percentage rounded to one decimal point) is______.a. 0.2%.b. 0.5%.c. 2.0%.d. 20.0%.

Answers

Answer:

d. 20.0%.

Explanation:

The computation of the debt to equity is shown below:

Debt to equity is

= (total debt ÷ total equity)

where,

Total debt is $700,000

And, the total equity is $3,500,000

Now place these values to the above formula

So, the debt to equity ratio is

= ($700,000 ÷ $3,500,000)

= 20%.

Hence, the debt to equity ratio is 20%

Therefore the correct option is d. 20%

What is the most important component in planning a special event as a way to both advocate for your programs and raise funds?
a. risk management
b. strong leadership
c. signage
d. hospitality

Answers

I think the answer is Strong leadership, because you can’t have a good event without the right evader

The following information is for S&P Enterprises for the month of July: Direct materials $76,000 Direct labor $40,000 Variable manufacturing overhead $25,000 Fixed manufacturing overhead $30,000 Variable selling expense $12,000 Fixed selling expense $15,000 Variable administrative expense $6,000 Fixed administrative expense $18,000 Total conversion cost for the month of July was:_______________.

Answers

Answer:

Conversion costs= $95,000

Explanation:

Giving the following information:

Direct labor $40,000

Variable manufacturing overhead $25,000

Fixed manufacturing overhead $30,000

The conversion costs are the sum of direct labor and total manufacturing overhead.

Conversion costs= 40,000 + (25,000 + 30,000)

Conversion costs= $95,000

Alpine West, Inc., operates a downhill ski area near Lake Tahoe, California. An all-day, adult ticket can be purchased for $80. Adult customers also can purchase a season pass that entitles the pass holder to ski any day during the season, which typically runs from December 1 through April 30. The season pass is nontransferable, and the $460 price is non refundable. Alpine expects its season pass holders to use their passes equally throughout the season. The company's fiscal year ends on December 31. On November 6, 2013, Jake Lawson purchased a season ticket.

Required:
a. When should Ski West recognize revenue from the sale of its season passes?
b. Prepare the appropriate journal entries that Ski West would record on November 6 and December 31.
c. What will be included in the Ski West 2016 income statement and balance sheet related to the sale of the season pass to Jake Lawson?

Answers

Answer:

Alpine West, Inc.

a. When Alpine West, Inc. should recognize revenue from the sale of its season passes evenly over five months from December to April when the passes are put to use.

b. General Journal for

November 6:

Debit Cash Account $460

Credit Deferred Revenue $460

To record the purchase of a season ticket or pass by Jake Lawson.

December 31:

Debit Deferred Revenue $92

Credit Service Revenue $92

To record the ski service consumed by Jake Lawson for December.

c. In Alpine West, Inc.'s income statement and balance for 2013, the following amounts will be included in relation to the sale of the season pass to Jake Lawson:

Income Statement: Service Revenue $92 and related costs.

Balance Sheet: Deferred Revenue (Liabilities side) $368 ($460 - 92).

Explanation:

Alpine West, Inc. will make the above entries in accordance with the accrual concept and matching principle of generally accepted accounting principles.  These require that revenue, income, and expenses related to a period must be accrued for that period whether actually received / paid or not.  It also means that the costs incurred for any revenue generated must be matched to the revenue and vice versa for that particular period.

• The company reported net sales of $6,250 million. Assume that there were no noncash sales. • Operating costs (excluding depreciation and amortization) were 65% of the company’s total revenues. • Depreciation and amortization charges were 5% of total sales. • Interest charges were 15% of earnings before interest and taxes (EBIT) with a tax rate of 40%.Net income is the money that the business is left with after paying operating expenses, interest expense, and taxes. However, because some revenues and expense are not cash transactions, net cash flow indicates the true cash flow situation of the company. The company's current cash flow is:_________ a. $573 million b. $379 million c. $761 million d. $955 million

Answers

Answer:

$1268.75m

Explanation:

The company's current cash flow can be calculated by calculating the profit after tax. In order to find profit after tax, we need to deduct all the costs incurred during the period. After calculating Profit after tax we will add back the depreciation amount because depreciation is a non-cash item.

   

Net Profit After Tax                              

Net Sales                                       $6,250

Less: Operating cost 65%             $4062..50

Less: Depreciation 5%                   $312.50

EBIT                                                     $1,875

Less: Interest 15% of EBIT                  $281.25

Earning After Interest                         $1,593.75

Less : taxation  (40%)                          $637.50

Net profit after Tax                              $956.25

Cashflow Statement

Net profit after Tax                              $956.25

ADD: Depreciation                               $312.5

Total Cash Flow                               $1268.75

The products businesses use to produce other goods

Answers

Answer:

not sure what the answer choices are but it should be capital

Explanation:

capital is anything a buisness uses to create other products, like computers used to print off articles, labor would be the people who made the computers, and land is the natural resources the computers were made from

hope this helps :)

The main economic influence that determines prices is:____.
A) the stock market.
B) supply and demand.
C) employment.
D) government spending.
E) interest rates

Answers

Answer:

B) supply and demand.

Explanation:

By using the supply and demand concept, the company is able to determine  the prices. Here the relationship is lies between the commodity quantity in which the producers sells at different prices and how much quantity is to be purchased by the consumers. It is an important model for determining the price. When the supply and the demand meet at a point it is known as the equilibrium point at this the quantity supplies is equivalent to the quantity demanded

hence, the option B is correct

(Chemical Manufacturing) A chemical manufacturer produces a certain chemical compound every Sunday, which it then sells to its customers on Monday through Saturday. The company earns a revenue of $80 per kg of the compound sold. Each kg manufactured costs the company $40. If any of the compound goes unsold by Saturday night, it must be destroyed safely, at a cost of $15 per kg. The total demand for the chemical compound throughout the week has a normal distribution with a mean of 260 kg and a standard deviation of 80 kg.a) How much of the chemical compound should the company produce every Sunday?b) What is the expected cost (including manufacturing cost, lost profit, and disposal cost) per week?

Answers

Answer:

The answer is "244 kg and $9,760".

Explanation:

Income in per kg = $80  

designing and producing costs per kg= $40  

Earn revenue per kg = $40 (that is often recognized as the expenses) and the sum of the company would not be allowed if the consumer has no kg of the product.  

Overstocking cost in per kg = $40 production cost + $15 disposal cost  

                                               = $55

the corporate amount should be borne if additionals kg is generated.  

In potion A:

Due to regular transfer, the optimal quantity of data must not be generated per week = [tex]\mu +Z\times \sigma[/tex] ([tex]\mu[/tex]= average demand, Z = normal distribution score, and [tex]\sigma[/tex] = standard deviation).  

[tex]Z =\frac{\ Understocking \ Cost}{\ Understocking \ Cost +\ Overstocking \ Cost}[/tex]

Each Saturday the company of chemicals composites shall produce = 244

In potion B:

Weekly estimated cost  

[tex]= \text{Maximum weekly order (244 kg)} \times \ Production \ overhead \ per \ kg (\$ 40)}\\[/tex]

[tex]= \$ 9,760[/tex]

On January 1, 2022, Ayayai Corporation issued $1,820,000 face value, 6%, 10- year bonds at $1,692,171. This price resulted in an effective-interest rate of 7% on the bonds. Ayayai uses the effective-interest method to amortize bond premium or discount. The bonds pay annual interest January 1.
Prepare the journal entries to record the following transactions. (Round answers to 0 decimal places, e.g. 125. Credit account titles are automatically indented when amount is entered. Do not indent manually.)1. The issuance of the bonds on January 1, 2022.2. Accrual of interest and amortization of thepremium on December 31, 2022.3. The payment of interest on January 1, 2023.4. Accrual of interest and amortization of thepremium on December 31, 2023.

Answers

Answer:

$1,820,000 million in bonds issued January 1, 2022

coupon rate 6%

maturity = 10 years x 2  = 20 periods

market interest rate = 7%

1) January 1, 2022, bonds issued at a discount

Dr Cash 1,692,171

Dr Discount on bonds payable 127,829

   Cr Bonds payable 1,820,000

2) December 31, 2022, accrued interests on bonds payable

Dr Interest expense 118,452

   Cr Interest payable 109,200

   Cr Discount on bonds payable 9,252

amortization of bond discount = ($1,692,171 x 7%) - $109,200  = $9,252

3) January 1, 2023, first coupon payment

Dr Interest payable 109,200

  Cr Cash 109,200

4) December 31, 2023, accrued interests on bonds payable

Dr Interest expense 119,100

   Cr Interest payable 109,200

   Cr Discount on bonds payable 9,900

amortization of bond discount = ($1,701,423 x 7%) - $109,200  = $9,900

What are some of the key environmental forces that have changed the way projects are managed? What has been the effect of these forces on the management of projects?Why is the implementation of projects important to strategic planning and the project manager?What is meant by an integrative approach to project management? Why is this approach important in today

Answers

Answer: The answer is given below

Explanation:

• What are some of the key environmental forces that have changed the way projects are managed?

Some environmental forces which have

altered the way that projects are managed are the knowledge growth, product life cycle, technological changes, global competition, organization downsizing, and time to market.

• What has been the effect of these forces on the management of projects?

The effect of these forces on the management projects is that it resulted in more projects for every organization, it also resulted in changing structures of organization, accountability, the need for rapid completion of projects, the linking of projects to the strategies of the organization and the alliance with the external organizations.

• Why is the implementation of projects important to strategic planning and the project manager?

Strategic plans are typically implemented through projects. This could be through a new information system, a new product, or new plant for new product. It should be noted that the project manager is responsible for the timely completion of the project within the budget, and also within specifications in order for the customers to be satisfied. In cases whereby the project is not being linked to a organization's strategic plan, the resources that are being devoted to the project will result into wastage.

• What is meant by an integrative approach to project management? Why is this approach important in today?

An integrative approach to project management simply refers to one whereby there are interrelationships between all the parts. It should be noted that the approach is vital as an organization that utilizes it has a competitive edge and also provides an integrated system that is required for project implementation.

Total contribution margin is an important assumption in multiproduct CVP analysis.A. TrueB. False

Answers

Answer:

Total contribution margin is an important assumption in multiproduct CVP analysis.

B. False

Explanation:

The individual products' contribution margins are more important in order to conduct the multiproduct CVP analysis.  This is because the analysis of the CVP is carried out separately for each product line.  The implication is that during the CVP analysis, the total contribution margin is never considered.  It becomes useful when you want to conduct the CVP analysis for the whole firm.

Alissa quickly expresses her frustration. She says, "Just recently I found out the executives got incredibly large bonuses and I thought there was no more money. This is very frustrating…and I don't understand why you wouldn't tell me the truth." At this moment, Alissa is most likely to experience what type of noise as she decodes messages?

Answers

Answer: d. psychological noise

Explanation:

Psychological noise refers to the distortion of information due to the distraction on the part of either the speaker or the listener borne from them having biases or preconceived notions.

Alissa is already upset with the person she is talking to as she believes that they hid information from her so regardless of what the person says, she will probably interpret it with the notion that the person is lying or rather hiding the truth.  

Bill Buckely has​ split-limit 50​/100​/20 automobile liability insurance on his 2012 Subaru. Driving home from work in a​ snowstorm, he hit a​ Mercedes, slid into a​ guardrail, and knocked down a telephone pole. Damages to the​ Mercedes, the​ guardrail, and the telephone pole were ​$17,603​, ​$3,136​, and ​$9,659 respectively. How much will​ Bill's insurance company​ pay? How much will Bill be required to pay​ directly?

Answers

Answer: The answer is given below

Explanation:

It should be noted that the split limits approach is used by several auto insurance policies and this simply combines per person and occurrence approach.

For every accident, three dollars amount are being applied. The first limit is simply a per person limit which is the maximum amount that one injured person will get. The second limit is simply the per occurrence limit which is the maximum amount that all the injured persons will get while the third limit applies during the claim of property damage as it is the maximum amount that will be paid for damages by an insurer to property that results from the accident.

since the split is 50/100/20, it implies that $50,000 medical coverage for every injured person, $100,000 injury coverage for all accident victims and then $20,000 for property damage.

1. Bill's insurance company will pay $20000.

2. Amount Bill will pay:

= ​$17,603​ + ​$3,136​ + ​$9,659 - $20,000

= $30,398 - $20,000

= $10,398

Red font in the opening information is used to:_________

Answers

Answer: a. draw your attention to important input requirements.

Explanation:

The color red is a very visual color that attracts attention to it. This is why most signs that warn of danger are painted in red.

As the color draws attention, its purpose in the opening information is to draw the attention of the reader to important input requirements so that they will not miss it.

Pink Arrangements has just completed operations for the year ended December 31, 2018. This is the third year of operations for the company. The following data have been assembled for the business.Insurance Expense $2,500Service Revenue 84,000Utilities Expense 1,500Rent Expense 12,000Common Stock 5,500Cash 5,800Retained Earnings, January 1, 2018 4,700Salaries Expense 47,000Accounts Payable 600Office Supplies 1,900Dividends 4,500Accounts Receivable 7,000Equipment 12,600Required:Prepare the income statement of Pink Arrangements for the year ended December 31, 2018.

Answers

Answer:

$21,000

Explanation:

Preparation of income statement

Income statement of Pink Arrangements for the year ended December 31, 2018.

REVENUE:

Service Revenue 84,000

Less EXPENSE:

Insurance Expense (2,500)

Utilities Expense (1,500)

Rent Expense (12,000)

Salaries Expense (47,000)

NET INCOME 21,000

Therefore the Income statement of Pink Arrangements for the year ended December 31, 2018 will be shows the amount of $21,000

how do you determine retained earnings at year end

Answers

Explanation:

The retained earnings are calculated by adding net income to (or subtracting net losses from) the previous term's retained earnings and then subtracting any net dividend(s) paid to the shareholders. The figure is calculated at the end of each accounting period (quarterly/annually.)

Hope it helped u if yes mark me BRAINLIEST

Quarterly and annually

The accounts in the ledger of Hickory Furniture Company as of December 31, 2016, are listed in alphabetical order as follows. All accounts have normal balances. The balance of the cash account has been intentionally omitted. I AM MISSING CASH (DEBIT) and Debit TOTAL---only
Accounts Payable $ 42,880
Notes Payable $ 41,000
Accounts Receivable 115,430
Prepaid Insurance 20,400
Cash ?
Rent Expense 45,000
Common Stock 15,000
Retained Earnings 51,000
Dividends 22,500
Supplies 4,940
Fees Earned 746,050
Supplies Expense 6,070
Insurance Expense 3,100
Unearned Rent 13,200
Land 41,000
Utilities Expense 26,840
Miscellaneous Expense 9,900
Wages Expense 572,100
Prepare an unadjusted trial balance and insert the missing figure for cash.

Answers

Answer:

I have attached a picture showing the unadjusted Trial balance

The Cash figure was gotten by subtracting the debit side from the credit side.

= 909,130 - ‭867,280‬

= $41,850

In the most basic terms, while working out the business process of production and marketing, you need to be continually prepared for?

Answers

Answer:

In the most basic terms,while working out the business process of production and marketing, you need to be continually prepared for adapting to new conditions in the market and within your organization.

Which of the following best describes the value of creating a high-level view of the process? A. A detailed process map aids in the discovery of process issues B. A bird's eye view of the process helps with understanding the process at a glance C. The Spaghetti Map helps illustrate the movement in a process D. Being able to see rework and other detail helps understand process cycle time

Answers

Answer: C. The Spaghetti Map helps illustrate the movement in a process

Explanation: During process analysis which usually involves mapping and detecting the occurrence of changes within a system with time. In other to make the best possible breakthrough, using a spaghetti flow mapping may be employed which involves the creation of a visual representation or flow of the entire process involved in a certain activity usually depicted by various line graphs in one single chart. This chart is aimed at promoting effectiveness of a process by eliminating redundancy and identifying areas of possible improvement.

According to the U.S. Census Bureau’s Current Population Survey, the mean and median 2014 income of people aged 25 – 34 years who had a bachelor’s degree but no higher degree were $ 44,167 and $ 51,754. Which of these numbers is mean and which is the median? Explain. A. The median is $51,754 and the mean is $44,167. This is because economic variables which pulls the median above the mean. B. The mean is $51,754 and the median is $44,167. This is because economic variables are usually skewed to the right, which pulls the mean above the median. C. The median is $51,754 and the mean is $44,167. This is because economic variables are usually skewed to the right, which pulls the median above the mean. D. The mean is $51,754 and the median is $44,167. This is because economic variables are are usually skewed to the left, usually skewed to the left, which pulls the mean above the median.

Answers

Answer:

B. The mean is $51,754 and the median is $44,167. This is because economic variables are usually skewed to the right, which pulls the mean above the median.

Explanation:

The mean income of $51,754 obtained from the 2014 income of people aged 25 - 34 years with only a bachelor's degree is the average incomes.  It is obtained by adding all the incomes in the data set and then dividing by the number of values in the set. The median of $44,167 is the middle value when this data set is ordered from least to greatest while the mode is the number that occurs most often in the data set.

The chart compares transportation options. Option A to buy new has a monthly payment of 338 dollars for 60 months, up-front cost of 2,500 dollars, and 275 dollars a month for insurance and gas. Option B to lease new has a monthly payment of 229 dollars for 36 months, up-front cost of 3,925 dollars, and 275 dollars a month for insurance and gas. Option C to buy used has a monthly payment of 250 dollars for 36 months, up-front cost of 2,000 dollars, and 225 dollars per month for insurance and gas. What is a main disadvantage of leasing a vehicle compared to buying a vehicle? the up-front cost the monthly payments the length of payments the cost of insurance and gas

Answers

Answer:

Explanation:

The up- front cost

The main disadvantage of leasing a vehicle compared to buying a vehicle is A. the up-front cost.

What is an up-front cost?

An up-front cost is a down payment that is required to be made when making an asset purchase transaction.

The up-front cost is usually calculated using an agreed or fixed rate.

For example, a seller of a vehicle may demand an up-front or down payment of 10%.

The up-front cost or down payment reduces the outstanding loan.

Data and Calculations:

Options                           Monthly      Maturity    Up-front   Insurance    Total

                                      Payments      Period        Cost      and Gas     Costs

Option A to buy new        $338      60 months  $2,500       $275   $39,280

Option B to lease             $229      36 months  $3,925       $275   $22,069

Option C to buy used      $250      36 months  $2,000      $225     $19,100

Thus, the main disadvantage of leasing a vehicle compared to buying a vehicle is A. the up-front cost.

Learn more about up-front costs at https://brainly.com/question/6359071

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True or False Liability protection covers both personal liability and the medical expenses of anyone accidentally injured on your property.

Answers

Answer:

True

Explanation:

Homeowner's personal liability insurance protects against personal accidents that can happen in your house as long as they are not intentional. The coverage includes accidents that happen to visitors including:

medical billspain and sufferinglost wagesdeath benefitslegal costs

Bringham Company issues bonds with a par value of $540,000 on their stated issue date. The bonds mature in 6 years and pay 9% annual interest in semi-annual payments. On the issue date, the annual market rate for the bonds is 12%.
1. What is the amount of each seml-annual Interest payment for these bonds?
2. How many semi-annual Interest payments will be made on these bonds over their Iife?
3. Use the Interest rates gven to select whether the bonds are Issued at par, at a discount, or at a premlum.
4. Compute the price of the bonds as of their issue date.
5. Prepare the Journal entry to record the bonds' Issuance.

Answers

Answer:

1. $24,300

2. 12

3. the bond is trading at a discount.

4. $470,090.86

5. Journal Entry

Cash $470,090.86 (debit)

Bond Payable $470,090.86 (credit)

Explanation:

1. seml-annual Interest payment

Seml-annual Interest payment = ($540,000 × 9 %) ÷ 2

                                                  = $24,300

2. Number of seml-annual Interest payment

Number of seml-annual Interest payment = 6 years × 2

                                                                     = 12

3. Issue

The annual market rate for the bonds (YTM) ,  12% is greater than the coupon rate of the bond 9%.

The Price will be less than the par value and we say that the bond is trading at a discount.

4. Computation of the Issue Price, PV

PMT = $24,300

n = 12

YTM = 12 %

FV = $540,000

p/yr = 2

PV = ?

Using a Financial Calculator, the Issue Price, PV is $470,090.86

5. Journal Entry

Cash $470,090.86 (debit)

Bond Payable $470,090.86 (credit)

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