Money will she have in this account on the off chance that she keeps it for 5 a long time is $689.
What is money?Cash could be a product acknowledged by common assent as a medium of financial trade. It is the medium in which costs and values are communicated. It circulates from individual to individual and nation to nation, encouraging exchange, and it is the vital degree of riches.How do I calculate compound interest?The given data is,
Investment(I) = $600
interest rate(R) = 2.8%
Number of years(n) =5 years
compound interest (semiannually) = [tex]I*(1+R/2)n*2[/tex]
=600*(1+2.8/2)[tex]^(10)[/tex]
=600*(1+1.4%)[tex]^(10)[/tex]
=600*(1.014)[tex]^(10)[/tex]
she have in this account=$689.
Money will she have in this account on the off chance that she keeps it for 5 a long time is $689.
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is the process different when applying for a residential mortgage loan versus a commercial mortgage loan? if yes, how? if no, why not?
yes there are differences when applying for a residential mortgage loan versus a commercial mortgage loan.
In a resi mortgage, your loan is paid off once the entire principal balance has been paid off. It's uncommon for business mortgages to be like that. The typical period of a commercial loan is usually less than the amortization schedule (the time until the whole balance is due) (the amount of time it would take to pay down the principal with equal payments). Consider a typical, fixed-rate, five-year commercial mortgage. You may be paying it back at a rate that would take 25 years to pay it off if it were on a 25-year amortization schedule. You must repay the entire debt at the conclusion of the 5-year period because you don't have a 25-year term.
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what are some of the problems associated with using gdp per capita to compare the quality of life among countries? check all that apply.
The problems associated with using GDP per capita is c. GDP per capita will overstate the prevailing standard of living for the average person in countries with extreme levels of income inequality.
The Gross Domestic Product, also known as GDP, is the monetary value of all the goods and services that a country may create in a specific amount of time. It comes in real and nominal types.
In less developed nations, there is a substantial income difference between the rich and the poor, whereas this gap is lower in industrialized nations. Therefore, comparing less developed and developed countries based on the per capita GDP to compare their living standards will inflate the current standard of life for the ordinary person in the nation with the highest level of income inequality.
Note that the full question is:
what are some of the problems associated with using gdp per capita to compare the quality of life among countries? check all that apply.
a. GDP per capita does not take into account differences in population between countries.
b. GDP is particularly difficult to measure in industrially advanced countries because a much larger percentage of economic activity occurs outside of officially measured market activity than in less-developed countries.
c. GDP per capita will overstate the prevailing standard of living for the average person in countries with extreme levels of income inequality.
d. None of the answers above are correct.
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an agent of a broker-dealer who effects securities transactions that are not recorded on the books of the broker-dealer is defined as a(n):
Broker-dealer is a term used to describe a broker-agent dealer's who executes trading activities that are not documented on the broker-books. dealer's
What exactly do broker-dealers do?An individual or corporation engaged in the business of purchasing and selling securities, either on its own benefit or on behalf of clients, is known as a broker-dealer (B-D). Because the majority of stock brokerages serve both as agents and principals, the term "broker-dealer" is employed in U.S. securities regulatory terminology to refer to these businesses.
What is a market for broker-dealers?A deal can only take place in a broker marketplace if there are clearly identified buyers and sellers. Sellers and buyers execute buy/sell orders independently and individually through dealers, who serve as market makers, in a dealer market.
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FILL IN THE BLANK. the unemployment rate that is consistent with full employment is known as __________________.
Natural rate of unemployment is consistent with the full employment, this unemployment rate usually varies between 4-5%.
Natural rate of unemployment refers to the types of unemployment which consists of frictional unemployment and structural unemployment. Frictional unemployment is always consistent in an economy as new people enter the work force every year and many people change their jobs and are unemployment while they are in between jobs. Zero unemployment does not exist in any economy because of existence of these two forms of unemployment. Natural rate of unemployment exists even when the economy is said to be at full employment level.
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meeting competition and nonprice competition are types of _____ pricing objectives.
Status quo-oriented pricing goals include those that focus on meeting competition and non-price competition.
Status quo strategy aims to keep the product pricing in line with those of the same or similar items sold by the rivals in order to prevent a price war from breaking out or to maintain a steady level of profit made from a certain product.
When a corporation adopts a status quo-oriented marketing strategy, it is motivated by a desire to avoid conflict with rivals. By attempting to maintain the status quo in the market, the firm can avoid the time and expense involved in going head-to-head with a rival.
Keeping prices at their existing levels or matching those of the competitors is referred to as a status quo pricing objective.
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how much juice flavor concentrate (25% total solids) should be added to 750 kg of apple juice (9% ts) to make a product with 14.5% t.s.? how much beverage will be produced?
% Of total solids on juice flavor concentrate = 25% = 0.25
Let assume the amount of juice flavor concentrate = X
% Of total solids on apple juice = 9% = 0.09
The amount of apple juice = 750 Kg
% Of total solids on final product = 14.5% = 0.145
Using the formula,
% Of total solids of final product = (%of total solids in juice flavor * amount of juice flavor concentrate) + (%of total solids on apple juice*amount of apple juice)/amount of juice concentrate + amount of apple juice
0.145 = (0.25 * X) + (0.09 * 750) /X + 750
0.145 X + 108.75 = 0.25X + 67.5
(0.25X - 0.145 X) = 41.25
0.105 X = 41.25
X = (41.25/0.105) = 392.86 Kg
Therefore, total beverage produced = 750 +X = 750 +392.86 = 1142.86 Kg.
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. one of the reasons the aggregate demand curve is downward sloping is: a. the wealth effect. b. the availability of substitutes. c. expectations concerning future prices. d. consumer budget constraints.
The reason the aggregate demand curve is downward sloping is consumer budget constraints.
Aggregate demand is a measure of aggregate demand for all finished goods and services produced in an economy. Aggregate demand is expressed as the total amount exchanged for those goods and services at a particular price level and point in time.
Aggregate demand, however, takes the sum of the markets for the individual products and services that the economy produces and expresses it as a total dollar value. For example, suppose a country's total demand for goods and services is $1 billion annually.
Aggregate Demand is a measure of the aggregate demand for goods and services in an economy. It is a tool that macroeconomists use to determine or predict the overall economic strength of a country over a specified period of time (usually he is a year).
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the allowance for doubtful accounts account is a contra-account that offsets: a. net income. b. bad debt expense. c. cash. d. accounts receivable.
The allowance for doubtful accounts account is a contra-account that offsets accounts receivable.
What are accounts?Pure math is not what accounting is. It involves straightforward addition, division, and multiplication. There may be a small amount of basic algebra, but otherwise nothing. It is not necessary for you to understand calculus.
Mathematics is a key tool for accountants. Strong mathematical backgrounds allow accounting professionals to undertake financial analysis and make informed judgments at work. The ability to comprehend and apply mathematical concepts like geometry, algebra, and statistics is required of accounting professionals.
Therefore, Thus option (D) is correct.
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what are the main activities in the production and maintenance phase of system development?
The planning, construction, testing, and general design of the way an conceptual model is constructed and maintained are all included in the process.
Which tasks are carried out during the maintenance phase?
The client keeps track of the program throughout this servicing phase to make sure it keeps up with the coding requirements. The client not only keeps track on performance evaluation, but also fixes bugs and updates program as needed.
What activities take place throughout the deployment and maintenance phases?
Goal of the Deployment Phase
the development group must adhere to certain steps in the deployment process to guarantee that the program and technologies deploy properly. The stages are as follows: product deployment, property transfer, distribution planning and processes, and final implementation phase.
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expected monetary value is most appropriate for problem solving that takes place a. when all alternatives are equally likely. b. when conditions are average. c. when all states of nature are equally likely d. under conditions of risk
Under conditions of risk
When solving problems using BBM, expected monetary value is the most relevant concept.
If there is ambiguity, does EMV come into play?EMV Analysis Benefits
It provides an average result for all uncovered uncertain events. The contingency reserve calculation is made easier with its aid. It facilitates the optimal choice being made in a decision tree analysis.
How much is a decision alternative predicted to be worth?A choice alternative's expected value is calculated by adding the decision's weighted payoffs. The probability of the natural condition that the payout is connected with determines its weight, which is also its likelihood of happening.
We utilize expected financial value for what purpose?Expected monetary value (EMV), a risk management measure, aids in quantifying and evaluating risks.
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as overall union membership continues to decline, what are unions aggressively pushing to make it easier for employees to unionize?
The unions are aggressively pushing legislation to allow recognition of the union when a worker majority has signed authorization cards to make it easier for the employees to unionize. Therefore, the option A holds true.
A union can be referred to or considered as the group or a community formed or created with a primary intention to move in the direction of achieving commonly desired goals by joining hands with each other. The global trend is such that the memberships in the Union are declining rapidly, thereby leading the unions to aggressively push their employees into unionizing.
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Complete question
As overall union membership continues to decline, what are unions aggressively pushing to make it easier for employees to unionize?
A. Legislation to allow recognition of the union when a worker majority has signed authorization cards
B. Lower, more globally competitive wages and benefits
C. Binding arbitration as a resolution to grievances
D. Increased cooperation with alternative labor groups
E. Class action lawsuits to support nonunionized employees
which bond has a higher effective annual yield and why? a. 3-year bond with face value of $1,000, price of $900, and annual coupons of $40'
The annual interest payment made by a bond's issuer is indicated by its coupon rate. Consider a bond with such a $1 million face value as well as a 5% coupon interest rate.
What exactly does the term "face value" mean?A security's nominal or dollar value, as indicated by its issuer, is referred to as face value in the financial context. The face value of stocks is the stock's initial purchase price, which is indicated on the certificate.
What is a person's face value?to agree with someone's representation of oneself, even when it may be utterly wrong. I initially trusted him without question. I wasn't suspicious of him at the moment.
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if a taxpayer makes all of his income from his job and various investments, which office of the irs would likely investigate his return if it were audited?
The Wage and Investment Division (W&I) office of the IRS would likely investigate the return and audit it.
What is the Wage and Investment Division?The efforts of the Wage and Investment Division (W&I) promote the strategic aims and objectives of the IRS by addressing the growing need for prompt, accurate service and lowering the burden on taxpayers. Identify ways to meet the growing demand for electronic goods and services.What is wage investment?The Wage and Investment (W&I) Division is responsible for enforcing the tax regulations that apply to specific wage earners.W&I processes over 154 million individual tax returns, 49 million corporate filings, more than 130 million of which are filed online, and more than 54 million phone calls each year.The Wage and Investment Division (W&I) office of the IRS would likely investigate the return and audit it.
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Describe a time when you gave a coworker or customer the wrong information and then learned you made a mistake.
Describe a time when you gave a coworker or customer the wrong information to impress a potential employer, it is not always simple to acknowledge that you made a mistake. Do not be hesitant to bring up a past failing, though, as supervisors are aware that you are only human and that people make mistakes.
Things to Avoid Doing :-
Keep an eye out for these frequent traps when discussing past blunders because they might be challenging.
Do not claim that you have never committed a wrong.Don't spend too much time outlining what went wrong.Don't be evasive about what transpired.Don't forget to mention how it has improved you as an employee.No matter what job you end up taking, there's a good chance you'll make a mistake. What matters is that you are able to grow from your mistakes and improve as a worker as a result.Know more about time here
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when companies behave recklessly because they know they will be saved by a government bail-out if things go wrong, it is called a
when companies behave recklessly because they know they will be saved by a government bail-out if things go wrong, it is called a: moral hazard.
A Moral hazard is what is going on in which one party engages in a dangerous occasion realizing that it is safeguarded against the gamble and the other party will cause the expense. It emerges when both the gatherings have inadequate data about one another.
In a financial market, there is a gamble that the borrower could participate in exercises that are unfortunate according to the bank's perspective since they make him less inclined to repay a credit.
It happens when the borrower knows that another person will pay for the misstep he makes. This thus gives him the motivating force to act in a less secure manner. This monetary idea is known as a moral hazard.
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When a grocery store accepts your $5 bill in exchange for bread and milk, the $5 bill serves as a:
Select one:
a. medium of exchange.
b. unit of account.
c. store of value.
d. standard of deferred payment.
When a grocery store accepts your $5 bill in exchange for bread and milk, the $5 bill serves as a. medium of exchange.
What is Medium of exchange?
A medium of exchange is a device or system that acts as a middleman in transactions involving the exchange of goods between parties. A system must represent a standard of value in order to serve as a medium of exchange. All parties must concur to that norm as well. Currency serves as the primary means of exchange in modern economies.
The use of a medium of exchange promotes increased trading activity and improves economic efficiency. A trade between two parties in a traditional barter system can only take place if one party has a commodity that the other party wants, and vice versa.
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last year danny storm inc. had a $3,000 favorable total labor variance and an $1,800 unfavorable labor price variance. what was the labor quantity variance last year?
When the actual cost of a labor activity differs (either better or worse) from the amount anticipated, this is known as a labor variation.
What is Labor Variance ?Usually, the expected sum is a predetermined or budgeted sum. The idea of labor variance is most frequently applied in the production sector, where it is referred to as a direct labor variance.
This variance can be further separated into the following two variances. As long as there is a compensation expense to compare to a standard amount, the labor variation can be applied to any area of a business.
Computation of Quantity Variance here
Given
Total variance = $ 3000
Price Variance = $(1800)
Total Labor Variance = Rate or price Variance + quantity variance
3000 = (1800) + quantity Variance
Quantity Variance = 3000 + 1800
= $ 4800
Hence Labor Quantity Variance = $ 4800 Favorable
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we can calculate the issue price of a bond as the face amount plus the total periodic interest payments. State True or False your answer:
a. True
b. False
Answer:
B. False is the correct answer.
Explanation:
the following data are available for the south division of manhattan products, inc. and the single product it makes: unit selling price $ 24 variable cost per unit $ 16 annual fixed costs $ 284,000 average operating assets $ 1,540,000 how many units must south sell each year to have an roi of 15%?
64375 units must south sell each year to have an ROI of 15%.
Net operational income evaluates the profitability of an asset that generates income before deducting any costs for financing or taxes.
The majority of investors would view an average yearly rate of return of 10% or higher as a satisfactory ROI for long-term stock market investments.
ROI=Net operating income/Average operating assets
Hence required net operating income=(0.15*1,540,000)=$231,000.
Contribution per unit=Selling price-Variable costs
=(24-16)=$8/unit.
Let number of units be x.
Hence Net operating income=Contribution-fixed costs
=(8x-284,000) which is equal to$231,000.
Hence x=(231,000+284,000)/8
=64375 units.
Therefore, to have an ROI of 15% south should sell 64375 units.
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the curve here shows the behavior of a new product in a market after its launch and characteristics of different consumers who buy it. what is this concept called? bell curve multiple choice pioneer curve product life cycle strategic adoption curve diffusion of innovation
the curve here shows the behavior of a new product in a market after its launch and characteristics of different consumers who buy it. The curve is known as product life cycle.
The term "product life cycle" describes the period of time between when a product is released onto the market and when it is taken off the shelves. This idea is taken into consideration by management and marketing experts when determining when it is suitable to enhance advertising, lower pricing, enter new markets, or change packaging. Product life cycle management refers to the practise of planning how to support and sustain a product constantly. An idea for a product is the first step in its development, and given the constraints of contemporary business, it is unlikely to proceed further unless it has undergone research and development (R&D) and been determined to be practicable and potentially profitable. After that, the product is created, promoted, and launched.
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The price of a bond is equal to the face amount payable at maturity, plus the periodic interest payments.
a. True
b. False
The price of a bond is equal to the face amount payable at maturity plus the periodic interest payments. This is a false statement.
The price of a bond refers to the amount that investors are willing to pay for an existing bond. Typically, the price of a bond is provided in terms of the percentage of face value. Such as, a bond's price is calculated by adding the present value of the face amount payable at maturity and the present value of the periodic interest payments.
Thus the true statement is as follows: the price of a bond is equal to the present value of the face amount payable at maturity plus the present value of the periodic interest payments.
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a company's net sales are $798,640, its costs of goods sold are $443,245, and its net income is $108,595. its gross margin ratio equals:
The formula gross margin ratio is:
Gross Margin Ratio = (net sales-COGS/net sales)*100%
Net sales=$798,640
Costs of goods sold/COGS=$443,245
Net income=$108,595
into
($798,640-$443,245/$798,640)*100%=44,5%
Gross margin is a measure of a company's efficiency in producing goods and generating profits. From an investor perspective, the growth in business or company profits is an important indicator for assessing future prospects.
One indicator that a business or company can be said to be good is through gross margin. Gross margin is also an indicator of how well the product or service provided can be in demand by consumers and can compete with other similar products or services.
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FILL IN THE BLANK. the creation of an artificial opening into the bladder is called a(n) ______stomy.
The creation of an artificial opening into the bladder is called a(n) Cystostomy.
What is Cystostomy?In order to drain urine through a tube that exits through the abdominal wall, the urinary bladder and skin are surgically linked during a cystostomy procedure. It is required for individuals who are unable to urinate properly due to bladder obstruction or other medical disorders that impair the normal operation of the kidneys or any component of the urinary system, causing urine retention.
One of the less intrusive methods of urine diversion is the use of a cystostomy tube, commonly referred to as a suprapubic catheter. It can be used both temporarily and permanently.
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in general, when we search for the least expensive way to crash activities to speed up a project, which activity should we crash first?
First shock point,This is the point at which the project can be locked using the cheapest lock cost per unit time for a critical path component.
Colliding implies an increase in cost.This increase in cost will be different for each process.Comparing these costs against each other will help you arrive at a reasonable cost at which some activities can be locked in to get the project completion date far enough forward.Project Lock Management Steps Critical Path.The first thing you need to do is determine and analyze the critical path. Cost and schedule trade-offs are analyzed to determine how to get the most compression for the least incremental cost.Quick tracking involves performing activities in parallel,while blocking involves adding resources to a project.In fast tracking,there is a higher risk,while in lockdown,there is a higher cost.
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which advertising campaign allows a company to capture the benefits of standardization, but still respond to local differences?
A firm's advertising campaign allows a company to capture the benefits of standardization, but still respond to local differences.The total cost of a company increases.
If its advertising is effective and its rivals increase their advertising in response. However, the demand for the firm's product may become more elastic.An integrated marketing communication is formed by a succession of advertising communications that have similar ideas and subjects.
IMC is a platform that enables organisations to compile their concepts, ideas, and convictions into a sizable media base.A marketing advertisement or set of advertisements intended for a particular audience segment is an advertising campaign. Increasing conversions is your key objective. The channel, plan, and tactics that are used determine the success of an advertising campaign.
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A firm is operating in the United States with only two other competitors in the industry.
question:
1. It is likely this industry would be characterized as..
a. perfectly competitive.
b. pure monopoly.
c. monopolistically competitive.
d. oligopoly.
2. Firms in this industry will likely earn:
a. an economic loss.
b. an economic profit.
c. a normal profit.
3. If foreign firms begin supplying the product, increasing the number of competitors, it is likely that:
a. economic profits will increase.
b. economic losses will become smaller.
c. economic profits will fall.
d. normal profits will increase.
An oligopoly is a market system in which a market or industry is controlled by a limited number of significant sellers or producers (from the Greek words oligos, "few," and v, polein, "to sell")
.Oligopoly frequently arise from the goal to maximize profits, which can result in corporate collaboration. As a result, there is less competition, higher consumer prices, and lower employee compensation. Numerous industries, including civil aviation, energy providers, the telecommunications industry, rail freight markets, food processing, funeral services, sugar refining, beer production, pulp and paper manufacture, and automobile manufacturing, have been identified as oligopolistic.
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which of the following is not a gap that makes up the service gaps model? a. knowledge b. delivery c. tangibility d. design and standards e. communication
The "gap model of service quality" does not include "the discrepancy between the service that personnel are educated to offer and the service that they actually deliver." This hole, however, can exist.
The fact that discussions with consumers sometimes entail concerns that transcend organizational boundaries is one of the main challenges posed by provider gap 4. The gaps model of service quality places a strong emphasis on bridging the gap between client expectations and perceptions. The service supplier has complete control over the sources of client expectations. Tangibility, dependability, responsiveness, assurance, and empathy are the aspects. As a result, (e) compassion is not a dimension of service excellence. The communication gap, which reflects the disparity in the levels of understanding, is the fourth gap in the model.
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Which best defines a quota quizlet?
"It is a specific unit or dollar limit applied to a particular type of good." That might be your answer.
A quota, in the context of business or international trade, is a government restriction on the volume of a certain good that can be imported or exported in a certain time frame. This is generally done to protect domestic industries from foreign competition.
Explanation:In the field of business or international trade, a quota generally refers to a government-imposed limit on the quantity of a specific product that can be imported or exported during a specified period. For example, if a country sets a quota on the import of a particular fruit, such as bananas, that means the country only allows a specific volume of bananas to be imported within a given time frame. The aim of a quota is often to protect domestic industries by reducing competition from foreign businesses.
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not wanting to cause the sellers or mortgage lenders unnecessary concern, gwen, the buyer's agent, wasn't exactly forthcoming about a slight change in her client's financial status that her client had shared with her in confidence. which fiduciary duty to the customer is gwen violating?
Honesty and fair dealing are the fiduciary duties to the customer that gwen is violating.
Making choices that are best for another person or organisation is a fiduciary duty. Fiduciary obligation describes the relationship that exists between a lawyer and a client, or between a guardian and a ward. Care, loyalty, good faith, discretion, and confidentiality are just a few of the duties that come with being a fiduciary.
The duty to exert care, maintain confidentiality, loyalty, obedience, and accounting are examples of fiduciary obligations.
The necessity of being truthful and sincere:
In general, every transaction contains an implied obligation of good faith and fair dealing. Both parties are required to refrain from doing any activities that would hurt or limit the other party's capacity to take use of the contract's benefits under this requirement.
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in group development, what is the stage where the group dissolves once the goal has been achieved, or alternatively, through situations such as organizational restructuring?
Adjourning is the stage where the group dissolves once the goal has been achieved, or alternatively, through situations such as organizational restructuring.
The fifth and final stage of group growth, which was created by Bruce Tuckman in 1977, is known as the adjourning stage, which takes place after a group completes its work before dissolving. It is critical that team members receive appropriate closure and commendation at this time for the work they have completed.
The assembly's business is finished at the adjourned meeting. An item of business may be tabled until the meeting that follows the adjourned one. The meeting that was adjourned had to be planned before the assembly's subsequent regular meeting.
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