Mary, a business person, borrowed money in a bank and it had different maturity dates. Mary decided not to fulfill the contractual obligations and she did not pay accordingly in the period agreed. How would you advise about the effects of such an activity to her business and to the lender.

Answers

Answer 1

The information given implies that the inference is that such an activity will her business as she'll have to pay more interest for the money borrowed.

What is an inference?

An inference is the conclusion deduced based on the information given.

In this case, the information given implies that the inference is that such an activity will her business as she'll have to pay more interest for the money borrowed.

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Related Questions

Hayek believed that the economy could be hard to measure because

individuals have the power to make decisions and are unpredictable.
individuals have the power to make decisions and are predictable.
government has the power to make decisions and is unpredictable.
government has the power to make decisions and is predictable.

Answers

Answer:

a

Explanation:

Hayek believed that the economy could be hard to measure because individuals have the power to make decisions and are unpredictable. This is also known as the economic calculation problem. Thus, the correct answer is option A.

What did Hayek believe?

In response, Hayek claimed that it was impossible for central planners to determine prices and quantities that would accomplish the market outcome since the required information about preferences and output could not be known in advance and could only emerge via market interaction.

Mises and Hayek contended that economic calculation is only possible with knowledge provided by market pricing, and that bureaucratic or technocratic methods of resource allocation lack mechanisms for rational resource allocation.

Therefore, individuals have the power to make decisions and are unpredictable.

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Suppose that Sheffield Corp. produced and sold 4800 laptop computers during 2022. It reported $137800 cash provided by operating activities. In order to maintain production at 4800 laptops, Sheffield invested in $9120 in equipment. Sheffield paid $1480 in dividends. What is Sheffield's free cash flow?



$137800


$148400


$144800


$127200

Answers

Suppose that Sheffield Corp. produced and sold 4800 laptop computers during 2022. Sheffield's free cash flow is $127200.

Free cash flow

Free cash flow

Cash provided by operating activities $137,800

Less Investment  in equipment $9120

Less Dividends $1480

Free cash flow $127200

Therefore the correct option is d. $127200.

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In the context of corporate social responsibility, _____ responsibilities are to obey local, state, federal, and relevant international laws.


a.
moral


b.
legal


c.
economic


d.
philanthropic


e.
ethical

Answers

Answer:

b. legal

In the context of corporate social responsibility, legal responsibilities are to obey local, state, federal, and relevant international laws.

Explanation:

hope it helps


Fill in the blanks in the table. Assume that the going wage for these workers is $500 per
week. If the wage is $500, how many workers would the ranch hire ?

Answers

A total of 3 worker will be hired for the ranch if the going wage for these workers is $500 per week.

What is a marginal labor?

This refers to a firm increase in total production because of one additional unit of labor that is added while all other factors of production remain constant.

Given the information in the attached table, a total of 3 worker will be hired for the ranch if the going wage for these workers is $500 per week.

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What measures can Nando’s use to assess environmental turbulence within the macro-environment?

Answers

The two measures which can be used by Nando’s to assess environmental turbulence within the macro-environment are predictability and changeability.

What is an environmental turbulence?

An environmental turbulence can be defined as a measure of the rate and unpredictability of changes that occurs in a business firm's external environment.

In this context, we can infer and logically deduce that the two (2) measures which can be used by Nando’s to assess environmental turbulence within the macro-environment are predictability and changeability.

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Japan and other Asian countries have been experiencing an economic boom, what impact will this have on the US economy. Answers the following questions to determine the impact.
A. What curve will shift and it what direction? B. What macro-equilibrium condition is created because of the Asian boom? C. Explain why this macro-equilibrium condition needs to be fixed? D.Explain the fiscal policy tools that are available to fix this problem.

Answers

A) The impact of the Asian economic boom on the US economy is:  The demand curve shifts to the left ( decrease in demand for US products )

B) The macro-equilibrium condition created because of the Asian economic boom is :  The aggregate supply and aggregate demand moves inwards, becomes equal ( i.e. negative macro-equilibrium )

C) The macro-equilibrium condition needs to be fixed to : Avoid inflation and decrease in GDP

D) The fiscal policy that can be used is : Decrease of Income tax

Effects of economy boom on rival economies

An economic boom in the Asian countries will negatively impact the demand for US products, therefore the demand curve of the US market will shift to the left. Also the macro-equilibrium condition will move inwards ( shift to the left ). fixing the negative macro-equilibrium will help the US economy avoid inflation and decrease in GDP.

Hence we can conclude that the answers to your questions are as listed above

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What job can you get with Finance & Accounting Specialization?
I have a Specialization in Finance & Accounting by HARVARD BUSINESS SCHOOL ONLINE. I want to find a job, but i dont know what job can i choose.

Answers

The job that you can get with Finance & Accounting Specialization include auditing and financial analyst.

How to illustrate the information?

It should be noted that someone who studies finance and accounting specialization is in charge of the accounts of the company.

In this case, the job that you can get with Finance & Accounting Specialization include auditing and financial analyst.

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what is effectiveness in customer service?​

Answers

Answer:

the helping of the emmployee in where something is or to reach something or to get something from the back

Explanation:

Under mechanism of scientific management scientific task setting include?

Answers

Answer:

All of the above
Explanation:

Time study

Motion study

Method study

All of the above

One of Christina’s colleagues works with her on developing a more standards-driven environment in her classroom. The two teachers locate a state standard relevant to Christina’s class, and the veteran teacher helps Christina “unpack” the standard as she plans her lesson. What is the first thing that Christina should do?

Answers

The first thing Cristina should do to create a more standards-oriented environment in her classroom is to create positive relationships with her students.

How to create a positive educational environment?

It is necessary for the teacher to be organized according to the methodologies required by the institutional standard, as standardization generates the systematization of processes so that student learning and development occurs in a similar way, without bias, for example.

Therefore, the standardization of teaching helps in conformity, structuring and systematization, essential for the formation of relationships and educational culture favorable to social, cognitive and academic development.

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By agreeing to the Statement of Understanding, the consumer

Answers

By agreeing to the Statement of Understanding, the consumer acknowledges that they clearly understand that they are enrolling in a plan, combined with knowing the specific plan in which they are enrolling.

What is a Statement of Understanding?

Applicants and foster parents who sign a statement of understanding indicate that they have read, comprehend, and agree to abide by all laws, rules, and regulations that belong to the running of residential care.

The complete question is attached-

This ensures that the consumer is aware of the enrollment in a plan and activities associated with the plan and respective actions. It reflects that they have all the information related to the deal.

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Which of the following statements is true with respect to a company's control
environment? (Check all that apply.)
A. One of the greatest control strengths is the dishonesty of
employees; one of the greatest control weaknesses is the honesty
of employees.
B. Management should assign authority and responsibility for goals
and objectives to departments and individuals and hold them
accountable for achieving them.
C. An involved board of directors represents shareholders and
provides an independent review of management that acts as a
check and balance on their actions.
4
D. An overly complex or unclear organizational structure is not an
indication of possible serious problems in an organization.
Submit

Answers

Answer:

b

Explanation:

The main objective of an organisation is to achieve organisation goal.For the organisation goal to be achieved,the organisation must have passed through the objectives of management which are planning,organising,controlling and controlling.A good proper planning by an organisation is to give thier employee thier role in achieving organisation goal,control the staffs when needed, when things needs to be controlled.lack of planning might lead to the failure of the organisation goal.

Scobie Company began 2016 with a retained earnings balance of $142,400. During an examination of its accounting records on December 31, 2016, Scobie found it had made the following material errors, for both financial reporting and income tax reporting, during 2015.
1. Depreciation expense of $15,000 inadvertently had been recorded twice for the same machine.
2. No accrual had been made at year-end for interest; therefore, interest expense had been understated by $4,000.
Scobie’s net income after taxes during 2016 was $60,000. The company has been subject to a 30% income tax rate for the past several years. It declared and paid dividends of $13,000 during 2016.
Required:
1. Prepare whatever journal entries in 2016 are necessary to correct Scobie’s books for its previous errors. Make your corrections directly to the Retained Earnings account.

Answers

The total retained earnings on 31st December 2016 is $197,100. The journal entry are attached below.

What is Retained Earnings?

Retained earning is basically the profits of the company which is kept aside to meet the future requirement of the company. It the amount which is left over after deducting all cost such as direct cost, indirect cost, income taxes and dividend.

The retained earning is used in the future projects or for buying the equipment for the company.

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.

A couple decides that Sophia will drive the first 3/5 of a trip and Toby the last 2/5. The entire trip is 500 miles long. How far will Sophia drive? 200 miles 100 miles 300 miles 400 miles

Answers

Sophia will drive 300 miles :) 3/5 of 500 3/5 of 5, 3 so 300 ig

what is a karst scenery​

Answers

Answer:

Karst is a type of landscape where the dissolving of the bedrock has created sinkholes, sinking streams, caves, springs, and other characteristic features. Karst is associated with soluble rock types such as limestone, marble, and gypsum.

Roles of the different types of organisations in the context of the business environment​

Answers

The roles of the different types of organizations in the context of the business environment include:

Helping the business to have a clear view of its prioritiesEnabling better communication between employees and managers andHelping the employees to know their roles and perform better.What are the different types of orgaizations?

The different types of organizations include the matrix, functional, flat, and divisional forms.

All of these types of organizations help to structure the business and helps employees to know who to report to. In the end productivity is enhanced.

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Jacinda Herschel wants to buy a car and determines she can afford to pay $365.15 a month for a 4-year loan. The rate on her loan would be 4.65%. How much can Jacinda borrow?

Answers

Jacinda Herschel wants to buy a car this amount $15965.57 can borrow.

What is loan?

An amount of money borrowed by a person or business from a business, financial institution, or government is known as a loan.

Jacinda Herschel monthly saving (M) = $365.15

Term = 4 years loan

Interest rate = 4.65% or 0.0465

Number of months (n) = 4 years x 12

Calculation of number of month is = 48

Monthly interest rate (r) = 0.0465/12 = 0.003875

Loan amount formula as = [tex]M/r [1-(1 + r)^{-n}[/tex]

= [tex]$365.15/0.003875 [1-(1 + 0.003875)^{-48}[/tex]

[tex]= $365.15/0.003875 x (1-(1.003875)^{-48})[/tex]

= $365.15/0.003875 x [1 – 0.83057208775233]

= $365.15/0.003875 (0.16942791224767)

= $15965.57

As a result, $15965.57 is correct.

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Seamus McIntyre started saving for retirement today by investing $624 in an account earning 4.20%. He plans to continue with monthly contributions of the same amount for 24 years. The present value of his investment is:

Answers

The present value of his investment is $113501.94.

What is investment?

An investment is a valuable item bought with the intention of increasing one's wealth. While stocks, bonds, and real estate are frequently included when discussing investments.

Present Value of an Annuity Due is equal to C + C*[1-(1+i)^-(n-1)]/i]

C = Periodic Cash Flow ($624)

i = interest rate per period =4.2%/12 =0.35%

n=number of period=24×12 =288

= $624+624[1-(1+0.0035)^-(288-1) /0.0035]

= $624+624[1-(1.0035)^-287 /0.0035]

= $624+624[(0.6331)] /0.0035

= $113501.94

As a result, $113501.94 is the correct answer.

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A service contract for a video projection system costs $80 a year. You expect to use the system for six years. Instead of buying the service contract, what would be the future value of these annual amounts after six years if you earn 3 percent on your savings?

Answers

The future value of the annual amounts after six years, earning an annual rate of return of 3% is $517.47

What is the future value of an ordinary annuity of $80 per year for six years earning a rate of 3% annually?

Note that the $80 that would have been paid for the video projection system would be invested at the end of each year, in other words, we would invest an equal amount every year for six years, hence, the future value formula of an ordinary annuity is the most appropriate to determine the value of the savings after six years

FV=annual savings*(1+r)^N-1/r

annual savings=$80

r=rate of return=3%

N=number of annual savings for 6 years=6

FV=$80*(1+3%)^6-1/3%

FV=$80*(1.03)^6-1/0.03

FV=$80*(1.194052296529-1)/0.03

FV=$80*0.194052296529/0.03

FV=$517.47

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Vaughn Manufacturing began the year with retained earnings of $114000. During 2022, the company issued $84500 of common stock for cash. The company recorded revenues of $735000, expenses of $647000, and paid dividends of $36000. What was Vaughn's net income for the year 2022?

$136500

$172500

$88000

$52000

Answers

If the company recorded revenues of $735000, expenses of $647000. Vaughn's net income for the year 2022 is: c. $88,000.

Net income

Using this formula

Net income=Revenues - Expenses

Let plug in the formula

Net income=$735,000-$647,000

Net income=$88,000

Therefore the correct option is c. $88,000.

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Which of the following topics should be covered by HAZWOPER training? (Select all that apply.)
SELECT ALL THAT APPLY


Work practices to minimize risks of exposure

Selection and use of personal protective equipment

Emergency response plans

All potential hazards

Answers

Topics that should be covered by HAZWOPER training are-

Work practices to minimize risks of exposureSelection and use of personal protective equipmentEmergency response plansAll potential hazards

What  is the objecetive of HAZWOPER training?

HAZWOPER training aims to provide a hazardous-free, safe and healthy environment to the workers at their workplace while doing dangerous tasks. Thus encouraging better learning, growth, and development.

This training program includes practices at the workplace to minimize the risk of exposure to danger, use of personal protective equipment to ensure safety, development of emergency plans to avoid any big injury, and study of all potential hazards.

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Which of the following is the correct definition for free cash flows to the firm?

Answers

The correct definition for free cash flows to the firm is D. EBITX (1-Tax) + Depreciation - Changes in working capital - Capital Expenditure.

What is free cash flow?

Free cash flow (FCF) is the cash a company has after all the cash outflows for its operations and capital assets maintenance.

This implies that free cash flow is the available cash that a company has after making payments for its operating expenses and capital expenditures (Capital Expenditure).

A. EBITDAX (1-Tax) + Depreciation - Changes in working capital + Capital Expenditure

B. EBITDAX (1-Tax) - Depreciation - Changes in working capital - Capital Expenditure

C. EBITX (1-Tax) - Depreciation - Changes in working capital + Capital Expenditure

D. EBITX (1-Tax) + Depreciation - Changes in working capital - Capital Expenditure

Thus, the correct definition for free cash flows to the firm is Option D.

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It is very difficult for small businesses to be successful. The Small Business Administration estimates that 20 percent will dissolve or go bankrupt within two years. A sample of 50 new businesses is selected. a. What is the mean and standard deviation of this distribution? b.What is the probability that more than 16 in the sample will go bankrupt? c. What is the probability that exactly 14 will go bankrupt? d.What is the probability that between 7 and 9 businesses will go bankrupt? e. What is the probability that between 7 and 15 businesses will go bankrupt?

Answers

A) Mean and standard deviation of this distribution :

   Mean = 10,  Std = 2.82843

B) Probability of >16 in sample will be bankrupt : 0.01444

C) Probability that exactly 14 will go bankrupt : 0.04986

D) P( x = 7, 9 ) = 0.0878

E) P( x = 7, 15 ) = 0.0757

Analysis of the Problems

n = 50

p = 20/100 = 1/5.

q = 4 / 5

Applying binomial distribution to determine the mean and std

A) Mean = E(x) = n * p

                        = 50 * 1/5 = 10

   Standard deviation = [tex]\sqrt{np(1-p)}[/tex]  =  [tex]\sqrt{8}[/tex]  ≈ 2.82843

B) P( x >16 )

∑[tex]50k=17P(X=k)=\sum50k=17 \binom{50}{k}( k50​ )4^{50-k} /5^{50}[/tex] =  0.01444.

C) Probability of ( x = 14 )

[tex]P(X=14)=\binom{50}{14}[/tex] *  4^36 / 5^50  ≈ 0.04986.

Applying the same formula to resolve options D and E

Hence we can conclude that the answers to your questions areas listed above:

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If the owner contributes $44,900 and the owner withdraws $4,200, how much is net income (loss)?

Answers

44900-4200=40700
He has lost 4200

The net income (loss) is -$12,300 based on the amount the owner contributed and then withdrew. Businesses would effectively report a negative net profit as a net loss on the income statement.

Calculate the Net Income Loss:

First, find the value of ending equity:

= Ending assets - liabilities

[tex]=62000-28000\\\\=34000[/tex]

Then find the beginning equity:

[tex]=25000-19000\\\\=6000[/tex]

The net income(loss) is:

= Equity - Owner's contribution + Withdrawals - Beginning Equity

[tex]=34000-44500+4200-6000\\\\=\ 12300[/tex]

When all costs—including taxes, fees, interest, and depreciation—exceed earnings for a specific time period, the result is a net loss. A net profit, usually referred to as after-tax income or net income, can be contrasted with a net loss.

A net loss can result from a variety of circumstances, including weak sales, fierce competition, ineffective marketing efforts, and higher cost of goods sold (COGS).

Therefore, the net loss is -$12,300.

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Which of the statements is true concerning a designated agency?

Answers

Answer:

Neither the broker nor a broker's agent act as a dual agent.

Explanation:

What is discretionary spending within a budget?
A. Money that can be used for any purpose
B. Money that pays for fixed expenses
C. Money that goes directly into savings
D. Money invested in high-yield financial instruments

Answers

Answer:

The answer is a

Explanation: hope this helps :)

Vaughn Manufacturing began the year with retained earnings of $114000. During 2022, the company issued $84500 of common stock for cash. The company recorded revenues of $735000, expenses of $647000, and paid dividends of $36000. What was Vaughn's net income for the year 2022?

$136500

$172500

$88000

$52000

Answers

The net income for the year 2022 is: c. $88,000.

Net income for the year 2022

Using this formula

Net income=Revenues - Expenses

Let plug in the formula

Net income=$735,000-$647,000

Net income=$88,000

Therefore the correct option is c.

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When an individual pays the full cost of disability income insurance, a disabled employee’s benefit will be:

A
Taxable in part, up to 60% of the employee’s pretax wage

B
Nontaxable up to 60% of the employee’s pretax wage

C
Taxable in full, regardless of the employee’s wage

D
Nontaxable in full, regardless of the employee’s wage

Answers

When an individual pays the full cost of disability income insurance, a disabled employee’s benefit will be Non-taxable in full, regardless of the employee’s wage. Thus the correct answer is D.

What is disability income insurance?

Disability income insurance is an additional coverage created to safeguard policyholders in the event that they are unable to work as a result of an accident or illness.

When a policyholder is unable to work, disability income payments provide a monthly income to help with living expenses. When an employee pays the complete cost of disability insurance, then disabled benefits will be nontaxable in full despite of wages of employees.

Therefore, option D will be appropriate.

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In your completed RACI chart how many stakeholders are accountable for the code landing page task?

Answers

Answer:

Only one individual is accountable for each deliverable/task. At least one individual is responsible for each task. (Note that some tasks may not need Consulted or Informed individuals.)

Explanation:

Each task or deliverable has a single person who is responsible for it. There is always at least one person in charge of each task.

What is RACI chart?

RACI stands for responsible,  accountable, consulted and informed. A RACI chart identifies which participants will be Responsible, Accountable, Consulted, or Informed for a task, milestone, or decision. Responsible, Accountable, Consulted, and Informed is the abbreviation for RACI. An organization's operations or decision-making authorities are mapped out against all the roles or individuals in a RACI chart.

To determine the roles and responsibilities of your project teams for any task, milestone, or project deliverable, create a RACI chart. You can delineate roles and clear up ambiguities by using the RACI acronym. RACI is an acronym for accountable.

Thus, Each task or deliverable has a single person who is responsible for it.

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1. For each case, determine the maximum quantity of money generated in the
economy after all rounds of leading are completed. Show all your work.
a. Reserve requirement is 10% and excess reserves are $11 million
b. Reserve requirement is 5% and excess reserves are $13 million
c. Reserve requirement is 2% and excess reserves are $7 million

Answers

Reserve requirement is 10% and excess reserves are $11 million is $122.2 million. Reserve requirement is 5% and excess reserves are $13 million is  $273.6 million. Reserve requirement is 2 % and excess reserves are $7 million is $357 million.

What is money generated?

In the form of bank deposits, or the figures that show up in your account, banks produce the majority of the money that circulates in our economy.

(a) Excess reserve, the balance of the entire deposit remaining after the reserve requirement of 10% has been met. Therefore, $11 million represents 90% of the total deposit. 11+(11×10%) The entire amount of the deposit will be $12.22 million.

The money multiplier determines how much money is generated.

Money Multiplier = 1/10% of Reserve Ratio = 10

Therefore, Quantity of money generated= $12.22 million * 10 = $122.2 million.

(b) Excess reserve, the balance of the entire deposit remaining after the reserve requirement of 5% has been met. Since $13 million represents 95% of the total deposit,13+(13×5%) There will be a total deposit of $13.68 million.

The money multiplier determines how much money is generated.

Money Multiplier = 1/5 Reserve Ratio = 20

Therefore, Quantity of money generated=$13.68 million * 20 = $273.6 million.

(c) Excess reserve, the remaining balance of the total deposit after the reserve requirement of 2% has been subtracted. 98 percent of the total deposit is therefore $7 million. 17+(17×2%) Therefore, the overall deposit will be $7.14 million.

The money multiplier determines the amount of money that is produced.

Money Multiplier = 1 / Reserve Ratio = 0.5 % = 50

Therefore, Quantity of money generated=$7.14 million * 50 = $357 million

As a result, option (a)  $122.2 million (b) $273.6 million (c) $357 million is an accurate answer.

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point O, A, B lie on the same line. OA=12cm and OB=9cm. find the distance between the midpoints of segments OA and AB in each case Marta believes that the equation of the line of best fit for the scatterplot below is -. Which statement best summarizes why Marta is likely incorrect? Solve the following system by the substitution method. Check the solution(s)7x + 4y = 10x+y=1 Suppose that the functions and are defined as follows. p(x)=-x and q(x)=2x^2-2find the following (qp)(2)=and (pq)(2)= what role did the radio free play in western countries cold war straegy If the government increases the excise tax on a gallon of gasoline we can expect the supply curve to shift rightward, quantity demanded to fall, and price to rise. There are two numbers. One number is twice the other number. The difference of the smaller number and half the larger number is 20.An equation created to find the smaller number will have 1 ACTIVITY: Estimating a PartWork with a partner. Use a model to estimate the answer to each question.d. What number is 6% of 30? Identify one fact about mayor Bloomberg and the soda ban that both authors cite. Note a fact that appears in one piece but not the other how many real solutions does this system of equations have? y=x2+1 y=xA. 1B. 2C. 3D. 0 Grammar review Homework URGENT!!!WORTH 27 POINTS!!!Doug can download new songs for $1.19 each. Write an equation to show how many songs he can download for $12.00.A. 12x=1.19B. 12+x=1.19C. 1.19+x=12D. 1.19x=12 3 Quick algebra 1 Questions for 50 points! For (lovetthannah9) or anyone who knows the answer! :) Why is it critical for an organization to understand that eventually a product will go into the decline stage What does it mean to make an inference?O To converse directly with the reader through textO To write with many explicit messages throughoutghoutO To help a person read a difficult piece of writingO To figure out the hidden meaning of a textQuestion 3/Multiple Choice Worth 5 pointelunction Question 9The pOH of a solution is 5.70.What is its hydroxide-ion concentration?O 3.3 10-32.8 10-92.5 x 10-72.0 x 10-6C Which nutritional class absorbs vitamins and sustains the immune system?fatswaterproteinscarbohydrates Based on the following information: Rate of Return If State Occurs State of Probability of Economy State of Economy Stock A Stock B Recession .20 .05 .20 Normal .57 .08 .09 Boom .23 .13 .26 Calculate the expected return for the two stocks. (Do not round intermediate calculations and round your final answers to 2 decimal places. (e.g., 32.16)) Expected return Stock A % Stock B % Calculate the standard deviation for the two stocks. (Do not round intermediate calculations and round your answers to 2 decimal places. (e.g., 32.16)) Standard deviation Stock A % Stock B % Which ordered pairs make the equation true? 3x+2y=7 Select each correct answer. (3, 8) (3, 1) (2, 1) (1, 4) Assertion (A): Kudzu, an Asian vine is an invasive species of the United States.Reason (R): All exotic species are plants.Which of the following is TRUE for the above statements?1. Both (A) and (R) are true and (R) is the correct explanation of (A).2. Both (A) and (R) are true and (R) is not the correct explanation of (A).3. (A) is false and (R) is true.4. (A) is true and (R) is false.