Emergency fund should usually contain three to six months worth of debt.
The term "Emergency fund" refers to savings that people can use in times of financial stress. The purpose of an emergency fund is to improve financial stability by creating a security that can be used to meet unexpected expenses, such as illness or major repairs.
Assets in an emergency fund may be cash or other valuable assets. This reduces the need to choose high debt, such as credit cards or unsecured loans, or gives you a secure future through retirement.
The amount you save in an emergency fund varies according to your living expenses, but the general rule of thumb is to eventually save three to six months of living expenses.
For more such questions on Emergency fund :
https://brainly.com/question/13420184
#SPJ4
you have just purchased a new ipad pro for $1400 fromthe apple store. you must make 8 monthly $200payments beginning today. what is the interest rate thatyou will be paying the apple store expressed as an apr?
The APR is 0%. APR stands for Annual Percentage Rate, which takes into account interest rate and fees charged over the life of the loan.
Since there are no interest or fees charged in this case, the APR is 0%.
The annual interest produced by a sum that is paid to investors or charged to borrowers is referred to as the annual percentage rate (APR). APR is a percentage that expresses the actual annual cost of borrowing money throughout the course of a loan or the revenue from an investment.
The annual percentage rate (APR), which a financial institution assesses on a loan or the return on an investment, is the annual percentage. APR is calculated using the following formula: APR = (Fees + Interest) x 1 year x 100 / Principal amount, number of loan terms. APR comes in two flavours: fixed APR and variable APR.
To know more about APR here
https://brainly.com/question/27574749
#SPJ4
tell me about a situation when you had to solve a complex problem. how did you use your technical skills and what was the outcome?
A situation when I had to solve a very complex problem in my life is that when my son purchased some new furniture for his apartment and requested me to assist in assembling it because, as is customary, it arrived in the least number of pieces possible after being dismantled.
There was one issue—two pages were missing from the instructions. Therefore, I had to improvise and utilize my creativity as well as my years of technical experience to figure out which screw went where and how to join and glue various parts together to ensure that the intended result was achieved. And I have to say that I have thoroughly liked the process.
Because while it is wonderful to follow a simple guide and complete the task quickly, it is also beneficial to occasionally push your mental limits in order to determine if you still have the ability to solve a technical problem on your own, without consulting the manuals. In my previous position providing technical support, I did that on a daily basis. When people called me with gadget issues, I tried to solve them remotely the majority of the time. Which is frequently more challenging than it first appears because they frequently struggle to adequately identify the issue and may have trouble following your instructions. But with a 90% success rate, I was able to solve nine out of ten problems tickets.
To learn more about technical skills Visit : brainly.com/question/4283913
#SPJ4
in the breakthrough energy catalyst video case, investments are being made to develop technologies to convert biological inputs, including municipal waste, into what product?
a.Sustainable Aviation Fuel
b. Sustainable Aviation Fuel
c. Direct Air Capture
d. Long-duration Energy Storage
In the breakthrough energy catalyst video case, investments are being made to develop technologies to convert biological inputs, including municipal waste, into option a. Sustainable Aviation Fuel.
Are environmentally friendly aviation fuels a good choice?Cooking oil and other non-palm waste oils from animals or plants are utilized as feedstocks, together with solid waste from homes and companies such packaging, paper, textiles, and food scraps that would otherwise be disposed of or burned.
Therefore if employment doesn't necessitate any structural modifications to the aircraft powertrain, they can serve as a temporary fix in the short and medium terms. However, the manufacture of alternative fuels is frequently energy-intensive, and some of the feedstocks are linked to negative environmental effects.
Learn more about municipal waste from
https://brainly.com/question/12167430
#SPJ1
an agency can end without any action by the principal or the agent through: a.termination through action. b.termination by decision of law. c.termination by operation of law. d.termination through inaction.
An agency can end without any action by the principal or the agent through termination by a decision of the law.
Abstract. A sense of agency refers to a sense of control over actions and their consequences. Career choice. Groups entering a social movement. Mate selection (also called affective individualism). Choice of dessert from the menu.
Agency is the sense of control you feel in your life, your ability to influence your own thoughts and behaviors, and confidence in your ability to handle a wide range of tasks and situations. Your sense of agency helps you to be psychologically stable, yet flexible in the face of conflict or change.
Learn more about agency here
https://brainly.com/question/28067297
#SPJ4
which of the following terms best represents the knowledge building created when two or more individuals or subunits pool their resources and cooperate and collaborate across role or subunit boundaries.a.technical discontinuities.b.economies of scope.c.economies of scale.d.information synergies.
When two or more people or subunits pool their resources, cooperate, and interact beyond role or subunit borders, knowledge is formed that is referred to as "information synergies."
In order to gather important information that will aid in fostering innovation, bounded spanning activity takes place across the organizational border.
When two or more people or subunits pool their resources and work together beyond subunit boundaries, information synergy develop.
When more output is generated, the long-term average cost decreases, a situation known as economies of scale occurs.
Information synergy is a condition of business in which companies invest their resources and communicate via positions across information technology.
To learn more about information synergies refer here
https://brainly.com/question/28275114#
#SPJ4
if a businessperson gets a great idea for a possible information technology solution to a business process problem, the first thing he/she should do is:
The first thing he/she should do is begin processing through stages of SLDC, starting with the "Planning".
What is planning?Planning is the process of determining the steps necessary to carry out an objective. Foresight, the basic ability to mentally travel across time, is the foundation of planning. One of the main drivers of human evolution is supposed to have been the development of foresight, or the ability to plan ahead. Visualizing not only a desired end result but also the procedures required to get there requires the use of logic and imagination. The connection between planning and forecasting is a crucial component. Planning envisions potential futures whereas forecasting attempts to foretell what the future will look like. Many professional vocations, especially those in management and business, place a strong emphasis on planning in accordance with accepted norms.
To learn more about management, visit:
https://brainly.com/question/28444311
#SPJ4
bob is on the board of directors for abc plants. he is concerned that abc may not have the capital needed to do what they will need to in this upcoming quarter. given bob's concern, where should he look to find the answer
To find the solution to his problem, Bob should look at the budgeted income statement.
Being one of the members of the board of directors of the company, it is the responsibility of Bob to look at all the needs of the company. He should be aware of all the things that are going on within the company and also whether there are enough raw materials or capital for the future production of the company. He should also be aware of the expenses and revenue of the company. All these details he can find on the Budgeted income statement. He can also consider about the capital by making sure that the cost of capital is in the budget of company or not by looking at the income statement of the company.
Learn more about Income statement at:
brainly.com/question/15169974
#SPJ4
the chief disadvantages of a(n) sales force are the high cost, cultural and legal barriers, and the limited number of high-caliber personnel willing to live abroad for extended
The high cost, cultural and legal barriers, and the limited number of high-caliber employees willing to live abroad for extended periods are the primary drawbacks of an expatriate sales force.
What drawbacks does sales management have?
Disadvantage: Disconnect Your company's sales representatives are the ones responsible for generating revenue and maintaining its operations. A sales manager becomes an additional barrier between you and your sales professionals, which can lead to a lack of communication with your customers and sales representatives.
What are the disservices of after deals administration?
These contribute to product enhancement. However, there is a clear disadvantage to focusing on in-house after-sales services: The core business lacks the resources and focus necessary for expansion: Examples of such strategic focus areas include research and development, manufacturing procedures, and sales of new products.
To learn more about company's sales here:
https://brainly.com/question/29813537
#SPJ4
What percent of lottery winners end up with serious financial problems?
a. 30
b. 50
c. 70
d. 90
Answer:
b
Explanation:
value-based pricing methods include approaches to setting prices that focus on the overall value of the product offering
Some marketers mistakenly believe that when a firm utilizes value-based pricing, it must analyze how much each product feature is valued by the consumer, assign a monetary amount to each one, and then add them all up to get the product's final price.
WHAT IS A PRICING STRATEGY BASED ON VALUE?The "economic value to customer" of value-based pricing (or customer value-based pricing) is determined by how much a consumer believes a product is worth. Rather than pricing a product based on its net costs to the seller, the seller sets the price based on its perceived worth as perceived by potential buyers in this pricing method.
This perceived worth is also known as True Economic Value in economics.
To know more about value-based pricing visit: https://brainly.com/question/25394099
#SPJ4
For a code of ethics to encourage ethical decision making and behavior in a company _____. a. the management must develop practical ethical standards and procedures specific to the company's line of business b. the code must contain broad rather than specific guidelines c. the management must ensure that the code of ethics does not include customers' and shareholders interests d. the code of ethics should revolve around legal factors and not organizational values
Option A is the correct answer. The management must develop practical ethical standards and procedures specific to the company's line of business in order to encourage ethical decision making and behavior in a company.
Code of ethics inspires employees to work with nobility, maintain honesty, indulge in good practices. Code of ethics refer to some practices that involves going beyond an individual employee's beliefs and interest and working ethically in a business culture. It helps in maintaining some standard and guidelines on the basis of which all the employees in an organization should behave. So, if a company wants that it employees take decision ethically then it should set some ethical standard and procedure to follow it according to the business it carry.
To learn more about Code of ethics refer here
brainly.com/question/30076027#
#SPJ4
last year, soren's return was completed in blockworks online. how do you start soren's current-year return in blockworks online?
To start Soren's current-year return in BlockWorks Online is by adding a new service from the client account card. Hence, option (e) will be regarded as the relevant option choice.
Give a brief account on tax return.Submitted to a taxing body, a tax return is a form (or set of forms) that includes information on income, expenses, and other significant tax matters.Tax returns allow taxpayers the opportunity to ascertain their tax liabilities, schedule their payments, or request a refund for any overpaid taxes. Anyone or any business with taxable income, such as wages, interest, dividends, capital gains, or other revenues, is required to file tax returns annually in the vast majority of countries.
In the US, information used to calculate taxes is included in tax returns that are filed with the Internal Revenue Service (IRS) or a state or local tax collecting agency (such as the Massachusetts Department of Revenue). Typically, tax returns are completed using forms that have been mandated by the IRS or another appropriate entity.
To know more about, tax return, visit :
https://brainly.com/question/15061672
#SPJ1
The complete question is mentioned below :
Last year, Soren's return was completed in BlockWorks Online. How do you start Soren's current-year return in BlockWorks Online? (Select all that apply.)
a. From the BlockWorks client list.
b. From Soren’s appointment in Appointment Manager.
c. From Soren’s appointment in Work Center.
d. From Soren’s Digital Drop-off.
e. By adding a new service from the client account card.
When demand exceeds capacity, all of the following are reasonable options for the firm excepta. operating overtime hours to meet the demand.b. starting a second or third shift.c. subcontracting part of the work to other producers.d. turning away some long-time customers.e. expanding the capacity of the current facility.
All of the following are viable possibilities for the firm when demand exceeds capacity, with the exception turning away some long-time customers.
Demand in economics refers to the quantity of a good that consumers are willing and able to buy at various prices at any particular time. The link between price and quantity demanded is known as the demand curve. Demand is an economics principle that describes the consumer's decision to purchase the good or service. The rate that consumers are willing to pay for the good or service is used to calculate demand.
Demand is the preference of the customer to purchase a particular privilege or service. The need for a specific good in the market is known as market demand. The overall demand for goods and services in the economy is known as aggregate demand. The cost of the service is determined by call for and deliver fit.
For such more question on demand:
brainly.com/question/30056601
#SPJ4
what does it mean to say that an economic fluctuation involves the co-movement of many aggregate macroeconomic variables?
if a financial manager earning interest on a future date were to buy futures and interest rates end up going up, the position outcome would be: a) futures price falls; short earns a profit. b) futures price rises; short earns a loss. c) future price falls; long earns a loss. d) futures price rises; long earns a profit. group of answer choices a b c d
If a financial manager earning interest on a future date were to buy futures and interest rates end up going up, the position outcome would be futures price falls; short earns a profit.
In accounting, a profit is an income that is given to the owner throughout a successful market producing process. Profitability, which is the owner's primary interest in the income-formation process of market production, is measured by profit. There are various profit metrics that are often used.
Income generation and distribution must constantly be balanced in order for income to be formed in market production. Within the review period, the earned money is consistently dispersed as economic value to the production's stakeholders. The portion of revenue generation that the owner is able to retain for themselves during the income distribution process is known as the profit.
Hence the correct option is C
To know more about Profit here-
https://brainly.com/question/15699405
#SPJ4
a 30-year maturity bond with face value of $1,000 makes semiannual coupon payments and has a coupon rate of 8%. note: do not round intermediate calculations. enter your answers as a percent rounded to 3 decimal places. what is the yield to maturity if the bond is selling for $900? what is the yield to maturity if the bond is selling for $1,000? what is the yield to maturity if the bond is selling for $1,100?
Calculate the yield to maturity using excel as follows: (Fig. 1)
The values will appear as follows: (Fig. 2)
The term to maturity of a bond is the time period in which the owner will receive interest payments on the investment. When the bond matures, the owner receives its par, or face, value back. If the bond has a put or call option, the term to maturity may change.
Investors who hold a bond until maturity (when it becomes due) receive the face value, also known as the "par value," of the bond. However, investors who sell a bond before it matures may receive a much lower payout. If interest rates have risen since the bond was purchased, for example, the bondholder may be forced to sell at a discount—below par.
To learn more about maturity bonds, here
https://brainly.com/question/13769536
#SPJ4
if an investment has a 40% probability of a 20% return and a 60% probability of a 10% loss, then the expected return would be:
The expected return on an investment with a 40% chance of a 20% return and a 60% chance of a 10% loss would be 1.1%.
The profit or loss an investor can anticipate realizing from an investment is known as the expected return. Calculating an expected return involves multiplying possible outcomes by their likelihood before adding the results. Return expectations cannot be ensured.
The expected return is derived by summing the results of multiplying the potential results (returns) by the probabilities that each result will occur (as shown below). The return on an investment can be viewed as a random variable having a range of possible values in the short run.
For case 1: 40+20=60 % return
For case 2: 60-10= 50%
Expected return = (case 1+case2) return divided by total investment
Expected return = (60+50)/(40+60)
Expected return = (110/100)
Expected return = 1.1 %
Learn more about probability visit: brainly.com/question/13604758
#SPJ4
juniper concrete is growing, and its management team has decided to create a formal marketing strategy. how should the company begin?
Juniper Concrete is growing, and its management team has decided to create a formal marketing strategy. "identifying their target market" best describes how they should begin
What is a management team?
Generally, Senior management, also known as executive management, upper management, management, or simply management, refers to individuals who are at the highest level of management of an organization and are responsible for the day-to-day operations of managing that organization, which is often a company or corporation.
Read more about the management team
https://brainly.com/question/10502294
#SPJ1
CQ
Juniper Concrete is growing, and its management team has decided to create a formal marketing strategy. Which of the following best describes how they should begin?
researching external marketing forces
identifying their target market
analyzing secondary data
preparing a marketing mix summary
enhancing their product line
a company introduces a new technology product to the market. it sets the product’s price at the highest price it thinks customers will pay. which type of pricing strategy is the company using?
Answer:
Skim pricing is the correct answer.
Explanation:
what are examples of outside resolution that can be used to solve legal issues? conciliation mediation arbitration all of the above
Conciliation, mediation, and arbitration (D) are some most common examples of outside resolution to solve legal issues or alternative dispute resolution (ADR).
Alternative dispute resolution or ADR includes any method of resolving dispute without any involvement of courts. ADR includes all process and technques of conflicts resolution that occur outside of any governmental authority. The most well-known ADR methods are mediation, arbitration, conciliation, negotiation, and transaction.
All ADR methods are enabling the involved parties to find admissible solutions to their conflicts outside traditional court proceeding but are governed by different rules. ADR provides rapidity, confidentiality, and flexibility in dealing with conflicts.
Let's discuss every option we have here.
Conciliation is a voluntary, flexible, confidential and interest based process. All involved parties are helped by the assistance of the conciliator, who acts as a neutral third party, to dispute the settlement. The conciliator is responsible to provide a non-binding settlement proposal for both parties. However, the conciliator will not make any judgement or decision regarding the dispute.
Mediation is negotiation between all disputing parties with assitance of a neutral party who acts as a mediator. Mediator is not empowered to impose a settlement, but his presence alter the dynamics of the negotiation and helps shape the final settlement.
Mediation is started with opening statements given by all parties involved. Joint discussions held to discuss what was presented in the opening statements. All parties then will be separated and provided with time to have some private discussions sessions. After coming with their own offer, all parties should negotiate the right settlement with each other. After an agreement have reached, the settlement documentation should be signed by all parties involved.
Arbitration involves arbitrators who are the third parties outside the conflict and make a binding decision on the dispute. By choosing arbitration, the parties opt private resolution procedures instead of going to court. Arbitration is consensual and agreed by all parties involved. The parties should be agree on the arbitrator(s). Arbitration is neutral and a confidential procedure. The decision of the arbitration is final and easy to enforce.
Learn more about Alternative Dispute Resolution here: https://brainly.com/29748358
#SPJ4
a forward market hedge can be described as multiple choice a situation that should be avoided. a simple transaction. a response to risk that is rarely used. a way to translate foreign currency to parent company currency.
Option C is correct, a forward market hedge can be described as a response to the risk that is rarely used.
It is one of the most popular techniques used by businesses to control or hedge transaction exposure. In order to minimize transaction exposure, a corporation will typically sell or buy its foreign currency payables or receivables. It is the location of currency trading for an upcoming delivery. The spot market, where currency can be bought and sold for rapid delivery, is different from this. It is a tool for controlling exchange rates or currency risk. It enables a business to fix an exchange rate in advance of engaging in business with a party.
To learn more about the forward market hedge, click on:
https://brainly.com/question/29481902
#SPJ4
using examples from the text, give some of the advantages and disadvantages of renting and owning a home.
It might be challenging to decide whether to owning home or renting . If you are unsure of how long you will be staying in a city, renting a home makes sense.
owning a home in a city where you won't be spending much time is pointless. For individuals who want to live in a luxurious apartment but may not be able to afford to buy one, renting a home is a possibility. Additionally, major repairs like cracked floors and other issues are not the responsibility of the renter in a rental residence. The benefits of renting a home Big investments are not necessary: When renting, you must sign a contract that usually has an expiration date.
learn more about home here:
https://brainly.com/question/28174743
#SPJ4
How are balloon payment mortgages different from traditional mortgages? check all that apply.
With a balloon mortgage, you pay little or nothing per month for a brief period of time, typically five or seven years.
What distinguishes an ARM from a balloon mortgage?In the event that the borrower proves to be a problematic payer, the ARM contract is finalized, and the lender is unable to withdraw. On a balloon, by contrast, the lender agrees to refinance the loan at the market rate, but the remaining sum is payable at the end of the seventh year.
What is a balloon mortgage's main advantage?The primary benefit of a balloon mortgage is that, in general, the interest rates are lower, therefore your monthly mortgage payments are reduced. You might also be eligible for a compared to an adjustable-rate or fixed-rate mortgage, a balloon mortgage has a bigger loan amount.
To know more about payment mortgages visit:-
https://brainly.com/question/29566590
#SPJ4
when managers of a firm seek to unilaterally rewrite the terms of contracts with suppliers, buyers, or complement providers in a way that is more favorable to their firm, they are engaging in:
When products of one company become more valuable in the presence of those of another company, the following applies: complement
The activity selection problem is a mathematical optimization problem. Our first example is the problem of allocating a resource among various challenge activities. We find that a greedy algorithm provides a well-considered and uncomplicated method for selecting a huge number of manually compatible activities. The activity selection issue is a combinatorial optimization problem that involves choosing non-conflicting activities to complete within a given time frame given a list of activities with start timings (si) and finish times for each (fi). A form of problem-solving known as a greedy algorithm selects the option that is optimal at the moment..
To learn more about company please click on below link
https://brainly.com/question/29354835
#SPJ4
with regard to monetary policy, which lag is longer; the inside lag or the outside lag? which is longer for fiscal policy?
While the outer lag for fiscal policies is between twelve and eighteen months and just a few months for fiscal policies, the interior lag for monetary policy is substantial and highly variable for fiscal programs.
The recognition lag is the longest latency in fiscal policy. In terms of recognition lag, monetary politics and fiscal policy are comparable; nevertheless, monetary politics has a shorter implementation lag than fiscal policy does.
The inner lag in economics refers to how long it takes for a government or central bank to react to an economic shock. It is the deferral of the implementation of a fiscal or monetary policy.
For instance, internal lags cause delays in the execution of a policy since it takes time to pinpoint the issue and more time to put monetary measures into place. Additionally, the term "outside lag" describes how long it takes for the government or central bank to respond to an economic shock in a nation.
To learn more about monetary policy
https://brainly.com/question/28199887
#SPJ4
which cost takes into account the return demanded on the firm's equity and the amount the firm must pay on its debt? a. cost of capital b. obsolescence (spoilage) cost c. handling cost d. occupancy cost
Correct option is B) Obsolescence (spoilage) cost, The dividend growth approach can be used to calculate the cost of equity capital in cases when earnings, dividends, and equity share price all grow at the same rate.
The dividend growth approach can be used to calculate the cost of equity capital in cases when earnings, dividends, and equity share price all grow at the same rate. When the peak demand period is the same for the majority of the products a company produces, it is vital to develop products with more predictable demand throughout the off-season. Pricing and promotion decisions are typically made by operations.
To learn more about dividend please click on below link
https://brainly.com/question/7174247
#SPJ4
julian is glad that the property owner at the townhouse community he manages established a substantial capital reserve budget for unexpected expenses, like the new roofs needed after a hail storm. what are these types of expenses called?
These types of expenses are called variable expenses.
- A cost that changes in accordance with a certain type of activity is called a variable expense. For instance, the cost of direct materials rises as sales do. Commissions, billable labor, piece rate labor, and credit card fees are examples of additional variable costs. Few costs in a firm are actually changeable.
- Rent, mortgage payments, and auto payments are examples of fixed expenses that typically cost the same amount each month, whereas variable expenses fluctuate from month to month (dining out, medical expenses, groceries, or anything you buy from a store).
To know more about variable expenses, kindly click on the link below :
https://brainly.com/question/29751952?referrer=searchResults
#SPJ4
jonah, a manager for abc construction, believes that the average worker will, under proper conditions, not only accept but also actually seek responsibility. jonah would be described as
According to the business terms, Jonah would described as Organizer.
What is meant by business?
in economics, business is an enterprising entity or organization that carries out professional activities.
Here we know that Jonah, a manager for ABC construction, believes that the average worker will, under proper conditions, not only accept but also actually seek responsibility.
And we need to find the Jonah would be described as what tye of employee.
As we know that, the process by which managers monitor and regulate how efficiently and effectively an organization and its members are performing the activities necessary to achieve organizational goals is known as organizing.
Therefore, the resulting designation is organizer.
To know more about Business here.
https://brainly.com/question/28986294
#SPJ4
the practice of obtaining information or input into a task or project by enlisting the services of a large number of people, either paid or unpaid, typically via the internet is called:
Crowdsourcing is the process of acquiring information or input for a work or project by enlisting the help of several individuals, either for pay or without pay, usually online.
Crowdsourcing is the technique of acquiring information or input for a work or project by enlisting the help of several individuals, either for pay or without pay, usually online.
Crowdsourcing enables businesses to access a wide range of talents and knowledge without paying the typical overhead expenditures of in-house staff by allowing firms to farm out work to people anywhere in the nation or the world.
Due to the vast volume of data obtained, crowdsourced data is more trustworthy than data acquired by an enumerator, a surveyor, or a data collector.
To learn more about crowdsourcing
https://brainly.com/question/29331726
#SPJ4
in 2018, spotify was available in many countries around the world. the same year, spotify offered an attractive deal available only to students—spotify premium, hulu limited, and showtime, all for one monthly payment of $4.99. the fee is half the amount charged for a standard spotify premium account. to qualify for the deal, students must provide their information, such as name and birthdate, to spotify and its third-party partner, sheerid. sheerid is a verification service utilized by companies to confirm various personal attributes and qualifications. in this case, your current student status at a title ix school is in a database, which is accessed by sheerid.
1. In making this offer to students, Spotify is:___.
a. engaging in perfect price discrimination, charging each individual based on her or his willingness to pay.
b. using the hurdle method, getting people to self-identify their willingness to pay by requiring them to overcome one or more obstacles.
c. engaging in group pricing, where the market segments are students and nonstudents.
2. By requiring third-party verification for the discount, rather than simply requiring an ".edu" e-mail address--as many other retailers do-Spotify effectively:___.
a. narrows the consumer base to students with the highest reservation prices.
b. ensures that its discount only applies to students, as opposed to professors or others employed at universities.
c. narrows the consumer base to students with the lowest reservation prices.
1. In making this offer to students, Spotify is:___.
a. Engaging in perfect price discrimination, charging each individual based on her or his willingness to pay.
2. By requiring third-party verification for the discount, rather than simply requiring an ".edu" e-mail address--as many other retailers do-Spotify effectively:___.
b. ensures that its discount only applies to students, as opposed to professors or others employed at universities.
When Spotify Launched:On April 23, 2006, Daniel Ek and Martin Lorentzon established Spotify, a privately held Swedish supplier of media services including audio streaming.
Spotify Free is it free:
Although Spotify is free to use, it has a small feature set. On the free plan, you can skip up to six songs per hour while the music is playing in shuffle mode. You can access Daily Mix playlists but cannot access Spotify Radio.
Is Spotify an improvement over Apple Music:Both Apple Music and Spotify are top-notch streaming platforms. Although Apple Music is still the superior choice if you want to listen to Dolby Atmos or Lossless audio or have a large number of local files in your library, Spotify undoubtedly wins in most categories.
Learn more about spotify:
brainly.com/question/29479210
#SPJ1