Marianne and Roger are in good health and have reasonably secure careers. Each earns $45,000 annually. They own a home with a $125,000 mortgage; they owe $25,000 for their car loans and have $22,000 in student loans. If one should die, they think that funeral expenses would be $12,000. What is their total insurance need using the DINK method? O $86,000 O $12,000 O $217,000 O $98,000 O $172,000

Answers

Answer 1

Using the DINK method (Dual Income, No Kids), the total insurance need for Marianne and Roger is $172,000.

The DINK method calculates the insurance need based on the financial obligations and potential future expenses of a couple with dual incomes and no children. To determine their total insurance need, we consider their outstanding debts and potential expenses in case of death.

The calculations are as follows:

Mortgage: $125,000 (outstanding debt)

Car loans: $25,000 (outstanding debt)

Student loans: $22,000 (outstanding debt)

Funeral expenses: $12,000

The total outstanding debt and funeral expenses amount to $184,000.

However, the DINK method suggests subtracting the couple's annual incomes from the total insurance need since they have secure careers and can continue to generate income even in the event of the death of one spouse.

Both Marianne and Roger earn $45,000 annually, so we subtract $45,000 from the total, resulting in a total insurance need of $139,000.

Therefore, the correct answer is $172,000.

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Related Questions

a rational expression is undefined whenever its denominator is zero.T/F

Answers

True. A rational expression is undefined whenever its denominator is zero. This is because division by zero is not defined.

In mathematics, a rational expression is defined as the quotient of two polynomials, where the denominator represents the divisor. When the denominator of a rational expression becomes zero, it results in division by zero, which is undefined. Division by zero is not a valid operation in mathematics, and it leads to an undefined value. Therefore, to determine if a rational expression is undefined, we need to check if its denominator evaluates to zero. If the denominator is zero, the rational expression is undefined. Also there is division by zero, or related concepts in mathematics.

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no The sum of two angles in a triangle is 150 degrees. What is the supplement of the third angle of the 2 of 4 triangle? (a) 150 (b) 10 (c) 30 (d) 85

Answers

The measure of the third angle, C, is 30 degrees. So, the correct answer is (c) 30.

Let's assume the three angles of the triangle are A, B, and C, where A, B, and C are measured in degrees.

We know that the sum of the angles in a triangle is 180 degrees. Therefore, we can write the equation:

A + B + C = 180

The obtain of two angles is 150 degrees, we can set up another equation:

A + B = 150

To obtain the measure of the third angle, which we'll call C, we can subtract the sum of the other two angles from 180:

C = 180 - (A + B)

Substituting the value of the sum of two angles (150 degrees), we have:

C = 180 - 150

C = 30

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Which expression is equivalent to -6(-2\3 +2x)

-4-12x
-4+2x
4-12x
4+12x

Answers

Answer:

4 - 12x

Step-by-step explanation:

Use the distributive property.

-6(-2/3 +2x) =

= -6 × -2/3 + (-6) × 2x

= 4 - 12x

The U.S. Energy Information Agency reported that the mean monthly household electric bill in the United States in a recent year was $110.14. Assume the amounts are normally distributed with standard deviation $20.00. a. Find the 7th percentile of the bill amounts. b. Find the 62nd percentile of the bill amounts c. Find the median of the bill amounts.

Answers

a) The 7th percentile of the bill amounts is given as follows: $80.64.

b) The 62nd percentile of the bill amounts is given as follows: $116.24.

c) The median of the bill amounts is given as follows: $110.14.

How to obtain probabilities using the normal distribution?

We first must use the z-score formula, as follows:

[tex]Z = \frac{X - \mu}{\sigma}[/tex]

In which:

X is the measure.[tex]\mu[/tex] is the population mean.[tex]\sigma[/tex] is the population standard deviation.

The z-score represents how many standard deviations the measure X is above or below the mean of the distribution, and can be positive(above the mean) or negative(below the mean).

The z-score table is used to obtain the p-value of the z-score, and it represents the percentile of the measure represented by X in the distribution.

The mean and the standard deviation for this problem are given as follows:

[tex]\mu = 110.14, \sigma = 20[/tex]

The median is the same as the mean, hence it is given as follows:

$110.14.

The 7th percentile is X when Z = -1.475, hence:

-1.475 = (X - 110.14)/20

X - 110.14 = -1.475 x 20

X = $80.64.

The 62nd percentile is X when Z = 0.305, hence:

0.305 = (X - 110.14)/20

X - 110.14 = 0.305 x 20

X = $116.24.

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Select the correct answer from each drop-down menu.

Consider the equation below.

x^3 - 3x^2 - 4 = 1/x-1 +5

The solutions to the equation are approximately x =

0.91 and x= *blank*

Answers

Answer:

The solution is x = + 0.77 , -0.77

Step-by-step explanation:

The equation is

[tex]x^3 - 3x^2 - 4 = \frac{1}{x} -1 +5\\x^4 -3x^3 -4x = 1-4x\\x^4 - 3x^3 = 1\\x^3 (x-3) = 1\\\\x^4 -3x^3 -1 = 0\\x^4 -3x^3 -1[/tex]

The solutions to the equation is

x = + 0.77 , -0.77

Answer:

0.91 and 3.69

Step-by-step explanation:

Write the equation of the circle ?
Center (-1,0)
Radius:4

Answers

Answer:

(x+1)^2 + y ^2 = 16

Step-by-step explanation:

center: (-1,0)

radius=4

(x-h)^2 + (y-k)^2 = r^2

(h,k) = center

plug in the center

(x+1)^2 + (y+0) ^2 = r^2

r^2 = (4)^2

r^2=16

(x+1)^2 + y^2 = 16

Is rolling a 5 on a traditional number cube

1. Impossible
2. Unlikely
3. Likely
4. Certain

Answers

Answer:

3. Likely

Step-by-step explanation:

Yea 3 because it can be the other answers

WILL MARK BRANLIEST
What is true about the decimal form of an irrational number ?
A) The decimal both repeats and terminates
B) The decimal does not repeat or terminate
C) The decimal repeats
D) The decimal terminates

Answers

Therefore, the decimal representations of irrational numbers satisfy conditions 1 and 2; that is, irrational numbers are decimals that do not terminate and do not repeat. Knowing these properties, it is now possible for us to construct irrational numbers in decimal form at will.

for spanish people

Por lo tanto, las representaciones decimales de números irracionales cumplen las condiciones 1 y 2; es decir, los números irracionales son decimales que no terminan y no se repiten. Conociendo estas propiedades, ahora es posible para nosotros construir números irracionales en forma decimal a voluntad.

6n-18n-18=6 slove by factoring

Answers

Answer:n=−2

Step-by-step explanation:

the answer would be n= -2

HELPPPPPPPPP
What is the value of x in the figure at the right?

Answers

Answer:

Answers is D

Step-by-step explanation:

2x = 60° because they are vertically opposite angles.

x=60÷2=30°

last one










Mosquitoes are just dirty used needles that can fly

Answers

yes. no literally. what is the point of mosquitoes.

Home Internet Access According to a study, 76% of adults ages 18-29 years had broadband Internet access at home in 2011. A researcher wanted to estimate the proportion of undergraduate college students (18-23 years) with access, so she randomly sampled 180 undergraduates and found that 157 had access. Estimate the true proportion with 99% confidence. Use a graphing calculator and round the answers to at least three decimal places

Answers

The 99% confidence interval for the true proportion of undergraduate college students with home internet access is: 0.872 ± 0.057 or (0.815, 0.929).

To estimate the true proportion of undergraduate college students (18-23 years) with home internet access, we can use a confidence interval.

The point estimate for the proportion is 157/180 = 0.872. To find the margin of error, we can use the formula:

Margin of error = z* (sqrt(p_hat*(1-p_hat)/n))

where z* is the critical value for the desired confidence level, p_hat is the sample proportion, and n is the sample size.

For a 99% confidence level, the critical value is 2.576. Plugging in the values, we get:

Margin of error = 2.576 * (sqrt(0.872*(1-0.872)/180)) = 0.057

Therefore, the 99% confidence interval for the true proportion of undergraduate college students with home internet access is:

0.872 ± 0.057 or (0.815, 0.929)

This means that we are 99% confident that the true proportion of undergraduate college students with home internet access falls between 0.815 and 0.929.

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Is the equation cosine theta - sine theta =1 an identity? Explain

Answers

Answer: No, because an identity is an equation that is always true and cos(theta) - sin(theta) does not always equal 1.

Hope this helped! :)

Show me the work to 4x-4<8 and 9x+5>23. The answer is already shown. (Geometry )

Answers

Answer:

transpose -4 to left

and 5 to left

subtract and and after transpose you will have a sign change

then you can divide

12/4,18/9

so,

x<2,x>3

help please :) A, B , C , or D?

Answers

Answer:

the answer is 120 degree

Answer:

(A) 30 degree

Step-by-step explanation:

Just subtract 180 with 120 = 60

then add 60 and 90 = 150

after that 180 - 50 = 30

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Have a great day, be safe and healthy  

Thank u  

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One customer purchases 8 bags of cat food and 2 bags of dog food. The total weight of the purchase is 44 pounds. Another customer purchases 5 bags of cat food and 2 bags of dog food. The total weight of the purchase is 35 pounds.

A. You write the following system of linear equations to represent this
situation. Is your answer correct?
8x + 2y = 44
5x + 2y = 35

B. Your answer for the next step is 13 79, x = which is incorrect. Explain
the error.

Answers

Answer:

answer is x=3 and y=10

Step-by-step explanation:

Forgot to isolate y and x and simplify

a whole number that is a factor of two or more numbers is called a

Answers

Answer: Common factor

common factor. a whole number that is a factor of two or more nonzero whole numbers

Step-by-step explanation:

[tex] \purple{ \tt{ \huge{ \: ✨Answer ✨ \: }}}[/tex]

[tex] \: \: \: \red{ \boxed{ \boxed{ \huge{ \tt{ \: common \: factor \: }}}}}[/tex]

a whole number that is a factor of two or more numbers is called a common factor.

Draw the pipeline diagram (on the next page) for the following programs. Please note whether it
is a multi cycle CPU or a single cycle CPU
Program 1
Given a Single Cycle CPU where each stage is fixed at 200 ps (a 1000ps clock cycle), draw the pipeline diagram for the program below data
num: .word 12 .text
la $s0, num
lw $t0, 0($s0)
addi $t1, $t0, 3
Program 2
Given a Multi Cycle CPU where each stage is fixed at 200 ps (a 1000ps clock cycle), draw thepipeline diagram for the program below data
num: .word 12
.text
la $s0, num
lw $t0, 0($s0)
addi $t1, $t0, 3
1. What is the total length of time to run Program 1?
2. What is the total length of time to run Program 2?
3. What hazards, if any, exist in Program 1?
4. What hazards, if any, exist in Program 2?

Answers

The  steps to draw a pipeline diagram for a given program are:

Understand the CPU architecture Identify the instructions in the programAssign cycle numbers Draw the pipeline stagesRepresent the pipeline stages Represent the instructions Handle hazards (if applicable)Review and finalize

What is the process?

Understand the CPU architecture: This involves knowing pipeline stages, their durations, and relevant instructions/hazards. Step 2: Identify program instructions. Each instruction goes through pipeline stages.

Assign cycle numbers sequentially to each instruction. Visualize pipeline progress over time. Draw pipeline stages. Draw a horizontal line divided into cycles to represent time. Each cycle = 1 clock cycle duration. Place cycle numbers below the line.

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Can someone help me with this problem

Answers

Answer:

51 degrees

Step-by-step explanation:

As we already know that this triangle is a right triangle.

To find x, you need to subtract both angles.

90 - 39

= 51

A 30, Y-connected alternator is rated at 1,600KVA, 13.5KV. The armature effective AC resistance per phase is 1.50. The percentage regulation for a load of 1,280kW at unity power factor is 3.5%. Determine: (a) synchronous reactance of the alternator (b) %VR at full-load 0.8pf leading (c) What is the effect on %VR value if taken at half-load lagging pf? Justify and explain briefly your answer on one(1) sentence.

Answers

(a)  The synchronous reactance of the alternator is 0.001953125 Ω.

The synchronous reactance [tex]X_{s}[/tex] of the alternator can be calculated using the formula:

[tex]X_{s} = (Vt^2) / (3 * VL * S_{base})[/tex]

where [tex]V_{t}[/tex] is the rated line-to-line voltage of the alternator, VL is the rated line-to-neutral voltage of the alternator (which is the same as the rated voltage for a Y-connected alternator), and S_base is the apparent power rating of the alternator (which is equal to the rated power factor of the alternator times the rated apparent power). Substituting the given values, we get:

[tex]X_{s} = (13.5^2) / (3 * 13.5 * 1600) = 0.001953125[/tex] Ω

Therefore, the synchronous reactance of the alternator is 0.001953125 Ω.

(b) The percentage voltage regulation at full-load 0.8 power factor leading is 23.15%.

The percentage voltage regulation (%VR) at full-load 0.8 power factor leading can be calculated using the formula:

%VR = (E - Vl) / Vl * 100%

where E is the generated voltage of the alternator, and Vl is the terminal voltage of the alternator at full-load 0.8 power factor leading. We can assume that the armature resistance and inductance are negligible compared to Xs for this calculation. Using the given values, we first calculate the apparent power S of the load:

S = P / pf = 1280 / 0.8 = 1600 kVA

Since the load is at unity power factor, the current drawn from the alternator is also 1600 A. Therefore, the voltage drop across Xs is:

Vx = Xs * I = 0.001953125 * 1600 = 3.125 V

The generated voltage E is equal to the terminal voltage Vl plus the voltage drop across Xs:

E = Vl + Vx

The percentage voltage regulation is then:

%VR = (E - Vl) / Vl * 100% = (Vl + Vx - Vl) / Vl * 100% = Vx / Vl * 100%

Substituting the given values, we get:

%VR = 3.125 / 13.5 * 100% = 23.15%

Therefore, the percentage voltage regulation at full-load 0.8 power factor leading is 23.15%.

(c) If the %VR value is taken at half-load lagging power factor, it will be higher than the %VR value at full-load 0.8 power factor leading. This is because the load impedance at half-load lagging power factor has a lower magnitude than the load impedance at full-load 0.8 power factor leading, which means that the voltage drop across [tex]X_{s}[/tex] will be a larger fraction of the terminal voltage, resulting in a larger %VR value.

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School: Your future depends on me
Me: Nahhhhh, I'll spend my time on Brianly making s.tupid questions

Answers

Answer:

lol same facts though

Step-by-step explanation:

Answer:

Your future doesn't really depend on school to be honest, but school is one of the options to a great future. Even college and etc dropouts become successful.

Given a set of linear equalities in several variables, we know that we can find a satisfying assignment in polynomial time. For example, given the equalities 211X1 + 212X2+...+ almxm = 221X1 + a22x2+...+ a2mdm = C2 an1X1 + An2x2+...+ AnmIm = Cn we know that we can solve this (i.e. find a set of xis so that all the equalities are satisfied) in polynomial time in n and m. ?. Suppose we now have a set of linear inequalities 211X1 + 212X2+...+ alm&m < 221X1 + A2222+...+ a2mX m

Answers

Solving a set of linear inequalities in several variables is an NP-hard problem, meaning there is no known polynomial-time algorithm to find a satisfying assignment.

Unlike linear equalities, solving a set of linear inequalities in several variables is an NP-hard problem. This means that there is no known polynomial-time algorithm to find a satisfying assignment for all instances of such problems. The complexity arises from the fact that there are infinitely many potential solutions, making it challenging to determine whether a feasible assignment exists or not. To find a satisfying assignment for linear inequalities, algorithms typically use heuristics or approximation techniques that do not guarantee optimality or completeness. Various methods, such as linear programming or constraint satisfaction algorithms, can be employed, but they may have exponential time complexity in the worst case. Therefore, solving a set of linear inequalities generally requires more computational resources and time compared to solving linear equalities.

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Please help me guys, do not give me the wrong answer please explain it to me please, please.

Answers

Answer:

Where is ur question??

plss put ur question I will give correct answer

please help its for a grade!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Answers

9514 1404 393

Answer:

2x+4y=56; 5x+2y=64adult: $10; child: $7budget is not high enough

Step-by-step explanation:

See the attached.

2. Write a ratio expressing the slope of the line through each pair of points.
(-6, 1) and (-2, 0)

Answers

Answer:

Step-by-step explanation:

m = [tex]\frac{-1}{4}[/tex]

An element with a mass of 840 grams decays by 22.9% per minute. To the nearest minute, how long will it be until there are 70 grams of the element remaining?

Answers

Answer:10

Step-by-step explanation:believe me bro

To the nearest minute, it will be 10 minutes until there are 70 grams of the element remaining.

How to find the time it took for an element to decay to a certain mass?

The time the element took to decay can be found by using the following formula:

[tex]F=P(1-r)^{t}[/tex]

Where:

F is the remaining mass.P is the original mass of the element.r is the rate at which the element is decaying.t is the time it took for the element to decay.

We can find the answer by substituting the values.

[tex]F=P(1-r)^{t}\\\Rightarrow 70=840(1-0.229)^{t}\\\Rightarrow \frac{70}{840} =(1-0.229)^{t}\\0.0833=(1-0.229)^{t}\\t=9.56\\\approx10 \text{ minutes}[/tex]

Therefore, we have found that the element will take around 10 minutes to have 70 grams remaining.

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The illustration below shows the graph of yyy as a function of xxx.
Complete the following sentences based on the graph.
Initially, as xxx increases, yyy

.
Afterward, the slope of the graph of the function is equal to
for all xxx between x=3x=3x, equals, 3 and x=5x=5x, equals, 5.
The slope of the graph is equal to
for xxx between x=5x=5x, equals, 5 and x=9x=9x, equals, 9.
The greatest value of yyy is y=\:y=y, equals
, and it occurs when x=\:x=x, equals
.

Answers

answer in the picture

Answer:

The illustration below shows the graph of yyy as a function of xxx.

Complete the following sentences based on the graph.

Initially, as xxx increases, yyy

Step-by-step explanation:

A glass is formed by rotating the shaded region shown above about the y axis. The curve that forms the inside of the glass is the graph of y = x^4/2. Length units in the figure are cm.
(a) What is the volume of the glass? (That is, what is the volume of the solid formed when the shaded region is rotated about the y axis?)

Answers

To find the volume of the glass formed by rotating the shaded region about the y-axis, we can use the method of cylindrical shells.

The volume of a solid of revolution using cylindrical shells is given by the integral:

V = ∫[a,b] 2πx * f(x) * dx

In this case, the function representing the curve that forms the inside of the glass is y = x^4/2. We need to find the limits of integration, a and b, which correspond to the x-values where the shaded region begins and ends.

From the graph, it appears that the shaded region begins at x = -1 and ends at x = 1. So, the limits of integration are -1 to 1.

Now, we can calculate the volume of the glass using the integral formula:

V = ∫[-1,1] 2πx * [tex](x^4/2) * dx[/tex]

V = π * ∫[-1,1] [tex]x^5 dx[/tex]

Using the power rule of integration, we integrate x^5:

V = π * [x^6/6] from -1 to 1

V = π * [[tex](1^6/6) - (-1^6/6)][/tex]

V = π * [(1/6) - (1/6)]

V = π * 0

Therefore, the volume of the glass is 0 cubic units.

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⚠️⚠️⚠️⚠️⚠️help⚠️⚠️⚠️⚠️⚠️​

Answers

Answer:

u have it right it increases by 1:75 per time

Step-by-step explanation:

Answer:

A

Step-by-step explanation:

it is A because it is increasing by 1.75 each week

12 pumpkins cost 24.60 how much will it cost for 8 pumpkins also

I can run 5 laps in 1 1/4 hours how many laps could I run in a day ​

Answers

Answer:

the second one is 20 i think

Step-by-step explanation:

The first one is 8 pumpkins will cost 8.40
Other Questions
as of today, the team has played seven games, and _____________ has won them all. Describe at least two medicinal and or domestic or economic uses of opium and opium derivatives in 18th and 19th Century England among the working class. Please provide examples of any of the uses and their consequences and explain Questions: ( Each question is worth 25 points, Format is 25 points)1. Draw a figure to illustrate how the emergence of a monopoly leads to deadweight loss for society as a whole, and explain the circumstances that fix the amount of that deadweight.2. Why does the typical monopolistically competitive firm have a downward-sloping demand curve for its product?3. Compare the social efficiency of oligopolistic market outcomes to perfectly competitive market outcomes and monopoly outcomes. What form of electromagnetic radiation does gamma radiation use? According to the stage depreciation method, an equal amount of depreciation expense is assigned to each year of the asset useful a. True b. False how did the institution of slavery continue to affect the world even after it was abolished?a.it reduced the level of racism and racial inequality in most countriesb.it contributed to overpopulation of the african continentc.it created lasting economic problems and social chaos inafricad.it led to hostilities and war between europe and the united states Let X be a topological space and A X. The closure of A, denotedA, is the intersection of all closed sets containing A.(a) Show that A is the smallest closed subset of X containing A, inthe following sense: if A F X and F is closed, then A F. Julio recibi $640.000: gast las partes para pagar sus estudios y la parte para reparar el auto, cunto dinero le queda? Find the value of x.1. m The brick wall (of thermal conductivity1.16 W/m C) of a building has dimensionsof 5 m by 7 m and is 18 cm thick.How much heat flows through the wall ina 17.2 h period when the average inside andoutside temperatures are, respectively, 24Cand 8C?Answer in units of MJ. Read and choose the option with the correct question to complete the dialogue.Cristina: Hola. Fui a Ecuador el invierno pasado.Paul:Cristina: Arroz con pollo en un restaurante.Cundo pediste?Cunto cenaste?O Qu comiste?Qu cocinaste? Why was Johnson more effective and more successful than kennedy? WILL GIVE BRAINLIEST ANSWER (3 sentences please) Sentence for bemused Dingaka receives R12 650 when taking out a loan with an annual simple discount rate of 12,5%. The loan has to be repaid in eight months' time. What is the amount that he has to repay? Select one: a. R microwaves travel with the speed of light, c = 3 108 m/s. at a frequency of 10 ghz these waves cause the water molecules in your burrito to vibrate. what is their wavelength? | 50 Points | Please give explanation | Reporting false answers | Giving correct brainliest A company needs to determine the optimum power and time settings for their new licorice-flavored microwaveable popcorn. They want to find a combination of power and time that delivers high-quality popcorn with less than 11% of the kernels left unpopped, on average-a value that their market research says is demanded by their customers. Their research department experiments with several settings and determines that power 9 at 4 minutes is optimum. Their tests confirm that this setting meets the less than 11% requirement. They change the instructions on the box and promote a new money back guarantee of less than 11% unpopped kernels. Complete parts a) and b) below. a) If, in fact, the setting results in more than 11% kernels unpopped, what kind of error have they made? What will the consequence be for the company? What are the null and alternative hypotheses in this case? A. H_o: < 11 vs. H_A: = 11 B. H_o: = 11 vs. H_A: > 11 C. H_o: = 11 vs. H_A: < 11 D. H_o: > 11 vs. H_A: = 11b) To be sure that the method was successful, the research department popped 8 more bags of popcorn (selected at random) at this setting. All were of high quality, with the percentages of unpopped kernels being 6.7,12.9, 10.6, 7, 7.1, 3.1, 2.0, and 4.8. Does this provide evidence that they met their goal of an average of fewer than 11% unpopped kernels? Assume =0.05.c) Find Td) Find P will give brainliest to most helpful!!!Where does Schindler get most of his employees? Geologists believe that the Earth's layers vary in depth, pressure and temperature. Since pressure and temperature affect density , each layer has a different density as well. The density of Each layer determines its position inside Earth. From the table which layer is the least dense? What is the density of this layer? which vessels carry blood to the heart from the body