About the informal risk-capital market, the true statement is Business angels in the informal risk-capital market grant the funds needed in all stages of financing, especially in the start-up.
Finance, of financing, is that the method of raising funds or capital for any reasonably expenditure. it's the method of channeling varied funds within the kind of credit, loans, or invested with capital to those economic entities that almost all would like them or will place them to the foremost productive use.
A fund is a pool of cash put aside for a selected purpose. The pool of cash in an exceedingly fund is usually invested with and professionally managed so as to get returns for its investors. Some common forms of funds embrace pension funds, insurance funds, foundations, and endowments.
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Informal Risk-Capital Market (Angels). The informal risk-capital market is the most misunderstood type of risk capital. It consists of a virtually invisible group of wealthy investors, often called business angels, who are looking for equity-type investment opportunities in a wide variety of entrepreneurial ventures. Typically investing anywhere from $10,000 to $500,000, these angels provide the funds needed in all stages of financing, but particularly in start-up (first-stage) financing. In Canada, angel investors became prominent with the emergence of CBC's hit show Dragons' Den. The show features five well-known business angels called Dragons, who, as a group, listen to pitches from entrepreneurs who want the Dragons to invest both their money and their expertise into their business. While the show does have its share of detractors, it is one of the most popular shows on the network and regularly attracts over a million viewers to each episode. Similarly, angel investors are known in the United States through the popularity of Shark Tank, a show on ABC that is quite similar to Dragons' Den. In fact, two of the original Dragons, Kevin O'Leary and Robert Herjavec, now appear on Shark Tank. If you would consider pitching to the Dragons, Identify a true statement about the informal risk-capital market.
Multiple choice question.
The informal investment market contains the lowest pool of risk capital in the United States.
Business angels in the informal risk-capital market grant the funds needed in all stages of financing, especially in the start-up.
The size and number of informal risk-capital market investors have reduced dramatically.
Firms funded from the informal risk-capital market are unable to raise second- and third-round financing from the public-equity market.
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suppose that you are able to generate an annual depreciation deduction of $20,000 that would otherwise have been taxed at a 30% rate each year for 7 years. suppose that your taxes due on sale in year 7 will be $32,000 greater than if the property had not been depreciated. determine the net benefit of depreciation assuming a discount rate of 6.5%.
A) $53,499
B) $32,907
C) $20,592
D) $12,315
The net benefit of depreciation assuming a discount rate of 6.5%.is
D)$12,315
How to Calculate Depreciation?Annual depreciation deduction of $20,000
=20000*30/100
=6000*7
=42000
=42000-32000
=10000*6.5/100
=12,315
The sum of the years' digit method of depreciation has the following formulas: Years added up equal (n / 2) (n + 1) Initial annual depreciation = (FC - SV) (n / Years Added)Normally, an item with a five-year useful life would depreciate at a rate of 20% annually. The basis of the asset would be recorded at a rate of 40% per year using the double-declining balance technique. Depreciation will surpass the asset's remaining basis after 2.5 years.The annual cost of depreciation is assumed to equal a fixed percentage (1 - K) of the Book Value (BV) at the beginning of the year in this depreciation technique.To learn more about Depreciation refer to:
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banks create money when they group of answer choices buy government bonds from households. accept deposits of cash. sell government bonds to households. allow loans to mature.
Banks make cash during their typical activities of tolerating stores and making credits. In this model, we'll involve M1 as our meaning of cash. (M1 = cash in our pockets and balances in our financial records.) When a bank makes a credit it makes cash.
A bank can make cash by giving out credits to associations that they understand will be reimbursed. This makes a sort of IOU, so they can ensure that the money will be reimbursed. Banks then make checkable stores to pay for these assets.
By paying out less in income on stores than it obtains in interest on progress. They are open whenever the record holder needs them.
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reports are prepared for a given time period.
Companies usually modify or adapt elements of their marketing plan to be used in different markets in which they sell their products.A. TrueB. False
Companies usually modify or adapt elements of their marketing plan to be used in different markets in which they sell their products-True.
marketing planA marketing plan is an operational document that details an organization's advertising strategy for generating leads and reaching its target market. Market research to help with price choices and new market entrants. Messages that are tailored to specific demographics and geographic areas. Platforms for product and service promotion include digital, radio, the Internet, trade magazines, and a combination of these platforms for each campaign.
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Required information
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In 2021, Susan (44 years old) is a highly successful architect and is covered by an employee-sponsored plan. Her husband, Dan (47 years old), however, is a Ph.D. student and unemployed. Compute the maximum deductible IRA contribution for each spouse in the following alternative situations. (Leave no answer blank. Enter zero if applicable.)a. Susan’s salary and the couple’s AGI before any IRA contribution deductions is $201,000. The couple files a joint tax return.b. Susan’s salary and the couple’s AGI before any IRA contribution deductions is $129,000. The couple files a joint tax return.c. Susan’s salary and the couple’s AGI before any IRA contribution deductions is $83,000. The couple files a joint tax return.d. Susan’s salary and her AGI before the IRA contribution deduction is $83,000. Dan reports $5,000 of AGI before the IRA contribution deduction (earned income). The couple files separate tax returns.
a) Susan's maximum deductible IRA contribution for 2021 is $6,000 because she is over the age of 50 and her AGI is above the threshold for full deductible contributions ($198,000 for tax year 2021). Dan is not able to make a deductible contribution to an IRA because he is not covered by an employee-sponsored retirement plan and his AGI is above the threshold for full deductible contributions ($65,000 for tax year 2021).
b) Susan's maximum deductible IRA contribution for 2021 is $6,000 because she is over the age of 50 and her AGI is above the threshold for full deductible contributions ($198,000 for tax year 2021). Dan is not able to make a deductible contribution to an IRA because he is not covered by an employee-sponsored retirement plan and his AGI is above the threshold for full deductible contributions ($65,000 for tax year 2021).
c) Susan's maximum deductible IRA contribution for 2021 is $6,000 because she is over the age of 50 and her AGI is above the threshold for full deductible contributions ($198,000 for tax year 2021). Dan is able to make a deductible contribution to an IRA because he is not covered by an employee-sponsored retirement plan and his AGI is below the threshold for full deductible contributions ($65,000 for tax year 2021).
d) Susan's maximum deductible IRA contribution for 2021 is $6,000 because she is over the age of 50 and her AGI is above the threshold for full deductible contributions ($198,000 for tax year 2021). Dan is able to make a deductible contribution to an IRA because he is not covered by an employee-sponsored retirement plan and his AGI is below the threshold for full deductible contributions ($65,000 for tax year 2021). His maximum deductible contribution is calculated as follows:
Dan's AGI is $5,000The threshold for full deductible contributions for someone in Dan's situation is $65,000 for tax year 2021Dan's AGI is below the threshold for full deductible contributions, so his maximum deductible contribution is $6,000.AGI, or adjusted gross income, is a measure of your income that is used to determine your tax liability. It is calculated by taking your total income from all sources (such as wages, salaries, dividends, and interest) and subtracting certain deductions allowed by the Internal Revenue Service (IRS).
His maximum deductible contribution is calculated as follows:
Dan's AGI is $83,000 - $5,000 = $78,000
The threshold for full deductible contributions for someone in Dan's situation is $75,000 for tax year 2021
The phase-out range for deductible contributions for someone in Dan's situation is $75,000 to $85,000 for tax year 2021
The amount by which Dan's AGI exceeds the lower end of the phase-out range is $78,000 - $75,000 = $3,000
The reduction in the maximum deductible contribution for every $1,000 above the lower end of the phase-out range is $500
The reduction in Dan's maximum deductible contribution is $3,000 / $1,000 * $500 = $1,500
Dan's maximum deductible contribution is $6,000 - $1,500 = $4,500
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The Health Maintenance Organization Act of 1973 made it harder for HMOs to grow and attract clients and required all employers that offered traditional health care to their employees to sign up for an HMO if they had more than 35 employees.
False
It is false that the Health Maintenance Organization Act of 1973 made it harder for HMOs to grow and attract the clients and required all the employers.
What is Health Maintenance Organization Act?A law was passed in the US on December 29, 1973, known as the Health Maintenance Organization Act. The Health Maintenance Organization Act, also referred to as the federal HMO Act, is a piece of federal legislation that establishes a pilot federal program to support the growth of health maintenance organizations (HMOs). The Public Health Service Act was updated by the federal HMO Act, which Congress passed in 1944. The Nixon administration advisors who were seeking for a means to reduce medical inflation had meetings with Ellwood and the other Interstudy group members that led to the conception of the HMO Act. It did not mandate that employers provide health insurance. The Act established the term "HMO" and increased HMOs' access to the employer-based market. The 1995 expiration of the Dual Choice clause.
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In the figure, if the interest rate is r1, then the supply of interest-bearing assets is _____ the demand for interest bearing assets, and interest rates must _____ in order to give people the incentive to invest in them.
greater than; increase
(Hint:According to the liquidity preference model of the interest rate, the interest rate is determined by the supply and demand for money.)
In the figure, if the interest rate is r1, then the supply of interest-bearing assets is greater than the demand for interest bearing assets, and interest rates must greater in order to give people the incentive to invest in them.
What is interest rate?⇒ The amount of interest due each period expressed as a percentage of the amount lent, deposited, or borrowed is known as an interest rate (called the principal sum). The total interest on a loaned or borrowed sum is determined by the principal amount, the interest rate, the frequency of compounding, and the period of time the loan, deposit, or borrowing took place.
The interest rate over a year is known as the annual interest rate. Other interest rates are applicable over shorter time frames, such a day or a month, but they are typically annualized.
According to one definition, the interest rate "is an indication of the preference for a dollar of present [income] over a dollar of future income."
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which of the following statements about an administrative agency's implementation of policy is correct?
Only funds allocated by Congress may be used by bureaucrats to carrying out the policy-making functions of administrative agencies.
What kind of people are bureaucrats?In India, bureaucrats are referred to as the officials in charge of overseeing and directing both the managerial and directorial tiers of the private sector as well as the administration and ministerial tiers of the public sector.
What does a bureaucrat do?A bureaucrat's role is to carry out government policy, to put into action the laws and judgments made by elected authorities. Examples of typical bureaucrats include tax collectors, governmental accountants, law enforcement officers, firefighters, and military personnel.
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In a dispute regarding an insurance claim, if a term in the written policy is ambiguous, parol evidence is admissible to show the meaning.a. Trueb. False
It is true that in a dispute regarding an insurance claim, if a term in the written policy is ambiguous, parol evidence is admissible to show the meaning.
What is insurance claim?A formal request for compensation for damages covered by your insurance policy is known as an insurance claim. An insurance policy is a contract between you and your insurer. You are required to pay a set premium. The most typical sorts of insurance claims also include those for life, health, homeowner, and auto insurance. Claims processing, in its simplest form, is the process used by insurance companies to examine claim submissions for sufficient documentation, validation, reasoning, and validity. The insurance provider may fully or partially reimburse the healthcare provider for the cost of the procedure. When a policyholder suffers a loss that is covered by their insurance policy, they can file an insurance claim with the insurance company to obtain payment.
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a rent to own company is the best place to furnish your apartement because it is a cheap way to get expensive things mod 9 foolproof
A "rent-to-own" company is the best place to go to furnish your apartment because it is a cheap way to get the expensive goodies you have always wanted. This statement is true.
Which of the following is the most accurate explanation for why wise individuals would always have at least $100 in their checking accounts?You can never predict when your checking account may be slammed with unforeseen fees or charges. Additionally, you can occasionally forget to record a payment you make using your debit or ATM card or checking account. Therefore, if you constantly maintain a $100 balance in your account, you are less likely to overdraw it.
They assert that the three most crucial considerations when purchasing a home are location, location, and location. Nearly everything else can be changed, but the location of your home cannot.
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match these online auction fallout and tactics: group of answer choices herd behavior the tendency to gravitate toward and bid for auction items with 1 existing bids winner's regret involves the feeling that you paid too much for a bid item (but got it!) seller's lament [ choose ] loser's lament [ choose ] bid siphoning [ choose ]
Matching the online auction fallout and tactics, herd behavior (option E), winner’ regret (Option C), seller’s lament (Option A), loser lament (Option B), and bid siphoning (Option D).
An online auction refers to a form of an auction that occurs over the internet, enabling users to sell and bid for items or services electronically. Hence, it is a service wherein users or participants sell or bid for products or services via the Internet. There are number of tactics and their associated fallout involve in online auction. Herding behavior refers to the tendency to gravitate toward and bid on auction listings with existing bids. Winner’ regret, also called the winner's curse, is a tendency for the winning bid to exceed the intrinsic value of an item. Seller’s lament refers to the concern of not knowing how much the ultimate winner might have paid. Loser lament refers to the feeling of being too cheap in bidding and failing to win. Bid siphoning is when con artists lure bidders off legitimate auction sites by offering to sell the same item at a lower price.
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Place in chronological order the lag phenomena associated with the use of fiscal policy to smooth business cycles.
a. signaling lag b. recognition lagc
c. impact lag
d. implementation lag
chronological order the lag phenomena associated with the use of fiscal policy to smooth business cycles are recognition lag, impact lag, and implementation lag.
What is chronological order?
The study of placing events in chronological order is known as chronology. Think about using a timeline or a list of events as an example. The "real temporal sequence of past occurrences" is also determined. A component of periodization is chronology. On Friday evening, there will be a rehearsal supper. We are hopeful that many of the visitors would then assist in cleaning up the area in preparation for tomorrow's wedding. The transition "afterward" in these phrases emphasizes a timeline of events. The same is true for dates when arranging items in chronological order; they are listed from the most recent and recent to the oldest.
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A(n) ______ standard is the quantity of material required if the process is 100% efficient without any loss or waste.
An ideal standard refers to the quantity of material needed if the process is 100% efficient without any waste or loss.
Ideal standards are the optimum levels of performance under perfect operating conditions. It means that ideal standards are achieved only under perfect operating conditions, such as no materials spoilage, no idle time, no machine breakdowns, and no employee strikes. When ideal standards are set, it is supposed that all systems work at 100% efficiency that is employees work at the highest productivity, machines never malfunction, and material supply disruptions never take place.
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Which of the following process bubbles would you not expect to see in the logical DFD for an AP/CD process?
Requisition inventory (A) is the process bubble you would not expect to see in the logical DFD for an AP/CD process.
Logical DFD or Logical Data Flow Diagram describes the business event and data required for each event. Logical dFD focuses on the business and business activities, instead of a implemented system operation. Logical DFD provides a solid basis for the physical DFD. Physical DFD will depict how the data system will work.
Logical DFD allows a company to highlight an shortcomings or inefficiencies in a business process. Logical DFD points out the process step that should be dropped or changed.
AP/CD or account payable/cash disbursement process represents the interacting structure of people, equipment, activities, and controls designed to handle the routines of the A/P department.
In the Logical DFD for an Ap/CD process, the only process buble that won't be included is requisition inventory. Requisition inventory is supposed to be related to managing inventory activity instead of AP/CD process.
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Complete Question:
Which of the following process bubbles would you not expect to see in the logical DFD for an AP/CP process?
a. Requisition inventory
b. Establish payable
c. Make payment
d. All of these are process bubbles
ray's custom furniture is a business that provides custom cabinetry and furniture for both businesses and individua
It represents pull strategy.
What is pull strategy?
A pull strategy is a method of marketing and advertising. In order for a brand or product to succeed, customers are purposefully urged to seek it out. A push strategy, on the other hand, tries to place the product in areas where customers will see it and make an impulse buy. The origins of both terms may be found in supply chain management.
When adopting a push strategy, the product is frequently delivered to stores in the hopes that customers would see it and choose to buy it. In a pull strategy, client demand is created mostly through advertising and similar techniques. As a result of this demand, retailers place inventory orders with suppliers, who subsequently place orders with manufacturers for the products.
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Complete question
Bob's Custom Millwork is a business that provides custom cabinetry and furniture for both businesses and individual consumers. Bob does not make any products until he receives an order from the customer. What type of marketing strategy does this represent?
A. push strategy.
B. supply strategy.
C. demand strategy.
D. forecast strategy.
E. pull strategy.
The chart below shows the Master Production Schedule (MPS) and committed customer orders for a new MP3 Player you manufacture. Based on this information calculate Available to Promise (ATP.)In what weeks are you available to promise more than 0 MP3 players?Group of answer choicesWeeks 3 and 7Weeks 2, 4, and 6Weeks 5 and 7Weeks 1 and 8To make your product you use 2 machines in sequence, machine A first for 15 minutes and then machine B for 20 minutes. You’re currently using a chase production strategy and demand is expect to be 450 this month and 500 next month.
Based on this information available, 25 units are available to promise in week 5 and 5 units in week 7. So, the correct option is a week 5 and 7.
What is master production schedule?
The goods a company will create, when they will be produced, and in what quantities are specified in a master production schedule (MPS). An MPS connects production capacity and demand in the market. The goal of master production scheduling is to develop a practical strategy that reduces overstock and increases on-time delivery.
What are a master production schedule's primary purpose?
The MPS provides for the effective and optimal allocation of resources and takes demand variability into account, all of which help prevent material and item shortages. The increase in manufacturing organisation efficiency is likely the biggest benefit of MPS.
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Assume most athletic apparel bought by U.S. consumers is imported from other nations. if all else is constant, an increase in the price of foreign-made athletic apparel will cause the U.S.consumer price index to increase more than the GDP deflator
An increase in the price of foreign-made athletic apparel will cause the US Consumer Price Index to increase more than the GDP deflator is TRUE.
Consumer Price Index (CPI) measures the monthly price change in consumers' basket. CPI is commonly use to measure inflation rate of an economy.
GDP deflator is an inflation measurement tool based on the price of products produced within a country.
CPI and GDP deflator work differently. GDP deflator only include all the products produced in the country and does not include the imported products into its calculation. Meanwhile CPI calculates all of the products within the customer basket, including imported products.
GDP deflator measurement is based on the price of products produced domestically, meanwhil CPI is focus on the price of products bought and consume by consumers. CPI has fixed weights to the price of different goods, meanwhile GDP deflator assings changing weights.
Based on the case, we know that an increase in the price of the foreign-made athletic apparel will only be included in the calculation of CPI. Hence, the CPI result will be higher than the GDP deflator that does not include this kind of price in its calculation.
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Complete Question:
T/F: Assume most athletic apparel bought by U.S. consumers is imported from other nations. if all else is constant, an increase in the price of foreign-made athletic apparel will cause the U.S.consumer price index to increase more than the GDP deflator
Find one example of rejected system
What is the main cause of failure of the system?
Define the failure cause with respect to the system acceptability attributes
Answer:
the main cause is you still
Explanation:
predefined formulas that perform common business calculations, and that typically involve a period of time such as months or years.OPTIONS: Nper Interest PMT function Present value (Pv) Data table Goal Seek What-if analysis Auditing Watch Window Financial functions Rate Tracer arrow Future value (Fv) Principal Data validation
Financial functions are predefined formulas that perform common business calculations, and that typically involve a period of time.
A business is defined as an employer or enterprising entity engaged in business, commercial, or expert activities.
Business plays an important position in our lives. First, they devise goods and offerings to satisfy our needs and wants. They also recruit families as exertions and provide them with reimbursement, consisting of wages, salaries, and advantages. For this reason, it turns into a supply in their profits, which can be used to preserve their existence.
The maximum common types of business are sole proprietorship, partnership, company, and corporation.
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Sales returns and allowances increasing by a greater amount than sales revenues can cause confusion when calculating A. an increase in sales revenue and net income. B. an increase in net income. C. a decrease in sales revenue. D. an increase in sales revenue and retained earnings.
Sales returns and allowances increasing by a greater amount than sales revenues can cause confusion when calculating an increase in sales revenue and retained earnings.
Describe sales.An exchange of goods or services for a fixed sum of money is referred to as a sale. To put it another way, a sale is any action that involves giving the buyer possession of a good or service in return for money.
Why is it important to have sales?Sales have a significant influence on a customer's level of brand loyalty and faith. The two key variables influencing a customer's decision to refer your business to a friend or family member or to write a positive online review of your goods or services are trust and loyalty.
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According to Hazlitt, what is the end result when the government provides loans or subsidies to business?A. The government increases employment at the expense of overall production.B. The government increases overall production at the expense of full employment.C. The government taxes unsuccessful business in order to make successful businesses more efficient.D. The government taxes successful businesses in order to support unsuccessful businesses.
The government increases overall production at the expense of full employment when the government provides loans or subsidies to business.
What are subsidies?An incentive provided by the government to people or organisations in the form of money, grants, or tax breaks in order to increase the supply of particular goods and services is known as a subsidy. Consumers can get cheaper goods and commodities thanks to subsidies. Governmental payments known as subsidies are made to private organisations to support their operations and preserve jobs. Agriculture, electric vehicles, green energy, oil and gas, transportation, and welfare payments are a few examples. Government subsidies are monetary gifts that are given by the government to private organisations or other public bodies in an effort to boost the economy or support worthwhile endeavours.
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The ____ resume is appropriate for students with limited work experience, career changers, or people with irregular work histories.
The Functional resume is appropriate for students with limited work experience, career changers, or people with irregular work histories.
A functional CV prioritizes experience and transferable abilities over a list of previous jobs. Candidates with employment gaps or career changers typically use it. It's the best strategy to handle a tumultuous job history. A functional resume emphasizes your abilities and experience over your employment history in chronological order. For those with employment gaps or those changing occupations, it might be an excellent fit. List your abilities together with specific instances where you utilised them on a functional resume.
Functional resumes enable you to better tailor the material to a specific role you're looking to land because this layout puts the major focus on your relevant talents, without having to worry too much about job titles that may not apply.
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The graphs below show the price effect (pink) and output effect (pale green) when a certain monopolist changes the price that it charges. Based on the price effect and output effect, which two of these price changes would be beneficial to the monopolist?
The price changes that would be beneficial to the monopolist, given the graphs and based on the price and output effect, would be Price Change A and Price Change D.
What is a monopolist ?Companies can become monopolies by vertically integrating their operations to control the entire supply chain from manufacturing to sales, or by acquiring rival businesses to become the only producer.
The price change that would benefit the monopolist the most, based on the price effect and output effect, is the one that would lead to a higher overall revenue.
The total revenue in Price Change A is before the change is:
= 70 x 30
= $ 210
The total revenue after is :
= 60 x 40
= $ 240
This is beneficial.
The total revenue in Price Change D is before the change is:
= 40 x 6
= $ 240
The total revenue in Price Change D is after the change is:
= 50 x 5
= $ 250
Price change D is also beneficial.
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when the government atempts to manage the economy by ultiliz9ing the tools of. spending, taxation, and debt management, it is using
When the government makes an effort to control the economy by using fiscal policy tools. It uses expenditure, taxation, and debt management.
The phrase "fiscal policy" refers to how the government utilizes spending and taxation to affect the economy. Fiscal policy is widely used by governments to encourage robust, long-term growth and to lower poverty.
A fiscal expansion approach has reduced taxes and higher government expenditure as its two main outcomes. Both of these strategies aim to boost overall demand while reducing or boosting budget deficits.
Fiscal policy is the process through which the government alters its expenditure and revenue in order to have an effect on the wider economy. By altering its level of spending and tax revenue, the government can have a short-term positive or negative impact on the economy.
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___ refer to control mechanisms to test the financial strength of a new venture
Financial ratios refer to control mechanisms to test the financial strength of a new venture.
In the field of business, the financial ratio can be described as the standard ratio based upon which the financial strength of a business is estimated. Based on the financial ratio, a new venture by the company is formulated.
Financial ratios act as a standard to test if the company or business is stable enough to start a new venture. The financial ratio helps in getting an insight of the financial condition of a business. No new venture of an organization can be set up before considering the financial ratio as well as the demands of the new venture.
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Which of the following events occurring after the date of the report most likely will cause the auditor to make further inquiries about the previously issued financial statements?
The discovery of information regarding a contingency that existed before the financial statements were issued.
The events occurring after the date of the report most likely will cause the auditor to make further inquiries about the previously issued financial statements and new information concerning vast unrecorded transactions from the yr underneath the audit is found.
There are three forms of financial statements, i.e., stability Sheet, profits declaration, and coins flow Statements. these written records facilitate analyzing and comparing an enterprise's economic position and performance.
There are four primary monetary statements. they may be: stability sheets; profits statements; coins glide statements; and statements of shareholders' fairness. balance sheets show what an agency owns and what it owes at a hard and fast point in time.
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if the price is consistently below the average variable cost, then in the short run, a perfectly competitive firm should:
In the near run, a perfectly competitive firm should lower the price to sell more goods if the price is continuously lower than the average variable cost.
An expense for a business called a variable cost varies according to how much is produced or sold. Depending on a company's production or sales volume, variable costs grow or fall; they increase with rising production and decline with falling production.
A manufacturing company's raw material and packaging prices are an example of a variable cost, as are a retail business' credit card transaction fees or shipping charges, which fluctuate with sales. You can compare a variable cost against a fixed cost.
Variable and fixed expenditures make up the majority of any business's overall expenses. The production output or sales determine variable costs. The production's variable cost is a fixed sum for each unit made. Variable costs will rise in tandem with rising output and production volumes.
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The dataset belongs to a leading life insurance company. The company wants to predict the bonus for its agents so that it may design appropriate engagement activity for their high performing agents and upskill programs for low-performing agents. 1. Problem Understanding
a) Defining problem statement b) Need of the study/project c) Understanding business/social opportunity
2. Data Report
a) Understanding how data was collected in terms of time, frequency and methodology b) Visual inspection of data (rows, columns, descriptive details) c) Understanding of attributes (variable info, renaming if required)
3. Exploratory Data Analysis
a) Univariate analysis (distribution and spread for every continuous attribute, distribution of data in categories for categorical ones)
b) Bivariate analysis (relationship between different variables , correlations) a) Removal of unwanted variables (if applicable) b) Missing Value treatment (if applicable) d) Outlier treatment (if required) e) Variable transformation (if applicable) f) Addition of new variables (if required)
4. Business insights from EDA
a) Is the data unbalanced? If so, what can be done? Please explain in the context of the business b) Any business insights using clustering (if applicable) c) Any other business insights
a. Defining problem statement b) Need of the study/project.
b. Visual inspection of data (rows, columns, descriptive details).
c. Univariate analysis (distribution and spread for every continuous attribute, distribution of data in categories for categorical ones).
d. Any business insights using clustering (if applicable).
To manage their connections, claims, and underwriting more effectively, insurance company for property and liability are gathering data from telematics, agent interactions, client interactions, smart homes, and even social media. Insurance A common industrial data warehouse model that may be used for both life and non-life insurances is the Data Warehouse Data Model. All common insurance reporting and analytical Data Marts can be produced using the data modelled in the model.
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Sage works in a coal mine identifying new directions to dig so that the company can find coal. What class in high school MOST likely helped Sage get started in this career?
A. business management
B. biology
C. medical terminology
D. geology
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Sage works in a coal mine identifying new directions to dig so that the company can find coal. Geology, class in high school most likely helped Sage get started in this career. Thus, option (d) is correct.
What is career?The term career is related to the experience and knowledge gain in person life. The career are set is beneficial for person in future life. Career are built with the help of different courses. The career built with the help of good education, developed skills, and more experience of work life. A person career are create good personality.
Geology is a branch of science that deals with the spatial form and components of the Earth, as well as how different techniques can be applied to them. The Geology topic lesson assisted the Sage in getting started in this vocation.
As a result, Geology, class in high school most likely helped Sage get started in this career. Therefore, option (d) is correct.
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Why did labor unions begin forming in the 1800s
Answer:
The labor movement in the United States grew out of the need to protect the common interest of workers. For those in the industrial sector, organized labor unions fought for better wages, reasonable hours and safer working conditions.