After 13 months Jacob will have a total of $1475 .
Money market account :
A money market account is an interest- applying account that you can open at banks and credit combinations. They're veritably analogous to savings accounts, but they offer some checking account features as easily. Money market accounts are different from money market collective finances.
Simplifying the calculation :Let us assume it takes 'x' months .
Now the initial deposit = 500 dollar
The monthly deposit = $75
Therefore , we have
500 + ( 75 × X) = 1475
75x = 1475 - 500
75x = 975
x = 975 ÷ 75
x = 13
Hence after 13 months Jacob will be having total of $1475.
Initial deposit :
A minimum deposit or original deposit is the minimum quantity of money needed to open an account with a fiscal institution, similar as a bank or brokerage establishment.
What's a money market account good for?Money market accounts are analogous to savings accounts in that they're initially designed for storing redundant money down while earning interest. still, they also come with some checking account features, comprehending the capability to write checks.
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if it is alleged that an associated person of a member firm violated one or more finra rules, which arm of finra will issue the complaint? a) state securities administrator b) department of enforcement c) federal reserve board d) sec
The Department of Enforcement division of finra will file the complaint if it is claimed that a member firm's affiliated individual violated one or more finra rules.
A multitude of purposes are served by enforcement, including ensuring Enforcement adherence to social norms within isolated communities, maximizing social benefits and protecting the public interest, and even The Department of Enforcement division of finra will file the complaint if it is claimed that a member firm's affiliated individual violated one or firm's more finra rules. even serving the institutions that oversee enforcement's own interests.
Both public and private, non-governmental actors are capable of carrying out enforcement. Enforcement frequently takes the form of coercion or the Enforcement use of power imbalances to restrain action. firm's Some academics, like Kate Andrias, have also asserted that institutions enact laws and regulations when determining "when and how to apply" them.
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how did the views of federalists such as alexander hamilton differ form those of their opponents, such as thomas jefferson, on establishing a centralized banking system
Answer:
while Jefferson believes that the people “can be trusted with their own government,” Hamilton argues that the people “seldom judge or determine right.” Hamilton favored a type of government.
Explanation:
Alexander Hamilton recognized that in order for the new country to be successful, it need stability and a strong central government.
katie mows her own yard to save money. her neighbor jonah, however, hires a lawn service to mow his yard. one day, as katie is looking out of the window, jonah's lawn service drives up. to her surprise, they begin to mow her yard, not jonah's yard. katie thinks that is great, exchanges a wave with the workers, and keeps her mouth shut while they mow the yard. later, she gets a bill. she calls the owner of the lawn service and says that she does not have to pay because there was not a contract in place where she agreed to have her yard mowed. the lawn service says that she is liable for the full amount of its contract. discuss whether the lawn service is entitled to any recovery, and why or why not.
Katie doesn't need to pay for the lawn service because the lawn service made a mistake. In a transaction the condition in the agreement of both parties which is known to be transparent.
A data recovery service can be described as a service that specializes in the recovery of lost or corrupted data. Data recovery service is performed by salvaging data from failed, damaged, or corrupted storage devices. A hard drive recovery service may use a variety of methods in an attempt to recover lost data. In the story above the lawn service is not getting any recovery for this case because it happened by their mistake.
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dejounte corp had a margin of safety of $160330 last month, with sales revenue of $834275 and fixed costs of $301794. how much profit did murray earn last month?
Profit Murray earned last month was Sales Revenue - margin of safety, 834275 - 160330 = 673945 is the profit amount.
Sales revenue is the money a business makes from selling products or offering services. Sales and revenue can, and frequently are, used interchangeably to refer to the same thing in accounting.
The distance between the predicted level of profitability and break-even is known as the margin of safety. Current sales divide by Actual Sales minus Breakeven Point is the margin of safety calculation.
It is preferable to have a big safety margin because it denotes solid business performance and provides a large buffer to deal with sales volatility. On the other side, a small safety margin suggests a less-than-optimal situation.
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Match the examples to the stages of the buying and decision-making process.
The customer decides which product to buy.
The customer looks for information on products and services.
The customer compares various options. The customer pays for a product.
The customer reflects on what he or she has bought.
The customer realizes that something is needed.
1. Problem recognition 2. Searching for information 3. Looking at options 4. Making a purchase decision 5. Buying the product or service 6. Purchase reflection
The customer decides which product to buy. - Making a purchase decision.
The customer looks for information on products and services. - Searching for information.
The customer compares various options. - Looking at options.
The customer pays for a product. - Buying the product or service
The customer reflects on what he or she has bought. - Purchase reflection.
The customer realizes that something is needed. - Problem recognition.
What is a buying decision process?In marketing, this decision-making process are used by the consumers regarding the market transactions before, during and after the purchase of a good or service. Such process can be seen as a form of a cost-benefit analysis in the presence of multiple alternatives.
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you went on the job interview for the sales associate position at the store. What are four questions you could ask yourself to help you evaluate how well you did in the interview?
You attended the interview for the job of sales associate at the shop. A small introduction, strengths and weaknesses, skills, and an evaluation of your performance in the interview are the four questions you can use to gauge your performance.
What is the main query in the interview for the post of sales associate at the store?Introduce yourself with strengths and weaknesses, skills, and an evaluation of your performance. shortly.
What is your history as a sales associate in terms of consistently reaching quotas?
What criteria do you employ to decide whether a product is suitable for your target market?
Tell me about a time when you dealt with a customer who was irate because there was a lack of a product they wanted to purchase.
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Auto manufacturers are currently offering flex-fuel vehicles that are designed to run on ethanol gasoline mixtures. An economist recently analyzed the cost versus value consideration of these vehicles and found that the market is currently buying approximately the socially efficient amount of flex fuel vehicles. Under lobbying pressure from the car manufacturers and environmental groups, the federal government is considering a $3,000 subsidy paid per flex fuel vehicle sold. If this subsidy goes through, what would be the most likely impact on market efficiency?.
A $3,000 subsidy paid per flex fuel car sold would have a lessening effect on market efficiency if this subsidy is approved.
Market efficiency is the extent to which market prices accurately reflect all pertinent information that is currently accessible. Since there are flex fuel no securities that are undervalued or overvalued if markets are efficient, there is no way to "beat" the market because prices already reflect all available information.
Market efficiency comes in three different levels. The ineffective aspect of market efficiency is that it makes no sense to predict future prices based on historical price movements. Any information that may be flex fuel gathered from historical pricing, if any, is already included into present prices if all accessible, relevant information is taken into account. Consequently, changes in prices in the future can only be the consequence of new information being accessible.
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Organizational ______ is a set of techniques for implementing planned change to make people and organizations more effective.
Organisational development is a set of techniques for implementing planned change to make people and organisations more effective.
Organisational development (OD) is a collection of methods for bringing about deliberate change to improve the efficiency of individuals and groups. The process of guiding organizational change to a successful conclusion is known as organizational change management, and it typically consists of three main phases: preparation, implementation, and follow-through.
There are several situations where organisational transformation is necessary. Some of these problems managers run into the most is new management, whether it be at the top of the firm or in its sections. Organisational team structure changes the adoption of cutting-edge technology, and the use of novel business models.
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a franchisee can operate as an independent businessperson and choose any business form but still obtain the advantages of a regional or national organization.
The statement 'a franchisee can operate as an independent businessperson and choose any business form but still obtain the advantages of a regional or national organization' is true.
In the field of business, a franchise can be described as a business that works under a particular trade name or trademark. As the trade name or trademark is already an established one in the market, it helps the business person to already have an identity and consumers.
The franchisee has the right to operate as an independent businessperson and he can choose to work on any business that he wants. The franchisee will obtain the advantages of a regional or national organization which will help in the business.
Although a part of your question is missing, you might be referring to this question:
A franchisee can operate as an independent businessperson and choose any business form but still obtain the advantages of a regional or national organization. True or false.
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the only type of rule making administrative agencies use is notice-and-comment rule making. group startstrue or falsetrue, unselectedfalse, unselected
The statement above id false, because administrative agencies use both formal and notice-and-comment rule making.
Administrative agencies can be described as s government body authorized to implement legislative directives by developing more precise and technical rules than possible in a legislative setting. The examples of administrative agencies is The Department of State, the Department of Defense, the Food and Drug Administration, the Social Security Administration, the National Labor Relations Board. The function of administrative agencies is to planning, research, follow up advertisement, implementation of campaign, measuring effectiveness of various media for its clients.
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what is the minimum number of workers that can produce at an hourly rate of 72 units?assume the tasks can allocated to workers
Almost 400,000 number of workers running for over 11,000 actual Living Wage Employers at some points of the United States are set for an important cost-of-residing pay boost, as the brand-new Living Wage costs upward push to £10. ninety an hour throughout the UK (£1 increase), and £11.ninety-five an hour in London (90p increase), assisting people and families.
You'll commonly want to be paid as a minimum £25, six hundred in step with yr. or £10.10 in step with hour, whichever is better. If the 'going fee' in your activity is better than each of these, you will commonly want to be paid as a minimum the going fee.
Your hourly rate is the quantity of cash you earn for every hour you spend running. As an hourly employee, you need to receive a commission for all the hours which you work.
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jessica is a sales representative for a pharmaceutical company. if she meets her monthly sales goal, the company gives her a 3% pay boost for the quarter. which aspect of a high-performance work system does the pay boost demonstrate?
Reward system aspect of a high-performance work system is given by company when Jessica is met the sales goal.
'A reward system is any financial, non-monetary, or emotional remuneration that an institution offers to its employees in exchange for the duties they do.'
Motivation factors and non - monetary benefits could be included in reward system. External motivators are items such as cash reward and favorable working conditions that a worker earns as a result of their position. Intrinsic rewards are gratifications that occur from actually doing things, such as self-gratification and a sense of contributing to the community. Numerous individuals who work for charitable organizations, for instance, generally earn less that they would if they started working for a business organization. They are swapping external rewards for the incentive of performing a task they assume is advantageous to society. Reward system is helpful for an organization to keep its employees motivated toward achieving higher goals.
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which term refers to the network that links together the different aspects of the value chain and coordinates materials, information, and funds from the initial raw-material supplier to the ultimate customer?
The network connecting the various components of the value chain and coordinating materials, data, and funds from the initial raw material supplier to the final customer is referred to as the supply chain.
What is value chain?
From a product's initial design to its delivery to a customer, there are a number of sequential steps that make up a value chain. The supply chain identifies every stage of production, including the sourcing, production, and marketing phases, where value is added. A business analyses its value chain by analysing the specific processes involved in each stage of its operations. A value-chain analysis' goal is to boost production efficiency in order for a business can provide the most value for the least amount of money.
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What is the relationship between a person’s need for payday lending and their income volatility?.
Payday loans provide a manner to address sudden activities and month‐to‐month earnings volatility, which impacts greater than a 3rd of American families with earning below $50,000.
The required details for Payday loans in given paragraph
A payday mortgage is a short-time period unsecured mortgage, regularly characterized through excessive hobby rates. The time period "payday" in payday mortgage refers to while a borrower writes a postdated take a look at to the lender for the payday salary, however gets a part of that payday sum in on the spot coins from the lender. However, in not unusual place parlance, the idea additionally applies irrespective of whether or not compensation of loans is related to a borrower's payday. The loans also are on occasion mentioned as "coins advances", a leven though that time period also can check with coins furnished in opposition to a prearranged line of credit score inclusive of a credit score card.
Legislation concerning payday loans varies extensively among extraordinary countries, and in federal systems, among extraordinary states or provinces.
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jeff is under contract with isu to teach business law classes. another college in the area knows jeff is under contract, however they approach jeff and offer him more money to breach the contract with isu and teach at their college. jeff declines the offer and continues teaching at isu. could isu sue the other college for intentional interference with a contractual relationship?
Yes, ISU can sue the other college which is basically a third party for intentional interference with a contractual relationship.
A contract is an actionable legal relationship that creates, specifics, and governs the entitlement and duties of the parties. The exchange of goods, facilities, finances, or a guarantee to transmit any of these at a point later are major ingredients of contracts. Here, the Jess is under the contract with ISU and is obligated to teach here, until this contract gets over. ISU can even sue Jess, if he breaches his contractual obligation.
But here another college is interfering with their contractual relation by giving offer to Jess to teach at their college and breach the contract with ISU. Here, ISU can sue the other college if their action causes breach of contract.
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as managers plan for the future, it is important to handle unexpected circumstances. by developing backup plans with alternative courses of action defined in case conditions change, managers are conducting planning.
By developing backup plans with alternative courses of action defined in case conditions change, managers are conducting scenario planning.
What is scenario planning?Scenario planning can be defined as the strategy used by companies to predict future event or unforeseen event that may likely to happen and how to combat the event by making use of some preventive measure.
This scenario best illustrate what is known as scenario planning which is why the manager is trying to defined a strategic problem that may occur and the ways to overcome the problems.
Therefore we can conclude that the manager is making use of scenario planning.
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the tax deductibility of the interest paid on a mortgage and the incurred on your home create a tax shelter for the , which your taxable and tax liability. quizlet
The tax reducibility of the interest paid on a mortgage and the incurred on your home create a tax shelter for the homeowner which your taxable and tax liability.
What is tax reducibility?A tax reduction is any tax refund, tax credit, or tax deduction that really lowers the amount of cash taxes that Parent, the Company, or any of their Affiliates actually owe. This includes any related interest that is received from the appropriate governmental body.
A portion of the taxpayer's earnings or financial contributions go to the government. The tax rate in terms of income tax is the portion of taxable income or corporate earnings that must be paid to state, federal, and, in some cases, municipal governments.
Thus, it is homeowner.
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As a team leader, which of the following people would likely be the best choice for your team?
Someone who is friendly and organized but quiet
Someone who is smart but not always on time
Someone you have known a long time but cannot focus well
Someone who has a negative attitude but knows the product
Someone who is friendly and organized but quiet is the best choice for your team. Hence, option A is correct.
What is a team leader?A team leader provides guidance and instructions to a working group with reference to a project or portfolio of projects. They are in responsible of delegating duties, keeping track of progress toward goals, and guiding the team as needed.
While a manager places more attention on structure and keeping the team focused on its objectives, a team leader tends to relate better with artists and has a tendency to approach difficulties with a more creative perspective.
Thus, option A is correct.
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current operating income for bay area cycles co. is $28,000. selling price per unit is $100, the contribution margin ratio is 20%, and fixed expense is $112,000. required: 1. calculate bay area cycles per unit variable expense and contribution margin. how many units are currently being sold?
If the current operating income of Bay Area Cycles Co. is $28,000, the margin of safety would be $140,000, 20% is the contribution margin, and $112,000 is the fixed expense. required.
The revenue of a company less all variable costs, divided by the revenue, is the contribution margin ratio (CM ratio). It is an illustration of the marginal gain from generating an extra unit.
Contribution Margin is the sum of money left over after paying your company's fixed expenses. That is, it refers to the excess revenue that your company makes after removing the variable costs associated with producing your goods.
One crucial way for assessing, managing, and planning your company's operating income profitability is the calculation of the contribution margin.
A Operating Income $28,000
B Fixed expenses $112,000
C = A+B Total Contribution margin $140,000
D CM Ratio 20%
E = C/D Total Sales dollars $700,000
F Break even dollars $560,000
G = E - F Margin of Safety $140,000
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a company has built a video streaming service that supplies training videos. quickly transmitting video data to customers is more important than guaranteed delivery.
User Datagram Protocol (UDP) is MOST likely used for the service of transport layer TCP/IP suite protocols.
The Transport Layer protocol User Datagram Protocol (UDP) is used. UDP is a component of the UDP/IP family of Internet Protocols. It is a connectionless protocol that is unreliable, unlike TCP. Therefore, establishing a connection is not necessary before data transfer.
Despite the fact that Transmission Control Protocol (TCP) is the predominant transport layer protocol used with the majority of Internet services and offers ensured delivery, dependability, and many other benefits, all of these services come at an additional cost in terms of overhead and delay. UDP enters the scene at this point. UDP is required for real-time services like phone or video communication, live conferencing, and computer gaming. UDP allows packets to be discarded rather than processing delayed packets due to the necessity for high speed.
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nathan works as an accountant for a mid-sized retail store. he has just completed a trial balance that resulted in no unexpected problems. nathan's next task is likely to be multiple choice presenting the trial balance to the company owners. preparing the store's balance sheet and other major financial statements. conducting the full audit. preparing a tax return for the company.
He recently finished a trial balancing that revealed no unforeseen issues.The creation of the store's balance sheet and other important financial statements is probably Horst's next big chore.
What is the primary justification for an accountant to perform a trial balance?A trial balance is used to check the accuracy of all entries put into the general ledger of an organization.Each general ledger account's ending balance is shown on a trial balance.Each accounting entry must have debits and credits that total the same amount. The balance sheet, income statement, and cash flow statement all provide distinct facts with associated data.The three statements taken as a whole offer a complete picture of the company's operational activity. After the adjusting entries are finished, the adjusted trial balance is finished.The final balances for each account are listed in this trial balance, which is also utilized to create the financial statements.The balances are displayed in the post-closing trial balance following the completion of the closing entries. Trial Balance is an accounting report that includes the ending balances of the company's various general ledgers. For instance, utility expenses during a period may include the payment of four separate bills totaling $ 1,000, $ 3,000, $ 2,500, and $ 1,500; therefore, in the trial balance, a single utility... Your balance sheet details the worth of your current assets as well as the amount of debt you have (liabilities).Cash, receivables, inventory, equipment, and investments are examples of assets.To learn more about trial balance refer
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time remaining 52:38 iliana signed up for a store credit card with no annual fee to get a discount of 12.5 percent off her entire first purchase. percents total 100% if she saved $7.29 on her first purchase by using this credit card, what was the total price of the items before the discount? $0.91 $1.71 $58.32 $91.13
52:38 remain iliana obtained a store credit card with no annual fee in order to receive a discount of 12.5% off her total initial purchase. %s add up to 100% If she used this credit card to make her initial purchase, she would have saved $7.29, making the final cost of the products before the reduction $58.32.
In times of financial difficulty, using a credit card can be an excellent method to manage your money. You are able to get money, buy things, and pay it back later thanks to this. The best thing is that credit cards are widely used, extensively recognized, and, when used wisely, offer considerable financial flexibility.
Keep reading to learn more about credit cards and their advantages if you're new to them.
When a consumer uses a credit card, they can borrow money up to the pre-approved credit limit. Credit cards are a sort of credit facility offered by banks. The ability to buy goods and services is provided to customers. The credit card provider bases the credit card limit on variables including income and credit score.
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According to the ucc, for the sale of goods that requires shipping, the presumption is that unless stated otherwise, the seller need only deliver the goods to __________ to complete performance.
False, According to Uniform Commercial Code the "shipment contract" requires the seller to place goods on carriage and "destination contract” requires that the seller deliver the goods to the buyer at a certain location
The UCC allows for two different sorts of agreements if the products are carried by a common carrier, which is a third party with whom a delivery contract has been made, like UPS or the USPS. The seller must deliver the products to the carrier in accordance with the terms of a "shipment contract."
According to a "destination contract," the seller must deliver the products to the customer at a specific spot. When the items are delivered to the carrier under a shipment contract, the risk of loss shifts to the buyer. When products arrive at the buyer's location under a destination contract, the buyer assumes the risk of loss.
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why isn't it a good idea for them to produce and sell as many cakes as they can? is it more profitable to sell less cakes at this current stage of their business?
It is not a good idea to sell as many cakes as can be produced because doing so will push production costs over the limit and lead to losses.
The firm will enhance its profit by employing more variable input to generate more output as long as the income from creating another unit of output (MR) exceeds the cost of producing that unit of output (MC).
Selling all that can be produced is not a good idea because doing so will push production costs over the limit and lead to losses. Because the value contributed to total production will start to decline when MR [marginal revenue from each unit produced becomes zero] reaches this point, maximum production will continue to be carried out until that point. Maximum profit is made when MR = MC.
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moving production from a high-cost producer to a low-cost producer will a.raise total surplus. b.lower producer surplus. c.raise producer surplus but lower consumer surplus. d.lower total surplus.
It will increase overall surplus to shift manufacturing from a high-cost producer to a low-cost manufacturer.
Manufacturing is the process of creating or producing items using machinery, labor, tools, and chemical or biological processing or formulation. It is the fundamental component of the economy's secondary sector. The phrase can be used to describe a variety of human endeavors, from handicraft to high-tech, but it is most frequently used to describe industrial design, in which primary sector raw materials are turned into finished commodities on a big scale. These products might be given to end users and customers or sold to other manufacturers for use in the creation of more complicated goods.
Manufacturing engineering is the branch of engineering that plans and improves the manufacturing process, or the steps that transform raw materials into a finished good.
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mehmet’s café sells coffee for only $.50, which is less than it costs, but mehmet hopes customers will come for the coffee and end up buying sandwiches and pastries. what sort of pricing strategy is mehmet pursuing?
The sort of pricing strategy Mehmet pursuing is a Loss leader.
A business can use a variety of pricing strategies when selling a product or service. To determine the most effective pricing strategy for a company, senior executives need to first identify the company's pricing position, pricing segment, pricing capability, and competitive pricing reaction strategy.
Pricing Strategy is a tool used to fix the price of a particular product or service by considering various factors like the consumption of resources, Market conditions, the ability of customers, demand and supply, need of the product like regular item or occasional, etc. Pricing is important since it defines the value that your product is worth for you to make and for your customers to use. It is the tangible price point to let customers know whether it is worth their time and investment.
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Janyce is the human resource manager at a manufacturing company. Her counterparts are the managers of engineering, accounting, manufacturing, and purchasing. The firm is organized to create efficiencies by grouping people with common knowledge and skills. What term best describes this departmentalization?.
Janyce is the human resource manager at a manufacturing company. Her counterparts are the managers of engineering, accounting, manufacturing, and purchasing. The firm is organized to create efficiencies by grouping people with common knowledge and skills. Functional departmentalization describes this departmentalization.
Manufacturing is the making of products by means of hand or via device that upon of entirety the business sells to a consumer. objects utilized in manufacture may be uncooked substances or element parts of a larger product. the manufacturing normally takes place on a huge-scale manufacturing line of machinery and professional exertions.
A manufacturer is a person or organisation that produces finished items from raw substances with the aid of the use of numerous equipment, device, and approaches, and then sells the products to consumers, wholesalers, vendors, outlets, or to other manufacturers for the manufacturing of extra complicated goods.
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a retail store does not segregate sales and the amount of sales tax on sales. if the sales tax rate is 5% and the register total amounted to $262,500, what is the amount of the sales taxes owed to the taxing agency?
The amount of the sales taxes owed to the taxing agency is $12500
TurboTax is attempting to peer in case you are eligible to itemize. If you stay in a nation without a nation tax, you may deduct nation and neighborhood income tax paid. When requested the way you need to go into your income tax, choose Easy Guide. Answer the questions about the following few screens.
To record and pay your Louisiana income tax you've got a few options: File on-line on the Louisiana Taxpayer agency Access Point: You can remit your fee thru their on-line system. Pay through credit score card. Autophile – Let Tax Jar record your income tax for you. Let's say you are shopping for a $one hundred objects with an income tax of 5%. Your math might be simply: [cost of the item] x [percentage as a decimal] = [sales tax]. That's $one hundred x. 05 =$5.
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calculate the required rate of return for moon, inc.’s stock. moon’s beta is 0.8, the risk-free return is 3 percent, and the expected return on the market is 8.5 percent.
For the shares of Moon, Inc., a 7.4% required rate of return. The predicted return on the market is 8.5 percent, moon's beta is 0.8, and the risk-free return is 3 percent.
Formula : R = rf + B(rm-rf)
Where, R = required rate of return, rf = Risk free rate, rm = market rate of return, B = project Beta
R = 3 + (0.8*(8.5-3)) = 7.4
The minimal profit (return) an investor will seek or expect in exchange for taking on the risk of investing in a stock or other type of security is known as the required rate of return (RRR).
RRR is also used to determine how profitable a project might be in comparison to the cost of financing it. required rate of return indicates the degree of risk associated with committing to a specific investment or project. The level of risk increases with the return.
To determine the needed rate of return, you must consider variables such as the market's overall return and the rate you would receive if you took no risks (risk-free rate of return).
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Suppose you put $350 into a bank account today. Interest is paid annually and the annual interest rate is 6 percent. The future value of the $350 after 4 years is.
Consider depositing $350 into a bank account today. The interest rate is 6% per year, and it is paid annually. After four years, the future worth of the $350 is $441.87.
Money kept in a bank is referred to in the financial lexicon as a deposit. A depositing is a transaction in which money is transferred to a different party for safekeeping. Yet another definition of a deposit is a sum of money used as security or collateral for the delivery of a good.
There are two definitions for a deposit. One type of deposit entails transferring money to a different party for safekeeping. According to this definition, a depositing is cash added by an investor to a savings or checking account kept at a bank or credit union.
In this case, the money that was deposited remains the property of the person or organization that made the deposit, and that person or organization is free to take the money out at any time.
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