In the car insurance case study, text mining was used to identify auto features that caused injuries. False
An insurance for your car is a car insurance. Your car is protected with the appropriate coverage from a variety of risks, including damage to third parties, theft, and break-ins. It is a legal need to obtain vehicle insurance in the Netherlands.When you apply for auto insurance, the insurance provider must examine your application in order to determine whether or not they can take the risk you are offering. In 90% of cases, the application is accepted right away by the insurance company. However, there are rare circumstances where they require more time to review the application.It's crucial to have all the information you require before applying for auto insurance.Thus this is the answer.
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_____ refer(s) to the annual assessment of the national level of entrepreneurial activity across countries, started as a partnership between London Business School and Babson College.
Global Entrepreneurship Monitor refers (s) to the annual assessment of the national level of entrepreneurial activity across countries, started as a partnership between London Business School and Babson College.
Global Entrepreneurship Monitor (GEM) is a consortium of national country teams, primarily associated with top academic institutions, that carries out survey-based research on entrepreneurship around the world.
The Global Entrepreneurship Monitor was conceived in September 1997 by Michael Hay of London Business School (LBS) and Bill Bygrave of Babson College.
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If the number of people seeking to purchase new homes in the area increases at the same time that the prices of lumber and other homebuilding materials increase, then supply and demand analysis predicts that the :
If the number of people seeking to purchase new homes in the area increases at the same time that the prices of lumber and other homebuilding materials increase, then supply and demand analysis predicts that the equilibrium price of new homes will increase but the change in equilibrium quantity cannot be determined from the information given.
When a product is in equilibrium quantity, there is neither a scarcity nor a surplus on the market. When supply and demand cross, the amount of a good that consumers desire to buy is equal to the amount that its manufacturers are supplying.
The only price at which consumer and producer plans coincide is the equilibrium price, which is reached when the quantity sought by consumers and the quantity supplied by producers, respectively, are equal. The equilibrium quantity is the name given to this common quantity.
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The basic economic cost of unemployment is forgone ______. Multiple choice question. inputs output supply labor
Forgone output is the fundamental economic cost of unemployment. So, output (option (b)) is the right choice.
Forgone labour outputForgone labour output is the amount of money that persons would have made over the course of their remaining working lives, discounted to the current year if they had not passed away too soon. Forgone labour production, like other accounting metrics like the Gross Domestic Product (GDP), is not meant to represent a gauge of society's prosperity. This brings us to the welfare-based approach, which is the second method for estimating the costs of premature death.
The potential for the production of goods and services is lost forever when the economy fails to provide enough jobs for everyone who is able and willing to work.
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The Answer is:
output
What is the highest possible credit score on the FICO scale
Answer:
850
Explanation:
It's considered the unicorn of the financial world: a perfect credit score, the highest number a consumer can achieve within a credit scoring system. For the FICO® Score☉ , one of the most commonly used credit scoring models, that mythical and seemingly impossible figure is 850. (FICO® Scores range from 300 to 850.)
The strong form of efficient market theory states that: I stock prices instantaneously reflect all publicly available information II stock prices instantaneously reflect all public and non-public information III insiders have an inherent advantage when making investment decisions IV insiders have no advantage when making investment decisions
According to the strong version of efficient market theory,
Instantaneously, stock prices reflect both public and private information.There is no advantage for insiders when choosing investments.What exactly is the efficient market theory?Share prices, according to the efficient market hypothesis (EMH) or theory, accurately reflect all available information. According to the EMH, equities trade on exchanges at their fair market value. EMH proponents contend that investing in a low-cost, passive portfolio is advantageous for investors.What significance does the efficient market hypothesis have?The efficient market hypothesis adheres to liberal economic theory and has significant political ramifications. According to the efficient market hypothesis, stock prices are always traded at a "fair" market value, negating the necessity for any form of government involvement in the market.
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Which tv character was a loading dock foreman at the pendergast tool and die company?
Archie Bunker is a fictional character from the 1970s television sitcom All in the Family, played by Carroll O’Connor. Archie is depicted as a blue-collar World War II veteran and outspoken bigot.
He works as a loading dock foreman at the Prendergast Tool and Die Company in New York City. According to “All in the Family’s” backstory, Archie Bunker dropped out of high school during the Depression to support his family.
Creator Normal Lear thought audiences would despise his character, but many Americans found him very relatable.
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In the context of agency law, outside accountants and subcontractors hired to perform construction projects are examples of ________. Group of answer choices traders independent contractors agents mediators principal employers
The answer is Independent Contractors.
According to the law, An independent contractor is a person who contracts with another to do something for him (or her) but who is not controlled by the other nor subject to the other's right to control with respect to his (or her) physical conduct in the performance of the undertaking. He (or she) may or may not be an agent.
Some examples of independent contractors include:
Subcontractors and building contractors both work independently. The way a contractor and subcontractors carry out their work is not under the authority of the property owner who engages them to finish a project. Independent contractors are those who own their own trucks and hire them out on a job-by-job basis; however, those who regularly drive business trucks are typically employees.Hence, In the context of agency law, outside accountants and subcontractors hired to perform construction projects are examples of Independent contractors.
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Given a fixed level of sales and a constant profit margin, an increase in the accounts payable period can result from: an increase in the cash cycle. a decrease in the operating cycle. an increase in the ending accounts payable balance. an increase in the cost of goods sold account value. a decrease in the average accounts payable balance.
an increase in the ending accounts payable balance.
How is the balance of accounts payable determined?The amount that flows to the accounts payable balance on the business's current period balance sheet is represented by the ending balance in the accounts payable (A/P) roll-forward schedule.On a company's balance sheet, accounts payable are listed. Given that it is money owing to creditors and appears on the balance sheet under current liabilities, accounts payable is a liability. Current liabilities are a company's short-term debts, usually lasting less than three months.What Does an Accounts Payable Expense Example Look Like?Logistics and transport.Rough MaterialsFuel, power, and energy.Products and apparatus.Leasing.Licensing.Assembly and subcontracting serviceslearn more about ending accounts payable balance here
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Allison has used a bulleted list, ample amounts of white space, and headings in an e-mail message to her supervisor. In doing so, she is trying to ________.
In an email to her supervisor, Allison utilized headings, a bulleted list, and lots of white space. She is trying to save her manager's time by doing this.
How do you address an email to a manager?Determine why you are sending the email.Include a pertinent subject line.Include a salutation.Give a justification for the email.Describe the situation.Make a list of the tasks your boss needs to perform.Include a closing and a signature.How should you format an example email to a new supervisor?I'm the new [job title] here, and my name is [Your Name]. I wanted to get in touch with you and give you a quick introduction because I know we'll be working together on a number of different projects. The prospect of working with you all excites me greatly, and I eagerly anticipate getting to know each of you better at our forthcoming meeting on [date].
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If all workers are hired at the same price, the marginal cost of producing each extra unit of output falls provided the ______ of each additional worker is rising.
When workers are hired at the same price, the MC of producing extra unit of output falls provided the marginal product of each additional worker is rising.
What is a marginal product?For an input, it refers to the extra output that results from addition of one unit of the input to the existing combination of the productive factors.
Hence, whenever the workers are hired at the same price, the MC of producing extra unit of output falls provided the marginal product of each additional worker is rising.
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When quantity supplied exceeds quantity demanded, _____ exists. equilibrium a surplus a shortage fixed supply
When quantity supplied exceeds quantity demanded, a shortage exists.
What happens when quantity supplied exceeds quantity demanded?If more people want a good or service than can be supplied at the going rate, there is a shortage, which pushes prices up.With everything else remaining the same, an increase in demand will result in a rise in the equilibrium price and an increase in supply.The only price at which the quantity provided and the amount demanded are equal is at the equilibrium. Quantity supplied exceeds quantity sought at a price above equilibrium, such as 1.8 dollars, leading to an excess supply.When the quantity given and demanded are equal, an equilibrium is reached. The amount demanded will exceed the quantity provided if the price is below the equilibrium level. A shortage or an excess of demand will exist.To learn more about Quantity supplies and demands refer to:
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__ league, lower-division teams are potential competitors of teams in higher divisions because teams regularly switch leagues through promotion and relegation. Teams in a __
Teams in an open league, and lower-division teams are potential competitors of teams in higher divisions because teams regularly switch leagues through promotion and relegation.
Capability competition is those competitors who do the equal component that you and goal the same sorts of customers, however, are not promoting to your marketplace region and are not probable to achieve this. They may be your competition in the event that they are determined to go into, however, both don't have the infrastructure or have chosen to ignore your region.
To discover who your competitors are, ask your clients wherein they came from or in the event that they've used other groups within the beyond. you could additionally ask them why they switched to your commercial enterprise. that is a common query in many industries.
Businesses need to recognize who their opposition is, and what they are doing or have already attempted to do, so they can find out developments and strategies that they could use to their advantage. Often, a real gain from competitor analysis is mastering what your competition is doing earlier than attempting something new yourself.
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What was the average annual economic growth rate in Singapore over the 22.00 years from 1957 to 1979
The average annual economic growth rate in Singapore over the 22.00 years from 1957 to 1979 was 3.20%.
What is average annual economic growth rate (AAGR) ?The average annualised return of a portfolio, asset, or cash flow over time is known as the average annual growth rate, or AAGR.
The basic arithmetic mean of a set of returns is used to calculate AAGR.
Calculation for average annual economic growth rate:
Real per capita GDP in Singapore in 1957 was about $400 and it doubled to about $800.00 by 1979 over the period of 22 years.
Growth rate = [tex](\frac{last value}{initial value} )^{\frac{1}{n} } -1[/tex]
The last value = $800
The initial value = $400
n = number of years
Growth rate = [tex](\frac{800}{400} )^{\frac{1}{22} } -1[/tex]
= [tex](2)^{\frac{1}{22} } -1[/tex]
= 1.032 - 1
= 0.032
Growth rate % = 0.032×100
= 3.2%
Therefore, the growth rate in Singapore over 22 years are 3.2%.
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In the United States, because worker membership in labor unions has been ________ union impact has been decreasing in the labor market.
In the United States, because worker membership in labor unions has been declining union impact has been decreasing in the labor market.
Unions reduce salary inequality because they increase wages greater for low- and center-salary people than for better-wage people, extra for blue-collar than for white-collar employees, and extra for workers who do now not have a university diploma. Strong unions set a pay fashionable that employment growth follows.
We discover that unions adversely have an effect on unemployment rates and the boom fees of gross state product (GSP), productivity, and the populace at the same time as increasing the rate of salary inflation.
The impact of the employment growth charge is bad however not tremendous.
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_____ product development provides a young firm with a network of expertise that it couldn't afford to hire in-house.
The blank will be fill by Outsourcing.
Delegating a firm's business operations to outside parties or agencies is known as outsourcing. By doing so, the company can take advantage of benefits including enhanced quality, low-cost labor, and the development of new products and services.
Outsourcing product development provides a young firm with a network of expertise that it couldn't afford to hire in-house.
India is the most sought-after location for IT and software development outsourcing since it offers companies high-quality products on time and at significantly lower prices than those in industrialized nations.
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hat are the strategically relevant components of the U.S. Retail, Family Clothing Stores industry macroenvironment? 2. What is competition like in the family fashion industry?
The macroenvironmental elements that affect the clothing industry are those that do not belong to small businesses or their competitors.
Customers now have more options to pick from as there are more companies in the fashion sector. The fashion industry has become more competitive as a result of the variety of business models.
The factors which influence fashion are:
Social Factors.Cultural Factors.Political Factors.Environmental Factors.Psychological Factors.The availability of resources, demand, and production are three resource macroenvironmental elements that affect the fashion sector.
A fantastic illustration of monopolistic competition is the fashion business. The fast food and apparel industries are most likely to have perfect competition because, in a fully competitive market, firms are free to enter and leave at any time, and buyers and sellers have complete information about the market and its current prices.
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A cap-and-trade policy is an efficient method of reducing pollution because a.only high-cost firms will be forced to reduce pollution. b.those who can reduce pollution relatively more cheaply will have an incentive to sell permits. c.those who can reduce pollution relatively more cheaply will have an incentive to buy permits. d.only low-cost firms will be forced to reduce pollution.
those who can reduce pollution relatively more cheaply will have an incentive to buy permits.
the government determines an acceptable level of pollution and then issues permits to pollute. A company receives credit for amounts it does not emit and can then sell this credit to other companies.
What is Cap and Trade policy ?Cap-and-trade is a system that limits aggregate emissions from a group of emitters by setting a “cap” on maximum emissions.
It is characterized as a market-based policy to reduce overall emissions of pollutants and encourage business investment in fossil fuel alternatives and energy efficiency.Today, cap and trade is used or being developed in all parts of the world. For example, European countries have operated a cap-and-trade program since 2005. Several Chinese cities and provinces have had carbon caps since 2013, and the government is working toward a national programLearn more about Cap and Trade policy here:
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Sam, a buyer for a small warehouse company, is looking to purchase a forklift from caterpillar or komatsu. He is looking for a reliable, narrow forklift to fit between the warehouses’ smaller aisles and that is a lower price. Sam doesn’t need added-on services; he is well-versed in using and maintaining large equipment. He evaluates the forklift types and decides on a komatsu. Sam chooses the komatsu for its perceived reliability and it is $1500 less than the caterpillar forklift. Which approach that komatsu took was a success for sam as a customer?.
Penetration pricing is a marketing strategy used by businesses to attract customers to a new product or service by offering a lower price during its initial offering. The lower price helps a new product or service penetrate the market and attract customers away from competitors.
A company copies the competitor's pricing strategy by setting prices almost completely according to its competitor's prices or by using price as one of the features that differentiate the product.
1. Competition-Based Pricing Strategy. Competition-based pricing is also known as competitive pricing or competitor-based pricing. This pricing strategy focuses on the existing market rate (or going rate) for a company's product or service; it doesn't take into account the cost of its product or consumer demand.
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Some costs do not vary with the quantity of output produced. Those costs are called.
Some costs do not vary with the quantity of output produced. Those costs are called fixed costs.
Constant costs tend to be expenses that are based on time in place of the amount produced or sold through your business. Examples of constant costs are rent and hire expenses, salaries, utility bills, coverage, and mortgage repayments. some varieties of taxes, like enterprise licenses, are also constant expenses.
Fixed prices are charges that don't trade when sales or manufacturing volumes boom or decrease. That is due to the fact they may be now not directly related to manufacturing a product or turning in a service. As a result, fixed prices are taken into consideration to be oblique costs.
Variable expenses trade primarily based on the amount of output produced. Variable costs can also include hard work, commissions, and raw materials. fixed costs remain the same regardless of manufacturing output. fixed costs might also consist of hire and condominium bills, coverage, and interest bills.
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Inventory records for Marvin Company revealed the following: Date Transaction Number of Units Unit Cost Mar. 1 Beginning inventory 990 $ 7.27 Mar. 10 Purchase 520 7.77 Mar. 16 Purchase 426 8.37 Mar. 23 Purchase 500 9.07 Marvin sold 1,830 units of inventory during the month. Ending inventory assuming FIFO would be:
Ending inventory assuming FIFO would be $4,810.42
Step 1Cost of goods sold= Beginning Inventory + Purchases = Cost of Goods Available for sale
Cost of Goods Available for sale -- Ending Inventory= cost of goods sold
Step 2990× 7.27= 7,197.3$
520× 7.77= 4,040.4$
426× 8.37= 3,565.6$
500× 9.07= 4,535$
total= 19,338.3$
⇒19,338.3/2,436 =7.938
Step 32,436-- 1,830 =606
⇒606×7.938= $4,810.42
Ending inventory=$4,810.42
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context of Theory Y managers in China, managers who are skilled in the management of people and possessing political and ideological expertise are called
Context of Theory Y managers in China, managers who are skilled in the management of people and possessing political and ideological expertise are called the reds.
People are self-motivated and love the challenge of work, according to theory Y. With this presumption, managers foster a closer working relationship with their staff members and inspire them by giving them the freedom to act independently, take on responsibility, and make decisions.Working hard both physically and mentally comes as naturally to individuals as sleeping or playing. Coercion, control, and punishment threats are important to motivate people to meet organizational goals.What is the Theory Y approach?According to Theory Y, managers should foster an environment at work where workers have the chance to exercise initiative and self-direction. Opportunities for employees to contribute to the success of the company should be provided.
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An examination of the public records to determine the relevant documents related to transfers of a property is called
Answer:
Explanation:
A deed. Proof of ownership is evidence that title is marketable.
Desmond has a signed listing agreement with his clients, the Harpers. In exchange for helping the Harpers list, market, and sell their home, the Harpers have agreed to pay Desmond a commission. What type of agreement do Desmond and the Harpers have
A bilateral agreement is the type of agreement that Desmond and the Harpers had.
What is a bilateral agreement?This refers to an agreement enforced by a negotiations between two parties that is established in writing and signed by representatives of the parties.
Hence, as Desmond has a signed listing agreement with his clients and Harpers have agreed to pay Desmond a commission, then, a bilateral agreement has occured.
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Which of the following is not a business transaction? a.Erin pays her monthly personal credit card bill. b.Erin purchased hedge trimmers for her lawn service agreeing to pay the supplier next month. c.Erin deposits $15,000 in a bank account in the name of Erin's Lawn Service. d.Erin provided services to customers earning fees of $60
Erin pays her monthly personal credit card bill.
As it is clearly written not a business transaction
A business transaction, in the context of electronic commerce, is any monetary transaction that is made between consumers or businesses via the Internet.
Any transaction which a businessman conduct for personal use is not a business transaction.
What is a Business Transaction ?A business transaction is an economic event with a third party that is recorded in an organization's accounting system. Such a transaction must be measurable in money.
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As a shareholder in Titanic Shipping, Inc., James Blue is one of the many actual owners. In case of the bankruptcy of the corporation, his liability would be limited to Question 28 options: his ownership percentage of the actual loss. the amount of his investment. nothing at all. what is left after selling the stock and subtracting the debt.
As a shareholder in Titanic Shipping, Inc., James Blue is one of the many actual owners. In case of the bankruptcy of the corporation, his liability would be limited to the amount of his investment.
What shareholder means?Any individual, business, or organization that has stock in a corporation is a shareholder. A shareholder of a firm may own just one share. As residual claimants on a company's profits, shareholders may be subject to capital gains (or losses) and/or dividend payments.What is shareholder and example?The definition of a shareholder is a person who owns shares in a company. Someone who owns stock in Apple is an example of a shareholder noun. A person who owns one or more shares of stock in a joint-stock company or a corporation.What is the purpose of a shareholder?The shareholders are the company's owners and give financial support in exchange for prospective dividends paid out over the course of the business. There are three ways for an individual or business to become a shareholder in a company by adhering to the company's memorandum at the time of incorporation.
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Jasper makes a $44,000, 90-day, 9% cash loan to Clayborn Company. Jasper's entry to record the collection of the note and interest at maturity should be
Jasper's entry to record the collection of the note and interest at maturity should be:
Debit Cash Account 44,990
Credit Interest Income $990
Credit Notes Receivable $43,000
The amount collected is:
Cash collected
= $44,000 Amount lend + Interest Income
And
Interest Income
= Amount lend * Interest Percent * For the days / 360
= $44,000 * 9% * 90 / 360
= $990
Now putting the interest income value in the above equation, we have:
Cash collected
= $44,000 Amount lend + $990
= $44,990
So the cash is increase by $44,990 interest income increased is by $990 and the Note receivable is at amount issued which has been decreased by $44,000.
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Li Meng purchased a property that had been owned by the same man for more than 40 years. The title search was clean. In the spring, she started seeing traffic on the path to her dock and discovered that the previous owner had always allowed the locals to use his path to get to the lake. What covenant may have been breached
The covenant is against encumbrances.
what is an Encumbrance?A claim made against a piece of property by someone who isn't the owner is called an encumbrance.
Encumbrance may affect the property's ability to be transferred and limit its free use until the encumbrance is removed. Real estate is subject to the most prevalent kinds of encumbrances, such as mortgages, easements, and property tax liens.Real estate encumbrances exist in a wide variety of forms due to its numerous applications. Each type is intended to describe precisely what each claim entails—and is entitled to—while also protecting parties.The previous property owner failed to disclose to Li Meng that there was an easement across the property.
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The collection, transformation, and organization of data in order to draw conclusions, make predictions, and drive informed decision-making describes what?
Data analytics is the collection, transformation, and organization of data in order to draw conclusions, make predictions, and drive informed decision-making.
Analyzing data collections to identify trends and make judgments about the information they contain is known as data analytics (DA). Data analytics is increasingly carried out with the use of specialist hardware and software.
For instance, it facilitates audience segmentation by various demographic categories, analyses opinions, and trends in each category, and generates more precise, accurate, and useable snapshots of public opinion.
A significant amount of data is processed at various phases of business analytics, and there are five major types of analytics:
descriptive, diagnostic, predictive, prescriptive, cognitive.Organizations may better manage their data and find new opportunities by using data analytics. This results in wiser company decisions, more effective operations, greater profitability, and happier clients.
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What is the term for the point where your business earns more money than it spends, and begins to become profitable?.
A growth stage is the point where business earns more money than it spends and begins to become profitable.
What is a growth stage?In a business cycle, the growth stage means the stage where sales, revenues and profits begin to grow as the product becomes more popular in the market.
Hence, it is the point where business earns more money than it spends and begins to become profitable.
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A firm reaches the breakeven point when it earns more money that it spends and begins to be profitable.
What is breakeven point?
This is the point at which the revenue of the company is the same as its costs, hence, makes a zero profit.
Thereafter, the company's would begin earn more revenue than the costs it incurs, thereby making profits.
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Which paragraph of the purchase agreement states that the balance of the purchase price will be deposited into escrow prior to closing
Subparagraph E states that the balance of the purchase price (which must be filled in) will be deposited in escrow prior to closing.
What is a Purchase Agreement?This refers to the contractual document that contains the business terms for the purchase of an item.
Hence, we can see that from the complete information about the purchase agreement, the paragraph where the contractual terms were discussed about the purchase price and use of escrow is stated in Subparagraph E
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