Norris have to pay $1,000 and his insurance pay is $3,300. When a claim is made, the insured is required to pay a deductible before the insurance provider will cover the remaining costs.
For many years, deductibles have been a crucial component of the insurance contract. Getting the most out of your insurance coverage requires an understanding of the function deductibles play when insuring a car or a house. For many years, deductibles have been a crucial component of the insurance contract. Getting the most out of your insurance coverage requires an understanding of the function deductibles play when insuring a car or a house. Generally speaking, you pay less in premiums for an insurance coverage the higher the deductible is. A deductible can be a set monetary sum or a percentage of the entire insurance coverage provided by a policy.
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those who believe that power in american communities is concentrated in the hands of relatively few leaders in the business or financial sector are called
Those who believe that power in american communities is concentrated in the hands of relatively few leaders in the business or financial sector are called elitists.
The idea that those who belong to an elite—a small group of people thought to possess an inherent quality, high intellect, wealth, power, notoriety, special skills or experience—are more likely to benefit society as a whole and, as a result, should have more influence or authority than others—is known as elitism. A scenario in which control is concentrated in the hands of a small group of individuals may be referred to as elitism. Pluralism, anti-intellectualism and populism are ideas that are opposed to elitism. The study of elite power in society is called elite theory, and according to elite theorists, pluralism is an unrealistic ideal.
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the ________ shows the relationship between the price level and quantity of real gdp demanded.
The Aggregate Demand Curve shows that the relationship between the price and level and quantity of real gdp demanded.
The aggregate demand curve is a graphical representation of the relationship between the aggregate quantity of goods and services demanded in an economy and the overall price level. It is an economic tool used to analyze macroeconomic conditions and to evaluate the effects of fiscal and monetary policies on the economy. In the aggregate demand curve, the quantity of output demanded increases as the price level decreases. This inverse relationship is known as the law of demand. As the price level rises, the quantity of output demanded decreases. The downward slope of the aggregate demand curve is a result of the law of diminishing marginal utility.
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ane reported to her company about a growing mold issue in the building where she works. as a result, jane was suspended from work without pay. to whom can jane report the retaliation for assistance?
Administration for Health and Safety at Work
Jane can report the retaliation to the Occupational Safety and Health Administration (OSHA) because the Federal Government provides protection to employees who report unsafe working conditions through OSHA.
Indeed, this is specifically addressed in Occupational Safety and Health (OSH) Act Section 11(c), which prohibits retaliation against employees who report or complain about potentially hazardous or unhealthy working conditions.
What obligations does OSHA impose?The goal of the Occupational Safety and Health Act of 1970 (OSH Act) was to stop workers from getting hurt or dying at work. Employers are required by law to provide their workers with working conditions free of known hazards.
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uri is considering a 10-year project. the cost of the equipment and building will be $2.46 million. they will be depreciated straight-line to a zero book value over the life of the project and they will be sold for an estimated $300,000 upon project completion. the project will generate a revenue of 1,000,000 and a direct cost of 275,000 a year. the project will require a net working capital of $45,000 which will be recouped when the project ends. should you accept the project if the tax rate is 35% and the wacc is 14% and why?
The expansion will require new equipment costing $663,000 that would be depreciated on a straight-line basis to zero over the 5-year life of the project.
In accounting, what does depreciation mean?Depreciation is a non-cash business expense that is estimated over the time that a valuable asset is utilized by your company. Every business can benefit from depreciation by excluding the cost of consuming a portion of an asset's worth from taxable income.
Is the cost of depreciation an expense or an asset?Depreciation expense is shown as an item on the income statement and indicates how much of an asset's value has been consumed for the year. It is therefore neither an asset nor a liability.
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if the total world population reaches 13 billion, what is one issue that consumers will need to address to maintain the population on earth while considering carrying capacity of the earth itself?
What one problem would consumers need to solve to sustain the population on Earth while taking the carrying capacity of the Earth itself into account if the overall world population hits 13 billion.
The road of lowering resource use will need to be followed through behaviour, lifestyles, and expectations. The need for food, water, housing, energy, healthcare, transportation, and other resources will rise as the population grows. And all that consumption increases the likelihood of major catastrophes like pandemics, increases wars, and degrades the environment. Economic development will result from population expansion since more individuals can generate more things. Higher tax revenues will allow for the funding of public goods like health care and environmental initiatives.
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a country desiring to expand its power and wealth by seizing control of another country is engaging in
A country is desiring to expand its power and wealth by seizing control of another country is engaging in imperialism.
What is imperialism ?Imperialism is the state policy, practice, or advocacy of expanding power and dominion, often through direct territorial acquisition or by establishing control over other places' politics and economies, frequently by using hard force (economic and military power), but also soft power (cultural and diplomatic power).
Imperialism is a separate idea that can be applied to many different forms of governance and various forms of expansion, even if it is related to the concepts of colonialism and empire.
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The price of a motorbike is php 1500. How much do you need to pay if you get a 10% discount?.
The price of a motorbike after the 10% discount is 1350.
What is discount?Discounts are price reductions applied to a good or service in an effort to increase sales. These discounts, which are also sometimes referred to as "sales" or "markdowns," are used by both manufacturers and merchants across a wide range of industries.
Price decrease influences the buyer's decision to buy through having a psychological impact on them. The two sorts of discounts available are trade discounts and cash discounts.
We deduct the discount from the actual price.
price=1500-1500*0.1
price=1500-150
price=1350
The price of the motorbikle is 1350.
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a) increases productivity in three ways. first, it relieves us from having to waste time doing things for which we are not very productive. second, when we do something over and over again, we get increasingly better at it. and third, it minimizes what economists call b) .
a) Specialization increases productivity in three ways. first, it relieves us from having to waste time doing things for which we are not very productive. second, when we do something over and over again, we get increasingly better at it. and third, it minimizes what economists call b) opportunity costs.
Workers are able to concentrate on a few or even one task because labor is distributed among them. They become more proficient at a task or a thing the more they concentrate on it, which reduces the time and cost necessary to produce a good. It is crucial because it significantly raises productivity—the ratio of inputs to outputs—in a business. More effective implies that you forfeit the chance to engage in a different activity if you choose one.
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if tom had twice as much money, he could consume twice as much. if everyone had twice as much money, they could consume twice as much. this quote illustrates
"Tom could consume twice as much if he had twice as much money. Everyone could eat twice as much if they each had twice as much money. The fallacy of composition is demonstrated in this quotation.
The composition fallacy involves considering a dispersed feature as if it were collective. It happens when someone makes the error of assigning to a group (or a whole) a quality that is solely true of its individual members (or parts), and then draws conclusions from that mistake.The composition fallacy is an informal fallacy that occurs when one infers that something is true of the entire because it is true of some portion of the whole. "Because this tire is made of rubber, the vehicle of which it is a component is also made of rubber," for example.The composition fallacy occurs when someone believes that something is true of the entire because it is true of a part of the whole. In the subject of economics, this reasoning usually yields incorrect conclusions.Thus the answer is fallacy of composition.
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today most large corporations not only accept the necessity of affirmative action but also find that benefits when they make themselves more diverse?
What is the most convincing argument against affirmative action out of the following? For doing similar tasks and other jobs requiring comparable ability, effort, and responsibility, men and women should be compensated equally.
Which of the following is the most logical defence of affirmative action among these four arguments? The loop that locks women and people of colour into low-paying, low-status professions must be broken.
d. Affirmative action programmes work to find, hire, develop, and advance qualified people from groups who have historically faced prejudice on the basis of race, gender, or other factors.
People who refuse to support businesses that handle the products of stricken enterprises are engaging in a primary boycott. When done well, personality assessments have two uses in the workplace.
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private equity funds generally provide funding and expertise to companies at which stages of their development? i. seed stage ii. early stage iii. formative stage iv. late stage
Private equity funds generally provide funding and expertise to companies at the Seed stage of their development.
Private equity funds, also known as PE funds, are collective investment vehicles used to invest in a variety of equity (and to a lesser extent debt) assets in accordance with one of the investing strategies related to private equity. Most private equity funds have a fixed duration of 10 years and are limited partnerships (often with annual extensions). Institutional investors make an unfunded commitment to the limited partnership at the time of formation, which is then drawn over the fund's life. From the perspective of the investors, funds might be traditional (where everyone invests on an equal footing) or asymmetric (where different investors have different terms). Investment experts of a certain private equity business raise and manage a private equity fund (the general partner and investment advisor). A private equity firm would often oversee a number of different private equity funds and try to create a new fund every three to five years once the previous fund is fully invested.
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when the makers of snickers candy bars decided to make a line of ice cream treats, they came up with snickers ice cream bars. this is an example of
Snickers ice cream bars were created when the creators of the candy bar decided to create a range of ice cream snacks. An illustration of a brand expansion is this
What kind of ice cream is in a SNICKERS Ice Cream Bar?SNICKERS Ice Cream Bars are a delectable delicacy that elevate enjoyment to a new, frozen level. They are made of creamy butter cream, smooth caramel, crunchy peanuts, and a chocolate shell. 1989. We now have the SNICKERS Ice Cream Bar. We are permanently altered. What could possibly be disliked about ice cream that tastes like Snickers? This is excellent and ideal for eating after dinner or while watching a movie. I heartily endorse it! Snickers has a very delicious, creamy, smooth flavor.
Who makes Snickers ice cream and how many types of Snickers are there?In a variety of frozen novelty product categories, including convenience stores with Snickers Ice Cream Bar, sandwiches with M&Ms, and non-dairy with Kind Frozen, Mars Wrigley claimed to be the market leader. According to the company, sales of its Twix ice cream bar have increased 20% yearly for the past two years.
It's going to be fantastic! We'll sample seven eleven different Snickers flavors. The Snickers Ice Cream Bar, the classic Snickers, the Snickers Hazelnut, the Snickers Almond, the Snickers Crunchy Peanut Butter, the Snickers Peanut Brownie, and the Snickers White.
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which of these describe groups or pairs of projects where you can accept one but not all?
a. Mutually exclusive.b. Normal.c. Independent.d. Contingent.
D: Contingent groups or pairs of projects describe where you can accept one but not all.
What are Contingent Groups or Pairs of Projects?
In terms of business, contingent groups or pairs of projects refer to those projects whose rejection and acceptance totally depend on the acceptance of the contingency or dependency on another project's rejection and acceptance.
Therefore, in conclusion, it is said that contingent pairs or groups of projects are such pairs of projects where it is permitted to select one project but not all.
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in one type of managerial model, management is open to feedback and subordinates are allowed some self-direction on routine matters. which model is this?
In one type of managerial model, management is open to feedback and subordinates are allowed some self-direction on routine matters. This is Human Relations Model.
The demands of the person and the actions that arise for both individuals and groups are the main topics of the human relations theory. In order to manage people, an interpersonal strategy is required. It implies that both official and informal components make up the organization.
The structure of an organization consists of its formal components. The relationships between people are among the informal features of the organization. The group is a particular kind of social system in this sense.
To foster individual job satisfaction and the subsequent motivation of the individual, this system should be handled.
Notably, a lot of attention is put on group behavior and performance as a result of how individuals interact within groups.
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What two things can you do to make your résumé easy to scan for employers?
a. use long sentences.
b. list all of your former jobs.
c. bold key phrases in the job description.
d. use bullet points.
e. choose smaller font sizes.
Making one's resume easy for employers to scan entails taking the following steps: important words in the job description should be bolded, typeface sizes that are smaller.
How Do I Write The Perfect Resume?Create a resume that is organized and tailored to the position. Indicate how to reach you. To make it easy for employers to contact you, make sure your contact information is prominently displayed on your resume towards the top. Utilize empowering verbs. To make your sentences more compelling when expressing your experience, employ powerful verbs.
How should your first resume be written?Study the job description's list of necessary abilities, compile your employment history, and gather your academic credentials.
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where is the country's 10-year inflation expectation in relation to the central bank's inflation target?
Generally, central banks have set their target at 2% to 3% annual inflation.
In the field of economics, inflation can be defined as an increase in the overall cost of goods and services in a country.It helps to purchase fewer products and services as the general price level rises, hence inflation is equivalent to a reduction in purchasing power.A state of growing prices in the economy is called inflation.A prolonged rise in an economy's overall price level is a more precise definition of inflation. Inflation is a decrease in the purchasing power of money that results in a rise in the cost of living.
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using the quantity equation, if the velocity of money grows at 5 percent, the money supply grows at 10 percent, and real gdp grows at 4 percent, then the inflation rate will be
The inflation rate will be 11%. Therefore, option (B) is the correct answer.
Real gross domestic product (GDP) is a measure of an economy's total output adjusted for inflation that reflects the value of all the goods and services generated during a specific year. Base-year prices are used to express real GDP. To put it simply, real GDP corrects for price fluctuations in order to assess the entire economic production of a nation.
A macroeconomic metric known as real GDP accounts for inflation to determine the true value of the products and services generated by an economy over a certain time period. In essence, it calculates a nation's overall economic production after accounting for price changes.
In the given question,
MV = PY
(1.10)*(1.05) = (1+P)*(1.04)
(1 + P) = (1.10*1.05)/1.04
P = 1.11-1
P = 0.11 or 11%
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g what are the major disadvantages of the use of the net present value method of analyzing capital investment proposals?
The biggest drawback of utilizing the net present value technique to evaluate capital investment proposals is that it might be difficult to precisely determine a discount rate that effectively captures the project's genuine risk premium.
The net present value method's major drawback is that it necessitates some educated judgment on the firm's capital cost. Making poor investment decisions will arise from assuming a cheap cost of capital.
Investors can determine their willingness to pay now for a stream of future cash flows using the NPV calculation.
The requirement to calculate the rate of return is the fundamental drawback of Net Present Value. A greater rate of return assumption might provide a falsely negative NPV, while a lower rate of return assumption would produce a falsely profitable project, leading to poor decision-making.
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compared to the federal government, states have a relatively easy time balancing their budgets because of
States have a relatively easy job balancing their budgets when compared to the federal government since they have distinct operating and capital budgets.
Difference between Federal and State Government?In terms of enumerated powers, the United States Constitution establishes a federal government that is superior to state governments. In the event of an explicit contradiction, federal law takes precedence over state law. In the event of an explicit disagreement, state law is submissive to federal law. If state law gives citizens additional rights, the state law is presumed to prevail.
What exactly is a capital budget?Capital budgeting entails identifying cash inflows and cash outflows rather than accounting revenues and expenses resulting from the investment. Non-expense items, such as loan principal payments, are included in capital budgeting because they constitute cash flow transactions.
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How many years will it take jorge to pay off the loan? 3 years 4 years 5 years 6 years
It took jorge 3 years to pay off the loan.
who is jorge?Jorge Masvidal is a trained mixed martial artist from the United States. He is presently an Ultimate Fighting Championship Welterweight competitor. Since beginning his career in fighting in 2003, Masvidal has taken part in events for Bellator, Strikeforce, Shark Fights, and World Victory Road.
what is loan?A loan is the lending of money by one or more people, businesses, or other entities to other people, businesses, or other entities. The recipient incurs a debt and is often responsible for both the principal amount borrowed as well as interest payments until the debt is repaid.
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Answer:
5 years
Explanation:
Which sentence is written in the active voice? joaquin called the bank to report fraud on his debit card. joaquin was put on hold by the bank for a full 30 minutes. joaquin's debit card number was used by someone in another country. joaquin's debit card was canceled by his bank to stop any more fraud.
The sentence, ''Joaquin called the bank to report fraud on his debit card.'', is the one that is written in the active voice. Therefore, the option A holds true.
An active voice can be referred to or considered as the language in which the subject is directly expressed as a main noun within the structure of the sentence. In the situation given above, only the first sentence follows the rules related to active voice, whereas, all the remaining three sentences do not follow the rules, and are thus, written in a passive voice.
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Which statement is true about certificates of deposit?
true
OA. They are drafts issued by a bank.
OB. They are a bank's promise to pay a sum of money.
OC. They reach maturity in a few days.
OD. They are generally cashed early without penalties.
Certificates of deposit:They are a bank's promise to pay a sum of money.Option B
What are certificates of deposit?Generally, A certificate of deposit (CD) is a financial product offered by banks and credit unions that provides a fixed rate of return on funds deposited for a fixed period of time.
CDs are considered to be a low-risk investment because they are insured by the Federal Deposit Insurance Corporation (FDIC) for banks or the National Credit Union Administration (NCUA) for credit unions, up to $250,000 per depositor.
CDs typically have higher interest rates than savings accounts or money market accounts, but they also have stricter withdrawal terms.
Investors can't access their funds until the CD reaches maturity, and they may incur a penalty if they withdraw the funds before the CD matures.
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who would make the best auditors: outside unbiased auditors or inside auditors who are more familiar with the organization, its procedures, and the project? why?
A company's operational, financial, and technological controls can all be improved through the impartial, unbiased process of an internal audit.
It assesses the efficiency of your organization's operations, risk management, and governance procedures and offers suggestions for improvement. Financial reporting controls are just one type of internal audit. Instead, they can aid in your ability to assess risk in any aspect of your firm.
Internal audit offers a more proactive and collaborative approach to reviewing an organization and offering a new perspective on operations and controls, whereas external audit can occasionally be perceived as a "check-the-box" exercise required by regulators, lenders, or shareholders. Examining both the what and the how of your processes and controls is the goal of an internal audit team.
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why do you think older russians are especially critical of the economic changes they have seen since the soviet collapse?
Older Russians are especially critical of the economic changes they have seen since the Soviet collapse because they remember the relative stability and security they had under the Soviet system.
Under the Soviet system, the government provided basic needs such as food, shelter, and healthcare to its citizens, and the standard of living was higher than it is now. The collapse of the Soviet Union brought an end to government-guaranteed security, and since then, Russia has had to grapple with high unemployment, inflation, and income inequality.
As a result, many older Russians feel a sense of nostalgia for the Soviet system and its stability. Additionally, they are frustrated with the current government's lack of progress in restoring the economy to its former glory.
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what is government regulation
Answer:
A regulation is a set of requirements issued by a federal government agency to implement laws passed by Congress.
Answer: Government regulation is a natural extension of legislation; in that it defines and controls some of the ways that a business or individual can operate in order to follow the law.
It may involve behaviors such as rethinking a challenging situation to reduce anger or anxiety, hiding visible signs of sadness or fear, or focusing on reasons to feel happy or calm.
Emotionally, self-regulation is the ability to calm yourself down when you're upset and cheer yourself up when you're down.
Explanation: Regulations must be interpreted in the context of a particular enterprise, and the approach to application of the regulation may reflect consideration of risks of violation such as the likelihood of accidents, oversights, or mistakes, as well as the potential consequences to the enterprise and individual employees.
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one dollar is never legally adequate consideration in a contract because no one will willingly incur a legal detriment for a dollar. a. true b. false
In a contract, $1 is never legally sufficient consideration because no one would voluntarily suffer a legal disadvantage for that amount. This claim is false.
Why did you use the word "contract"?A contract is a deal between parties that establishes legal duties for both parties. The fundamental components necessary for the agreements to be a valid offer & acceptance, adequate consideration, capacity, and legality are: mutual assent, indicated through a contract-compliant offer,
Why is a contract used?The main purpose of a contract is to officially establish new relationships and to specify all of the various legal duties which each party holds to the other. Most contracts are now negotiated by businesses, not by people.
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What is the Terminal Value based on the average of: 1) The terminal value based on a perpetual growth rate, and; 2) The terminal value based on the EBITDA exit multiple assumption outlined on the "Control Panel" tab $454,756 $400,206 $599,446 $450,323
The Terminal Value based on the average of perpetual growth rate, and the terminal value based on the EBITDA is that earnings before interest, taxes, depreciation, and amortization.
The earnings before the interest, taxes, depreciation, and amortization (EBITDA), is an alternative metric to net income in order to determine the profitability. EBITDA aims to represent the cash profit which is produced by the company's activities.
However, the widely accepted accounting rules do not recognize the EBITDA is said to be an accounting metric (GAAP). Thus, some publicly traded corporations tend to include adjusted EBITDA figures.
Hence, the Terminal Value is are considered to be the goals in life.
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scales gym supply has a very high inventory turnover ratio compared to its competitors. what does this most likely indicate?
As scales gym supply has a very high inventory turnover ratio compared to its competitors, this most likely indicates that its sells above average or company has had profitable deals.
What is an inventory turnover ratio?In accounting, an inventory turnover refers to the measure of the number of times inventory is sold or used in a time period such as a year. The turnover is calculated to see if a business has an excessive inventory in comparison to its sales level.
When there is a high Inventory Turnover Ratio, this indicates that the item sells above average or your company has had profitable deals.
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the acme global corporation was ordered by a court to correct past discrimination within the organization. what the acme global corporation is required to implement as a result is a(n) plan.
Two Acme Global employees got into a fight over who had to clean up the workstation first. The debate turned into a brawl that hurt both of the employees and ruined the workstation.
Both employees were penalised by the management, who suspended one for two days and the other for four. Khaki slacks and a collared shirt with the Acme Global emblem are the required attire. Recently, a woman from a religious sect that forbids women from wearing pants applied to the organisation. Due to her inability to wear the uniform, the applicant was denied. Awful test. Has accurate job-relatedness agents. 100 male African-American applicants and 100 male White applicants made up the applicant pool. Acme Global hired 25 white men and 20 African-American men out of the 200 applicants.
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what advertising by a licensee would most likely not be grounds for disciplinary action under washington law?
Advertising by a licensee is including in advertising of their personally owned property that they hold a real estate license but not including their broker's name not be grounds for disciplinary action under washington law.
The Revised Code of Washington (RCW) is the compilation of all permanent legal guidelines now in force. it's far a set of consultation laws (enacted by means of the Legislature, and signed via the Governor, or enacted via the initiative procedure), arranged with the aid of subject matter, with amendments brought and repealed legal guidelines removed.
The state of Washington also has its own nation legal guidelines. Washington country legal guidelines consist of the Washington nation constitution, legal guidelines surpassed by the Washington legislature and periodically codified in the Revised Code of Washington, and choices by way of courts that interpret Washington legal guidelines.
Washington country regulation does no longer permit for commonplace regulation marriage. on the way to are trying to find the rights and blessings of a married couple, partners ought to input into a prison marriage this is diagnosed in through the nation.
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