interest-sensitive whole life policy
So far, the policies discussed all credit the cash value account with a guaranteed rate of interest. There are other types of policies that provide for the cash value to be credited varying rates of interest, based on what the insurance company is earning on the policies, or to earn returns that can be higher but are not guaranteed. These include interest-sensitive whole life and universal life, which are tied to interest rates, and variable whole life and variable universal life, which are tied to investment returns.

An interest-sensitive whole life policy is a whole life policy. Like an ordinary life policy:

Answers

Answer 1

An interest-sensitive whole life policy is a whole life policy. Like an ordinary life policy:

it has a fixed, level death benefit.it has premiums due at specified times, so the policy will lapse if they are not paid when due.the portion of premium in excess of the amount needed to pay claims and expenses is credited to the cash value account.

What is an interest-sensitive whole life policy?

This life policy differs from an ordinary whole life in that it has a guaranteed maximum premium and guaranteed minimum cash value based on a guaranteed minimum interest rate.

If current interest rate (interest rate being earned at the time of rate adjustment) exceeds the guaranteed minimum rate, then, the policyowner may have the excess interest added to the cash value or used to reduce premiums.

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Related Questions

Why was the student government created?

Answers

Do not go to that link he is a hacker

Answer : For students to learn the basics and details of how the government works .

Explanation:

It will  make you more self aware of your kind of country(political wise) .. and have more knowledge about the impact of the government and the Constitution . Youĺl have more inside info than just seeing the short summarized version, because firstly The process and the timeline is not figured in short amount of time.

Select the correct answer.
Which statement best describes the role of different branches of government in forming US foreign policy?
A.
The executive branch and legislative branch cooperate to create and shape foreign policy.
B.
The legislative and judicial branches cooperate to create and shape foreign policy.
C.
The legislative branch creates foreign policy, and the executive branch implements it.
D.
The executive branch creates foreign policy, and the judicial branch oversees it.

Answers

Answer:

The executive branch and legislative branch cooperate to create and shape foreign policy.

Explanation:

What type of clashes do troops from North and South Korea have ?

( Make sure to put it in a sentence)

Answers

Troops from the two Koreas have violent clashes.

Seven people were brought together to help design a new academic building on your campus. Among the people were faculty, maintenance workers, students, audio-visual technicians, computer technicians, and even a representative from the union catering service. Because of the diversity in their backgrounds, the people were highly interdependent on one another. The objective of the people was to design a building that would meet several needs for the campus. This collection of people exhibits characteristics of a

Answers

Answer:

This collection of people exhibits characteristics of a team.

Explanation:

A team is defined as two or more individuals who interact and are interdependent and who have adjusted to achieve particular goals. The members interact with certain frequency, in a personal way and based on certain established guidelines, in addition the individuals depend on each other to be able to achieve the team objectives and perform functions that complement each other. The team has a certain structure that results in the distribution of roles, configuring a system of interlocking roles that represent a certain level or status, as well as a series of shared operating rules, they carry out collective activities that contribute to the achievement of common objectives.

Why is the Establishment Clause so important and a part of the constitution?
1. The Establishment Clause insures that children receive a religious education.
2. The Establishment Clause prohibits association between church and government.
3. The Establishment Clause bans the government from forcing a particular religion upon its citizens.
4. The Establishment Clause allows individuals to give tax dollars for the support of their church.

Answers

Answer:

The First Amendment's Establishment Clause prohibits the government from making any law “respecting an establishment of religion.” This clause not only forbids the government from establishing an official religion, but also prohibits government actions that unduly favor one religion over another.

Answer:

The Establishment Clause prohibits association between church and government.

What is Humanism? How was it taught different from what was taught in the Middle Ages?

Answers

Answer:

Humanism is a metaphysical position that stresses the importance and agency of individuals and groups of people. The definition of the word "humanism" has changed over time as a result of the many intellectual movements that have associated with it. Humanism emphasized rational reasoning and rationality. They were anti-faith, anti-tradition, and anti-devotional. Religion was at the heart of the Middle Ages.

Explanation:

Hope this helps!

Please mark me as Brainliniest.

The primary ethnic group of Iran is

Answers

Answer:

Persians

Explanation:

Goo/gled it bro

What are the social customs of the medieval period existing in nepal at present ?​

Answers

Medieval society was full of social evils. Some of these were early marriage, slavery system, satee system and so on. In this period, people had very hard and struggled life. Girls were not allowed to exhibit even their face to any unknown persons.

Most of these customs are brought from Hindu and Buddhist traditions. People of diverse religion and belief are the dominant features of Nepali society. Hinduism, Buddhism, Islam and Christianity are the major religions that are practiced in Nepal. People have a sense of unity, though living in the diversity.

Hopefully this helps you out :)

Explanation:

why you always in the mood

Do you believe the government should decide on whether or not to require vaccine passports?

Answers

Answer:

I believe it is against the constitution to require a vacciene passport

Explanation:

Fifth Amendment:

No person shall be held to answer for a capital, or otherwise infamous crime, unless on a presentment or indictment of a Grand Jury, except in cases arising in the land or naval forces, or in the Militia, when in actual service in time of War or public danger; nor shall any person be subject for the same offence to be twice put in jeopardy of life or limb; nor shall be compelled in any criminal case to be a witness against himself, nor be deprived of life, liberty, or property, without due process of law; nor shall private property be taken for public use, without just compensation.

Although the popular term right to d ie has been used to describe the debate over end-of-life decisions, the underlying issues include a variety of legal concepts, some distinct and some overlapping. For instance, right to di e could include issues of sui cide, passive euthanasia (allowing a person to die by refusal or withdrawal of medical intervention), assisted sui cide (providing a person the means of committing suicid e), active euthanasia (killin g another), and palliative care (providing comfort care which accelerates the dea th process). Recently, a new category has been suggested—physician-assisted sui cide—that appears to be an uncertain blend of assisted suicid e or active euthanasia undertaken by a licensed physician.

There has been little litigation of constitutional issues surrounding sui cide generally, although Supreme Court dicta seems to favor the notion that the state has a constitutionally defensible interest in preserving the lives of healthy citizens.1 On the other hand, the right of a seriously ill person to terminate life-sustaining medical treatment has been addressed, but not squarely faced. In Cruzan v. Director, Missouri Department of Health,2 the Court, rather than directly addressing the issue, assume[d] that a competent person [has] a constitutionally protected right to refuse lifesaving hydration and nutrition.3 More importantly, however, a majority of the Justices separately declared that such a liberty interest exists.4 Yet, it is not clear how actively the Court would seek to protect this right from state regulation.

In Cruzan, which involved a patient in a persistent vegetative state, the Court upheld a state requirement that there must be clear and convincing evidence of a patient’s previously manifested wishes before nutrition and hydration could be withdrawn. Despite the existence of a presumed due process right, the Court held that a state is not required to follow the judgment of the family, the guardian, or anyone but the patient herself in making this decision.5 Thus, in the absence of clear and convincing evidence that the patient had expressed an interest not to be sustained in a persistent vegetative state, or that she had expressed a desire to have a surrogate make such a decision for her, the state may refuse to allow withdrawal of nutrition and hydration.6

Despite the Court’s acceptance of such state requirements, the implications of the case are significant. First, the Court appears, without extensive analysis, to have adopted the position that refusing nutrition and hydration is the same as refusing other forms of medical treatment. Also, the Court seems ready to extend such right not only to terminally ill patients, but also to severely incapacitated patients whose condition has stabilized.

example of
empathy
effort
openness
honesty
fairness​

Answers

openness- Im curious about how things work!

Empathy- showing empathy for someone who’s having a bad day (understanding , caring , talking it out)

effort- giving something your all

honesty- standing up for what’s right (admitting something)

fairness- taking turns / not taking advantage of someone

hope this helps!!

What was an effect of Magna Carta in England? Text to speech
a
It limited the power of the king.
b
It established a democratic government.
c
It allowed Parliament to impose taxes.
d
It established a Bill of Rights for the citizens.

Answers

Answer:

A. It limited the power of the king.

Explanation:

Magna Carta's first purpose was to establish peace between King and barons. Given the state of England's roads, summer was the only time of year for military operations. Magna Carta, agreed in mid-June 1215, effectively prevented the outbreak of full-scale warfare.

Plsssssss help me I need you’re help

Answers

Answer:

A. Caregiver

Explanation:

Yes

Answer:

A. Caregiver

Explanation:

They like helping others more than themselves

What happens as water evaporates from a lake?

Answers

the salt is left behind, the fresh water vapor condenses into clouds. The clouds move over land, the precipitation fills rivers, lakes, and streams and the cycle repeats.

how can reduction of export of primary goods improve people's lifestyle

Answers

Answer: Exported goods are those which are ordered or brought to the native place from a foreign place.

Explanation:

The exported goods are expensive in price and they can affect the overall productivity cost of a good which makes that good unaffordable for the local people and it reduces the demand of that good. So, if the primary goods are prepared in the native place the overall productivity cost of a final good will reduce people will able to afford it and it will help them to meet their daily requirements. For example, silk fabric is one of the most expensive fabrics and it is ordered from a foreign place. If people learn to create this fabric they will be able to produce the primary good that is the silk fabric for their clothes this will reduce the overall productivity cost of silk clothes and people can afford them and use them.

The bureaucracy is mentioned in Article II of the Constitution true or false?

Answers

Answer:

False

lcc sksjskjdjska

Answer:

i might have to say

Explanation:

true because it was once mentioned in the 2nd article

¿Cómo son los dípticos? respuesta: ¿para que se usan?, ¿Dónde los podemos encontrar? respuesta: ¿Por qué se denominan dípticos? respuesta:

Answers

La respuesta correcta para esta pregunta abierta es la siguiente.

¿Cómo son los dípticos?

Respuesta: los dípticos son hojas dobladas a la mitad para crear folletos en donde comúnmente se incluye información publicitaria sobre un producto, servicio, o persona. Un pliegue divide las mitades.

¿Para que se usan?, ¿Dónde los podemos encontrar?

Respuesta: como mencioné anteriormente, se usan como un recurso publicitario para hacer folletos y publicitar productos y servicios. La gente puede tomar esos dípticos en tiendas o lugares públicos e informarse sobre el producto o servicio. generalmente los dípticos so a colores e incluyen fotos e imágenes que los hacen más atractivos.  

¿Por qué se denominan dípticos?

Respuesta: se le llaman dípticos por el pliegue que divide a la mitad las dos partes.

Which of the following Mauryan top advisors took over a kingdom and exiled the King for insulting him?
Ashoka
Bindusara
Chanakya
Chandragupta

Answers

The correct answer is Chanakya

Answer:

Chanakya

Explanation:

i took this test plus im here so the other person can get

This river flows from south to north
1. Niger
2. Zambezi
3. Congo
3. Nile

Answers

Answer:

The Nile river

Explanation:

The Nile River, the world's longest, flows south to north.

Answer:

Nile River

Explanation:

The Nile River flows from south to north through eastern Africa.

3rd time asking this question for help. Will mark Brainliest to whoever gets the right answer. Please no guessing and no links.

Answers

Answer:

The second one

Explanation: The primary evidence for this expansion has been linguistic, namely that the languages spoken in sub-Equatorial Africa are remarkably similar to each other.

The Bantu expansion was a major series of migrations of the original Proto-Bantu-speaking group, which spread from an original nucleus around West-Central Africa across much of sub-Saharan Africa.

You arrive at your office and are startled by the sounds of building construction outside your window. As you settle into your work for the day, you forget about the construction noises. When a visitor comes to your office later that day, the first thing she comments on is how disruptive the construction noise must be to your concentration. You realize that you have not even noticed it for over an hour. This is due to

Answers

Answer:

The correct answer is - sensory adaptation.

Explanation:

Sensory adaptation is an adaption to a particular sensory stimulation in case of longer or constant exposure by the reduction in sensitivity to this stimulus after constant exposure to it.

It reduces our focus on a constant stimulus to free awareness and the important resources to attend to other stimuli in the environment around us. In the given question sound is an constant stimulus which is reduces by the process sensory adaption and draw attention to important stimuls around.

Fill in the cause-and-effect chart to explain how the classical world of ancient Greece and Rome was rediscovered, leading to the period known as the Renaissance.
to go to here go to teach tci website social studies section and chapter 33 section 1 pls send a ss if u know the awnser

Answers

Hello. You forgot to present the chart. The chart is:

cause 1: In the Late Middle Ages, merchants and Crusaders brought back…

Cause 2: The Roman Catholic Church kept knowledge of ancient times alive by

Cause 3: Europeans also read classical works that came by way of

Effect: This flow of ideas led to…

Answer:

cause 1: In the Late Middle Ages, merchants and Crusaders brought back innovative ideas from the east, which stimulated the appreciation of classical teachings.

Cause 2: The Roman Catholic Church kept the knowledge of ancient times alive by copying old documents that were written in the classical period.

Cause 3: Europeans also read classical works that came by way of Muslim scholars.

Effect: This flow of ideas led to the discovery of Greek and Roman culture, which stimulated interest in the classic culture promoted by these regions in terms of science, politics and art.

Explanation:

The information shown above establishes a cause and effect relationship that shows what were the elements that led to the rediscovery of Greek and Roman culture and the beginning of the Renaissance. Cause and effect relationships are information that shows that one element was responsible for the existence of another.

In the chart shown above, we can see what were the causes of the European Renaissance. Renaissance was a cultural, scientific, philosophical, literary and artistic movement that determined the social transition from the middle ages to the modern age, by stimulating the search for knowledge and the valorization of classical studies.

what is hybridization ? Explain in brief​

Answers

Explanation:

As orbitals combine to introduce a unique atomic orbital, this is known as hybridization. The modern orbital will accommodate the same amount of electrons as the older models. The fresh, hybridized orbital's characteristics and power are mean of the initial unhybridized atoms.

discuss two ways in which some cultural views that exist may affect a relationship negatively ​

Answers

Answer:

Every culture affects our personal habits and preferences. In interracial relationships, personal habits might cause issues the same way they would when they are acceptable in one country but not tolerated for long in another. A lot of interracial couples mistake cultural influence for personality flaws

Explanation:

A business is trying to decide where to locate its new headquarters. It wants to avoid any location with an average July temperature of over 80 degrees. Which area would be the best location for the headquarters? Average July Temperatures in Fahrenheit Asia Europe North America Ainda Oceanie- South Amenca Australia Over 85 50 to 58 Antarctica 14° to 32° 14° or below 68° to 85° 32° to 50° Source: National Centers for Environmental Information O A. Southern Europe O B. Northern Africa O C. Southern Australia O D. Northern South America​

Answers

Answer:B

Explanation:

Answer:

Southern Australia!

Explanation:

Here: I used the other answer but it was wrong

On May first, in order to reduce the number of overdue books, a children’s library instituted a policy of forgiving fines and giving bookmarks to children returning all of their overdue books. On July first there were twice as many overdue books as there had been on May first, although a record number of books had been returned during the interim.
Which of the following, if true, most helps to explain the apparent inconsistency in the results of the library’s policy?
(A) The librarians did not keep accurate records of how many children took advantage of the grace period, and some of the children returning overdue books did not return all of their overdue books.
(B) Although the grace period enticed some children to return all of their overdue books, it did not convince all of the children with overdue books to return all of their books.
(C) The bookmarks became popular among the children, so in order to collect the bookmarks, many children borrowed many more books than they usually did and kept them past their due date.
(D) The children were allowed to borrow a maximum of five books for a two-week period, and hence each child could keep a maximum of fifteen books beyond their due date within a two-month period.
(E) Although the library forgave overdue fines during the grace period, the amount previously charged the children was minimal; hence, the forgiveness of the fines did not provide enough incentive for them to return their overdue books.

Answers

Answer:

than they usually did and kept them past their due date.

(D) The children were allowed to borrow a maximum of five books for a two-week period, and hence each child could keep a maximum of fifteen books beyond their due date within a two-month period.

(E) Although the library forgave overdue fines during the grace period, the amount previously charged the children was minimal; hence, the forgiveness of the fines did not provide enough incentive for them to return their overdue books.

Australia is ranked #25 out of 121 countries in cost of living
True
False

Answers

Answer:

True

Explanation:

I want my points pls give me brainly i just looked it up

Answer:

Ture

i kinda looked it up so i guess thats proof :>


George reads 6 pages of a book each morning
and 4 pages of a book each evening,
How many pages will he read in seven days?

Answers

Answer:

70

Explanation:

6 In the morining and 4 in the eveing = 10 in a day. In 7 days he does that 7 times.

The answer will be 70! Hope you have a good day/Night! Bye

What happens when Mr. Rochester enters? Jane is busy knitting something and does not notice that he has brought his fiancee. Though Jane tries to ignore his arrival, she cannot help but greet him and confess how much she had missed him. He drops everything and rushes to greet Janem, who had not been awaiting his arrival. He does not acknowledge Jane, but she watches him unnoticed and considers her reasons for loving him.

Answers

He does not acknowledge Jane, but she watches him unnoticed and considers her reasons for loving him.

In the novel Jane Eyre, when Mr. Rochester enters, he does not acknowledge Jane, but she watches him unnoticed and considers her reasons for loving him. Thus, option D is the correct answer

What is the story of the novel Jane Eyre?

The story is about Jane, a young woman who appears unremarkable and uncomplicated as she navigates life's challenges. Jane is confronted with numerous challenges in her life, including her vindictive and controlling aunt Reed, the deplorable conditions at Lowood School, her love for Rochester, and Rochester's marriage to Bertha.

Bertha, Rochester's housebound wife and fabled "lady in the attic," is the arsonist in the novel. Mr. Rochester does not acknowledge Jane when he enters, but she observes him unnoticed and considers her reasons for loving him.

Therefore, the last option is the correct answer.

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What are 3 duties of the Federal Reserve?

Answers

Answer:

pay salary

take care of staffs

obey the federal government

Answer:managing the level of the national money supply

Explanation:

How can the instablity in the Middle Eastern countries like Iraq
cause oil prices to go up in the US?

Answers

Answer:

On Aug. 2, 1990, Saddam Hussein launched the Iraqi invasion of Kuwait, starting the Gulf War. This led to lower oil production, causing a spike in crude oil prices. After the Gulf War, crude oil prices steadily declined, reaching their lowest level since 1973 in 1994.

Explanation:

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give your own definition of inherent A wave has a frequency of 2 Hz. Find its period A company has developed a new video game console. After completing cost analysisand demand forecasts, the company has determined that the profit function for thenew console is p(c) = -250c^2 + 70,000c - 4,570,000, where c is the number ofconsoles sold. What is the domain of the profit function?a. all integersb. all rational numbersc. all integers greater than or equal to zerod. all rational numbers greater than or equal to zero Que tienen en comn singular y plural give another meaning of the word symptoms What was the Alien act of 1798 in simple explanation? What property is being used: 5 + x = x + 5 * 6 dividido entre 3,978 Please guys help me please How do initiative, referendum, and recall empower Arizona citizens? PLEASE HELP!!Carlos is driving to Phoenix. Suppose that the remaining distance to drive (in miles) is a linear function of his driving time (in minutes). When graphed, the function gives a line with a slope of -0.85 . See the figure below.Carlos has 60 miles remaining after 33 minutes of driving. How many miles were remaining after 25 minutes of driving? Given f(x) = x^4 -3x^3 +10x^2 -9x +1. Is (x-2) a factor? Is x=-3 a zero? Find f(-1) show all work. you would use conditional formatting on a cell when you want to _____ How would you describe symmetry in invertebrates? 13. Which equation represents y = x2 - 10x + 30 in vertex form?y = (x - 5)2 + 5y = (x 5)2 + 55y = (x 5)2 - 5y = (x - 5)2 + 30 i am slow and i need help!! Historically, most immigrants came from _______________and settled in the Northeast. Chirs bought 10.4 gallons of gasoline. There are approximately 3.8 liters in 1 gallon. Which measurement is closest to the number of liters of gasoline Chirs bought? ESSAY. Give a solution on the situation usually happens in hotel. Because of the Christmas holiday season, the hotel is completely booked for this coming weekend; sadly, the reservations department made a mistake and double booked; however, the guest is adamant that he made a reservation and will be staying at your hotel this coming weekend. What is your plan for dealing with this issue? can someone answer asapWhat was one of the main reasons that the Catholic Church began the Counter-Reformation? A. to challenge the basic ideas of the Protestant Reformation B. to form a new religion based on the Protestant Reformation C. to decide which issues were valid in the Protestant Reformation D. to share religious power with the Protestant Reformation