If the reserve ratio increased from 10 percent to 20 percent, the money multiplier would: A) rise from10 to 20.
B) rise from 5 to 10. C) fall from 10 to 5. D) fall from 20 to 10 E) not change

Option E, Express ratification occurs when a person reaches the age of majority and states, either orally or in writing, that he or she intends to be bound by the contract entered into as a minor.

This means that the individual explicitly confirms and agrees to be bound by the terms of the contract they entered into as a minor, and they can no longer disaffirm the contract. This is in contrast to disaffirmance, which is the act of rejecting or voiding a contract entered into as a minor.

The other options, Implied novation, Implied ratification, and Express novation are not related to the scenario of a minor entering into a contract, but to other types of contracts.

To learn more about the Express ratification at

https://brainly.com/question/29817978?referrer=searchResults

#SPJ4

Starting to save early is important because it allows you to meet your short-term and long-term financial needs.

Starting to save early gives you time to build up a cushion for any unexpected expenses. It also gives you the opportunity to invest your money and make it grow over time.

When you save early, you can take advantage of compound interest, which means that your money will earn interest on the principal plus any interest that has already been earned. This allows your money to grow faster over time.

Additionally, having a long-term savings plan can help you achieve financial goals such as buying a home or paying for college tuition. Saving early also helps to protect you from financial hardship in the future by providing an emergency fund to cover unexpected expenses.

For more questions like Long-term plans click the link below:

https://brainly.com/question/13130674

#SPJ4

Marketing research aims to approach its assignment in a methodical and impartial manner. This entails creating a thorough and well-thought-out research strategy that specifies each stage of the investigation.

If marketing management wants to have enough faith in its findings to be willing to make hazardous decisions based on them, impartiality in marketing research is crucial. To this goal, marketing researchers use the scientific approach to the greatest extent feasible. The scientific method is unique in that it transforms implicit assumptions, conceptions, and views into explicit statements (or hypotheses). These are empirically tested. Alternative explanations for the occurrence or phenomenon of interest are also taken into account on an equal basis. A better rice milling device was created not too long ago by a business that specialised in agricultural engineering. The device was brought into Thailand where the country's previous rice mills had a design that produced a high rate of damaged machines (broken kernels). 

Learn more about marketing research here:

https://brainly.com/question/18723483

#SPJ4

Answer:

Explanation:

A. Family life refers to the relationships and dynamics within a family. It includes factors such as communication, love and support, discipline, and responsibilities within the family.

B. Peace and order refers to the level of stability, security, and safety within a community or society. It is maintained through laws, law enforcement, and social norms.

C. Environmental condition refers to the state of the natural surroundings, including air quality, water quality, and the presence of natural resources. It also includes the impact of human activities on the environment.

D. Politics refers to the systems and processes by which a society is governed, including the formation and exercise of power, decision-making, and the distribution of resources.

E. Economy refers to the production, distribution, and consumption of goods and services within a society. It includes factors such as employment, trade, and the level of wealth within a society.

F. Health refers to the physical and mental well-being of individuals and communities. It includes factors such as access to healthcare, nutrition, and hygiene.

G. Jobs and employment refer to the availability and conditions of work within a society. It includes factors such as the unemployment rate, the types of jobs available, and the wages and benefits offered by employers.

The term "supply chain" describes a path that goes from raw materials to components to finished goods that are delivered to customers. A supply chain includes elements such as product development, marketing, operations, distribution, financing, and customer support.

The most basic kind of a supply chain is one that only involves a company, its suppliers, and its customers. A few examples include producers of raw materials, manufacturers, distributors, retailers, and retail customers. The physical comparison of a drawn-out, interconnected set of supplier operations that finally leads to the shipping of a finished product was first made public by Keith Oliver of Booz Allen Hamilton.

To learn more about supply chain, click here.

https://brainly.com/question/30086410

#SPJ4

The additional compensation to individuals from each additional unit of pollutant is known as even the marginal social good of pollution. A company may gain from increasing its pollution levels if, for instance, it must purchase and install pricey special equipment to extract Carbon dioxide in order to stop CO2 emissions.

Recall that marginal societal benefit of contamination is the huge savings that an increased unit of pollutants results in for polluters. Accordingly, each plant will continue to emit pollution until its own marginal utility of pollution equals zero in the absence of government intervention.

A marginal utility is the highest price a consumer will pay for an extra bonus service or product. It also refers to the additional pleasure or use that a customer experiences after purchasing the extra commodity or service.

To know more about marginal benefit visit:

https://brainly.com/question/22519664

#SPJ4

An optimal capital structure will increases a company's market value while lowering its capital costs .

Having said that, the term "optimal capital structure" refers to the ratio of debt to equity that maximizes market value while minimizing a company's cost of capital, more precisely, its weighted average cost of capital (WACC) (i.e. shareholder wealth).

The best capital structure for a business is one that balances the ideal debt-to-equity ratio with the lowest possible cost of capital for the organization. Managers choose internal financing over outside sources. If outside financing is required, start with the safest securities.

To know more about capital structure visit :

https://brainly.com/question/15041466

#SPJ4

The equation of the perpendicular bisector of the line segment will be equal to y =2/5x.

In order to find the equation of perpendicular bisector of the line segment between the two points we first find the mid point of the two points as the bisector will pass through the mid points of the two end points of the line segment.

The formula for mid point is expressed as

P(x, y) = [(x₁ + x₂)/2, (y₁ + y₂)/2] where x₁ = 3, y₁ = 7 and x₂ = 7, y₂ = -3

P(x, y) = [(3 + 7/2), (7 - 3)/2]

P(x, y) = (5, 2)

Now, the slope of the given line segment is expressed as

Slope = (-3 - 7)/(7 - 3)

Slope = -10/4

Slope = -5/2

Now, the slope of the perpendicular bisector = 2/5

Now, the equation of the perpendicular bisector passing through point (5, 2) is expressed as

y - 2 = 2/5(x - 5)

5y - 10 = 2x - 10

5y = 2x

y = 2/5x which is the required equation.

Learn more about Perpendicular bisector at:

brainly.com/question/29330141

#SPJ4

Complete Question:

If (3, 7) and (7, −3) are the endpoint of the segment, find the equation of the perpendicular bisector of the line segment.

$544.21 is the value of your investment at the end of 10 years at deposited amount of $300 in a bank account that pays 6%.

given data:

deposited amount = $300

interest amount =  6%

the formula will be:

A=P(1+r/400)^4n

substitution the above values:

future value = $300(1+6/400)^(4*10)

                    = $544.21

Investments are financial commitments made to acquire assets in the hopes that their value would rise over time. Investment necessitates the loss of a current resource, such as time, money, or effort. In the world of finance, investment is done in order to profit from the asset being put to use. A gain (profit) or loss realised through the sale of a home or investment, unrealized capital gain (or loss), investment income like dividends, interest, or rental income, or a mix of capital gain and income may all be included in the return. The return may also include foreign exchange profits or losses as a result of shifting exchange rates.

learn more about Investments here

https://brainly.com/question/15105766

#SPJ4

Melody works full-time and makes $4,600 a month in Sioux City, South Dakota (paid semi-annually).

The deduction for health insurance is $50 every pay period.

Contribution = 3% to her 401(k).

Semi-monthly payment = Monthly Payment / 2

Semi-monthly payment = 4600 / 2 = $2300

Earnings before tax = Revenue from semi-monthly earnings – Deduction in health insurance

Earnings before tax = $2300 - $50 = $2250

6.2% for social security and 1.45% for Medicare is the FICA tax rate.

7.65% is the overall FICA tax rate.

Value of Tax rate:

Social Security = 6.2% * Earnings before tax

Social Security = 6.2% * $2250 = $139.50

Medicare tax = 1.45% x Earnings before tax

Medicare tax = 1.45% x $2250 = $32.63

Contribution = 3% of 401(k)

⇒ Semi-monthly earnings x 3% of the contribution

Contribution = $2300 x 3% = $69.

Taxable earnings = Semi-monthly earnings – Deductions in health insurance – contribution

Taxable earnings = $2300 - $50 - $69 = $2181

$164 is the amount of income tax withheld (the amount would be deducted in one withholding allowance, which would be between $2162 and $2182).

Net pay = Taxable earnings - Social security tax - Medicare tax – Withholding income tax

Net pay = 2181 - 139.50 - 32.63 - 164 = $1844.87

Therefore, the Net pay is computed at $1844.87

To know more about Pre-tax Deductions, refer to this link:

https://brainly.com/question/15217857

#SPJ4

When a customer is interested in purchasing penny stocks, the broker-dealer must generally disclose the current market quotation, compensation received, number of shares, risks, financial condition of an issuer, the fact that they may be acting as a market maker or liquidity provider, they may be a shareholder, and that the penny stock is a low-priced stock with greater risks.

When a customer is interested in purchasing penny stocks, the broker-dealer must generally disclose the following information either prior to the transactions or with monthly account statements:

To learn more about stocks at

https://brainly.com/question/29992015?referrer=searchResults

#SPJ4

If the company's equity return is 11%, then net income will indeed be $177.40.

To start, we perform the very same routine action: we deduct the $500 To calculate net income, we can use the return on equity (ROE) formula:

Net Income = Return on Equity x Total Equity

In this case, we know that the ROE is 11 percent. To calculate total equity, we can use the debt-equity ratio:

Total Equity = Total Assets / (1 + Debt-Equity Ratio)

Plugging in the given values:

Total Equity = $2,532 / (1 + .57) = $2,532 / 1.57 = $1,611

Now we can use the ROE formula to find net income:

Net Income = 11% x $1,611 = $177.21

So, the net income of Y3K, Incorporated is $177.21

Your company has a strong return on equity (ROE) if it has a net income split by shareholders' equity of 20%. It takes effective appropriate capital management to give shareholders a great return.

To know more about net income visit:

brainly.com/question/19654698

#SPJ4

At the end of five years, Dustin must be paid $48666.

In mathematics, simplifying and simplification refer to the process of operating and interpreting a function to simplify or make the expression easier to understand.

Dustin's starting salary is therefore $40,000 Each year, it is anticipated that his salary will rise by 4%. It is necessary to determine Dustin's anticipated salary after five years to the nearest dollar.

Let the Dustin salary at the end be x, as indicated by the question: x = 40000(1 + 0.04)n

Add n = 5 to the previous equation: x = 40000(1.04)5 x = $48666

To learn more about simplifying here:

https://brainly.com/question/23453741

#SPJ4

Experts say that while only 1.6 percent of Americans have a perfect 850 credit score, this is the only one that matters.

Credit scores between 580 and 669 are generally considered fair, although the ranges vary depending on the credit scoring model; 670 to 739 are deemed satisfactory; 740 to 799 are regarded as excellent; and scores above 800 are deemed excellent.

A FICO rating is a forecast of your acknowledge conduct, for example, that you are so liable to take care of an advance on time, in view of data from your credit reports.

A person's credit score is a number that lenders use to figure out how likely it is that they will pay back a loan or credit card on time.

Learn more about credit score:

brainly.com/question/30105774

#SPJ4

Making changes is important because it allows us to adapt to a rapidly changing world. We need to be able to adjust our strategies and processes to meet the needs of our customers and stakeholders.

A customer is an individual or organization that buys goods, services, or products from another. Customers play an important role in any business as they are the ones who generate the revenue for the company by providing the necessary sales. They are also vital to the success of a business as they provide feedback on products and services and provide a means of gauging the success of a business. Customers should be valued and treated well in order to ensure repeat business, loyalty, and satisfaction.

Making changes also allows us to stay ahead of the curve, ensuring our business remains competitive and relevant. Finally, making changes helps us create a healthier and more efficient working environment by encouraging innovation and creativity.

To learn more about customer
https://brainly.com/question/26313265
#SPJ4

Intrinsic motivation is the desire to do something for the inherent satisfaction of completing the task. This type of motivation is largely internal and can be less affected by external factors, though certain external pressures may push one to complete the task out of a sense of obligation rather than satisfaction.

For example, an individual may have a goal of writing a book and be motivated to complete it because it is a creative challenge they've set for themselves. While they may be pressured to finish by an external deadline, they are still motivated to write because they find joy and satisfaction in completing the task.

Competition affects the free enterprise system to consumers rather than numerous clones of the same product.

Businesses contend against each other to offer products and services consumers want in a free enterprise system rather than the government decreeing what can and can not be vented.   Competition is a driving force of free enterprise, performing with lesser effectiveness and lower prices for the consumer—countries embracing free request principles profit from an advanced standard of living.

The U.S.  profitable system of free enterprise has five main principles the freedom for individualities to choose businesses, the right to private property,  gains as an incitement, competition, and consumer sovereignty.

To learn more about the free enterprise system, visit here.

https://brainly.com/question/13297799

#SPJ4

At the end of the fiscal year, the debt is $7.5 trillion at beginning debt of  $7 trillion dollars of the fiscal year.

A fiscal year (FY), usually referred to as a budget year, is the time period that the government and businesses utilise for accounting to create their yearly financial accounts and reports. Depending on how you count it, a fiscal year might last 12 months or 52 weeks and not always on December 31. The term "calendar year" refers to the time frame that runs from January 1 to December 31. Government accounting, which differs between nations, and budgetary considerations both employ the fiscal year. Furthermore, corporations and other organisations utilise it for financial reporting. Generally, the reporting period does not coincide with the calendar year, although laws in many countries mandate that yearly financial reports be written and publicised.

learn more about fiscal year here

https://brainly.com/question/16742794

#SPJ4

A. Scarcity is the condition of having limited resources in relation to unlimited wants and needs. It is characterized by the following properties:

1. Limited Resources: There are finite amounts of resources available, meaning that they are limited in quantity. This means that resources must be allocated in a way that is efficient and effective.

2. Unlimited Wants and Needs: Human wants and needs are unlimited, meaning that we always want more than what is available. This creates competition for resources and means that some people will not have their needs or wants to be met.

3. Allocation of Resources: Because resources are limited, they must be allocated in a way that is efficient and effective. This requires difficult decisions to be made and resources to be distributed in an equitable manner.

For more questions like Scarcity click the link below:

https://brainly.com/question/30123232

#SPJ4

Cryptocurrency need to  have a physical presence unit of account backed by a commodity store of value to be considered and effective type of money

A cryptocurrency is a newer version or remote currency that uses encryption to protect it from counterfeiting or duplicate spending. Blockchain technology, a public ledger regulated by a dispersed network of computers, is the foundation of many cryptocurrencies' decentralised networks. The fact that cryptocurrencies are often not issued only by central authority makes them potentially impervious to intervention from or manipulation by governments. Some coin maintenance schemes employ validators. A proof-of-stake model requires owners to pledge their tokens as security. In exchange, individuals receive control over the token in proportion to their investment. These token stakers typically acquire more ownership over time through network fees, newly created tokens, or other similar compensation systems.

To learn more about cryptocurrency refer here:

https://brainly.com/question/16450854

#SPJ4

Aling Paring began depositing PHP 2000 on a quarterly basis into a fund that earns 5.5% compounded. Consequently, the fund is valued at $56,413.75 after six years.

Future worth of a regular annuity provided by,

F.V. = P [(1 + r) n - 1] / r,    equation (1)

 F.V. = P [(1 + r) n - 1] / r,    equation (1)

periodic interest rate = r

The number of payments is n.

Here,

P = 2,000 

r = 5.5% / 4 = 0.01375 

for the number of payments (n), 

which is 4 payments in a year and 24 payments 

so in a six-year period (i.e., n = 24 payments).

the value above in equation 1

so

F.V. = 2000 [(1+ 0.01375) 24 - 1] / 0.01375

F.V. = 56,413.75

P = $56,413.75 will therefore be in the fund after six years.

To know more about Compound Interest, refer to this link:

https://brainly.com/question/14295570

#SPJ4

The percentage of perfect orders is computed at 98%

A proportional unit is a percentage. A percentage is a figure or ratio stated as a fraction of 100 in mathematics. Although the abbreviations "pct.", "pct.", and occasionally "pc" is also used, the percent symbol, "%," is frequently used to indicate it. A % is a number without dimensions and without a standard measurement. The ratio's numerical value is multiplied by 100 to obtain the percent value.

Calculation of percentage of perfect orders:

⇒ [(orders processed - failures) / orders processed] * 100

⇒ [(2,000,000 - 40,000) / 2,000,000] * 100

⇒ [1,960,000 / 2,000,000} * 100

⇒ (196 / 200) * 100

⇒ 0.98 * 100

Therefore, the percentage of perfect orders = 98%

To know more about Percentage, refer to this link:

https://brainly.com/question/14801224

#SPJ4

In North Dakota, a producer collecting premiums from clients for his own personal use is engaging in a larcenous activity. Hence, option (a) can be considered as correct.

To know more about, insurance premium, visit :

https://brainly.com/question/13724529

#SPJ4

The complete question is mentioned below :

In North Dakota, a producer collecting premiums from clients for his own personal use is engaging in a

Larcenous activity

Capital practice

Coercive practice

Rebating activity

The above mentioned statements are the characteristics of blight that tend to encourage public safety problems.

Preventing and defending against situations that might jeopardise the general public's safety and security from grave risk, harm, or property damage is known as public security or public safety. It is frequently carried out by a state's government to safeguard its residents, those who live on its territory, and organisations and institutions from dangers to their existence, prosperity, and well-being. Organizations involved in public safety are those that carry out public safety. They often include first responders and emergency services, including law enforcement, fire departments, hospitals, security personnel, and military personnel. Wherever possible, private public safety groups do exist, although they are frequently run by the government.

learn more about Organization here

https://brainly.com/question/29504584

#SPJ4

Real GDP would be $28,600.The decrease in the price level would lead to a decrease in nominal GDP. When the price level decreases, each dollar of nominal GDP buys fewer goods and services.

The percentage change in the GDP deflator from one period to the next is the inflation rate. We may define it mathematically as GDP deflator of year 2 minus GDP deflator of year 1, divided by GDP deflator of year 1, and then multiplied by 100.

We know that the formula for GDP Deflator is :

GDP Deflator = (Nominal GDP/Real GDP) × 100

We have , 98 = (28,000/ Real GDP) ×100

Or, 28,000 / Real GDP = 98 / 100

Or, Real GDP / 28,000 = 100 / 98

Or, Real GDP = (100/98) × 28,000

= 28,571.429 which is approximately equal to 28,600.

Real GDP is $28,600.

Learn more about Goods at

: brainly.com/question/15727371

#SPJ4

A factory and its equipment, intellectual property like patents, or the financial assets of a company or a person are all examples of things that provide value or benefit to their owners and fall within the broad definition of capital.

While money in and of itself could be considered capital, the term is more frequently used to refer to money that is being used for investments or productive purposes. In general, capital is an essential part of managing a firm day-to-day and funding its expansion in the future.

According to economists, whether a unit is a family, a small firm, a major corporation, or an entire economy, capital is essential to its operation.

Calculation of opening Capital

Closing Capital                     $400,000

(+) Drawing                             $ 50,000

(-) Additional  Capital             ($300,000)

       Adjusted Capital              150,000

Opening Capital                        

     Loss                                     ($20,000)

        Opening Capital            $ 130,000

Learn more about Capital here

https://brainly.com/question/13574089

#SPJ1

If you own a house cleaning business, you've definitely thought about this when a customer seems to want more of you than was first agreed upon. In this article, you'll learn how to sell commercial cleaning services to fulfill demand.

One who purchases goods or services from another company is referred to as a customer. Because they generate revenue, customers are crucial to businesses because they allow them to survive.

Customers that frequent stores but typically rely their purchases on markdowns are known as discount customers. Customers who buy based on need: People who want to purchase a particular good. Customers who are uncertain about their purchases are said to be wandering.

To know more about customers visit:

https://brainly.com/question/26743878

#SPJ4

In the PSSP Hierarchy of needs model, the level which is illustrated by a got milk magazine campaign which tends to encourage the consumers to drink more milk is for the physiological needs.

The PSSP Hierarchy of Needs is considered to be a theory which is put into the shape of a pyramid which tends to represent a consumer's needs. Here, the needs which are most important to a consumer and their well-being are at the bottom of the pyramid and so as the needs get less important they then move up in the pyramid.

However, the physiological needs are considered to be the lowest level of Maslow's hierarchy of needs. They are considered to be the most essential things a person needs in order to survive. Thus, they include the need for water, shelter, water, rest, warmth, and health.

To learn more about the PSSP Hierarchy here:

https://brainly.com/question/16465518

#SPJ4

The resources used to produce goods and services are called inputs. Inputs can be tangible or intangible. Physical inputs are physical resources such as land, capital, labor, raw materials, and machinery. Intangible inputs are non-physical resources such as knowledge, skills and reputation.

Physical inputs are used to produce the physical aspects of goods and services. For example, raw materials are used to produce a physical product, labor is used to assemble and package it, and capital is used to purchase the necessary machinery and equipment. Intangible inputs are used to produce intangible aspects of goods and services. Knowledge and skills are used to create new products and services, and reputation is used to increase a company's market share.

To know more about inputs click here

https://brainly.com/question/17416526

#SPJ4

Finds a value in the top row of a table or an array of values and return a value in the same column from a row you choose in the table or array. Use HLOOKUP when the values you want to compare are in a row at the top of a data table and you want to look a certain number of rows down.

VLOOKUP is used when the values you want to compare are in a column to the left of the data you want to find. "Horizontal" is what the "H" in "HLOOKUP" stands for.

Syntax: HLOOKUP(lookup_value, table_array, row_index_num, [range_lookup])

This is the syntax for the HLOOKUP function:

Lookup_value: Required. This number can be found in the very first column of the table. Any number, reference, or text string can be used for the lookup value parameter.

Table_array: Required. It's a table where you can check information. Do this by mentioning a range or giving the range's name. The first row of the table array can include anything from text to numeric to logical data.

If range_lookup is TRUE, the first row of the table array must include the following values in ascending order: [...-2], [-1], [0], [1], [2], [A-Z], [FALSE], [TRUE]. The table array does not need to be sorted if the range lookup is set to FALSE. All text, whether capitalized or not, is treated the same. Put the numbers in left-to-right order, increasing values first.

Row_index_num: Required. The index of the table array row from which to retrieve the matched value. A row_index_num of 1 returns the first-row value in table_array, a row_index_num of 2 returns the second-row value in table_array, and so on. HLOOKUP will return the #VALUE! error if the row index num is less than 1, and the #REF! error if the row index num is larger than the number of rows on the table array.

Range_lookup: Optional. Whether you want HLOOKUP to locate an exact match or an approximate match, you can tell it how closely to search for it with this logical value. When TRUE or left blank, a close match is returned. That is, if the lookup value is not an exact match, the greatest possible value that is smaller than the lookup value will be returned. If FALSE, HLOOKUP will do a case-insensitive search. Not finding one causes the return of the error value #N/A.

To know more about the function:

https://brainly.com/question/22603459

#SPJ4